How To Become An Underwriting Service Representative: What It Is and Career Path

What is an underwriting service representative and how to become one

Updated January 8, 2025

3 min read

The average underwriting service representative salary is $48,433. The most common degree is a bachelor's degree degree with an business major. It usually takes 6-12 months of experience to become an underwriting service representative. Underwriting service representatives with a Associate in General Insurance (AINS) certification earn more money. Between 2018 and 2028, the career is expected to grow -4% and produce -105,300 job opportunities across the U.S.

ScoreUnderwriting Service RepresentativeUS Average

Salary

3.8

Avg. Salary $48,433

Avg. Salary $59,228

Stability level

5.9

Growth rate -4%

Growth rate 0.3%

Diversity

9.6

Race

American Indian and Alaska Native 0.67%

Asian 7.27%

Black or African American 12.71%

Hispanic or Latino 19.13%

Unknown 5.66%

White 54.57%

Gender

female 67.86%

male 32.14%

Age - 39

Race

American Indian and Alaska Native 3.00%

Asian 7.00%

Black or African American 14.00%

Hispanic or Latino 19.00%

White 57.00%

Gender

female 47.00%

male 53.00%

Age - 39

Stress level

5.9

Stress level is manageable

7.1 - high

Complexity level

6.6

Complexity level is challenging

7 - challenging

Work life balance

6.5

Work life balance is good

6.4 - fair

Key steps to become an underwriting service representative

Explore underwriting service representative education requirements

Most common underwriting service representative degrees

Bachelor's

60.0 %

Associate

22.9 %

High School Diploma

9.3 %

Start to develop specific underwriting service representative skills

Skills	Percentages
Insurance Policies	11.01%
Customer Service	10.81%
Customer Inquiries	6.00%
Risk Analysis	5.90%
Underwriting Guidelines	5.77%

Complete relevant underwriting service representative training and internships

Accountants spend an average of 6-12 months on post-employment, on-the-job training. New underwriting service representatives learn the skills and techniques required for their job and employer during this time. The chart below shows how long it takes to gain competency as an underwriting service representative based on U.S. Bureau of Labor Statistics data and data from real underwriting service representative resumes.

Research underwriting service representative duties and responsibilities

Process documentation within manage database systems and ImageRight system for the legal binding of commercial insurance risk.
Examine injure persons and administer first aid or cardiopulmonary resuscitation, if necessary, using training and medical supplies and equipment.
Process documentation within manage database systems and ImageRight system for the legal binding of commercial insurance risk.

Prepare your underwriting service representative resume

When your background is strong enough, you can start writing your underwriting service representative resume.

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Choose from 10+ customizable underwriting service representative resume templates

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