Explore jobs
Find specific jobs
Explore careers
Explore professions
Best companies
Explore companies
Best states for an underwriting specialist
Quoted expert
Janet Ruiz
- Rank 1 - 10
- 11 - 20
- 21 - 30
- 31 - 40
- 41 - 51
Are you thinking of becoming an underwriting specialist and really want to work at CNA Financial? Turns out, your chances to become an underwriting specialist are better in some states than others.This way, if you are newly entering the job market, or you are looking to change jobs, you know which places are the best for underwriting specialist jobs.
We figured that the best places for underwriting specialist jobs has three things everyone would agree on. There would be high annual wages, good career prospects (no matter what phase of the career you are in), and a lot of job opportunities.We found that New York is the best state for underwriting specialist jobs, whereas Mississippi is the worst.
10 best states for underwriting specialists in 2025
1. New York
Total underwriting specialist jobs: 930 Average annual salary: $88,630 Lowest 10 percent earn: $55,000 Highest 10 percent earn: $141,000 Location Quotient: 1.092. Delaware
Total underwriting specialist jobs: 110 Average annual salary: $71,351 Lowest 10 percent earn: $44,000 Highest 10 percent earn: $115,000 Location Quotient: 1.313. Connecticut
Total underwriting specialist jobs: 221 Average annual salary: $81,176 Lowest 10 percent earn: $51,000 Highest 10 percent earn: $128,000 Location Quotient: 14. Ohio
Total underwriting specialist jobs: 661 Average annual salary: $71,508 Lowest 10 percent earn: $44,000 Highest 10 percent earn: $114,000 Location Quotient: 0.975. California
Total underwriting specialist jobs: 1,933 Average annual salary: $80,234 Lowest 10 percent earn: $48,000 Highest 10 percent earn: $133,000 Location Quotient: 0.996. Pennsylvania
Total underwriting specialist jobs: 748 Average annual salary: $72,032 Lowest 10 percent earn: $44,000 Highest 10 percent earn: $115,000 Location Quotient: 0.967. Illinois
Total underwriting specialist jobs: 767 Average annual salary: $71,995 Lowest 10 percent earn: $45,000 Highest 10 percent earn: $112,000 Location Quotient: 0.968. Massachusetts
Total underwriting specialist jobs: 481 Average annual salary: $98,238 Lowest 10 percent earn: $62,000 Highest 10 percent earn: $154,000 Location Quotient: 0.789. Arizona
Total underwriting specialist jobs: 646 Average annual salary: $66,101 Lowest 10 percent earn: $39,000 Highest 10 percent earn: $111,000 Location Quotient: 1.6510. Michigan
Total underwriting specialist jobs: 616 Average annual salary: $63,810 Lowest 10 percent earn: $40,000 Highest 10 percent earn: $100,000 Location Quotient: 1.19
Underwriting specialist jobsNear Columbus, OH
How Zippia determines the best states to be an underwriting specialist
You can read about how the best state rankings are calculated here.
Detailed list of the best states for an underwriting specialist
| Rank | State | Average salary | Lowest 10% earn | Population | Job count |
|---|---|---|---|---|---|
| 1 | New York | $88,630 | $55,000 | 19,849,399 | 930 |
| 2 | Delaware | $71,351 | $44,000 | 961,939 | 110 |
| 3 | Connecticut | $81,176 | $51,000 | 3,588,184 | 221 |
| 4 | Ohio | $71,508 | $44,000 | 11,658,609 | 661 |
| 5 | California | $80,234 | $48,000 | 39,536,653 | 1,933 |
| 6 | Pennsylvania | $72,032 | $44,000 | 12,805,537 | 748 |
| 7 | Illinois | $71,995 | $45,000 | 12,802,023 | 767 |
| 8 | Massachusetts | $98,238 | $62,000 | 6,859,819 | 481 |
| 9 | Arizona | $66,101 | $39,000 | 7,016,270 | 646 |
| 10 | Michigan | $63,810 | $40,000 | 9,962,311 | 616 |
| 11 | North Carolina | $65,096 | $39,000 | 10,273,419 | 726 |
| 12 | North Dakota | $63,313 | $41,000 | 755,393 | 70 |
| 13 | New Hampshire | $74,330 | $47,000 | 1,342,795 | 85 |
| 14 | Maine | $66,944 | $43,000 | 1,335,907 | 83 |
| 15 | Colorado | $66,038 | $41,000 | 5,607,154 | 440 |
| 16 | Texas | $64,332 | $36,000 | 28,304,596 | 1,519 |
| 17 | Indiana | $66,705 | $42,000 | 6,666,818 | 386 |
| 18 | Wisconsin | $65,517 | $42,000 | 5,795,483 | 333 |
| 19 | Kansas | $62,730 | $39,000 | 2,913,123 | 210 |
| 20 | District of Columbia | $76,109 | $46,000 | 693,972 | 95 |
| 21 | Vermont | $63,802 | $40,000 | 623,657 | 56 |
| 22 | Rhode Island | $64,395 | $40,000 | 1,059,639 | 78 |
| 23 | South Dakota | $58,268 | $38,000 | 869,666 | 85 |
| 24 | Nevada | $60,732 | $36,000 | 2,998,039 | 154 |
| 25 | Georgia | $62,965 | $37,000 | 10,429,379 | 651 |
| 26 | Iowa | $56,880 | $36,000 | 3,145,711 | 300 |
| 27 | Washington | $62,703 | $40,000 | 7,405,743 | 468 |
| 28 | Florida | $58,675 | $31,000 | 20,984,400 | 1,206 |
| 29 | Hawaii | $56,025 | $42,000 | 1,427,538 | 75 |
| 30 | New Jersey | $63,894 | $39,000 | 9,005,644 | 455 |
| 31 | Oregon | $60,217 | $38,000 | 4,142,776 | 273 |
| 32 | Utah | $55,466 | $35,000 | 3,101,833 | 243 |
| 33 | Minnesota | $60,689 | $39,000 | 5,576,606 | 361 |
| 34 | West Virginia | $56,578 | $35,000 | 1,815,857 | 92 |
| 35 | Wyoming | $52,676 | $34,000 | 579,315 | 77 |
| 36 | Montana | $57,136 | $38,000 | 1,050,493 | 72 |
| 37 | Idaho | $55,918 | $36,000 | 1,716,943 | 104 |
| 38 | Alaska | $45,464 | $36,000 | 739,795 | 65 |
| 39 | Maryland | $58,504 | $36,000 | 6,052,177 | 384 |
| 40 | Virginia | $58,070 | $35,000 | 8,470,020 | 541 |
| 41 | Nebraska | $52,845 | $33,000 | 1,920,076 | 162 |
| 42 | New Mexico | $56,742 | $33,000 | 2,088,070 | 106 |
| 43 | Missouri | $56,573 | $35,000 | 6,113,532 | 330 |
| 44 | Kentucky | $54,931 | $34,000 | 4,454,189 | 205 |
| 45 | Oklahoma | $56,039 | $34,000 | 3,930,864 | 165 |
| 46 | Tennessee | $53,467 | $32,000 | 6,715,984 | 331 |
| 47 | Louisiana | $49,975 | $28,000 | 4,684,333 | 194 |
| 48 | Alabama | $48,535 | $28,000 | 4,874,747 | 268 |
| 49 | Arkansas | $49,163 | $29,000 | 3,004,279 | 153 |
| 50 | South Carolina | $49,690 | $29,000 | 5,024,369 | 236 |
| 51 | Mississippi | $48,142 | $28,000 | 2,984,100 | 106 |
Highest paying states for underwriting specialists
| Rank | State | Avg. Underwriting Specialist Salary |
|---|---|---|
| 1 | New York | $88,630 |
| 2 | Delaware | $71,351 |
| 3 | Connecticut | $81,176 |
| 4 | Ohio | $71,508 |
| 5 | California | $80,234 |
| 6 | Pennsylvania | $72,032 |
| 7 | Illinois | $71,995 |
| 8 | Massachusetts | $98,238 |
| 9 | Arizona | $66,101 |
| 10 | Michigan | $63,810 |
| 11 | North Carolina | $65,096 |
| 12 | North Dakota | $63,313 |
| 13 | New Hampshire | $74,330 |
| 14 | Maine | $66,944 |
| 15 | Colorado | $66,038 |
| 16 | Texas | $64,332 |
| 17 | Indiana | $66,705 |
| 18 | Wisconsin | $65,517 |
| 19 | Kansas | $62,730 |
| 20 | District of Columbia | $76,109 |
| 21 | Vermont | $63,802 |
| 22 | Rhode Island | $64,395 |
| 23 | South Dakota | $58,268 |
| 24 | Nevada | $60,732 |
| 25 | Georgia | $62,965 |
| 26 | Iowa | $56,880 |
| 27 | Washington | $62,703 |
| 28 | Florida | $58,675 |
| 29 | Hawaii | $56,025 |
| 30 | New Jersey | $63,894 |
| 31 | Oregon | $60,217 |
| 32 | Utah | $55,466 |
| 33 | Minnesota | $60,689 |
| 34 | West Virginia | $56,578 |
| 35 | Wyoming | $52,676 |
| 36 | Montana | $57,136 |
| 37 | Idaho | $55,918 |
| 38 | Alaska | $45,464 |
| 39 | Maryland | $58,504 |
| 40 | Virginia | $58,070 |
| 41 | Nebraska | $52,845 |
| 42 | New Mexico | $56,742 |
| 43 | Missouri | $56,573 |
| 44 | Kentucky | $54,931 |
| 45 | Oklahoma | $56,039 |
| 46 | Tennessee | $53,467 |
| 47 | Louisiana | $49,975 |
| 48 | Alabama | $48,535 |
| 49 | Arkansas | $49,163 |
| 50 | South Carolina | $49,690 |
| 51 | Mississippi | $48,142 |
Expert opinions on the best states for underwriting specialists
Are there any particularly good places in the United States for underwriting specialists to find work opportunities?
Janet Ruiz
Director – Strategic Communication, Insurance Information Institute
Underwriting jobs may be found at corporate home offices, specialized field offices, or regional offices of insurance companies. Insurance broker agencies also have underwriting positions. Commercial Business and Specialty, Auto and Homeowners insurance all use underwriters.
Underwriting specialist best states FAQs
Have more questions? See all answers to common business and financial questions.
Search for underwriting specialist jobs
Updated January 8, 2025