Associate Underwriter
Remote job
When someone needs insurance coverage for the unique, the unusual, or the unconventional, they come to Burns & Wilcox. Our Associate Underwriters directly service a book of business under the supervision of an Underwriter, offering the opportunity to learn the specialty insurance business and career advancements into an Underwriter role. Interested? Join our team!
Responsibilities:
Service a book of business under the direct supervision of an underwriter
Log applications, prepare binders, and process policies and endorsements
Bind risk, post the invoice, and process technical data
Screen renewal applications and send out renewal letters; perform some of the underwriting and prepare quotes for underwriter approval
Assist with new business development
Order and follow up on inspections and handle endorsement requests and referrals for the underwriter
Manage relationships with retail agents and follow up on any outstanding information needed to complete the underwriting file
Qualifications:
Bachelor's degree or equivalent combination of education and work experience
Insurance experience in underwriting and/or brokerage support with excess & surplus lines preferred
Sales & marketing experience preferred
Be technologically savvy and data driven
Compensation Package
Competitive overall compensation package with base salary + discretionary bonus. Base salary range of $60,000-$70,000.
Flexible, hybrid, and remote work options
Health benefits & 401K with employer match
Employer paid continuing education courses and designations
Many opportunities for career advancement
About our Company
Burns & Wilcox, the flagship organization of H.W. Kaufman Group, is North America's leading wholesale insurance broker and underwriting manager. Burns & Wilcox offers wide ranging and comprehensive solutions to serve retail insurance brokers and agents of all sizes, from the large houses to the more than 30,000 independent brokers and agents worldwide. Fueled by its freedom from Wall Street and private equity, Burns & Wilcox is a privately owned company whose standards of service, depth of market relationships and outstanding talent are unsurpassed in the specialty insurance sector.
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
Provider Licensing and Onboarding Specialist
Remote job
Join Preferred Podiatry Group (PPG) and play a key role in ensuring our providers are fully licensed, credentialed, and ready to deliver exceptional care. As the Provider Licensing & Onboarding Specialist, you'll manage the full lifecycle of licensing and onboarding from securing and renewing state licenses to coordinating communication, scheduling, and logistics for new providers.
The ideal candidate is organized, detail-oriented, and proactive, with strong communication skills and the ability to thrive in a fast-paced, collaborative environment while keeping processes running smoothly.
This is a part-time, non-exempt remote position reporting to the Senior Manager of Strategy and Programs.
What you will do:
Licensing & Credentialing
Serve as the lead contact for securing provider licenses in new states as requested by leadership.
Ensure all licensing is completed in a timely manner, proactively identifying and addressing bottlenecks that may delay completion.
Manage state license renewals for providers licensed outside their home state, ensuring timely renewal before expiration dates.
Maintain updated provider credentials and documentation within internal systems.
Monitor provider files and alert leadership of any providers at risk of rescheduling due to missing credentials within two business days of scheduled visits.
Onboarding Coordination
Serve as the main point of contact for providers during the onboarding process, ensuring clear communication from offer acceptance to the provider's first day in the field.
Coordinate onboarding logistics, including ordering clinical supplies, business cards, and name tags.
Partner with the Marketing Analyst to ensure provider bios are completed and updated in Salesforce.
Collaborate with Clinical Leadership, Sales, and Operations to schedule orientation and training dates.
Organize and host virtual training sessions via Teams as needed.
Track onboarding progress using Asana and other reporting tools to ensure monthly capacity goals are met.
Identify onboarding delays and provide actionable solutions to maintain timelines.
Book travel accommodations (flights, hotels, transportation) for onboarding providers attending training sessions.
Maintain strong cross-departmental communication to ensure a smooth onboarding experience.
Assist in planning quarterly Chicago onboarding meetings for new providers.
Qualifications:
Associate or bachelor's degree preferred, or equivalent relevant experience.
2+ years of experience in provider licensing, credentialing, or healthcare onboarding (required).
Strong organizational and time-management skills, with the ability to handle multiple priorities simultaneously.
Excellent written and verbal communication skills.
Proficiency in Microsoft Office Suite and familiarity with systems such as Asana, Salesforce, and Teams.
Detail-oriented, proactive, and capable of problem-solving under deadlines.
Preferred Podiatry Group (PPG), headquartered in Chicago, IL, is a specialized healthcare organization that partners with long-term care facilities across the country to deliver exceptional onsite podiatric care. For over 40 years, PPG has been dedicated to improving access, quality, and outcomes for residents in skilled nursing and senior living communities. PPG is an equal employment opportunity employer. We value diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity or expression, religion, national origin, age, disability, marital status, or pregnancy.
The hourly compensation for this position is: $19 - $25. Compensation for this role is based on a variety of factors, including but not limited to, skills, experience, qualifications, location, and applicable employment laws. The expected range for this position reflects these considerations and may vary accordingly. In addition to base pay, eligible employees may have the opportunity to participate in company bonus programs.
Note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice.
Senior Underwriter
Remote job
Commercial Lines Underwriter - Remote (Arkansas, Missouri, or Kansas City Metro)
A respected insurance organization is seeking an experienced Commercial Lines Underwriter to oversee a high-volume territory with significant underwriting authority. This position offers remote flexibility from Arkansas, Missouri, or the Kansas City Metro area, with occasional travel to support agency relationships and strategic initiatives.
Key Responsibilities
Select, grow, and maintain a profitable book of business across multiple commercial lines.
Evaluate complex accounts involving diverse operations, multiple lines of business, and specialized pricing requirements.
Analyze exposures, financials, risk appetite, and historical performance to determine appropriate coverage and pricing.
Ensure compliance with underwriting standards through accurate documentation and risk assessment.
Build and strengthen agency relationships through regular communication and strategic visits.
Provide education to agents on products, underwriting appetite, and systems.
Collaborate with marketing and leadership teams on agency planning and performance reviews.
Mentor and guide less experienced underwriters, offering expertise on complex accounts and agency strategies.
Qualifications
Bachelor's degree in insurance, business administration, or a related field.
Minimum of five years of experience in commercial lines underwriting.
Professional designations such as CPCU preferred.
Skills and Competencies
Advanced knowledge of underwriting and risk analysis.
Strong decision-making and problem-solving abilities.
Excellent written and verbal communication skills, with the ability to present effectively to groups.
Proficiency in Microsoft Office and related digital tools.
Ability to manage multiple priorities and meet deadlines.
Demonstrated leadership and collaboration skills.
Compensation and Benefits
Competitive compensation commensurate with experience.
Remote work flexibility with regional travel requirements.
Comprehensive benefits package including medical, dental, and vision coverage.
401(k) plan with employer match.
Generous paid time off and company-recognized holidays.
Professional development opportunities and pathways for career advancement.
Underwriting Specialist, Middle Market Solutions
Remote job
With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.
Position Summary:
The Underwriter role is responsible for driving profitable growth through the evaluation and underwriting of new and renewal accounts. This position involves close collaboration with producers to negotiate pricing, terms, and conditions, while proactively managing capacity and ensuring compliance with governance frameworks and underwriting guidelines. Can be hybrid in our Boston or Hartford office or work remote in the New England states plus upstate New York. This is a market-facing so expected to be meeting with brokers in the territory.
Responsibilities and Accountabilities:
* Underwrite Profitable business
* Underwrite new and renewal accounts to meet top and bottom line targets
* Negotiate price and terms and conditions with producers
* Proactively manage capacity
* Underwrite and evaluate Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modeling and interpretation of scenarios for relevant Lines of Business (LoB's)
* Underwriting Approach and Compliance
* Underwrite in line with LoB governance framework - e.g. Underwriting Authorities, Underwriting Guidelines, Rules and Principles
* Ensure contract certainty is achieved on all accounts at time of inception
* Ensure utilization of global pricing tools
* Ensure placing and binding of FAC Reinsurance prior to policy inception
* Policy Documentation and Administration
* Ensure accurate policy documentation issued to producers or producers has issued documentation (where producer responsibility)
* File maintenance - ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled
* Proactively support completion of policy administration and credit control processes
* Contribute to development and execution of regional Underwriting strategy for LoB regionally
* Training, developing and coaching of less experienced staff (including Underwriters)
Education and Experience:
* A minimum of 3+ years of direct experience in underwriting profitable business
* Specialized expert understanding of sub-LoB products and portfolio
* Recognized relationships with brokers at peer group level and well established within market
* Specialized understanding of regional / local LoB insurance markets and competitor landscape, including global elements
* Preferably a degree in Economics, Finance, Insurance Management, or Business Administration
* Professional insurance qualification (e.g. CPCU) is a plus
#LI-AM3
#LI-Remote
#LI-Hybrid
For individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.
$100,100 - $150,800/year
* Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.
* Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click here to learn more on available benefits.
Do you like solving complex business problems, working with talented colleagues and have an innovative mindset? Arch may be a great fit for you. If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our talent community to share your preferences directly with Arch's Talent Acquisition team.
14400 Arch Insurance Group Inc.
Auto-ApplyUnderwriting Specialist - Life Science (Hybrid or Remote)
Remote job
Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community. Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It's our promise to you.
Who we are
At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups.
Intact's Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team.
The opportunity
We currently have an opportunity for an Underwriting Specialist to join our Life Science team in our San Francisco, CA office on a hybrid schedule or remote in the West, Pacific Northwest or Southwest territories of the United States. The Underwriting Specialist underwrites and manages a book of business of highly complex, specialty accounts within broad authority levels. Assists with the development and execution of strategic initiatives that contribute to the growth and profitability for that book of business in assigned territory. Focus is typically on new business production and large account management. Some of the Underwriting Specialist duties include but are not limited to:
* Maximizes opportunities for underwriting profitable new and renewal business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. Manages financial performance of assigned territory including: accident year loss ratio, premium plans (new business, retention, and rate/exposure increases), and commission targets.
* Underwrites a book of business and manages underwriting quality and book management. Executes underwriting strategy as determined by management, including portfolio management, self-audits of new and renewal business and well documented approvals of underwriting edits. Ensures compliance with standards and assigned underwriting authorities.
* Demonstrates a strong understanding of exposures and key coverage issues. Makes underwriting decisions to accept, decline, or modify risks within broad underwriting authority. Implements underwriting decisions in compliance with state laws.
* Develops superior working relationships with producers to successfully promote achievement of mutual growth and profitability goals and to supply the appropriate products and services. From a sales perspective, has the ability to identify gaps in coverage and/or services, understands where the company can make a difference based on those gaps and uses that information to help retain or obtain a customer. Works closely with and establishes strong business partnerships with other departments, including claims, actuary and risk control staff in an effort to better service producers and accounts.
* Regularly travels to key producers/accounts and remains highly visible in the marketplace. Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. Understands and communicates the company's underwriting appetite. Monitors agency action plans and participates in account management, agency planning and marketing meetings to best position the business for the future. Participates in industry events and/or committees.
* Gathers and analyzes competitor information and producer specific reports on assigned producers' new business flow, retention, profitability and potential, to support territorial rate reviews. Works with other underwriting staff to determine and make recommendations for marketing, pricing, products and systems.
* Provides training and mentoring to less experienced underwriters.
* Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively.
The expertise you bring
* Bachelor's degree or equivalent experience preferred.
* Minimum of 5-7 years of Life Science underwriting experience.
* Professional insurance designation is preferred
Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires, but your recruiter will share more specific compensation information with you during the hiring process. The typical base salary range for this position is: $115,000 - $162,000, based on the factors aforementioned. For candidates located in San Francisco, CA; Washington DC; our Massachusetts based offices and the New York City metro area, the base salary range is $145,000 -$169,000. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to:
* Comprehensive medical, dental and vision insurance with no waiting period
* Competitive paid time off programs
* 401(k) savings and annual contributions of up to 12% of annual salary
* Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits
This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed.
Why choose Intact
We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility.
Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what's right to build an inclusive society.
Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance.
Check out our Glassdoor reviews to see why people love working for Intact!
Our promise to you
Our Values are foundational to our success at Intact. You'll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself.
In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can:
* Shape the future: Help us lead an insurance transformation to better protect people, businesses, and society.
* Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right.
* Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow.
About Intact
At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services.
#LI-US
#LI-CC1
#LI-REMOTE
Underwriting Specialist - Life Science (Hybrid or Remote)
Remote job
Our employees are at the heart of what we do: helping people, businesses and society prosper in good times and be resilient in bad times. When you join our team, you are bringing this purpose to life alongside a passionate community.
Feel empowered to learn and grow while being valued for who you are. At Intact, we commit to supporting you in reaching your goals with tools, opportunities, and flexibility. It's our promise to you.
Who we are
At Intact Insurance Specialty Solutions, we are experts at what we do in protecting what makes businesses unique. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups.
Intact's Global Specialty Lines business spans across more than 20 verticals in four distinct markets: U.S., Canada, UK and Europe. The following opportunity is for our U.S. team.
The opportunity
We currently have an opportunity for an Underwriting Specialist to join our Life Science team in our San Francisco, CA office on a hybrid schedule or remote in the West, Pacific Northwest or Southwest territories of the United States. The Underwriting Specialist underwrites and manages a book of business of highly complex, specialty accounts within broad authority levels. Assists with the development and execution of strategic initiatives that contribute to the growth and profitability for that book of business in assigned territory. Focus is typically on new business production and large account management. Some of the Underwriting Specialist duties include but are not limited to:
Maximizes opportunities for underwriting profitable new and renewal business, as appropriate based on market conditions, by leveraging business relationships, product knowledge and underwriting acumen. Develops and maintains an active target account list tracking prospects and account rounding and/or missed opportunities. Manages financial performance of assigned territory including: accident year loss ratio, premium plans (new business, retention, and rate/exposure increases), and commission targets.
Underwrites a book of business and manages underwriting quality and book management. Executes underwriting strategy as determined by management, including portfolio management, self-audits of new and renewal business and well documented approvals of underwriting edits. Ensures compliance with standards and assigned underwriting authorities.
Demonstrates a strong understanding of exposures and key coverage issues. Makes underwriting decisions to accept, decline, or modify risks within broad underwriting authority. Implements underwriting decisions in compliance with state laws.
Develops superior working relationships with producers to successfully promote achievement of mutual growth and profitability goals and to supply the appropriate products and services. From a sales perspective, has the ability to identify gaps in coverage and/or services, understands where the company can make a difference based on those gaps and uses that information to help retain or obtain a customer. Works closely with and establishes strong business partnerships with other departments, including claims, actuary and risk control staff in an effort to better service producers and accounts.
Regularly travels to key producers/accounts and remains highly visible in the marketplace. Anticipates the needs of the agency plant, analyzes trends, and implements proactive strategies that best position the business. Understands and communicates the company's underwriting appetite. Monitors agency action plans and participates in account management, agency planning and marketing meetings to best position the business for the future. Participates in industry events and/or committees.
Gathers and analyzes competitor information and producer specific reports on assigned producers' new business flow, retention, profitability and potential, to support territorial rate reviews. Works with other underwriting staff to determine and make recommendations for marketing, pricing, products and systems.
Provides training and mentoring to less experienced underwriters.
Maintains a strong professional knowledge of competitive, regulatory and legal environments and applies this information effectively.
The expertise you bring
Bachelor's degree or equivalent experience preferred.
Minimum of 5-7 years of Life Science underwriting experience.
Professional insurance designation is preferred
Our salary ranges are determined by many factors including location, role, experience and skillset of the candidate. The following ranges displayed reflect the target base salary for new hires, but your recruiter will share more specific compensation information with you during the hiring process. The typical base salary range for this position is: $115,000 - $162,000, based on the factors aforementioned. For candidates located in San Francisco, CA and the New York City metro area, the base salary range is $145,000 -$169,000. In addition to base salary, full time Intact employees are also eligible for bonus potential and a full range of benefits to include but not limited to:
Comprehensive medical, dental and vision insurance with no waiting period
Competitive paid time off programs
401(k) savings and annual contributions of up to 12% of annual salary
Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits
This position will remain posted until a final candidate is selected. Once the role is filled, this job posting will be removed.
Why choose Intact
We live our Values: We are committed to acting with the highest of ethical standards through our five core values: integrity, respect, customer driven, excellence and social responsibility.
Our commitment to Diversity: Founded in our values, we see diversity as a strength and aspire to create an environment where everyone can be themselves, grow and succeed. Together, we will stand up for what's right to build an inclusive society.
Manage your Time: What you accomplish matters more than hours in the office. We are committed to creating a positive and supportive environment in which you perform your best. Our Time-Off and Flexible Work Arrangement options help foster a healthy work-life balance.
Check out our Glassdoor reviews to see why people love working for Intact!
Our promise to you
Our Values are foundational to our success at Intact. You'll make a difference every day when you live our Values, do your best work, are open to change, and invest in yourself.
In return, we promise you support, opportunities, and performance-led financial rewards in a flexible work environment where you can:
Shape the future: Help us lead an insurance transformation to better protect people, businesses, and society.
Win as a team: Collaborate with inspiring people to do your best work every day and together, stand up for what is right.
Grow with us: Refresh and reinvent your skills, learn from our diverse teams, lift others up, and grow.
About Intact
At Intact Insurance Specialty Solutions we are experts at what we do. Our deep understanding of the specialty insurance market is the foundation for our customized solutions, backed by targeted risk control and claims services. Our employees are passionate about providing insurance coverage that's aligned to our targeted customer groups. Today, we help protect over a dozen industries with tailored coverages and services.
#LI-US
#LI-CC1
#LI-REMOTE
Underwriting Specialist
Remote job
Our client is seeking a highly skilled Underwriting Specialist with deep experience in merchant underwriting-ideally in environments involving ISO and ISV partnerships. This role is perfect for someone who can operate independently, make sound frontline risk decisions, and manage fast-moving, partner-driven underwriting workflows with confidence.
You'll review new merchant applications, evaluate financial and risk profiles, enforce compliance standards, and collaborate closely with Sales and external partners. This is a high-impact role with significant autonomy and visibility across the organization.
What You'll Do
Review and underwrite merchant applications by evaluating business models, financials, credit reports, and compliance checks.
Apply underwriting criteria to determine risk levels, required conditions (reserves, limits), and approval/decline decisions.
Serve as the primary underwriting point of contact for ISO and ISV-driven referrals.
Communicate underwriting decisions clearly to Sales and Account Managers, providing rationale and next steps.
Ensure every decision is fully compliant with industry regulations and internal risk policies (e.g., NACHA, card network rules, KYC/AML).
Conduct due diligence, including identity verification, OFAC/MATCH checks, and bank account validation.
Identify prohibited or high-risk business types early and escalate as needed.
Help refine underwriting procedures to support operational efficiency and evolving business needs.
Participate in underwriting case reviews and collaborate on account updates.
Maintain accurate documentation and defend underwriting decisions using risk-based rationale.
Stay current with underwriting trends, tools, and best practices.
Complete other related tasks as assigned.
What We're Looking For
Minimum Qualifications
Bachelor's degree in an analytical field (mathematics, statistics, economics) or equivalent experience.
2-4 years of merchant underwriting or risk analytics experience.
Preferred Qualifications
Underwriting experience within fintech, payments, or financial services-particularly ACH, eCheck, or card-processing environments.
Experience working within an ISO/ISV underwriting ecosystem.
Familiarity with NACHA rules or Regional Payments Associations.
Relevant certifications (CPP, AAP, APRP, ACAMS) are a plus.
Skills & Abilities
Strong analytical and problem-solving skills.
Solid understanding of merchant risk, financial analysis, and underwriting tools (credit bureaus, MATCH, bank statements, scoring systems).
Working knowledge of NACHA guidelines, payment regulations, and fraud/compliance frameworks.
Ability to communicate complex risk decisions clearly.
Proficient in Salesforce and Microsoft Office Suite.
Highly organized, excellent written and verbal communication skills.
Comfortable working independently in a remote environment.
Work Environment
Remote Work Requirements
Dedicated, quiet workspace
Reliable high-speed internet
Ability to collaborate daily through virtual tools
Regular communication with Underwriting and Sales teams
Physical Requirements
Extended periods of computer-based work
Reasonable accommodations available upon request
Benefits: Our client offers a competitive and comprehensive benefits package, which includes:
Competitive salary
Health, dental, and vision insurance (individual & family)
Short-term and long-term disability
401(k) with employer match
Generous Paid Time Off (PTO)
Equal Opportunity Statement
Our client is an Equal Employment Opportunity and Affirmative Action employer. All qualified applicants will receive consideration without regard to race, color, religion, sex, identity, age, national origin, veteran status, or disability status. Reasonable accommodations are available throughout the application process.
Government Underwriter
Remote job
With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients.
The Opportunity:
The Government Underwriter is responsible for reviews and evaluates information on mortgage loan documents to determine if the borrower, property, and transaction meet JMAC guidelines. JMAC Lending has funded more than $20 billion in mortgage loans. The Conventional / Government underwriter is responsible for rendering a decision within company guidelines and communicating the decision to all applicable parties. Must be able to work independently, or as a team; have critical thinking skill, have excellent written, and verbal communication skills. Maintains exceptional customer service to remain consistent with company culture.
This role will deal with numbers, calculations and must possess a good auditing and analytical skills including a firm knowledge on math. A good skill in decisions making is also vital since the major of mortgage underwriters are deciding and evaluating whether to approve or deny the client's loan application.
This is a Full-Time/Remote opportunity offering competitive pay ranging from $88,000 to $106,000 annually plus bonus.
Key Responsibilities:
Review credit documents in accordance to JMAC, FHA, and VA guidelines.
Review borrower's income and assets in accordance to JMAC, FHA, and VA guidelines.
Review subject property title and appraisal in accordance to JMAC, FHA, and VA guidelines.
Must be able to make loan decisions independently (Approve or Decline).
Sign off on conditions.
Verify the consistency of information throughout the file
Utilize FHA Connection, FHA EAD, VA VIP/WebLGY, and GUS to complete, correct, or verify the validity of required forms.
Complete assigned files within established turn times.
Maintain communication, and customer service with file contacts throughout the loan process.
Other duties as assigned.
Based on business needs overtime may be required.
Requirements
At least 2 years of recent experience as a DE and SAR Underwriter.
A minimum of 2 years of recent expertise in FHA and VA lending.
A thorough understanding of current FHA and VA guidelines.
Familiarity with federal and state regulations in the mortgage banking sector (including TRID, ECOA, Fair Lending, etc.) is essential.
Proficient knowledge of DU/LP/TOTAL Scorecards is required.
Excellent communication skills with the ability to engage effectively with brokers.
Preference for candidates with 6 months or more experience in USDA/RD, though it's not mandatory.
Benefits
Comprehensive Health Care Plan (including Medical, Dental, & Vision)
Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment)
Generous Paid Time Off (for Vacation & Holidays)
Secure Retirement Plan (401k)
Short-Term & Long-Term Disability Coverage
Family Leave Benefits
Access to Wellness Resources
JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin.
DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.
Auto-ApplySenior Underwriting Consultant - Multi-Life & Policy Change
Remote job
Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own.
We're actively seeking a talented Multilife and Policy Change Life Underwriter to join our Consumer Markets Division. We are hiring at the Senior Underwriting Consultant level, and this role supports 100% remote work.
As a Senior Underwriting Consultant, you'll play a key role in Pacific Life's growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners.
Now is a great time to join our Underwriting team. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life.
How You'll Help Move Us Forward
Review and analyze prospects to determine eligibility for Guaranteed Issue/Simplified Issue.
Prepare offer letters for Multilife business.
Evaluate medical, non-medical and financial information to provide sound and competitive risk assessment on Policy Change, Reinstatement, and Multilife applications within review and signature authority.
Consult with superiors or medical department concerning any complex risk situations.
Provides Underwriting review for contestable death claims, as needed.
Develops and maintains strong relationships and open communication with field personnel to facilitate submission of business, promote trust, and make it easy to do business with Pacific Life.
Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards.
The Experience You Bring
7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies
Established approval authority of $10M
Ability to work with multiple distribution channels and multiple products
Effective written and verbal communication skills with the ability to build relationships both internally and externally
Ability to develop specific goals, plan, and prioritize work
Ability to balance projects in addition to normal workload
What Makes You Stand Out
Bachelor's Degree
Experience underwriting Policy Changes and Reinstatements
An understanding of how life insurance is utilized to support Executive Benefit plans, and experience underwriting corporate-owned and corporate-sponsored life insurance
Completion of the following designations: FLMI and FALU
You can be who you are.
People come first here. We're committed to an inclusive workforce. Learn more about how we create a welcoming work environment at ******************** What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife.
Benefits start Day 1.
Your wellbeing is important. We're committed to providing flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.
• Prioritization of your health and well-being including Medical, Dental, Vision, and a Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation.
#LI-AS1
Base Pay Range:
The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.
$122,040.00 - $149,160.00
Your Benefits Start Day 1
Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered.
Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
Paid Parental Leave as well as an Adoption Assistance Program
Competitive 401k savings plan with company match and an additional contribution regardless of participation
EEO Statement:
Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.
Auto-ApplyLIHTC Underwriter
Remote job
Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging.
Join us at enterprisecommunity.org
Working at Enterprise
At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey.
Enterprise offers career opportunities in our offices across the country with an exceptional benefits package.
Summary
Enterprise Community Investment is seeking an experienced individual with affordable housing and/or LIHTC experience to underwrite low-income housing tax credit investments. Extensive knowledge of LIHTC (Low Income Housing Tax Credits) along with strong financial analysis skill is required.
Job Description
Responsibilities:
Underwrite tax credit investments as assigned including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval and investor review including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment.
Under the direction of the originator and director of underwriting, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities.
Provide regular communication to originator and director of underwriting regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist.
Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator or director of underwriting) and help to complete and organize closed deal files for transition to Asset Management.
Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business).
Participate in and contribute to group meetings and discussions.
Performs other duties as assigned.
Qualifications:
Bachelor's degree in Business, Accounting or Finance, or related field required. Master's degree preferred.
3-5+ years' experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs
Extensive knowledge of LIHTC and strong financial analysis skill is required.
Experience in closing real estate transactions highly preferred.
Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines.
Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus.
Strong writing /editing skills needed to produce correspondence and reports.
Demonstrated verbal communication and interpersonal skills to represent company to all parties.
Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations.
Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines.
Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills.
Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member.
Ability to maintain big picture focus while attending to detailed work and providing thorough documentation.
Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines.
Ability to work evening and weekend hours during peak periods.
Total Rewards at Enterprise:
You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing.
Enterprise offers a comprehensive total rewards package for you and your family.
The base salary for this role is $116,000 to $130,000, depending on level of skills and experience.
The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs.
At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as adoption and surrogacy support. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others.
#LI-JW1 #ID
Auto-ApplyUnderwriting Consultant - Remote.
Remote job
Life Insurance Signature / Authority Limits
$5M Signature / $7.5M Authority
PLEASE NOTE: ONLY APPLICANTS WITH INDIVIDUAL LIFE UNDERWRITING EXPERIENCE WILL BE CONSIDERED FOR THIS ROLE.
Builds relationships with Financial Advisors and internal partners. Develops the skills necessary to successfully underwrite Life, Disability, and/or Long-term Care insurance policies in an inclusive and fast-paced environment ensuring all quality, service and production goals are met.
Primary Duties & Responsibilities
Field & Client Experience.
Responsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business.
Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal.
Responsible for prescreen inquiries.
Underwriting
Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed.
Uses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs .
Uses advanced skills to review applications and adheres to underwriting standards.
Solves complex problems and escalations.
Advanced level of experience with NM product types and changes
Models change agility while maintaining mortality and morbidity expectations.
Demonstrates continuous learning through the early adoption of new ways of underwriting.
Proficient with Reinsurance programs and able to determine where to best place a case.
Underwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made.
Provides active case and requirement management and provides customized service with guidance.
Demonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placement.
Provides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers.
Actively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.)
Collaborates with medical directors and technical staff.
Responsible for adherence to procedures and regulatory processes .
Understands and meets all quality, service, and production goals .
Partners with Underwriting Support for case management.
Cross-Functional leadership.
Subject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives.
Collaborates and designs P3 curriculum with L&D/Tech Team .
Qualifications
A bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review.
Minimum of 5 years of underwriting experience.
Analytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules.
Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness.
Proficient in computer skills and using various software packages.
Ability to work accurately while maintaining speed and flexibility in a team and independent production environment.
A high degree of organization and the ability to establish priorities and meet deadlines.
Demonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees.
Displays agility to manage multiple tasks and adapt in a changing work environment.
#LI-Remote or LI-Hybrid
Compensation Range:
Pay Range - Start:
$76,650.00
Pay Range - End:
$142,350.00
Geographic Specific Pay Structure:
We believe in fairness and transparency. It's why we share the salary range for most of our roles. However, final salaries are based on a number of factors, including the skills and experience of the candidate; the current market; location of the candidate; and other factors uncovered in the hiring process. The standard pay structure is listed but if you're living in California, New York City or other eligible location, geographic specific pay structures, compensation and benefits could be applicable, click here to learn more.
Grow your career with a best-in-class company that puts our clients' interests at the center of all we do. Get started now!
Northwestern Mutual is an equal opportunity employer who welcomes and encourages diversity in the workforce. We are committed to creating and maintaining an environment in which each employee can contribute creative ideas, seek challenges, assume leadership and continue to focus on meeting and exceeding business and personal objectives.
Auto-ApplyCRE Credit Underwriter
Remote job
Amalgamated Bank (“AB”) is a socially conscious bank founded in 1923. AB is actively growing its CRE portfolio with multi-family, industrial, and other asset classes in the Northeast, Washington D.C, San Francisco, Chicago and other gateway cities. The Credit Underwriter I (AVP) will be an integral part of the loan review and approval process for new CRE loan transactions.
The Credit Underwriter I will work closely with the origination team and credit risk management in reviewing and analyzing financial statement reports, conducting due diligence, assessing credit risk, preparing deal screen presentations, writing credit approval memorandums, presenting recommendations to the credit committee, and monitoring and managing the credit portfolio.
The Credit Underwriter I will be expected to work on numerous deals simultaneously. The job requires a self-starter capable of independently completing work in a thoughtful and thorough manner, while evaluating all risks associated with complicated CRE credit transactions.
Essential Job Functions:
Prepare comprehensive credit memorandums that provide in-depth analysis of new credit requests and analyze risks and mitigants of loan structures.
Work with the origination team and credit as risks are uncovered during the underwriting/closing process.
Assist in the presentation of transactions to the credit committee in support of approval.
Complete annual credit reviews.
Maintain good working knowledge of the Bank's lending policies/ procedures and identify exceptions to credit policy.
Recommend appropriate risk ratings in accordance with credit policy guidelines.
Attend meetings and/or conference calls on transactions, lead due diligence discussions and guide the deal though the approval process.
Perform other duties as required by the job.
Knowledge, Skills and Experience Requirements:
Bachelor's degree in Finance, Real Estate, or other related field with proven academic excellence.
Formal credit training and 2 + years of underwriting experience within a Commercial Bank or other real estate credit lender.
Highly proficient financial analysis skills, including financial modeling and understanding of financial data for CRE loan transactions.
Ability to work well on a team with different personalities, adjust quickly to various work situations, and remain composed under pressure/in stressful situations.
Ability to work on multiple long-term transactions simultaneously, while prioritizing assignments to meet deadlines.
Strong verbal, written, inter-personal, and public presentation skills.
Proven organizational skills; able to work independently and be detail-oriented.
Our job titles may span more than one career level. The starting base salary for this role is between $90,000.00 - $120,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future.
Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas.
Hybrid Work Model
Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”.
Search Firm Representatives- Please Read Carefully
Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.
Auto-ApplyField Commercial Lines Underwriting Specialist | Remote
Remote job
Job DescriptionOur client is expanding their Commercial P&C Insurance footprint in Idaho and seeking to add a Field Commercial Lines Underwriting Specialist. This person will primarily be responsible for driving New Business throughout the territory while managing and cultivating agency relationships. The ideal candidate will be a strategic thinker with excellent analytical skills and experience underwriting Commercial Lines products (GL, Auto, WC, and Property). This position offers a flexible remote schedule with occasional travel within a designed territory.Key Responsibilities
Underwrite and manage a portfolio of commercial lines accounts to meet profitability and growth objectives.
Review new and renewal submissions for coverage, pricing, and acceptability in accordance with company guidelines.
Build and maintain strong relationships with independent agents and brokers to generate new business opportunities.
Provide exceptional service and support to agency partners, including training and guidance on underwriting processes.
Conduct agency visits to assess books of business, identify growth opportunities, and deliver market insights.
Collaborate with internal teams - including product management and claims - to ensure effective policy management.
Monitor market trends and the competitive landscape to adjust underwriting strategies and achieve business goals.
Ensure compliance with all regulatory requirements and company standards.
Qualifications
4 - 7+ years of Commercial Lines Field / Production Underwriting experience
In-depth knowledge of commercial insurance products, coverages, and underwriting principles.
Strong interpersonal and communication skills, with the ability to build lasting agency relationships.
Bachelor's degree in business, finance, insurance, or related field preferred.
Salary & Benefits
$115,000 - $140,000 annual base salary + lucrative bonus potential
Comprehensive benefits package including health, dental, vision, life, and retirement plans
Generous PTO plan
Flexible schedule with remote work options
Collaborative and supportive work environment
Mortgage Loan Underwriter - Remote Opportunity
Remote job
Town and Country Bank is seeking an experienced Mortgage Loan Underwriter with experience in conventional and government loan underwriting. This position may be worked out of one of our branch locations in Illinois or can be remote. ABOUT US: At Town and Country our mission is to empower the financial well-being of our communities, one person at a time.
The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team.
JOB SUMMARY:
Under limited supervision, decides on whether to lend on conventional residential loans. Provides teamwork to other mortgage operations' team members by helping dictate efficient workflow and keep loans moving forward in an efficient and effective manner. Directs the overall quality control function for secondary market loans by ensuring borrower meets standards of willingness and ability to repay debt. Embraces and promotes Town and Country's core values of teamwork, achievement, passion and positive thinking.
ESSENTIAL FUNCTIONS AND DUTIES:
· Reviews income, asset position, collateral, and credit profiles to determine loan approval acceptance for all residential related lending.
· Examines overall loan documentation, reviewing for acceptance as well as fraud mitigation
· Reviews work of appraiser prospects for recommendation of addition to approved appraiser's list
· Reviews Automated Underwriting System Findings such as FNMA DU, to ensure that all requirements have been satisfied prior to loan approval.
· Engages regularly with sales and other members of operations to ensure loan structure and requirements are understood and are in the best interest of the customer and the company.
· Monitors and reports any deficiencies in loan documentation as required by compliance to ensure continued relationships with mainly FNMA.
· Performs other job-related duties and special projects as assigned.
QUALIFICATIONS:
Minimum of 5 years experience in mortgage loan underwriting, including: FNMA conventional, CHUM's ID, SARS and be LAPP approved. Grant loans along with USDA loans.
Experience in Microsoft Office applications.
Excellent written and verbal communication skills.
Knowledge of financial analysis techniques.
Ability to work in a team-based, fast-paced work environment.
High degree of accuracy and strong organizational skills.
Ability to work under pressure and on deadline
EDUCATION:
Bachelor's degree in related field or equivalent experience.
Auto-ApplyHybrid DE Underwriter
Remote job
DE Underwriter - On-site/Hybrid (North Hollywood or Brea, CA)
Salary: $70,000-$100,000 (DOE) Schedule: Monday-Friday, 8:30 a.m.-5:30 p.m. PST Employment Type: Full-time (eligible for overtime) Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year
Our client, a California-based mortgage lender, is seeking an experienced DE Underwriter to join their growing underwriting team. This role may be based on-site or hybrid from either the North Hollywood or Brea office.
Key Responsibilities
Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products.
Verify credit, income, and asset documentation with a focus on accuracy and compliance.
Analyze tax returns, self-employed income, P&L statements, and business cash flow.
Review WVOE, Bank Statement, DSCR, and Asset-based loans.
Ensure all files meet FHA DE requirements and investor guidelines.
Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions.
Maintain updated knowledge of underwriting standards and investor policies.
Qualifications
Active FHA DE (Direct Endorsement) designation required.
Minimum 5 years of residential mortgage underwriting experience.
3+ years of Non-QM underwriting experience required.
Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard).
Experience analyzing self-employed income and complex loan structures.
In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines.
Have worked as a front line underwriter within the past 12 months.
Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. All criteria are set forth by our client and must be followed exactly.
Thank you for your interest!
If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Distributed Retail - Underwriter (Remote)
Remote job
Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better:
- We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world
We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive.
About NEO Home Loans
NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence.
The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines. This role involves detailed analysis of financial documents, credit reports, and property appraisals to ensure sound lending decisions and mitigate risk.Essential Job Duties and Responsibilities
Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines).
Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility.
Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports.
Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA).
Issue conditional approvals, suspensions, or denials with clear, detailed explanations.
Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues.
Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements.
Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines.
Participate in ongoing training and audits to ensure compliance and accuracy.
Non-Essential Job Duties and Responsibilities
Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions.
Promotes interdepartmental communication and culture.
Lead, develop and motivate the team across all locations and operational functions.
Continued focus to ensure all families (Internal and External) are receiving the best possible service
Qualifications and Skills
2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo).
DE/SAR/LAPP certification preferred for government loan programs.
Strong analytical and decision-making skills with attention to detail.
Excellent written and verbal communication abilities.
Ability to work independently in a fast-paced environment with strict deadlines.
Company Benefits
Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings:
- Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance!
The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided.
Disclaimer
Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Auto-ApplyREMOTE Title Foreclosure Specialist, Vylla
Remote job
**Come join our amazing team and work remote from home!** The Title Foreclosure Specialist will be responsible for taking foreclosure abstract orders from the lender and preparing an abstractor report using partners. Preform a quality control on all files before sending to foreclosure attorney and lender. Update files as requested and also perform searches. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $23.00-$25.00 an hour.
**What you'll do:**
Monitor assigned foreclosure e-mail box.
Order requested foreclosure abstracts from stated company partner(s) and update per attorney request.
Perform quality control evaluation once foreclosure abstract is received and before completed product is sent to client.
Determine if a file is acceptable.
Monitor vendor turnaround times for counseling and process improvements.
Perform other duties as assigned.
**What you'll need:**
High School diploma or equivalent work experience.
Two (2) to five (5) years' title, settlement services or mortgage experience.
**Our Company:**
Vylla Title, LLC is part of The Carrington Companies. We are a full service title agent committed to providing the highest level of service. Our national footprint and full-service model offer a truly progressive approach to managing transactions and creating extraordinary experiences every step of the way. We offer a broad array of services for residential and commercial transactions, with years of expertise to serve many unique client needs. We love what we do and offer an exceptional place to work where you can be part of a strong team. That's why we say we're not just a team, but a "Vyllage." Accelerate your career and join our Vyllage today! To read more visit: ****************** .
**What We Offer:**
+ Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
+ Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
+ Customized training programs to help you advance your career.
+ Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
+ Educational Reimbursement.
+ Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
**\#Carrington**
**\#LI-GV1**
Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
Title Foreclosure Specialist, Vylla
Remote job
Come join our amazing team and work remote from home!
The Title Foreclosure Specialist will be responsible for taking foreclosure abstract orders from the lender and preparing an abstractor report using partners. Preform a quality control on all files before sending to foreclosure attorney and lender. Update files as requested and also perform searches. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $23.00-$25.00 an hour.
What you'll do:
Monitor assigned foreclosure e-mail box.
Order requested foreclosure abstracts from stated company partner(s) and update per attorney request.
Perform quality control evaluation once foreclosure abstract is received and before completed product is sent to client.
Determine if a file is acceptable.
Monitor vendor turnaround times for counseling and process improvements.
Perform other duties as assigned.
What you'll need:
High School diploma or equivalent work experience
Two (2) to five (5) years' title, settlement services or mortgage experience
Our Company:
Vylla Title, LLC is part of The Carrington Companies. We are a full service title agent committed to providing the highest level of service. Our national footprint and full-service model offer a truly progressive approach to managing transactions and creating extraordinary experiences every step of the way. We offer a broad array of services for residential and commercial transactions, with years of expertise to serve many unique client needs. We love what we do and offer an exceptional place to work where you can be part of a strong team. That's why we say we're not just a team, but a “Vyllage.” Accelerate your career and join our Vyllage today! To read more visit: *******************
What We Offer:
Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
Customized training programs to help you advance your career.
Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
Educational Reimbursement.
Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
#Carrington
#LI-GV1
Auto-ApplyNon-QM Underwriter
Remote job
CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture.
A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down.
CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program.
Position Overview:
The Non-QM Underwriter is responsible for underwriting and maintaining a loan pipeline while communicating with internal loan teams and external lenders. The Non-QM Underwriter maintains extensive product and guideline knowledge of all Non-QM lenders and assists loan teams and underwriting teams with questions and issue resolution.
Job Responsibilities:
Underwrite Non-QM and Non-Agency loan products, including but not limited to Bank Statement Income Analysis, Asset Depletion, DSCR No Ratio, Foreign National, and Self-Employment.
Maintain an underwriting pipeline of new loans and resubmissions that meet standard service level agreements.
Evaluate and examine loan files to ensure accuracy, completeness, and compliance with investor and agency guidelines.
Issue loan decisions to sales and operations staff in a clear and concise manner.
Communicate with operations, sales staff, business partners (lenders and investors), maintaining a high level of customer service.
Issue final approval by uploading all necessary approval documentation into the company's software systems with appropriate signatures.
Collaborate with the Post-Closing department on any stipulations for closed files; communicate process and outcome to underwriters and management.
Perform other related duties as assigned by management.
Qualifications and Skills:
Bachelor's degree and/or equivalent combination of education and experience.
4+ years of mortgage underwriting experience.
Experience with Non-QM and Non-Agency underwriting.
Experience with manual underwriting.
Experience with compliance and disclosure requirements.
Encompass LOS experience, a plus.
Advanced prioritization, time management, and problem-solving skills, maintaining attention to detail.
Excellent communication skills.
Proficient in Microsoft Word, Excel, and Outlook.
This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position.
Pay Range:
Hourly Rate: 43.26 - 48.07
Bonus Eligible if applicable
The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position
CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com
CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: **********************************
California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants.
CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.
CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
Auto-ApplyUnderwriting Support Technician (hybrid)
Remote job
The Company At Utica National Insurance Group, 1,300 employees countrywide take our corporate promise to heart every day: To make people feel secure, appreciated, and respected. Utica National Insurance Group is an "A" rated $1.7B award-winning, nationally recognized property & casualty insurance carrier.
Operating along the Eastern half of the United States, based in our Home Office in Central New York, with Regional Office locations including Boston, NYC, Atlanta, Dallas, Columbus, Richmond, Chicago.
What you will do
We are seeking a highly organized and detail-oriented Underwriting Support Technician to join our team. As an Underwriting Support Technician, you will be responsible for securing, completing, and summarizing preparatory underwriting tasks for quotes, new policies, and renewal policies in accordance with the corporate workflow. Your role will also involve serving as a contact for underwriting and agents regarding new and renewal prepping and policy issue-closing (PIC) tasks. In this role, strong communication skills, a keen attention to detail, and the ability to work efficiently within designated timelines are essential.
Essential Functions:
* Secure, complete, and summarize preparatory underwriting tasks for quotes, new policies and renewal policies in accordance with the corporate workflow.
* Process new and renewal prepping requests within authority.
* Serve as a contact for underwriting and agents on communication related to the new and renewal prepping and PIC tasks.
* Coordinate information using the OnBase, COMPRO and Mainframe systems as it relates to new business applications, policy change requests and E&O incoming documents, completing work accurately and meeting the assigned SLAs.
* Pull Workers' Compensation reports for applicable states and transfer to Onbase.
* Monitor, import and complete all necessary actions on incoming emails from all boxes including: Webcld, Webpld, Amendcld, EO.Apps, Underwriting Decisions and PIC.Requests.
* Webcld requires review of applications to determine incoming Lines of Business, complete quality control of new input via inquiry to detect errors and duplicate submissions and underwriter or agent contact depending on submission.
* Pull the Workers Compensation reports for applicable states and transfer to Onbase.
* Compile, complete and submit reports and documents as required.
* Perform Document Separation and Indexing.
* Monitor Onbase Exception Queues.
* Compile, complete and submit reports and documents as required.
Additional Responsibilities:
* Complete tasks including, but not limited to, Right Fax, Single 2, 3,4,6's, Certificates, Regulatory Documents, and E&O Scanned.
* Maintain a strong customer service commitment by interacting with Profit Centers, Supervisory Staff, Home Office, coworkers and agents in support of efficient and effective work processes.
* Requires complete awareness and understanding of incoming email cyber security concerns and necessary reporting.
* Assist with special project work as needed.
* Performs other duties as assigned.
* Conforms with all corporate policies and procedures.
Education: Associate's Degree preferred or Equivalent business experience.
Experience: 2-4 years Insurance background.
Hourly Rate: $17.90 - $20.00
The final salary to be paid and position within the internal salary range will take into consideration the individual's work experience, geographic location, education, certification(s) or additional qualifications, and scope and responsibilities within the role.
Benefits:
We believe strongly that talented people are core to our success and are attracted to companies that provide competitive pay, comprehensive benefits packages, career advancement and challenging work opportunities. We offer a Comprehensive Benefits Plan for full time employees that include the following:
* Medical and Prescription Drug Benefit
* Dental Benefit
* Vision Benefit
* Life Insurance and Disability Benefits
* 401(k) Profit Sharing and Investment Plan (Includes annual Company financial contribution and discretionary Profit Sharing contribution based upon annual company financial results)
* Health Savings Account (HSA)
* Flexible Spending Accounts
* Tuition Assistance, Training, and Professional Designations
* Company-Paid Family Leave
* Adoption/Surrogacy Assistance Benefit
* Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
* Student Loan Refinancing Services
* Care.com Membership with Back-up Care, Senior Solutions
* Business Travel Accident Insurance
* Matching Gifts program
* Paid Volunteer Day
* Employee Referral Award Program
* Wellness programs
Additional Information:
This position is a full time hourly, non exempt (overtime eligible) position
As part of our hiring process, candidates who have accepted a formal offer must be willing to undergo a comprehensive background check and drug screen; additional screening for credit or MVR may be required for some positions.
Utica National is an Equal Opportunity Employer.
Apply now and find out what it's like to be a part of an amazing team, thrive in an exciting environment and work for a company you can be proud of. Once you complete your application, you can monitor your status in the hiring process by logging into your profile. A representative from our Talent Acquisition team will be in touch regarding any change in your candidacy.
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