Underwriting technician job description

Work directly with the underwriter to ensure profitability and growth by classifying and pricing new business, renewal retention, coding and rating policies and processing endorsements. This position provides both underwriting and administrative support to the Underwriting Unit.
Major Duties and Responsibilities:

* Takes information from underwriters and agents on renewals, endorsements, and new business to correctly code and rate.
* Directs requests for missing information to underwriters and agents.
* Evaluates information and determines acceptance or referral to underwriters.
* Manually and electronically rates policies, renewals, and endorsements. May also produce/issue quote letters, policies and endorsements.
* Identify forms and endorsements used in policy construction for the purpose of distribution.
* Answers routine questions regarding rating and processing for agents; participates in team-based problem solving.

Qualifications

Qualifications:

* High School or GED required, College degree desired.
* Basic understanding of insurance terminology.
* Ability to multi- task and prioritize daily work flow.
* Ability to work under time constraints in a fast paced, team environment.
* Must have an attention to detail and the ability to analyze and interpret various documentation.
* Proven experience with Microsoft office products.
* Keen attention to detail.
* Strong organizational and time management skills.
* Good oral and written communications skills.
* Effective collaboration skills; ability to work independently.
* Strong interpersonal and customer service skills with both internal and external colleagues.

EEO Statement

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion,and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin,ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law.Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliationagainst any individual who reports discrimination or harassment.

Zurich is currently hiring for an experienced Senior Underwriter to join the team in our Technology Industry Practice! This is a growing team, with opportunities in New York! While this position will be based out of our New York City, NY office, you will have the flexibility to work both in the office and remotely. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers and be in the office one day a week for a team.

Middle Markets is a key business segment within Zurich and we are focused on attracting top customer advocates who possess a sales mindset, strong technical underwriting skills and solution focused problem solving abilities. Our industry focus includes (not limited to) General Industries, Manufacturing, Technology, and Real Estate. Zurich Middle Markets offers end to end solutions for our customers inclusive of international programs. As a Senior Technology Underwriter, you will handle complex new and renewal Middle Markets business and serve as a Subject Matter Expert for the Technology practice. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with our Preferred Distribution Partners within the East region. This is an exciting time to join Middle Markets at Zurich!

This role will be filled at either the Level II or Level III. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skillset relative to the qualifications listed for this position.
Responsibilities include:
Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs. Using a disciplined approach to exposure evaluation, risk assessment and pricing Using risk insights, data and models to drive informed decisions at point of sale Identifying gaps involves and aligning Zurich's products and value proposition to offer a solution that provides the contract certainty the customer needs Demonstrating strong analytical skills and executing as an innovative advisor Underwriting, analyzing and generating new and renewal business Market facing and production within the growing Middle Markets division Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules Developing and maintaining agency and broker relationships Working within broad limits and authorities on highly complex assignments
Middle Market Underwriter (Mid Senior - Level II) Basic Qualifications:
:
High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.
OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area
OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
AND Knowledge of line/s of business and the legal and regulatory guidelines Knowledge of time restraints for quotes on new and renewal business Experience with Microsoft Office
Senior Underwriter (Senior - Level III) Basic Qualifications:
High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area
OR High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area
OR Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area
OR Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area
Preferred Qualifications:
Cyber and E&O experience preferred Bachelor's Degree Knowledge of Middle Markets Property and Casualty Underwriting Existing broker relationships in NY region Strong negotiation skills Strong verbal and written communication skills Strong relationship building, active listening, needs analysis, and win-win negotiating skills Demonstrates presentation skills and a solutions and service orientation Knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines
Applicable Only to Jobs to be Performed in New York City


The salary range for the Market Facing Underwriter Mid-Senior role in New York City is $98,800-$123,500. The salary ranger for the Market Facing Underwriter Senior role in New York City is $126,100-$157,600. This is the range Zurich NA in good faith believes is the range of possible compensation for this role at the time of the posting. This range is only applicable for jobs to be performed in New York City . Base pay offered may vary depending on, but not limited to education, experience, skills, geographic location, travel requirements, sales or revenue-based metrics, and business needs. This range may be modified in the future. This job is also bonus eligible. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable .

As a condition of employment at Zurich, employees must adhere to our COVID-related health and safety protocols ( ), including, without limitation, a requirement that employees attest as to their vaccination status with a YES/NO, and upload proof of vaccination status, or negative COVID test results when allowable, to a third-party vendor. These are continuously re-evaluated and the requirements may change at any time.

A future with Zurich. What can go right when you apply at Zurich?

Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more.

As a global company, Zurich recognizes the diversity of our workforce as an asset. We recruit talented people from a variety of backgrounds with unique perspectives that are truly welcome here. Taken together, diversity and inclusion bring us closer to our common goal: exceeding our customers' expectations. Zurich does not discriminate on the basis of age, race, ethnicity, color, religion, sex, sexual orientation, gender expression, national origin, disability, protected veteran status or any other legally protected status. EOE disability/vet

Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.

Location(s): AM - New York, AM - Hoboken, AM - Long Island, AM - Westchester
Remote Working: No
Schedule: Full Time

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There's never been a better time to join NJM! With a nationally ranked reputation for outstanding customer service and a history that spans more than a century, NJM is a leading provider of worker's compensation, automobile and homeowners insurance in New Jersey . It is an exciting time to join NJM as we are expanding into other states.

Become a member of our team and you'll be part of company who operates for the sole benefit of its policyholders and is committed to maintaining the highest levels of service. Team members are offered a competitive compensation package and benefits including: a 401k plan, health coverage, a generous paid time off plan, and much more! What is it like to work at NJM?

Come join an amazing team at NJM in Commercial Lines! For the benefit of NJM's Commercial Lines policyholders, the Underwriting Technician (Underwriting Assistant) is responsible for new and renewal policy rating, issuance, and mid-term changes. May also supplement the Commercial Customer Contact Center by handling customer inquiries. Work must be completed within the department's established guidelines for time and quality of work.
Essential Duties and Responsibilities:
•Review incoming policy specification inquiries and/or Renewal Questionnaires and recognize changes that need to be addressed and/or referred
•Provide customer support via phone and e-mail to policyholders or brokers related to questions about providing documentation, payment by phone and certificate requests
•Verify accuracy and completeness of information necessary to process changes
•Process mid-term changes and issue new business and renewal policies
•Take action on any specific renewal activities or instructions
•Manage all work assignments and plan for date sensitive activities in advance of taking PTO
•When unsure of how to handle a particular situation, seek advice and guidance from supervisor or other senior staff
•Handles certificate requests from customers in a timely fashion. If the certificates require more attention, they are to be sent to our certificate of insurance processors for completion

Required Qualifications and Experience:
•High school diploma or equivalent required
•Ability to work with a high degree of accuracy and strong attention to detail
•Strong communications skills (verbal, written and active listening)
•Ability to multi-task and to deal with interruptions and able to regain focus on task at hand
•Proficiency in computer usage, accurate data entry, Microsoft office suite and business-related software
•Ability to collaborate with other co-workers

The Salary Range for this role is $ 42,335-49,000. Compensation is commensurate with experience and credentials.

Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.