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United States Postal Service offers comprehensive benefits, including health and wellness, paid time off, financial benefits, and employee perks. The top-rated benefits that United States Postal Service has to offer include health benefits and retirement planning.
Health & Wellness:
The Postal Service participates in the Federal Employees Health Benefits (FEHB) Program.
Fee-For-Service, Health Maintenance Organizations (HMOs) and High Deductible & Consumer-Driven Health Plans. Employee premium contributions
Discounted Dental and Vision Insurance
Flexible Spending Accounts (FSA)
Federal Long-Term Care Insurance Program (FLTCIP), which insures for the costs of receiving long-term care (e.g., nursing home or assisted living), which typically is not covered by health insurance or Medicare
Federal Employees' Group Life Insurance (FEGLI) Program.
Paid Time Off:
Five weeks of paid vacation a year
Sick leave – 13 days of annual leave per year for the first three years, increasing to 20 days per year after three years of service and 26 days per year after 15 years of service.
In addition, full-time employees earn four hours per pay period as insurance against loss of income due to illness or accident. Annual and sick leave is prorated based on paid hours for part-time employees.
The Postal Service observes ten holidays each year.
Financial Benefits
Federal retirement program provides a defined benefit (pension) as well as disability coverage.
Career postal employees may contribute to the Thrift Savings Plan (TSP), which is similar to 401(k) retirement savings plans (up to a 5% match)
Employee Perks:
Career Development & Training
USPS employees have access to various health benefits, including medical, dental, and vision insurance. As federal government employees, USPS workers will have most of the cost of their health insurance paid for, but they’ll be responsible for their dental and vision insurance.
However, the particular plans they have access to are more affordable than others they’d have access to otherwise, and employer-paid premiums are usually tax-free as well.
In addition, USPS employees who have worked at least one year for the organization have the opportunity to utilize a Flexible Spending Accounts (FSA) program to pay for health and dependent care expenses tax-free. Employees also may enroll in long-term care and life insurance plans.
Many private sector companies offer their employees 401(k) accounts to help them save for retirement. As a federal entity, the USPS can offer a similar program called the Thrift Savings Plan (TSP). Like a 401(k), all employee contributions to the TSP are tax-deferred, and the USPS may match their contributions as well.
In addition to this, depending on their age and the number of years they’ve worked for the postal service, USPS employees can be eligible for the federal retirement program, which offers pension and disability coverage. All USPS employees also are eligible for Social Security and Medicare coverage.
In addition to the ten holidays the USPS observes each year, employees also get a good amount of paid vacation and sick leave. The exact amount varies between positions, but most full-time employees get at least ten days of annual leave as soon as they start and earn more as they continue to work for the USPS.
Usually, sick leave is also accruable, and full-time employees get a few hours of leave each pay period that they can use if they lose their income due to a prolonged illness or an accident.
Since USPS employees are federal employees, one of the additional perks they get is tax-free public transportation and parking purchases. This may not seem like much, but for those who live in a big city and depend on public transportation or have to pay parking fees, the savings can add up.
In addition to this, the USPS provides its workers with a plethora of training and professional development opportunities.
These include technical training for employees, leadership programs for current managers and executives, and even a curriculum that provides leadership training for non-executive employees who have been nominated to become potential successors to executive positions in the future.