Universal bankers actively interact with customers daily. They open bank accounts, process transactions, and verify account holders' identities. They may also review documents and help resolve complaints. As a universal banker, you have career flexibility. You may offer private banking services or work as a loan clerk.

Universal bankers mostly work with commercial banks and, sometimes, investment organizations. Your specialization determines your specific duties. For example, a loan clerk may process application documents, assess borrowers' financial health, and offer advice. Private bankers, on the other hand, manage accounts, process transactions, and prepare financial reports.

To become a universal banker, you'll need skills like customer relations, management, and organization. You'll also need a degree in business or finance-related fields, as well as relevant job experience. Universal bankers working in investment firms require additional education and certifications.

What Does a Universal Banker Do

There are certain skills that many universal bankers have in order to accomplish their responsibilities. By taking a look through resumes, we were able to narrow down the most common skills for a person in this position. We discovered that a lot of resumes listed communication skills, organizational skills and math skills.

Learn more about what a Universal Banker does

How To Become a Universal Banker

If you're interested in becoming a universal banker, one of the first things to consider is how much education you need. We've determined that 53.3% of universal bankers have a bachelor's degree. In terms of higher education levels, we found that 4.4% of universal bankers have master's degrees. Even though most universal bankers have a college degree, it's possible to become one with only a high school degree or GED.

Learn More About How To Become a Universal Banker

Universal Banker Career Paths

Average Salary for a Universal Banker

Universal Bankers in America make an average salary of $35,922 per year or $17 per hour. The top 10 percent makes over $46,000 per year, while the bottom 10 percent under $27,000 per year.
Average Universal Banker Salary
$35,922 Yearly
$17.27 hourly
$27,000
10 %
$35,000
Median
$46,000
90 %

What Am I Worth?

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How To Become a Universal Banker
How To Become a Universal Banker Career Overview

States With The Most Universal Banker Jobs

Mouse over a state to see the number of active universal banker jobs in each state. The darker areas on the map show where universal bankers earn the highest salaries across all 50 states.

Average Salary: Job Openings:

Number Of Universal Banker Jobs By State

RankStateNumber of JobsAverage Salary
1California1,113$40,125
2Texas699$35,363
3Ohio688$38,847
4New York663$39,246
5Florida597$35,254
6Pennsylvania558$37,991
7Illinois533$32,442
8New Jersey480$36,376
9North Carolina333$35,548
10Indiana322$36,261
11Georgia320$34,581
12Michigan300$36,017
13Massachusetts286$43,110
14Maryland266$40,498
15Virginia248$36,845
16Colorado239$34,554
17Arizona230$37,137
18Wisconsin227$35,224
19Washington221$36,656
20South Carolina214$37,858
21Missouri214$31,355
22Alabama173$34,614
23Tennessee167$34,596
24Oregon159$35,581
25Minnesota136$35,963
26Kentucky127$37,834
27Connecticut126$43,294
28Kansas110$31,642
29Louisiana89$38,306
30Iowa84$32,021
31Oklahoma81$34,435
32Nebraska75$30,270
33Delaware63$41,361
34Utah63$37,067
35Rhode Island62$43,489
36Nevada54$39,657
37Idaho51$35,880
38South Dakota50$37,872
39Arkansas43$34,432
40Maine36$39,263
41Montana36$37,788
42Mississippi35$30,545
43North Dakota34$38,117
44New Mexico33$35,309
45New Hampshire30$42,492
46Wyoming27$34,723
47Vermont26$41,508
48West Virginia22$38,511
49Hawaii20$47,338
50Alaska14$33,578

Universal Banker Education

Universal Banker Majors

36.9 %
8.5 %

Universal Banker Degrees

Bachelors

53.3 %

Associate

21.0 %

High School Diploma

15.5 %

Top Skills For a Universal Banker

The skills section on your resume can be almost as important as the experience section, so you want it to be an accurate portrayal of what you can do. Luckily, we've found all of the skills you'll need so even if you don't have these skills yet, you know what you need to work on. Out of all the resumes we looked through, 10.9% of universal bankers listed customer relationships on their resume, but soft skills such as communication skills and organizational skills are important as well.

  • Customer Relationships, 10.9%
  • Cash Handling, 8.8%
  • Financial Services, 7.3%
  • Branch Management, 7.0%
  • Customer Satisfaction, 6.7%
  • Other Skills, 59.3%

Choose From 10+ Customizable Universal Banker Resume templates

Zippia allows you to choose from different easy-to-use Universal Banker templates, and provides you with expert advice. Using the templates, you can rest assured that the structure and format of your Universal Banker resume is top notch. Choose a template with the colors, fonts & text sizes that are appropriate for your industry.

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Universal Banker Demographics

Universal Banker Gender Distribution

Female
Female
65%
Male
Male
35%

After extensive research and analysis, Zippia's data science team found that:

  • Among universal bankers, 64.9% of them are women, while 35.1% are men.

  • The most common race/ethnicity among universal bankers is White, which makes up 62.3% of all universal bankers.

  • The most common foreign language among universal bankers is Spanish at 62.0%.

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Best States For a Universal Banker

Some places are better than others when it comes to starting a career as a universal banker. The best states for people in this position are Hawaii, Rhode Island, Connecticut, and Massachusetts. Universal bankers make the most in Hawaii with an average salary of $47,338. Whereas in Rhode Island and Connecticut, they would average $43,489 and $43,294, respectively. While universal bankers would only make an average of $43,110 in Massachusetts, you would still make more there than in the rest of the country. We determined these as the best states based on job availability and pay. By finding the median salary, cost of living, and using the Bureau of Labor Statistics' Location Quotient, we narrowed down our list of states to these four.

1. Rhode Island

Total Universal Banker Jobs:
62
Highest 10% Earn:
$61,000
Location Quotient:
1.35

2. Ohio

Total Universal Banker Jobs:
688
Highest 10% Earn:
$49,000
Location Quotient:
1.78

3. Delaware

Total Universal Banker Jobs:
63
Highest 10% Earn:
$57,000
Location Quotient:
1.33
Full List Of Best States For Universal Bankers

How Do Universal Banker Rate Their Jobs?

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2.0

2.0

What do you like the most about working as Universal Banker?

I enjoy engaging with clients, finding solutions to their financial needs, as well as account opening/personal lending. Show More

What do you NOT like?

I am not a sales/production driven individual. That aspect of the job- needing to worry about how many accounts I open or getting a certain amount booked in loans does not appeal to me. I enjoy the work, I like being challenged and busy, but I hate being a set of production scores. Show More

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Top Universal Banker Employers

Most Common Employers For Universal Banker

RankCompanyAverage SalaryHourly RateJob Openings
1First National of Nebraska$36,181$17.3924
2Santander Bank$35,470$17.05117
3BMO Harris Bank$35,347$16.99145
4Associated Bank$34,755$16.7187
5Huntington National Bank$34,647$16.6677
6Capital One$34,317$16.5080
7Bank of America$34,305$16.4931
8Wells Fargo$34,225$16.4540
9SunTrust$34,065$16.38132
10U.S. Bank$33,913$16.301,682

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