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Universal banker salary
Average universal banker salary
$35,922
Understanding Universal Banker Salaries
The salary for a Universal Banker varies based on several factors, including experience, location, and the financial institution. As of October 2025, the average salary stands at $35,922 per year, translating to approximately $17 per hour. Entry-level positions typically start around $30,000, while seasoned professionals can earn significantly more.
Salary by Experience Level
Bankers with greater experience often see increased salaries, with those in management roles earning upwards of $50,000. Specialized skills, such as knowledge of investment products or advanced customer service techniques, can also enhance earning potential.
Geographical Salary Differences
Location plays a significant role in salary variations. States like California and New York frequently offer higher wages due to the cost of living. For example, Universal Bankers in California might earn an average of $40,000 annually, compared to $32,000 in less populated states.
Career Advancement Opportunities
Universal Bankers can progress to roles such as Branch Manager or Financial Advisor, enhancing their professional landscape and earning potential. Continuous training and certifications can significantly influence salary growth and career trajectory.
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Where can a Universal Banker earn more?
Universal banker salaries by experience level
Universal banker salary estimates from across the web
Average universal banker salary by state
The average universal banker salary in Hawaii, Rhode Island, and Connecticut are the highest in the U.S. The lowest average universal banker salary states are Illinois, Iowa, and Kansas.
- State view
- County view
Highest paying states for universal bankers
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Rhode Island | $43,489 | $20.91 |
| 2 | Ohio | $38,847 | $18.68 |
| 3 | Delaware | $41,361 | $19.89 |
| 4 | Connecticut | $43,294 | $20.81 |
| 5 | Vermont | $41,508 | $19.96 |
| 6 | South Dakota | $37,872 | $18.21 |
| 7 | Massachusetts | $43,110 | $20.73 |
| 8 | New Hampshire | $42,492 | $20.43 |
| 9 | North Dakota | $38,117 | $18.33 |
| 10 | Pennsylvania | $37,991 | $18.26 |
| 11 | South Carolina | $37,858 | $18.20 |
| 12 | Kentucky | $37,834 | $18.19 |
| 13 | Maryland | $40,498 | $19.47 |
| 14 | Nevada | $39,657 | $19.07 |
| 15 | Indiana | $36,261 | $17.43 |
| 16 | Hawaii | $47,338 | $22.76 |
| 17 | Maine | $39,263 | $18.88 |
| 18 | New York | $39,246 | $18.87 |
| 19 | California | $40,125 | $19.29 |
| 20 | Montana | $37,788 | $18.17 |
| 21 | West Virginia | $38,511 | $18.51 |
| 22 | Michigan | $36,017 | $17.32 |
| 23 | Arizona | $37,137 | $17.85 |
| 24 | Louisiana | $38,306 | $18.42 |
| 25 | Wisconsin | $35,224 | $16.93 |
| 26 | New Jersey | $36,376 | $17.49 |
| 27 | Wyoming | $34,723 | $16.69 |
| 28 | Alabama | $34,614 | $16.64 |
| 29 | Utah | $37,067 | $17.82 |
| 30 | North Carolina | $35,548 | $17.09 |
| 31 | District of Columbia | $40,215 | $19.33 |
| 32 | Oregon | $35,581 | $17.11 |
| 33 | Idaho | $35,880 | $17.25 |
| 34 | Texas | $35,363 | $17.00 |
| 35 | Washington | $36,656 | $17.62 |
| 36 | Florida | $35,254 | $16.95 |
| 37 | Minnesota | $35,963 | $17.29 |
| 38 | Tennessee | $34,596 | $16.63 |
| 39 | Virginia | $36,845 | $17.71 |
| 40 | Colorado | $34,554 | $16.61 |
| 41 | Georgia | $34,581 | $16.63 |
| 42 | New Mexico | $35,309 | $16.98 |
| 43 | Oklahoma | $34,435 | $16.56 |
| 44 | Arkansas | $34,432 | $16.55 |
| 45 | Illinois | $32,442 | $15.60 |
| 46 | Alaska | $33,578 | $16.14 |
| 47 | Kansas | $31,642 | $15.21 |
| 48 | Missouri | $31,355 | $15.07 |
| 49 | Iowa | $32,021 | $15.39 |
| 50 | Nebraska | $30,270 | $14.55 |
| 51 | Mississippi | $30,545 | $14.69 |
Highest paying cities for universal bankers
The highest-paying cities for universal bankers are Urban Honolulu, HI, Newtown, CT, and Boston, MA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Urban Honolulu, HI | $47,363 | $22.77 |
| 2 | Newtown, CT | $43,291 | $20.81 |
| 3 | Boston, MA | $43,077 | $20.71 |
| 4 | Burlington, VT | $41,285 | $19.85 |
| 5 | Dundalk, MD | $40,723 | $19.58 |
| 6 | Washington, DC | $40,255 | $19.35 |
| 7 | San Francisco, CA | $40,075 | $19.27 |
| 8 | New York, NY | $39,334 | $18.91 |
| 9 | Wooster, OH | $39,095 | $18.80 |
| 10 | Lake Charles, LA | $38,515 | $18.52 |
| 11 | Philadelphia, PA | $38,384 | $18.45 |
| 12 | Seattle, WA | $36,734 | $17.66 |
| 13 | Teaneck, NJ | $36,600 | $17.60 |
| 14 | Richmond, VA | $36,598 | $17.60 |
| 15 | Minneapolis, MN | $35,956 | $17.29 |
| 16 | Durham, NC | $35,676 | $17.15 |
| 17 | Albany, OR | $35,607 | $17.12 |
| 18 | Miami, FL | $35,559 | $17.10 |
| 19 | Madison, WI | $35,080 | $16.87 |
| 20 | Dallas, TX | $35,013 | $16.83 |
Universal banker salary details
A universal banker's salary ranges from $27,000 a year at the 10th percentile to $46,000 at the 90th percentile.
What is a universal banker's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $46,000 | $3,833 | $22 |
| 75th Percentile | $41,000 | $3,417 | $20 |
| Average | $35,922 | $2,994 | $17 |
| 25th Percentile | $31,000 | $2,583 | $15 |
| 10th Percentile | $27,000 | $2,250 | $13 |
Highest paying universal banker jobs
The highest paying types of universal bankers are senior personal banker, banker, and personal banker.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| New Accounts Representative | $36,918 | $3,077 | $17.75 | 133,070 |
| Banking Services Clerk | $31,635 | $2,636 | $15.21 | 137,955 |
| Bank Representative | $34,417 | $2,868 | $16.55 | 105,192 |
| Personal Banking Representative | $33,833 | $2,819 | $16.27 | 41,795 |
| Relationship Banker | $37,091 | $3,091 | $17.83 | 34,587 |
| Banker | $44,463 | $3,705 | $21.38 | 29,725 |
Top companies hiring universal bankers now:
Which companies pay universal bankers the most?
Universal banker salaries at Affinity Credit Union and Westerra Credit Union are the highest-paying according to our most recent salary estimates. In addition, the average universal banker salary at companies like Tech Credit Union and 1st United Credit Union are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Affinity Credit Union | $40,217 | $19.34 |
| 2 | Westerra Credit Union | $40,184 | $19.32 |
| 3 | Tech Credit Union | $39,836 | $19.15 |
| 4 | 1st United Credit Union | $38,810 | $18.66 |
| 5 | Northeast Credit Union | $38,240 | $18.38 |
| 6 | Insperity | $38,132 | $18.33 |
| 7 | Salal Credit Union | $37,852 | $18.20 |
| 8 | American Bancorp | $37,802 | $18.17 |
| 9 | Busey | $37,313 | $17.94 |
| 10 | United Heritage Credit Union | $37,285 | $17.93 |
| 11 | Atlantic Capital Bank | $36,735 | $17.66 |
| 12 | BankUnited | $36,690 | $17.64 |
| 13 | Addison Group | $36,525 | $17.56 |
| 14 | Washington Trust Bank | $36,512 | $17.55 |
| 15 | Christian Care Communities and Services | $36,339 | $17.47 |
| 16 | BayCoast Bank | $36,227 | $17.42 |
| 17 | Citizens Alliance | $36,188 | $17.40 |
| 18 | First National of Nebraska | $36,181 | $17.39 |
| 19 | J.P. Morgan | $36,161 | $17.39 |
| 20 | Grandbridge Real Estate Capital | $36,122 | $17.37 |
Wage gap by gender, race and education
Universal banker salary trends
The average universal banker salary has risen by $6,395 over the last ten years. In 2014, the average universal banker earned $29,527 annually, but today, they earn $35,922 a year. That works out to a 8% change in pay for universal bankers over the last decade.
Compare universal banker salaries for cities or states with the national average over time.
Average universal banker salary over time
Compare universal banker salaries for individual cities or states with the national average.
Universal banker salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $35,900 | $17.27 | +3.2% |
| 2024 | $34,800 | $16.72 | +2.1% |
| 2023 | $34,100 | $16.38 | +1.5% |
| 2022 | $33,600 | $16.13 | +0.8% |
| 2021 | $33,300 | $16.01 | +0.3% |
Recently added universal banker salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Axos Bank | Universal Direct Banker | Las Vegas, NV | 06/30/2025 | $35,479 |
| Ntrs | Universal Banker | Chicago, IL | 06/30/2025 | $52,800 |
| Apple | Universal Banker | New York, NY | 06/29/2025 | $45,872 |
| Northfield Bank | Nb1543-Universal Banker Trainee | New York, NY | 06/29/2025 | $35,479 |
| Affinity Federal Credit Union | Universal Banker | Madison, NJ | 06/29/2025 | $57,000 |
| Bankwell | Universal Banker | Noank, CT | 06/28/2025 | $48,000 |
| Old Second Bancorp, Inc. | Universal Banker I, II, III | Joliet, IL | 06/28/2025 | $36,523 |
| Associated Bank | Universal Banker | Rochester, MN | 06/27/2025 | $35,479 |
| Farmers National Banc Corp | Universal Banker | Emlenton, PA | 06/27/2025 | $50,000 |
| M&T Bank | Universal Banker Floater-Washington DC and Surrounding Branches | Washington, DC | 06/27/2025 | $41,740 |
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