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Universal Banker Vs Personal Banking Assistant

The differences between universal bankers and personal banking assistants can be seen in a few details. Each job has different responsibilities and duties. It typically takes 6-12 months to become both a universal banker and a personal banking assistant. Additionally, a personal banking assistant has an average salary of $36,843, which is higher than the $35,922 average annual salary of a universal banker.

The top three skills for a universal banker include customer relationships, cash handling and financial services. The most important skills for a personal banking assistant are quality customer service, branch management, and loan payments.

Universal banker vs personal banking assistant overview

Universal BankerPersonal Banking Assistant
Yearly Salary$35,922$36,843
Hourly rate$17.27$17.71
Growth Rate-3%-3%
Number Of Jobs28,76119,629
Job Satisfaction2-
Most Common DegreeBachelor's Degree, 53%Bachelor's Degree, 56%
Average Age4141
Years Of Experience1212

Universal banker vs personal banking assistant salary

Universal bankers and personal banking assistants have different pay scales, as shown below.

Universal BankerPersonal Banking Assistant
Average Salary$35,922$36,843
Salary RangeBetween $27,000 And $46,000Between $27,000 And $49,000
Highest Paying CityUrban Honolulu, HI-
Highest Paying StateHawaii-
Best Paying CompanyAffinity Credit Union-
Best Paying IndustryFinance-

Differences between universal banker and personal banking assistant education

There are a few differences between a universal banker and a personal banking assistant in terms of educational background:

Universal BankerPersonal Banking Assistant
Most Common DegreeBachelor's Degree, 53%Bachelor's Degree, 56%
Most Common MajorBusinessBusiness
Most Common College--

Universal banker vs personal banking assistant demographics

Here are the differences between universal bankers' and personal banking assistants' demographics:

Universal BankerPersonal Banking Assistant
Average Age4141
Gender RatioMale, 35.1% Female, 64.9%Male, 26.7% Female, 73.3%
Race RatioBlack or African American, 9.0% Unknown, 3.0% Hispanic or Latino, 20.7% Asian, 9.7% White, 56.7% American Indian and Alaska Native, 0.9%Black or African American, 10.1% Unknown, 2.9% Hispanic or Latino, 21.5% Asian, 9.3% White, 55.4% American Indian and Alaska Native, 0.8%
LGBT Percentage11%11%

Differences between universal banker and personal banking assistant duties and responsibilities

Universal Banker Example Responsibilities.

  • Manage ATM processes including proofing, replenishment and customer investigations.
  • Process transactions such as deposits, retirement savings plan contributions, automate teller transactions, ATM deposits, and mail deposits.
  • Open deposit accounts, loan applications, respond to customer inquiries and refer cross-selling opportunities.
  • Stay up to date on NMLS certification.
  • Certify NMLS member, notary, banker and teller.
  • Offer covert operations for wire transfers, bill payment, online technical support, troubleshoot website issues and diagnostics.
  • Show More

Personal Banking Assistant Example Responsibilities.

  • Develop and maintain relationships with business partners to increase cross-sell opportunities and achieve sales goals.
  • Maintain and collect fees for safe deposit boxes and perform daily transaction/currency functions for area ATM's.
  • Reconcile ATM and audit non-monetary documents.
  • Comply with federal and international compliance regulations and procedures, along with completion of NMLS origination licensing.
  • Direct, develop and coordinate origination, structuring and administration of all credit, capital markets and syndicate credit/agency activities.

Universal banker vs personal banking assistant skills

Common Universal Banker Skills
  • Customer Relationships, 11%
  • Cash Handling, 9%
  • Financial Services, 7%
  • Branch Management, 7%
  • Customer Satisfaction, 7%
  • Account Opening, 6%
Common Personal Banking Assistant Skills
  • Quality Customer Service, 17%
  • Branch Management, 10%
  • Loan Payments, 6%
  • Bank Products, 6%
  • Loan Applications, 5%
  • Customer Relationships, 4%

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