Universal Banker Vs Senior Personal Banker

The differences between universal bankers and senior personal bankers can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 6-12 months to become a universal banker, becoming a senior personal banker takes usually requires 2-4 years. Additionally, a senior personal banker has an average salary of $48,641, which is higher than the $35,922 average annual salary of a universal banker.

The top three skills for a universal banker include customer relationships, cash handling and financial services. The most important skills for a senior personal banker are bank products, loan applications, and quality customer service.

Universal banker vs senior personal banker overview

	Universal Banker	Senior Personal Banker
Yearly Salary	$35,922	$48,641
Hourly rate	$17.27	$23.39
Growth Rate	-3%	15%
Number Of Jobs	28,761	28,066
Job Satisfaction	2	5
Most Common Degree	Bachelor's Degree, 53%	Bachelor's Degree, 60%
Average Age	41	45
Years Of Experience	12	4

Universal banker vs senior personal banker salary

Universal bankers and senior personal bankers have different pay scales, as shown below.

	Universal Banker	Senior Personal Banker
Average Salary	$35,922	$48,641
Salary Range	Between $27,000 And $46,000	Between $22,000 And $106,000
Highest Paying City	Urban Honolulu, HI	-
Highest Paying State	Hawaii	-
Best Paying Company	Affinity Credit Union	-
Best Paying Industry	Finance	-

Differences between universal banker and senior personal banker education

There are a few differences between a universal banker and a senior personal banker in terms of educational background:

	Universal Banker	Senior Personal Banker
Most Common Degree	Bachelor's Degree, 53%	Bachelor's Degree, 60%
Most Common Major	Business	Business
Most Common College	-	University of Pennsylvania

Universal banker vs senior personal banker demographics

Here are the differences between universal bankers' and senior personal bankers' demographics:

	Universal Banker	Senior Personal Banker
Average Age	41	45
Gender Ratio	Male, 35.1% Female, 64.9%	Male, 46.4% Female, 53.6%
Race Ratio	Black or African American, 9.0% Unknown, 3.0% Hispanic or Latino, 20.7% Asian, 9.7% White, 56.7% American Indian and Alaska Native, 0.9%	Black or African American, 5.6% Unknown, 4.4% Hispanic or Latino, 9.4% Asian, 8.2% White, 72.3% American Indian and Alaska Native, 0.1%
LGBT Percentage	11%	5%

Differences between universal banker and senior personal banker duties and responsibilities

Universal Banker Example Responsibilities.

Manage ATM processes including proofing, replenishment and customer investigations.
Process transactions such as deposits, retirement savings plan contributions, automate teller transactions, ATM deposits, and mail deposits.
Open deposit accounts, loan applications, respond to customer inquiries and refer cross-selling opportunities.
Stay up to date on NMLS certification.
Certify NMLS member, notary, banker and teller.
Offer covert operations for wire transfers, bill payment, online technical support, troubleshoot website issues and diagnostics.

Senior Personal Banker Example Responsibilities.

Lead the district in sales by initiating and document a proactive customer profiling effort and sale calls.
Process treasury, tax and loan payments.supply tellers with coin and currency as needed.
Perform all teller transactions from deposit and withdrawals, money orders and certify checks and balance ATM.
Perform operational duties such as balancing bank vault, reloading of ATM, and supervision of teller line.
Conduct wire transfers, stop payments, issue bank checks, transfer funds between accounts, and public notary services.
Maximize cross-sell opportunities through customer profiling to identify opportunities.

Universal banker vs senior personal banker skills

Common Universal Banker Skills

Customer Relationships, 11%
Cash Handling, 9%
Financial Services, 7%
Branch Management, 7%
Customer Satisfaction, 7%
Account Opening, 6%

Common Senior Personal Banker Skills

Bank Products, 16%
Loan Applications, 9%
Quality Customer Service, 7%
Customer Relationships, 6%
Cross-Sell, 6%
Cross-Selling, 4%

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Universal Banker vs Senior Personal Banker

Updated January 8, 2025

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