Actuary jobs at USAA - 23 jobs

**Why USAA?** At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. **The Opportunity** As a dedicated **Life Actuary Senior** , you will lead advanced actuarial analyses and provide strategic insight into our reinsurance programs across Life and Annuity product portfolios. This role combines deep technical expertise with strategic influence, supporting the optimization of reinsurance structures that manage risk, enhance capital efficiency, and drive long-term profitability. We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: San Antonio, TX, and Charlotte, NC. Relocation assistance is NOT available for this position. **What you'll do:** + Perform complex and often unique work assignments utilizing actuarial modeling software driven models for pricing, valuation, and/or risk management. + Review laws and regulations to ensure all processes are compliant and provides recommendations for improvements. Monitor industry communications regarding potential changes to existing laws and regulations. + Share knowledge with team members and serves as a key resource to entire team, including leadership, on escalated issues and navigates obstacles to deliver work product. + Serve as a Subject Matter Expert in one or more key areas, such as Product Pricing, Reserving, Economic Capital, Modeling, Asset Liability Management, etc. + Lead a project team on complex assignments through concept, planning, execution, and implementation phases involving cross functional actuarial areas. + Develop exhibits and reports that help explain proposals/findings and provides information in an understandable and usable format for stakeholders. + Identify and provides recommended solutions to business problems independently, often presenting recommendation to leadership. + Maintain proper price level, price structure, data availability and other requirements to achieve profitability and competitive goals. + Identify critical assumptions to monitor and suggest timely remedies to correct or prevent unfavorable trends. + Test impact of assumptions by identifying sources of gain and loss, the appropriate premiums, interest margins, reserves, and cash values for profitability and viability of new and existing products. + Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. **What you have:** + Bachelor's degree; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. + 6 years actuarial experience and attainment of Fellow within the Society of Actuaries; OR 12 years relevant actuarial experience and attainment of Associate within the Society of Actuaries. + Subject Matter Expert in one or more key areas, such as Product Pricing, Reserving, Economic Capital, Modeling, Asset Liability Management, etc. + Experience leading a project team on complex assignments through concept, planning, execution, and implementation phases involving cross functional actuarial areas. + Demonstrated experience preparing effective documentation, facilitating training and development, and presenting to various levels of management. **What sets you apart:** + Detailed knowledge of various types of reinsurance transactions both onshore and offshore spanning both block and new business flow transactions + Experience evaluating the financial, capital, and risk implications of various reinsurance structures, including quota share, YRT, and coinsurance arrangements. + Experience designing and implementing models to assess the impact of reinsurance under multiple economic and regulatory scenarios + Experience collaborating with Finance, Risk, Product Development, and Reinsurance Operations teams to integrate reinsurance insights into pricing, financial planning, and business strategy + Experience with preparing and communicating analyses and recommendations to senior management and external partners, including reinsurers and consultants + Experience supporting treaty negotiations and term assessment through data-driven modeling and sensitivity analysis + US military experience through military service or a military spouse/domestic partner **Compensation range:** The salary range for this position is: $143,320 - $265,950 **.** **USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).** **Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. **Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. _Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._ _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._ **If you are an existing USAA employee, please use the internal career site in OneSource to apply.** **Please do not type your first and last name in all caps.** **_Find your purpose. Join our mission._** USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity. USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members. USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. California applicants, please review our HR CCPA - Notice at Collection (********************************************************************************************************** here. USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

As a team member in Finance at Nationwide, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Nationwide Financial is seeking a talented and experienced Senior Actuary, Annuities Valuation to lead a small team within our Variable Annuity (VA) business. This is a fantastic opportunity to manage and contribute to a key product line within our organization. About the Role: Management & Leadership: Lead and mentor a team of actuarial professionals, providing guidance and support in their day-to-day activities. Variable Annuity Expertise: Focus on our largest earning segment, the variable annuity line of business, including RILA products. Technical Skills: Utilize technical skills and actuarial expertise to contribute to valuation requirements, documentation, and reporting. Key Responsibilities: Manage a small team of actuarial professionals. Oversee valuation calculations, including Principal Based Reserves, for variable and RILA annuities. Identify and implement process improvements to enhance efficiency and accuracy. Collaborate with cross-functional teams to support business initiatives. Ideal Candidate: FSA designation required. 6+ years of actuarial experience. Experience with annuity products or valuation. Management experience preferred. Strong technical skills. Strong communication and interpersonal skills. Additional Information: This role can be fully remote. This position will be staffed at the internal H5 pay band or lower depending on the qualifications of the candidate. #LI-remote #LI-SM1 Summary Our Nationwide Financial Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! As a Senior Actuary, you'll be an expert, providing leadership, direction and oversight for the creation and performance of sophisticated actuarial techniques and procedures and risk analysis. You'll handle research and direct others to ensure efficient, consistent and integrated data and analysis. We'll count on you to provide a strategic vision for the team and deliver business recommendations that are crucial to the success of Nationwide and the protection we provide our customers. You'll work independently and may directly or indirectly lead others. Job Description Key Responsibilities: Provides strategic direction and knowledge for the compilation, categorization and analysis of data and financial reporting and analysis. Constructs sophisticated testing tools and analyzes product calculations. Leads, provides expertise and builds strategies for pricing and implementation of products. Constructs, maintains and completes Actuarial, Projection & Valuation Models. Analyzes risks and reinsurance for lines of business. Establishes reserves and other valuation items under multiple accounting regimes (statutory, GAAP and tax) for products. Builds cohesive presentations, communication strategies and recommendations of actuarial findings that are suitable for technical and non-technical audiences at the OCFO leadership level. May perform other responsibilities as assigned. Reporting Relationships: Reports to Actuarial leader. Typical Skills and Experiences: Education: Undergraduate degree in actuarial science, mathematics, statistics or similar background requiring modeling, programming, or quantitative analysis. License/Certification/Designation: FSA required. PLEASE REFER TO THE NATIONWIDE LIFE INSURANCE COMPANY ACTUARIAL DEVELOPMENT PROGRAM FOR ADDITIONAL INFORMATION. Experience: Typically, at least eight years of actuarial experience. Knowledge, Abilities and Skills: Experienced knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases; knowledge of company operations, products, systems and actuarial methodologies. Knowledge of industry and regulatory practices is vital. Proficiency in Microsoft Office products (including VBA within Access and Excel), analytical software (such as tableau) and programming languages. Proficient level of organizational agility, influencing skills, strategic agility, inspiring others, business perspective and accounting. Mastery level of perspective, problem solving, customer focus, dealing with ambiguity, drive for results, analysis, learning. Other criteria, including leadership skills, capabilities and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and Human Resources Business Partner. Values: Regularly and consistently demonstrates the Nationwide Values. Job Conditions: Overtime Eligibility: Exempt (Not eligible) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 01/26/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.#actuarial Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Actuary, NF : $149,000.00-$262,000.00The expected starting salary range for Sr Actuary, NF : $149,000.00 - $223,000.00

As a team member in Finance at Nationwide, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Position Overview As an Actuarial Consultant within Nationwide's Personal Lines Auto Actuarial team, you'll play a critical role in shaping pricing strategies and risk assessment for auto insurance products. Our team leverages advanced analytics, and telematics data to deliver innovative solutions that enhance profitability and customer experience. This department is integral to Nationwide's Property & Casualty business, collaborating closely with product, underwriting, and data science teams to drive informed decisions and maintain our competitive edge. Key Responsibilities Perform complex actuarial analyses for personal auto products, incorporating telematics and emerging data sources. Provide expert consultation on actuarial methodologies, assumptions, and model performance to senior leadership. Prepare and present findings to technical and non-technical audiences, influencing strategic decisions. Lead peer reviews, mentor junior team members, and contribute to innovation in pricing and risk modeling. Required Qualifications & Skills Bachelor's degree in Actuarial Science, Mathematics, Statistics, or related field; advanced degree preferred. Professional actuarial credentials (ASA or ACAS) or significant progress toward designation. 4+ years of actuarial experience, ideally in personal lines auto pricing and telematics. Strong programming and data manipulation skills in Python, R, SQL; experience with Databricks and Snowflake is a plus. Excellent analytical, communication, and collaboration skills with the ability to explain complex concepts clearly. This role does not qualify for employer sponsored work authorization. Nationwide does not participate in the STEM OPT extension program. It is our intention to fill this role in Columbus, Ohio. However, applications from internal candidates working remotely or external candidates who bring critical industry skills and relevant experience may be considered. Internal Compensation Grade: G4 #LI-KD1 Summary Our Property and Casualty (P&C) Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! As an Actuarial Consultant, you'll need to be adept at actuarial functions and know P&C products to perform complex, quantitative actuarial analyses. In addition, we'll count on you to provide expertise, including consultation and recommendations, on actuarial models and issues. This position may have the opportunity to be a part of the P&C Actuarial Rotation Program, which will give you the potential opportunity to work on various actuarial, analytics, and risk management teams to learn and develop across different actuarial functions. Should you choose to participate in the program, you will participate in two to three rotations of two years each. Full program details will be provided to you upon your start date. Job Description Key Responsibilities: Has in depth knowledge of actuarial methodologies with the ability to source and manipulate complex data within standard requirements. Conducts complex analyses, adhering to actuarial standards, by selecting appropriate data sources, making assumptions, recognizing considerations, and developing recommendations. Resolves unreasonable results/non-optimal solutions using experience and professional judgment. Accurately documents assumptions, methods, sources, and considerations in an organized fashion. Prepares and presents actuarial findings and documents that are suitable for technical and non-technical audiences at the senior Actuarial leadership level. May professionally represent company position with regulators, auditors, and external vendors. Develops work plans and ensures accurate work product is delivered. Leads peer reviews to increase collaboration, ensure quality work, and drive innovation. Maintains relationship with business customers as well as builds new relationships. Leads onboarding and training for new associates on standard work processes. Applies data mining techniques used to identify new relationships in data and make recommendations based on findings. Builds and validates models in different software packages. Explores the use of new software packages. Has practical use of predictive modeling. May perform other responsibilities as assigned. Reporting Relationships: Reports to an Actuarial, Analytics, or Risk Management leader. Typical Skills and Experiences: Education: Undergraduate degree in actuarial science, mathematics, statistics, data science or similar background requiring modeling, programming or quantitative analysis. License/Certification/Designation: Generally, has attained ACAS and is working towards FCAS. PLEASE REFER TO THE NATIONWIDE PC INSURANCE COMPANY ACTUARIAL STUDENT PROGRAM FOR ADDITIONAL INFORMATION. Experience: Generally, five or more years of actuarial experience. Knowledge, Abilities and Skills: Detailed knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases. Proficient in Microsoft Office products, analytical software and programming languages. Should have basic competencies including command skills, strategic agility, delegation, motivating others, business perspective and accounting. Should have highly-developed competencies in business understanding, problem solving, customer focus, dealing with ambiguity, drive for results, and learning ability. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 02/12/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Consultant, Actuarial - P&C : $108,000.00-$200,000.00The expected starting salary range for Consultant, Actuarial - P&C : $108,000.00 - $162,000.00

As a team member in Finance at Nationwide, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Senior Actuary - Programs Pricing- REMOTE Overview: We are seeking dynamic leader for the role of Senior Actuary - Programs Pricing. This position is pivotal in driving actuarial excellence and innovation across our delegated authority Casualty, Healthcare, Professional, and Specialty underwriting verticals. Key Responsibilities: Lead and mentor a team of actuarial students and fellows, fostering a collaborative and high-performing environment. Provide comprehensive actuarial support, including profitability reviews, trend analysis, rate change monitoring, and mix shift monitoring. Drive program business through innovative ventures and reinsurance strategies, enhancing business results. Collaborate with internal business partners and engage in external interactions to achieve organizational goals. Must-Have Skills: Strong analytical and problem-solving abilities. Preferred Skills: Proficiency in Excel, R, Python, Tableau, Power BI, and SQL. Experience in reinsurance. Leadership skills to manage direct reports and improve business outcomes. Experience with MGA/MGU programs is advantageous. Why Join Us? Be part of a high-visibility vertical with opportunities for growth and innovation. Contribute to global business ventures and drive significant change within the organization. If you are ready to take on a challenging and rewarding position, we encourage you to apply. This role can be staffed fully remote. #LI-remote #LI-SM1 Summary Our Property and Casualty (P&C) Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! As a Senior Actuary, you'll be an expert and will provide leadership direction and oversight for the creation and performance of complex actuarial techniques and procedures and risk analysis. You'll manage research and direct others to ensure efficient, consistent and integrated data and analysis. We'll count on you to provide a strategic vision for the team and deliver business recommendations that are crucial to the success of Nationwide and the protection we provide our customers. You'll work independently and may lead others (directly and/or indirectly). Job Description Key Responsibilities: Acts as technical expert of actuarial methodologies allowing the ability to source and manipulate data within standard requirements. Identifies new ways to utilize data driving overall strategic vision. Conducts complex analyses adhering to actuarial standards by selecting appropriate data sources, making assumptions, recognizing considerations, and developing recommendations. Accountable for resolving unreasonable results/non-optimal solutions using experience and professional judgment. Analysis conducted will be used to influence broad strategic vison of Nationwide. Accurately documents assumptions, methods, sources and considerations in an organized fashion. Creates cohesive presentations and recommendations of actuarial findings that are suitable for technical and non-technical audiences at the OCFO leadership level. May professionally represent company's position with regulators, auditors and external vendors. May negotiate within defined parameters. Responsible for strategic development and oversite of multiple work plans ensuring accurate and timely delivery of product. Strategic leader of peer review process. Responsible for driving collaboration cross functionally, identifies gaps in process, recommends and implements changes as needed to ensure quality work. Builds strategic business relationships at all levels of the organization to drive solution delivery Responsible for identifying skill gaps and developing training materials to develop associates skills for future business needs. Advises on strategic data mining techniques used to identify new relationships in data. Makes recommendations on data and software packages that help drive strategic vision of P&C actuarial and business success. Has expert knowledge of modeling, predictive modeling, and software applications. Consults and provides expert advice on new or enhanced product development opportunities, including discussions on data needed for analysis, coding implications and opinions of the viability and profitability of proposals. May perform other responsibilities as assigned. Reporting Relationships: Reports to Actuarial leader. Typical Skills and Experiences: Education: Undergraduate degree in actuarial science, mathematics, statistics, data science or similar background requiring modeling, programming, or quantitative analysis preferred License/Certification/Designation: Actuarial designation required, generally as an FCAS. PLEASE REFER TO THE NATIONWIDE PROPERTY AND CASUALTY ACTUARIAL DEVELOPMENT PROGRAM FOR ADDITIONAL INFORMATION. Experience: Generally, eight or more years of actuarial experience. Knowledge, Abilities and Skills: Expert knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases; expert knowledge of company operations, products, systems and actuarial methodologies; expert knowledge of company, industry, and regulatory practices. Mastery of Microsoft Office products, analytical software, and programming languages. Proficient level of organizational agility and conflict management. Proficient level of command skills, strategic agility, delegation, motivating others, business perspective and accounting. Mastery level of perspective, problem solving, customer focus, dealing with ambiguity, drive for results, analysis, learning perspective, problem solving, customer focus, dealing with ambiguity, drive for results, analysis, learning. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Values: Regularly and consistently demonstrates the Nationwide Values. Job Conditions: Overtime Eligibility: Exempt (Not Eligible) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 01/28/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Actuary PC - 111250 : $149,000.00-$262,000.00The expected starting salary range for Sr Actuary PC - 111250 : $149,000.00 - $223,000.00

As a team member in Finance at Nationwide, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Overview Join Nationwide's Pet business unit as an Actuary and help us protect what matters most-our customers' beloved pets. In this role, you'll combine analytical expertise with innovative thinking to design and price products that deliver real value to pet owners. Our team is collaborative, forward-thinking, and passionate about creating solutions that make pet insurance accessible and reliable. If you're looking for a role where your work directly impacts customer satisfaction and business success, this is the place for you. What You'll Do Build and maintain actuarial models that guide pricing, valuation, and financial projections for pet insurance products. Analyze complex data to uncover trends, assess risk, and support strategic decisions. Partner with cross-functional teams to develop new products and ensure competitive pricing. Prepare clear, actionable insights and recommendations for leadership to drive business growth. Contribute to a culture of collaboration and innovation through peer reviews and knowledge sharing. What We're Looking For Bachelor's degree in actuarial science, mathematics, statistics, or a related field. ASA or ACAS designation required; FSA/FCAS designation preferred or actively in progress. 4-7 years of actuarial experience, ideally in insurance or financial services. Strong technical skills in actuarial software, Microsoft Office (including VBA), and programming languages like R, Python, or SQL. Excellent problem-solving and communication skills, with the ability to thrive in a dynamic, team-oriented environment. This role does not qualify for employer sponsored work authorization. Nationwide does not participate in the STEM OPT extension program. This position can be remote for applicants who bring critical industry skills and relevant experience. Internal Compensation Grade: G5 #LI-KD1 Summary Our Nationwide Financial (NF) Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! As an Actuarial Senior Consultant, you'll need to have detailed familiarity with business operations, systems, and actuarial methodologies. We'll count on you to be adept at sophisticated actuarial techniques and work independently to combine advanced actuarial and business knowledge to provide high-level analysis. Additionally, you'll provide consultation and recommendations on deliverables and maintain detailed documentation of actuarial models and analyses. You'll work independently and may lead others. Job Description Key Responsibilities: Compiles, categorizes, and analyzes sophisticated data sets. Builds complicated testing tools and conducts detailed analysis of product calculations. Constructs, maintains, and performs Actuarial, Projection, and Valuation Models. Builds financial reporting tools and completes analysis. Prices and implements products. Conducts complicated risk analysis. Establishes reserves and other valuation items under multiple accounting regimes (statutory, GAAP, and tax) for products. Performs reinsurance analysis and pricing. Crafts effective communication strategies and recommendations to leadership. Develops supporting documentation. Leads cross functional peer reviews to increase collaboration, ensure quality work, and drive innovation. Builds business relationships and leads cross functional communication with team members, customers, and business partners. Leads onboarding and training for new associates on standard work processes. Assists in creating new training materials. May perform other responsibilities as assigned. Reporting Relationships: Reports to an Actuarial, Analytics, or Risk Management leader. Typical Skills and Experiences: Education: Undergraduate degree in actuarial science, mathematics, statistics, or similar background requiring modeling, programming, or quantitative analysis. License/Certification/Designation: Generally attained ASA and is actively enrolled in the Actuarial Development Program; working towards FSA or recently attained FSA. PLEASE REFER TO THE NATIONWIDE LIFE INSURANCE COMPANY ACTUARIAL DEVELOPMENT PROGRAM FOR ADDITIONAL INFORMATION. Experience: Typically, four to seven years of actuarial experience. Knowledge, Abilities and Skills: Proven knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases. Proficient in Microsoft Office products (including VBA within Access and Excel), analytical software (such as tableau) and programming languages. Should have basic competencies including: command skills, strategic agility, delegation, motivating others, business perspective, and accounting. Should have highly-developed competencies for: business understanding, problem solving, customer focus, dealing with ambiguity, drive for results, and learning ability. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 01/29/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.#actuarial Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Consultant, Actuarial - NF : $118,000.00-$222,000.00The expected starting salary range for Sr Consultant, Actuarial - NF : $118,000.00 - $178,000.00

As a team member in Finance at Nationwide, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Location: On-site/Hybrid in Columbus, OH, or Remote Job Summary: As a strategic leader within our team, the Pension Risk Transfer Pricing Senior Actuary will play a pivotal role in shaping objectives, achieving profitability targets, and refining the pricing process. This role involves conducting competitive market analysis, driving efficiencies, and fostering a positive team culture. The ideal candidate will have extensive experience as a PRT, ALM, or Investments Actuary, with a strong ability to influence internal stakeholders and contribute to the overall success of the organization. Key Responsibilities: Thought leadership on the PRT Pricing team. Lead pricing initiatives for large and complex deals, partnering with OOI and ALM to develop custom pricing strategies and influence key stakeholders on a case-by-case basis. Contribute to pricing/product strategy and prioritizing initiatives, including exploration of improved investment strategies, new deal structures and utilizing reinsurance. Collaborate with the Office of Investments and ALM teams to optimize the investment strategy for new PRT business. Review Pension Risk Transfer (PRT) bids to ensure premiums accurately reflect reserves, capital, expected benefit payments, tax, investment strategy, earned rates, etc., using Axis and Excel-based tools. Propose demographic assumptions related to pension benefits included in each PRT deal, including mortality, mortality improvement, withdrawal rates, retirement rates, and disability incidence. Partner with business teams to develop responses to RFPs. Develop junior associates. Drive results and decision making with business partners and other internal stakeholders. Qualifications and Skills: Experience as a PRT, ALM, or Investments actuary Fellow of the Society of Actuaries (FSA) or Associate of the Society of Actuaries (ASA) Proficiency in Excel Ability to establish strategic direction Excellent problem-solving skills Excellent communication and presentation skills to influence internal stakeholders Ability to work collaboratively in a team environment Strong organizational and time management skills This role does not qualify for employer sponsored work authorization. Nationwide does not participate in the STEM OPT extension program. It is our intention to fill this role in Columbus, Ohio. However, willing to consider applications from internal candidates working remotely or external candidates who bring critical industry skills and relevant experience may be considered. Internal Compensation Grade: H5 #LI-KD1 Summary Our Nationwide Financial Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! As a Senior Actuary, you'll be an expert, providing leadership, direction and oversight for the creation and performance of sophisticated actuarial techniques and procedures and risk analysis. You'll handle research and direct others to ensure efficient, consistent and integrated data and analysis. We'll count on you to provide a strategic vision for the team and deliver business recommendations that are crucial to the success of Nationwide and the protection we provide our customers. You'll work independently and may directly or indirectly lead others. Job Description Key Responsibilities: Provides strategic direction and knowledge for the compilation, categorization and analysis of data and financial reporting and analysis. Constructs sophisticated testing tools and analyzes product calculations. Leads, provides expertise and builds strategies for pricing and implementation of products. Constructs, maintains and completes Actuarial, Projection & Valuation Models. Analyzes risks and reinsurance for lines of business. Establishes reserves and other valuation items under multiple accounting regimes (statutory, GAAP and tax) for products. Builds cohesive presentations, communication strategies and recommendations of actuarial findings that are suitable for technical and non-technical audiences at the OCFO leadership level. May perform other responsibilities as assigned. Reporting Relationships: Reports to Actuarial leader. Typical Skills and Experiences: Education: Undergraduate degree in actuarial science, mathematics, statistics or similar background requiring modeling, programming, or quantitative analysis. License/Certification/Designation: FSA required. PLEASE REFER TO THE NATIONWIDE LIFE INSURANCE COMPANY ACTUARIAL DEVELOPMENT PROGRAM FOR ADDITIONAL INFORMATION. Experience: Typically, at least eight years of actuarial experience. Knowledge, Abilities and Skills: Experienced knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases; knowledge of company operations, products, systems and actuarial methodologies. Knowledge of industry and regulatory practices is vital. Proficiency in Microsoft Office products (including VBA within Access and Excel), analytical software (such as tableau) and programming languages. Proficient level of organizational agility, influencing skills, strategic agility, inspiring others, business perspective and accounting. Mastery level of perspective, problem solving, customer focus, dealing with ambiguity, drive for results, analysis, learning. Other criteria, including leadership skills, capabilities and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and Human Resources Business Partner. Values: Regularly and consistently demonstrates the Nationwide Values. Job Conditions: Overtime Eligibility: Exempt (Not eligible) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 01/29/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.#actuarial Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Actuary, NF : $149,000.00-$262,000.00The expected starting salary range for Sr Actuary, NF : $149,000.00 - $223,000.00

As a team member in Finance at Nationwide, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Join Nationwide as an Actuarial Consultant - E&S Pricing, where you will leverage your expertise in actuarial methodologies to drive strategic decisions and foster profitable growth in one of our largest business areas. This role offers a unique opportunity to work in a dynamic environment with a focus on innovation and collaboration. Key Responsibilities: Play a key role in driving pricing strategy and profitability for our Contract Property & Casualty and Contract Excess products. Monitor the book of business, lead rate reviews, and manage business partner requests. Engage in planning and forecasting while collaborating with key property and casualty business partners. Serve as a technical expert in actuarial methodologies, conducting complex analyses and presenting findings to drive business strategy. Work on larger projects with cross-functional teams to help meet our goals. Ideal Candidate Profile: At least 2 years of previous actuarial experience with a focus on pricing. Near Associate with pursuit of Fellow of the Casualty Actuarial Society (ACAS/FCAS) preferred. Strong communication skills and the ability to work collaboratively in a team-oriented environment. Prior experience working with underwriters and a proven track record of driving strategic decisions. Strong proficiency in actuarial software and programming tools (e.g., Python, SQL, Databricks, R, Excel). f you would like the opportunity to make a direct impact on business strategy and growth and work in a supportive and innovative environment that values creativity and collaboration, we encourage you to apply. This role can be staffed fully remote. #LI-remote #LI-SM1 Summary Our Property and Casualty (P&C) Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! As an Actuarial Consultant, you'll need to be adept at actuarial functions and know P&C products to perform complex, quantitative actuarial analyses. In addition, we'll count on you to provide expertise, including consultation and recommendations, on actuarial models and issues. This position may have the opportunity to be a part of the P&C Actuarial Rotation Program, which will give you the potential opportunity to work on various actuarial, analytics, and risk management teams to learn and develop across different actuarial functions. Should you choose to participate in the program, you will participate in two to three rotations of two years each. Full program details will be provided to you upon your start date. Job Description Key Responsibilities: Has in depth knowledge of actuarial methodologies with the ability to source and manipulate complex data within standard requirements. Conducts complex analyses, adhering to actuarial standards, by selecting appropriate data sources, making assumptions, recognizing considerations, and developing recommendations. Resolves unreasonable results/non-optimal solutions using experience and professional judgment. Accurately documents assumptions, methods, sources, and considerations in an organized fashion. Prepares and presents actuarial findings and documents that are suitable for technical and non-technical audiences at the senior Actuarial leadership level. May professionally represent company position with regulators, auditors, and external vendors. Develops work plans and ensures accurate work product is delivered. Leads peer reviews to increase collaboration, ensure quality work, and drive innovation. Maintains relationship with business customers as well as builds new relationships. Leads onboarding and training for new associates on standard work processes. Applies data mining techniques used to identify new relationships in data and make recommendations based on findings. Builds and validates models in different software packages. Explores the use of new software packages. Has practical use of predictive modeling. May perform other responsibilities as assigned. Reporting Relationships: Reports to an Actuarial, Analytics, or Risk Management leader. Typical Skills and Experiences: Education: Undergraduate degree in actuarial science, mathematics, statistics, data science or similar background requiring modeling, programming or quantitative analysis. License/Certification/Designation: Generally, has attained ACAS and is working towards FCAS. PLEASE REFER TO THE NATIONWIDE PC INSURANCE COMPANY ACTUARIAL STUDENT PROGRAM FOR ADDITIONAL INFORMATION. Experience: Generally, five or more years of actuarial experience. Knowledge, Abilities and Skills: Detailed knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases. Proficient in Microsoft Office products, analytical software and programming languages. Should have basic competencies including command skills, strategic agility, delegation, motivating others, business perspective and accounting. Should have highly-developed competencies in business understanding, problem solving, customer focus, dealing with ambiguity, drive for results, and learning ability. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 01/26/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Consultant, Actuarial - P&C : $108,000.00-$200,000.00The expected starting salary range for Consultant, Actuarial - P&C : $108,000.00 - $162,000.00

As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide , “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Senior Actuarial Consultant - Personal Lines Pricing About the Role: Join our dynamic team as a Senior Actuarial Consultant specializing in Personal Lines Pricing. This pivotal role involves owning pricing decisions and collaborating closely with business partners. This is a key member of our leadership team, driving a partnership-driven approach. Key Responsibilities: Develop and implement cross-functional work plans, leading peer reviews to ensure quality and accuracy. Engage with business partners to assess and enhance technical abilities and communication skills. Lead pricing decisions, ensuring alignment with business objectives. Serve as a technical expert in actuarial methodologies, conducting comprehensive analyses. Qualifications: ACAS is required; candidates with or working towards FCAS are preferred. Minimum of six years of actuarial experience, with a strong background in pricing and product line knowledge. Proficiency in SQL, Python, Snowflake, and Databricks is preferred. Demonstrated ability to adapt to a fast-paced environment and manage changing priorities effectively. Cultural Fit: We seek candidates who are adaptable, proactive, and eager to take on leadership roles. The ideal candidate will be a consumer of diverse actuarial work products and thrive in a collaborative, fast-paced setting. Why Join Us? Be part of a forward-thinking team that values innovation and collaboration. Enjoy the flexibility of a remote or hybrid work environment while contributing to impactful projects. Engage in a role that offers growth opportunities and the chance to influence key pricing decisions. Apply Now: If you are a results-driven actuarial professional with a passion for pricing and leadership, we invite you to apply for this exciting opportunity. Join us in shaping the future of personal lines pricing. #LI-SM1 #LI-remote Summary Our Property and Casualty (P&C) Actuarial team members have opportunities to use state-of-the-art tools, are encouraged to innovate and learn to master actuarial methodologies. If this sounds like a place you could thrive, then we want to know more about you! As an Actuarial Sr Consultant, you'll need to have detailed familiarity with business operations, systems, and actuarial methodologies. We'll count on you to be adept at complex actuarial techniques and work independently to combine advanced actuarial and business knowledge to provide high-level analysis. Additionally, you'll have expertise to provide consultation and recommendations on deliverables and maintain detailed documentation of actuarial models and analyses. You'll work independently and may lead others. Job Description Key Responsibilities: Acts as a technical expert of actuarial methodologies allowing the ability to source and manipulate data within standard requirements. Conducts complex analyses, adhering to actuarial standards, by selecting appropriate data sources, making assumptions, recognizing considerations, and developing recommendations. Resolves unreasonable results/non-optimal solutions using experience and professional judgment. Begins using results to influence decisions at a higher level. Accurately documents assumptions, methods, sources, and considerations in an organized fashion. Prepares and presents actuarial findings and documents that are suitable for technical and non-technical audiences at the senior Actuarial leadership level. May professionally represent company's position with regulators, auditors, and external vendors. May negotiate within defined parameters. Develops cross functional work plans and ensures accurate work product is delivered. Leads cross functional peer reviews to increase collaboration, ensure quality work, and drive innovation. Builds business relationships and leads cross functional communication with team members, customers, and business partners. Leads onboarding and training for new associates on standard work processes. Assists in creating new training materials. Applies data mining techniques used to identify new relationships in data and make recommendations based on findings. Has expert ability or knowledge of modeling, validation, and predictive modeling. Explores the use of new software packages and makes recommendations. May perform other responsibilities as assigned. Reporting Relationships: Reports to an Actuarial, Analytics, or Risk Management leader. Typical Skills and Experiences: Education: Undergraduate degree in actuarial science, mathematics, statistics, data science or similar background requiring modeling, programming or quantitative analysis. License/Certification/Designation: Generally attained ACAS and is working towards FCAS or recently attained FCAS. PLEASE REFER TO THE NATIONWIDE PC INSURANCE COMPANY ACTUARIAL STUDENT PROGRAM FOR ADDITIONAL INFORMATION. Experience: Generally, six or more years of actuarial experience. Knowledge, Abilities and Skills: Detailed knowledge of actuarial business functions, statistical methods of analysis, actuarial models, actuarial software and databases. Proficient in Microsoft Office products, analytical software and programming languages. Should have basic competencies including command skills, strategic agility, delegation, motivating others, business perspective and accounting. Should have highly-developed competencies in business understanding, problem solving, customer focus, dealing with ambiguity, drive for results, and learning ability. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager's leader and HR Business Partner. Values: Regularly and consistently demonstrates Nationwide Values. Job Conditions: Overtime Eligibility: Not Eligible (Exempt) Working Conditions: Normal office environment. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 02/17/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states.Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at ************. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) ************************************************************* NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule.The national salary range for Sr Consultant, Actuarial - P&C : $118,000.00-$222,000.00The expected starting salary range for Sr Consultant, Actuarial - P&C : $118,000.00 - $178,000.00

Transform data into business insights and drive innovation in Payments Transformation business, enhancing customer experiences and shaping the future of financial services. As a Data Scientist Lead, Vice President on the Payments Instrumentation and Metrics Analytics team, you will be at the forefront of developing data solutions that drive business impact. You will play a pivotal role in ensuring data-driven analysis and automated reporting, shape group strategy, assess opportunities, and measure progress against key objectives. This role is a mix of data science, consulting (problem solving, thought leadership, client management), and product management across the development and implement lifecycle for product analytics solutions. Overall, this role presents an opportunity to apply analytics and strategy skills to a broad range of challenges, learn about financial services lines of business and products (e.g., payments, banking, and digital), gain exposure to cutting edge technologies (e.g. Databricks, Snowflake, Streamlit, ThoughtSpot, Sigma ,Python, Alteryx and Tableau) and methods, and communicate insights to a wide range of stakeholders and leadership audiences. The Payments Instrumentation and Metrics team, works with top providers of payment, fraud management, and data security solutions, supporting transactions in over 130 currencies. The Payments I&M team, comprised of data scientists, design strategists, and business leaders, crafts data products that transform business operations. Be part of a team that impacts thousands of clients globally and promotes significant change within J.P. Morgan. **Job responsibilities** + Automating analyses into dashboards and analytics products used across Payments Transformation product teams and senior-level management reporting to enhance the customer experience at scale + Conducting quantitative analysis to identify strategic, actionable opportunities for the Payments Transformation Product business + Working with large data sets to conduct analyses that include scoping, gathering, wrangling, and visualization + Supporting the prototyping of machine learning algorithms, communicating analytical results to various audiences, and assessing new data sources and techniques + Adhering to standards of excellence of the team by demonstrating professional expertise, strong work ethic, integrity, and professional behavior + Develop and implement data analyses, data collection systems and other strategies that optimize statistical efficiency and quality. + Extract and understand data to form an opinion on how to best help our clients and derive relevant insights. + Resolve issues and remove barriers that hinder analytics initiatives. + Create metrics to measure the impact and effectiveness of investments in new products or enhancements of existing products. + Deliver tactical and strategic product and market insights through analytics, reporting and state of the art visualization techniques. + Organize and manage multiple projects with diverse cross-functional stakeholders at once. **Required qualifications, capabilities, and skills** + Consulting orientation with ability to influence cross-functional teams + Self-starter with out-of-the box quantitative and qualitative problem solving skills + Strong time management skills, with ability to multi-task and keep multiple tracks of analysis moving, and drive to bring new ideas to life + Strong SQL programming skills optimizing to handle extremely large data sets + Strong experience with one or more major data visualization tools including Tableau, ThoughSpot, Alteryx . + Excellent written and oral communication and presentation skills with experience communicating effectively with diverse audiences across business and technology + Communicating data-driven insights and conveying actionable recommendations. + Managing analytics/data science projects from scoping to delivery, and engaging with stakeholders + Ability to work autonomously while providing regular status updates and meeting objectives. **Preferred qualifications, capabilities, and skills** + 4+ years of experience in a consulting or industry position supporting a data or reporting function + Deep understanding of the financial services or Payments industry + Experience using machine learning techniques and advanced analytics (e.g. regression, classification, clustering, time series, causal inference, and natural language processing) + Experience building data applications using Streamlit/ThoughtSpot + Experience building data visualizations using Tableau + Experience using data warehousing tools, specifically Snowflake or Databricks JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** Brooklyn,NY $142,500.00 - $210,000.00 / year

JobID: 210677581 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $142,500.00-$210,000.00 Transform business challenges into data-driven solutions-your insights will fuel growth and competitive advantage. As a Data Scientist on the Commerce Payments product team, you'll be responsible for identifying, developing, and executing data and analytics solutions for embedded payments, including digital wallets and card-on-file in ecommerce. You will work closely with quad partners (Product, Technology, Operations, and Risk) to deliver actionable insights and support data-driven decision-making. Job Responsibilities * Collaborate with quad partners to understand business needs and translate them into analytics requirements and solutions. * Lead the design, development, and implementation of advanced analytics solutions, including dashboards, predictive models, and reporting tools. * Communicate analytics findings and recommendations to quad partners and other stakeholders. * Build strong relationships across Product, Technology, Design, and Risk teams to ensure alignment and impact. * Manage, mentor, and develop junior analytics team members, fostering a collaborative and high-performance culture. * Ensure data integrity and quality in all analytics deliverables. * Partner with Technology and Data teams to maintain secure and compliant data practices. * Stay current with analytics best practices, tools, and industry trends. * Identify opportunities to enhance analytics processes and methodologies. Required Qualifications, Capabilities, and Skills * Bachelor's or Master's degree in Data Science, Analytics, Statistics, Computer Science, or related field. * 6+ years of experience in analytics, data science, or business intelligence, with at least 2 years in a people management or team lead role. * Proficiency in analytics tools and technologies (e.g., SQL, Python, R, Tableau, Power BI). * Experience supporting product teams * Strong communication and stakeholder management skills. * Demonstrated ability to lead and develop analytics team members. This role is not eligible for visa sponsorship or relocation assistance

JobID: 210665625 JobSchedule: Full time JobShift: Base Pay/Salary: Jersey City,NJ $164,350.00-$260,000.00; Chicago,IL $137,750.00-$235,000.00 Join us as we revolutionize data and analytics with cutting-edge Generative AI, shaping the future of our organization. Experience career growth, collaborate with top talent, and make a meaningful impact through ethical and sustainable AI practices. As a Generative AI Data Science Lead in the Applied Solutions Team, you will drive the development and optimization of LLM-aided AI products. You work closely with cross-functional teams to deliver scalable solutions that support our business objectives and foster innovation. You will help shape the future of our organization by leveraging advanced data science and engineering practices. You will collaborate with the ML Centre of Excellence, AI Research, and Engineering teams to design and deliver high-impact GenAI products and APIs. Your expertise will ensure our solutions are robust, scalable, and aligned with the needs of our business and stakeholders. Job Responsibilities * Combine vast data assets with advanced AI, including LLMs and Multimodal LLMs * Bridge scientific research and software engineering, applying expertise in both domains * Collaborate with engineering teams to lead the design and delivery of GenAI products * Architect and implement scalable AI Agents, Agentic Workflows, and GenAI applications * Integrate GenAI solutions with enterprise platforms using API-based methods * Establish validation procedures with Evaluation Frameworks, bias mitigation, safety protocols, and guardrails * Align ML problem definition with business objectives * Communicate technical information and ideas effectively to stakeholders Required Qualifications, Capabilities, and Skills * Bachelor's Degree in a quantitative discipline such as Computer Science, Mathematics, or Statistics * Ten years of experience in an individual contributor role in ML engineering * Strong understanding of statistics, optimization, and ML theory, focusing on NLP and/or Computer Vision algorithms * Demonstrated experience in parameter-efficient fine-tuning, model quantization, and quantization-aware fine-tuning of LLM models * Experience integrating GenAI solutions with enterprise platforms via standardized API patterns * Ability to establish validation procedures, including Evaluation Frameworks, bias mitigation, safety protocols, and guardrails * Excellent grasp of computer science fundamentals and SDLC best practices * Strong communication skills to build trust with stakeholders Preferred Qualifications, Capabilities, and Skills * PhD in a quantitative discipline such as Computer Science, Mathematics, or Statistics * Experience designing and implementing pipelines using DAGs such as Kubeflow, DVC, or Ray * Ability to construct batch and streaming microservices exposed as gRPC or GraphQL endpoints * Hands-on experience implementing distributed, multi-threaded, and scalable applications using frameworks such as Ray, Horovod, or DeepSpeed * Relocation assistance is not available for this role.

Transform data into business insights and drive innovation in Payments Transformation business, enhancing customer experiences and shaping the future of financial services. As a Data Scientist Lead, Vice President on the Payments Instrumentation and Metrics Analytics team, you will be at the forefront of developing data solutions that drive business impact. You will play a pivotal role in ensuring data-driven analysis and automated reporting, shape group strategy, assess opportunities, and measure progress against key objectives. This role is a mix of data science, consulting (problem solving, thought leadership, client management), and product management across the development and implement lifecycle for product analytics solutions. Overall, this role presents an opportunity to apply analytics and strategy skills to a broad range of challenges, learn about financial services lines of business and products (e.g., payments, banking, and digital), gain exposure to cutting edge technologies (e.g. Databricks, Snowflake, Streamlit, ThoughtSpot, Sigma ,Python, Alteryx and Tableau) and methods, and communicate insights to a wide range of stakeholders and leadership audiences. The Payments Instrumentation and Metrics team, works with top providers of payment, fraud management, and data security solutions, supporting transactions in over 130 currencies. The Payments I&M team, comprised of data scientists, design strategists, and business leaders, crafts data products that transform business operations. Be part of a team that impacts thousands of clients globally and promotes significant change within J.P. Morgan. Job responsibilities Automating analyses into dashboards and analytics products used across Payments Transformation product teams and senior-level management reporting to enhance the customer experience at scale Conducting quantitative analysis to identify strategic, actionable opportunities for the Payments Transformation Product business Working with large data sets to conduct analyses that include scoping, gathering, wrangling, and visualization Supporting the prototyping of machine learning algorithms, communicating analytical results to various audiences, and assessing new data sources and techniques Adhering to standards of excellence of the team by demonstrating professional expertise, strong work ethic, integrity, and professional behavior Develop and implement data analyses, data collection systems and other strategies that optimize statistical efficiency and quality. Extract and understand data to form an opinion on how to best help our clients and derive relevant insights. Resolve issues and remove barriers that hinder analytics initiatives. Create metrics to measure the impact and effectiveness of investments in new products or enhancements of existing products. Deliver tactical and strategic product and market insights through analytics, reporting and state of the art visualization techniques. Organize and manage multiple projects with diverse cross-functional stakeholders at once. Required qualifications, capabilities, and skills Consulting orientation with ability to influence cross-functional teams Self-starter with out-of-the box quantitative and qualitative problem solving skills Strong time management skills, with ability to multi-task and keep multiple tracks of analysis moving, and drive to bring new ideas to life Strong SQL programming skills optimizing to handle extremely large data sets Strong experience with one or more major data visualization tools including Tableau, ThoughSpot, Alteryx . Excellent written and oral communication and presentation skills with experience communicating effectively with diverse audiences across business and technology Communicating data-driven insights and conveying actionable recommendations. Managing analytics/data science projects from scoping to delivery, and engaging with stakeholders Ability to work autonomously while providing regular status updates and meeting objectives. Preferred qualifications, capabilities, and skills 4+ years of experience in a consulting or industry position supporting a data or reporting function Deep understanding of the financial services or Payments industry Experience using machine learning techniques and advanced analytics (e.g. regression, classification, clustering, time series, causal inference, and natural language processing) Experience building data applications using Streamlit/ThoughtSpot Experience building data visualizations using Tableau Experience using data warehousing tools, specifically Snowflake or Databricks

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Summary: This job is responsible for reviewing and interpretating large datasets to uncover revenue generation opportunities and ensuring the development of effective risk management strategies. Key responsibilities include working with lines of business to comprehend problems, utilizing sophisticated analytics and deploying advanced techniques to devise solutions, and presenting recommendations based on findings. Job expectations include demonstrating leadership, resilience, accountability, a disciplined approach, and a commitment to fostering responsible growth for the enterprise. Client Protection Shared Services - Advanced Analytics is looking for an energetic and inquisitive data scientist to join our team and help us combat financial crime. In this role, you will be expected to work on large and complex data science projects that entail working with both relational and graph databases. In these projects, it is expected to collaborate with internal strategy, technology, product, and policy partners to deploy advanced analytical solutions with the goal of reducing fraud losses, lowering false positive impacts, improving client experience, and ensuring the Bank minimizes its total cost of fraud. Key responsibilities include applying knowledge of multiple business and technical-related topics and independently driving strategic initiatives, large-scale projects, and overall improvements. Responsibilities: * Perform graph analytics to find and mitigate densely connected fraud networks * Assist with the generation, prioritization, and investigation of fraud rings * Enable business analytics, including data analysis, trend identification, and pattern recognition, using advanced techniques to drive decision making and data driven insights * Understanding of end-to-end model development work, ranging from supervised, unsupervised, and graph-based machine learning solutions, to maximize detection of fraud or capture anomalous behavior * Manage multiple priorities and ensures quality and timeliness of work deliverables such as data science products, data analysis reports, or data visualizations, while exhibiting the ability to work independently and in a team environment * Manage relationships with multiple technology teams, development team, and line of business leaders, including alignment of roadmaps, managing projects, and managing risks * Oversee development, delivery and quality assurance for data science use cases delivered to the production environment and other areas of the line of business * Support the identification of potential issues and development of controls * Support execution of large-scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytical-based insights * Manages a roadmap of data science use cases to answer business trends based on economic and portfolio conditions and communicate findings to senior management, while diligently working and leading peers to solve for these use cases * Coach and mentor peers to improve proficiency in a variety of systems and serve as a subject matter expert on multiple business and technical-related topics * Apply agile practices for project management, solution development, deployment, and maintenance * Deliver presentations in an engaging and effective manner through in-person and virtual conversations that communicates technical concepts and analysis results to a diverse set of internal stakeholders, and develops professional relationships to foster collaboration on work deliverables * Maintain knowledge of the latest advances in the fields of data science and artificial intelligence to support business analytics * Engage business and technology senior leaders on reporting of project/deliverable statuses, opportunity identification, and planning efforts Required Qualifications: * 4+ years of experience in data and analytics * 4+ years of experience in data analytics within fraud prevention * Must be proficient with SQL and one of SAS, Python, or Java * Must have familiarity with Graph databases (e.g. TigerGraph, Neo4J) and graph query languages * Problem-solving skills including selection of data and deployment of solutions * Proven ability to manage projects, exercise thought leadership and work with limited direction on complex problems to achieve project goals while also leading a broader team * Excellent communication and influencing skills * Thrives in fast-paced and highly dynamic environment * Intellectual curiosity and strong urge to figure out the "whys" of a problem and produce creative solutions * Exposure to model development leveraging supervised and unsupervised machine learning (regression, tree-based algorithms, etc.) * Expertise in data analytics and technical development lifecycles including having coached junior staff * Expertise handling and manipulating data across its lifecycle in a variety of formats, sizes, and storage technologies to solve a problem (e.g., structured, semi-structured, unstructured; graph; hadoop; kafka) Desired Qualifications * Advanced Quantitative degree (Master's or PhD) * 7+ years of experience; work in financial services is very helpful, with preference to fraud, credit, cybersecurity, or other heavily quantitative areas * Understanding of advanced machine learning methodologies including neural networks, graph algorithms, ensemble learning like XGB, and other techniques * Proficient with SPARK, H2O, or similar advanced analytical tools * Analytical and Innovating Thinking * Problem Solving and Business Acumen * Risk and Issue Management, interpreting relevant laws, rules, and regulations * Data Visualization, Oral and Written Communication, and Presentation Skills * Experience managing multi-year roadmaps, engaging technical and non-technical stakeholders, and leading large cross-functional formal projects * Experience influencing mid to senior (executive) level leaders * Experience managing risk and issue remediation * Understanding of computer science topics like automation, code versioning, computational complexity, parallel processing, requirements gathering, testing methodologies, and development lifecycle models like Agile Skills: * Agile Practices * Application Development * DevOps Practices * Technical Documentation * Written Communications * Artificial Intelligence/Machine Learning * Business Analytics * Data Visualization * Presentation Skills * Risk Management * Adaptability * Collaboration * Consulting * Networking * Policies, Procedures, and Guidelines Management It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. Shift: 1st shift (United States of America) Hours Per Week: 40

Charlotte, North Carolina;Plano, Texas; Boston, Massachusetts; Chandler, Arizona; Tampa, Florida; Chicago, Illinois; Jacksonville, Florida; Newark, Delaware; Phoenix, Arizona **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (************************************************************************************************************** **Job Description:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Summary:** This job is responsible for reviewing and interpretating large datasets to uncover revenue generation opportunities and ensuring the development of effective risk management strategies. Key responsibilities include working with lines of business to comprehend problems, utilizing sophisticated analytics and deploying advanced techniques to devise solutions, and presenting recommendations based on findings. Job expectations include demonstrating leadership, resilience, accountability, a disciplined approach, and a commitment to fostering responsible growth for the enterprise. Client Protection Shared Services - Advanced Analytics is looking for an energetic and inquisitive data scientist to join our team and help us combat financial crime. In this role, you will be expected to work on large and complex data science projects that entail working with both relational and graph databases. In these projects, it is expected to collaborate with internal strategy, technology, product, and policy partners to deploy advanced analytical solutions with the goal of reducing fraud losses, lowering false positive impacts, improving client experience, and ensuring the Bank minimizes its total cost of fraud. Key responsibilities include applying knowledge of multiple business and technical-related topics and independently driving strategic initiatives, large-scale projects, and overall improvements. **Responsibilities:** + Perform graph analytics to find and mitigate densely connected fraud networks + Assist with the generation, prioritization, and investigation of fraud rings + Enable business analytics, including data analysis, trend identification, and pattern recognition, using advanced techniques to drive decision making and data driven insights + Understanding of end-to-end model development work, ranging from supervised, unsupervised, and graph-based machine learning solutions, to maximize detection of fraud or capture anomalous behavior + Manage multiple priorities and ensures quality and timeliness of work deliverables such as data science products, data analysis reports, or data visualizations, while exhibiting the ability to work independently and in a team environment + Manage relationships with multiple technology teams, development team, and line of business leaders, including alignment of roadmaps, managing projects, and managing risks + Oversee development, delivery and quality assurance for data science use cases delivered to the production environment and other areas of the line of business + Support the identification of potential issues and development of controls + Support execution of large-scale projects, such as platform conversions or new project integrations by conducting advanced reporting and drawing analytical-based insights + Manages a roadmap of data science use cases to answer business trends based on economic and portfolio conditions and communicate findings to senior management, while diligently working and leading peers to solve for these use cases + Coach and mentor peers to improve proficiency in a variety of systems and serve as a subject matter expert on multiple business and technical-related topics + Apply agile practices for project management, solution development, deployment, and maintenance + Deliver presentations in an engaging and effective manner through in-person and virtual conversations that communicates technical concepts and analysis results to a diverse set of internal stakeholders, and develops professional relationships to foster collaboration on work deliverables + Maintain knowledge of the latest advances in the fields of data science and artificial intelligence to support business analytics + Engage business and technology senior leaders on reporting of project/deliverable statuses, opportunity identification, and planning efforts **Required Qualifications:** + 4+ years of experience in data and analytics + 4+ years of experience in data analytics within fraud prevention + Must be proficient with SQL and one of SAS, Python, or Java + Must have familiarity with Graph databases (e.g. TigerGraph, Neo4J) and graph query languages + Problem-solving skills including selection of data and deployment of solutions + Proven ability to manage projects, exercise thought leadership and work with limited direction on complex problems to achieve project goals while also leading a broader team + Excellent communication and influencing skills + Thrives in fast-paced and highly dynamic environment + Intellectual curiosity and strong urge to figure out the "whys" of a problem and produce creative solutions + Exposure to model development leveraging supervised and unsupervised machine learning (regression, tree-based algorithms, etc.) + Expertise in data analytics and technical development lifecycles including having coached junior staff + Expertise handling and manipulating data across its lifecycle in a variety of formats, sizes, and storage technologies to solve a problem (e.g., structured, semi-structured, unstructured; graph; hadoop; kafka) **Desired Qualifications** + Advanced Quantitative degree (Master's or PhD) + 7+ years of experience; work in financial services is very helpful, with preference to fraud, credit, cybersecurity, or other heavily quantitative areas + Understanding of advanced machine learning methodologies including neural networks, graph algorithms, ensemble learning like XGB, and other techniques + Proficient with SPARK, H2O, or similar advanced analytical tools + Analytical and Innovating Thinking + Problem Solving and Business Acumen + Risk and Issue Management, interpreting relevant laws, rules, and regulations + Data Visualization, Oral and Written Communication, and Presentation Skills + Experience managing multi-year roadmaps, engaging technical and non-technical stakeholders, and leading large cross-functional formal projects + Experience influencing mid to senior (executive) level leaders + Experience managing risk and issue remediation + Understanding of computer science topics like automation, code versioning, computational complexity, parallel processing, requirements gathering, testing methodologies, and development lifecycle models like Agile **Skills:** + Agile Practices + Application Development + DevOps Practices + Technical Documentation + Written Communications + Artificial Intelligence/Machine Learning + Business Analytics + Data Visualization + Presentation Skills + Risk Management + Adaptability + Collaboration + Consulting + Networking + Policies, Procedures, and Guidelines Management **_It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability. _** **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position. The Lead Graph Data Scientist - Identity Analytics is responsible for development and implementation of quantitative solutions that improve USAA's ability to detect and prevent identity theft, account takeover, and first party/synthetic fraud. These solutions will range from the development of machine learning models to broad implementation of solutions such as graph analytics to protect USAA and our Members from risks emanating from these threats. Strong candidates will be able to deploy the following work products and processes: * Develop and continuously update internal identity theft and authentication models to mitigate fraud losses and negative member experience from fraud application, synthetic fraud and account takeover attempts * Closely partner with Strategies team, Director of Fraud Identity Analytics and Director of Fraud Model Management and Model Users on model builds and priorities * Partner with Technology and other key collaborators to deploy a Financial Crimes graph database strategy, including vendor selection, business requirements, data needs, and clear use cases spanning financial crimes * Deploy graph databases and graph techniques to identify criminal networks engaging in fraud, scams, disputes/claims and AML and deliver highly significant benefits * Generate and prioritize fraud-dense rings to mitigate losses and improve Member experience * Identify and work with technology to integrate new data sources for models and graphs to augment predictive power and improve business performance * Exports insights to decision systems to enable better fraud targeting and model development efforts * Drives continuous innovation in modeling efforts including advanced techniques like graph neural networks * Develops and mentors junior staff, establishing a culture of R&D to augment the day-to-day aspects of the job What you'll do: * Gathers, interprets, and manipulates sophisticated structured and unstructured data to enable sophisticated analytical solutions for the business. * Leads and conducts sophisticated analytics demonstrating machine learning, simulation, and optimization to deliver business insights and achieve business objectives. * Guides team on selecting the appropriate modeling technique and/or technology with consideration to data limitations, application, and business needs. * Develops and deploys models within the Model Development Control (MDC) and Model Risk Management (MRM) framework. * Composes and peer reviews technical documents for knowledge persistence, risk management, and technical review audiences. * Partners with business leaders from across the organization to proactively identify business needs and proposes/recommends analytical and modeling projects to generate business value. * Works with business and analytics leaders to prioritize analytics and highly sophisticated modeling. problems/research efforts. * Leads efforts to build and maintain a robust library of reusable, production-quality algorithms and supporting code, to ensure model development and research efforts are transparent and based on the highest quality data. * Assists team with translating business request(s) into specific analytical questions, implementing analysis and/or modeling, and communicating outcomes to non-technical business colleagues with a focus on business action and recommendations. * Manages project portfolio breakthroughs, risks, and impediments. Anticipates potential issues that could limit project success or implementation and intensifies as needed. * Establishes and maintains standard methodologies for engaging with Data Engineering and IT to deploy production-ready analytical assets consistent with modeling best practices and model risk management standards. * Interacts with internal and external peers and management to maintain expertise and awareness of pioneering techniques. Actively seeks opportunities and materials to learn new techniques, technologies, and methodologies. * Serves as a mentor to data scientists in modeling, analytics, computer science, eye for business, and other interpersonal skills. * Participates in enterprise-level efforts to drive the maintenance and transformation of data science technologies and culture. * Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: * Bachelor's degree in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative field; OR 4 years of experience in statistics, mathematics, quantitative analytics, or related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. * 8 years of experience in a predictive analytics or data analysis * 6 years of experience in training and validating statistical, physical, machine learning, and other advanced analytics models. * 4 years of experience in one or more dynamic scripted language (such as Python, R, etc.) for performing statistical analyses and/or building and scoring AI/ML models. * Expert ability to write code that is easy to follow, well documented, and commented where necessary to explain logic (high code transparency). * Strong experience in querying and preprocessing data from structured and/or unstructured databases using query languages such as SQL, NoSQL, etc. * Strong experience in working with structured, semi-structured, and unstructured data files such as delimited numeric data files, JSON/XML files, and/or text documents, images, etc. * Excellent demonstrated skill in performing ad-hoc analytics using descriptive, diagnostic, and inferential statistics. * Proven ability to assess and articulate regulatory implications and expectations of distinct modeling efforts. * Project management experience that demonstrates the ability to anticipate and appropriately manage project landmarks, risks, and impediments. Demonstrated history of appropriately communicating potential issues that could limit project success or implementation. * Expert level experience with the concepts and technologies associated with classical supervised modeling for prediction such as linear/logistic models, discriminant analysis, support vector machines, decision trees, and ensemble methods such as Random Forests, XGBoost, LightGBM, and CatBoost. * Expert level experience with the concepts and technologies associated with unsupervised modeling such as k-means clustering, hierarchical/agglomerative clustering, neighbors algorithms, DBSCAN, etc. * Demonstrated experience in guiding and mentoring junior technical staff in business interactions and model building. * Demonstrated ability to communicate ideas with team members and/or business leaders to convey and present very technical information to an audience that may have little or no understanding of technical concepts in data science. * A strong track record of communicating results, insights, and technical solutions to Senior Executive Management (or equivalent). * Extensive technical skills, consulting experience, and business savvy to collaborate with all levels and subject areas within the organization. What sets you apart: * US military experience through military service or a military spouse/domestic partner * Graduate degree in a quantitative subject area * Over 5 years of experience with model development or other advanced fraud detection algorithms * Over 4 years of experience with graph databases and graph solutions * Experience in fraud/financial crimes model development Compensation: The salary range for this position is: $164,780 - $296,610. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

**Why USAA?** At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. **The Opportunity** We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is **not** available for this position. The **Lead Graph Data Scientist - Identity Analytics** is responsible for development and implementation of quantitative solutions that improve USAA's ability to detect and prevent identity theft, account takeover, and first party/synthetic fraud. These solutions will range from the development of machine learning models to broad implementation of solutions such as graph analytics to protect USAA and our Members from risks emanating from these threats. Strong candidates will be able to deploy the following work products and processes: + Develop and continuously update internal identity theft and authentication models to mitigate fraud losses and negative member experience from fraud application, synthetic fraud and account takeover attempts + Closely partner with Strategies team, Director of Fraud Identity Analytics and Director of Fraud Model Management and Model Users on model builds and priorities + Partner with Technology and other key collaborators to deploy a Financial Crimes graph database strategy, including vendor selection, business requirements, data needs, and clear use cases spanning financial crimes + Deploy graph databases and graph techniques to identify criminal networks engaging in fraud, scams, disputes/claims and AML and deliver highly significant benefits + Generate and prioritize fraud-dense rings to mitigate losses and improve Member experience + Identify and work with technology to integrate new data sources for models and graphs to augment predictive power and improve business performance + Exports insights to decision systems to enable better fraud targeting and model development efforts + Drives continuous innovation in modeling efforts including advanced techniques like graph neural networks + Develops and mentors junior staff, establishing a culture of R&D to augment the day-to-day aspects of the job **What you'll do:** + Gathers, interprets, and manipulates sophisticated structured and unstructured data to enable sophisticated analytical solutions for the business. + Leads and conducts sophisticated analytics demonstrating machine learning, simulation, and optimization to deliver business insights and achieve business objectives. + Guides team on selecting the appropriate modeling technique and/or technology with consideration to data limitations, application, and business needs. + Develops and deploys models within the Model Development Control (MDC) and Model Risk Management (MRM) framework. + Composes and peer reviews technical documents for knowledge persistence, risk management, and technical review audiences. + Partners with business leaders from across the organization to proactively identify business needs and proposes/recommends analytical and modeling projects to generate business value. + Works with business and analytics leaders to prioritize analytics and highly sophisticated modeling. problems/research efforts. + Leads efforts to build and maintain a robust library of reusable, production-quality algorithms and supporting code, to ensure model development and research efforts are transparent and based on the highest quality data. + Assists team with translating business request(s) into specific analytical questions, implementing analysis and/or modeling, and communicating outcomes to non-technical business colleagues with a focus on business action and recommendations. + Manages project portfolio breakthroughs, risks, and impediments. Anticipates potential issues that could limit project success or implementation and intensifies as needed. + Establishes and maintains standard methodologies for engaging with Data Engineering and IT to deploy production-ready analytical assets consistent with modeling best practices and model risk management standards. + Interacts with internal and external peers and management to maintain expertise and awareness of pioneering techniques. Actively seeks opportunities and materials to learn new techniques, technologies, and methodologies. + Serves as a mentor to data scientists in modeling, analytics, computer science, eye for business, and other interpersonal skills. + Participates in enterprise-level efforts to drive the maintenance and transformation of data science technologies and culture. + Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. **What you have:** + Bachelor's degree in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative field; OR 4 years of experience in statistics, mathematics, quantitative analytics, or related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. + 8 years of experience in a predictive analytics or data analysis + 6 years of experience in training and validating statistical, physical, machine learning, and other advanced analytics models. + 4 years of experience in one or more dynamic scripted language (such as Python, R, etc.) for performing statistical analyses and/or building and scoring AI/ML models. + Expert ability to write code that is easy to follow, well documented, and commented where necessary to explain logic (high code transparency). + Strong experience in querying and preprocessing data from structured and/or unstructured databases using query languages such as SQL, NoSQL, etc. + Strong experience in working with structured, semi-structured, and unstructured data files such as delimited numeric data files, JSON/XML files, and/or text documents, images, etc. + Excellent demonstrated skill in performing ad-hoc analytics using descriptive, diagnostic, and inferential statistics. + Proven ability to assess and articulate regulatory implications and expectations of distinct modeling efforts. + Project management experience that demonstrates the ability to anticipate and appropriately manage project landmarks, risks, and impediments. Demonstrated history of appropriately communicating potential issues that could limit project success or implementation. + Expert level experience with the concepts and technologies associated with classical supervised modeling for prediction such as linear/logistic models, discriminant analysis, support vector machines, decision trees, and ensemble methods such as Random Forests, XGBoost, LightGBM, and CatBoost. + Expert level experience with the concepts and technologies associated with unsupervised modeling such as k-means clustering, hierarchical/agglomerative clustering, neighbors algorithms, DBSCAN, etc. + Demonstrated experience in guiding and mentoring junior technical staff in business interactions and model building. + Demonstrated ability to communicate ideas with team members and/or business leaders to convey and present very technical information to an audience that may have little or no understanding of technical concepts in data science. + A strong track record of communicating results, insights, and technical solutions to Senior Executive Management (or equivalent). + Extensive technical skills, consulting experience, and business savvy to collaborate with all levels and subject areas within the organization. **What sets you apart:** + US military experience through military service or a military spouse/domestic partner + Graduate degree in a quantitative subject area + Over 5 years of experience with model development or other advanced fraud detection algorithms + Over 4 years of experience with graph databases and graph solutions + Experience in fraud/financial crimes model development **Compensation:** The salary range for this position is: **$164,780 - $296,610.** **USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).** **Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. **Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. _Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._ _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._ **If you are an existing USAA employee, please use the internal career site in OneSource to apply.** **Please do not type your first and last name in all caps.** **_Find your purpose. Join our mission._** USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity. USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members. USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. California applicants, please review our HR CCPA - Notice at Collection (********************************************************************************************************** here. USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities. Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive through relentless innovation to exceed our customers' expectations while making a real impact for our company through our shared purpose. When you join our company, we want you to feel valued, supported and proud to work here. That's why we offer The GEICO Pledge: Great Company, Great Culture, Great Rewards and Great Careers. At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities. Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive through relentless innovation to exceed our customers' expectations while making a real impact for our company through our shared purpose. When you join our company, we want you to feel valued, supported and proud to work here. That's why we offer The GEICO Pledge: Great Company, Great Culture, Great Rewards and Great Careers. GEICO is looking for a Senior Product Data Scientist that provide quantitative support, market understanding and a strategic perspective to our partners throughout the organization. As a data-loving member of the team, you serve as an analytics expert for your partners, using numbers to help them make better decisions. You will weave stories with meaningful insight from data. You'll make critical recommendations for Engineering and Product Management. Job Responsibilities * Utilize technical expertise (e.g., SQL, R, Python) with quantitative analysis, experimentation, data mining, and the presentation of data to develop strategies. Take ownership of open-ended ambiguous business problems to reach an optimal solution * Define, understand, and test opportunities and levers to improve the product, and drive roadmaps through your insights and recommendations * Build new processes, procedures, methods, tests, and components with foresight to anticipate and address future issues * Identify, measure and report success of product efforts through Key Performance Indicators (KPIs) to support business reviews with the cross-functional/organizational leadership team. Translate analysis results to business insights, forecasting, and monitoring to understand trends and product improvement opportunities * Build and prototype analysis and business cases iteratively to provide insights at scale. Develop comprehensive knowledge of GEICO data structures and metrics, advocating for changes where needed for product development * Partner with Product, Engineering, and cross-functional teams to inform, influence, support, and execute product strategy and investment decisions Basic Qualifications * 8+ years experience with writing complex SQL queries and scripting language (e.g., Python, Java, or R) * 5+ Years Experience with one or more industry analytics visualization tools (e.g. Excel, Tableau, QuickSight, MicroStrategy, PowerBI) and statistical methods (e.g. t-test, Chi-squared) * Experience designing, analysis, and refining experiments * Experience working effectively with multiple stakeholders and cross-functional teams, including Engineering, Product management, Program Management, and Analytics * Intellectual curiosity and drive, decisiveness, ambiguity and complexity * Bachelor's degree required Preferred Qualifications * Insurance industry experience * Master's degree, or Advanced technical degree * Experience with predictive modeling, machine learning, and experimentation/causal inference methods * Experience of data modeling and data pipeline design Annual Salary $110,000.00 - $230,000.00 The above annual salary range is a general guideline. Multiple factors are taken into consideration to arrive at the final hourly rate/ annual salary to be offered to the selected candidate. Factors include, but are not limited to, the scope and responsibilities of the role, the selected candidate's work experience, education and training, the work location as well as market and business considerations. GEICO will consider sponsoring a new qualified applicant for employment authorization for this position. The GEICO Pledge: Great Company: At GEICO, we help our customers through life's twists and turns. Our mission is to protect people when they need it most and we're constantly evolving to stay ahead of their needs. We're an iconic brand that thrives on innovation, exceeding our customers' expectations and enabling our collective success. From day one, you'll take on exciting challenges that help you grow and collaborate with dynamic teams who want to make a positive impact on people's lives. Great Careers: We offer a career where you can learn, grow, and thrive through personalized development programs, created with your career - and your potential - in mind. You'll have access to industry leading training, certification assistance, career mentorship and coaching with supportive leaders at all levels. Great Culture: We foster an inclusive culture of shared success, rooted in integrity, a bias for action and a winning mindset. Grounded by our core values, we have an an established culture of caring, inclusion, and belonging, that values different perspectives. Our teams are led by dynamic, multi-faceted teams led by supportive leaders, driven by performance excellence and unified under a shared purpose. As part of our culture, we also offer employee engagement and recognition programs that reward the positive impact our work makes on the lives of our customers. Great Rewards: We offer compensation and benefits built to enhance your physical well-being, mental and emotional health and financial future. * Comprehensive Total Rewards program that offers personalized coverage tailor-made for you and your family's overall well-being. * Financial benefits including market-competitive compensation; a 401K savings plan vested from day one that offers a 6% match; performance and recognition-based incentives; and tuition assistance. * Access to additional benefits like mental healthcare as well as fertility and adoption assistance. * Supports flexibility- We provide workplace flexibility as well as our GEICO Flex program, which offers the ability to work from anywhere in the US for up to four weeks per year. The equal employment opportunity policy of the GEICO Companies provides for a fair and equal employment opportunity for all associates and job applicants regardless of race, color, religious creed, national origin, ancestry, age, gender, pregnancy, sexual orientation, gender identity, marital status, familial status, disability or genetic information, in compliance with applicable federal, state and local law. GEICO hires and promotes individuals solely on the basis of their qualifications for the job to be filled. GEICO reasonably accommodates qualified individuals with disabilities to enable them to receive equal employment opportunity and/or perform the essential functions of the job, unless the accommodation would impose an undue hardship to the Company. This applies to all applicants and associates. GEICO also provides a work environment in which each associate is able to be productive and work to the best of their ability. We do not condone or tolerate an atmosphere of intimidation or harassment. We expect and require the cooperation of all associates in maintaining an atmosphere free from discrimination and harassment with mutual respect by and for all associates and applicants.

**Why USAA?** At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. **The Opportunity** We offer a flexible work environment that requires an individual to be **in the office 4 days per week.** This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is **not** available for this position. The **Lead Graph Data Scientist - Identity Analytics** is responsible for development and implementation of quantitative solutions that improve USAA's ability to detect and prevent identity theft, account takeover, and first party/synthetic fraud. These solutions will range from the development of machine learning models to broad implementation of solutions such as graph analytics to protect USAA and our Members from risks emanating from these threats. Strong candidates will be able to deploy the following work products and processes: + Develop and continuously update internal identity theft and authentication models to mitigate fraud losses and negative member experience from fraud application, synthetic fraud and account takeover attempts + Closely partner with Strategies team, Director of Fraud Identity Analytics and Director of Fraud Model Management and Model Users on model builds and priorities + Partner with Technology and other key collaborators to deploy a Financial Crimes graph database strategy, including vendor selection, business requirements, data needs, and clear use cases spanning financial crimes + Deploy graph databases and graph techniques to identify criminal networks engaging in fraud, scams, disputes/claims and AML and deliver highly significant benefits + Generate and prioritize fraud-dense rings to mitigate losses and improve Member experience + Identify and work with technology to integrate new data sources for models and graphs to augment predictive power and improve business performance + Exports insights to decision systems to enable better fraud targeting and model development efforts + Drives continuous innovation in modeling efforts including advanced techniques like graph neural networks + Develops and mentors junior staff, establishing a culture of R&D to augment the day-to-day aspects of the job **What you'll do:** + Gathers, interprets, and manipulates sophisticated structured and unstructured data to enable sophisticated analytical solutions for the business. + Leads and conducts sophisticated analytics demonstrating machine learning, simulation, and optimization to deliver business insights and achieve business objectives. + Guides team on selecting the appropriate modeling technique and/or technology with consideration to data limitations, application, and business needs. + Develops and deploys models within the Model Development Control (MDC) and Model Risk Management (MRM) framework. + Composes and peer reviews technical documents for knowledge persistence, risk management, and technical review audiences. + Partners with business leaders from across the organization to proactively identify business needs and proposes/recommends analytical and modeling projects to generate business value. + Works with business and analytics leaders to prioritize analytics and highly sophisticated modeling. problems/research efforts. + Leads efforts to build and maintain a robust library of reusable, production-quality algorithms and supporting code, to ensure model development and research efforts are transparent and based on the highest quality data. + Assists team with translating business request(s) into specific analytical questions, implementing analysis and/or modeling, and communicating outcomes to non-technical business colleagues with a focus on business action and recommendations. + Manages project portfolio breakthroughs, risks, and impediments. Anticipates potential issues that could limit project success or implementation and intensifies as needed. + Establishes and maintains standard methodologies for engaging with Data Engineering and IT to deploy production-ready analytical assets consistent with modeling best practices and model risk management standards. + Interacts with internal and external peers and management to maintain expertise and awareness of pioneering techniques. Actively seeks opportunities and materials to learn new techniques, technologies, and methodologies. + Serves as a mentor to data scientists in modeling, analytics, computer science, eye for business, and other interpersonal skills. + Participates in enterprise-level efforts to drive the maintenance and transformation of data science technologies and culture. + Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. **What you have:** + Bachelor's degree in mathematics, computer science, statistics, economics, finance, actuarial sciences, science and engineering, or other similar quantitative field; OR 4 years of experience in statistics, mathematics, quantitative analytics, or related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. + 8 years of experience in a predictive analytics or data analysis + 6 years of experience in training and validating statistical, physical, machine learning, and other advanced analytics models. + 4 years of experience in one or more dynamic scripted language (such as Python, R, etc.) for performing statistical analyses and/or building and scoring AI/ML models. + Expert ability to write code that is easy to follow, well documented, and commented where necessary to explain logic (high code transparency). + Strong experience in querying and preprocessing data from structured and/or unstructured databases using query languages such as SQL, NoSQL, etc. + Strong experience in working with structured, semi-structured, and unstructured data files such as delimited numeric data files, JSON/XML files, and/or text documents, images, etc. + Excellent demonstrated skill in performing ad-hoc analytics using descriptive, diagnostic, and inferential statistics. + Proven ability to assess and articulate regulatory implications and expectations of distinct modeling efforts. + Project management experience that demonstrates the ability to anticipate and appropriately manage project landmarks, risks, and impediments. Demonstrated history of appropriately communicating potential issues that could limit project success or implementation. + Expert level experience with the concepts and technologies associated with classical supervised modeling for prediction such as linear/logistic models, discriminant analysis, support vector machines, decision trees, and ensemble methods such as Random Forests, XGBoost, LightGBM, and CatBoost. + Expert level experience with the concepts and technologies associated with unsupervised modeling such as k-means clustering, hierarchical/agglomerative clustering, neighbors algorithms, DBSCAN, etc. + Demonstrated experience in guiding and mentoring junior technical staff in business interactions and model building. + Demonstrated ability to communicate ideas with team members and/or business leaders to convey and present very technical information to an audience that may have little or no understanding of technical concepts in data science. + A strong track record of communicating results, insights, and technical solutions to Senior Executive Management (or equivalent). + Extensive technical skills, consulting experience, and business savvy to collaborate with all levels and subject areas within the organization. **What sets you apart:** + US military experience through military service or a military spouse/domestic partner + Graduate degree in a quantitative subject area + Over 5 years of experience with model development or other advanced fraud detection algorithms + Over 4 years of experience with graph databases and graph solutions + Experience in fraud/financial crimes model development **Compensation:** The salary range for this position is: **$164,780 - $296,610.** **USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).** **Compensation:** USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. **Benefits:** At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. _Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting._ _USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran._ **If you are an existing USAA employee, please use the internal career site in OneSource to apply.** **Please do not type your first and last name in all caps.** **_Find your purpose. Join our mission._** USAA is unlike any other financial services organization. The mission of the association is to facilitate the financial security of its members, associates and their families through provision of a full range of highly competitive financial products and services; in so doing, USAA seeks to be the provider of choice for the military community. We do this by upholding the highest standards and ensuring that our corporate business activities and individual employee conduct reflect good judgment and common sense, and are consistent with our core values of service, loyalty, honesty and integrity. USAA attributes its long-standing success to its most valuable resource: our 35,000 employees. They are the heart and soul of our member-service culture. When you join us, you'll become part of a thriving community committed to going above for those who have gone beyond: the men and women of the U.S. military, their associates and their families. In order to play a role on our team, you don't have to be connected to the military yourself - you just need to share our passion for serving our more than 13 million members. USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law. California applicants, please review our HR CCPA - Notice at Collection (********************************************************************************************************** here. USAA is an EEO/AA Employer - applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, disability, genetic information, sexual orientation, gender identity or expression, pregnancy, protected veteran status or other status protected by law.

At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities. Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive through relentless innovation to exceed our customers' expectations while making a real impact for our company through our shared purpose. When you join our company, we want you to feel valued, supported and proud to work here. That's why we offer The GEICO Pledge: Great Company, Great Culture, Great Rewards and Great Careers. At GEICO, we offer a rewarding career where your ambitions are met with endless possibilities. Every day we honor our iconic brand by offering quality coverage to millions of customers and being there when they need us most. We thrive through relentless innovation to exceed our customers' expectations while making a real impact for our company through our shared purpose. When you join our company, we want you to feel valued, supported and proud to work here. That's why we offer The GEICO Pledge: Great Company, Great Culture, Great Rewards and Great Careers. GEICO is looking for a Senior Product Data Scientist that provide quantitative support, market understanding and a strategic perspective to our partners throughout the organization. As a data-loving member of the team, you serve as an analytics expert for your partners, using numbers to help them make better decisions. You will weave stories with meaningful insight from data. You'll make critical recommendations for Engineering and Product Management. Job Responsibilities * Utilize technical expertise (e.g., SQL, R, Python) with quantitative analysis, experimentation, data mining, and the presentation of data to develop strategies. Take ownership of open-ended ambiguous business problems to reach an optimal solution * Define, understand, and test opportunities and levers to improve the product, and drive roadmaps through your insights and recommendations * Build new processes, procedures, methods, tests, and components with foresight to anticipate and address future issues * Identify, measure and report success of product efforts through Key Performance Indicators (KPIs) to support business reviews with the cross-functional/organizational leadership team. Translate analysis results to business insights, forecasting, and monitoring to understand trends and product improvement opportunities * Build and prototype analysis and business cases iteratively to provide insights at scale. Develop comprehensive knowledge of GEICO data structures and metrics, advocating for changes where needed for product development * Partner with Product, Engineering, and cross-functional teams to inform, influence, support, and execute product strategy and investment decisions Basic Qualifications * 8+ years experience with writing complex SQL queries and scripting language (e.g., Python, Java, or R) * 5+ Years Experience with one or more industry analytics visualization tools (e.g. Excel, Tableau, QuickSight, MicroStrategy, PowerBI) and statistical methods (e.g. t-test, Chi-squared) * Experience designing, analysis, and refining experiments * Experience working effectively with multiple stakeholders and cross-functional teams, including Engineering, Product management, Program Management, and Analytics * Intellectual curiosity and drive, decisiveness, ambiguity and complexity * Bachelor's degree required Preferred Qualifications * Insurance industry experience * Master's degree, or Advanced technical degree * Experience with predictive modeling, machine learning, and experimentation/causal inference methods * Experience of data modeling and data pipeline design Annual Salary $110,000.00 - $230,000.00 The above annual salary range is a general guideline. Multiple factors are taken into consideration to arrive at the final hourly rate/ annual salary to be offered to the selected candidate. Factors include, but are not limited to, the scope and responsibilities of the role, the selected candidate's work experience, education and training, the work location as well as market and business considerations. GEICO will consider sponsoring a new qualified applicant for employment authorization for this position. The GEICO Pledge: Great Company: At GEICO, we help our customers through life's twists and turns. Our mission is to protect people when they need it most and we're constantly evolving to stay ahead of their needs. We're an iconic brand that thrives on innovation, exceeding our customers' expectations and enabling our collective success. From day one, you'll take on exciting challenges that help you grow and collaborate with dynamic teams who want to make a positive impact on people's lives. Great Careers: We offer a career where you can learn, grow, and thrive through personalized development programs, created with your career - and your potential - in mind. You'll have access to industry leading training, certification assistance, career mentorship and coaching with supportive leaders at all levels. Great Culture: We foster an inclusive culture of shared success, rooted in integrity, a bias for action and a winning mindset. Grounded by our core values, we have an an established culture of caring, inclusion, and belonging, that values different perspectives. Our teams are led by dynamic, multi-faceted teams led by supportive leaders, driven by performance excellence and unified under a shared purpose. As part of our culture, we also offer employee engagement and recognition programs that reward the positive impact our work makes on the lives of our customers. Great Rewards: We offer compensation and benefits built to enhance your physical well-being, mental and emotional health and financial future. * Comprehensive Total Rewards program that offers personalized coverage tailor-made for you and your family's overall well-being. * Financial benefits including market-competitive compensation; a 401K savings plan vested from day one that offers a 6% match; performance and recognition-based incentives; and tuition assistance. * Access to additional benefits like mental healthcare as well as fertility and adoption assistance. * Supports flexibility- We provide workplace flexibility as well as our GEICO Flex program, which offers the ability to work from anywhere in the US for up to four weeks per year. The equal employment opportunity policy of the GEICO Companies provides for a fair and equal employment opportunity for all associates and job applicants regardless of race, color, religious creed, national origin, ancestry, age, gender, pregnancy, sexual orientation, gender identity, marital status, familial status, disability or genetic information, in compliance with applicable federal, state and local law. GEICO hires and promotes individuals solely on the basis of their qualifications for the job to be filled. GEICO reasonably accommodates qualified individuals with disabilities to enable them to receive equal employment opportunity and/or perform the essential functions of the job, unless the accommodation would impose an undue hardship to the Company. This applies to all applicants and associates. GEICO also provides a work environment in which each associate is able to be productive and work to the best of their ability. We do not condone or tolerate an atmosphere of intimidation or harassment. We expect and require the cooperation of all associates in maintaining an atmosphere free from discrimination and harassment with mutual respect by and for all associates and applicants.