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Employee reviews

3.62/5

Out of 42 USAA reviews, 64% were positive.

5 stars

4 stars

3 stars

2 stars

1 star

Based on 42 ratings

Overall rating
3.6
Salary and benefits
3.7
Work environment
3.9
Management
3.8
Career opportunities
3.2
Diversity and inclusion
3.7
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USAA reviews

Employee reviews
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A reddit user wrote a review on Nov 2012
Why don't your supervisors want to hear you using the word fraud? How is money usually taken from these people? My family just signed with USAA. Do you like the company? Will we get good treatment when we have problems?

Because, and I quote, "it's a scary word." We're supposed to use "unauthorized charges" and only use fraud in "fraudulent charges" when talking about when they'll be reimbursed. They don't like us to use the word "counterfeit" either, or even say that a copy's been made of a card, which is kind of impossible to not say that when they have their card with them and ask how a card was used in another city/country. Then again, I work at night and our supervisor knows we deal with the overseas/drunk/irate/scared/paranoid people, so when it comes to exact verbiage, we usually get off the hook unless we're being unprofessional. Daytime is a stickler though. Money can be anywhere from a few cents, where a fraudster is testing a credit card/bank account/debit card for money, and the most I've seen is over ten thousand dollars, but that case was different- it was someone who had this person's info calling in and making these transfers between accounts. Otherwise, money taken from a card like what I deal with usually caps around 5-6 thousand at the very most that I see, and that's a rarity. Hmm... I don't really want to bank with USAA, I like my own bank just fine. If you are in the military, their insurance and investment services are pretty good, but not something I'd use. IF I had better credit I'd maybe get a card with them, simply because of the kind of service I provide. As long as you are curteous on the phone and set up a good rapport with the rep you call in to (and don't make ridiculous demands like "increase my credit card limit from 1000 to 35000" which is kind of impossible most of the time) you shouldn't have an issue. The most I'd say you'd need to be careful with is that if you don't live in or near San Antonio you'll never see a person... uh... in person since they are an internet bank.

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A reddit user wrote a review on Dec 2013
Do you guys actually care about my day, and plans, and life? I once had a lady ask me all about my wedding (happened a few days before the call). I couldn't tell if she was genuinely interested, or neither of us knew how to get out of that conversation and back to insurance, lmao. I do really like how personal each call seems though. It makes me feel less like a number. USAA helped me a lot when my husband was deployed and my car kept dying (first a dying battery, then blue tooth was slowly draining the battery). I'm a third generation customer, and plan on staying forever!

I know this is late - but I can tell you plainly that every single phonecall, the person you speak to is expected to care about you, to understand what you need in your life (not just with your transaction) and provide solutions if you need help. There isn't a way for USAA member's to know about all the things that USAA can do to take care of them, and as the USAA mission says, USAA wants you to have financial security.

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4.0
A zippia user wrote a review on Jun 2023
Pros of working at USAA

I personally really enjoy the work-life balance and how much downtime you are given right away.

Cons of working at USAA

One of the aspects I found disappointing is the culture, I had long heard the legend of USAA and its culture of diversity and service. There is a lot left to be desired as far as communication, the message, and above all else training.

USAA benefits

For me personally, having health insurance, health care, vision, dental, that is going to be the number one benefit to have for me. Time off is always great, however Ideally I love what I do and I'm covered.

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4.0
A zippia user wrote a review on Oct 2024
USAA benefits

Products, medical/insurance/checking" always looking for opportunities to excell

Pros of working at USAA

Great Brand

Cons of working at USAA

Remotely working

What do you like best about USAA's CEO and the leadership team?

Adaptability is a great skill, that help any transition we may want to understand, and active listening, and we thrive on these at USAA

How would you improve USAA's culture?

Having more locations to work from, on site

How did you prepare for the USAA interview?

Researching the company history, culture and tenure.

How does your compensation at USAA compare to the industry average?

Competitive edge

What's the diversity at USAA like?

Great diversity

What brings you the most joy at USAA?

Helping members, and working as a team.on a daily

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2.0
A zippia user wrote a review on Aug 2021
Pros of working at USAA

I like working remotely.

Cons of working at USAA

I’ve been here 16 years and now they’ve cut pay/bonuses. They’ll overwork you, undertrain you and give poor knowledge resources. They monitor bathroom breaks and may require pto to be used if over 7 minutes. Hard to schedule time off

USAA benefits

Used to be the culture and benefits but now there’s a reason attrition is nearly 30%!

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3.0
A zippia user wrote a review on Aug 2024
Pros of working at USAA

It taught me time management, bonus and merit raises were amazing

Cons of working at USAA

Tied to a phone

USAA benefits

The bonus

What do you like best about USAA's CEO and the leadership team?

Genuine, truly cared for up

How would you improve USAA's culture?

All of the people, one set of rules for everyone

How did you prepare for the USAA interview?

Write down my answer answers to the best of my ability

How does your compensation at USAA compare to the industry average?

Fair

What's the diversity at USAA like?

Diversity

What brings you the most joy at USAA?

I get to learn something new every day, and I did too work hard and get a kudos instead of a here more work

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4.0
A zippia user wrote a review on Feb 2024
Pros of working at USAA

Amazing benefits package and good leadership.

Cons of working at USAA

When comparing with other similar jobs in the area, USAA seems on the bottom range for pay per position.

USAA benefits

Campus has many amenities

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4.0
A zippia user wrote a review on Sep 2023
Pros of working at USAA

Career and growth opportunity/healthy eating enouncement with reduces insurance rates. Great vacation time provided.

Cons of working at USAA

Too many roles being eliminated. Different units have there own way of doing things instead of one culture.

USAA benefits

Pension and 401K, my job results mattered and impacted internal users but ultimately benefits the membership.

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5.0
A zippia user wrote a review on May 2023
Pros of working at USAA

Manager support advancement, paid college tuition, insurance benefit package, 401k, retirement

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4.0
A zippia user wrote a review on Mar 2022
Pros of working at USAA

Benefits & Bonuses

Cons of working at USAA

Hard to get promoted and post out of department

USAA benefits

Healthcare Insurance, prescription benefits, physical therapy, nutritionist options, retirement matching

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3.0
A zippia user wrote a review on Mar 2022
Pros of working at USAA

Benefits

Cons of working at USAA

Micro-managing, hard to promote, always taking phone calls - not much opportunity to develop

USAA benefits

Education Assistance

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4.0
A zippia user wrote a review on Sep 2021
Pros of working at USAA

Friendly environment with peers.

Cons of working at USAA

Management is losing it.

USAA benefits

They have AMAZING perks benefits , personal level

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5.0
A zippia user wrote a review on Aug 2021
Pros of working at USAA

Productive work environment.

Cons of working at USAA

Lack of upward/downward communication.

USAA benefits

Upward promotions.

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2.0
A zippia user wrote a review on Aug 2021
Pros of working at USAA

I like working remotely.

Cons of working at USAA

I’ve been here 16 years and now they’ve cut pay/bonuses. They’ll overwork you, undertrain you and give poor knowledge resources. They monitor bathroom breaks and may require pto to be used if over 7 minutes. Hard to schedule time off

USAA benefits

Used to be the culture and benefits but now there’s a reason attrition is nearly 30%!

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2.0
A zippia user wrote a review on May 2021
Pros of working at USAA

The benefits

Cons of working at USAA

Micromanaged to a crushing degree, understaffed, no progression opportunities off of the phones and terrible systems and information bases.

USAA benefits

PTO, maternity leave

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4.0
A zippia user wrote a review on Apr 2021
Pros of working at USAA

I like the culture and they do offer a great work life balance.

Cons of working at USAA

I don’t like that we aren’t able to earn any commission for what we sale but are pushed so hard to sell products.

USAA benefits

The best benefit is the bonus you get every year of around $4000.

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5.0
A zippia user wrote a review on Feb 2021
Pros of working at USAA

Diverse and secure

Cons of working at USAA

Recent change making an Impossible work load

USAA benefits

Pension and medical benefits

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5.0
A zippia user wrote a review on Sep 2020
Pros of working at USAA

Liked the longevity and stability along the mission statement.

Cons of working at USAA

Not that I didn’t like working there, I didn’t like limiting individuals growth for career path.

USAA benefits

Healthcare

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4.0
A zippia user wrote a review on Feb 2020
Pros of working at USAA

Helping military members and their families

Cons of working at USAA

No work life balance

USAA benefits

Education assistance

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4.0
A zippia user wrote a review on Dec 2019
Pros of working at USAA

I am a work from home specialist so it allows to have work life balance.

Cons of working at USAA

I am not a fan of the pay.

USAA benefits

Benefits since day one.

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3.0
A zippia user wrote a review on Aug 2019
Pros of working at USAA

Compensation and benefits

Cons of working at USAA

Looking for a new challenge. I have been handling claims for the past 7 years and seeking a new path.

USAA benefits

Working at home.

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3.0
A zippia user wrote a review on Jul 2019
Pros of working at USAA

401k, After the contractor stage, you are treated like gold

Cons of working at USAA

Managers spend half their day in meetings to come up with new “strategies”. Management is out of touch with the difficulty of 8 - 10 hour phone work days and member concerns.

USAA benefits

Above average pay (most there work a second job). Great benefits

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4.0
A zippia user wrote a review on Jun 2019
Pros of working at USAA

Mission driven and member focused. Doing good is more than lip service.

Cons of working at USAA

Non-Gap culture. Need better accountability to goals and planning.

USAA benefits

401K matching is 8% and extra retirement deposit.

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5.0
A zippia user wrote a review on May 2019
Pros of working at USAA

Great culture. Employees are treated well and given opportunities to get raises and have outstanding career opportunities.

Cons of working at USAA

I'm in a Contract position and need the stability of a full-time job.

USAA benefits

Working with my team on the development of Disciplined execution.

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5.0
A zippia user wrote a review on Aug 2018
Pros of working at USAA

The benefits and they really listen to their employees and value them

Cons of working at USAA

Talking on the phone all day and taking back to back phone calls

USAA benefits

Retirement benefit

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USAA salaries

9.6
Salary score
The national average salary for a USAA employee in the United States is $59,089 per year or $28 per hour. Employees in the top 10 percent can make over $100,000 per year, while employees at the bottom 10 percent earn less than $34,000 per year.

USAA demographics summary

9.8
Diversity score
We calculated the diversity score of companies by measuring multiple factors, including the ethnic background, gender identity, and language skills of their workforce

USAA financial performance

9.8
Performance score
We calculated the performance score of companies by measuring multiple factors, including revenue, longevity, and stock market performance.

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