Valley Bancorp jobs - 4 jobs

JOB TITLE Commercial Loan Officer REPORTS TO: CCO DEPARTMENT: Lending General Responsibilities: Position requires development of new/existing banking relationships as well as assisting the CCO in the management of the commercial loan portfolio including real estate, real estate construction, and personal loans. Assist in the development of staff. Assist with retail loans, including real estate, and real estate construction, and personal loans. Represent the Bank in various community activities and organizations. Minimum Qualifications: Bachelors degree in business, finance, agricultural business or equivalent education/work experience. A minimum of seven to ten years previous lending experience to include analyzing credit requests, collateral analysis, obtaining and monitoring government guarantees, proper structuring and pricing of commercial loans and collections. Working knowledge of Word, Excel, Access or related software. Solid understanding/knowledge of SBA and MBOI lending programs. Proven aggressive history of solid business development and strong sales abilities. Strong desire to increase Valley Bank of Kalispell's market-share by developing networks and contacts, community involvement and participation and diligent work ethic. Demonstrated ability to provide information in concise verbal and written formats. Strong commitment to providing exceptional customer service. SkillRequirements Action Orientation taking initiative to achieve desired results rather than passively waiting for direction. Applied Learning Ability understanding new information and complex ideas quickly and without confusion. Strong Communication Skills (written and verbal) ability to communicate complex information in an easily-understandable format to audience of varied knowledge level. Creative Problem Solving Ability looking for solutions to achieve desired results. Strong Interpersonal Skills with ability to interact effectively with all levels of management. Professionalism maintaining a professional attitude, image, and work ethic. Commercial Loan Functions: Ability to analyze credit requests and make sound credit decisions in a timely manner. Ability to properly structure and price loan relationships. Process commercial and commercial real estate loan requests. Prepare, present and recommend loan requests to Loan Committee. Detailed knowledge of commercial, consumer, residential (secondary market), student loan and credit card. Adhere to Bank policies & procedures. Identify problem or potential problems and establish workout plans. Management of acquired (commercial) real estate property. Collection of past due accounts; etc. Keep informed of SBA, FMHA, and MBOI loan programs. Commercial Real Estate Function: Back-up responsibility for residential construction loans. Oversee loan closings as required. Maintain knowledge of risk ratings and overall loan portfolio performance. Monitor Commercial and Consumer Departments for compliance with policies, procedures and regulations. Assist with analysis to determine Banks adequacy of Loan Loss Reserve. Business Development/Public Relations: Service requests and call on present customers to maintain existing business and generate profitable new business (borrower & depositor relationships). Identification and solicitation of prospective customers to generate new business including borrowing and depositor relationships. Thorough understanding of all deposit, non-deposit and loan products with the ability to sell. Maintain knowledge of competitors products and prices and governmental agency programs and prices. Develop and maintain an effective calling program. Participation in community events and organizations leverage participation to generate new business for the Bank. Bank Organization: Promote the improvement of Valley Bank of Kalispellthrough quality customer service, promotion of products, professionalism in conduct and a diligent work ethic. Contribute to a harmonious relationship with other employees to provide and maintain the best possible work environment. Member of Bank Loan Committee. Federal Regulations Maintain a working knowledge of written policies and procedures that apply to and concern this positions area of responsibility, including general regulations such as the Bank Secrecy Act, Regulation CC, and Regulation E, Bank Security and various other Federal and State regulations as they apply.

JOB TITLE: Chief Financial Officer REPORTS TO: CEO DEPARTMENT: Operations Purpose: The CFO establishes, coordinates, and maintains the accounting and financial systems of the Bank, and its holding company. The CFO develops relevant policies and procedures related to their area of responsibility. The CFO is responsible for four functional areas including Accounting, Funds Management, Financial Reporting, and Administration. These areas encompass accounting systems, account reconciliation, financial reporting, regulatory reporting, tax compliance, cost accounting, financial analysis, purchasing, risk management, liquidity, a/l management, accounts receivable, accounts payable, and ancillary administrative services. In addition to the specific duties listed below, the CFO performs all other related duties as assigned. The listed duties will include but are not limited to Essential Duties: Improve processes within their area of responsibility. Maintains the integrity of the accounting system along with best practices. Responsible for the timely preparation of fiscal and regulatory financial reports. Responsible for remaining current on GAAP, regulatory, and tax accounting issues. Work with senior management in the development of a strategic plan document, budgets, and forecasts along with action plans to achieve stated objectives and goals. Responsible for the preparation, verification, and accuracy of monthly Performance Statements in accordance with agreed upon performance standards. Responsible for preparation, verification, and accuracy of overall financial reporting in accordance with agreed upon performance standards. Perform key financial stress tests on a periodic basis. Report on results to management and the Board. Responsible for managing the ALCO process and preparing key reports. Primary responsibility for cost control through monitoring, challenging, and consulting. Responsible for negotiating vendor contracts. Responsible for maintaining the Stakeholder and other performance measurement systems. Responsible for recommending and maintaining appropriate risk insurance coverage. Interprets financial reports as to exceptions, variances, trends, etc. Ability to communicate effectively with external auditors and regulators. Responsible for supervising the Funds Management activities and working with the ALCO committee in setting policy and associated activities and reports with the investment portfolio. Evaluate current practices and strategic alternative in setting objective and developing mechanisms to monitor and manage related risks to mitigate various risks to assure ongoing business continuity. Facilitate effective response to interrelated impacts and integrated responses to multiple risks. Endure effective reporting and compliance with laws and regulations Work to create a culture that understands risk and risk-management practices through educational programs and training process for members of the Board, management, and entity-wide personnel. Job Requirements: Knowledge, Skills, and Abilities: Possess an in-depth knowledge of regulatory issues. Possess an in-depth knowledge of investments and the asset/liability management process. Demonstrates the ability to understand computer systems. Possesses a high degree of interpersonal and organizational skills. Possesses the ability to communicate effectively, both orally and in writing. Possesses the ability to supervise and direct the work activity of others. Other areas of the Bank that may include lending and administration. Strong knowledge of the best practices of risk management Competencies: Business Acumen Integrity & Trust Managing & Measuring Work Process Management Drive for Results Experience Requirements: Eight to ten years' work experience. Five to seven years of bank-related experience, or equivalent Education/Training Requirements: Master's degree, CPA, or CMA, or equivalent work experience. Maintains job proficiency and professional licensure through attendance to periodic seminars, training sessions, and other career enhancing activities. Computer Skills/Equipment Used: General office equipment (computer, printer, fax, copy machine), scanner, adding machine, calculator. Computer knowledge in a Windows environment. Basic knowledge of Microsoft Outlook, Excel and Word. Physical Abilities: Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to talk, hear, stand and use hands to grasp, manipulate or feel objects. The employee is frequently required to walk, and occasionally required to sit, stoop, kneel, crouch or crawl, climb or balance and reach with hands and arms. May be required to lift, carry or move and position items weighing up to 25 lbs. as necessary. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus. Requires daily work on a computer for 6 hours or more viewing the screen and fingering the keys. Ability to move about the branch to access file cabinets, office machinery, etc. Able to work in a fast-paced, multi-tasked environment.

JOB TITLE Commercial Loan Officer REPORTS TO: CCO DEPARTMENT: Lending General Responsibilities: Position requires development of new/existing banking relationships as well as assisting the CCO in the management of the commercial loan portfolio including real estate, real estate construction, and personal loans. Assist in the development of staff. Assist with retail loans, including real estate, and real estate construction, and personal loans. Represent the Bank in various community activities and organizations. Minimum Qualifications: Bachelor's degree in business, finance, agricultural business or equivalent education/work experience. A minimum of seven to ten years previous lending experience to include analyzing credit requests, collateral analysis, obtaining and monitoring government guarantees, proper structuring and pricing of commercial loans and collections. Working knowledge of Word, Excel, Access or related software. Solid understanding/knowledge of SBA and MBOI lending programs. Proven aggressive history of solid business development and strong sales abilities. Strong desire to increase Valley Bank of Kalispell's market-share by developing networks and contacts, community involvement and participation and diligent work ethic. Demonstrated ability to provide information in concise verbal and written formats. Strong commitment to providing exceptional customer service. Skill Requirements Action Orientation - taking initiative to achieve desired results rather than passively waiting for direction. Applied Learning Ability - understanding new information and complex ideas quickly and without confusion. Strong Communication Skills (written and verbal) - ability to communicate complex information in an easily-understandable format to audience of varied knowledge level. Creative Problem Solving Ability - looking for solutions to achieve desired results. Strong Interpersonal Skills with ability to interact effectively with all levels of management. Professionalism - maintaining a professional attitude, image, and work ethic. Commercial Loan Functions: Ability to analyze credit requests and make sound credit decisions in a timely manner. Ability to properly structure and price loan relationships. Process commercial and commercial real estate loan requests. Prepare, present and recommend loan requests to Loan Committee. Detailed knowledge of commercial, consumer, residential (secondary market), student loan and credit card. Adhere to Bank policies & procedures. Identify problem or potential problems and establish workout plans. Management of acquired (commercial) real estate property. Collection of past due accounts; etc. Keep informed of SBA, FMHA, and MBOI loan programs. Commercial Real Estate Function: Back-up responsibility for residential construction loans. Oversee loan closings as required. Maintain knowledge of risk ratings and overall loan portfolio performance. Monitor Commercial and Consumer Departments for compliance with policies, procedures and regulations. Assist with analysis to determine Bank's adequacy of Loan Loss Reserve. Business Development/Public Relations: Service requests and call on present customers to maintain existing business and generate profitable new business (borrower & depositor relationships). Identification and solicitation of prospective customers to generate new business including borrowing and depositor relationships. Thorough understanding of all deposit, non-deposit and loan products with the ability to sell. Maintain knowledge of competitors' products and prices and governmental agency programs and prices. Develop and maintain an effective calling program. Participation in community events and organizations - leverage participation to generate new business for the Bank. Bank Organization: Promote the improvement of Valley Bank of Kalispell through quality customer service, promotion of products, professionalism in conduct and a diligent work ethic. Contribute to a harmonious relationship with other employees to provide and maintain the best possible work environment. Member of Bank Loan Committee. Federal Regulations Maintain a working knowledge of written policies and procedures that apply to and concern this position's area of responsibility, including general regulations such as the Bank Secrecy Act, Regulation CC, and Regulation E, Bank Security and various other Federal and State regulations as they apply.