Market Manager
Valley National Bank job in Montgomery, AL
Responsibilities include, but are not limited to:
Accountable for the growth and profitability of their branch or branches. Improves revenues and expenses and creates an environment that exceeds client expectations. Coordinates and supports the team effort in referring leads to offices and other lines of business.
Overall responsibility for the financial and operational performance of their branches.
Responsible for the interviewing, hiring, performance evaluation, and disciplinary action for the staff within the branches.
Develops the staff for career opportunities; manages the performance and development of employees within the branch which results in high performance, a team environment and positive employee morale.
Develops market intelligence, communicates and drives the strategic direction and product mix within the market they manage.
Manages and enhances client relationships through coaching and mentoring staff.
Oversees the ABMs in ensuring operational functions of the branch are met
including cash control, auditing and compliance requirements.
Builds new and expands existing customer relationships through a consultative approach that requires visiting customers in order to understand their business needs with an expected outcome of growing the deposit base of the branches, increasing product utilization and revenue within the market.
Ensures primary and defined market area retail offices comply with all appropriate regulatory requirements which relate to retail operations and new accounts.
Ensures the staff completes Learning Management System training and attends classes developed by Learning - Development to fulfill the requirements of their position.
Ensures staff complies with all policies, practices and procedures including branch safety. Reports all unsafe activities to Divisional Head and/or Human Resources.
Manages the escalation of customer service problems and/or requests as appropriate, proactively seeks answers and/or provides solutions and follows-up to ensure customer needs have been met.
Directs a proactive approach to customer satisfaction and customer retention. Listens to and fully understands, the internal and external customer's needs. Interacts in an effective and positive manner with customers and co-workers.
Represents the bank in the community and participates in community activities as appropriate.
Maintains knowledge and compliance with the Bank's Code of Conduct and all policies and procedures.
May provide divisional sales/leadership support in the absence of Divisional/Special divisional initiatives.
Retail Associate Trainee (Entry Level Retail Banker)
Valley National Bancorp job in Dadeville, AL
Responsibilities include, but are not limited to: * Ability to perform all transactions required by a customer and use appropriate technology to provide services effectively and efficiently. * Services customers by processing deposits and withdrawals such as loan payments, holiday club payments and savings.
* Sells money orders and cashiers' checks.
* Performs duties related to processing or balancing individual cash box and the office work as necessary or assigned. Files signature cards and completing end of the day proof. Maintain and balance a cash box.
* Ability to utilize technology such as Teller Scanning Equipment, Cash Recycling and Cash Dispensing machines and support customers in the use of Coin Machines.
* Responsible for meeting customer expectations, achieving service quality standards and mystery shop expectations.
* Maintains knowledge and compliance with the Bank's Code of Conduct and all policies and procedures.
* Actively participates in and completes required training and development experiences.
Required Skills:
* Excellent verbal and written communication.
* Excellent interpersonal - customer service skills, attentiveness, information retention, tact and diplomacy in dealing with both customers and employees.
* Strong analytical, problem solving, and decision-making skills.
* Detail oriented, strong organizational skills, and high degree of accuracy.
* Ability to handle multiple projects simultaneously. Ability to interpret a variety of instructions furnished in written, oral, diagram or scheduled form.
* Provides strong Customer Service Skills with the ability to engage customers in conversation regarding products and services.
* The ability to make sound decisions. This may include making on-the-spot decisions regarding customer transactions; weighing customer satisfaction issues with the Bank exposure to loss or fraud and the ability to think through and rationalize decisions.
* Proficient computer skills.
Required Experience:
* High School Diploma or GED and any experience dealing with the public.
* Prior cash handling and/or customer service experience preferred.
Executive Sales Consultant
Montgomery, AL job
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
**Overview of Role**
Responsible for selling self-funded health products via Broker partners for groups under 200 lives then transitions account to an account manager for ongoing maintenance and service. Develops new accounts and/or generates new business from existing accounts. Pursues sales leads within assigned territory, defined by geographic area. Responds to customer inquiries and offers guidance on appropriate products. Executes sales strategy, identifies new opportunities/leads, and generates sales reports.
**Key Accountabilities**
+ Career-level position highly skilled at sales techniques and demonstrates strong understanding of company products and industry.
+ Utilizes knowledge of industry/clients to recommend updates to product offerings.
+ Sales completed with little to no supervision.
+ Maintains an established network of contacts.
+ Demonstrates strong ability to identify and cultivate sales from new and/or existing clients.
+ Completes complex sales.
+ Utilizes developing knowledge of product and industry to evaluate and recommend best solutions for customer.
+ Typically has established base of accounts and stable revenue responsibility.
**Minimum Requirements**
+ Bachelor's Degree with 4- 6 years of relevant sales experience OR High School Diploma or GED with 6 - 8 years relevant sales experience.
+ Active life and health license preferred or mustcomplete within 90 days of hire with company support required.
+ Must be able to model consultative sales skills to less experienced staff.
+ Capable of presenting to executive audience; appropriately assertive.
+ Knowledgeable in self-funded benefit plan designs for small - mid size businesses.
+ Demonstrated history of sales success
Brand: Trustmark
We offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview.
**For the fourth consecutive year we were selected as a Top Workplace by the Chicago Tribune.** The award is based exclusively on Trustmark associate responses to an anonymous survey. The survey measured 15 key drivers of engaged cultures that are critical to the success of an organization.
All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, sexual identity, age, veteran or disability.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
Business Systems Analyst (Oracle Cloud Financials-AP/FA/PA)
Clanton, AL job
We are seeking a highly skilled Functional Consultant with primary expertise in Oracle cloud Financials Subledgers like Accounts Payable, Fixed Assets, Payments and Project accounting cloud service and secondary experience in Oracle Cloud Financials General Ledger and AHCS.
This role requires close collaboration with business stakeholders, technical teams, and end-users to analyze, design, implement, and support financial systems.
Responsible for facilitating complex projects from proposal through post-implementation. Participates in meetings with lines of business to identify their requirements in how an application looks and feels to the end user; provides feedback on them. Serves as project lead to ensure test plans and specifications are completed in a timely basis and project meets established milestones.
Primary Responsibilities:
+ Analyze and gather business requirements related to Oracle Subledgers: Accounts Payable (AP), Fixed Assets (FA), Payments, and Project Accounting (PA) modules.
+ Configure and maintain Oracle Subledgers AP, FA, Payments, and PA modules within the Oracle Cloud ERP environment.
+ Design and document functional specifications for customizations, reports, and system integrations.
+ Collaborate with technical teams to ensure successful solution delivery.
+ Support month-end and year-end financial close activities.
+ Conduct system testing, user acceptance testing (UAT), and end-user training.
+ Troubleshoot and resolve functional issues in Oracle Subledgers AP, FA, Payments, and PA modules.
+ Ensure compliance with accounting regulations and financial reporting standards.
+ Provide post-implementation support and drive continuous process improvements.
+ Prepare well-documented functional specifications for assigned projects, test plans, test scripts, and execution of test scripts.
+ Conduct research and analysis of complex data to ensure accuracy in functional design of assigned projects.
+ Serve as mentor to less experienced staff, assisting in application training, research analysis, and project methodology consultation.
+ Schedule and facilitate project team meetings; document and distribute meeting minutes as applicable.
+ Meet with business clients to discuss requested application changes related to enterprise-wide initiatives, compliance/regulatory requirements, contractual obligations, or system maintenance (BAU).
+ Participate in design discussions and ensure delivery of required functional specifications.
+ Participate in meetings with lines of business to identify application requirements and provide feedback to ensure technology solutions support customer needs.
+ Review business requirements with technology teams to ensure understanding of project scope.
+ Coordinate and provide estimates for complex projects and complete estimates for assigned components, including timelines and project phases.
+ Serve as subject matter expert to advise on application impacts from enterprise-wide initiatives such as acquisitions or major product/service changes.
+ May serve as Test Coordinator for large project initiatives involving multiple applications.
**Education and Experience Required:**
Combined minimum of 8 years' combined higher education and/or operational/business analytics/systems development experience
Excellent verbal and written communication skills
Excellent organizational skills
Excellent time management skills
Excellent lateral thinking skills
Excellent problem-solving skills
Prior experience multitasking for various components of complex projects.
Prior experience coordinating between applications and business units.
Prior experience working in a team environment as well as autonomously.
**Education and Experience Preferred:**
Bachelor's degree
Subject matter expert in business with knowledge or experience utilizing application/system being supported.
Proven mentoring and leadership capabilities
Ability to recognize project milestones and delivery dates.
Ability to recommend and implement solutions.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $103,000.00 - $171,600.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
Community Lending Specialist
Montgomery, AL job
The purpose of this job is to manage and promote community lending products and activities throughout the Trustmark National Bank service area, with a focus on assisting borrowers in low to moderate and majority-minority census tracts to originate mortgage loans.
Responsibilities
Make recommendations regarding the participation in community-based activities that best meet Trustmark's overall financial goals.
Determine best loan products for customers
Devise marketing plans to seek referrals from various sources
Work with local, state, and Federal Agencies, non-profits in the creation of products and services designed for the low to moderate income borrowers
Originate and promote Trustmark's Community Lending Loans and Products
Work with housing related entities in educating and promoting home ownership
Coordinate and assist the mortgage dept. in the origination and servicing of Community lending products and services
Work with the Credit and Compliance dept. in assuring adherence to regulatory and best practice policies and procedures
Qualifications
Knowledge and experience in the origination, processing, and servicing of mortgage loans
Ability to work and identify with a varied group of borrowers, housing related entities and other community-based organizations
Working knowledge of financial compliance and regulatory requirements
Ability and willingness to stay abreast of changes throughout the community and industry
Analytical skills
Leadership skills
Interpersonal skills
Junior college/Two-year college training or equal mortgage production experience
Physical Requirements/Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.
Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.
Auto-ApplyCase Underwriter II
Montgomery, AL job
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
**About the role**
Trustmark is looking for a Case Underwriter to join the organization.
Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes.
**Key Accountabilities**
+ Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium.
+ Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk.
+ Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases.
+ Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions.
+ Understands non-standard broker arrangements and enrollment company strengths and weaknesses.
+ Identifies elements of a successful enrollment and makes recommendations that will create value.
+ Works with reinsurer on cases that require facultative review.
**Minimum Requirements**
+ Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience.
The compensation range for this role is (based on the corporate location in Lake Forest, Illinois):
$61,412.00 - $88,706.00 per year
The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market.
Brand: Trustmark
In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview.
Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
Commercial Credit Lead, Dealer Commercial Services
Clanton, AL job
The Commercial Credit Lead plays a vital role in assessing and managing credit risk for commercial clients at M&T Bank. This client facing position involves analyzing financial statement, structuring credit solutions, negotiating legal documents, and obtaining credit approval while ensuring compliance with credit policies and regulatory requirements. The Commercial Credit Lead manages a transaction team and collaborates closely with relationship managers (RM), risk officers, and other stakeholders to facilitate sound credit decisions and maintain portfolio quality.
**Primary Responsibilities:**
+ Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan. This analysis may include recommending adding or removing conditions.
+ Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating. A CCM program includes but is not limited to annual reviews (and PLRs and Guarantor Assessments), interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance. Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data. Determine the need for more thorough investigation or additional information, and coordinate gathering of such information.
+ Analyze financial information and related materials and complete the credit analyses for the Bank's commercial transactions. Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals.
+ Make appropriate structure recommendations based on an analysis and evaluation of scenarios including the company's case, bank's base case and a downside case.
+ As part of managing the ongoing credit risk of existing portfolios, identify suspicious activity and activity that may be contrary to customer's interest.
+ Partner proactively with relationship managers, and be intimately involved throughout the deal process, from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits.
+ Spread financial statements and prepare financial models designed to sensitize various conditions impacting the proposed transaction.
+ Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate.
+ Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business to effectively analyze and underwrite the proposed transaction. Based on underwriting parameters, recommend the risk rating.
+ Prepare summary, present facts, and offers opinions concerning creditworthiness.
+ Propose the structure of loan requests, where appropriate, to include suggestions on terms, conditions, collateral, and guarantors.
+ Displays deep understanding of financial regulatory environment as it applies to underwriting most forms of commercial credit transactions.
+ Ensure credit policy compliance by verifying adherence of underwriting to the Commercial Credit Policy, and evaluating any risk associated with non-compliance.
+ Present analysis or address questions during credit request discussions or committee presentations.
+ Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
+ Promote an environment that supports belonging and reflects the M&T Bank brand.
+ Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
+ Complete other related duties as assigned.
**Scope of Responsibilities:**
Commercial Credit is responsible for the credit delivery of the Bank's commercial clients. Credit assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan. Commercial Credit is also responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads. The work completed in this capacity is used to make credit decisions for new or renewed or amended credit transactions.
The position interacts with commercial banking RMs and sales leadership throughout the bank's footprint and industry verticals, as well as other internal personnel, on credit approvals for the largest, most complex, and/or specialized loans.
Customer interaction is expected.
Works independently with minimal supervision.
Ability to efficiently lead the transaction execution team comprised of an Associate and/or an Analyst.
**Supervisory/Managerial Responsibilities:**
Input into development of and training of junior/newly hired Analysts and Associates.
**Education and Experience Required:**
Bachelor's degree in Accounting, Finance or related field and 7 years' experience in complex credit underwriting, specialty underwriting, or other complex financial analysis role. In lieu of degree, a combined minimum 11 years' higher education and work experience, to include 7 years' experience in complex credit underwriting, specialty underwriting, or other complex financial analysis role.
Excellent analytical skills with a high level of proficiency in financial modeling and analysis of credit transactions / structures.
Ability to calculate and interpret financial ratios, analyze data, and complete trend analysis to understand and minimize credit risks.
Proficient with legal documentation including experience and skill in negotiating legal documentation and the ability to structure transactions independently.
Excellent verbal and written communication skills.
Critical thinking and problem-solving abilities.
Attention to detail and high level of accuracy.
Ability to work independently and as a part of a team.
Strong organizational and time management skills.
Customer focused with strong interpersonal and relationship building skills.
Proficiency in Microsoft Office.
**Education and Experience Preferred:**
Experience with Capital IQ, FactSet, and Bloomberg.
\#LI-LA1
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $123,600.00 - $206,000.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
Mortgage Operations Manager I (Safe Act) (D)
Clanton, AL job
Responsible for the management, planning and coordination of assigned Mortgage/Consumer Lending unit of approximately 10 employees, either directly or indirectly. Provide technical, functional and operational expertise in department work policies and procedures. Make recommendations concerning staffing, performance appraisals, promotions, salary recommendations and terminations.
**Primary Responsibilities:**
+ Responsible for the planning, leadership, problem resolution, analysis and reporting for assigned Mortgage/Consumer Lending unit of approximately 10 employees, either directly or indirectly. Ensure that the unit managed is adequately staffed and personnel are trained.
+ Review and recommend new methods and procedures to make daily operations more efficient. Provide recommendations for department policy changes and creates new unit policy and procedures. Consults and communicates with operations staff.
+ Provide input to tactical planning and short-term initiatives. Responsible for unit contingency planning and regulatory compliance.
+ Participate in projects at the department level.
+ Support annual Budget process. Continuing responsibility for expense control.
+ Make recommendations concerning staffing, performance appraisals, promotions, salary recommendations and terminations. Administer Human Resource recommended actions. Oversee training and development of direct reports. Interview prospective employees and make recommendations for hire.
**Scope of Responsibilities:**
This position requires a thorough knowledge of business, applicable regulations and affiliated technology.
The position works with some uncertainty with established parameters for solutions, possesses moderate risk to organization.
**Supervisory/ Managerial Responsibilities:**
Responsible for multiple direct reports at the supervisor level. Oversee a unit or small department of 10+ employees.
**Education and Experience Required:**
Bachelors Degree,
OR in lieu of degree,
Four to five years relevant work experience.
Minimum three years operations experience.
Minimum three years supervisory experience.
SAFE Act registration required.
**Education and Experience Preferred:**
Masters degree
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $62,200.00 - $103,600.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
Senior GCM Client Development Officer I
Clanton, AL job
Responsible for sales strategy including development, implementation, and execution for assigned Global Capital Markets (GCM) product line and meeting individually assigned sales goals. **Primary Responsibilities:** Complete needs analysis for current and potential Global Capital Markets clients and communicate viable solutions based on those needs.
Prospect for new clients and influencers to develop new business opportunities for GCM while promoting all trust services. Ensure continuing development of relationships with clients, influencers and prospects through calling activity.
Complete and maintain calling activity logs via contact management system to provide a record of activity.
Participate in preparing and developing effective sales promotional materials for meetings with clients.
Recognize market trends and implement new product ideas as market conditions dictate.
Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
**Scope of Responsibilities:**
This position emphasizes the ability to maximize market coverage through smart prioritization of client focus and time management. It requires a high degree of autonomy and extending one-self to meet clients where they are-in their markets, offices, at conferences and other industry events. It also requires a consistent level of collaboration with account administration colleagues to ensure transparency of sales efforts and client interactions.
**Supervisory/Managerial Responsibilities:**
Not Applicable
**Education and Experience Required:**
Bachelor's degree and a minimum of 5 years' professional work, sales and/or leadership experience, or in lieu of a degree, a combined minimum of 9 years' higher education and/or work experience, including a minimum of 5 years' professional work, sales and/or leadership experience
Strong verbal and written communication skills
Experience understanding individual needs analysis of potential clients
**Education and Experience Preferred:**
Minimum of 7 years' professional work, sales and/or leadership experience
Corporate Trust sales or administration experience
Institutional sales experience in other related financial services businesses
Advanced degree
Certified Corporate Trust Specialist (CCTS) certification
**Physical Requirements:**
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location:**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
Sr Systems Programmer - Mainframe Networking
Clanton, AL job
**_This role offers_** **a** **_hybrid work schedule or could be considered remote for anyone outside M&T footprint._** **At M&T Tech** **, we're a team of makers, doers, and builders, working to create the most advanced technology solutions in banking. We're not your stereotypical suit and tie bankers: we're an innovative team of leading tech experts, pushing boundaries, and taking risks. We're building an agile team of the most skilled and creative workers to solve complex problems, architect solutions, write high-performance software, and chart our new path, all to make the lives of our customers, and the communities that we serve, better. Join us and be part of something new as we build tomorrow's bank, today.**
**Overview:**
**The Senior Systems Programmer for Mainframe Networking is responsible for the design, implementation, maintenance, and optimization of mainframe network infrastructure. This role ensures high availability, security, and performance of mainframe communications systems, including VTAM, TCP/IP, and related subsystems. The ideal candidate will have deep expertise in IBM z/OS environments and a strong background in network protocols and mainframe middleware. Participates in technical research and development to enable continuing innovation within the Networking & Middleware Mainframe infrastructure.**
**Primary Responsibilities:**
**System Management & Product Maintenance** **: Install, customize, and maintain mainframe network software, including but not limited to, z/OS Communication Server (VTAM, TCP/IP, FTP, SFTP, TLS, and Enterprise Extender) and Connect:Direct (NDM). Apply maintenance to all associated software & products as required to maintain system stability.**
**Troubleshooting and Problem Resolution** **: Serve as a top-tier technical escalation point for complex problems involving mainframe networking within the mainframe environment, including middleware components (CICS, DB2, MQ, and JES2). Use diagnostic tools (e.g., IPCS, packet traces) to perform root cause analysis and implement effective solutions. Respond to and resolve incidents; work with vendor to identify and implement fix where applicable. Provide guidance to less experienced staff. Identify root causes of system issues and work with partner teams to fix the root cause.**
**Performance and Tuning** **: Monitor system performance, conduct capacity planning, and implement performance-tuning measures to optimize system efficiency and ensure service-level agreements (SLAs) are met.**
**Security and Compliance** **: Work closely with the security team to implement and maintain security protocols, including AT-TLS configuration and certificate management, to protect data and ensure compliance with corporate standards.**
**Project Leadership** **: Lead and participate in large-scale projects, such as major software upgrades, hardware refreshes, and disaster recovery planning and exercises.**
**Collaboration and Mentoring** **: Collaborate with application developers, operations staff, and other systems programmers. Provide technical guidance and mentorship to junior team members.**
**Documentation** **: Maintain comprehensive documentation of system configurations, procedures, and problem-solving techniques.**
**Education** **: Attend vendor sponsored conferences as a representative of the Bank to seek out industry technology to utilize at the Bank. Provide thought leadership at vendor-sponsored conferences, presenting new technologies or providing industry leadership in new technologies. Review training opportunities that are available and make recommendations.**
**On-call Support:** **Take ownership of emergency support responsibilities as part of a 24/7 on-call rotation.**
**Collaboration** **: Ability to work effectively in a team environment and collaborate with various departments to achieve organizational goals.**
**Additional Responsibilities** **:**
**Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.**
**Promote an environment that supports belonging and reflects the M&T Bank brand.**
**Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.**
**Complete other related duties as assigned.**
**Required skills and qualifications**
**Technical expertise** **:**
**10+ years of hands-on experience in mainframe systems programming on the z/OS platform.**
**Expert-level knowledge of z/OS Communication Server, including VTAM, TCP/IP, FTP, SFTP, TLS, Enterprise Extender, and Connect:Direct (NDM).**
**In-depth knowledge of SMP/E for software installation and maintenance.**
**Fluency in JCL, REXX, and CLIST among others.**
**Analytical skills** **: Proven analytical and problem-solving skills for diagnosing and resolving complex technical issues.**
**Communication** **: Excellent written and verbal communication skills, with the ability to explain complex technical information to both technical and non-technical audiences.**
**Preferred Qualifications**
**Strong proficiency with mainframe middleware, including IBM MQ Series on Z, CICS, & DB2 on Z.**
**Education and experience**
**Bachelor's degree in Computer Science, Information Technology, or a related field, or equivalent work experience.**
**10+ years of experience in mainframe systems programming, with a focus on networking and middleware.**
**Relevant certifications are a plus.**
**We support our team members with generous benefits.**
**Competitive compensation**
**Health, welfare, and retirement benefits**
**401(k) match at 5%**
**Work-life balance and flexible work arrangements**
**Banking Officers start with 25 days PTO plus 12 paid holidays**
**40 hours paid volunteer hours per year**
**Much more. For details, see: M&T Benefits Overview (************************************************************************************************
**About M&T**
**M&T Bank is a Top 20 US bank holding company and one of the best performing and financial stable regional banks in the country, we offer our technology employees a wide range of performance-based career development opportunities. We have a strong commitment to our customers and the communities we serve, and we continue to grow with a focus on the future. So, when looking to advance your career, look to M&T. Grow with us.**
**\#LI-JB3**
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $116,400.00 - $194,000.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
Fair Banking Quantitative Risk Manager
Clanton, AL job
The Fair Banking Qualitative Risk Manager is responsible for managing and overseeing a team of analytics professionals who perform modeling and qualitative assessments to identify, measure, and mitigate Fair Lending risk across the lending lifecycle. This role ensures compliance with regulatory expectations and internal risk management standards by providing credible challenge, analytical oversight, and governance of statistical methodologies used to evaluate underwriting, pricing, redlining and other aspects of Fair Banking performance. The manager collaborates with Compliance, Risk, and business partners to ensure results are accurately interpreted, communicated, and incorporated into fair and responsible banking practices.
**Primary Responsibilities:**
+ Manage and mentor a team of Fair Lending analysts performing regression modeling, matched-pair analysis, redlining analytics, and comparative file reviews.
+ Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.
+ Establish priorities, assign projects, and monitor progress to ensure timely, high-quality deliverables aligned with department goals.
+ Foster a culture of analytical integrity, professional development and cross-team collaboration between analytics, and business partners.
+ Oversee model development and maintenance processes to ensure adherence to regulatory and model-risk expectations.
+ Review and approve analytical frameworks, variable selection methodologies, segmentation strategies, and model documentation, to ensure transparency and reproducibility.
+ Provide credible challenge to assumptions, controls, and outcomes produced by analysts; ensure the findings are fully supported, statistically valid and risk contextualized.
+ Coordinate with Model Risk Management and Internal Audit during validation, periodic reviews, and model inventory updates.
+ Oversee development of written analyses, memo, dashboards, and reporting materials for Senior Management, Internal Audit, and regulators.
+ Act as a liaison for all Quantitative Risk Management projects for Senior Management related to a diverse portfolio of bank wide divisional areas, external consultants, vendors, and peer banks on facets of quantitative risk management.
+ Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
+ Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
+ Promote an environment that supports belonging and reflects the M&T Bank brand.
+ Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
+ Complete other related duties as assigned.
**Education and Experience Required:**
Bachelors' degree,
OR in lieu of a degree,
A combined minimum of 14 years' higher education and/or work experience, including a minimum of 10 years' related experience (inclusive of 4 years supervisory/management experience)
-OR-
Master's degree in mathematics, Statistics, Quantitative Analysis or another technical discipline and a minimum of 8 years' related experience (inclusive of 4 years supervisory/management experience),
OR in lieu of a degree,
A combined minimum of 14 years' higher education and/or work experience, including a minimum of 8 years' related experience and/or (inclusive of 4 years supervisory/management experience).
Minimum of 10 years' related experience (inclusive of 4 years supervisory/management experience)
Banking or Financial Services experience.
Experience with SAS, SAS Enterprise Miner and other Statistical Software Packages.
Advanced Knowledge of SQL and Microsoft Office.
Ability to utilize analytics in a collaborative manner across business functions and product lines to derive optimum solutions.
Demonstrated ability to communicate complex concepts.
Demonstrated ability to manipulate and analyze data across large databases.
**Education and Experience Preferred:**
Credit Analysis experience.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $148,300.00 - $247,100.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
Relationship Banker II - Float
Tallassee, AL job
Relationship Bankers are responsible for identifying customer needs and matching them with the appropriate bank products and services to enhance a current or prospective customer's satisfaction, loyalty, and financial well-being. Utilizing proactive sales/service efforts coupled with the recognition of referral opportunities, Relationship Bankers will deepen customer relationships while also processing a variety of cash and non-cash transactions.
Relationship Banker II - Floaters will travel between assigned branch locations. Responsibilities
Coach and serve as a mentor to Relationship Bankers and Tellers
Provide oversight and responsibility to review/approve various transactions to include night drop contracts/logs, ATM deposits, collection items, money orders, official checks, and cash drawers
Handle the cash shipment and vault management for a branch
Ability to handle the origination of consumer loans.
Identify customer needs and make the appropriate referrals through proactive sales/service efforts
Service, sell, and cross-sell deposit accounts, loan products, insurance products, cash management services, etc.
Deliver an exceptional customer experience that follows Trustmark's service standards
Continually safeguard the bank's assets and security of the working environment while processing transactions accurately (deposits and withdrawals for transaction accounts, collection items, wire transfers, credit card transactions, loan payments and the opening, closing and other maintenance of customer accounts)
Balances cash drawer daily for both the cash totals and to ensure appropriate document has been executed
Achieve sales and referral goals quarterly while providing excellent customer service and utilizing opportunities to transform service into sales
Making outreach calls to customers and/or prospects
Comply with the bank's guidelines, policies, procedures, and standards of performance
Travel between branch locations
Perform additional duties as assigned
Qualifications
High school diploma or GED
2 years of face-to-face customer service experience, retail sales experience or prior Trustmark Relationship Banker experience with a demonstrated track record of exceeding the individual performance goals.
Able to learn Trustmark consumer and/or mortgage lending guidelines and process applicable loans within 2 years of employment
Be able to register with the National Mortgage Licensing System and Registry (NMLS)
Able to use basic math concepts and can handle routine transactions and close out the cash drawer
Exceptional customer service skills with the ability to learn and communicate Trustmark products
Pass appropriate assessment tests related to customer service and math skills
Able to meet sales goals in a retail environment
Basic computer skills and the ability to learn internal technology systems to perform work tasks
Strong interpersonal and communication skills both verbal and written
Time management skills
Detail-oriented with a focus on quality and accuracy
Demonstrate professional appearance and mannerisms as this position works with the public on a daily basis
Experience in maintaining and balancing a cash drawer preferred
Prior supervisory experience in a retail or bank environment preferred
Prior experience processing consumer or mortgage loans preferred
2 years of banking industry knowledge specifically of the Relationship Banker position preferred
Physical Requirements/Working Conditions: Must be able to sit or stand for long periods of time and use computer keyboard and/or mouse, while viewing computer screens. Must be able to lift at least 20 pounds in order to process boxed or bagged coins.
Note: This is a brief description of this position and is not limited to those described herein. Management retains the right to add, delete or modify any of these responsibilities at any time during employment.
Auto-ApplySenior Commercial Credit Risk Analyst - Risk Rating Framework
Clanton, AL job
Responsible for monitoring, evaluating, and interpreting data on the Bank's Commercial Loan portfolio as it relates to the Credit Risk Rating Framework including preparation of trend analysis, exposure limits and various risk identification reports.
Develop tools allowing for the monitoring of movements in the portfolio, identify emerging risks and make recommendations to management.
Leverage risk experience and business knowledge to assist in planning initiatives to accomplish enterprise-wide goals around the Commercial Portfolio.
**Primary Responsibilities:**
+ Contribute to the effective management of commercial credit risk by supporting the Risk Rating Framework through analytical practices, adherence to regulatory guidance, and understanding of M&T Credit Culture.
+ Assist with the review of the Probability of Default and Loss Given Default Masterscales, and the use of scorecards to assign credit risk ratings. Recommend improvements to Credit Risk Management.
+ Support the PD and LGD Masterscales through large commercial datasets using statistical analysis in Statistical Analysis System (SAS), PYTHON or similar tool to properly compare estimates to historical performance. Communicate analytical results to Bank-wide stakeholders.
+ Collaborate with Model Risk Management to ensure compliance with model governance requirements, including documentation updates, performance monitoring and validation support for department-owned models.
+ Provide financial analysis and data support to other groups/departments across the Bank as required.
+ Develop Knowledge around various Banking Regulatory requirements. Regularly present portfolio risk summaries and dashboards to management and governance committees.
+ Lead special projects as requested by Management.
+ Leadership/mentor junior staff.
+ Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
+ Promote an environment that supports belonging and reflects the M&T Bank brand.
+ Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
+ Complete other related duties as assigned.
**Supervisory/ Managerial Responsibilities:**
N/A
**Education and Experience Required:**
Bachelor's Degree in a Business or Mathematics-based or related Disciple, or in lieu of degree four- or five-years' credit risk, financial or business analysis experience. Five years' relevant experience in Banking, Risk or Finance analysis or a related field. Five years' experience preparing written documentation and/or papers/publications.
Statistical Analysis System (SAS), PYTHON or similar tool
**Education and Experience Preferred:**
MBA preferred.
Development of Statistical Models
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $74,600.00 - $124,400.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
Security Engineer II
Montgomery, AL job
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
We are seeking a highly skilled Cyber Security Engineer to join our team and play a pivotal role in safeguarding our organization's digital assets. The ideal candidate will possess a deep understanding of cybersecurity principles, a strong technical background, and a passion for protecting sensitive information.
You will be responsible for engineering, implementing and monitoring security measures for the protection of Trustmark's computer systems, networks and information. The role helps identify and define system security requirements as well as develop detailed cyber security designs.
**Responsibilities:**
+ Design, implement, and maintain security architectures, systems, and solutions to protect critical infrastructure and data.
+ Conduct vulnerability assessments and penetration testing to identify and mitigate risks.
+ Develop and implement security policies, standards, and procedures.
+ Monitor security systems and respond to incidents promptly and effectively.
+ Stay up-to-date with the latest cybersecurity threats and trends.
+ Collaborate with cross-functional teams to ensure security is integrated into all aspects of the business.
+ Provide technical guidance and support to internal stakeholders.
**Qualifications:**
+ Bachelor's degree in Computer Science, Information Technology, or a related field or
+ 3-5 Years of network engineering or cyber engineering experience
+ Strong understanding of cybersecurity frameworks and standards (e.g., NIST, ISO 27001).
+ Proficiency in network security, systems security, application security, and data security.
+ Hands-on experience with security tools and technologies (e.g., firewalls, intrusion detection systems, encryption, SIEM).
+ Excellent problem-solving and analytical skills.
+ Strong communication and interpersonal skills.
+ Ability to work independently and as part of a team.
**Preferred Qualifications:**
+ Certifications such as CISSP, CISA, or CEH.
+ Experience with cloud security (e.g., AWS, Azure, GCP).
+ Knowledge of scripting and programming languages (e.g., Python, PowerShell).
Brand: Trustmark
Come join a team at Trustmark that will not only utilize your current skills but will enhance them as well. Trustmark benefits include health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums.
**For the fourth consecutive year we were selected as a Top Workplace by the Chicago Tribune.** The award is based exclusively on Trustmark associate responses to an anonymous survey. The survey measured 15 key drivers of engaged cultures that are critical to the success of an organization.
All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, sexual identity, age, veteran or disability.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
Mortgage Closing Specialist III
Clanton, AL job
Responsible for CD Issuance through to and including, issuing closing documents and funding the loan, adhering to product, investor, state and federal guidelines, managing the most complex files, loans and issues. This position is also responsible for the on-boarding and training of new employees.
**Primary Responsibilities:**
Responsible for training new additions to the closing department, ensuring preparation and delivery of complete and accurate closing packages.
Handle multiple complex files and pinpoint potential problems/resolves complex issues timely.
Responsible for closing new products and complex loans. Review new product internal closing highlights with department team members and train fellow co-workers once the closing has been mastered.
Recommend efficiency and system changes to improve/streamline closing process through process map review and identification of process improvements for productivity gains.
Review and respond to Internal and External Audit Inquiries as well as participate in Audit calls.
Maintain effective communication with all necessary parties involved in closing a transaction, from the customer, broker, correspondent, settlement agent, loan officer, post-closing, loan delivery, mortgage servicing, mortgage accounting, funding and co-workers to ensure a seamless closing experience, starting with CD preparation to CD Issuance through to issuing Final Closing documents.
Work with various internal departments as well as external organizations to obtain closing related documentation or obtain necessary information needed to complete a closing (i.e., Payoffs, subordination's, releases, tax, title, homeowners/flood information).
Review rate lock expirations and document expirations to ensure closing is within required time frames.
Review system of record information to ensure accurate closing documentation can be prepared and that the necessary closing documents are in the system.
Perform validation of fees and submit wires to fund all loans within necessary time frames. Review CD for accurate closing figures such as seller concessions, ratio tolerances, and investment required into transaction, and cash back at closing.
Report system and closing document issues.
Test closing documents and custom enhancements for system updates.
Act as subject matter expert of Product, Investor and Compliance Requirements.
Train peers on new policies and procedures and present ideas to improve processes and workflow.
Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Complete other related duties as assigned.
**Scope of Responsibilities:**
The scope of the position involves a high level of risk due to the importance of the regulations that a closer is responsible for adhering to: TRID, High Cost, TILA, RESPA.
This position handles the more complex products and processes. They are highly efficient and engaged in processes to identify gains in productivity. They work across channels having strong relationships with applicable parties such as sales, operations, audit, risk, and external third parties. They are problem solvers, owning the more difficult complex issues that arise.
**Supervisory/ Managerial Responsibilities:**
Not Applicable.
**Education and Experience Required:**
Associates degree and a minimum of 3 years' prior Mortgage experience to include CD Issuance whether at a Lender, Title Company or Settlement Agent's office, or in lieu of a degree, a combined 5 years' higher education and/or work experience, including a minimum of 3 years' prior Mortgage experience to include CD Issuance whether at a Lender, Title Company or Settlement Agent's office.
Strong PC skills with knowledge of spreadsheet, word processing, and email software.
Ability to make sound decisions based on information provided.
Versatility and flexibility working within an ever changing fast paced mortgage environment.
Ability to function independently within time constraints.
Excellent verbal and written communication skills.
Strong attention to detail and organizational skills.
Ability to prioritize daily workload.
High levels of initiative, self-reliance and independence.
Ability to work in a team environment.
Strong work ethic, reliable and dependable.
Notary Public.
**Education and Experience Preferred:**
Solid knowledge of Department software.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
Foreclosure Specialist III
Clanton, AL job
This position is responsible for monitoring and overseeing the foreclosure process for loans assigned to team members to ensure foreclosures remain on track with investor guidelines. This position also provides subject matter expertise to the team and handles escalated issues, as well as being responsible for managing a portfolio of loans involved in complex litigation and protecting M&T's interest in the subject mortgaged property. In addition, this position performs the highest risk administrative functions related to the foreclosure process.
**Primary Responsibilities:**
+ Monitor progress of foreclosures through queues and reporting, ensuring team is effectively working their portfolios and compliance with state/federal and investor guidelines. Work with foreclosure attorney, outside counsel and/or in house counsel to resolve disputes involving property in which the bank or its investors have an interest.
+ Serve as primary escalation contact for both associates on the team, attorneys and other departments.
+ Work with Foreclosure team to ensure FHA 1st legal deadlines are met once the loan is referred to foreclosure, including filing and tracking of any necessary extension requests.
+ Research, validate and update loans appearing on various foreclosure exception reports, including but not limited to No Dual Track, clean up and investor timeline reports.
+ Provide approval of additional attorney fees beyond associate level approval limit. Maintain tracking and reporting of legal expense on litigation files outside of the foreclosure action.
+ Perform QC review and approval of investor bidding instructions, ensuring adherence to investor/MI guidelines.
+ Conduct regular 'side by sides' with team to discuss loan level issues and procedures. Conduct a review of all assigned loans at a minimum of every 30 days, including the updating of documentation and follow up.
+ Ensure compliance with federal, state, regulatory and investor guidelines regarding foreclosure.
+ Work with management to revise, update and implement procedure changes as well as create new procedures. Gather departmental information and assemble presentations for regular investor, regulatory and internal meetings.
+ Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
+ Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
+ Promote an environment that supports belonging and reflects the M&T Bank brand.
+ Complete other related duties as assigned.
**Scope of Responsibilities:**
This position interacts with CAM management and external third-party foreclosure attorneys to ensure successful and timely completion of foreclosure, consistent with investor guidelines and regulatory requirements.
**Education and Experience Required:**
A combined 4 years' higher education and/or work experience, including a minimum of 2 years' Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation).
Working knowledge of word processing and spreadsheet software.
Strong written and verbal communication skills.
Detail oriented.
Strong analytical and problem solving skills.
Ability to work effectively in a team environment.
**Education Experience Preferred:**
3 years' Default Servicing related field experience (e.g., Collections, REO, Loss Mitigation).
Proven leadership ability.
Knowledge of bank and departmental systems.
Understanding of mortgage product including home equity loans and lines of credit, general operation and systemic functions including payment allocation and escrow.
Experience training new staff and implementing procedures and process changes.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
MTEFC Relationship Manager
Clanton, AL job
Manage existing MTEFC (M&T Equipment Finance Corporation) business relationships in conjunction with senior management. **Primary Responsibilities:** Manage existing MTEFC (M&T Equipment Finance Corporation) business relationships in conjunction with senior management, communicating with the customer to satisfy their financing needs.
Solicit the existing customer base to originate new financing opportunities, including through bid letters and job awards on publicly funded projects.
Leverage our value-add approach of superior service and industry and equipment knowledge to expand business relationships and deliver sufficient margins.
Assess experience, financial condition, and collateral of customers to identify their individual needs to provide appropriate financing solutions.
Provide industry and customer intelligence provided by surety, suppliers, and vendors to senior management to resolve potential delinquencies.
Assist senior management with sales training on a regular basis through sales meetings, conference calls, tradeshows and scheduled one-on-one phone calls.
Work with management and support teams to drive success and efficiency, using public data sources that give MTEFC a competitive advantage.
Represent the organization in the marketplace and work with other areas within MTEFC to contribute to new business opportunities.
Understand and adhere to the Company's risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
**Scope of Responsibilities:**
**Supervisory/Managerial Responsibilities:**
Not Applicable
**Education and Experience Required:**
Bachelor's degree and a minimum of 7 years' relevant work experience, or in lieu of a degree, a combined minimum of 11 years' higher education and/or work experience, including a minimum of 7 years' relevant work experience
**Education and Experience Preferred:**
Prior credit underwriting experience
Strong verbal and written communication skills
Strong organizational skills
Strong analytical skills
**Physical Requirements:**
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $107,500.00 - $179,100.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
CRA Mortgage Originator
Clanton, AL job
Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. Participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions. Must adhere to the requirements of federal registration under the SAFE Act.
**Primary Responsibilities:**
+ Works independently to cultivate new mortgage business.
+ Markets, services and promotes the bank's mortgage products.
+ May be required to travel to and work at prospective customers' homes or business locations. Follows-up on potential customers via travel or telephone.
+ Follows-up on potential customers via travel or telephone.
+ Market bank wide proprietary CRA products, e.g., Get Started, with Retail Bank Network as well as outside organizations such as real estate firms, housing agencies, etc.
+ Market agency related products (FHA, VA, etc.) to low-to-moderate income borrowers and in low-to-moderate income neighborhoods.Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
+ Independently assesses applicant's credit worthiness.
+ Has authority to issue pre-qualification statement of borrowers' eligibility.
+ Determines which products best meet the customer's needs and financial circumstances and advises potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
+ Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.Negotiates terms and conditions of loans with mortgagors.
+ Has authority to bind the bank in connection therewith.Ensures lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
+ Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
+ Interact with various housing agencies and governmental entities focused on CRA initiatives.
+ Stay informed of industry regulations and governmental requirements as they relate to CRA housing needs.Meet with potential customers to ascertain financial needs as they may relate to CRA guidelines, first time homebuyer guidelines and mortgage opportunities that lie therein.
+ Represents the bank in the community and related functions to identify, develop and promote additional business.
+ May present seminars to general public and real estate agents to promote additional business and community outreach.
**Scope of Responsibilities:**
Facilitates the bank's need to meet its CRA responsibilities with the federal regulators and the citizens of the community bank regions. Relationships will forge with local housing agencies and groups which specialize in CRA outreach programs.
The incumbent is required to travel extensively with limited supervision.
The position requires extensive external contacts (potential and existing customers, Realtors, etc.) primarily on sales calls outside the office, as well as internal contacts (other Bank personnel).
Will interact with individuals and teams internally and within the assigned community, developing new relationships and maintaining existing relationships.
Responsible for establishing and maintaining federal registration requirements outlined in the SAFE Act.
**Supervisory/ Managerial Responsibilities:**
None.
**Education and Experience Required:**
Associates degree and 2 years sales experience,
OR in lieu of a degree,
A combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.
\#LI-111
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $26.00 - $43.34 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above corresponds to our national pay range for this role. The specific pay range applicable to you may vary based on your location.
**Location**
Clanton, Alabama, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
The purpose of this job is to satisfy the customer by providing quality customer service through the processing of a variety of cash and non-cash transactions and to be responsible for the safekeeping of any cash or cash equivalent items in their possession.
Responsibilities
Represent Trustmark professionally, efficiently, and tactfully in order to assure customer satisfaction when in contact with customers, either face-to-face or by telephone. Acknowledge and greet the customer with a smile and call the customer by name (at least twice) while processing deposits and withdrawals for transaction accounts. Always check for customers' additional needs and thank them as they leave.
Continually safeguard the bank's assets and security of the working environment while processing transactions accurately, securing large dollars, and balancing the teller window daily. All work must be performed within bank guidelines, following bank policies, procedures, and standards of performance.
Assist in the development of new business for the bank by identifying customer needs for additional products and services through referring customers to appropriate sales staff, and by completing documentation for all referrals.
Process various other transactions including but not limited to night drops, ATM deposits, collection items, wire transfers, foreign currency, credit card transactions, loan payments, money orders, travelers' cheques and official checks.
Perform additional duties as assigned.
Qualifications
High school graduate or GED
At least six (6) months of customer service experience
Basic knowledge of math concepts and principles
Detail oriented - must be able to process transactions accurately and efficiently
Ability to work in a team environment
Excellent customer service and sales skills
Ability to meet and greet the public in a professional manner that reinforces TMK's service standards
Ability to display professional appearance and mannerisms
Ability to recognize customer needs and make appropriate referrals
Ability to meet referral goals in a retail environment
Basic computer skills
Ability to learn internal technology systems to perform work tasks
Must pass Teller Simulation test
Ability to communicate effectively
Ability to handle some daily lifting of boxed or bagged coins required (weight may vary)
Balancing experience preferred
Must be able to sit for long periods of time and use computer keyboard and/or mouse, while viewing computer screens.
Auto-ApplyFTWA Senior Portfolio Manager
Montgomery, AL job
Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Acts at the direction of the Fifth Third Wealth Advisors within established investment policy guidelines to develop, recommend, and execute investment programs designed to achieve the objectives of large and complex client accounts. Primary functions include investment management, client service and support of
new business efforts.
Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
+ Consult with the Fifth Third Wealth Advisor and client/prospects to develop investment objectives and implement a suitable investment plan and maintain an Investment Policy Statement for each relationship.
+ Working with Fifth Third Wealth Advisors, participate in the development of new business opportunities by meeting with prospects, preparing and presenting proposals for investment management.
+ Invest assets according to investment policy guidelines to deliver a competitive rate of return within the given level of risk.
+ Regularly engage with other members of the firm and external advisors to ensure effective communication regarding client objectives and coordinate portfolio changes.
+ Mentor more junior Portfolio Managers.
+ Maintain awareness of new investment strategies, techniques and products through regular contact with other industry professionals and through internal and external research.
+ Keep informed of market trends and analyze the effect of these trends on client's investment portfolios.
+ Keep current on the legal and tax issues with respect to investment decisions by consulting attorneys, accountants and other resources as needed.
+ Follow established investment policies and procedures including annual account reviews and working to minimize and/or document exceptions.
MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:
+ Bachelor's degree required in a related field, and the successful candidate is likely to have an advanced degree, such as an MBA or CFA.
+ Generally, the incumbent should have 7 to 10 years' experience involving money management, including investment decision making.
+ Solid communication and presentation skills are required for this position.
FTWA Senior Portfolio Manager
Total Base Pay Range 119,500.00 - 256,900.00 USD Annual
At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.
The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.
Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner.
LOCATION -- Virtual, Alabama 00000
Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.