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Vibrant Credit Union jobs - 33 jobs

  • VP Credit Risk

    Vibrant Credit Union 3.5company rating

    Vibrant Credit Union job in Moline, IL

    Position Overview: The VP of Credit Risk is a senior leadership role responsible for overseeing all credit-related activities within the credit union, including underwriting, commercial lending, credit risk management, and portfolio performance. This role ensures compliance with regulatory standards and internal policies while driving growth in both retail and commercial lending. Requirements What You Will Do: Strategic Leadership & Oversight Participate in the development of corporate strategies and policies. Lead the Credit Division in alignment with the credit union's mission and strategic goals. Provide strategic advice on all credit matters to the executive team. Credit Risk & Underwriting Oversee underwriting standards and ensure consistent application across all loan types. Perform underwriting duties as business requires. Review and approve loans within assigned limits; escalate as needed. Ensure credit adjudication complies with internal policies and regulatory guidelines. Commercial Lending Direct the commercial lending team in origination, structuring and underwriting of loans. Pursue new business opportunities and maintain relationships with business and community partners. Monitor commercial loan performance and recommend adjustments to mitigate risk. Retail Lending Oversee consumer loan portfolios including auto, equipment, mortgage, personal loans, and lines of credit. Ensure compliance across all retail lending operations. Capital Markets Responsible for assessing risk and recommending participations and pools for purchase. Establish pre and post purchase quality control underwriting reviews of purchased loans. Policy & Compliance Develop, revise, and implement credit policies and procedures. Respond to audit findings and ensure regulatory compliance. Monitor risk indicators and recommend mitigation strategies. Team Leadership & Development Provide coaching and performance management for direct reports. Foster a culture of continuous improvement and professional development. Reporting & Communication Prepare and present reports on credit performance, risk, and strategic initiatives. Collaborate with other departments including Finance, Operations, and Marketing. Our Ideal Candidate Bachelor's, MBA, CPA, or equivalent advanced degree preferred. 10-15 years of experience in credit and lending, with at least 5 years in a senior leadership role. Proven expertise in commercial and consumer lending, underwriting, and credit risk. Strong leadership and interpersonal skills. Deep understanding of credit union philosophy, structure, and regulatory environment. Hands on leader who actively participates in day-to-day underwriting tasks. Reports to Chief Lending Officer Environmental and Physical Activity Requirements: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. The daily responsibilities of this position constantly require effective talking, hearing, walking, finger dexterity, reaching, stooping, and grasping functions. The position also often requires reaching and lifting (up to 25 pounds). Frequent sitting, standing, and repetitive motion activities are also required. Must be able to read print and computer-based materials and to do so with consistent accuracy. Most of these functions require light physical exertion and are conducted indoors at controlled degrees of temperature. Other Duties: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Salary Description $98,388-$147,636
    $98.4k-147.6k yearly 25d ago
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  • Commercial Credit Analyst

    Vibrant Credit Union 3.5company rating

    Vibrant Credit Union job in Moline, IL

    Position Overview: The Commercial Credit Analyst works directly with existing members to develop and cultivate relationships, while driving deposit and loan opportunities. Analyze and deliver individual business service needs, track, and report results, while providing an exceptional experience and driving the strategy of the credit union. Requirements What You Will Do: Analyzes and interprets complex financial data. Promptly prepares summary reports on findings. Verifies accuracy of information and completeness of analysis/ratios. Understands and is familiar with financial documents and schedules. Reviews assigned risk grades on all commercial, small business and SBA loans. Confirms or changes the grade at initial review or annual review. Prepares comprehensive and accurate credit approval recommendations, online credit renewals and other basic loan transactions, addressing member borrowing needs, sources of repayment, loan structure and significant issues regarding member business loan applications. Reviews loan documents prior to borrower signings for accuracy and post signing for proper execution to ensure adequate enforceability of company's position for new and existing loans reviewed. This includes loan details, document review, financial copies, approvals, etc. Monitors and requests required financials from members for existing loans to complete annual reviews and covenant monitoring requirements. Interfaces with members and business staff in a timely manner. Maintains excellent member relations, provides services, and cross sells credit union products. Possesses thorough knowledge of credit union policies and procedures and of laws pertaining to loan processing and disclosures. Make recommendations regarding loan structure and credit worthiness. Stays abreast of all current business lending and disclosure laws or regulations which are enacted or revised and concern financial institutions. Our Ideal Candidate: Four-year degree in Business, Accounting, Finance, or related field 3-5 years commercial experience or training, preferred Prior experience working for financial institution, desirable Working knowledge of commercial systems and regulatory compliance Basic knowledge of tax returns, financial documents, and cash flow models Working knowledge of MS Suite Active supporter of Vibrant's core value Reports to VP Loan Operations Environmental and Physical Activity Requirements: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. The daily responsibilities of this position constantly require effective talking, hearing, walking, finger dexterity, reaching, stooping, and grasping functions. The position also often requires reaching and lifting (up to 25 pounds). Frequent sitting, standing, and repetitive motion activities are also required. Must be able to read print and computer-based materials and to do so with consistent accuracy. Most of these functions require light physical exertion and are conducted indoors at controlled degrees of temperature. Other Duties: This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice. Salary Description $64,319-$93,294
    $64.3k-93.3k yearly 25d ago
  • Teller

    Scott Credit Union 3.8company rating

    Edwardsville, IL job

    Teller - Branch Network Department; Home Office Branch Banking • Full-Time • Branch Network Scott Credit Union is hiring a Teller in Edwardsville, IL to help support our members and strengthen our connection with the community. If you're passionate about delivering exceptional service, skilled at building relationships, and thrive in a collaborative, people-focused environment - we'd be excited to welcome you to our award-winning team. Schedule: Full-time | Monday-Friday; Saturday rotation as scheduled Work Location Status: Fully on-site at the Home Office Branch in Edwardsville, IL. About the Role Tellers are one of the primary points of contact for SCU members. They are the first, and often only face our members see. Tellers must engage with SCU members and process their transactions efficiently and accurately. They are responsible for educating members about SCU products and services as well as providing an exceptional member experience. Why Join Scott Credit Union? Scott Credit Union has been designated a Top Workplace by the St. Louis Post-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth. Benefits include: 11 paid holidays and competitive PTO 401(k) with employer match Medical, dental, vision, and life insurance Short-Term Disability, including maternity leave Tuition reimbursement program “Dress for your day” policy Career advancement opportunities Supportive, team-oriented culture What You'll Do Operates on-line teller terminal and accurately records amounts received and prepares reports of transactions. Perform required OFAC (Office of Foreign Assets Control) screens as outlined in the Non-Member Verafin Processing policy and reports any positive matches to the BSA Group. Complies with BSA requirements of completing CTR and SAR. Foster and maintains relationships with members responsible for providing prompt, professional, helpful, knowledgeable and courteous member service. Investigates member concerns, researches and recommends a resolution to branch management. Ensure we are meeting expectations with member service satisfaction results. Educate members on SCU Products and Services including referring members to FSR's, mortgage, business lending/services and investments. Daily opens and closes Teller terminal, accounts for cash assigned, received, disbursed. Accurately balances to teller terminal close report and remits daily work to Teller Supervisor for disposition. What You Bring High school diploma or equivalent Customer service experience Personal computer experience to include Microsoft Office products Is This You? You're energized by creating meaningful connections and delivering strategic solutions You stay focused under pressure and prioritize precision in your work You take initiative, own your projects, and consistently aim for high-quality results You're looking to build a long-term career where your skills can grow and evolve Our Commitment At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth-for both our members and our employees. Apply today to join a trusted organization that values your contribution and invests in your future. If selected, next steps may include a phone or in-person interview. teller, universal banker, cash handling, financial institution
    $26k-31k yearly est. Auto-Apply 20d ago
  • Accounting Operations Specialist

    Scott Credit Union 3.8company rating

    Remote or Edwardsville, IL job

    Accounting Operations Specialist - Accounting Department; Home Office Branch Banking • Full-Time • Accounting Scott Credit Union is hiring an Accounting Operations Specialist in Edwardsville, IL to support our financial operations and help ensure accuracy, efficiency, and compliance across the organization. If you're detail-oriented, skilled at problem-solving, and thrive in a collaborative, service-driven environment, we'd be excited to welcome you to our award-winning team. Schedule: Full-time | Monday-Friday Work Location Status: Fully on-site for the first 30-90 days at the Edwardsville, IL Headquarters. After successful completion of probationary period, position may be eligible for hybrid or remote work. *Employees in hybrid or remote roles may be required to return on-site periodically for meetings, events, or other work-related needs as determined by their manager. About the Role The Accounting Operations Specialist is responsible for the ACH and Share Draft Processing, EFT Processing and Maintenance, and Return Deposited Item Processing. Why Join Scott Credit Union? Scott Credit Union has been designated a Top Workplace by the St. Louis Post-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth. Benefits include: 11 paid holidays and competitive PTO 401(k) with employer match Medical, dental, vision, and life insurance Short-Term Disability, including maternity leave Tuition reimbursement program “Dress for your day” policy Career advancement opportunities Supportive, team-oriented culture What You'll Do Return deposited item processing Share draft processing Wire processing Bill Pay processing ACH processing Balance Internal GL and DDA Accounts Assists with month end balancing What You Bring Associate's degree in Business or Accounting or equivalent work experience Experience with Microsoft Office including Word and Excel AAP (Accredited ACH Professional) Certification and NCP (National Check Professional) Certification Is This You? You're energized by creating meaningful connections and delivering strategic solutions You stay focused under pressure and prioritize precision in your work You take initiative, own your projects, and consistently aim for high-quality results You're looking to build a long-term career where your skills can grow and evolve Our Commitment At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth-for both our members and our employees. Apply today to join a trusted organization that values your contribution and invests in your future. If selected, next steps may include a phone or in-person interview. finance; processing;
    $38k-48k yearly est. Auto-Apply 17d ago
  • Branch Manager

    Scott Credit Union 3.8company rating

    Highland, IL job

    Branch Manager - Branch Network Department; Highland Branch Banking • Full-Time • Branch Network Scott Credit Union is hiring a Branch Manager in Highland, IL to lead branch operations, guide and develop the frontline team, and support our members while strengthening our connection with the community. If you're passionate about delivering exceptional service, skilled at building relationships, and thrive in a collaborative, people-focused environment - we'd be excited to welcome you to our award-winning team. Schedule: Full-time | Monday-Friday; Saturday rotation as scheduled Work Location Status: Fully on-site at the Highland, IL Branch. About the Role The Branch Manager I and II is responsible for the success of their branch(es). Success is measured by achieving sales goals, operational excellence and providing both an excellent member and employee experience. Branch Managers will use the tools provided by their Regional Manager to coach and develop their staff to educate and engage members, ensuring an outstanding member experience. Why Join Scott Credit Union? Scott Credit Union has been designated a Top Workplace by the St. Louis Post-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth. Benefits include: 11 paid holidays and competitive PTO 401(k) with employer match Medical, dental, vision, and life insurance Short-Term Disability, including maternity leave Tuition reimbursement program “Dress for your day” policy Career advancement opportunities Supportive, team-oriented culture What You'll Do Coach, lead and motivate branch employees to recognize and offer members the products and services that will enhance their financial well-being. Promote participation in cross sales of products and services, including referrals to mortgage, business lending and Retirement and Investment Services; provide training where applicable. Meets with employees regularly on an individual and group basis to establish and reinforce sales/service goals. Develops plans and schedules for the efficient use of materials, machines, technological equipment and employees resulting in outstanding service-delivery. Directs preparation of appropriate accounting records. Recommends budgets to management relative to the physical, human resource, and toher costs of the branch operation. Sets clear expectations for employee performance and responsibilities, coordinates work and procedures, evaluates progress and provides feedback. Responsible for providing prompt, professional, helpful, knowledgeable and courteous member service. Investigates member concerns, researches and finalizes a resolution. Ensure expectations are met for member service satisfaction results. What You Bring High school diploma or equivalent Minimum five years of diversified experience working in a retail sales or financial services environment Minimum two years of supervisory experience Minimum two years' experience providing financial services and deposit products in a customer service environment Loan and deposit regulations experience Personal computer experience to include Microsoft Office products OR Successful completion of all requirements of the Scott Credit Union Branch Manager Trainee Program Is This You? You're energized by creating meaningful connections and delivering strategic solutions You stay focused under pressure and prioritize precision in your work You take initiative, own your projects, and consistently aim for high-quality results You're looking to build a long-term career where your skills can grow and evolve Our Commitment At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth-for both our members and our employees. Apply today to join a trusted organization that values your contribution and invests in your future. If selected, next steps may include a phone or in-person interview. universal banker; banker; personal banker; financial institution; bank teller; customer service; cash handling; retail banking; supervisor; leadership
    $40k-49k yearly est. Auto-Apply 7d ago
  • Financial Services Representative

    Scott Credit Union 3.8company rating

    Edwardsville, IL job

    Financial Service Representative - Branch Network Department; Edwardsville Branch Banking • Full-Time • Branch Network Scott Credit Union is hiring a Financial Service Representative in Edwardsville, IL to help support our members and strengthen our connection with the community. If you're passionate about delivering exceptional service, skilled at building relationships, and thrive in a collaborative, people-focused environment - we'd be excited to welcome you to our award-winning team. Schedule: Full-time | Monday-Saturday, Saturday rotation as scheduled Work Location Status: Fully on-site at the Edwardsville, IL Branch About the Role Financial Service Representatives are one of the primary points of contact for SCU members. They are responsible for creating an exceptional member experience by engaging with members who walk into the branch, over the phone and through outbound calling efforts. During their conversations, Financial Service Representatives are to educate members on the products and services SCU has to offer and resolve any questions or issues that arise. Why Join Scott Credit Union? Scott Credit Union has been designated a Top Workplace by the St. Louis Post-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth. Benefits include: 11 paid holidays and competitive PTO 401(k) with employer match Medical, dental, vision, and life insurance Short-Term Disability, including maternity leave Tuition reimbursement program “Dress for your day” policy Career advancement opportunities Supportive, team-oriented culture What You'll Do Responsible for identifying, educating, presenting and cross selling SCU products and services to new and existing members in accordance with SCU's member engagement model. Responsible for meeting individual sales and operational goals as well as assisting the branch team in achieving branch goals. Maintain cross functional capabilities. Process financial transitions for members including opening and closing of accounts. Input, review, negotiate and close member loan application requests. Process deposits and withdrawals from accounts. Efficient in all teller duties as needed. Daily opens and closes his/her teller terminal, accounts for cash assigned, received, disbursed. Accurately balances to teller terminal close report and remits daily work to appropriate supervisor for disposition. Perform required OFAC (Office of Foreign Assets Control) screens as outlined in the Non-Member Verafin Processing policy and reports any positive matches to the BSA Group. Complies with BSA requirements of completing CTR and SAR. Fosters and maintains relationships with members. Responsible for providing prompt, professional, helpful, knowledgeable and courteous member service. Investigates member concerns, researches and recommends a resolution. Ensures we are meeting expectations with member service satisfaction results. What You Bring High school diploma or equivalent Minimum one year of customer service experience Personal computer experience to include Microsoft Office products Is This You? You're energized by creating meaningful connections and delivering strategic solutions You stay focused under pressure and prioritize precision in your work You take initiative, own your projects, and consistently aim for high-quality results You're looking to build a long-term career where your skills can grow and evolve Our Commitment At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth-for both our members and our employees. Apply today to join a trusted organization that values your contribution and invests in your future. If selected, next steps may include a phone or in-person interview. universal banker; banker; personal banker; financial institution; bank teller; customer service; cash handling; retail banking;
    $29k-36k yearly est. Auto-Apply 33d ago
  • Call Center - Teller Supervisor

    Heartland Credit Union Il 3.8company rating

    Springfield, IL job

    Heartland Credit Union is seeking a qualified candidate to fill the position of supervisor of the call center as well as the teller line at one of its local branches in Springfield, IL. Candidates should have prior supervisory and call center experience, as well as a desire to serve our members and develop, and motivate others. Applicants must have exceptional communication skills, proficiency with technology, and a keen attention to detail. Two to three years experience in management within a financial institution preferred.
    $33k-40k yearly est. 4d ago
  • Digital Marketing Strategist

    Scott Credit Union 3.8company rating

    Edwardsville, IL job

    Scott Credit Union is seeking to hire a full-time Digital Marketing Strategist in the Edwardsville, IL area to apply to join our amazing Marketing team! The Digital Marketing Strategist will work Monday - Friday, during normal business hours. **Training is to be completed in the first 60-90 days of employment at the Edwardsville, IL Home Office location. **Upon successful completion of training, qualifying employees may be eligible for a hybrid/remote schedule. Purpose, Mission, Vision, Values At Scott Credit Union, we are committed to upholding our purpose, mission, vision, and values. Our Purpose guides everything we do as an organization and is supported by our actionable Mission, Vision, and Values. If our chosen purpose, mission, vision, and values resonates with you and you want to find meaning in your work, we hope you will apply to become a part of our team! Purpose: To be with our members through every phase of their financial journeys, providing financial solutions that support them, their families, and their communities. Mission: Members. Value. Community. Vision: Building Better Financial Futures. Values: Accountability - I take pride and ownership in all I do. Diversity - I support the diverse and inclusive work environment that is fostered by Scott Credit Union. Growth - I will pursue professional development with the encouragement of Scott Credit Union. Integrity - I will maintain the highest ethical standards. Service Excellence - I am devoted to continuously "WOW"ing members and each other through the 3e Promise. Why You Should Join Our Team Scott Credit Union is a recipient of the St. Louis Post-Dispatch Top Workplaces Award 2025, the twelfth time since 2012. This year, SCU was recognized as one of the Top Workplaces for our dedication to our people-first culture. The Top Workplaces award highlights SCU's commitment to creating a positive and supportive work environment, where employees thrive and contribute to the organization's overall success. Our team is our #1 priority, and we are proud to offer great benefits and perks, such as 11 paid holidays, competitive paid time off (PTO), Short-Term Disability (STD) that includes maternity leave, 401k with employer match, medical, dental, vision, and other insurance options, educational reimbursement program, employee assistance programs, opportunities for career advancement, casual “dress for your day” dress code, a positive team-oriented culture, and much more! A comprehensive benefit guide with a full list of our benefits can be found on our career page, scu.org/careers/. The Day to Day as a Digital Marketing Specialist The Digital Marketing Strategist is instrumental in managing the Scott Credit Union (SCU) message across various digital channels and will develop, implement, and manage the digital strategy. Working closely with external agencies and internal teams to enhance SCU's digital presence, the Digital Marketing Strategist will ensure that marketing initiatives and digital efforts align with business objectives. A typical day will look like: Develop, implement, and manage SCU's digital strategy; independently identify opportunities for improvement and provide recommendations to management on the enhancement of the digital strategy. Using internal and external market analysis and data, anticipate organizational needs and trends and develop a digital plan that increases SCU's brand awareness. Ensure marketing campaigns align with branding initiatives. Collaborate with external agencies and internal stakeholders to maintain and enhance SCU's digital presence and ensure digital content is aligned with the digital strategy. Connect digital marketing initiatives to overarching business goals, demonstrating strong business acumen. Lead and manage Search Engine Optimization/Search Engine Marketing efforts (SEO/SEM), marketing databases, as well as paid social media and display advertising campaigns. Analyze relevant SEO/SEM data to assess performance and develop actionable insights. Optimize landing pages and user funnels to improve conversion rates and user experience; collaborate with internal teams to create landing pages and enhance user experience. Contribute to marketing effectiveness by identifying critical issues and opportunities for both short-term and long-term initiatives. Measure and report on the performance of all digital marketing campaigns, analyzing return on investment and key performance indicators to assess success. Identify trends and insights in digital campaigns to optimize marketing spend and performance. Tailor creative and messaging strategies to effectively target preferred audiences and financial intenders. Create and maintain a content calendar, delivering targeted content and analyze and prepare trend reports on performance. Develop and monitor digital marketing campaign budgets to ensure fiscal responsibility. Stay informed about the latest digital trends and incorporate them into SCU's marketing strategies; establish best practices for SCU's digital marketing presence. Utilize strong analytical skills to evaluate the end-to-end customer experience across multiple channels and touchpoints; track campaign performance and monitor a variety of metrics such as traffic, engagement, and conversion. Identify critical conversion points and drop-off points, proactively optimizing user funnels. Demonstrate excellent organizational and project management skills; troubleshoot technical issues when necessary. Utilize project management software and digital asset management systems efficiently. Display adaptability and a willingness to learn in a fast-paced digital landscape, leveraging analytical and problem-solving abilities. Duties, responsibilities, and activities may change at any time with or without notice. Are You a Good Fit? Ask yourself the below questions to help determine if this job is the right fit for you. Do you enjoy engaging with people and providing exceptional customer service? Are you passionate about leading, coaching, and motivating others? Do you thrive in a fast-paced environment? Are you detail-oriented and like working with numbers? Do you enjoy working in a diverse environment with diverse members? Do you take pride and ownership in all that you do? Are you looking for a job where you can develop professionally? If you answered yes to these questions, we hope you apply! To Be Considered, You'll Need: Bachelor's degree in Marketing, Communications, Business, or a related field. Minimum five years of experience in digital operations and media buying. Experience in digital marketing, with a focus on Search Engine Optimization/Search Engine Marketing social media, and display advertising. Strong organizational, project management, and analytical skills. In depth knowledge of website and marketing analytics tools (e.g., Google Analytics, SiteImprove, WordPress, etc.) Working knowledge of Salesforce. Are You Ready to Join Our Team? If this sounds like the right opportunity for you, we hope you apply today! If selected as a candidate, next steps may include a phone interview to go over the basics and an in-person interview to learn more about your experiences and qualifications.
    $55k-70k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Processor

    Heartland Credit Union Il 3.8company rating

    Springfield, IL job

    Heartland Credit Union, located in Springfield, IL, is seeking a qualified candidate to fill the position of on-site Mortgage Loan Processor. This individual is responsible for gathering, inputting, review and processing of all first mortgages and occasionally second mortgage loan documents. Work includes communicating with borrowers, as well as multiple members of the internal mortgage team to ensure timelines and touchpoints are executed effectively. Post approval, the processor continues to review files evaluating for open conditions and prepares loan for closing including any disbursals; ensuring a smooth process with Mortgage Loan Officers, buyers, sellers and Realtors. Qualified candidates must have one to three years similar or related experience in mortgage lending, a keen attention to detail, and a commitment to exceptional service. Experience and familiarity with Encompass software platform preferred.
    $41k-49k yearly est. 4d ago
  • Retail Underwriter

    Vibrant Credit Union 3.5company rating

    Vibrant Credit Union job in Moline, IL

    Position Overview: : The Retail Underwriter is responsible for analyzing and monitoring the creditworthiness of assigned commercial accounts and recommending and approving credit within established guidelines and policies. What You Will Do: Execute complete cycle for credit underwriting process for consumer loans Ensure regulatory compliance across consumer banking Identify and document key risks and control indicators Complete a full analysis of consumer credit reports, income sources, and other supplemental documentation while serving as a subject matter expert (SME) for any inquiries on creditworthiness and loan decisions Execute accurate calculations for retail lending rations Review loan files and documents required before closing Adhere to Vibrant's underwriting matrix and risk philosophy and identify and track any exceptions to the matrix and/or policy Leverage loan origination system for additional data to assist in providing decisions to applicant Provides recommendations on product and program enhancements by serving as SME Review underwriting standards and documentation requirements for potential third party partners. Update, manage, and complete administrative duties within all loan management portals Review and complete timely reporting of covenants and other requirements for consumer loan tracking and monitoring Ensures the completion and documentation of periodic loan reviews and can facilitate and monitor external loan review channels Monthly review for select third party loan programs Daily review for select third party loan programs Requirements Our Ideal Candidate: Four-year degree or at a minimum three years of proven experience in underwriting Working knowledge of lending policies, regulations, and compliance Working knowledge of spreading, analyzing, and interpreting various financial and credit documents accurately Working knowledge of tax returns and financials Working knowledge of retail loan origination systems Reports to Commercial Credit Manager Environmental and Physical Activity Requirements: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. The daily responsibilities of this position constantly require effective talking, hearing, walking, finger dexterity, reaching, stooping, and grasping functions. The position also often requires reaching and lifting (up to 25 pounds). Frequent sitting, standing, and repetitive motion activities are also required. Must be able to read print and computer-based materials and to do so with consistent accuracy. Most of these functions require light physical exertion and are conducted indoors at controlled degrees of temperature. Other Duties: This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time, with or without notice. Salary Description $49,460-$71,748
    $49.5k-71.7k yearly 37d ago
  • BSA Officer and Fraud Manager

    Scott Credit Union 3.8company rating

    Edwardsville, IL job

    BSA Officer and Fraud Manager - Risk Management Department; Home Office Branch Banking • Full-Time • Risk Management Scott Credit Union is hiring a BSA Officer and Fraud Manager in Edwardsville, IL to lead our efforts in safeguarding the credit union and its members. If you're analytical, detail-oriented, and passionate about protecting financial integrity in a collaborative, service-driven environment - we'd be excited to welcome you to our award-winning team. Schedule: Full-time| Monday-Friday Work Location Status: Fully on-site at the Home Office in Edwardsville, IL. About the Role The BSA Officer and Fraud Manager is responsible for the detection, prevention, and investigation of all fraud, illegal or inappropriate activities, internal or external, committed against the Credit Union and/or our members. The position also develops and maintains fraud management reporting. The BSA Officer and Fraud Manager is also responsible for developing, implementing and administering all aspects of the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) Program. The position works closely with the Vice President of Risk Management in the development and maintenance of the fraud management and BSA/AML programs at SCU. The Fraud Manager serves as the BSA Officer. Why Join Scott Credit Union? Scott Credit Union has been designated a Top Workplace by the St. Louis Post-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth. Benefits include: 11 paid holidays and competitive PTO 401(k) with employer match Medical, dental, vision, and life insurance Short-Term Disability, including maternity leave Tuition reimbursement program “Dress for your day” policy Career advancement opportunities Supportive, team-oriented culture What You'll Do Manage, adjust, and document various controls to mitigate internal and external fraud across all channels including checks, new accounts, debit cards, credit cards, automated clearing house, wires, mobile banking, online banking, and remote deposit capture whether by outside subjects, members, or SCU staff. Coordinate and/or perform investigations of fraud, illegal, or inappropriate activities that could result in losses or claims against the Credit Union. Coordinate the recovery of losses due to fraud, illegal, or inappropriate activities. Stay current on laws, regulations, common practices, and trends int he fraud investigation field. Responsible for educating Credit Union employees on how to identify and react to potential or actual fraud or security violation situations. Keep management informed of potentially sensitive matters or issues that could have far reaching implications. Assists with independent audits and data validations to ensure compliance with BSA, AML and Office of Foreign Assets Control (OFAC) rules and regulations. Actively participate in project management and change management activities where regulatory controls may be impacted and exposure increased. What You Bring Bachelor's degree in accounting, auditing, finance, management or related field. Minimum three years of experience in Fraud management. Minimum three years of experience in BSA/AML management. Minimum two years prior management experience. Personal Computer experience to include Microsoft Office products. Is This You? You're energized by creating meaningful connections and delivering strategic solutions You stay focused under pressure and prioritize precision in your work You take initiative, own your projects, and consistently aim for high-quality results You're looking to build a long-term career where your skills can grow and evolve Our Commitment At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth-for both our members and our employees. Apply today to join a trusted organization that values your contribution and invests in your future. If selected, next steps may include a phone or in-person interview.
    $43k-61k yearly est. Auto-Apply 42d ago
  • Commercial Loan Administrator

    University of Illinois Community Credit Union 4.2company rating

    Champaign, IL job

    The Commercial Loan Administrator is responsible for managing and processing commercial loan applications from start to finish. This role involves gathering and verifying financial documents, ensuring compliance with regulations, and coordinating with loan officers, underwriters, and clients to facilitate smooth and timely loan approvals. UICCU employees are responsible for supporting our DoMoreGood philosophy, promoting the core values of our organization, and fostering a positive and inclusive workplace culture. Essential Functions and Responsibilities: Provide exceptional service to both internal and external members and demonstrate a strong commitment to the organization's DoMoreGood culture by fostering a positive work environment and promoting our core values in all interactions. Develop and maintain strong relationships with clients and key staff to ensure ongoing collaborations and support. Communicate with clients to obtain necessary financial information and documentation. Obtain, review, and verify loan applications documents, Business Entity Documents, and necessary supporting materials for accuracy and completeness. Coordinate with loan officers and underwriters to ensure timely processing of loan applications. Ensure compliance with all federal and state banking regulations and company policies. Maintain detailed records of loan applications and processing activities. Complete loan closing and manage loan disbursement process. Build and save the loan file post-closing and book loan on core system. Own internal and external member problems, issues, and complaints, and ensure the appropriate follow up to achieve proper resolution. Salary and Benefits: Starting salary is $26.56 per hour. Comprehensive insurance options including Health, Dental, and Vision for full-time employees. 401K eligibility, including company match program. Generous paid time off benefits. UICCU is an Equal Opportunity Employer. We are committed to cultivating an inclusive and safe culture where our employees feel they belong. We will ensure that individuals with disabilities are provided reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. UICCU has been named a Best Place to Work for the past 9 years! Qualifications Experience Three years to five years of similar or related experience. Education (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through and apprenticeship program. Interpersonal Skills Work involves much personal contact with other inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication. Other Skill Demonstrated ability to coordinate and manage complex projects.
    $26.6 hourly 1d ago
  • Financial Services Representative

    Scott Credit Union 3.8company rating

    Lebanon, IL job

    Financial Service Representative - Branch Network Department; Lebanon Branch Banking • Full-Time • Branch Network Scott Credit Union is hiring a Financial Service Representative in Lebanon, IL to help support our members and strengthen our connection with the community. If you're passionate about delivering exceptional service, skilled at building relationships, and thrive in a collaborative, people-focused environment - we'd be excited to welcome you to our award-winning team. Schedule: Full-time | Monday-Saturday, Saturday rotation as scheduled Work Location Status: Fully on-site at the Lebanon, IL Branch About the Role Financial Service Representatives are one of the primary points of contact for SCU members. They are responsible for creating an exceptional member experience by engaging with members who walk into the branch, over the phone and through outbound calling efforts. During their conversations, Financial Service Representatives are to educate members on the products and services SCU has to offer and resolve any questions or issues that arise. Why Join Scott Credit Union? Scott Credit Union has been designated a Top Workplace by the St. Louis Post-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth. Benefits include: 11 paid holidays and competitive PTO 401(k) with employer match Medical, dental, vision, and life insurance Short-Term Disability, including maternity leave Tuition reimbursement program “Dress for your day” policy Career advancement opportunities Supportive, team-oriented culture What You'll Do Responsible for identifying, educating, presenting and cross selling SCU products and services to new and existing members in accordance with SCU's member engagement model. Responsible for meeting individual sales and operational goals as well as assisting the branch team in achieving branch goals. Maintain cross functional capabilities. Process financial transitions for members including opening and closing of accounts. Input, review, negotiate and close member loan application requests. Process deposits and withdrawals from accounts. Efficient in all teller duties as needed. Daily opens and closes his/her teller terminal, accounts for cash assigned, received, disbursed. Accurately balances to teller terminal close report and remits daily work to appropriate supervisor for disposition. Perform required OFAC (Office of Foreign Assets Control) screens as outlined in the Non-Member Verafin Processing policy and reports any positive matches to the BSA Group. Complies with BSA requirements of completing CTR and SAR. Fosters and maintains relationships with members. Responsible for providing prompt, professional, helpful, knowledgeable and courteous member service. Investigates member concerns, researches and recommends a resolution. Ensures we are meeting expectations with member service satisfaction results. What You Bring High school diploma or equivalent Minimum one year of customer service experience Personal computer experience to include Microsoft Office products Is This You? You're energized by creating meaningful connections and delivering strategic solutions You stay focused under pressure and prioritize precision in your work You take initiative, own your projects, and consistently aim for high-quality results You're looking to build a long-term career where your skills can grow and evolve Our Commitment At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth-for both our members and our employees. Apply today to join a trusted organization that values your contribution and invests in your future. If selected, next steps may include a phone or in-person interview. universal banker; banker; personal banker; financial institution; bank teller; customer service; cash handling; retail banking;
    $29k-36k yearly est. Auto-Apply 19d ago
  • Part Time Teller

    Heartland Credit Union Il 3.8company rating

    Springfield, IL job

    Heartland Credit Union is seeking a highly motivated and positive individual with a propensity to serve others to fill the position of part-time Teller. Our tellers engage with our members regarding various types of financial transactions concerning their accounts and other business affairs. Qualified candidates must have familiarity and adeptness with computers, as well as prior customer service experience. Cash handling experience is also strongly preferred. HCU provides a competitive salary and benefits package as well as a respectful, friendly and thriving workplace culture.
    $28k-33k yearly est. 60d+ ago
  • Accounting Operations Specialist

    Scott Credit Union 3.8company rating

    Remote or Edwardsville, IL job

    Accounting Operations Specialist - Accounting Department; Home Office Branch Banking • Full-Time • Accounting Scott Credit Union is hiring an Accounting Operations Specialist in Edwardsville, IL to support our financial operations and help ensure accuracy, efficiency, and compliance across the organization. If you're detail-oriented, skilled at problem-solving, and thrive in a collaborative, service-driven environment, we'd be excited to welcome you to our award-winning team. Schedule: Full-time | Monday-Friday Work Location Status: Fully on-site for the first 30-90 days at the Edwardsville, IL Headquarters. After successful completion of probationary period, position may be eligible for hybrid or remote work. *Employees in hybrid or remote roles may be required to return on-site periodically for meetings, events, or other work-related needs as determined by their manager. About the Role The Accounting Operations Specialist is responsible for the ACH and Share Draft Processing, EFT Processing and Maintenance, and Return Deposited Item Processing. Why Join Scott Credit Union? Scott Credit Union has been designated a Top Workplace by the St. Louis Post-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth. Benefits include: 11 paid holidays and competitive PTO 401(k) with employer match Medical, dental, vision, and life insurance Short-Term Disability, including maternity leave Tuition reimbursement program “Dress for your day” policy Career advancement opportunities Supportive, team-oriented culture What You'll Do Return deposited item processing Share draft processing Wire processing Bill Pay processing ACH processing Balance Internal GL and DDA Accounts Assists with month end balancing What You Bring Associate's degree in Business or Accounting or equivalent work experience Experience with Microsoft Office including Word and Excel AAP (Accredited ACH Professional) Certification and NCP (National Check Professional) Certification Is This You? You're energized by creating meaningful connections and delivering strategic solutions You stay focused under pressure and prioritize precision in your work You take initiative, own your projects, and consistently aim for high-quality results You're looking to build a long-term career where your skills can grow and evolve Our Commitment At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth-for both our members and our employees. Apply today to join a trusted organization that values your contribution and invests in your future. If selected, next steps may include a phone or in-person interview. finance; processing;
    $38k-48k yearly est. Auto-Apply 16d ago
  • Branch Manager

    Heartland Credit Union Il 3.8company rating

    Springfield, IL job

    Heartland Credit Union is seeking a highly motivated & experienced professional to manage one of its local branches in Springfield, IL. Qualified candidates must have robust lending, sales and management experience; as well as a desire to serve our members and develop, and motivate employees. Applicants must have proficiency with technology and a keen attention to detail. Three to five years experience in management within a financial institution a must, and a Bachelors degree preferred.
    $38k-46k yearly est. 4d ago
  • Mortgage Loan Processor

    Heartland Credit Union Il 3.8company rating

    Springfield, IL job

    Job Description Heartland Credit Union, located in Springfield, IL, is seeking a qualified candidate to fill the position of on-site Mortgage Loan Processor. This individual is responsible for gathering, inputting, review and processing of all first mortgages and occasionally second mortgage loan documents. Work includes communicating with borrowers, as well as multiple members of the internal mortgage team to ensure timelines and touchpoints are executed effectively. Post approval, the processor continues to review files evaluating for open conditions and prepares loan for closing including any disbursals; ensuring a smooth process with Mortgage Loan Officers, buyers, sellers and Realtors. Qualified candidates must have one to three years similar or related experience in mortgage lending, a keen attention to detail, and a commitment to exceptional service. Experience and familiarity with Encompass software platform preferred. Job Posted by ApplicantPro
    $41k-49k yearly est. 6d ago
  • Mortgage Loan Originator - Metro St. Louis

    Scott Credit Union 3.8company rating

    Collinsville, IL job

    Are you passionate about helping people achieve their dreams of homeownership? Scott Credit Union is seeking a skilled and motivated Mortgage Loan Originator (MLO) in the St. Louis area to join our team!! Ready to make a difference in people's lives and grow your career? Apply now and be a part of our mission to turn dreams into reality! The MLO position works varied hours and schedule depending on operational needs. Purpose, Mission, Vision, Values At Scott Credit Union, we are committed to upholding our purpose, mission, vision, and values. Our Purpose guides everything we do as an organization and is supported by our actionable Mission, Vision, and Values. If our chosen purpose, mission, vision, and values resonates with you and you want to find meaning in your work, we hope you will apply to become a part of our team! Purpose: To be with our members through every phase of their financial journeys, providing financial solutions that support them, their families, and their communities. Mission: Members. Value. Community. Vision: Building Better Financial Futures. Values: Accountability - I take pride and ownership in all I do.Diversity - I support the diverse and inclusive work environment that is fostered by Scott Credit Union.Growth - I will pursue professional development with the encouragement of Scott Credit Union.Integrity - I will maintain the highest ethical standards.Service Excellence - I am devoted to continuously "WOW"ing members and each other through the 3e Promise. Why You Should Join Our Team Scott Credit Union is a recipient of the St. Louis Post-Dispatch Top Workplaces Award 2024, the eleventh time since 2012. This year, SCU was recognized as one of the Top Workplaces for our dedication to our people-first culture. The Top Workplaces award highlights SCU's commitment to creating a positive and supportive work environment, where employees thrive and contribute to the organization's overall success. Our team is our #1 priority, and we are proud to offer great benefits and perks, such as 11 paid holidays, competitive paid time off (PTO), Short-Term Disability (STD) that includes maternity leave, 401k with employer match, medical, dental, vision, and other insurance options, educational reimbursement program, employee assistance programs, opportunities for career advancement, casual “dress for your day” dress code, a positive team-oriented culture, and much more! A comprehensive benefit guide with a full list of our benefits can be found on our career page, scu.org/careers/. The Day to Day as a Mortgage Loan Originator An MLO is responsible for guiding members through the mortgage application process, along with soliciting residential mortgages from various sources including realtors, builders, financial professionals, existing and potential new members; providing mortgage support to branches; producing high quality loans which meet SCU guidelines while providing exceptional member service. A typical day will look like: Develop referral contacts with realtors, builders, financial professionals and personal contacts through cold calling, networking and community involvement. Maintain up to date knowledge of SCU in-house and secondary market mortgage products and related regulations, policies and procedures. Interview loan applicants at realtor's office, SCU branch location or other location to suit member's needs and provide program recommendations. Quote current mortgage interest rates and provide closing cost information. Request and/or collect applicable documentation from each loan applicant and forward file to Loan Originator Assistant and/or Mortgage Loan Processor within 48 hours of loan application. Guide loan applicants through the mortgage process from application to closing. Maintain up to date knowledge of SCU product offerings and cross-sell the services of the Credit Union with each individual member, when applicable. Coordinate with Supervisor and Marketing Department to conduct mortgage workshops and seminars. Are You a Good Fit? Ask yourself the below questions to help determine if this job is the right fit for you. Do you enjoy engaging with people and providing exceptional customer service? Do you enjoy working in a diverse environment with diverse members? Do you work well in a teamwork atmosphere but also independently? Are you organized while maintaining accuracy and completing tasks? Do you take pride and ownership in all that you do? If you answered yes to these questions, we hope you apply! To Be Considered, You'll Need: High School Diploma or equivalent. Two years' experience in real estate or lending. Working knowledge of personal computers and lending systems. A valid driver's license, reliable vehicle for extensive local travel and state minimum insurance coverage. Are You Ready to Join Our Team? If this sounds like the right opportunity for you, we hope you apply today! If selected as a candidate, next steps may include a phone interview to go over the basics and/or an in-person interview to learn more about your experiences and qualifications. Mortgage Loan Officer; Loan Origination
    $33k-42k yearly est. Auto-Apply 7d ago
  • Financial Services Representative

    Scott Credit Union 3.8company rating

    Columbia, IL job

    Financial Service Representative - Branch Network Department; Columbia Branch Banking • Full-Time • Branch Network Scott Credit Union is hiring a Financial Service Representative in Columbia, IL to help support our members and strengthen our connection with the community. If you're passionate about delivering exceptional service, skilled at building relationships, and thrive in a collaborative, people-focused environment - we'd be excited to welcome you to our award-winning team. Schedule: Full-time | Monday-Saturday, Saturday rotation as scheduled Work Location Status: Fully on-site at the Columbia, IL Branch About the Role Financial Service Representatives are one of the primary points of contact for SCU members. They are responsible for creating an exceptional member experience by engaging with members who walk into the branch, over the phone and through outbound calling efforts. During their conversations, Financial Service Representatives are to educate members on the products and services SCU has to offer and resolve any questions or issues that arise. Why Join Scott Credit Union? Scott Credit Union has been designated a Top Workplace by the St. Louis Post-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth. Benefits include: 11 paid holidays and competitive PTO 401(k) with employer match Medical, dental, vision, and life insurance Short-Term Disability, including maternity leave Tuition reimbursement program “Dress for your day” policy Career advancement opportunities Supportive, team-oriented culture What You'll Do Responsible for identifying, educating, presenting and cross selling SCU products and services to new and existing members in accordance with SCU's member engagement model. Responsible for meeting individual sales and operational goals as well as assisting the branch team in achieving branch goals. Maintain cross functional capabilities. Process financial transitions for members including opening and closing of accounts. Input, review, negotiate and close member loan application requests. Process deposits and withdrawals from accounts. Efficient in all teller duties as needed. Daily opens and closes his/her teller terminal, accounts for cash assigned, received, disbursed. Accurately balances to teller terminal close report and remits daily work to appropriate supervisor for disposition. Perform required OFAC (Office of Foreign Assets Control) screens as outlined in the Non-Member Verafin Processing policy and reports any positive matches to the BSA Group. Complies with BSA requirements of completing CTR and SAR. Fosters and maintains relationships with members. Responsible for providing prompt, professional, helpful, knowledgeable and courteous member service. Investigates member concerns, researches and recommends a resolution. Ensures we are meeting expectations with member service satisfaction results. What You Bring High school diploma or equivalent Minimum one year of customer service experience Personal computer experience to include Microsoft Office products Is This You? You're energized by creating meaningful connections and delivering strategic solutions You stay focused under pressure and prioritize precision in your work You take initiative, own your projects, and consistently aim for high-quality results You're looking to build a long-term career where your skills can grow and evolve Our Commitment At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth-for both our members and our employees. Apply today to join a trusted organization that values your contribution and invests in your future. If selected, next steps may include a phone or in-person interview. universal banker; banker; personal banker; financial institution; bank teller; customer service; cash handling; retail banking;
    $29k-36k yearly est. Auto-Apply 28d ago
  • Teller

    Scott Credit Union 3.8company rating

    Fairview Heights, IL job

    Teller - Branch Network Department; Fairview Heights Branch Banking • Part-Time • Branch Network Scott Credit Union is hiring a Teller in Fairview Heights, IL to help support our members and strengthen our connection with the community. If you're passionate about delivering exceptional service, skilled at building relationships, and thrive in a collaborative, people-focused environment - we'd be excited to welcome you to our award-winning team. Schedule: Part-time | Monday-Saturday Work Location Status: Fully on-site at the Fairview Heights, IL Branch. About the Role Tellers are one of the primary points of contact for SCU members. They are the first, and often only face our members see. Tellers must engage with SCU members and process their transactions efficiently and accurately. They are responsible for educating members about SCU products and services as well as providing an exceptional member experience. Why Join Scott Credit Union? Scott Credit Union has been designated a Top Workplace by the St. Louis Post-Dispatch and USA Today for our people-first culture and strong employee engagement. We invest in our diverse team with competitive benefits, meaningful work, and clear paths for growth. Benefits include: 11 paid holidays and competitive PTO 401(k) with employer match Medical, dental, vision, and life insurance Short-Term Disability, including maternity leave Tuition reimbursement program “Dress for your day” policy Career advancement opportunities Supportive, team-oriented culture What You'll Do Operates on-line teller terminal and accurately records amounts received and prepares reports of transactions. Perform required OFAC (Office of Foreign Assets Control) screens as outlined in the Non-Member Verafin Processing policy and reports any positive matches to the BSA Group. Complies with BSA requirements of completing CTR and SAR. Foster and maintains relationships with members responsible for providing prompt, professional, helpful, knowledgeable and courteous member service. Investigates member concerns, researches and recommends a resolution to branch management. Ensure we are meeting expectations with member service satisfaction results. Educate members on SCU Products and Services including referring members to FSR's, mortgage, business lending/services and investments. Daily opens and closes Teller terminal, accounts for cash assigned, received, disbursed. Accurately balances to teller terminal close report and remits daily work to Teller Supervisor for disposition. What You Bring High school diploma or equivalent Customer service experience Personal computer experience to include Microsoft Office products Is This You? You're energized by creating meaningful connections and delivering strategic solutions You stay focused under pressure and prioritize precision in your work You take initiative, own your projects, and consistently aim for high-quality results You're looking to build a long-term career where your skills can grow and evolve Our Commitment At Scott Credit Union, our purpose is to support members through every phase of their financial journey. We believe in accountability, integrity, diversity, service excellence, and continuous growth-for both our members and our employees. Apply today to join a trusted organization that values your contribution and invests in your future. If selected, next steps may include a phone or in-person interview. teller, universal banker, cash handling, financial institution
    $26k-31k yearly est. Auto-Apply 42d ago

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