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Visa jobs in Austin, TX - 147 jobs

  • Consultant, Risk Solution Services

    Visa 4.5company rating

    Visa job in Austin, TX

    Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The mission of the Risk Solution Services (RSS) division is to provide expert managed services that secure and optimize the payments lifecycle by proactively increasing acceptance and preventing fraud. We leverage Visa's global expertise with AI, machine learning and proven best practices to help clients stay ahead of emerging threats and enable secure, seamless payments. On a foundation of trust and integrity, we are driven by partnership, accountability, and outcomes. We work side-by-side with our clients to understand their unique challenges and deliver tailored solutions to protect their business. Our success is measured by the trust we build, the resilience we enable, and the results we deliver. The Consultant, Risk Solution Services helps Visa clients manage fraud by analyzing data for emerging trends, developing strategies to mitigate risk, and collaborating with clients to implement these strategies using Visa and industry tools. The Consultant maximizes client engagement through automation, GenAI, and machine learning, while effectively communicating portfolio updates and industry insights in a way that drive client success. Essential Functions and Responsibilities: Communication and Presentation: Deliver clear, concise, and tailored communications to internal and external stakeholders. Present complex data and recommendations in accessible formats, ensuring understanding and actionability for clients and partners. Consulting Expertise: Build and foster strategic partnerships with clients, understanding their unique business needs. Provide consultative guidance that supports adoption of Visa products and risk management solutions. Solutions Delivery: Drive client engagement by leveraging automation, GenAI, machine learning, and regular portfolio updates. Ensure seamless delivery and integration of solutions, prioritizing client satisfaction and operational efficiency. Analysis, Data, and Reporting: Utilize advanced data analysis and reporting tools to identify trends, align KPIs with Visa objectives, and generate actionable insights for clients. Continuously enhance automation capabilities for improved reporting. Industry Knowledge: Stay current on payment industry trends and competitive landscape. Share insights with clients, provide education on payment systems, and adapt solutions to address market changes and client needs. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications: 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD 5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) 6 or more years of relevant work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD Experience implementing automation, GenAI, and/or machine learning solutions in a payment or fraud context Advanced skills in data analytics and visualization platforms Demonstrated ability to educate others on payment systems and fraud trends, and adapt strategies based on industry knowledge Proven success in building and maintaining strategic client relationships in a consulting environment Demonstrated expertise in: The payment industry, particularly fraud management Collaborating on enterprise-wide products, projects, or programs Deriving actionable insights from complex data analysis and reporting Delivering professional services and solutions, including automation, GenAI or machine learning Proficiency in Microsoft 365 (Office) and data visualization/presentation tools Exceptional presentation, consultative, and communication skills Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 131,600.00 to 190,650.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
    $76k-93k yearly est. 9d ago
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  • Product Analyst

    Visa 4.5company rating

    Visa job in Austin, TX

    Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The Product Analyst will be responsible for assisting in developing requirements and delivering value to customers through API and UI-driven applications. As a member of the Global Product team, the Product Analyst will interact with business stakeholders to inform strategy on key initiatives and collaborate with the Technology organization to implement a delivery plan for features & functionality. They will support the Lead, Product Management and assume ownership of portions of the customer-facing portal. Daily activities will range from research & planning, communicating with stakeholders, writing user stories, interacting with design & development teams, and defining test cases and conducting acceptance testing for both API and UI deliverables. Essential Functions: You will actively seek customer and partner input data as a source of product innovation You will assist to complete end-to-end analysis that includes data gathering, analysis, and presentations, focusing on EMVCo requirements and compliance for payment network both international and domestic schemes. You will own and build technical product requirements, incorporating measurable outcomes solving for business and customer needs Collaborate with cross-functional teams in all aspects of the product lifecycle You will take ownership of UI components, including requirements definition, delivery planning, acceptance testing, and commercialization collaboration Actively participate in strategic direction of the product and the platform You will act as an escalation point for product functionality inquiries and production support You will provide transparent communication to relevant parties on product decisioning and status You will collaborate with internal teams to perform ad-hoc analysis to identify transaction processing root causes, measure the impact of a platform bug, quantify the opportunity of an idea, or support better decision-making. Craft solutions in partnership with technical architecture team, delivering global scale and world-class customer value to large enterprise partners Represent the organization and product in internal reviews and during client engagements Act as a product owner for an agile delivery team on an as-needed basis Leverage tools such as JIRA to manage project tracking and build delivery plans Apply agile principles to daily interactions and play an active role in continuous improvement This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications: 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications: 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) 1+ years of product management or software delivery experience You have prior understanding of payments ecosystem and FinTech environments Experience with card not present authentication protocols, primarily EMV 3DS is highly preferred You have prior experience working in a hybrid environment You have a proven ability to take initiative and work independently Proven analytical and decision-making abilities You are comfortable presenting in a group atmosphere Demonstrated success in roadmap planning and strategic product planning Track record of documenting acceptance criteria and delivering on project plan outcomes Strong understanding of software architecture and development lifecycle Knowledgeable in e-commerce and digital payments Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 110,700.00 to 156,550.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
    $77k-103k yearly est. 20d ago
  • Client Manager - US Large Market

    American Express 4.8company rating

    Austin, TX job

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. The GCS U.S. Large Enterprises Client Group manages strategic corporate payment relationships with clients, including many multi-national organizations and acquires new corporate payments customers with revenue over $300M. This Manager, Large Enterprises Client Group is responsible for deepening strategic account relationships and growing the corporate payments spend in a portfolio. **Job Responsibilities:** + Serve as payments expert for all corporate payments solutions within portfolio to deliver on the GCS value proposition. + Engage, develop and strongly influence mobilizers across multiple levels within the client's organization to demonstrate American Express' differentiated value and achieve profitability objectives. + Maintaining detailed understanding of the customers' business, their organizational goals and objectives. + Attend earnings calls, review annual financial reports, 10-K, and other financial tools to help identify and analyze client growth opportunities. + Interface with various divisions of American Express to develop and implement customized and strategic account plans. + Achieve portfolio growth and retention targets. + Influence and innovate to overcome complex client barriers, resolve escalated issues, and manage internal stakeholders. + Lead development of proposals and pricing for client renewal and expansion, negotiate client contracts, and oversee implementation of solutions. + Identify portfolio growth opportunities and deliver on plan to achieve, collaborating with internal resources to maximize/expand supplier network and spend growth. + Proactively provide expertise on policies, benchmarking, and recommendations to optimize programs, reduce costs and drive efficiencies for clients. + Identify and develop relationships with decision-makers within client organizations to influence program management and growth. **Qualifications:** + Seeking a minimum of 5 years prior strategic relationship management and/or sales experience. Ideal skill set includes the following: + Must possess a sense of urgency to drive results. + Experience with managing complex and challenging clients. + Ability to foster and build new executive relationships and develop a strong web of influence within the defined client portfolio. + Demonstrate a deep resilience to drive results and win. + Entrepreneurial approach to portfolio management; able to identify opportunities and mange through sales process. + Innovative and collaborative approach to solving problems and overcome barriers impacting client value or growth. + Proven relationship management skills demonstrating a comfort level and effectiveness in seeking out and establishing relationships at C-levels and within cross-functional areas within Fortune 500 companies + Demonstrate effective oral and written presentation and communication skills, with the ability to influence internal and external partners. + Ability to gain in-depth understanding of client needs, to develop and execute a client-focused account plan with limited support and guidance. + Ability to effectively present products, technical solutions, and financials to clients in a strategic manner. + Must be able to work in a virtual environment + Ability to effectively influence and manage change and display solid leadership skills. + Sells with integrity, in alignment with compliance and internal partner business requirements. **Qualifications** Salary Range: $89,250.00 to $150,250.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions. **Job:** Sales **Primary Location:** United States **Schedule** Full-time **Req ID:** 25023645
    $89.3k-150.3k yearly 3d ago
  • Lead Front End Developer - Agentic AI Platform

    Mastercard 4.7company rating

    Austin, TX job

    Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Lead Front End Developer - Agentic AI Platform About Mastercard Mastercard is a global technology company in the payments industry, connecting billions of consumers, financial institutions, merchants, governments, and businesses worldwide. We are driving the future of commerce by enabling secure, simple, and smart transactions. Artificial Intelligence is at the core of our strategy to make Mastercard stronger and commerce safer, smarter and more personal. Overview At Mastercard, we're building an Agentic AI platform to transform how our products and services deliver intelligent, personalized experiences. We are looking for a skilled Lead Front-End Developer to create intuitive, accessible, and engaging user interfaces that connect users seamlessly to AI-powered capabilities. You'll be responsible for turning design concepts into interactive, production-ready experiences that align with Mastercard's design standards and deliver exceptional usability. As a Lead Front-End Developer, you will design, develop, and optimize the platform's user-facing components. You will work closely with UX designers, backend engineers, and AI engineers to ensure the platform's interface is both visually appealing and functionally robust, following Mastercard's brand and design guidelines. Key Responsibilities * Front End Development - Build and enhance responsive, user-friendly interfaces for the Agentic AI platform using modern front-end frameworks (e.g., React, Angular, or Vue.js). * Design System Alignment - Implement Mastercard's design guidelines, ensuring brand consistency, accessibility, and usability across the platform. * Integration - Connect front-end interfaces to backend services and APIs, ensuring efficient data flow and dynamic interactions. * Performance Optimization - Ensure fast load times, smooth interactions, and scalable design for a variety of devices and browsers. * Testing & Quality Assurance - Write unit and integration tests and participate in code reviews to maintain high-quality standards. * Continuous Improvement - Stay up to date with emerging front-end technologies and best practices to enhance platform capabilities. All About You: * Strong proficiency in HTML5, CSS3, JavaScript/TypeScript, and one or more modern front-end frameworks (React preferred). * Experience implementing responsive and accessible web applications (WCAG compliance). * Familiarity with RESTful APIs and integrating front-end with backend services. * Understanding of UI/UX principles and ability to collaborate effectively with designers. * Knowledge of version control tools (e.g., Git) and CI/CD workflows. * Experience working with design systems or component libraries. * Passion for delivering clean, maintainable, and scalable code. Why Join Us? At Mastercard, you'll help shape the future of AI in global commerce-solving complex problems at scale, enabling financial inclusion, and ensuring the security and trust that define our brand. #AI2 Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard's security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. Pay Ranges Arlington, Virginia: $150,000 - $254,000 USD Austin, Texas: $130,000 - $221,000 USD Boston, Massachusetts: $150,000 - $254,000 USD Purchase, New York: $150,000 - $254,000 USD Seattle, Washington: $150,000 - $254,000 USD
    $78k-108k yearly est. Auto-Apply 60d+ ago
  • Sales Engineering Manager

    Visa 4.5company rating

    Visa job in Austin, TX

    Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description The Visa North America Value Added Services (VAS) Sales Engineering team is seeking a Sales Engineering Manager with proven technical acumen in an Issuer Processing environment. A successful candidate must be a strategic thinker with strong analytical and problem-solving skills, as well as possessing an exemplary record of client facing interactions. The Sales Engineering Manager must possess and maintain a high level of knowledge and technical understanding of all DPS processing systems (DPS Core, DPS+, Forward) and value-added products and services. The Sales Engineering Manager will lead the necessary solutioning activities, including white boarding sessions, help position the pitch and present directly to clients in support of net new DPS wins and client retention. In this role, collaboration is key, and the successful candidate will represent Sales Engineering on multiple cross functional teams including internal product steering committees. Responsibilities: * Maintain knowledge across all Issuer Solutions and Value-Added Services, with a focus on API products and new/emerging DPS technologies and product offerings (i.e. Forward). * Organize and lead client ideation and API white-boarding sessions with net new prospects and existing clients. * Create client specific comprehensive documentation for technical discussions during pre-sell ideation process. * Support the net new sales team throughout the sales cycle including collaborative client presentations (on-site and virtually). * Support the cross sales effort to increase Visa processing volume and expand penetration of Visa processing and solutions by building customized materials to position Visa and DPS as the best partner. * Work across product teams to gain knowledge and create materials to lead knowledge sharing sessions, ensuring sales teams are well educated and up to date on all Value Added Services products and services. * Lead efforts to collaborate with third party providers to further understand DPS opportunities, roadmap development and integration with mutual clients. (Mobile app providers, Host/Core providers). * Actively participate in RFP Process, and updating the Responsive content tool. * Foster in-depth and productive relationships at all levels with clients and within Visa. * Support various ad-hoc internal projects as assigned. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Sponsorship is not supported for this role, including but not limited to OPT, CPT, F1, H1B, EAD, etc. This position may require up to 20% travel. Qualifications Basic Qualifications: * 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications: * 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD * Experience with Payment Industry required. * Understanding of Digital enablement, banking and integrations. * Experience with related sales, product and/or management experience in the payments industry preferred. * Proven track record of successful sales and/or relationship management. * Experience in executing effective sales strategies for new payment products and services preferred. * Proven ability to implement strategic initiatives with efficiency, professionalism and with demonstrated trouble shooting/problem solving skills. * Experience with FI relationships, analysis, finance, and reporting. * Ability to manage & grow internal and external resources and cross functional relationships. * Ability to communicate and manage relationships with all levels of the client's organization. * Ability to work independently and in collaboration with high level of success/achievement. * Ability to travel as needed to ensure adequate on-site interaction with the client. * Exceptional customer service and advocacy experience and mindset. * Excellent written and oral communication skills. * Proficient in Microsoft Word, Excel, and PowerPoint, Postman or equivalent. Unique Knowledge and Skills: * Strong knowledge of Operational and IT payment processing environments. * Strong understanding of Visa and DPS API functionality * Knowledge of the processing environment, key players, and market positions. * Exceptional written and verbal communication skills with the ability to establish effective relationships across all levels of management. * Keen interest in innovation and technology. * Exceptional ability to manage & foster internal and external resources and cross-functional relationships. * Strong analytical skills and attention to detail. * Comfortable with providing client demos representing Forward APIs. * Comfortable with ambiguity and operating in an environment synonymous with change. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position may require up to 20% Travel Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 159,200.00 to 230,850.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
    $107k-135k yearly est. 31d ago
  • Manager - Risk Management

    American Express 4.8company rating

    Austin, TX job

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. **How will you make an impact in this role?** How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you're finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex. The incumbent will play a key role in representing Risk Management in U.S. Consumer new product development initiatives, in close partnership with functional teams across Credit and Fraud Risk (CFR). The incumbent will collaborate across all Credit and Fraud Risk (CFR) functions to create comprehensive and robust credit strategies for banking products. The incumbent will also work in collaboration with non-CFR teams, including Product Management, Corporate Development, Marketing, Finance, Compliance, GCO, Servicing, and Technologies in order to evaluate the impacts of new initiatives on business economics. This position requires strong analytical and communication skills, with an ability to interact with and influence colleagues and senior leaders in CFR and across the enterprise. **Responsibilities:** + Represent CFR in the U.S. Consumer New Product Development process; provide input and consulting to deal teams through the development lifecycle - evaluation, proposal, and launch + Review deal pipelines, perform risk due diligence on prospective partners and portfolios, and provide risk inputs into deal contracts + Perform benchmarking analyses using internal and external data to predict product performance metrics and behaviors - e.g., approval rate, spend, revolve, write-off + Develop end-to-end risk management strategies for new products, implement strategies, policies, and controls, and monitor and assess post-launch performance + Define risk management strategies for banking products; implement policies, processes, and controls; monitor and actively manage portfolio credit metrics. **Minimum Qualifications:** + Learning agility and rigor for using analysis to solve complex business problems + Deep understanding of card economics + Comfort and proven ability to drive results under tight timelines, often with limited information + Effective and succinct communication, adjusting style for channel and audience + Ability to build strong relationships in a cross-functional environment, interacting with and influencing business partners across CFR, Product Management, Corporate Development, Marketing, Compliance, GCO, and Technologies + Strong project management skills with ability to manage multiple competing priorities + Experience working with large datasets; knowledge of Lumi, Python, SQL, and/or other similar programming languages required **Preferred Qualifications:** + Expertise in credit risk management, consumer credit, and card/installment lending economics + Externally focused and aware of the latest technology and market trends in payment, credit trends, and credit behavior + Familiar and pays attention to external/industry development in the payments industry + Adaptability in a quickly changing environment + Advance degree in an analytical field is a plus **Qualifications** Salary Range: $89,250.00 to $150,250.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. **Job:** Risk **Primary Location:** United States **Schedule** Full-time **Req ID:** 25019902
    $89.3k-150.3k yearly 54d ago
  • Chief Systems Architect - Client Engineering

    Visa 4.5company rating

    Visa job in Austin, TX

    Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa's Corporate IT group is on a groundbreaking transformational journey to redefine our approach to technology. We are moving beyond the 'traditional' IT playbook of simply purchasing off-the-shelf solutions. Instead, we are transforming into a true engineering organization where customer experience is paramount, and we create highly leveraged platforms with a focus on operational excellence to ensure our platforms and services are resilient and robust. The Chief Architect, Client Engineering is a senior individual contributor who defines end-to-end architecture, engineering standards, and platform direction for enterprise workstation technologies. The role partners closely with various engineering teams, cyber security, operations, and product teams to design scalable, secure, and user-centric client platforms across Windows, mac OS, and Virtual Desktop Infrastructure (VDI) with Citrix. Job Scope This role is accountable for reference architectures, roadmaps, and technical governance for endpoint platforms and services. The Chief Architect drives complex solution designs, conducts deep technical evaluations, leads major design reviews, and provides hands-on guidance to engineering squads without direct people management responsibilities. Essential Functions: Strategic Architecture and Roadmaps * Own the client engineering reference architecture and multi-year roadmap covering Windows, mac OS, VDI, and Citrix. * Translate business outcomes into platform capabilities and architectural epics with clear success criteria and guardrails. * Produce decision records (ADRs) and cost/benefit analyses to justify technical direction and investment. Platform Design & Integration * Design cohesive end-user experiences across devices, OSs, and access patterns, integrating identity, security, collaboration, and management tooling. * Define patterns for automated provisioning (Autopilot/ABM/DEP), configuration (Intune/Jamf), software distribution, patching, and telemetry. * Architect resilient, scalable VDI/Citrix solutions (resource locations, image management, profiles, app layering, HDX policies, capacity planning). Security by Design * Embed Zero Trust, least privilege, and hardware-backed attestation into endpoint architectures (Windows Hello for Business, FileVault/BitLocker, Conditional Access). * Partner with Cyber Security to threat-model changes and codify controls as policy-as-code across platforms. Innovation & Continuous Improvement * Evaluate emerging capabilities (Autopatch, Windows 11 features, mac OS changes, Citrix cloud services, AI-driven device health) and run proofs-of-value. * Establish measurable experiments, scale what works through patterns, modules, and reusable reference implementations. Execution Excellence * Lead design reviews, RFCs, and readiness gates for major releases (OS upgrades, image updates, platform migrations). * Provide tier-4 escalation guidance on complex incidents and drive root-cause and reliability improvements (SLOs, error budgets). Collaboration, Influence & Communication * Acts as a force multiplier by empowering teams, mentoring engineers, and building scalable systems and processes that amplify impact beyond individual contributions. * Communicate complex strategies in clear, outcome-focused language for executives and in actionable detail for engineers. Governance & Metrics * Define architecture standards, reference builds, compliance checks, and automated drift detection. * Instrument platforms with telemetry to track reliability, performance, security posture, and user experience (e.g., logon time, boot time, crash rate). Leadership Behaviors (for Individual Contributors) * Strategic Thinking: Anticipate platform evolution and align designs to enterprise objectives and total cost of ownership. * Influencing Skills: Drive adoption of patterns and standards across global teams through credibility, clarity, and outcomes. * Business Case Expertise: Build data-driven cases for change with ROI, risk, and user impact quantified. * Executive Presence: Represent architecture choices confidently in reviews, steering committees, and incident postmortems. * Culture Stewardship: Model inclusive, low-ego collaboration, mentor engineers and uplift engineering excellence. * Change Leadership: Plan and socialize change, de-risk cutovers, and land change with measurable benefits and minimal disruption. * Stakeholder Management: Maintain trusted partnerships with Cyber Security, Networking, Collaboration, End-User Services, and key business units. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications: * 12+ years in endpoint/client engineering or architecture with deep expertise in Windows, mac OS, VDI, and Citrix. * Hands-on architecture and engineering experience with: Intune/Microsoft Endpoint Manager, Autopilot, Group Policy/MDM, Jamf Pro, imaging/zero-touch, packaging, and patch orchestration. * Citrix architecture experience (e.g., Citrix DaaS/CVAD, StoreFront/Workspace, Gateway, FAS, PVS/MCS, profile management, HDX optimization). * Identity and access patterns: Azure AD/Microsoft Entra, Conditional Access, device compliance, SSO, cert lifecycle, PAM for admins. * Endpoint security controls: EDR, disk encryption, firewall, application control, privilege management, and vulnerability remediation. * Proven ability to create high-quality architecture documents, diagrams, and ADRs, strong written and verbal communication skills. * Demonstrated ability to lead through influence, facilitate design decisions, and mentor engineers without direct authority. Preferred Qualifications: * Experience with large-scale OS upgrades (Windows 11, annual mac OS releases) and image lifecycle automation. * Automation and IaC: PowerShell, Python, Git, CI/CD for configuration/policy-as-code, desired state with Intune/Jamf APIs. * Monitoring & EUEM: Log analytics, endpoint analytics, DEX/UX tools SLO/SLA design. * Cost optimization and capacity planning for Citrix/VDI and device fleets. * Prior experience in regulated or high-availability environments, formal risk assessment and change management discipline. * Relevant certifications (e.g., Microsoft, Apple, Citrix, Cyber Security). Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this position is $195,800.00 to $313,500.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
    $101k-127k yearly est. 2d ago
  • Principal Member of Technical Staff

    at&T 4.6company rating

    Austin, TX job

    This position requires office presence of a minimum of 5 days per week and is only located in the location(s) posted. No relocation is offered. Join AT&T and help shape the future of communications and technology that connect the world. We value innovators who seek to explore the unknown and challenge the status quo. Bring your bold ideas and fearless spirit to redefine connectivity and transform how people share stories and experiences. At AT&T, you won't just imagine the future-you'll build it. This position is for an experienced Principal Member of Technical Staff to lead the design, development, and experimental evaluation of cutting-edge wireless network technologies, with a particular focus on integrated sensing and communication (ISAC), AI/ML and next-generation cellular systems such as 6G. This role involves the creation and management of advanced hardware and software testbeds to facilitate rigorous experimentation, data acquisition, and analysis that underpin AT&T's technology leadership. The successful candidate shall be recognized by their peers as a technical leader in this area and demonstrate the ability to develop new technology solutions, co-lead projects, and provide technical leadership related to AT&T's 5G-Advanced/6G cellular networks. What You'll Do: Lead the design and implementation of wireless network testbeds and experimental frameworks centered on 6G and emerging technologies. Execute hands-on field experiments to validate innovative wireless applications and methodologies. Collaborate closely with research and systems engineering teams to analyze large-scale experimental datasets and translate findings into practical, deployable solutions. Represent AT&T Labs in relevant industry consortia, standards organizations, and technical forums. Oversee laboratory operations, including budgeting, procurement of prototyping hardware/software, and resource management. Mentor and guide technical staff and interns while ensuring thorough documentation of experimental procedures and lab activities. Development of intellectual property (patents) for AT&T is encouraged. What You'll Bring: Demonstrated expertise in wireless system integration and development, with a strong command of 3GPP-based Radio Access Network (RAN) technologies and Layer 1 (L1) protocol knowledge. Proven background in wireless experimentation, RF front-end design, digital signal processing, and application of AI/ML techniques. Proficiency in programming languages and tools including C/C++, Python, PyTorch, and MATLAB. Exceptional analytical, communication, and leadership abilities. What You'll Need: Ability to solve complex, critical problems related to significant and unique issues at the system and unit level. Ability to use extensive testbed development experience and interpretative thinking, utilizing innovative methods to develop technology proofs-of-concept to help advance AT&T's ability to ingest such technologies into the network. Ability to articulate complex technical concepts to a range of audiences, including partnering with other companies. Excellent people skills and ability to promote good working relationships. Our Principal Member of Technical Staff, earns between $180,200-$270,400.00 USD Annual, Not to mention all the other amazing rewards that working at AT&T offers. Individual starting salary within this range may depend on geography, experience, expertise, and education/training. Joining our team comes with amazing perks and benefits: Medical/Dental/Vision coverage 401(k) plan Tuition reimbursement program Paid Time Off and Holidays (based on date of hire, at least 23 days of vacation each year and 9 company-designated holidays) Paid Parental Leave Paid Caregiver Leave Additional sick leave beyond what state and local law require may be available but is unprotected Adoption Reimbursement Disability Benefits (short term and long term) Life and Accidental Death Insurance Supplemental benefit programs: critical illness/accident hospital indemnity/group legal Employee Assistance Programs (EAP) Extensive employee wellness programs Employee discounts up to 50% off on eligible AT&T mobility plans and accessories, AT&T internet (and fiber where available) and AT&T phone. #LI-Onsite - Full-time office role- Ready to join our team? Apply today. Weekly Hours: 40 Time Type: Regular Location: USA:TX:Austin / Arboretum Blvd - Adm/lab:9505 Arboretum Blvd:Floors 1 Thru 9 Salary Range: $180,200.00 - $270,400.00 It is the policy of AT&T to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, AT&T will provide reasonable accommodations for qualified individuals with disabilities. AT&T is a fair chance employer and does not initiate a background check until an offer is made.
    $180.2k-270.4k yearly Auto-Apply 19d ago
  • Paralegal

    Visa 4.5company rating

    Visa job in Austin, TX

    Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Visa is seeking a highly motivated, collaborative team player to serve as Paralegal on the Global Risk and Compliance Legal team, responsible for managing and coordinating complex risk and regulatory matters across Visa's 200 markets and territories. The primary focus of the role will be to support the Global Risk and Compliance Legal team with contract and other document review and revision, global regulatory surveys, monitoring for and providing analysis of regulatory developments, document management and retention, compiling reports of key developments relevant to the team, stakeholder alignment, maturing internal processes, and special projects. Essential Functions • Support Global Risk and Compliance Legal team with responses to inquiries and correspondence, contract review and revision. • Monitor legislative and regulatory developments on key issues globally. • Partner with cross-functional legal and business teams on various risk and regulatory matters and special projects. • Support overall team operations, including updating and maintaining databases, document management and retention, formatting and proofreading documents, preparing presentations, reports, and agendas, and other deliverables as needed. • Design, recommend, and implement new processes and procedures to increase group efficiency. • This position requires a highly organized, detail-oriented and collaborative team player who is comfortable in a fast-paced environment and with managing multiple time-sensitive deadlines on priority issues. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications 2 or more years of work experience with a Bachelor's Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD) Preferred Qualifications 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) Bachelor's degree and a minimum of 5 years of relevant legal work experience, Paralegal certificate or applicable license Prior experience supporting attorneys with filings, submissions, and correspondence with governments and regulators. Highly organized, detail-oriented, and effective time-management skills. Strong analytical skills and ability to collaborate and execute high-priority tasks in a team environment. Effective verbal and written communication skills in all interactions across a wide range of stakeholders including internal clients, senior management, legal and business colleagues, and external counsel. Strong sense of accountability, taking ownership over projects and responsibilities and proactively problem-solving issues. Ability to manage multiple time-sensitive priorities in a fast-paced environment. Expertise in Microsoft Office programs including Word, Excel, PowerPoint, Outlook, and Teams, as well as database management. Expertise in AI systems such as CoPilot, ChatGPT, and Perplexity. Applicable experience as a paralegal, preferably with an international law firm or the in-house legal department of a large global company. Experience with specific practice groups is highly desirable (e.g., regulatory, risk management, financial services). Ability and willingness to take initiative to continuously improve internal processes. Prior project management experience and evidence of strong organization skills is strongly preferred. High-quality and accurate written work product and experience conducting and distilling legal research and reviewing public filings. Practical and proactive problem-solver with a strong business acumen. Must be confident, mature and calm under pressure. Self-starter with a calm and positive attitude, highly collaborative mindset, professionalism, collegiality, and desire to make an impact. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 89,200 to 133,650 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
    $48k-64k yearly est. 4d ago
  • Sr. Associate Counsel, Global Regulatory Affairs

    Visa 4.5company rating

    Visa job in Austin, TX

    Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa is seeking a lawyer to join its growing Global Regulatory Affairs team. The position will report to a Senior Managing Counsel, Global Regulatory Affairs. The role includes responsibility for managing and coordinating complex regulatory matters. The attorney will work closely with experienced lawyers across the globe and different practice groups to support and advise internal Visa teams, help develop the company's thought leadership and strategy in key regulatory areas, conduct factual and legal research, respond to government requests and consultations, draft regulatory submissions, and monitor and track legislative developments. Applicants must be skilled at managing multiple priorities in a fast-paced, time-sensitive, and challenging, but highly rewarding, environment; have outstanding communication skills (written and verbal); have excellent judgment and strong analytical, problem solving, client counseling, and negotiation skills; demonstrate strong attention to detail and resourcefulness; be self-motivated, entrepreneurial and a self-starter; be comfortable with using emerging technologies and Artificial Intelligence tools to create innovative and efficient ways to work; and be a confident, creative, forward-thinking, collaborative team player. Visa Is Looking for Someone Who Will Collaborate closely with Visa's global and regional legal, business, and government engagement teams in managing complex and time-sensitive regulatory matters. Support global and regional legal, business, and government engagement teams in developing global regulatory positions and strategy, drafting regulatory submissions to government agencies, driving thought leadership, and supporting direct engagements with regulators and policymakers around the world. Develop global best practices in key areas on an ongoing basis, and ensure global regulatory strategies are applied consistently and effectively across the organization, functions, and regions. Collaborate with regional legal and government engagement teams to monitor and track legislative and regulatory developments and trends and assess impact to the organization. Prepare and deliver regular reports and updates to senior stakeholders regarding regulatory developments. Demonstrate strong attention to detail in all aspects of drafting, research, and communication. Manage multiple priorities, consistently deliver exceptionally high-quality work product, and meet tight deadlines. The position can be based in Atlanta, Austin, San Francisco, or Washington D.C. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications 2 years of relevant work experience with a Bachelor's degree and J.D. from an accredited law school A member of the bar of any U.S. state and in good standing Admitted to practice law in the United States and in good standing Preferred Qualifications 4+ years of relevant work experience with a Bachelor's degree and J.D. from an accredited law school Outstanding written and verbal communication skills Strong academic credentials Strong preference for prior experience in payments, financial services, and/or technology Strong preference for prior experience in law firms with international and regulatory practice groups, in-house counsel roles, large global organizations, or government Must be able to develop strong and collaborative working relationships with colleagues across functions Must be a practical and strategic problem-solver with excellent judgment and intellectual curiosity Must be a self-motivated individual and able to work independently and collaboratively as needed Experience working internationally, and fluency in foreign languages would be a plus Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is $176,800 to $230,000 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
    $176.8k-230k yearly 21d ago
  • Lead Data Scientist - Director Level (IC)

    Visa 4.5company rating

    Visa job in Austin, TX

    Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description The Lead Data Scientist, you will play a crucial role in building our data capabilities, collecting, analyzing, driving insights, and delivering machine learning and AI solutions that enhance our offerings. Your will play a pivotal role in building the organization's “data muscle”, empowering teams to leverage data for smarter decisions, operational excellence and innovation. This is a unique opportunity to work in a fast-paced and startup environment where your contributions will have a direct impact. This role represents an exciting opportunity to make key contributions to Visa's strategic vision as a world-leading data-driven company. The role requires a seasoned professional with deep expertise in data strategy, analytics, governance paired with a hands-on and scrappy mindset to deliver impactful results. The successful candidate must have strong academic track record and demonstrate excellent software engineering skills. The successful candidate will be a self-starter comfortable with ambiguity, with strong attention to detail, and excellent collaboration skills. To be successful in this position, you must be highly effective working both independently and in cross-functional capacities. Essential Functions Formulate business problems as technical data problems while ensuring key business drivers are collected in collaboration product stakeholders. Work with product and engineering to ensure effective solutions. Deliver prototypes and production code based on need. Experiment with in-house and third-party data sets to test hypotheses on relevance and value of data to business problems. Build needed data transformations on structured and un-structured data. Build and experiment with modeling and scoring algorithms. This includes development of custom algorithms as well as use of packaged tools based on machine learning, analytics, and statistical techniques. Devise and implement methods for efficiently monitoring model efficiency and performance in production. Devise and implement methods for automation of all parts of the predictive pipeline to minimize labor in development and production. Contribute to development and adoption of shared predictive analytics infrastructure. Data mining, processing and analyzing large datasets to generate insightful reports. Develop data modeling processes and algorithms to derive meaningful actionable insights from structured and unstructured big data Utilize statistical analysis, data visualization, and machine learning techniques to extract meaningful insights from datasets. Identify and interpret patterns, trends, and correlations within payment data. Generate comprehensive dashboards and reports for organizational leadership to use in a business setting. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications •10 or more years of work experience with a Bachelor's Degree or at least 8 years of work experience with an Advanced Degree (e.g. Masters/ MBA/JD/MD) or at least 3 years of work experience with a PhD Preferred Qualifications •12 or more years of work experience with a Bachelor's Degree or 8-10 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 6+ years of work experience with a PhD •With a track record of successfully delivering complex software systems or services as Senior Data Scientist •Relevant coursework in modeling techniques such as logistic regression, Naïve Bayes, SVM, decision trees, or neural networks. •Ability to program in one or more scripting languages such as Perl or Python and one or more programming languages such as Java, C++, or C#. •Experience with one or more common statistical tools such SAS, R, KNIME, MATLAB. •Deep learning experience with TensorFlow is a plus. •Experience with Natural Language Processing is a plus. •Experience working with large datasets using tools like Hadoop, Spark, MapReduce, Pig, or Hive is a must. •Publications or presentation in recognized Machine Learning and Data Mining journals/conferences is a plus. •Proficiency working with agile methodologies, ceremonies. •Exceptional collaboration and partnership skills with the ability to work in a global environment, drive consensus in cross-functional teams and comfortable operating in a matrix setup •Demonstrated communications and interpersonal skills to interface well with diverse customer audience executives, product, and technology stakeholders. •Solid business acumen, Strong customer centric mindset and Strategic thinker who can balance big picture strategy with tactical needs of day-day execution. •Experience demonstrating strong leadership, self-motivation and accountability •Fast learner on both technical and business side. •Proactive, demonstrate sense of urgency and can do attitude •Detail and results oriented, able to analyze data to justify product decisions and apply key learnings. •Ability to stay organized while managing competing priorities. •Shown leadership capabilities including significant thought leadership, effective decision making, and ability to work towards results. •Excellent social skills with a strong emphasis on emotional intelligence to establish relationships with internal Visa teams and clients •Excellent written and oral communication skills with a flair for getting people excited. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this position is $180,000.00 to $288,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
    $76k-101k yearly est. 60d+ ago
  • Manager - Business Growth Enablement

    American Express 4.8company rating

    Austin, TX job

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. American Express is a leading global payments, network, and travel company, backed by one of the world's most recognized brands. American Express is unique in the payments industry as an issuer of cards as well as a worldwide network that processes millions of merchant transactions daily. We offer the broadest array of charge, credit, prepaid and co brand cards for consumers, small businesses, midsize companies, large corporations and many of the biggest companies in the world. Global Commercial Services (GCS) is a core operating group of American Express and has delivered robust growth over the past decade. GCS partners with corporate clients to help them manage travel expenses and make purchases through proprietary payment solutions and expense management tools. The **Global Corporate Payments B2B Expansion / Deal Advisory Manager** will be responsible for expansion sales across our large and most strategic customers in US markets within our Global Commercial Services (GCS) division. **Overall responsibilities:** + Growing and entrenching business by expanding or cross selling the American Express B2B payment suite to existing GCG/LM clients. + Responsibilities will also include working closely with Global and Large (G&L) CLM teams to identify top B2B opportunities, enhance customer relationships to drive program growth, profitability and client satisfaction. + Role will be required to partner with key SMEs within American Express to ensure robust payment programs are achieved and implemented. + Ongoing program oversight to ensure sustainable supplier management will be a critical component of long term responsibility. + Strong relationship and program management skills will also be required to facilitate SME involvement in designing and implementing robust programs. + The candidate must have the ability to build relationships with key decision makers within existing payments programs to demonstrate the value drivers of American Express payment tools. + The candidate will work closely with our GMNS (MA, COE, CLM) partners to drive enablement success. + The candidate will be responsible for leading key discussions focused on integrating B2B tools with organization's ERP systems as well as conducting full P2P work stream discussions. + The candidate should have a good understanding of our clients technical environments, including ERP systems, procurement systems and P2P solutions **Qualifications:** + Strong track record of identifying and closing complex B2B deals with proven results + Effective communication skills taking a consultative approach to service, sell, entrench and drive success + Strong interpersonal skills to partner with American Express SMES to consult with the client about best practices and other B2B solutions + Ability to build relationships and effectively communicate with Procurement, Finance and Treasury professionals + Strong interpersonal skills to identify and share best practices + Experienced at leading and executing on sales strategies, presentations and subsequent negotiations + Strong financial and analytical skills + Experienced in sourcing and qualifying leads and managing a pipeline of multiple accounts, researching and understanding customer needs, and planning strategically to close the sale through solutions selling + Proven as tenacious, focused and results-oriented + Must be able to work in a virtual environment **Qualifications** Salary Range: $103,750.00 to $174,750.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions. **Job:** Sales **Primary Location:** United States **Schedule** Full-time **Req ID:** 25020688
    $103.8k-174.8k yearly 52d ago
  • B2B Sales Account Executive

    at&T 4.6company rating

    Austin, TX job

    Joining our team comes with perks! Now offering a $2,500 Sign-on Bonus to join our team. Sales employees will concentrate on acquiring new business and conducting customer visits in the field. When not in the field, they are expected to collaborate with their team from their assigned office location, if available. Join AT&T's Sales team and help connect customers with innovative solutions in cybersecurity, fiber, wireless, cloud, IoT, and more. Your sales expertise will drive growth and support our vision to lead the industry in connectivity, technology, and community. As a B2B Sales Account Executive - Fiber & Mobility, you will proactively sell AT&T's mobility solutions and fiber-based broadband network to small and mid-market businesses. Your focus will be generating new revenue by hunting and prospecting within your territory through sales calls, networking, and relationship building. By uncovering client needs, you'll deliver customized, value-added solutions that address their business priorities. Success in this role depends on your ability to generate leads independently via external networks, cold calling, and door knocking, while maintaining a self-starter mindset and driving sales growth. Our B2B Sales Account Executive - Fiber & Mobility earns between 48,300 - 72,500 + commission with a total target compensation of $93,900 - $117,500. With the ability to earn additional compensation based on meeting or exceeding sales quotas, our most successful Sales Executives can achieve up to 500%. Not to mention all the other amazing rewards that working at AT&T offers. Individual starting salary within this range may depend on geography, experience, expertise, and education/training. What you'll do: Lead Generation and Prospecting: Actively hunt for new leads within your assigned territory through external networks and cold calling, meeting or exceeding weekly quotas for cold calls and door knocks. Client Engagement: Understand the communication and technology needs of small and mid-sized business customers. Present tailored growth opportunities and efficiencies to both current and potential clients. Account Development: Develop new accounts and expand existing ones by establishing and nurturing long-term relationships with customers. Consultative Selling: Utilize consultative selling skills to overcome objections, identify key trends, uncover customer needs, and leverage industry knowledge to find and close sales opportunities. Proposal Development: Craft responses for Requests for Proposals (RFPs) and present products and services that can benefit customers. Strategic Initiatives: Design and implement strategic initiatives to grow and retain the revenue stream of assigned complex accounts, ensuring high levels of customer satisfaction. What you'll need: Hunter Mindset: A relentless drive to seek out leads and close deals, coupled with resiliency and perseverance. Networking and Negotiation Skills: Strong ability to network and negotiate effectively. Valid Driver's License: Must have a valid driver's license with a satisfactory driving record, current auto insurance, and a reliable vehicle to meet the transportation needs of the market. Sales Targets: Demonstrated ability to meet and/or exceed assigned sales targets. What you'll bring: Sales Experience: 2-5 years of outside sales and/or B2B sales experience, with a preference for outside telecommunications sales. Technical Knowledge: Experience and knowledge in fiber broadband technology and mobility products and services. Sales Funnel Management: Proficiency in managing sales funnels and previous experience with CRM systems. Joining our team comes with amazing perks and benefits: Medical/Dental/Vision coverage 401(k) plan Tuition reimbursement program Paid Time Off and Holidays (based on date of hire, at least 23 days of vacation each year and 9 company-designated holidays) Paid Parental Leave Paid Caregiver Leave Additional sick leave beyond what state and local law require may be available but is unprotected Adoption Reimbursement Disability Benefits (short term and long term) Life and Accidental Death Insurance Supplemental benefit programs: critical illness/accident hospital indemnity/group legal Employee Assistance Programs (EAP) Extensive employee wellness programs Employee discounts up to 50% off on eligible AT&T mobility plans and accessories, AT&T internet (and fiber where available) and AT&T phone Ready to join our sales team? Apply today! #MidMarketSales Weekly Hours: 40 Time Type: Regular Location: Austin, Texas It is the policy of AT&T to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, AT&T will provide reasonable accommodations for qualified individuals with disabilities. AT&T is a fair chance employer and does not initiate a background check until an offer is made.
    $93.9k-117.5k yearly Auto-Apply 5d ago
  • Lead Strategic Accounts 4 ECO

    at&T 4.6company rating

    Austin, TX job

    **Sales employees will concentrate on acquiring new business and conducting customer visits in the field. When not in the field, they are expected to collaborate with their team from their assigned office location, if available.** Join AT&T's Sales team and help connect customers with innovative solutions in cybersecurity, fiber, wireless, cloud, IoT, and more. Your sales expertise will drive growth and support our vision to lead the industry in connectivity, technology, and community. To strategically manage and expand B2B relationships by generating new and existing sales of AT&T products, services, and solutions, addressing customers' strategic business priorities and driving revenue growth. **What you'll do** Typical tasks may include, but are not limited to, the following: + **Generate Sales Revenue & Own Account Relationships:** Lead and manage B2B accounts, driving new and existing sales revenue and ensuring client satisfaction. + **Strategic Account Planning:** Develop account plans aligned with clients' business needs and strategic priorities. + **Resolve Issues and Contracts:** May address customer issues, manage contracts, and support renewals and addendums. + **Market Analysis and Product Knowledge:** Analyze market trends, maintain product expertise, and develop RFP responses. + This job code may apply to both exempt and non-exempt employees depending on state requirements. + Duties directly related to making sales include: Meeting with customers and engaging in sales activities at customer site; communicating with customers via phone, teleconference, e-mail, etc. related to proposed solutions/sales, etc.; traveling to/from the customer premise for sales activities; providing subject matter expertise on technical sales issues; advising customers on suitability of products based on technical needs; preparing proposals/presentations/bids, including developing pricing/strategic plans and proposed solutions/sales; researching/developing solutions with AT&T external partners, including design/engineering; researching customer business/industry to identify new sales opportunities. **What you'll need** + Bachelor's degree (BS/BA) desired. + 8+ years of related sales experience. **What you'll bring** + A senior-level sales representative with advanced understanding of sales principles, practices, products, and services. + Manages large, complex sales with light supervision. + Responsible for higher-than-average sales quota or territory. + Demonstrates effective communication, advanced data analysis, leverages extensive experience, and problem-solving skills. + May introduce new products, lead training, and mentor colleagues. + If the sales career path includes multiple positions at the I11 level, the more senior role entails higher sales targets, broader scope, and greater complexity. **Supervisor:** + No Our Lead Strategic Accounts 4 ECO, earns between $118,600 - $177,800 + commissions with a total target compensation of $193,500 - $252,800. Not to mention all the other amazing rewards that working at AT&T offers. Individual starting salary within this range may depend on geography, experience, expertise, and education/training. **Joining our team comes with amazing perks and benefits:** + Medical/Dental/Vision coverage + 401(k) plan + Tuition reimbursement program + Paid Time Off and Holidays (based on date of hire, at least 23 days of vacation each year and 9 company-designated holidays) + Paid Parental Leave + Paid Caregiver Leave + Additional sick leave beyond what state and local law require may be available but is unprotected + Adoption Reimbursement + Disability Benefits (short term and long term) + Life and Accidental Death Insurance + Supplemental benefit programs: critical illness/accident hospital indemnity/group legal + Employee Assistance Programs (EAP) + Extensive employee wellness programs + Employee discounts up to 50% off on eligible AT&T mobility plans and accessories, + AT&T internet (and fiber where available) and AT&T phone Ready to join our sales team? Apply today **Weekly Hours:** 40 **Time Type:** Regular **Location:** San Ramon, California **Salary Range:** $110,600.00 - $177,800.00 It is the policy of AT&T to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, AT&T will provide reasonable accommodations for qualified individuals with disabilities. AT&T is a fair chance employer and does not initiate a background check until an offer is made. AT&T will consider for employment qualified applicants in a manner consistent with the requirements of federal, state and local laws We expect employees to be honest, trustworthy, and operate with integrity. Discrimination and all unlawful harassment (including sexual harassment) in employment is not tolerated. We encourage success based on our individual merits and abilities without regard to race, color, religion, national origin, gender, sexual orientation, gender identity, age, disability, marital status, citizenship status, military status, protected veteran status or employment status
    $193.5k-252.8k yearly 4d ago
  • Retail Sales Consultant

    at&T 4.6company rating

    New Braunfels, TX job

    It's time to take your sales career to the next level. Every day you'll be at the center of it all. Your goal? Create meaningful connections with every customer, with your personalized sales expertise. Meeting sales targets and earning your commission happens with the power of AT&T's full suite of products at your fingertips - the latest devices and personalized services that bring friends, families and communities closer together. Let's talk about what to expect: * On the sales floor, you'll use a consultative sales approach guiding customers through their options, this is where your drive and passion for helping people will really shine. * You'll be a part of the community through events, filling online orders and making outbound calls to existing and potential customers. * You'll work a schedule between 9am-9pm, including weekends, so you can be there when our customers need us. Monthly seniority-based schedules are available 2 weeks in advance. * This is a fast-paced environment, being flexible and open to change will help you stay current with evolving tech and all the ways we work to meet customer's needs. * Prior retail or customer-facing sales experience is a plus. No sales experience? We'll provide you with the tools, training and coaching needed to help you meet and exceed your goals! If you are considering jobs like Wireless Sales Consultant, Retail Associate, Retail Sales Associate, or Retail Team Member, this career move would be a great fit! Ready to join our sales team? Apply today. #ConnectingOurCommunities Our Retail Sales Consultant earns between $12.87 - $24.77 + up to $13,700 in commissions if all sales goals are met. With our uncapped commission opportunities, overachieving those goals earn top sellers $62,460 per year. Individual starting salary within this range may depend on geography, experience, expertise, and education/training. Joining our team comes with amazing perks and benefits: * Medical/Dental/Vision coverage * 401(k) plan * Tuition reimbursement program * Paid Time off and holidays (With some exceptions bargained employees qualify for one week of PTO after 6 months of service and 2 weeks after the first year). At least 6 company designated holidays and additional PTO (based on bargaining group to which you are hired). * Sick leave * Paid Parental Leave * Adoption Reimbursement * Disability Benefits (short term and long term) * Life and Accidental Death Insurance * Supplemental benefit programs: critical illness, accident hospital indemnity/group legal * Employee Assistance Programs (EAP) * Employee discounts up to 50% off on eligible AT&T mobility plans and accessories, AT&T internet (and fiber where available) and AT&T phone Weekly Hours: 40 Time Type: Regular Location: USA:TX:New Braunfels:2802 Ih-35 North:RET/RET It is the policy of AT&T to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, AT&T will provide reasonable accommodations for qualified individuals with disabilities. AT&T is a fair chance employer and does not initiate a background check until an offer is made. Job ID R-96141 Date posted 01/08/2026 Apply now Save role Share * Facebook * X * LinkedIn * Email
    $62.5k yearly 2d ago
  • Director - Enterprise Sales Team (Virtual - IL/WI/MN)

    American Express 4.8company rating

    Austin, TX job

    At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. American Express is a leading global payments, network, and travel company, backed by one of the world's most recognized brands. We offer the broadest array of charge, credit, prepaid and co brand cards for consumers, small businesses, midsize companies, large corporations and many of the biggest companies in the world. The American Express Global Commercial Services (GCS) business unit is the global leader in providing payments solutions for Small, Medium and Large businesses. GCS partners with corporate clients to help them manage travel expenses and make purchases through proprietary payment solutions and expense management tools. If you are ready for more than just a job, are not afraid of embracing challenges and setting and exceeding big goals, American Express invites you to share your resume to be considered for future opportunities on our newly created Enterprise Sales team. The Director of Enterprise Sales will be responsible for acquiring new-to-franchise T&E and supplier payment business across our large and most strategic customers in US markets within our Global Commercial Services (GCS) division. **Key responsibilities include:** * Drive New Sales from prospective clients with annual revenue of $1B in primary and secondary markets * Partner with sales leaders across various sales and account management segments to implement multi-market payment solutions. * Lead strategic selling in alignment with compliance and internal partner business requirements. * Develop and execute a growth strategy, adapting plans and priorities to address resource/operational requirements. * Achieve New Sales CV Targets * Execute a transactional sales cycle * Sell core and supplier payments American Express solutions * Spend significant time identifying opportunities, ensuring set-up/ card issuing, and managing expansion signings through the first 19 months of Booked Charge Volume **Minimum Qualifications:** * Advanced analytical skills to bring concepts to life through data * Proven track record in Fintech and/or B2B sales negotiations, leadership and closing skills with Fortune 1000 companies * Hunter mentality * Proven track record in sales negotiations, leadership and closing skills with Fortune 1000 companies * Strong understanding of complexities, nuances, and opportunities in payments industry across a variety of global markets * Thorough knowledge of successful consultative selling techniques within Procurement, Treasury and Finance related to supply payments. * Extensive experience with complex sales planning and execution * Strong financial acumen * Leverages lead sources to identify opportunities and proactively schedule warm account review appointments with prospects * Uses appropriate interpersonal styles and communication methods to gain acceptance for products and/ or services * Exceptional thought leadership, strategic thinking skills and project management aptitude * Outstanding presentation and negotiation skills and ability to interface and influence at the most senior levels * Strong collaboration and leadership skills * Ability to travel as required * Bachelor's Degree required; MBA preferred * Must be able to work in a virtual environment * This role is posted as Midwest (Candidates Must Reside in Illinois, Wisconsin, or Minnesota) **Qualifications** Salary Range: $132,750.00 to $243,500.00 annually sales incentive equity (if applicable) benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions. **Job:** Sales **Primary Location:** United States **Schedule** Full-time **Req ID:** 25023776
    $132.8k-243.5k yearly 19d ago
  • Chief SW Engineer

    Visa 4.5company rating

    Visa job in Austin, TX

    Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Company Description Visa is a global leader in payments and technology, facilitating over 259 billion secure transactions annually across more than 200 countries and territories, connecting consumers, merchants, financial institutions, and government entities. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa's Technology Organization is a collaborative community of problem solvers and innovators dedicated to reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of individuals. CMS (Commercial and Money Movement Solutions) represents a key strategic growth area for Visa, as we seek to digitize commercial payments and money movement flows, supporting financial institutions, fintechs and fintech enablers, corporates and governments. CMS delivers value through: Commercial solutions: B2B credential solutions and supporting data, analytics and services for small businesses, mid-market, large corporates and governments Money movement: Send/receive funds domestically and cross-border to any card, account or wallet globally - with the features that are most relevant for your use case. As a Chief Software engineer for the VISA CMS team, you will provide technology leadership to build the next generation of B2B Payables and Visa Commercial Solutions Hub products. You will get the opportunity to work on complex distributed systems and lead massive scale projects centered on new payment flows while collaborating with product and architecture partners. You will drive technical expertise for strategic projects aligned to business strategy and contribute to GenAI innovation across the organization. Essential Functions: Drives the architecture for key cross team / cross product development projects (via architecture/design documents and developing code key modules). Establishes software development patterns and best practices via examples and shipping code. Ensures that all relevant project teams follow a common set of principles and patterns and utilize a standard set of technology frameworks and libraries. Provides leadership across the engineering community to ensure solutions are built in alignment with platform principles and standards. Mentors and builds world-class high-performing engineering teams. Applies architecture best practices that helps increase execution velocity. Contributes to key GenAI initiatives for developer productivity and product innovation. Develops architectures that are inherently secure, robust, scalable, modular, API-centric and global. Influences technology selection for the enterprise. Defines deployment topology by working with peers across the technology organization. Optimizes use of Visa's Platforms & Solutions. Demonstrates thought leadership through presentations and teaching across Visa. Contributes to key Visa and CyberSource technology initiatives. This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Qualifications Basic Qualifications: •12+ years of relevant work experience with a Bachelor's Degree or at least 9 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 6 years of work experience with a PhD, OR 15+ years of relevant work experience. Preferred Qualifications: •15 or more years of experience with a Bachelor's Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience • Experience in Java language, Spring, Hibernate, Angular, JavaScript, jQuery, AJAX, and HTML5/ CSS3 • Expert in web service standards and related patterns (REST, gRPC) • Advanced knowledge of AI / Generative AI / Data Science. • Proven knowledge of successful design, architecture and development of Shared Services and framework including Micro Services, Container Technologies, Caching, API gateway and Security. • Possesses a deep understanding of benefits/drawbacks of different integration patterns. • Continuous delivery and Dev Ops experience - infrastructure automation, monitoring, logging, auditing and security implementation and practices. • A background in the payment domain is a plus. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 184,100.00 to 267,050.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
    $76k-98k yearly est. 2d ago
  • Bilingual Spanish Outside Sales Representative

    at&T 4.6company rating

    Austin, TX job

    Build a more connected world by transforming the sales experience by helping customers and products unite. Our AT&T Business Sales teams are the foundation of our company - they offer millions of customers access to integrated solutions that drive connectivity. Leverage your best sales techniques, uncover leads and spark innovation while helping grow market share - and your earnings. With each deal closed, you'll support our vision to lead the industry in connectivity, technology, and community. Join our expanding AT&T Business Connectivity sales team and unlock exceptional earning potential! Our compensation package features a competitive base salary plus a performance-based commission structure. At 100% of your sales target, annual earnings typically range from $74,400 to $91,600. Commission earnings are capped at 500% of target, allowing for an annual earning potential of $200,000 or more for high achievers. Don't wait-review the job description and apply today to be part of this exciting growth! In the Outside Sales Representative role, you'll accelerate customer growth, concentrating on acquiring new business customers and cross-selling to eligible customers with Fiber and 5G connections. The position is performance-based, prioritizing new customer acquisition and market growth. What You'll Do: Accelerate customer growth by acquiring new business customers and cross-selling to eligible customers with Fiber and 5G connections. Sell a simplified AT&T product set inclusive of Fiber and Mobile connections, Achieve sales objectives by securing new high-speed data service agreements with customers in designated low fiber penetrated buildings. Be knowledgeable about AT&T products and be able to emphasize offerings that solve customer problems (paid training provided). Conduct sales duties away from the office on a regular basis to prospect and meet customers out in the field. Primary Responsibilities: Prospect in person Meet with customers in person to engage in sales activities at their locations. Communicate in a timely manner with customers through phone calls, conference calls, emails, and other channels. What You Need: Current and valid driver's license and auto insurance. Reliable vehicle for transportation needs of the market. Strong networking and negotiation skills. What You'll Bring: A winning attitude and growth mindset. Willingness to try new things and step outside your comfort zone. A passion for helping people and building strong relationships. Prior sales experience is a plus but not required. No college degree required. Becoming part of our team comes with amazing perks and benefits: Competitive Base Pay Performance Based Commission Paid Training Medical/Dental/Vision coverage 401(k) plan Tuition reimbursement program Paid Time Off and Holidays (based on date of hire, at least 23 days of vacation each year and 9 company-designated holidays) Paid Parental Leave Paid Caregiver Leave Additional sick leave beyond what state and local law require may be available but is unprotected. Adoption Reimbursement Disability Benefits (short term and long term) Life and Accidental Death Insurance Supplemental benefit programs: critical illness/accident hospital indemnity/group legal Employee Assistance Programs (EAP) Extensive employee wellness programs Employee discounts up to 50% off on eligible AT&T mobility plans and accessories, AT&T internet (and fiber where available) and AT&T phone Ready to close the deal on a career with AT&T? Apply today. #MidMarketSales Weekly Hours: 40 Time Type: Regular Location: Austin, Texas It is the policy of AT&T to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, AT&T will provide reasonable accommodations for qualified individuals with disabilities. AT&T is a fair chance employer and does not initiate a background check until an offer is made.
    $23k-47k yearly est. Auto-Apply 23d ago
  • Business Consultant, Global Product Excellence

    Visa 4.5company rating

    Visa job in Austin, TX

    Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description The Global Product Excellence team is a central center of excellence dedicated to ensuring that Visa's products meet the highest standards of quality, innovation, and customer satisfaction on a worldwide scale. This global team's charter is to drive operational and product excellence at Visa by defining and promoting best practices in product development, delivery, and continuous improvement. By partnering with product managers, engineers, regional leaders, and other cross-functional stakeholders, the Global Product Excellence team works to enhance product execution and scale product management effectiveness, creating consistent processes and metrics that help us initiate, plan and launch outstanding products across diverse markets. Ultimately, the team's mission is to bridge product strategy with execution and embed a culture of quality and innovation into our product lifecycle - exceeding customer expectations and supporting our company's leadership in global markets. The Business Consultant, Global Product Excellence will serve as the strategic owner of the regional intake process for the Consumer Payments and Platforms business - the central pathway through which regional and market teams submit product ideas, feature requests, and requirements for review by global product owners. This process is crucial for maintaining a healthy, transparent, and data‑driven product pipeline. In this role, you will oversee the intake ecosystem end‑to‑end, ensuring that regional insights and business needs are effectively captured, refined, prioritized, and connected to Visa's global product strategies and portfolio planning. You will partner with regional stakeholders, product managers, and cross‑functional collaborators to ensure a high‑quality, high‑trust process. You will also lead continuous improvement initiatives to strengthen intake governance, tools, workflows, and reporting. This work is essential to ensuring Visa maintains globally coherent and regionally informed product roadmaps, enabling faster decisioning, better allocation of resources, and improved product outcomes across all markets. Responsibilities: Own the full regional intake lifecycle, from idea submission and triage to refinement, prioritization, and handoff to global product owners. Build strong partnerships with regional and market teams to ensure high‑quality, well‑articulated product requests based on client feedback, competition, regulatory needs, and local innovation. Facilitate prioritization cycles that align regional needs with global product strategies and capacity constraints. Collaborate with global product owners, product managers, Sales, Client Services, Technology, Legal, and Strategy teams to ensure intake items are actionable and strategically aligned. Maintain, update, and improve intake governance documentation, workflow diagrams, templates, and standard operating procedures. Manage and optimize intake systems such as Jira, Jira Align, Confluence, Power BI / Power Platform dashboards, and other tooling used for pipeline management. Produce robust reporting and analytics, including throughput, volume trends, cycle times, quality assessments, regional contribution insights, and stakeholder satisfaction trends. Identify and implement process enhancements, including automation, gating improvements, and workflow refinements. Support global product planning cycles with insights drawn from intake requests, such as regional demand signals and emerging market needs. Deliver training, communications, and change‑management materials, ensuring global stakeholders understand how to engage with the intake process and what to expect. Collaborate closely with intake managers across other Visa business units to share best practices and ensure intake processes are thoughtfully connected. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications: 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD Experience leading cross functional processes within large, global, matrixed organizations. Understanding of product lifecycle management and product portfolio governance. Strong analytical and problem-solving skills, with experience building dashboards (Power BI, Excel, Jira reports, etc.) or analyzing pipeline data. Proficiency with product and workflow tools such as Jira, Jira Align, Confluence, Power Platform, or equivalent systems. Excellent communication and facilitation skills, including structured writing, presentation development, and cross functional alignment. Ability to influence without authority and build trust among regional and global stakeholders. Knowledge of consumer payments, digital wallets, cards, or other financial services products is a plus. Key Competencies Process Leadership: Able to build, refine, enforce, and scale structured intake governance. Strategic Alignment: Connects regional requests to global product strategies and business priorities. Stakeholder Influence: Navigates complex organizations and builds alignment across regions and functions. Analytical Insight: Uses data to diagnose process bottlenecks, improve quality, and inform portfolio decisions. Operational Excellence: Drives clarity, consistency, and rigor across intake workflows and documentation. Change Management: Introduces new ways of working with thoughtful communication, training, and stakeholder engagement. Customer & Market Perspective: Understands regional business needs and champions them effectively within global product discussions. AI Enhanced Productivity: Leverages AI tools and automation (e.g., generative AI, workflow automation, content generation, analytics augmentation) to streamline processes, improve decision quality, enhance documentation, and increase overall operational efficiency. Additional Information Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 121,100.00 to 175,650.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
    $80k-105k yearly est. 22d ago
  • Vice President, Global Sourcing - Technology

    Visa 4.5company rating

    Visa job in Austin, TX

    Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description The Vice President of Global Sourcing - Technology is a visionary leadership role responsible for architecting and executing the enterprise-wide sourcing strategy for the Technology category. This role goes beyond operational oversight to shape the strategic direction of sourcing across all regions and technology subcategories, aligning supplier ecosystems with Visa's innovation agenda and business growth objectives. As a trusted partner to the CTO and Technology leadership, this executive leads the development and implementation of sourcing strategies that unlock value, accelerate transformation, and enable scalable growth. Operating in a highly matrixed and dynamic environment, the VP must influence senior stakeholders, inspire a global team, and elevate the sourcing function as a strategic enabler of enterprise success. The role oversees a global organization of 40+ professionals managing roughly 1.4B dollars in annual spend, with accountability for delivering meaningful value generation, enhancing supplier partnerships, and ensuring compliance with regulatory and corporate standards. This leader also contributes to the modernization of the sourcing function-championing AI/digital enablement, data-driven decision-making, and a best-in-class operating model. Job Scope This senior leadership role within Visa Global Finance is responsible for influencing strategic decisions in partnership with the CTO and Technology leadership, while leading global sourcing teams to deliver measurable value. The role balances cost optimization with risk and regulatory compliance, ensuring sourcing strategies align with enterprise priorities. Key responsibilities include, but are not limited to: Stakeholder Engagement: Build and sustain trusted relationships with the CTO, Technology leadership, and Visa's Senior Executive team to influence strategic decisions and drive alignment across functions. Strategic Vision & Category Leadership: Define and evolve the long-term sourcing strategy for Technology, aligning with Visa's enterprise priorities, innovation roadmap, and regional business needs. Supplier Relationship Management: Cultivate high-impact partnerships with key suppliers globally, negotiating value-driven agreements and fostering innovation, resilience, and performance. Value Generation & Efficiency: Identify and execute strategic cost optimization opportunities that balance commercial impact with speed-to-market, regulatory compliance, and enterprise risk. Leverage data, technology, and AI-driven insights to unlock value. Governance, Risk & Compliance: Ensure sourcing activities adhere to corporate policies, ethical standards, and regulatory requirements. Proactively manage supplier risk and supply chain continuity. Transformation & Continuous Improvement: Champion innovation across Global Sourcing by leveraging AI, GenAI, advanced technologies, and validated sourcing practices. Drive continuous improvement and shift the function from transactional execution to strategic enablement-supporting Visa's technology roadmap and enterprise transformation. Qualifications Basic Qualifications 12 or more years of work experience with a bachelor's Degree or at least 10 years of experience with an Advanced degree (e.g. Masters/ MBA/JD/MD) or at least 8 years of work experience with a PhD Preferred Qualifications 15 or more years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD, PhD) Proven success in global and matrixed environments, with deep expertise in Technology sourcing across multinational organizations. Strategic command of global sourcing, procurement, and supply chain principles to architect and execute high-impact sourcing strategies. Demonstrated ability to cultivate and negotiate with global supplier ecosystems, driving innovation, resilience, and value. Solid understanding of AI and GenAI technologies, including their application in sourcing, supplier innovation, and risk mitigation. Ability to evaluate and negotiate partnerships involving AI-driven delivery models. Advanced analytical acumen to interpret complex financial and operational data, generate actionable insights, and resolve issues with agility. Strong understanding of regional market dynamics, regulatory frameworks, and supplier landscapes. Visionary leader with a track record of defining and executing strategic roadmaps, aligning teams to enterprise goals. Exceptional talent development capabilities-able to inspire, coach, and grow high-performing teams while fostering a culture of accountability and continuous learning. Proven commitment to developing high-performing teams through continuous learning and capability building across the function. Skilled and empathetic coach who fosters growth, delivers candid feedback, and inspires talent through purposeful career development and leadership. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 229,100 to 397,700 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
    $113k-148k yearly est. 60d+ ago

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