Senior Product Manager jobs at Visa - 78 jobs

The Senior Manager, Data Product Manager role responsible for defining product strategy, direction, and outcomes for cross-domain initiatives within the Finance Data Platform. This role owns the product development lifecycle for platform-level data products from concept and prioritization through delivery and adoption while working in close partnership with Domain Data Product leaders, Data Architecture & Modeling, Data Governance, Engineering, and Program/Project Management. This role establishes the engagement model for how Finance partners with the Finance Data Platform and ensures product clarity, technical alignment, and AI-readiness across all initiatives. Key Responsibilities Product Strategy & Product Development Lifecycle: Own and drive the end-to-end Product Development Lifecycle (PDLC) for Finance Data Platform initiatives: discovery, definition, build, validation, and adoption. Define product vision, value propositions, success metrics, and phased roadmaps for cross-domain data products. Clearly articulate product scope, user stories, and acceptance criteria that reflect Finance business outcomes and technical standards. Drive product strategy aligned to Finance priorities, platform maturity, and AI enablement goals. Define and operationalize the engagement model for how Finance teams interact with the Finance Data Platform (intake, prioritization, delivery, and adoption). Serve as the primary point of coordination for cross-domain Finance initiatives that span Revenue, Expense, Deals, FP&A, Controllership, Tax, and Treasury. Ensure Finance stakeholders understand what the platform delivers, how to engage, and what standards apply. Partnership with Program / Project Management Partner closely with Program and Project Managers by providing: clear product priorities and sequencing well-defined scope and acceptance criteria dependency context and decision clarity Participate in planning and alignment forums to ensure shared understanding of product intent. Support program updates with product context and outcome-based narratives. This role does not manage delivery tracking or tooling but ensures delivery teams have strong product direction. Director-Level & Cross-Domain Coordination Work across Domain Data Product Directors to align shared initiatives and resolve cross-domain dependencies. Partner with the Director - Finance Data Architecture & Modeling to ensure semantic consistency, canonical models, and interoperability. Collaborate with the Director - Finance Data Governance to ensure all products meet governance, quality, and certification standards. Technical Product Leadership Engage deeply in technical design discussions and validate feasibility of product requirements. Spark SQL Hadoop ecosystems (Hive, HDFS, Spark) Databricks (Delta Lake, Unity Catalog) Snowflake (performance optimization, data sharing) Ensure products are designed for scale, performance, auditability, and downstream analytics (Tableau, Power BI). AI Enablement & Advanced Analytics Drive AI-readiness of Finance data products through strong feature definition and data quality standards. Leverage prior experience enabling AI/ML in products using tools such as: Databricks MLflow Databricks Feature Store AWS SageMaker Snowflake Cortex Vector databases (e.g., Pinecone, FAISS) Partner with Architecture and Governance leaders to ensure explainability, lineage, and responsible AI usage. Translate AI capabilities into tangible Finance use cases (forecasting, anomaly detection, insights automation). Executive Communication & Product Storytelling Develop and deliver executive-ready presentations articulating: tradeoffs and sequencing progress and outcomes Influence senior Finance and Technology leaders through clear, structured storytelling. Represent the Finance Data Platform in leadership forums with confidence and clarity. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Work Hours Varies upon the needs of the department. Travel Requirements This position requires travel 5-10% of the time. Mental/Physical Requirements This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Basic Qualifications 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD Experience 8-12+ years in Data Product Management, Data Platform, or Finance Analytics roles. Proven success operating as an individual driving cross-functional initiatives. Demonstrated ownership of product development lifecycles for data or platform products. Technical Skills Strong hands-on expertise with Spark SQL. Experience with Hadoop, Databricks, and Snowflake in enterprise environments. Solid understanding of cloud data architectures (AWS preferred). Familiarity with BI and analytics tooling (Tableau, Power BI). AI & Advanced Analytics Hands-on or product-level experience enabling AI/ML features in data products. Familiarity with modern AI/ML platforms and GenAI tools as listed above. Leadership & Communication Exceptional presentation and communication skills. Ability to drive product strategy and alignment at Director and VP levels. Strong decision-making, prioritization, and influence skills. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 129,200.00 to 187,350.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. #J-18808-Ljbffr

A leading payment solutions provider is seeking an experienced product manager to drive innovation in B2B payments. In this hybrid role, you will be responsible for managing product strategies, driving B2B payment volume growth, and collaborating with cross-functional teams to deliver impactful solutions. Ideal candidates should have over 10 years of experience in product management within the financial services sector. A strong background in developing go-to-market strategies and excellent communication skills is essential. #J-18808-Ljbffr

A leading financial services company is seeking a Senior Manager for Business Planning and Operations to oversee core operations and strategic planning. The successful candidate will lead financial processes, drive operational excellence, and engage in cross-functional initiatives. Ideal applicants will have significant experience in marketing operations with strong analytical, financial, and leadership skills. This is a hybrid role based in San Francisco offering a competitive salary and benefits package. #J-18808-Ljbffr

**Job Purpose** As Director or Senior Director for our Digital Consumer Interface Platform (ICE's Customer Acquisition Suite which includes Mortgage Point of Sale, CRM and Lead Management Systems) solution, you will drive the vision, strategy, and go-to-market approach for ICE's flagship household engagement platform native to the market's leading loan origination system, Encompass. You'll work closely with cross-functional teams across Product, Sales, Engineering, Marketing, Finance and Client Success to deliver innovative experiences that improve borrower engagement and increase pull through rates and efficiency for lenders. **Responsibilities** + Strategic Vision & RoadmapDefine and evolve the long-term product strategy for our mortgage ICE Customer Acquisition Suite (ICAS) to meet market demand, regulatory changes, and customer needs. Near term focus will be driving POS enhancements and increased integration into Encompass based workflow. + Market and Customer InsightLeverage deep understanding of the mortgage industry particularly within Originations-including borrower behavior, lender workflows, and compliance-to shape ICAS direction. + Go-to-Market StrategyPartner with marketing, sales, customer success and finance to develop and execute effective launch strategies, messaging, and value positioning. + Product Portfolio ManagementOwn the performance and growth of the full product line, including pricing, packaging, and bundling strategies. + Competitive IntelligenceAnalyze competitor offerings and market trends to identify gaps and opportunities for innovation and differentiation. + Stakeholder LeadershipAct as a trusted advisor and advocate to the customer internally and externally, and act as a strategic advisor to ICE Mortgage Technology and ICE's executive team. **Knowledge and Experience** + 10+ years of experience in product strategy or product management, with at least 3 years of experience in digital lending. + Knowledge of consumer finance, and with a particular emphasis on mortgage origination workflows, borrower experiences, and regulatory environment. + Proven leadership in defining and launching SaaS products at scale. + Experience working with enterprise lenders and financial institutions + Strong communication, analytical, and executive influencing skills. + Bachelor's degree required; MBA or advanced degree preferred **Preferred Experience** + Previous leadership role in a mortgage POS or LOS platform company (e.g., Blend, Roostify, SimpleNexus). + Experience driving user acquisition and engagement strategies in financial services tech. + Familiarity with Encompass partner ecosystems and integrations (e.g., CRM, underwriting, document management). **California Base Salary Range** The expected base salary for this role, if located in California, is between $140,000 - 270,000 USD. The base salary range does not include Intercontinental Exchange's incentive compensation. While we provide this range as general guidance, at ICE we compensate employees based on the skillset and experience of the individual. Regular full-time ICE employees are eligible for a suite of competitive employee benefits, including healthcare coverage (medical, dental and vision), a 401(k) plan, life insurance, time off, and paid leave for qualifying circumstances. \#LI-DC1 Intercontinental Exchange, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to legally protected characteristics.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Our organization: The Network & Acquirer Solutions (NAS) team is at the heart of American Express and is a core function within the Global Merchant and Network Services (GMNS) business unit. Each year, we power billions of transactions through our global payments network, serving our Issuing & Acquiring partners in more than 170 markets worldwide. We grow revenue by driving strategic, multi-year initiatives to deliver differentiated value to our merchants, partners, and customers. The Network Product & Enablement team with NAS is responsible for the Network, the maintenance of existing functionality, the development of new products and services, and operations. Our solutions deliver value to American Express' Card Members, acquirers and partners across the globe, whether proprietary or third-party by facilitating secure and seamless transactions between American Express' issuers, acquirers and merchants. Our goal is to enable Card Members to pay however and wherever they choose. We deliver on these by setting the vision and strategy for the Network, anchoring our priorities into those of the enterprise, and developing and managing an associated set of products. We keep the customer perspective top-of-mind, factor in competition and regulatory trends, and apply an end-to-end product management approach (i.e., including strategy, roadmaps, scaling plans, business cases, success metrics, KPIs). We lead the end-to-end process, manage the end-to-end partner lifecycle and are also responsible for industry intelligence and engagement through various governing bodies. About the Role Reporting to the Director of Debit Go-To-Market, you will play a critical role in supporting the development and execution of strategies that launch and expand American Express's Debit capabilities in the U.S. market. You will help translate strategy into action - coordinating readiness efforts, driving market adoption, and engaging key partners across the acquiring ecosystem, including merchants, processors, acquirers, and network partners. This role will be instrumental in operationalizing go-to-market plans and ensuring seamless collaboration across internal and external stakeholders to deliver business growth and market success for American Express Debit. Key Responsibilities: * Go-To-Market Execution: Support the design and delivery of go-to-market plans for Debit acquiring solutions, driving stakeholder readiness and alignment to enterprise goals. * Market Engagement: Partner with merchants, processors, and acquirers to build awareness and support adoption of Debit capabilities in the U.S. market. * Operational Readiness: Coordinate cross-functional efforts across Network, Acquiring, Product, and Risk teams to ensure successful and timely implementation of initiatives. * Business Case Support: Partner with Finance and Strategy teams to support opportunity sizing, initiative prioritization, and business case development. * Performance Tracking: Monitor key performance indicators, analyze outcomes, and provide insights and recommendations to optimize results. * Collaboration & Communication: Ensure clear, consistent communication across internal partners and help maintain alignment on priorities, timelines, and deliverables. * Team Contribution: Contribute to a collaborative, high-performing team culture and provide mentorship and support to junior team members. Minimum Qualifications: * 3+ years of experience in U.S. Debit; ideally within the U.S. Debit acquiring space. * Proven experience supporting go-to-market initiatives or product launches in the payments industry. * Strong interpersonal and relationship management skills, with experience working cross-functionally and engaging external partners. * Excellent analytical and organizational skills, with the ability to manage multiple priorities and projects simultaneously. * Strong written and verbal communication skills, with an ability to translate complex information into actionable insights. * Bachelor's degree or equivalent experience required; advanced degree preferred. Salary Range: $123,000.00 to $215,250.00 annually + bonus + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: * Competitive base salaries * Bonus incentives * 6% Company Match on retirement savings plan * Free financial coaching and financial well-being support * Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need * 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy * Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) * Free and confidential counseling support through our Healthy Minds program * Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. **Our organization:** The Network & Acquirer Solutions (NAS) team is at the heart of American Express and is a core function within the Global Merchant and Network Services (GMNS) business unit. Each year, we power billions of transactions through our global payments network, serving our Issuing & Acquiring partners in more than 170 markets worldwide. We grow revenue by driving strategic, multi-year initiatives to deliver differentiated value to our merchants, partners, and customers. The Network Product & Enablement team with NAS is responsible for the Network, the maintenance of existing functionality, the development of new products and services, and operations. Our solutions deliver value to American Express' Card Members, acquirers and partners across the globe, whether proprietary or third-party by facilitating secure and seamless transactions between American Express' issuers, acquirers and merchants. Our goal is to enable Card Members to pay however and wherever they choose. We deliver on these by setting the vision and strategy for the Network, anchoring our priorities into those of the enterprise, and developing and managing an associated set of products. We keep the customer perspective top-of-mind, factor in competition and regulatory trends, and apply an end-to-end product management approach (i.e., including strategy, roadmaps, scaling plans, business cases, success metrics, KPIs). We lead the end-to-end process, manage the end-to-end partner lifecycle and are also responsible for industry intelligence and engagement through various governing bodies. **About the Role** Reporting to the Director of Debit Go-To-Market, you will play a critical role in supporting the development and execution of strategies that launch and expand American Express's Debit capabilities in the U.S. market. You will help translate strategy into action - coordinating readiness efforts, driving market adoption, and engaging key partners across the acquiring ecosystem, including merchants, processors, acquirers, and network partners. This role will be instrumental in operationalizing go-to-market plans and ensuring seamless collaboration across internal and external stakeholders to deliver business growth and market success for American Express Debit. **Key Responsibilities:** + **Go-To-Market Execution** : Support the design and delivery of go-to-market plans for Debit acquiring solutions, driving stakeholder readiness and alignment to enterprise goals. + **Market Engagement** : Partner with merchants, processors, and acquirers to build awareness and support adoption of Debit capabilities in the U.S. market. + **Operational Readiness** : Coordinate cross-functional efforts across Network, Acquiring, Product, and Risk teams to ensure successful and timely implementation of initiatives. + **Business Case Support** : Partner with Finance and Strategy teams to support opportunity sizing, initiative prioritization, and business case development. + **Performance Tracking** : Monitor key performance indicators, analyze outcomes, and provide insights and recommendations to optimize results. + **Collaboration & Communication** : Ensure clear, consistent communication across internal partners and help maintain alignment on priorities, timelines, and deliverables. + **Team Contribution** : Contribute to a collaborative, high-performing team culture and provide mentorship and support to junior team members. **Minimum Qualifications:** + 3 years of experience in U.S. Debit; ideally within the U.S. Debit acquiring space. + Proven experience supporting go-to-market initiatives or product launches in the payments industry. + Strong interpersonal and relationship management skills, with experience working cross-functionally and engaging external partners. + Excellent analytical and organizational skills, with the ability to manage multiple priorities and projects simultaneously. + Strong written and verbal communication skills, with an ability to translate complex information into actionable insights. + Bachelor's degree or equivalent experience required; advanced degree preferred. **Qualifications** Salary Range: $123,000.00 to $215,250.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. **Job:** Product **Primary Location:** US-New York-New York **Other Locations:** US-South Carolina-Charleston, US-California-Palo Alto, US-Florida-Sunrise, US-California-San Francisco, US-Georgia-Atlanta, US-Utah-Sandy, US-Illinois-Chicago **Schedule** Full-time **Req ID:** 25021439

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Our organization: The Network & Acquirer Solutions (NAS) team is at the heart of American Express and is a core function within the Global Merchant and Network Services (GMNS) business unit. Each year, we power billions of transactions through our global payments network, serving our Issuing & Acquiring partners in more than 170 markets worldwide. We grow revenue by driving strategic, multi-year initiatives to deliver differentiated value to our merchants, partners, and customers. The Network Product & Enablement team with NAS is responsible for the Network, the maintenance of existing functionality, the development of new products and services, and operations. Our solutions deliver value to American Express' Card Members, acquirers and partners across the globe, whether proprietary or third-party by facilitating secure and seamless transactions between American Express' issuers, acquirers and merchants. Our goal is to enable Card Members to pay however and wherever they choose. We deliver on these by setting the vision and strategy for the Network, anchoring our priorities into those of the enterprise, and developing and managing an associated set of products. We keep the customer perspective top-of-mind, factor in competition and regulatory trends, and apply an end-to-end product management approach (i.e., including strategy, roadmaps, scaling plans, business cases, success metrics, KPIs). We lead the end-to-end process, manage the end-to-end partner lifecycle and are also responsible for industry intelligence and engagement through various governing bodies. About the Role Reporting to the Director of Debit Go-To-Market, you will play a critical role in supporting the development and execution of strategies that launch and expand American Express's Debit capabilities in the U.S. market. You will help translate strategy into action - coordinating readiness efforts, driving market adoption, and engaging key partners across the acquiring ecosystem, including merchants, processors, acquirers, and network partners. This role will be instrumental in operationalizing go-to-market plans and ensuring seamless collaboration across internal and external stakeholders to deliver business growth and market success for American Express Debit. Key Responsibilities: * Go-To-Market Execution: Support the design and delivery of go-to-market plans for Debit acquiring solutions, driving stakeholder readiness and alignment to enterprise goals. * Market Engagement: Partner with merchants, processors, and acquirers to build awareness and support adoption of Debit capabilities in the U.S. market. * Operational Readiness: Coordinate cross-functional efforts across Network, Acquiring, Product, and Risk teams to ensure successful and timely implementation of initiatives. * Business Case Support: Partner with Finance and Strategy teams to support opportunity sizing, initiative prioritization, and business case development. * Performance Tracking: Monitor key performance indicators, analyze outcomes, and provide insights and recommendations to optimize results. * Collaboration & Communication: Ensure clear, consistent communication across internal partners and help maintain alignment on priorities, timelines, and deliverables. * Team Contribution: Contribute to a collaborative, high-performing team culture and provide mentorship and support to junior team members. Minimum Qualifications: * 3+ years of experience in U.S. Debit; ideally within the U.S. Debit acquiring space. * Proven experience supporting go-to-market initiatives or product launches in the payments industry. * Strong interpersonal and relationship management skills, with experience working cross-functionally and engaging external partners. * Excellent analytical and organizational skills, with the ability to manage multiple priorities and projects simultaneously. * Strong written and verbal communication skills, with an ability to translate complex information into actionable insights. * Bachelor's degree or equivalent experience required; advanced degree preferred. Salary Range: $123,000.00 to $215,250.00 annually + bonus + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: * Competitive base salaries * Bonus incentives * 6% Company Match on retirement savings plan * Free financial coaching and financial well-being support * Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need * 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy * Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) * Free and confidential counseling support through our Healthy Minds program * Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. **Our organization:** The Network & Acquirer Solutions (NAS) team is at the heart of American Express and is a core function within the Global Merchant and Network Services (GMNS) business unit. Each year, we power billions of transactions through our global payments network, serving our Issuing & Acquiring partners in more than 170 markets worldwide. We grow revenue by driving strategic, multi-year initiatives to deliver differentiated value to our merchants, partners, and customers. The Network Product & Enablement team with NAS is responsible for the Network, the maintenance of existing functionality, the development of new products and services, and operations. Our solutions deliver value to American Express' Card Members, acquirers and partners across the globe, whether proprietary or third-party by facilitating secure and seamless transactions between American Express' issuers, acquirers and merchants. Our goal is to enable Card Members to pay however and wherever they choose. We deliver on these by setting the vision and strategy for the Network, anchoring our priorities into those of the enterprise, and developing and managing an associated set of products. We keep the customer perspective top-of-mind, factor in competition and regulatory trends, and apply an end-to-end product management approach (i.e., including strategy, roadmaps, scaling plans, business cases, success metrics, KPIs). We lead the end-to-end process, manage the end-to-end partner lifecycle and are also responsible for industry intelligence and engagement through various governing bodies. **About the Role** Reporting to the Director of Debit Go-To-Market, you will play a critical role in supporting the development and execution of strategies that launch and expand American Express's Debit capabilities in the U.S. market. You will help translate strategy into action - coordinating readiness efforts, driving market adoption, and engaging key partners across the acquiring ecosystem, including merchants, processors, acquirers, and network partners. This role will be instrumental in operationalizing go-to-market plans and ensuring seamless collaboration across internal and external stakeholders to deliver business growth and market success for American Express Debit. **Key Responsibilities:** + **Go-To-Market Execution** : Support the design and delivery of go-to-market plans for Debit acquiring solutions, driving stakeholder readiness and alignment to enterprise goals. + **Market Engagement** : Partner with merchants, processors, and acquirers to build awareness and support adoption of Debit capabilities in the U.S. market. + **Operational Readiness** : Coordinate cross-functional efforts across Network, Acquiring, Product, and Risk teams to ensure successful and timely implementation of initiatives. + **Business Case Support** : Partner with Finance and Strategy teams to support opportunity sizing, initiative prioritization, and business case development. + **Performance Tracking** : Monitor key performance indicators, analyze outcomes, and provide insights and recommendations to optimize results. + **Collaboration & Communication** : Ensure clear, consistent communication across internal partners and help maintain alignment on priorities, timelines, and deliverables. + **Team Contribution** : Contribute to a collaborative, high-performing team culture and provide mentorship and support to junior team members. **Minimum Qualifications:** + 3 years of experience in U.S. Debit; ideally within the U.S. Debit acquiring space. + Proven experience supporting go-to-market initiatives or product launches in the payments industry. + Strong interpersonal and relationship management skills, with experience working cross-functionally and engaging external partners. + Excellent analytical and organizational skills, with the ability to manage multiple priorities and projects simultaneously. + Strong written and verbal communication skills, with an ability to translate complex information into actionable insights. + Bachelor's degree or equivalent experience required; advanced degree preferred. **Qualifications** Salary Range: $123,000.00 to $215,250.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. **Job:** Product **Primary Location:** US-New York-New York **Other Locations:** US-South Carolina-Charleston, US-California-Palo Alto, US-Florida-Sunrise, US-California-San Francisco, US-Georgia-Atlanta, US-Utah-Sandy, US-Illinois-Chicago **Schedule** Full-time **Req ID:** 25021439

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Visa is seeking a skilled and innovative Manager of Product Management to support the development and delivery of advanced products and solutions. This role requires a good understanding of the payment infrastructure, utilizing Payment Acceptance, Tokenization, Visa Direct, and 3DS rails to create secure, PCI-compliant products. You will be responsible for optimizing the end-to-end experience for issuers, acquirers, and technology platforms, ensuring that these solutions meet the needs of both developed and emerging markets. Key Responsibilities: Product and Solution Delivery: Assist in the development and delivery of innovative card acceptance services and capabilities that enhance the overall ecosystem. Product Development: Utilize product-building skills, focusing on digital payment technologies to identify efficiencies and opportunities. Requirement Authoring and Deployment: Assist in authoring detailed business requirements and overseeing the deployment of Solution Services, including creating go-to-market (GTM) collateral and processes. Cross-Functional Collaboration: Collaborate with various teams across Visa to launch, commercialize, and scale business services. Infrastructure Establishment: Contribute to designing and establishing the infrastructure for card acceptance services to meet current and future needs. Sprint Management: Support sprint management, ensuring status updates and delivery align with agreed time, cost, and quality parameters. Issue Management: Identify potential issues early, determine resolutions, communicate status, and track and resolve issues promptly. Global and Regional Balance: Assist in balancing regional and global opportunities to achieve overall solution and platform objectives through collaboration across a complex, matrixed organization. Essential Functions: Pragmatic Product Building: Synthesize requirements into a common set of platform and service capabilities, writing clear and detailed user stories and requirements for complex features and product sets. Cross-Functional Liaison: Liaise with other business units, product managers, engineering, and other groups to ensure flawless execution and output enablement guides and collaterals. Business Problem Management: Manage business problems through hands-on troubleshooting and analysis, essential for key global projects/programs related to the new solution. Technical Discussions: Participate in technical discussions with knowledge of Payments, EMV, PCI, tokenization, application requirements, customer experience, and software and payments security. Team Collaboration: Act as a bridge between business and technology, collaborating effectively with various teams across Visa globally. Core Platform Development: Support the development of the core platform along with feature sets spanning the end-to-end payments lifecycle. Product Documentation: Manage updates to product documentation and collaborate with global stakeholders on communication impacts, including developing FAQs, internal memos, and Visa Business News (VBN) articles. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications: 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications: 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD Demonstrated expertise in designing and implementing payment products and services tailored for treasury banking. Proven track record of contributing to successful initiatives. Subject matter expertise in debit, credit, and digital products, with an understanding of RTP, card schemes, and Instant Payments. At least 5 years of industry experience in product management, product development, and payments processing, focusing on launching new products and features. Knowledge of Digital Payments, NFC/HCE, and QR Codes. Understanding of Credit/Debit/Pre-Paid cards and the financial/payment industry. Ability to manage projects with multiple workstreams and demonstrate leadership across various product business challenges. Experience in structuring, managing, and coordinating complex workstreams and processes involving multiple stakeholders. Ability to collaborate and influence within a highly matrixed organization. Proficiency in PowerPoint, Excel, and JIRA. Team-oriented, collaborative, and flexible, with excellent presentation skills and strong oral and written communication capabilities. Detail-oriented and highly execution-focused, with the ability to work effectively with counterparts across multiple functional groups. Organized, with a natural aptitude for both strategic and tactical planning, and the ability to translate strategy into actionable deliverables. Strong business acumen and an understanding of organizational issues and challenges. Ability to think creatively, innovate, and differentiate products, with tangible evidence of business results. Ability to work independently within a complex environment, driving rigorous, fact-based recommendations and solutions. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,200.00 to 211,850.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Risk and Identity Services (RaIS) uses leading edge Artificial Intelligence to develop fraud prevention and risk management products for issuer, merchant, and acquirer clients. These services provide real-time risk intelligence and identity verification to help block fraud and approve legitimate cardholder activity. This role will meaningfully contribute to the commercialization activities of multiple products across our Predictive Fraud Intelligence portfolio. This will include compelling ways to communicate potential and realized value to clients and providing opportunity analysis to help drive the product roadmap The ideal candidate will have a strong background in product commercialization, market analysis, and internal cross-functional teams, and familiarity with B2B data products. You will be responsible for crafting commercialization strategies, driving and refining product messaging and enabling the go-to-market teams for success. Responsibilities Lead the opportunity sizing for each product, develop infrastructure to help communicate opportunity and threats to product revenue to help align our product backlogs Develop reporting tools which automate the creation of client-level opportunity guides for client-facing staff Innovate new ways of measuring and communicating potential and realized value for clients' use of our products Contribute to the creation of client-facing product performance visualizations Partner with VAS sales, data scientists, fraud experts and risk managers to ensure cohesive planning and execution Lead the business case creation for new products and product extensions Contribute to multi-product client proposals Drive and refine both functional and product-level' messaging Lead the creation of both function and product-supporting collateral in conjunction with product marketing Contribute to the creation of client-facing assets (videos, websites etc.) This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: • 5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications: • 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD • Meaningful experience with visualization (Tableau / Power BI) and storytelling with data • 5+ years of product management and Go-to-market experience • Hands-on experience with complex data-driven product along with experience translating complex technology into clear customer value propositions • Superior verbal, written, and presentation skills are required. In particular, candidate will be expected to build proficiency in effectively communicating business and technical issues and solutions to multiple organizational levels internally and externally as needed • Self-starter with a demonstrated ability to work independently as well as collaborate with cross-functional teams around the world and across different time zones • Knowledge and experience with partner management to foster effective relationships that result in open communication from the partner is a strong plus • Great storytelling with data skills, ability to map client needs to product solution Desired • Experience with product marketing • Experience with fraud products Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,200.00 to 211,850.00 USD per year. Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The Senior Director, Data Governance Platform (Product Management) will define and execute the strategy for Visa's enterprise Data Governance Platform. This role is critical to enabling trusted, compliant, and high-quality data products that accelerate AI-driven innovation and deliver measurable business impact. Partnering with engineering, data science, privacy, and compliance teams, you will lead the development of scalable governance capabilities aligned with Visa's Data Products & Platforms Strategy. Essential Functions Platform Strategy Define and own the product vision, strategy and roadmap for Data Governance Platform, ensuring alignment with Visa's enterprise data strategy and regulatory requirements. Champion key governance capabilities, including metadata management, data quality & control, access management, and consent management. Partner with senior stakeholders to translate business needs into governance strategies and deliver measurable OKRs/KPIs. Product Management Lead the end-to-end product lifecycle: ideation, design, development, testing, launch, and continuous improvement. Convert business needs into platform requirements, user stories, and acceptance criteria. Oversee critical platform features such as data catalog, data lineage, depersonalization, access management, storage and compute observability. Drive continuous improvement of data quality processes, leveraging automation and AI-driven insights. Governance and Compliance Collaborate with Data/AI Policy & Governance teams to enforce lifecycle standards and consent management. Establish and enforce best practices for data governance, privacy, and security across all platforms, proactively mitigating data-related risks through robust compliance and governance frameworks. Stay ahead of emerging trends in data governance, cloud platforms, and AI/ML compliance. Team and Cross-Functional Leadership Work closely with engineering, cybersecurity, and product teams to deliver scalable, secure solutions. Serve as a strategic link between the Global Data Office, business units and technology to ensure governance priorities align with product roadmaps. Build and mentor a high-performing team of product managers and analysts. Foster a culture of innovation, accountability, and continuous improvement, while promoting data literacy and embedding governance principles across the enterprise. Note: Responsibilities may change based on business priorities and specific assignments. This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications 12 or more years of work experience with a Bachelor's Degree or at least 10 years of work experience with an Advanced degree (e.g. Masters/MBA /JD/MD), or a minimum of 5 years of work experience with a PhD Preferred Qualifications 15 or more years of experience with a Bachelor's Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience Proven track record of delivering large-scale data platforms and governance solutions in global organizations. Deep expertise in data governance frameworks, metadata management, and cloud-based data platforms. Technical and Regulatory Knowledge Strong understanding of data architecture principles, metadata management, access management, master data management and data quality. Hands-on experience with data catalogs, lineage tools, and automated governance technologies. Knowledge of cloud compute, storage, and engineering practices. Expertise in regulatory compliance (GDPR, CCPA) and enterprise data security. Competence in data quality assessment, root cause analysis, and continuous improvement of governance processes. Familiarity with AI/ML data lifecycle and compliance standards is a plus. Leadership Proven leadership excellence: driving organizational change, managing global teams, and delivering innovation while strengthening core operations. Ability to influence senior stakeholders, drive strategic initiatives and lead change management. Skilled at translating business needs into governance strategies and demonstrating ROI with measurable KPIs. People management: trusted coach and advocate for responsible data and AI use, with a track record of building high-performing teams. Product Delivery and Communication Strong execution ability to simplify complexity, keep priorities on track, and lead cross-functional projects in ambiguous environments. Exceptional communication and influence skills across senior levels, geographies, and functions. Advanced product management skills, including proficiency with product management tools and Scaled Agile practices. Global perspective with experience in multi-national business environments. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 229,000.00 to 357,950.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description The Senior Director, Data Governance Platform (Product Management) will define and execute the strategy for Visa's enterprise Data Governance Platform. This role is critical to enabling trusted, compliant, and high-quality data products that accelerate AI-driven innovation and deliver measurable business impact. Partnering with engineering, data science, privacy, and compliance teams, you will lead the development of scalable governance capabilities aligned with Visa's Data Products & Platforms Strategy. Essential Functions Platform Strategy Define and own the product vision, strategy and roadmap for Data Governance Platform, ensuring alignment with Visa's enterprise data strategy and regulatory requirements. Champion key governance capabilities, including metadata management, data quality & control, access management, and consent management. Partner with senior stakeholders to translate business needs into governance strategies and deliver measurable OKRs/KPIs. Product Management Lead the end-to-end product lifecycle: ideation, design, development, testing, launch, and continuous improvement. Convert business needs into platform requirements, user stories, and acceptance criteria. Oversee critical platform features such as data catalog, data lineage, depersonalization, access management, storage and compute observability. Drive continuous improvement of data quality processes, leveraging automation and AI-driven insights. Governance and Compliance Collaborate with Data/AI Policy & Governance teams to enforce lifecycle standards and consent management. Establish and enforce best practices for data governance, privacy, and security across all platforms, proactively mitigating data-related risks through robust compliance and governance frameworks. Stay ahead of emerging trends in data governance, cloud platforms, and AI/ML compliance. Team and Cross-Functional Leadership Work closely with engineering, cybersecurity, and product teams to deliver scalable, secure solutions. Serve as a strategic link between the Global Data Office, business units and technology to ensure governance priorities align with product roadmaps. Build and mentor a high-performing team of product managers and analysts. Foster a culture of innovation, accountability, and continuous improvement, while promoting data literacy and embedding governance principles across the enterprise. Note: Responsibilities may change based on business priorities and specific assignments. This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications 12 or more years of work experience with a Bachelor's Degree or at least 10 years of work experience with an Advanced degree (e.g. Masters/MBA /JD/MD), or a minimum of 5 years of work experience with a PhD Preferred Qualifications 15 or more years of experience with a Bachelor's Degree or 12 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, or MD), PhD with 9+ years of experience Proven track record of delivering large-scale data platforms and governance solutions in global organizations. Deep expertise in data governance frameworks, metadata management, and cloud-based data platforms. Technical and Regulatory Knowledge Strong understanding of data architecture principles, metadata management, access management, master data management and data quality. Hands-on experience with data catalogs, lineage tools, and automated governance technologies. Knowledge of cloud compute, storage, and engineering practices. Expertise in regulatory compliance (GDPR, CCPA) and enterprise data security. Competence in data quality assessment, root cause analysis, and continuous improvement of governance processes. Familiarity with AI/ML data lifecycle and compliance standards is a plus. Leadership Proven leadership excellence: driving organizational change, managing global teams, and delivering innovation while strengthening core operations. Ability to influence senior stakeholders, drive strategic initiatives and lead change management. Skilled at translating business needs into governance strategies and demonstrating ROI with measurable KPIs. People management: trusted coach and advocate for responsible data and AI use, with a track record of building high-performing teams. Product Delivery and Communication Strong execution ability to simplify complexity, keep priorities on track, and lead cross-functional projects in ambiguous environments. Exceptional communication and influence skills across senior levels, geographies, and functions. Advanced product management skills, including proficiency with product management tools and Scaled Agile practices. Global perspective with experience in multi-national business environments. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 229,000.00 to 357,950.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Visa's Intelligent Commerce team is building a next-generation platform that enables AI-powered agents to autonomously manage the shopping journey-from discovery to payment and post-purchase. This platform leverages tokenization, programmable controls, and agentic APIs to deliver secure, seamless, and intelligent commerce experiences. The Product Manager will focus on defining and implementing Trusted Agent Protocol requirements, ensuring secure and compliant interactions between AI agents and commerce systems. This role emphasizes technical integration, compliance, and operational excellence. Key Responsibilities: Trusted Agent Protocol Development Define functional and technical requirements for Trusted Agent Protocol. Collaborate with engineering teams to implement secure agent-to-agent communication. Technical Integration & Enablement: Support integration workflows for tokenization, authentication, and API-based solutions. Create client-facing implementation guides and onboarding playbooks. Compliance & Risk Management: Ensure adherence to security and regulatory standards for Trusted Agent Protocol. Coordinate legal and risk reviews for protocol-related features. Cross-Functional Collaboration: Partner with Engineering, GTM, and Operations teams to deliver protocol capabilities. Facilitate stakeholder workshops and provide status updates. Operational Excellence: Monitor adoption and performance of Trusted Agent Protocol. Identify process improvements and automation opportunities. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications: 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications: 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD 4+ years in product management, preferably in payments or fintech. Strong understanding of tokenization, authentication, and API ecosystems. Familiarity with compliance frameworks and risk management. Excellent communication and stakeholder engagement skills. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,200.00 to 211,850.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa's Card Platforms organization works cross-functionally with Visa's global and regional teams to create flexible, cutting-edge card platforms that significantly enhance and expand Visa's impact in both consumer and business-to-business card payments. Within Card Platforms organization, the Visa Program Enablement team plays a critical role in building and enhancing products and platforms in card program management space, with a focus on enhancing the client experience and enabling the enablers to build innovative products leveraging these platforms. As a key member of this team, you will develop, enhance and maintain products, platforms, and APIs used by large financial institutions, emerging fintech players and challenger banks around the world. On a day-to-day basis, you will work with internal and external stakeholders to detail requirements, build business cases, write user stories and prioritize features on product roadmap. You will be responsible for acceptance of product enhancements through demos and user acceptance testing. You will also be responsible for stakeholder management, user training, writing implementation guides and supporting client implementations. The role requires the candidate to be comfortable with supporting the product user community, triaging, and owning any product related operational issues, and having an aptitude and desire to be very hands on with presentations, data and reporting, modern webservice development and UI/UX design. You should be able to work with cross functional teams spanned across multiple geographies and time zones. You have a “product ownership” attitude and are ready to do whatever it takes to integrate teams together for product launch and support. As a Product Manager at Visa, you will play a pivotal role in shaping the future of card payments, driving innovation, and delivering exceptional value to our clients and partners. Responsibilities Collaborate with product leaders to define payments and product platform strategy Transform business requirements into detailed use cases and write requirements Prioritize features in an agile way as market needs and resources evolve Engage with cross functional product and engineering teams to determine the best solution and implementation timelines Plan sprints and groom the user story backlog Design user experiences and build mockups for product ideas Conduct User Acceptance Testing Define KPIs, track, and measure success against KPIs and SLA Build presentations for executives, internal and external stakeholders Develop business cases and pricing models, support commercialization efforts Work with operation and engineering teams to develop and roll out operational support models Partner with business and technology teams globally to communicate and support sales enablement for new features, listen and gather feedback, and cultivate insights to inform product roadmaps This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD Experience with Payment Network systems or general issuer card processing Experience with agile methodologies and tools such as JIRA Knowledgeable about good software service development methodologies, developer engagement and modern, RESTful API architectures Strong understanding of UI/UX design principles Proficiency in data analysis and reporting tools Subject matter expertise on global fintech trends and players is an asset Curious problem solver with a solution-oriented mindset Able to translate client or user needs into technical requirements for developers Able to consider how technical issues or tradeoffs might affect business or customers Empathetic, kind, and mindful of not just your perspective but also what matters to customers, stakeholders and partner teams Passionate about getting things done and shipping product Able to take an analytical and data-driven approach towards product prioritization and delivery Well versed in distributed systems design, developer experience, API usability, and performance concerns Technical Degree in CS/Engineering or demonstrated equivalent technical expertise through past experience Familiar with the level of security, privacy, compliance and associated risk-management considerations required to build highly trustworthy and reliable internet-based financial applications Excited to work on APIs and services that could enable more convenient and reliable payment services for hundreds of millions of people around the world Effective and empathic communicator in any context from executive boardroom to technical environments Team oriented, collaborative, and flexible enough to jump into whatever needs to get done to ship product and deliver great outcomes for customers Additional Information Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 138,500.00 to 200,700.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description The Global Products & Initiatives team is responsible for Visa's consumer payments portfolio of products including Visa Flex Credential, Visa Payment Passkey, Credit, Debit, Affluent, e-commerce and digital identity solutions. The Sr. Product Manager will be a key member of Visa's Global Products & Initiatives product management team working to drive and deliver against the roadmap and will work in close partnership with technology and regional teams to advance Visa's product vision globally. This role will contribute to the top priority product initiatives across the consumer products portfolio and requires a strong technical foundation and breadth of product management experience. The exact product scope will be defined by business priorities. Key Responsibilities: Work cross-functionally to define and align on product roadmap and strategy Define and document functional and technical requirements for new products and features Collaborate closely with engineering, architecture, UX design, data science, and risk teams to ensure scalable, secure, and compliant product delivery Champion agile methodologies across cross-functional teams to deliver innovative solutions efficiently. Integrate risk, compliance, and security considerations into product development and lifecycle management. Establish KPIs and metrics for monitoring product performance and compliance. Support new product development, go-to-market planning, and global rollout coordination. Develop executive-level communications and materials for internal and external audiences. Work closely with regional product teams to ensure global strategies are actionable and locally relevant. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 2 years of work experience with a PhD Preferred Qualifications: 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or 3 or more years of experience with a PhD Bachelor's or master's degree in a technical or engineering field such as industrial engineering, systems engineering, engineering management, computer science, software engineering, or product design 6 + years of experience in product management, technology product development, or a related field. Experience and comfort adapting to work on different types of products Experience leading and managing complex, cross-functional technical projects. Superior strategic thinking, analytical, and problem-solving skills, with demonstrated intellectual and analytical rigor and attention to detail. Strong technical literacy, ability to work closely with engineering and technical teams. Personal presence and ability to clearly communicate compelling messages to senior stakeholders and external business partners. Proactive self-starter, team oriented, collaborative, diplomatic, and adaptable, with excellent presentation skills, including strong oral and writing capabilities. Experience in and/or significant exposure to the payments, financial services, or technology sectors. Additional Information Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 169,100.00 to 245,400.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Risk and Identity Services (RaIS) uses leading edge Artificial Intelligence to develop fraud prevention and risk management products for issuer, merchant, and acquirer clients. These services provide real-time risk intelligence and identity verification to help block fraud and approve legitimate cardholder activity. This role will meaningfully contribute to the commercialization activities of multiple products across our Predictive Fraud Intelligence portfolio. This will include compelling ways to communicate potential and realized value to clients and providing opportunity analysis to help drive the product roadmap The ideal candidate will have a strong background in product commercialization, market analysis, and internal cross-functional teams, and familiarity with B2B data products. You will be responsible for crafting commercialization strategies, driving and refining product messaging and enabling the go-to-market teams for success. Responsibilities * Lead the opportunity sizing for each product, develop infrastructure to help communicate opportunity and threats to product revenue to help align our product backlogs * Develop reporting tools which automate the creation of client-level opportunity guides for client-facing staff * Innovate new ways of measuring and communicating potential and realized value for clients' use of our products * Contribute to the creation of client-facing product performance visualizations * Partner with VAS sales, data scientists, fraud experts and risk managers to ensure cohesive planning and execution * Lead the business case creation for new products and product extensions * Contribute to multi-product client proposals * Drive and refine both functional and product-level' messaging * Lead the creation of both function and product-supporting collateral in conjunction with product marketing * Contribute to the creation of client-facing assets (videos, websites etc.) This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: * 5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications: * 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD * Meaningful experience with visualization (Tableau / Power BI) and storytelling with data * 5+ years of product management and Go-to-market experience * Hands-on experience with complex data-driven product along with experience translating complex technology into clear customer value propositions * Superior verbal, written, and presentation skills are required. In particular, candidate will be expected to build proficiency in effectively communicating business and technical issues and solutions to multiple organizational levels internally and externally as needed * Self-starter with a demonstrated ability to work independently as well as collaborate with cross-functional teams around the world and across different time zones * Knowledge and experience with partner management to foster effective relationships that result in open communication from the partner is a strong plus * Great storytelling with data skills, ability to map client needs to product solution Desired * Experience with product marketing * Experience with fraud products Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,200.00 to 211,850.00 USD per year. Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Visa's Value-Added Services division (VAS) is one of the three core revenue growth drivers for the company. VAS enable Visa's clients to deliver secure, reliable and convenient payments experiences for their customers. In fiscal year 2024, VAS revenue grew by 22%, and our top 265 largest clients now use on average 22 VAS solutions. The NA VAS - Issuing Solutions team is accountable for financial and operational performance of Issuing Solutions in North America. More specifically, the Manager of Foundational Solutions will partner with Global and Regional Product and NA Sales teams to help tell the story of how Visa's foundational service offerings, such as our Digital Processing Solutions (DPS), other offerings, and partnerships come together to solve client needs/use cases and drive telling of this story through various channels (critically including direct client conversations). This individual will also work closely with other leaders across the team to provide real-time market insights, intake and triage client needs and coordinate roadmaps, and share feedback on ongoing go-to-market efforts. This position can be based in the San Francisco Bay area with minimal travel expected. The role reports to the Senior Director, Issuing Solutions for North America. The role will support the Senior Director of NA Issuing Solutions across a range of strategy, solutioning, commercialization and planning activities. Time spent on these areas will shift based on business needs. The Manager will own workstreams of key strategic initiatives (e.g., long-range strategy development, voice of the client insights, solution proposals to client opportunities) and ensure the North America VAS leadership team is equipped with the data and insights to meet growth imperatives. Strong candidates are versatile team-players who learn fast, have high EQ and IQ, and carry a demonstrated record of driving workstreams. What we expect of you day-to-day: Lead workstreams / small projects related to multi-year strategy for the North America foundational solutions VAS business, which considers nuances relevant to the region (e.g., fintech ecosystem, available payment methods, local banking regulation, mix of digital payments, issuer ecosystem, opportunities for inorganic growth) Work closely with cross-functional and regional teams on strategic projects, bringing timely and useful insight and analytical support Support development of business cases to support prioritization efforts Support and deliver regional product roadmaps that extend Visa's relevance beyond our core network assets. This includes: Build out creative and impactful solutions by integrating insights across Visa's many expert functional resources and supporting collaborative solution development Help serve as conduit for synthesizing client feedback for product requirement purposes to ensure voice of the customer is represented Serve as intake channel for sales teams' requests into enhancements and new product prioritization efforts (including understanding options and true needs) Partner with regional Commercialization leaders to build, execute, and monitor go-to-market motions so Solutions are easy to sell and easy to buy. This includes: Support Go-To-Market (GTM) strategy development, informed by and based on client segmentation analysis, market sizing and competitive landscape & implications Develop use-case, segment, and client-specific perspectives on solutions that solve key client problems/needs Inform pricing guidelines with market intelligence Help architect client-centric joint solutions including build, implementation, and post-launch optimization: Support sales teams in understanding clients' business and technical needs and defining solutions to meet them Link Issuing Solutions with other Visa Product Domains and Client Segments (Acceptance, Risk) to provide greatest value to the client Manage day-to-day project and team activities to meet milestones and timelines This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Qualifications Basic Qualifications: 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications: 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD Experience in and/or significant exposure to the payments industry preferred Ability to lead and manage complex workstreams or small projects independently Superior analytical and problem-solving skills. Demonstrated quantitative rigor Proficient and ideally a power-user of spreadsheet and presentation tools Attention to detail and the ability to structure and analyze financial, operational, and market data Outstanding stakeholder management abilities at both senior and junior levels Strong executive communication and presentation skills. Impeccable written and oral communication Self-starter, team oriented, collaborative, diplomatic, and flexible Additional Information Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Relocation: This role does not provide relocation assistance. Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,200.00 to 211,850.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa is seeking a Product Manager to lead the development, delivery, and life‑cycle management of Visa's Data Production capabilities, including data processing pipelines and real‑time data streaming platforms. This role is central to advancing Visa's foundational data ecosystem and accelerating the company's cloud‑first, modern data transformation strategy. Reporting to the Director of Global Data Services within the Global Data Office, you will define product vision, strategy, and roadmaps for core data platform capabilities that power analytics, AI/ML, real‑time decisioning, and mission‑critical payment services across Visa. You will work closely with engineering, data science, business intelligence, governance, security, and global business teams to ensure high‑quality, scalable, compliant, and high‑performing data products. This is a pivotal opportunity to shape the future of payment data, influence enterprise data strategy, and drive innovation at massive global scale. Essential Functions Product Strategy & Roadmap Develop and execute product strategies for foundational payment data assets aligned with Visa's global data vision and enterprise priorities. Own and maintain the product roadmap for Data Production (data pipelines, orchestration, streaming), ensuring alignment with business objectives and platform modernization initiatives. Lead the evolution of data systems toward cloud‑native architectures to improve scalability, agility, performance, reliability, and cost efficiency. Stakeholder & Cross‑Functional Leadership Partner with global and regional teams to understand market‑specific data needs and ensure platform capabilities meet both local and enterprise business requirements. Engage with stakeholders across engineering, data science, operations, privacy, and governance to capture requirements, validate use cases, and prioritize features. Communicate product vision, value propositions, priorities, and status updates to senior executives, program managers, and business partners. Product Development & Delivery Drive end‑to‑end product lifecycle activities including requirements, design, backlog management, release planning, and post‑launch optimization. Collaborate closely with engineering teams to ensure delivery of scalable, reliable, enterprise‑grade data production capabilities. Experiment with emerging data engineering tools and technologies to improve data processing efficiency, automated quality, and platform reliability. Support migration of workloads and applications to modernized and compliant data pipelines and streaming platforms across Visa. Compliance, Governance & Operational Excellence Ensure all data products adhere to Visa's global privacy, security, and data governance policies as well as industry regulations. Proactively identify platform risks, scalability constraints, and operational issues, partnering with engineering and data operations teams for resolution. Promote best practices in product development, agile execution, and continuous improvement across the data product ecosystem. This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. Qualifications Basic Qualifications: 5 or more years of relevant work experience with a Bachelors Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications: 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD 4 years of work experience with a Bachelor's Degree, or 2 years of work experience with an Advanced Degree (e.g., Masters, MBA, JD, MD), or 0 years of work experience with a PhD. 3+ years of experience in business or technical product management, ideally with exposure to large scale data engineering or data science platforms. Strong understanding of payment technology ecosystems , experience in banking, payments, or financial services data products is highly preferred. Hands on familiarity with Big Data and cloud technologies (e.g., Hadoop, Spark, Kafka, cloud data services), relational/NoSQL databases, and SQL. Experience working in Agile/Scrum environments with a proven ability to lead cross functional teams and deliver scalable product solutions with GenAI skills. Excellent communication, stakeholder management, negotiation, and leadership skills with the ability to influence across organizational boundaries. Strong analytical, problem solving, and creative thinking abilities. Demonstrated ability to collaborate effectively with engineering teams on architecture trade offs, technical feature development, and system design. Advanced degree in a technical or business discipline is a plus. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 146,200.00 to 211,850.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

At American Express, our culture is grounded in a 175-year legacy of innovation, shared values, and Leadership Behaviors-and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you will experience this powerful backing through holistic well-being support, a wide range of professional development opportunities, and a culture where your voice, ideas, and impact truly matter. Here, your work shapes the future of how American Express serves and engages customers. Together, we will define what's next for the brand, the business, and the colleagues who power it. The **Senior Manager of Customer Growth Dialogic Strategy** (Reporting, Planning & Growth Strategy) will play a pivotal role at a transformative moment for the Dialogic program. This highly visible, high-impact role is ideal for a leader who thrives in white space, enjoys solving ambiguous problems, and is motivated by the opportunity to build scalable strategy and infrastructure for long-term growth. You will balance analytical rigor with strategic foresight, operational excellence, and cross-functional leadership. This role is critical to reimagining how we operate, optimize performance, and unlock new growth opportunities across emerging and established channels. **Focus Areas:** **.** **1. Dialogic Treatment Growth Strategy** + Lead the development of the MemVal treatment strategy, including message design, treatment evolution, and the "path to MemVal" process. + Chair and lead the MemVal steering committee to ensure alignment, governance, and strategic prioritization. **2. Reporting & Forecasting** + Rebuild and own monthly R&O, insights, and performance reporting across chat, phone, and emerging channels. + Partner closely with product and cross-functional stakeholders to deliver forecasting excellence and transparent, actionable insights **What You'll Do** + Lead monthly reporting and forecasting routines, ensuring the delivery of clear, actionable insights while partnering with treatment owners and product, strategy, and marketing leadership teams. + Strengthen collaboration frameworks with key internal partners, clarifying roles, responsibilities, and cross-team operating models. + Define the long-term Dialogic growth strategy, encompassing membership value messaging, treatment evolution, and exploration of new channels. + Build and mature channel eligibility reporting, processes, and issue-management routines to unlock growth within core operations. + Collaborate with customer marketing channel owners to enhance end-to-end customer experience and share best practices across the enterprise. **Minimum Qualifications** + Proven experience in marketing strategy, analytics, or related strategic functions. + Exceptional analytical, storytelling, and insight-generation skills, with the ability to translate complex data into clear recommendations and influence decision-making. + Strong project management and organizational capabilities; thrives in fast-paced, evolving environments with multiple stakeholders. + Demonstrated success building new processes, infrastructure, or operating models from the ground up. + A highly collaborative, proactive mindset with a passion for innovation and shaping what's next. **Qualifications** Salary Range: $103,750.00 to $174,750.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions. **Job:** Marketing **Primary Location:** United States **Schedule** Full-time **Req ID:** 25023593