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Westamerica Ban jobs in Napa, CA - 190 jobs

  • Loan Documentation Processor

    Westamerica Bancorporation 3.6company rating

    Westamerica Bancorporation job in Fairfield, CA

    Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Weekly Working Hours: 40 Performs daily charge-off support functions. Responds to service requests, handle phone call inquiries, calculates loan payments and balances, perform job related administrative functions, assists with special projects and performs additional job-related duties as required. Must possess strong interpersonal, organizational, customer service and analytical skills. Can work independently with limited supervision. Ability to thrive in an intense working environment and meet productivity deadlines. Proven decision-making skills required. Good verbal and written communication skills a must. Responsibilities: * Responsible in the processing of all consumer loan payments and payoffs for active and charged off loans and lines. * Handle the phone call inquiries in regards to consumer loan payments. * Callback of payments and payoffs processed by another Loan Processor. * Prepare histories for consumer loans. Requirements Requirements: * One year general business experience preferably with banking * Excellent communication, organization and analytical skills a must * PC proficiency required, along with the ability to function under very tight time constraints with few to no errors * 10-key and typing skills mandatory * Must be detail oriented EOE Westamerica Bank's Privacy Policy may be found at: ********************************* Salary Description $16.50 - $19.61
    $31k-35k yearly est. 60d+ ago
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  • Real Estate Credit Officer

    Westamerica Bank 3.6company rating

    Westamerica Bank job in Santa Rosa, CA

    Full-time Description Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Westamerica Bancorporation, located in Fairfield, CA., is looking for a seasoned Senior Commercial Real Estate Loan Officer. The successful candidate will possess the ability and experience to: Actively solicits, in conjunction with branch sales staff, credit applications for real estate secured term loans or interim construction loans. Incorporate information obtained from independent appraiser and cost engineers to analyze and identify the economic and market feasibility of proposed project. Evaluate various financial data from multiple interested parties (i.e., contractor, tenants, applicant) to determine the credit risk and of project. Monitors the closing of approved term real estate or interim construction loans. Manages assigned interim construction loan portfolio. Ensures transactions comply with regulatory and corporate policies. Functions as liaison to other financial institutions for participatory lending arrangements. MARGINAL FUNCTIONS: Participates in special projects and performs other job related duties as required. Strong experience working with 'problem" loans Proven track record of successfully working integrations and mergers. Ability to review existing deals. EOE Westamerica Bank's Privacy Policy may be found at: ********************************* Salary Description 74,339.20 - $77,000.00
    $77k yearly 60d+ ago
  • Client Relationship Consultant 3 (Banker) - Concord-Willow Pass Office - Concord, CA

    Us Bank 4.6company rating

    Concord, CA job

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description Client Relationship Consultants build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while adapting a digital first mindset. Strong client relationships are based on trust, assessing and attending to customers' banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer's unique goals and needs. Builds and fosters relationships with clients through proactive outreach and follow up, asking questions and learning about their financial needs, and banking channel preferences. Identifies solutions for new and existing clients based on their needs by effectively engaging and communicating with clients. Maintains a working knowledge of consumer and business banking products and services including digital products and services. Provides a consistent optimal client experience, including greeting clients and processing basic transactions. Develops collaborative partnerships with branch team members and partners to best serve clients. Opens new consumer and business accounts, completes service requests and submits credit applications. Proactively educates clients on emerging and self-service digital products and services to assist with meeting their financial needs. Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment. Basic Qualifications * High school diploma or equivalent * Typically has a minimum four to five years of job-related, retail banking experience or a combination of experience and commensurate training Preferred Skills/Experience * Proven ability to build and foster relationships with clients through proactive outreach and follow up * Ability to effectively engage and communicate with clients * Thorough knowledge of applicable bank and branch policies, procedures and support systems * Thorough knowledge of all retail products and services * Proven customer service and interpersonal skills * Experience in participating in sales campaigns/promotions * Experience with using and demonstrating digital products and self-service technologies * Ability to explore and identify a customer's true needs while leveraging a digital first mindset * Demonstrated advanced level of proficiency in making appropriate recommendations that meet customer's needs both reactively and proactively * Experience in the financial services industry preferred Location expectations: This role requires working from a U.S. Bank location for all scheduled work days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): * Healthcare (medical, dental, vision) * Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy disability and parental leave * 401(k) and employer-funded retirement plan * Paid vacation (from two to five weeks depending on salary grade and tenure) * Up to 11 paid holiday opportunities * Adoption assistance * Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $24.23 - $32.31 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.
    $24.2-32.3 hourly 16d ago
  • WM Affluent Associate - Millbrae, CA

    U.S. Bank 4.6company rating

    Millbrae, CA job

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job DescriptionProvides sales, processing, operational, administrative and customer service support to Financial Advisors of U.S. Bancorp Investments. Performs administrative support duties to assist Financial Advisors such as: making and tracking appointments, preparing investment proposals/reviews/routine correspondence, organizing paper flow in adherence to the firm's record-keeping requirements, maintaining client files and supplies, answering phones, opening and disseminating mail. Assists in business development at the direction of the Financial Advisors such as: meeting with existing or new prospects, contacting existing client base to review current relationship, planning and coordinating marketing campaigns/business development seminars and meeting with internal departments to discuss joint business initiatives.Basic Qualifications - High school diploma or equivalent (Bachelor's degree preferred) - Five or more years of investment industry experience preferred - FINRA SIE, Series 7, Series 63 and 65/or 66 registrations and life, variable life, health and disability licenses Preferred Skills/Experience - Strong knowledge of the financial services industry, specifically with investment advisory and brokerages services, internal policies, procedures, and all associated regulatory requirements - Experience with the policies, processes and procedures of the brokerage industry, FINRA and SEC regulatory standards and all applicable regulatory bodies, ensuring regulatory standards are met - Has a deep understanding of the Financial Advisor's business model, needs and key drivers as well as the sales process - Considerable knowledge of internal administrative, compliance and operational procedures - Strong communication, organization, problem-solving, prioritization, follow-up and relationship building skills This role may be eligible for additional compensation through the Wealth Management Associate Monthly Incentive Sharing Program. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $27.55 - $36.73 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.
    $27.6-36.7 hourly Auto-Apply 23d ago
  • Teller

    Westamerica Ban 3.6company rating

    Westamerica Ban job in Napa, CA

    Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. JOB SUMMARY: Under direct supervision: Provides quality service to customers. Promotes sales of Bank services and products. Weekly Working Hours: 40 ESSENTIAL FUNCTIONS: Customer Service Deliver 5 points of service to external customers. (Your Community Banker, Sundown Rule, It's your time, 24hrs or bust, Statement of fact, Everybody makes a difference) Adhere to QIS standards. Actively contributes to team success through clear, effective communication with co-workers Sales Referrals Promote sales of bank's services. Meet goal of $110/FTE per month on average. Cross sell appropriate products and services to clients and prospects. Contributes to Key Initiatives. Teller Standards and Work Habits Meet established standards for accuracy and compliance, while adhering to policies and procedures. Un-located cash differences, operating losses, and BSA errors (see attached Teller Standards) to be within established limits. Adhere to Control Consciousness policies and procedures. Follow branch security procedures in opening, closing, and branch operations. Under the direction of the CSM, provides support with daily operational tasks. Assigned tasks may include processing Branch Capture, certifications, assisting with cash shipments as well as balancing the ATM and Vault. Meet attendance guidelines. Sound Decision Making Exercise good judgment and common sense in protecting Bank assets while providing excellent customer service. Responds well to constructive feedback and works to correct any noted concerns Takes personal responsibility for quality and quantity of work. Compliance Responsibilities Complete regulatory tutorials to ensure understanding of compliance standards and expectations. Answer regulatory questions correctly during Audit/Branch Review. PROMOTIONAL GUIDELINES: Tellers are eligible for promotion based upon the following minimum criteria: Must be in current position for six months. Performance and minimum referral criteria must be met at least four times during the previous six-month period (refer to the “Minimum Monthly Referrals” matrix in Chapter 18 of the Operations Manual for current referral criteria. Must not have been on counseling for same six-month period. Performance appraisal does not contain a “below expectation” and/or “needs improvement” in any rated category. CSM may require additional training/classes based upon specific branch need. Work Environment: The work environment described here is representative of those an employee encounters while performing the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee generally works in an office environment but may occasionally be required to perform job duties outside of the typical office setting. While performing the duties of this job, the employee is occasionally exposed to moving mechanical parts. The noise level in the work environment is usually moderate. EQUIPMENT USED TO PERFORM FUNCTIONS: 10-key machine, Microsoft based computers, fax, photocopier, ATM, tube system for drive-up window, Branch Capture equipment. DECISION MAKING: (Give examples of decisions and recommendations made by incumbent) Accept and process check of a bank customer written to a non-customer when the non-customer produces proper documentation. Identify best approach to obtain additional data from customer when there appears to be questions about the legitimacy of their requested transaction. SUPERVISORY RESPONSIBILITY: (List number of subordinates) Directly Supervised: -0- Supervised by Subordinates: -0- FINANCIAL IMPACT: Inaccurate transactions will impact branch's cash balances, decrease teller incentive payouts and may result in customers feeling discontent toward the bank. Requirements MINIMUM KNOWLEDGE, PRIOR WORK EXPERIENCE, AND SKILLS NEEDED TO PERFORM JOB FUNCTIONS: Good customer relations and basic math skills required. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job the employee may be required to use hands to finger, handle, feel, or manipulate computers, calculators, phones and other office equipment and must be able to clearly communicate and write, hear, and talk with co-workers and customers. The employee is required to walk and stand for long periods of time. The employee is required to occasionally reach, sit, stoop, kneel or crouch. The employee may occasionally lift and/or move up to 25 pounds. Specific visual abilities are required in the job including close vision, distance vision, color vision, peripheral vision, and ability to adjust focus. MENTAL DEMANDS: Accurately count and dispense funds to customer. Recognize opportunities to cross-sell products. Respond positively to challenging customers. Maintain established service standards. EOE Westamerica Bank's Privacy Policy may be found at: ********************************* Salary Description $16.50 - $21.28
    $32k-35k yearly est. 51d ago
  • Environmental Finance - Assistant Director of Project Management - Project Finance

    U.S. Bank 4.6company rating

    San Francisco, CA job

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** USBIF is currently seeking a candidate to join our growing team of finance professionals as an Assistant Director of Project Management (ADPM). The ADPM's responsibilities include leading a team of Project Managers (PMs) and Project Manager Associates ("PMAs") who underwrite, structure, negotiate, close, and asset manage complex renewable energy Project Finance loans. The ADPM is responsible for managing the PMs and PMAs on their team to balance 1) production capacity to achieve volume and profitability goals as well as the management of a growing portfolio of assets while maintaining credit quality, 2) the customer experience, and 3) work-life balance for the team. **Job Responsibilities:** - Train, mentor, and be an ongoing resource to team members throughout underwriting, closing, and asset management. Coach PMs/PMAs to maintain a balanced approach to timely identifying issues, problem solving, and managing risk. - Review, provide constructive feedback, and approve credit packages for the team, ensuring product and credit quality are maintained. - Coach and develop PM Team staff in support of achieving their individual business goals, including short-term personal goals and long-term career paths. - Maintain a culture of inclusion where all people and perspectives are valued and leveraged; recognize and reward contributions and accomplishments. - Build and maintain a sense of team culture and teamwork within the group. Transparently share information and provide context for management and strategic decisions. - Organize and lead meetings (internal group meetings, process improvements, feedback sessions, training, and knowledge sharing). - Work collaboratively with the PM leadership team on staff assessments, consistency in talent management practices, planning, developing training resources and identifying opportunities to enhance the employee experience. - Actively work to improve processes, leverage best practices, increase efficiencies, and coordinate across other functional departments to enhance the customer experience. - Responsible for keeping current on commercial lending policies, products, and services. - Ensure team compliance with the U.S. Bank Code of Ethics and all Anti-Money Laundering, Bank Secrecy Acts, information security and suspicious activity reporting requirements, policies, and procedures. Actively participates in any required corporate and business line training in these areas. **Basic Qualifications** - Typically Bachelor's degree, or equivalent work experience - Typically 10 or more years of banking and/or tax credit industry experience - Typically three or more years of management experience **Preferred Skills/Experience:** - In depth knowledge of complex renewable energy project finance transactions, loan documentation, and deal structure mechanics - High degree of familiarity with utilizing project finance models to underwrite debt and/or tax equity. - In-depth knowledge of construction/term project finance lending and related products. - Detailed knowledge of critical aspects of renewable energy project underwriting, including equipment and performance review as well as a baseline understanding of U.S. energy markets including regulatory structures, physical and synthetic forms of power agreements and derivatives, as well as renewables-focused regional incentives. - Familiarity with critical banking processes and procedures, including credit policy review and approval. - Expertise with investor and/or lender risk mitigation. Ability to apply knowledge to new business opportunities (e.g. new tax credit programs, new asset classes or products) to address relevant risks and benefits. - Demonstrated ability to effectively coordinate and manage people, processes and customer relations. - A team player who leads by example, promoting learning and mentorship with excellent interpersonal and teamwork skills. - Able to manage a staff working on multiple transactions at different stages concurrently while in different locations across the country. - Ability to conceptualize and structure complicated transactions that rely on knowledge of the industry, accounting practices, financing tools and underlying operating businesses. - Ability to read and negotiate complex legal documents and work effectively with attorneys when needed. - Demonstrated ability to navigate internally to problem solve and find answers or paths forward when one is not readily clear. - Effective listener and advanced communication skills, both oral and written. - Highly motivated self-starter who has a good attention to detail, growth mindset, and ability to be comfortable in periods of unpredictability. - Energized by working in a collaborative team environment that is dynamic and evolving. **Location Expectations** The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $143,905.00 - $169,300.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**
    $143.9k-169.3k yearly 30d ago
  • Corporate Foreign Exchange (FX) Marketer

    Us Bank 4.6company rating

    San Francisco, CA job

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description Corporate Foreign Exchange Marketer The Corporate Foreign Exchange Sales team at U.S. Bank assists corporate clients in understanding and managing foreign exchange risks, such as: * Hedging of transactional and translational exposures, including cross-border M&A, project-related transactions and other capital structure-related FX needs. * International payments related to accounts receivable, payable, and other working capital / treasury management needs. Responsibilities include: * Building and maintaining mutually beneficial relationships at all levels of client organizations (from analyst to CFO), as well as with key partners & stakeholders within the Bank: * Leading discussions of hedging or payments concepts and opportunities with clients and internal partners at all skill / familiarity levels. * Coordinating with legal, portfolio & credit risk management teams to negotiate and agree upon documentation, pricing, and credit terms * Leveraging relationship managers, treasury management consultants and other internal partners to prospect and onboard new client opportunities and deepen existing client relationships. * While on the desk, preparing for and handling trade execution (including pricing negotiation and XVA requirements; completing client onboarding processes; backing up colleagues as it relates to client servicing (acting as a team player);and participation in junior talent development/training * Ensuring adherence to U.S. Bancorp internal and external regulatory rules, policies, and procedures Basic Qualifications: * Bachelor's or master's degree in finance, accounting, or another related field * Three or more years of Foreign Exchange experience * Flexibility to travel throughout United States Preferred Skills/Experience: * Strong corporate finance and accounting skills * Track record of originating and closing complex and sensitive FX transactions * Track record of prospecting and onboarding new client relationships * Well-developed verbal and written communication skills * Creativity and ingenuity in developing marketing materials * Well-developed analytical, decision-making, and problem-solving skills * Exceptional product and market knowledge encompassing FX spot, forwards, swaps, options, emerging markets, international payments / treasury management products. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): * Healthcare (medical, dental, vision) * Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy disability and parental leave * 401(k) and employer-funded retirement plan * Paid vacation (from two to five weeks depending on salary grade and tenure) * Up to 11 paid holiday opportunities * Adoption assistance * Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $148,495.00 - $174,700.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.
    $148.5k-174.7k yearly 3d ago
  • Treasury Management Consultant - Healthcare

    Us Bank 4.6company rating

    San Francisco, CA job

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description Contacts prospective customers in order to provide consultative advice on current cash flow practices in order to develop treasury management business. Manages relationships with existing customers to ensure proper servicing of accounts and to expand existing business. Prepares sales presentations, explains services offered, and recommends solutions which would benefit clients. Identifies opportunities to sell other U.S. Bancorp products and services to meet customer needs. Assists management in developing a market strategy and in setting sales objectives. Responsible for meeting or exceeding all assigned sales and revenue retention goals. Assists in the design and oversees the proper installation of treasury management services. Assists management in the development of new services or the modification of existing services. The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. Basic Qualifications * Bachelor's degree, or equivalent work experience * 10 or more years of related experience Preferred Skills/Experience * Extensive knowledge of treasury management products * Thorough knowledge of the organization and its products, services and operations * Strong sales and new business development skills * Excellent customer service/relations skills * Excellent presentation, verbal and written communication skills If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): * Healthcare (medical, dental, vision) * Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy disability and parental leave * 401(k) and employer-funded retirement plan * Paid vacation (from two to five weeks depending on salary grade and tenure) * Up to 11 paid holiday opportunities * Adoption assistance * Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $139,230.00 - $163,800.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.
    $139.2k-163.8k yearly 24d ago
  • Client Relationship Consultant 3 (Banker) - Concord-Willow Pass Office - Concord, CA

    U.S. Bank 4.6company rating

    Concord, CA job

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job DescriptionClient Relationship Consultants build relationships with customers, engaging them via multiple channels including in-person, by appointment, and virtually to provide the best possible counsel while adapting a digital first mindset. Strong client relationships are based on trust, assessing and attending to customers' banking needs, obtaining and processing customer and account information, demonstrating and educating clients on available deposit and loan products and services, and recommending solutions based on each customer's unique goals and needs. Builds and fosters relationships with clients through proactive outreach and follow up, asking questions and learning about their financial needs, and banking channel preferences. Identifies solutions for new and existing clients based on their needs by effectively engaging and communicating with clients. Maintains a working knowledge of consumer and business banking products and services including digital products and services. Provides a consistent optimal client experience, including greeting clients and processing basic transactions. Develops collaborative partnerships with branch team members and partners to best serve clients. Opens new consumer and business accounts, completes service requests and submits credit applications. Proactively educates clients on emerging and self-service digital products and services to assist with meeting their financial needs. Leverages available resources and technologies to optimize the client experience and serve our clients with operational excellence and accuracy. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.Basic Qualifications - High school diploma or equivalent - Typically has a minimum four to five years of job-related, retail banking experience or a combination of experience and commensurate training Preferred Skills/Experience - Proven ability to build and foster relationships with clients through proactive outreach and follow up - Ability to effectively engage and communicate with clients - Thorough knowledge of applicable bank and branch policies, procedures and support systems - Thorough knowledge of all retail products and services - Proven customer service and interpersonal skills - Experience in participating in sales campaigns/promotions - Experience with using and demonstrating digital products and self-service technologies - Ability to explore and identify a customer's true needs while leveraging a digital first mindset - Demonstrated advanced level of proficiency in making appropriate recommendations that meet customer's needs both reactively and proactively - Experience in the financial services industry preferred Location expectations: This role requires working from a U.S. Bank location for all scheduled work days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $24.23 - $32.31 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.
    $24.2-32.3 hourly Auto-Apply 14d ago
  • Business Banking Treasury Management Payments Team Lead

    U.S. Bank 4.6company rating

    Walnut Creek, CA job

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description The Treasury Management Team Lead will manage a team of Treasury Management Payment Consultants (TMPC's) in San Francisco and Sacramento. Job duties include: Retain, develop, and expand Treasury Management business for assigned geographic area, industry segment, or product line. Manage the collective efforts of a team of TMPCs. Travel consistently to San Francisco and Sacramento, CA. Manage marketing, sales operations and account management activities. Collaborate with internal partners such as Business Banking Relationship Managers, product management and customer service staff to ensure the development and retention of profitable client relationships through effective account strategies. Communicate efficiently and effectively with team, leadership and all internal partners. Basic Qualifications - Bachelor's degree, or equivalent work experience - Eight to ten years of sales experience in the financial services industry - Three or more years of supervisory/management experience Preferred Skills/Experience - Strong understanding of automated treasury management systems - Strong managerial leadership and organizational skills - Excellent verbal and written communication skills - Demonstrated new business development and relationship management skills - Ability to creatively resolve client concerns - Strong business development and negotiating skills, emphasizing the development of sales strategies and goals - Reside in San Francisco Location This role offers a hybrid/flexible schedule, which means there is an expectation to work onsite or be with customers and team three or more days a week with the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $148,495.00 - $174,700.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.
    $148.5k-174.7k yearly Auto-Apply 21d ago
  • Credit Officer

    Westamerica Ban 3.6company rating

    Westamerica Ban job in Fairfield, CA

    Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals. Delivering a wide variety of financial services with a superior customer service guarantee. Manages branch's commercial loan portfolio/deposits/growth. Works to achieve branch's identified profitability goals by increasing the existing Book of Business: Contacts prospect/clients to establish new bank relationships through the selling of appropriate bank products. Contacts current clients to retain and expand present bank relationships by cross-selling bank products. Directs sales activities of branch sales force: Conducts daily sales meeting. Actively sells Westamerica's bank products/services. Monitors results of sales activities as outlined in current WAB Sales Culture Booklet. Represents the bank in various civic and community activities in an effort to enhance the Bank's image and attract new business. Reviews delinquent loans and implements appropriate action to help correct situation. Requirements Commercial Lending experience Underwriting experience EOE Westamerica Bank's Privacy Policy may be found at: ********************************* Salary Description $70,304.00 - $82,128.00
    $70.3k-82.1k yearly 3d ago
  • National Home Equity Closing Specialist

    Fifth Third Bank, N.A 4.6company rating

    Sacramento, CA job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. YOUR RESPONSIBILITIES: The responsibilities for this role are below; you may support projects of varying complexity based on skill and organizational priorities. + Prepare Closing Documents: Prepare, compile, and audit closing documents for accuracy and compliance with loan approvals and regulatory disclosures. + Coordinate Closing Conditions: Coordinate with internal teams, title companies, vendors, and borrowers to ensure all conditions are met prior to closing and funding. + Approve Funding: Review signed closing documents and approve funding in accordance with transaction terms. + Manage Fund Disbursement: Manage disbursement of funds and ensure proper documentation is in place for delivery and servicing. + Perform Post-Closing Audits: Perform post-closing tasks including auditing files, resolving discrepancies, and clearing unexpected liens. + Track and Resolve Deficiencies: Maintain accurate records of deficiencies and remediation steps; ensure timely resolution. + Validate Regulatory Compliance: Validate fee tolerances, re-disclosure timelines, and regulatory compliance (RESPA/TILA). + Monitor Loan Pipeline: Monitor pipeline to ensure timely processing and closing of consumer loan applications. + Liaise on Business Needs: Act as a liaison for business requirements, systemic issues, and process updates. + Maintain Regulatory Knowledge: Maintain knowledge of bank policies, procedures, and federal lending regulations. + Deliver Customer Service: Provide exceptional customer service and contribute to continuous process improvement. MINIMUM REQUIREMENTS: This position requires an experienced level of proficiency. We require a Highschool Diploma along with 3-5 years or more of practical experience in closing, underwriting, processing, or real estate documentation within a financial institution or title company. REQUIRED SKILLS: Qualified candidates will possess a degree of proficiency (typically from 3-5 years of work or practical experience), in: + SAFE Act Registration: SAFE Act registration required through the Nationwide Mortgage Licensing System (NMLS). + Apply Lending Expertise: Extensive knowledge of consumer lending guidelines, closing procedures, and real estate documentation. + Ensure Regulatory Compliance: Strong understanding of RESPA/TILA compliance and loan origination processes. + Utilize Origination Platforms: Proficiency in home equity origination systems/platforms. + Manage Complex Tasks: Proven ability to resolve complex issues, manage multiple priorities, and meet deadlines. + Communicate Effectively: Excellent written and verbal communication skills. + Demonstrate Team Collaboration: Demonstrated teamwork and customer service skills. Please refer to the "Skills for Success" section to learn how to stand out as an applicant. SKILLS FOR SUCCESS: Qualified candidates will possess a degree of proficiency (typically from years of work or practical experience), across a suite of skills including, but not limited to: + Education: Bachelors Degree or equivalent experience preferred. DOING THE RIGHT THING: Our employees take pride in doing the right thing for customers and colleagues as well as being accountable for risk by openly exchanging ideas and opinions, elevating concerns, and following policies and procedures that protect all our valuable assets -including you . National Home Equity Closing Specialist Total Base Pay Range 44,300.00 - 83,700.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** and by consulting with your talent acquisition partner. LOCATION -- Virtual, California 00000 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $56k-82k yearly est. 14d ago
  • Project Coordinator

    Westamerica Bancorporation 3.6company rating

    Westamerica Bancorporation job in Fairfield, CA

    Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee Weekly Working Hours: 40 JOB SUMMARY: (2-3) sentences describing purpose of job - begin with level of supervision provided to the incumbent) Under general managerial supervision, provides specialized administrative and analytical support to all staff in Real Property Management. Acts as primary contact for Real Property Management for both internal and external inquiries. ESSENTIAL FUNCTIONS: Fundamental Duties 1. Responsible for scheduling repairs and maintenance at all facilities. * Complete repair requests, maintain follow-up Log, assess the severity of the problem and resolve the problem. * Schedule work with vendor. * Follow up with branch/department and vendor to ensure problem is resolved. 2. Manage branch/building key systems. * Work in conjunction with Branch Review Department to ensure accuracy of Key Log. * Physically certify DOM key system annually. 3. Audit invoices and payment requests prior to submission for payment. Verify invoices to corresponding repair request to determine payment validity. 4. Create, monitor and maintain contracts for all vendors. Ensure vendor has current certificate of insurance on file. * Annually certify with the State of California that vendor is bonded. 5. Collect, post and monitor all sublease income. Create and maintain Financial Management System (FMS) tables for internal use (i.e., buildings with multiple tenants, operations and Systems cost allocation). Prepare related general ledger entries for month-end processing. 6. Monitor, analyze and process all PG&E statements on a monthly basis. 7. Complete monthly allocation of all building expenses. 8. Complete the Unclaimed Property filing with the State of California annually to include Westamerica Bancorporation and all organizations acquired. 9. Coordinate with Property Services Rep on assigned projects. § Prepare bid packages including contacting bidders, organizing list of bidders and typing bid documents and specifications. § Read contracts/agreements for accuracy. Follows up on outstanding bids. Maintain bid status reports. Schedules approved projects. 10. Provide secretarial support to department members. § Open and distribute all incoming mail. § Monitor phone mail for department members when they are away from the office. § File all paperwork in the respective files. 11. Other job duties as assigned. Requirements Minimum Knowledge, Prior Work Experience, and Skills Needed to Perform Job Functions: Progressively more responsible administrative support experience in a real property/facilities environment where incumbent has gained a broad working knowledge of assigned activities. General office machines skills and personal computer proficiency required. Excellent communications skills, verbal and written. Physical Demands: Sits for extended periods of time utilizing keyboard to input and retrieve data. Mental Demands: § Mathematical skills for budget and analysis of various invoices and bills. § Analytical abilities for tasks including competitive analysis and contract reviews. § Ability to handle multiple tasks simultaneously and prioritize urgent versus routine requests. § Ability to meet deadlines and work under pressure. Equipment Used to Perform Functions: Personal computer, photocopier, facsimile, telephone, calculator Decision Making: (Give examples of decisions and recommendations made by incumbent) § Ability to prioritize tasks when projects are required from various vendors. § Allocation of expenses to ensure costs are charged to correct accounts and budgets are balanced. EOE Westamerica Bank's Privacy Policy may be found at: ********************************* Salary Description $22.00 - $25.00
    $43k-55k yearly est. 17d ago
  • RMS Underwriter I

    Westamerica Ban 3.6company rating

    Westamerica Ban job in Santa Rosa, CA

    Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join on our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Weekly Working Hours: 40 Underwriter I is responsible for reviewing and evaluating low-risk FSP account applications to ensure they meet internal risk standards, industry regulations, and card brand rules. This role supports decisioning new accounts by analyzing applicant's information, financial documentations, processing history, and risk indicators. Essential Functions: Underwrites new low-risk FSP account applications: Reviews applications for completeness accuracy, and compliance with company policies, card brand rules, and underwriting guidelines Assess merchant risk by evaluating models, process volumes, financial stability, chargeback exposure, and historical processing behavior Analyze supporting documents such as bank statements, financial reports, compliance details, etc. to verify legitimacy and risk alignment Identify potential fraud or high-risk indicators and escalate application as necessary Determine application outcome such as approval, denial, etc. Answers inquiries from FSP and ISOs to clarify account conditions and procedures Keeps informed of current practices in underwriting and current program guidelines and development, card brand rules, applicable regulations, and industry best practices Meet productivity and turnaround time SLAs while maintaining high accuracy standards “Shadow Underwrites” FSPs for low risk/low volume applications to ensure underwriting process and guidelines are managed to expected quality assurance level Follows up on missing items from various sales channels and/or merchants Handles exceptions and escalates cases as necessary Provides outbound customer service with sales partners to resolve pending items Compliance Specific: Maintain awareness of federal and state regulations applicable to designated areas of responsibility, stay current with compliance training, adhere to bank's compliance practices, support implementation of necessary changes to policies, procedures, and controls to ensure ongoing adherence. Marginal Functions: Provides backup to Underwriter II as needed Other duties as assigned Requirements Experience working in a fast-paced environment, preferably but not required in banking or financial services industry Effectively manage assigned underwriting through completion, and escalate issues proactively to leadership Ability to effectively analyze spreadsheets, reports, and other sources of financial data Working knowledge and experience using computer and Microsoft Office applications Ability to continuously adhere to multiple compliance regulations and card brand rules Natural inquisitive mindset with an infinity to learn Strong attention to detail and accuracy Strong written and verbal communication skills, as well as interpersonal skills are required Excellent multi-tasking and time management skills Self-motivated, able to work independently and as part of a team Regular on-site attendance required during regular business hours PHYSICAL DEMANDS: Sitting for extended periods of time while using computer Frequent hand, wrist, and finger movements for tasks such as keyboarding, data entry, and mouse use Continuous close visual work is required for tasks such as data analysis, computer use, and reading Frequent communication in-person and via phone, talking and hearing for such interactions Occasional movement within the office is necessary to access files or office machinery Occasional lifting, pushing, and pulling (up to 20 lbs) Occasional stooping and reaching Occasional standing and walking MENTAL DEMANDS: Continuously prioritizing multiple demands and meet deadlines while maintaining high level of compliance Continuously applying analytical skills Ability to make sound decision and determine when to escalate issues to leadership Remind external customers of approaching deadlines and requirements ENVIRONMENTAL DEMANDS: Work in a climate-controlled building Office environment typically has a moderate noise level Work area has standard office ventilation and air quality EQUIPMENT USED TO PERFORM FUNCTIONS: Computer, Phone, Common Office Equipment EOE Westamerica Bank's Privacy Policy may be found at: ********************************* Salary Description $16.50 - $22.00
    $40k-51k yearly est. 30d ago
  • SVP, SMB Digital Sales

    U.S. Bank 4.6company rating

    San Francisco, CA job

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** The SVP, SMB Digital Sales is responsible for banking product sales to small and medium-sized business customers, interacting in US Bank's digital channels. This leader must be sales and customer-focused, and will drive opportunities for revenue growth and optimization of sales activities. This leader will collaborate with product and marketing partners on launching new growth initiatives, and improving operational efficiency, productivity, and controls. This individual provides leadership to a large team of direct sales personnel, organized by product and acquisition funnel stage. This role reports directly to the SVP, Business Banking GTM and Business Development. **ESSENTIAL FUNCTIONS:** + Shape Direct Sales Strategy: Define the vision, strategic direction, and operational plans needed to exceed customer expectations and sales goals. Coordinate between centralized sales support teams, marketing, and product groups on strategic initiatives. Maintain awareness of the competitive environment and recommend strategies to increase sales performance and revenue. + Accelerate Revenue Growth: Responsible for driving annual sales revenue growth, including forecasting performance and tracking results. Monitor sales, revenue, and funnel performance across products sales and customer acquisition funnel + Enhance Sales Effectiveness: Identifies opportunities for efficiency and growth, and drives the development of collateral material, sales training, operational procedures, and systems requirements to ensure sales personnel are set up for success. + Build a High-Performing Sales Organization: Manage a team of 50+ sales personnel and leaders. Drive talent management and development. Make decisions around staffing, appraisals, promotions, salary, and terminations. + Compliance: Ensures compliance with all U.S. Bancorp policies and procedures such as the Code of Ethics and all Anti-Money Laundering, Bank Secrecy Act, information security and suspicious activity reporting requirements, etc. **Essential Qualifications:** This is a senior level, highly seasoned and experienced position requiring strong leadership and management skills. The position requires a thorough knowledge of sales concepts and the bank's products in order to respond to customer inquiries from small and medium-sized businesses, and drive sales revenue. + 10 years of bankingexperience + 8 or more years of sales management/leadership experience + MBA preferred + Well-developed leadership abilities and strategic management skills. + Proven experience in sales management and business development + Knowledge of banking products + Experience in team leadership, mentorship, and performance management + Well-developed verbal and written communication skills + Strong analytical mindset, decision-making, and problem-solving skills + Strong interpersonal and influence/partnership skills + Good organizational and project management skills + Proficiency in CRM tools and sales analytics platforms If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $170,255.00 - $200,300.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**
    $170.3k-200.3k yearly 19d ago
  • Loan Processor - Boarding

    Westamerica Bank 3.6company rating

    Westamerica Bank job in Suisun City, CA

    Job DescriptionDescription: Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Weekly Working Hours: 40 Responsible in the processing of all consumer loan payments and payoffs for active and charged off loans and lines. Responds to service requests. Calculates interest, loan payments, and balances. Handle the phone call inquiries in regard to consumer loan payments. Prepare histories for consumer loans. Consumer Boarding: Performs boarding (data entry) functions for Consumer loans (Indirect and Direct). Responds to service requests, handle phone call inquiries, calculates interest, loan payments and balances, review billing statements and does account research. Assists with special projects and performs additional job-related duties as required. Commercial Boarding: Performs boarding and maintenance functions for Commercial loans. Primary responsibility is the preparation, boarding and maintenance of all commercial and special handling loans. Monitoring and maintenance for all special handling designated loans. Responds to service requests, handle phone call inquiries, and does account research. Assists with special projects and performs additional job-related duties as required. Requirements One-year general business experience preferably with banking. Excellent communication, organization and analytical skills a must. PC proficiency required, along with the ability to function under very tight time constraints with few to no errors. 10-key and typing skills mandatory. Must be detailed oriented. Requirements: EOE Westamerica Bank's Privacy Policy may be found at: *********************************
    $35k-42k yearly est. 20d ago
  • Loss Investigations Manager

    Westamerica Ban 3.6company rating

    Westamerica Ban job in Fairfield, CA

    Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. JOB SUMMARY: Under general managerial review, manages the Corporation's loss and recovery program. Implements and maintains effective security policies, investigations and physical protection of the Bank's employees and property. ESSENTIAL FUNCTIONS: Fundamental Duties 1. Manages the Corporation's loss recovery program and staff: a. Conducts investigations. External and Internal losses, including embezzlements and fingerprint reports. b. Determines disposition of operating losses. c. Functions as project leader when working with outside counsel. d. Represents the Corporation at various legal proceedings. e. Serves as Corporate Liaison with law enforcement, security and collection personnel. f. Manages the Loss Investigations staf and evaluates their job performance. 2. Functions as the Corporate Security Officer. Manages the Bank's loss and recovery programs. Ensures compliance with regulatory guidelines (Reg P). Serves as Corporate liaison with law enforcement, security personnel and functions as project leader with outside legal council. 3. Completes departmental reports. a. Conducts security related surveys and special projects. b. Develops report formats. c. Generates regulatory and internally required reports. d. Function as system administrator for the Corporation's security reporting system. 4. Ensures compliance with regulatory guidelines. (Regulation P) a. Prepares crime reports. b. Develops, enhances, implements and monitors the Corporation's security program, policies and procedures. c. Ensures the branch's physical security equipment meets minimum legislated standards. d. Provides guidance to company personnel and ensures required training is being conducted. e. Assists with safety related training classes. f. Supervises Bank Physical Security Equipment Maintenance program and staff. 5. Develops, enhances, implements and monitors the Bank's security program, policies and procedures, including fraud prevention monitoring and physical security program to ensure equipment meets minimum legislated standards. Marginal Functions: 6. Participates in other special projects and performs other job-related duties as assigned. MINIMUM KNOWLEDGE, PRIOR WORK EXPERIENCE, AND SKILLS NEEDED TO PERFORM JOB FUNCTIONS: · Incumbent must have previous work experience related to security and/or loss prevention within a financial institution where the incumbent has gained a working knowledge of all aspects of bank and data security, including investigations, protective devices, law enforcement procedures and methods and bank operations. Excellent communications, interpersonal presentation, training and analytical skills are required. PHYSICAL DEMANDS: · Travels to various locations. May work non-standard hours. Sits through meetings. MENTAL DEMANDS: · Take independent action to respond to a multitude of requests for assistance both internal and external, relating to Bank security where a crime, potential crime, operational loss situation or liability have occurred. · Conduct independent investigations relative to possible or actual losses while maintaining high level of confidentiality. · Manage multiple tasks and administer projects of a complex and confidential nature occurring concurrently. · Independently organize, complete and administer projects of a complex and confidential nature. · Read and analyze legal documents, prioritize workload, basic accounting skills and high level of problem resolution. · Represent Bank as its Security Officer at meetings, internal and external, where Bank Security presence is required, and acts as liaison with law enforcement and legal counsel. EQUIPMENT USED TO PERFORM FUNCTIONS: · PC and laptop, fax, telephone, photocopier, 10-key calculator, private vehicle. DECISION MAKING: · Evaluate documents and information to identify what type of recovery efforts will be initiated. · Analyze findings and recommend changes in current policies and procedures to minimize or prevent reoccurrences of losses. · Present disposition recommendation to Corporate Security Officer on losses above incumbent's authorized settlement limits. · Investigate breaches in data security and recommend changes in procedures and policies to prevent reoccurrences. SUPERVISORY RESPONSIBILITY: Directly Supervised: 3 Supervised by Subordinates: -0- FINANCIAL IMPACT: · Incumbent actions protect the Corporation from economic loss and minimize the financial impact of fraudulent situations. · Incumbent has sign off authority of $10,000.00. · Oversee collection efforts to ensure effective recovery has been pursued by branches, collection departments, outside collection agencies, law enforcement and legal counsel. · Responsible for managing operating losses & recoveries for the Corporation. · Annualized departmental budget is approximately $400,000. CONTACTS: Internal: All levels of management External: Legal counsel, law enforcement personnel, private security contractors, security staff at other financial institutions, customers. Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee. Salary Description $68,640.00 - $84,208.00
    $68.6k-84.2k yearly 60d+ ago
  • Mortgage Loan Originator

    U.S. Bank 4.6company rating

    Walnut Creek, CA job

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. **Job Description** Originates mortgage loans in an assigned metropolitan territory. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations. Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Bank locations. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment. Basic Qualifications - High school diploma or equivalent - Minimum one year of mortgage, sales, real estate, or banking experience - Ability to travel Preferred Skills/Experience - Well-developed sales ability - Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies - Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors - Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) - Ability to work independently - Ability to analyze financial information - Excellent verbal and written communication skills -This position also requires 2 or more hours of driving per week- add to all internal and external postings. -Established referral base within assigned market preferred -2 years of mortgage loan origination experience with proven results _-This role is posted as remote; however, candidates who are located near any one of our locations would be required to work on site at least three days per week._ If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants (****************************************************************************** . **Benefits:** Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): + Healthcare (medical, dental, vision) + Basic term and optional term life insurance + Short-term and long-term disability + Pregnancy disability and parental leave + 401(k) and employer-funded retirement plan + Paid vacation (from two to five weeks depending on salary grade and tenure) + Up to 11 paid holiday opportunities + Adoption assistance + Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. **E-Verify** U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program (********************************************************************** . The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $20.00 - $20.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. **Posting may be closed earlier due to high volume of applicants.**
    $20-20 hourly 12d ago
  • Area Sales Manager II

    Fifth Third Bank, N.A 4.6company rating

    San Francisco, CA job

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Manager role performs a wide range of duties relating to the origination of residential mortgage loans for Financial Centers and outside referrals. Meet standards and objectives defined by management for team mortgage loan sales and cross-selling objectives. Responsible for the overall production of the team and the day-to-day management of each Mortgage Loan Originator (MLO) inclusive of structuring loans, pricing, investment of marketing dollars, group affiliations and prioritization of MLO utilization. Effectively partner with Fulfillment Operations to drive closed volume. Actively recruit and grow talent. Onboard, coach and train MLOs. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. ESSENTIAL DUTIES AND RESPONSIBILITIES: + Develop and foster referral source relationships (realtors, builders, professional and personal contacts, etc.). + Recruit, hire and onboard new loan officers + Develop a sales culture and sales focused environment within team. + Develop and foster relationships with Financial Center personnel to build business and referrals. + Manage personal and team production via local and Bancorp reporting and KPIs. + Coaches direct reports to achieve production goals. Actively manages under-performers via performance improvement plans to meet established performance levels. + Facilitate the development of business plans with MLOs and manage/coach to those plans. + Hold regular periodic business plan reviews with sales team. + Build strategic and tactical plans for driving volume growth in assigned area. + Participate in sales calls with MLOs. + Assist departmental management in identifying possible improvements in systems and procedures. + Demonstrate and coach to the bank's promise to serve to ensure that MLOs provide a high level of customer service to external customers based on Bancorp customer satisfaction data. + Monitor all operational, risk and compliance related issues and take appropriate action when standards are not met. + Monitor quality levels of loan originators to insure adherence to standards. + Serve as an intermediary for loan issues with processing manager and underwriting manager. + Perform Human Resource tasks for the team, such as exception time reporting, performance reviews, coaching, performance management, commission administration and identifying training issues. SUPERVISORY RESPONSIBILITIES: Responsible for providing employees timely, candid and constructive performance feedback; developing employees to their fullest potential and provide challenging opportunities that enhance employee career growth; developing the appropriate talent pool to ensure adequate bench strength and succession planning; recognizing and rewarding employees for accomplishments. MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED: + High school diploma or GED equivalent. Two/Four-year college degree preferred. + 3-5 years residential mortgage sales experience required. + In-depth knowledge of conventional, government, and portfolio guidelines. + ne to three years mortgage management experience preferred. + In-depth knowledge of residential mortgage processing, underwriting and closing procedures. + In-depth knowledge of federal lending regulations governing real estate lending. + Demonstrated organizational skills. + Demonstrated leadership skills. + Must lead by example and have a high level of integrity. + Demonstrated teamwork and customer service skills. + Ability to analyze policies, procedures, and guidelines in a way that maximizes productivity but protects the level of risk desired. + Demonstrated teamwork and customer service skills. + In-depth sales technique/sales coaching skills. + Strong desire to excel in a competitive environment. + Strong interpersonal and communication skills. + Strong analytical and problem-solving skills are required. + Excellent verbal, written, presentation, people, and diplomacy skills are required. + Work requires the ability to multi-task and to be flexible. + PC proficient in Windows based software programs (Outlook, Word, Excel, PowerPoint). + Experience with Mortgage origination systems and automated decisioning tools required. + Ability to motivate team, work independently, manage multiple projects, work under pressure, and adapt to sudden changes in the work environment. + This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position. Area Sales Manager II At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. Compensation for this position is largely incentive-based. Incentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. More information can be obtained upon request. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- San Francisco, California 94111 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $84k-100k yearly est. 30d ago
  • Senior Commercial Card Consultant - Payment Services (Merchant & Institutional)

    Us Bank 4.6company rating

    San Francisco, CA job

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One. Job Description SUMMARY The Senior Commercial Card Consultant plays a critical role in evaluating client/prospect commercial card programs, identifying opportunities for improvement, and delivering actionable insights. This position requires strong analytical skills, relationship-building capabilities, and a deep understanding of transactional data to support strategic recommendations. RESPONSIBILITIES * Assessment of Client Commercial Card Programs: Conduct comprehensive evaluations of client card offerings to identify strengths, gaps, and areas for optimization. Provide tailored recommendations to enhance program performance and client satisfaction. * Provide Strategic Guidance: Deliver consultative support to clients, leveraging data-driven insights and industry best practices to improve program effectiveness, efficiency and profitability. * Analyze Transactional Data: Review and interpret transactional data to uncover spend trends, usage patterns, and actionable insights that inform strategic decisions and client recommendations. * Develop Internal Relationships: Build and maintain strong partnerships with internal stakeholders, including Bankers, Sales teams, Relationship Managers, and Partners-to promote awareness of available resources and ensure alignment on client objectives. * Stay Current on Industry Trends: Monitor developments in payment solutions, card programs, and regulatory changes to ensure recommendations remain relevant and competitive. BASIC QUALIFICATIONS * Ten or more years of applicable experience. * Bachelor's degree in Business, Finance or Accounting (or equivalent experience). * Ability to travel up to 30%. PREFERRED SKILLS/EXPERIENCE * 7 or more years of experience in commercial card programs, payment solutions, virtual payments, treasury and accounts payable operations. * Strong analytical and problem-solving skills with proficiency in data manipulation and interpretation. * Excellent communication (written and verbal) as well as relationship-building abilities. This position offers a hybrid/flexible schedule which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): * Healthcare (medical, dental, vision) * Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy disability and parental leave * 401(k) and employer-funded retirement plan * Paid vacation (from two to five weeks depending on salary grade and tenure) * Up to 11 paid holiday opportunities * Adoption assistance * Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $132,260.00 - $155,600.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.
    $132.3k-155.6k yearly 11d ago

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