Product Owner jobs at Western Union - 1762 jobs

Assistant Manager, US Product Analytics & Optimization - NYC, New York (Hybrid) Are you customer-obsessed and passionate about building products and experiences that support the financial needs of a global population? How about offering up your technical skills in a business that is committed to moving money for better? If you are interested in joining a globally diverse organization where our high impact contributions are recognized and celebrated both by our customers and our leadership, allowing each of us to thrive, then it is time to join our Product Strategy Team at Western Union. Western Union powers your pursuit. We are seeking an Assistant Manager to drive product analytics, production quality management, and experience optimization for our US digital experience. In this role, you will help identify, surface, and resolve critical issues across the customer journey to ensure stability, improve funnel performance, and improve the experience for our customers. You will collaborate closely with regional product leadership and cross-functional teams to deliver seamless, reliable, and world-class customer experience. Role Responsibilities * Assist with successfully developing product strategy, manage product offerings including value proposition, features, functionality, pricing and distribution for the core domestic business, C2C money transfers across all channels (retail, phone, web). * Perform thorough production testing across the US experience to proactively identify and surface issues. * Report, prioritize, and support resolution of critical issues, working closely with engineering and operations teams. * Monitor error spikes in production, coordinate timely fixes, and safeguard customer experience stability. * Drive improvements to the customer experience (from inception through execution) based on analytics and testing, not only fixing the root cause of the problem, but taking the customer experience to the next level. * Track funnel metrics to measure stability, identify conversion issues, and recommend improvements. * Partner with the US Regional Product Lead to generate funnel analytics and insights that guide prioritization and optimization efforts. Role Requirements * Bachelor's degree in Business, Marketing, Communications, or similar discipline. * 3+ years of experience in product management, quality assurance, or related discipline, with a focus on digital products. * Proven ability to test, identify, and resolve issues in live production environments. * Strong analytical skills with experience in funnel analysis and performance tracking. * Comfortable working cross-functionally with engineering, operations, and product leadership. * Excellent problem-solving, communication, and organizational skills. * Ability to balance proactive issue detection with long-term platform and product stability goals. We make financial services accessible to humans everywhere. Join us for what's next. Western Union is positioned to become the world's most accessible financial services company - transforming lives and communities. We're a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward. Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You'll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you're ready to help drive the future of financial services, it's time for Western Union. Learn more about our purpose and people at ********************************** Salary The base salary range is $81,900.00 - 109,200.00 USD per year, total on target compensation includes a base salary plus annual incentives that align with individual and company performance. Actual salaries will vary based on candidates' qualifications, skills, and competencies. Benefits You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (*************************************************** Please see the below benefits specific to your location and note that your recruiter may share additional role-specific benefits during your interview process or in an offer of employment. Your US specific benefits include: * Flexible Time off * Medical, Dental and Life Insurance * Parental Leave * Global Adoption Assistance * 401K plan Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate. Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week. For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information. We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws. #LI-RM1 Estimated Job Posting End Date: 12-31-2025 This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.

The Product Manager role leads the end-to-end product management of the Bank's banking offerings. This position serves as a critical role in ensuring our product portfolios across all our Commercial, Small Business, and Consumer segments remains competitive, profitable, and properly managed throughout its life cycle. In addition, this role will support other key functions critical for product management if needed. This role will report into the Director, Product Management at Amalgamated Bank. Essential Job Functions: Overall Drive product development, execution and commercialization across Amalgamated Bank's product sets, e.g., digital and lending solution, as well as treasury management products Partner with key business stakeholders on product positioning and key business strategies. Develop product roadmap by taking an “outside-in” view Promote an environment that supports social responsibility, diversity and reflects the missions and values of Amalgamated Bank. Ensure compliance with all Bank policies and regulatory standards. Market Management Identify client needs and end-to-end client experience for banking products in-scope. Responsible for understanding the Bank's niche market and competitive landscape. Identify new and emerging banking industry and technology trends. Product Execution Implement end-to-end product development and enhancement initiatives. Execute revenue initiatives to increase product revenue and profitability in line with the Bank's core values and mission. Develop rigorous business case for new product development and enhancements. Identify, evaluate, and implement measures to improve product performance, profitability, and competitiveness in line with the Bank's core values and mission. Define grounded, rigorous business requirements in conjunction with cross functional teams. Develop key product features & functionality considering return on investment and client needs. Manage product profitability throughout life cycle. Work with Technology, Operations, Risk, Business, PMO and other internal and 3rd party resources to effectively adhere to Product Lifecycle Process. Manage and improve related product vendor relationships, as they pertain to product development, functionality, and economics. Commercialization Partner with Marketing and other key stakeholders on product campaigns, collateral, and communication. Provide ongoing product training to internal and external clients to ensure clear understanding of product value proposition. Oversee development of product documentation, FAQs, and reference materials for internal and external audiences. Knowledge, Skills and Experience Requirements : Bachelor's degree or equivalent experience Strong analytical approach, comfortable with modeling, and ability to draw conclusions and insight, as well as provide business and product recommendations based on analysis Minimum 2-3 years in a direct product management and/or management consulting role Minimum 2-3 years of related experience in Commercial Banking or Treasury Services, a strong understanding of banking product offerings preferred Bank-wide system and platform implementation and migration experience preferred Experience managing third party digital banking platforms and solutions preferred Experience with vendors including Q2, FIS and Salesforce preferred Ability to work effectively as part of a team to drive projects and deliverables Excellent communication skills, ability to manage internal and external relationships effectively and articulate complex solutions to both internal and external stakeholders Strong planning and project organizing skills Demonstration of initiative and innovation to resolve issues rapidly Fluency in Microsoft Office including advanced Excel Stellar written and verbal communication skills Commitment to seeking opportunities for improvement and ability to achieve results despite challenges Comfortable working from home, and working remotely, Need to be able to use technology remotely, connect to networks, use applications remotely Need to be willing to collaborate, network, and building relationships remotely

Join Montecito Bank & Trust as a Digital Banking Product Manager! As the largest locally owned community Bank on the Central Coast, Montecito Bank & Trust is committed to our founding principle: to make the communities we serve better places to live and work. We are always looking for talented professionals who are passionate about personalized service, community involvement, and innovation. By joining our team, we are dedicated to your career development and wellbeing, in and out of the workplace. About the Role Montecito Bank & Trust is seeking a full-time Digital Banking Product Manager to join the team in our Marketing department. As a Digital Banking Product Manager, you will deliver a World Class Experience by managing the Bank's digital products, including Consumer and Business Online Banking, Mobile Banking, and Online Account Opening. This role is central to shaping our clients' digital journey, covering roadmap planning, lifecycle management, execution, and product delivery. With a focus on optimizing customer experience, the position is responsible for research, development, performance tracking, and product lifecycle management in support of the Bank's goal to continually advance our digital portfolio. We are seeking a motivated, hands-on, and multi-tasking self-starter with strong product management, critical thinking, analytical, communication, and interpersonal skills. The ideal candidate brings a blend of product management expertise and financial services experience, along with a passion for creating seamless, client-focused digital solutions. You will be located in Santa Barbara, CA with the opportunity for a hybrid work schedule. What We're Looking For A college degree or equivalent work experience required. 5-8 years of combined financial institution and digital banking product management experience required. Experience with Fiserv preferred. Strong analytical skills and the ability to think strategically, provide leadership, make decisions and problem-solve. Ability to translate business goals into clear, compelling product strategies and actionable roadmaps. Proficiency in Word, PowerPoint and Excel. Competence as an end user with data visualization and interpretation tools like Tableau or PowerBI. Your Responsibilities The essential functions of this role include, but are not limited to: Manage the full lifecycle of digital banking products (online/mobile banking, online account opening), developing and maintaining a roadmap of enhancements aligned with customer needs, market trends, and Bank objectives. Evaluate new technologies, vendor roadmaps, and industry trends to identify opportunities for innovation, integration, and efficiency. Oversee digital product development, launches, upgrades, and integrations in partnership with vendors and internal teams, identifying product requirements and system capabilities while ensuring a seamless customer experience across all platforms. Partner with Data Analysts to track performance, utilization, and customer engagement, maintaining dashboards and reporting insights to leadership. Work with Business Banking to identify market opportunities and support packaging, pricing, and portfolio strategies. Collaborate with Marketing to drive digital adoption, execute campaigns, and deliver consistent client communication. Develop guides, training, and resources to equip associates to promote and support digital products. Lead the Bank's ‘Digital Champions' user group meetings. Your Benefits Workplace Culture that Values YOU Competitive Pay Medical, Dental, Vision, & Life Insurance 401K Matching/Retirement Planning Paid Vacation Time, Sick Time, Federal Holidays, & Volunteer Time Associate Bank Accounts Bank Gatherings, Events, & Associate Engagement Activities Individual pay is based on a multitude of factors, including candidate's experience, knowledge, skills, and abilities needed to perform in the position and pay equity. Equal Employment Opportunity Montecito Bank & Trust is an equal opportunity employer. Montecito Bank & Trust is committed to providing equal employment opportunity in our application process to all protected groups, including protected veterans and individuals with disabilities. Employment eligibility is contingent on completing the DHS Employment Eligibility Verification (I-9) form and presenting acceptable documentation upon hire verifying your identity and right to work in the United States. The Bank does not sponsor visas, green cards, CPT, OPT, or other work authorizations. Interested in Applying? Apply through Indeed or visit our website Montecito Bank Careers Review the openings using the “Explore Opportunities” tab. Select “Apply Now” to review the desired position and click “Apply” to submit your application. Create a personal log-in to apply.

Join Montecito Bank & Trust as a Digital Banking Product Manager !

JobID: 210693642 JobSchedule: Full time JobShift: Base Pay/Salary: Palo Alto,CA $122,550.00-$201,000.00 You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients. As a Product Manager in Digital & Design for the Business Continuity and Release Management team, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations. This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorgan Chase's review of criminal conviction history, including pretrial diversions or program entries Job responsibilities * Develops a product strategy and product vision that delivers value to customers * Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap * Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition * Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability * Plays a critical role in incident response; facilitates Product communication deliverable during production outages * Demonstrates superior judgment to mitigate risk; fosters an environment where risk/control issues are escalated and creative solutions are identified * Understands risk and contributes to an effective and efficient control environment * Instills a security first mindset through coaching and mentorship. Identifies and encourages areas for growth and improvement throughout the team. * Communicates effectively and builds a shared understanding * Invests in relationships and improves collaboration with a "one team" mentality * Recognizes successes and takes action on opportunities for improvement Required qualifications, capabilities, and skills * 5+ years of experience or equivalent expertise in product management or a relevant domain area * Advanced knowledge of the product development life cycle, design, and data analytics * Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management * Understanding of systems development methodologies and ability to manage business partners, technology resources, subject matter experts, user interface design, QA, UAT, and all other groups involved in the end to end process * Knowledge of electronic banking products and systems * Self starter who thrives in a fast paced, collaborative, and cross functional environment * Excessive attention to detail and ability to work independently * Critical thinker with strong problem solving skills * Strong relationship management skills with the ability to quickly build trust and rapport * Excellent organizational, multitasking, and prioritizing skills * Exceptional written, presentation, and verbal communication skills Preferred qualifications, capabilities, and skills * Demonstrated prior experience working in a highly matrixed, complex organization * Ability to communicate across multiple teams with influencing and relationship skills * Ability to manage and deliver large scale solutions globally * Knowledge of payments, risk and security * Flexibility to adapt plans for change realities

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients. As a Product Manager in Digital & Design for the Business Continuity and Release Management team, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations. This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorgan Chase's review of criminal conviction history, including pretrial diversions or program entries **Job responsibilities** + Develops a product strategy and product vision that delivers value to customers + Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap + Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition + Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability + Plays a critical role in incident response; facilitates Product communication deliverable during production outages + Demonstrates superior judgment to mitigate risk; fosters an environment where risk/control issues are escalated and creative solutions are identified + Understands risk and contributes to an effective and efficient control environment + Instills a security first mindset through coaching and mentorship. Identifies and encourages areas for growth and improvement throughout the team. + Communicates effectively and builds a shared understanding + Invests in relationships and improves collaboration with a \"one team\" mentality + Recognizes successes and takes action on opportunities for improvement **Required qualifications, capabilities, and skills** + 5+ years of experience or equivalent expertise in product management or a relevant domain area + Advanced knowledge of the product development life cycle, design, and data analytics + Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management + Understanding of systems development methodologies and ability to manage business partners, technology resources, subject matter experts, user interface design, QA, UAT, and all other groups involved in the end to end process + Knowledge of electronic banking products and systems + Self starter who thrives in a fast paced, collaborative, and cross functional environment + Excessive attention to detail and ability to work independently + Critical thinker with strong problem solving skills + Strong relationship management skills with the ability to quickly build trust and rapport + Excellent organizational, multitasking, and prioritizing skills + Exceptional written, presentation, and verbal communication skills **Preferred qualifications, capabilities, and skills** + Demonstrated prior experience working in a highly matrixed, complex organization + Ability to communicate across multiple teams with influencing and relationship skills + Ability to manage and deliver large scale solutions globally + Knowledge of payments, risk and security + Flexibility to adapt plans for change realities JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** Palo Alto,CA $122,550.00 - $201,000.00 / year

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients. As a Product Manager in Digital & Design for the Business Continuity and Release Management team, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations. This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorgan Chase's review of criminal conviction history, including pretrial diversions or program entries Job responsibilities Develops a product strategy and product vision that delivers value to customers Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability Plays a critical role in incident response; facilitates Product communication deliverable during production outages Demonstrates superior judgment to mitigate risk; fosters an environment where risk/control issues are escalated and creative solutions are identified Understands risk and contributes to an effective and efficient control environment Instills a security first mindset through coaching and mentorship. Identifies and encourages areas for growth and improvement throughout the team. Communicates effectively and builds a shared understanding Invests in relationships and improves collaboration with a "one team" mentality Recognizes successes and takes action on opportunities for improvement Required qualifications, capabilities, and skills 5+ years of experience or equivalent expertise in product management or a relevant domain area Advanced knowledge of the product development life cycle, design, and data analytics Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management Understanding of systems development methodologies and ability to manage business partners, technology resources, subject matter experts, user interface design, QA, UAT, and all other groups involved in the end to end process Knowledge of electronic banking products and systems Self starter who thrives in a fast paced, collaborative, and cross functional environment Excessive attention to detail and ability to work independently Critical thinker with strong problem solving skills Strong relationship management skills with the ability to quickly build trust and rapport Excellent organizational, multitasking, and prioritizing skills Exceptional written, presentation, and verbal communication skills Preferred qualifications, capabilities, and skills Demonstrated prior experience working in a highly matrixed, complex organization Ability to communicate across multiple teams with influencing and relationship skills Ability to manage and deliver large scale solutions globally Knowledge of payments, risk and security Flexibility to adapt plans for change realities

Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Digital Payments Product Manager will be a Digital Payments subject matter expert and manage the development of the structure around new products and features based on multiple client's input. YOU will develop, own & execute on enterprise & retail digital payments banking strategy, product vision, features and designs. You will: * Manage our digital payments strategy with detailed business requirements. * Manage the interaction with technology partners and/or vendors on the delivery of optimized member-centered intuitive payments offerings through our Platform. * Collaborate with, and manage internal relationships with leadership, marketing, customer experience, development, and implementation teams to manage backlog and release planning, define product roadmap, incorporate market direction and sort through diverse requirements. * Improve customer satisfaction and loyalty, through a deep understanding of their needs, delivering best in class market solutions, which will be a key differentiator in the digital channels of the Bank with other market competitors. * Conducts channel/product gap analysis, competitive research and industry evaluations to extract actionable insights to inform the digital strategy and determine the long-term digital backlog. * Analyze client needs and market research in order to decide which are the priorities to be targeted and provide an adequate response to the client segments being addressed. * Leads business case development, writing, and delivery as well as ROI-projections. * Plans, manages and facilitates all phases of the Digital life cycle, from inception through introduction into the marketplace. * Manages multiple, concurrent agile teams to define and execute the release plan on time and on budget. Roll-out business- critical change in short timescales whilst also adapting for other global and local programs running in parallel impacting the same audience. * Interfaces with QA and/or internal UAT resources to ensure requirements are met and approve finished product releases before it goes to the client. * Sets the direction and reviews product documentation for the digital banking solution suite * Tracks product and feature use to analyze and understand implications for product enhancements * Develops tools and processes to gather feedback to shape and build future products * Supports Sales and Marketing in promoting the products and ensuring revenue, business value, and client adoption goals are met * Define business and operational KPIs for owned products; develop targets and manage forecasting for each Defined KPI; partner with Analytic teams on deep dives for anomalies in trends, to define root cause and action plans. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in engineering, Data & Analytics, or Technology-related fields - Required 7+ Years Related experience in product development and/or line experience working with products. Required 2+ Years Management Experience - Required * Extensive knowledge and experience with creating and managing business requirements and user stories for software platforms. * Experience in developing digital product backlog and roadmaps with aggressive product delivery cycles. * Background in Consumer payments with strong understanding of ACH, Wires, Zelle, Cross-border payments, Real time payments, Debit cards is preferred. * Familiarity with regulatory compliance and risk management in the financial industry. * Must be an exceptional collaborator, able to build and leverage relationships at all levels of the organization. * Strong technology capabilities - must be able to manage major technology products end-to-end and develop key solutions for scalability. * Strong track record on product delivery and team leadership, managing complex and concurrent programs in dynamic organizations. * Knowledgeable about the external environment including Main banking competitors, Regulatory environment, Global Economy, Latest innovations and technologies. * Strong track record of Agile change leadership from inception through to execution and embedding, including establishing the vision and mandate. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $160,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.

JobID: 210690003 JobSchedule: Full time JobShift: Day Base Pay/Salary: New York,NY $122,550.00-$201,000.00 You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team at Kinexys by J.P. Morgan, the firm's blockchain focused business unit. As a Product Manager in Kinexys Digital Payments for JPM Coin, you'll lead the development of transformative solutions for institutional clients, and make a meaningful impact by delivering high-quality products that resonate with clients. As a Product Manager in Kinexys Digital Payments for JPM Coin product, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. You utilize your deep understanding of payments and blockchain and you get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations. Job responsibilities * Develops a product strategy and product vision that delivers value to customers * Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap * Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition * Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability Required qualifications, capabilities, and skills * 5+ years of experience or equivalent expertise in traditional payments or blockchain based payments systems product management * Advanced knowledge of the product development life cycle, design, and data analytics * Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management Preferred qualifications, capabilities, and skills * Demonstrated prior experience working in a highly matrixed, complex organization * Deep payments subject matter expertise * Solid understanding of blockchain technologies including public and private permissioned chains, digital wallets, smart contracts

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team at Kinexys by J.P. Morgan, the firm's blockchain focused business unit. As a Product Manager in Kinexys Digital Payments for JPM Coin, you'll lead the development of transformative solutions for institutional clients, and make a meaningful impact by delivering high-quality products that resonate with clients. As a Product Manager in Kinexys Digital Payments for JPM Coin product, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. You utilize your deep understanding of payments and blockchain and you get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations. **Job responsibilities** + Develops a product strategy and product vision that delivers value to customers + Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap + Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition + Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability **Required qualifications, capabilities, and skills** + 5+ years of experience or equivalent expertise in traditional payments or blockchain based payments systems product management + Advanced knowledge of the product development life cycle, design, and data analytics + Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management **Preferred qualifications, capabilities, and skills** + Demonstrated prior experience working in a highly matrixed, complex organization + Deep payments subject matter expertise + Solid understanding of blockchain technologies including public and private permissioned chains, digital wallets, smart contracts JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** New York,NY $122,550.00 - $201,000.00 / year

Job Description About Figure Figure (NASDAQ: FIGR) is transforming capital markets through blockchain. We're proving that blockchain isn't just theory - it's powering real products used by hundreds of thousands of consumers and institutions. By combining blockchain's transparency and efficiency with AI-driven automation, we've reimagined how loans are originated, funded, and traded in secondary markets. From faster processing times to lower costs and reduced bias, our technology is helping borrowers, investors, and financial institutions achieve better outcomes. Together with our 170+ partners, we've originated over $17 billion in home equity loans (HELOCs) on our blockchain-native platform, making Figure the largest non-bank provider of home equity financing in the U.S. Figure's ecosystem also includes YLDS, an SEC-registered yield-bearing stablecoin that operates as a tokenized money market fund, and several other products and platforms that are reshaping consumer finance and capital markets. We're proud to be recognized as one of Forbes' Most Innovative Fintech Startups in 2025 and Fast Company's Most Innovative Companies in Finance and Personal Finance. About the Role We're looking for a Product Manager to join our Markets business! As a Product Manager, you will help build the technology and experience that delivers innovative blockchain-first financial services. What You'll Do Help to drive the product lifecycle through ideation, roadmap planning, launch, and post-launch growth for our digital asset marketplaces. Own the user experience for our customers (retail and institutional) who trade, lend and borrow on the Figure platform. Synthesize feedback from users into deliverable product improvements Clearly define and communicate strategy, priorities, and key performance indicators with all stakeholders Work cross functionally with the Engineering, Data, Business, Legal, and Marketing teams to align product efforts across the company Analyze the product workflow to predict and mitigate complex issues; develop creative and practical, scalable solutions to streamline business efforts Create, monitor, and assess success metrics; present findings to the leadership team What We Look For 7+ years working in product for a FinTech, blockchain or crypto company Bachelor's degree or equivalent Knowledge of and experience with blockchain technology and digital wallet functionality Knowledge of and experience within digital marketplaces or more traditional financial markets Obsession over intuitive product experiences and a high bar for product quality A collaborative team player with the ability to work effectively in a team and the ability to address cross functional requirements Excited to work in fast paced environment and to be accountable for large projects Can understand a complex set of data or user research learnings, synthesize them, and make them accessible to engineers, designers, and executives Intelligent communicator with cross-functional partners and know how to build incrementally towards a broader product vision Ability to evaluate the success or failure of releases and use data to guide next steps Ability to learn new concepts rapidly to enable business expansion into new areas Ability to succinctly highlight tradeoffs and make a compelling recommendation Deep ownership of product, business, and customer outcomes Salary Compensation Range: $140,000 - $176,000/yr 25% annual bonus target, paid quarterly Equity stock options package This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs Benefits Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans Company HSA, FSA, Dependent Care, 401k, and commuter benefits Employer-funded life and disability insurance coverage 11 Observed Holidays & PTO plan Up to 12 weeks paid family leave Continuing education reimbursement Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing and acknowledging that you have read and understand the above notice. Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. #LI-RF1 #LI-Remote

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients. As a Product Manager in Digital & Design for the Business Continuity and Release Management team, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations. **Job responsibilities** + Develops a product strategy and product vision that delivers value to customers + Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap + Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition + Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability + Plays a critical role in incident response; facilitates Product communication deliverable during production outages + Demonstrates superior judgment to mitigate risk; fosters an environment where risk/control issues are escalated and creative solutions are identified + Understands risk and contributes to an effective and efficient control environment + Instills a security first mindset through coaching and mentorship. Identifies and encourages areas for growth and improvement throughout the team. + Communicates effectively and builds a shared understanding + Invests in relationships and improves collaboration with a \"one team\" mentality + Recognizes successes and takes action on opportunities for improvement **Required qualifications, capabilities, and skills** + 5+ years of experience or equivalent expertise in product management or a relevant domain area + Advanced knowledge of the product development life cycle, design, and data analytics + Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management + Understanding of systems development methodologies and ability to manage business partners, technology resources, subject matter experts, user interface design, QA, UAT, and all other groups involved in the end to end process + Knowledge of electronic banking products and systems + Self starter who thrives in a fast paced, collaborative, and cross functional environment + Excessive attention to detail and ability to work independently + Critical thinker with strong problem solving skills + Strong relationship management skills with the ability to quickly build trust and rapport + Excellent organizational, multitasking, and prioritizing skills + Exceptional written, presentation, and verbal communication skills **Preferred qualifications, capabilities, and skills** + Demonstrated prior experience working in a highly matrixed, complex organization + Ability to communicate across multiple teams with influencing and relationship skills + Ability to manage and deliver large scale solutions globally + Knowledge of payments, risk and security + Flexibility to adapt plans for change realities JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

You enjoy shaping the future of product innovation as a core leader, driving value for customers, guiding successful launches, and exceeding expectations. Join our dynamic team and make a meaningful impact by delivering high-quality products that resonate with clients. As a Product Manager in Digital & Design for the Business Continuity and Release Management team, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the customer and developing profitable products that provide customer value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed customer expectations. Job responsibilities Develops a product strategy and product vision that delivers value to customers Manages discovery efforts and market research to uncover customer solutions and integrate them into the product roadmap Owns, maintains, and develops a product backlog that enables development to support the overall strategic roadmap and value proposition Builds the framework and tracks the product's key success metrics such as cost, feature and functionality, risk posture, and reliability Plays a critical role in incident response; facilitates Product communication deliverable during production outages Demonstrates superior judgment to mitigate risk; fosters an environment where risk/control issues are escalated and creative solutions are identified Understands risk and contributes to an effective and efficient control environment Instills a security first mindset through coaching and mentorship. Identifies and encourages areas for growth and improvement throughout the team. Communicates effectively and builds a shared understanding Invests in relationships and improves collaboration with a "one team" mentality Recognizes successes and takes action on opportunities for improvement Required qualifications, capabilities, and skills 5+ years of experience or equivalent expertise in product management or a relevant domain area Advanced knowledge of the product development life cycle, design, and data analytics Proven ability to lead product life cycle activities including discovery, ideation, strategic development, requirements definition, and value management Understanding of systems development methodologies and ability to manage business partners, technology resources, subject matter experts, user interface design, QA, UAT, and all other groups involved in the end to end process Knowledge of electronic banking products and systems Self starter who thrives in a fast paced, collaborative, and cross functional environment Excessive attention to detail and ability to work independently Critical thinker with strong problem solving skills Strong relationship management skills with the ability to quickly build trust and rapport Excellent organizational, multitasking, and prioritizing skills Exceptional written, presentation, and verbal communication skills Preferred qualifications, capabilities, and skills Demonstrated prior experience working in a highly matrixed, complex organization Ability to communicate across multiple teams with influencing and relationship skills Ability to manage and deliver large scale solutions globally Knowledge of payments, risk and security Flexibility to adapt plans for change realities

General Purpose The Product Manager of Commercial Digital Products manages Alpine Bank's suite of business and commercial online and mobile banking platforms. Position is based in Grand Junction, CO. Essential Duties/Responsibilities Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Regular and Reliable attendance is required as an essential function of this position. Responsible for the maintenance, efficiency, and continued growth of our existing digital products and services; including but not limited to business online and mobile banking, commercial online and mobile banking, and our positive pay suite of products. Creates efficiencies, and continually researches and implements new services. Works closely and collaboratively with management, other product managers, branch locations, and various other internal departments to initiate and develop outstanding commercial digital services. Researches, analyzes, and understands the products that the Bank's competitors are offering and communicates these findings to management and other stakeholders. Trains internal banking staff on the systems to enable them to better meet and exceed customer expectations. Spearheads upgrades and enhancements to the Bank's business and commercial online and mobile banking platforms and coordinates system changes to other areas within the bank. Advises on updates to product agreements, risk assessments and policies while working closely as a team player with other bank stakeholders, including but not limited to internal audit. Participates in projects as directed. Performs other duties as assigned. Employees are held accountable for all duties of this job. Job Qualifications Knowledge, Skills, and Ability: Displays excellent written and verbal communication skills. Ability to share technical expertise with team members and subordinates. Strong understanding of digital banking systems, information technology systems and software with a high proficiency in the use of Adobe, Microsoft Excel, Microsoft Word and Microsoft PowerPoint. Self-motivated, works well under pressure and meets deadlines. Skill in obtaining information and identifying key issues and relationships relevant to achieving a long-range goal or vision. Understanding how to identify problems and willingness to make recommendations to address them. Ability to deal with frequent change, delays, or unexpected events. Skill in understanding customer needs and delivering unsurpassed customer service. Detail oriented with exceptional organizational skills. Ability to work independently with a minimum of supervision. Education or Formal Training: Minimum of High School Diploma or General Education Diploma (GED) equivalent required. A Bachelor's Degree with focus in Technology, Design, Entrepreneurship, Analytics, Marketing, Business, or similar field is preferred. CTP, AAP, AIPMM or related field certification a plus. Possession of, or ability to obtain, a valid State of Colorado Drivers' License, required. Experience: A minimum of two to three (2-3) years working in the Financial Services industry is preferred. A minimum of one (1) year working in the Digital Banking environment or similar is preferred. A minimum of at least Two (2) years of product management or equivalent demonstrated through one or a combination of the following: work experience, training, education is preferred. Working Conditions Working Environment: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, and photocopiers. Occasional travel to conferences, meetings and branch locations, evening and weekend work should be anticipated. Physical Activities: These are representative of those which must be met to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. This is largely a sedentary role. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. Employee also may have to lift up to 25 lbs. Note: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job. Starting Rate of Pay is between $22.00 and $27.00 per hour, depending on experience. Position is anticipated to close on December 31, 2025 or until filled. For an overview of our employee benefits please visit: Alpine Bank Careers Page

General Purpose The Product Manager of Commercial Digital Products manages Alpine Bank's suite of business and commercial online and mobile banking platforms. Position is based in Grand Junction, CO. Essential Duties/Responsibilities Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. * Regular and Reliable attendance is required as an essential function of this position. * Responsible for the maintenance, efficiency, and continued growth of our existing digital products and services; including but not limited to business online and mobile banking, commercial online and mobile banking, and our positive pay suite of products. * Creates efficiencies, and continually researches and implements new services. * Works closely and collaboratively with management, other product managers, branch locations, and various other internal departments to initiate and develop outstanding commercial digital services. * Researches, analyzes, and understands the products that the Bank's competitors are offering and communicates these findings to management and other stakeholders. * Trains internal banking staff on the systems to enable them to better meet and exceed customer expectations. * Spearheads upgrades and enhancements to the Bank's business and commercial online and mobile banking platforms and coordinates system changes to other areas within the bank. * Advises on updates to product agreements, risk assessments and policies while working closely as a team player with other bank stakeholders, including but not limited to internal audit. * Participates in projects as directed. * Performs other duties as assigned. Employees are held accountable for all duties of this job. Job Qualifications Knowledge, Skills, and Ability: * Displays excellent written and verbal communication skills. * Ability to share technical expertise with team members and subordinates. * Strong understanding of digital banking systems, information technology systems and software with a high proficiency in the use of Adobe, Microsoft Excel, Microsoft Word and Microsoft PowerPoint. * Self-motivated, works well under pressure and meets deadlines. * Skill in obtaining information and identifying key issues and relationships relevant to achieving a long-range goal or vision. * Understanding how to identify problems and willingness to make recommendations to address them. * Ability to deal with frequent change, delays, or unexpected events. * Skill in understanding customer needs and delivering unsurpassed customer service. * Detail oriented with exceptional organizational skills. * Ability to work independently with a minimum of supervision. Education or Formal Training: * Minimum of High School Diploma or General Education Diploma (GED) equivalent required. * A Bachelor's Degree with focus in Technology, Design, Entrepreneurship, Analytics, Marketing, Business, or similar field is preferred. * CTP, AAP, AIPMM or related field certification a plus. * Possession of, or ability to obtain, a valid State of Colorado Drivers' License, required. Experience: * A minimum of two to three (2-3) years working in the Financial Services industry is preferred. * A minimum of one (1) year working in the Digital Banking environment or similar is preferred. * A minimum of at least Two (2) years of product management or equivalent demonstrated through one or a combination of the following: work experience, training, education is preferred. Working Conditions Working Environment: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, and photocopiers. Occasional travel to conferences, meetings and branch locations, evening and weekend work should be anticipated. Physical Activities: These are representative of those which must be met to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. This is largely a sedentary role. Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus. Employee also may have to lift up to 25 lbs. Note: This job description is not intended to be an exhaustive list of all duties, responsibilities, or qualifications associated with the job. Starting Rate of Pay is between $22.00 and $27.00 per hour, depending on experience. Position is anticipated to close on December 31, 2025 or until filled. For an overview of our employee benefits please visit: Alpine Bank Careers Page

Morgan Stanley is building an industry leading digital banking and cash management platform that leverages cutting edge technology to provide our clients with self-service capabilities to manage their wealth and personal finances. We are embarking on a multi-year growth plan to deepen existing client engagement across all channels while expanding our banking product reach. We are seeking a talented and motivated digital product manager to join the Morgan Stanley Wealth Management Digital Client Experience & Platforms team. The Digital Client Experience & Platforms team defines and drives the online and mobile experiences for Morgan Stanley clients. In the Product Owner role, you will inform direction and contribute to the creation and on-going success of the latest digital solutions for our clients. This role will assist in supporting the Digital Client Experience for the following: * The Digital Service team drives and defines the online customer experience for Morgan Stanley and E*TRADE servicing processes. Our user experiences are targeted to users across the firm in a wide-ranging set of self-directed and advised products, including brokerage, retirement, banking, stock plan, and more. Our team is responsible for delivering the digital client-facing experience. * The individual in this role will be responsible for supporting the product team in defining, building, and reviewing end-to-end digital service communication experiences for a variety of products at Morgan Stanley / E*TRADE. The applicant should bring a strong product management skillset with key focus on providing a best-in-class end user experience, understanding the competitive landscape, and the ability to drive improvements and change using a data driven approach. Partnership and collaboration with a variety of groups across the firm will be key to success. You will be a vital part of a dynamic team responsible for delivering the digital client-facing experience for all digital platforms, including Morgan Stanley Online/Mobile, Shareworks and E*TRADE. As a smart, passionate, detail-oriented team player who loves interacting with a diverse set of people solving tough problems and challenging the status quo, this is an amazing opportunity to forge a new digital direction for a highly respected company that is deeply committed to reinventing itself. Strong performing individuals will be supported in further professional development. Responsibilities: > Disciplined Product Management: Lead the product development life cycle, including problem definition, solution discovery, and post launch results optimization. Data driven approach to decisions informed by usage, client feedback, competitive and business intelligence. > Roadmap Development & Management: Build and maintain prioritized feature backlog in jira and define product roadmap by partnering closely with key stakeholders, including technology, service, UX, Legal, Risk, compliance, Data and Digital Product teams to align on impact and delivery timelines. > Strategic Prioritization: Priority management with a sound metrics driven framework for a balanced approach to trade-offs between value add and resource investment. > Success Metrics Tracking & Reporting: Ownership of Key Performance Indicators (KPIs) for continuous optimization of client service and support. > Stakeholder management: Collaborate with stakeholders from business, technology, UX, customer service, Ops, and legal & compliance to elicit requirements. > Risk Management: Identify potential risk and issues that may impact roadmap delivery and develop mitigation strategies to address them proactively. > Business Reviews: Orchestrate business reviews and update forums for the project progress and delivery. Responsible for planning, material creation, preparation, execution, and follow through of discussion items. Business Skills: > Looking for a highly motivated individual with strong critical thinking, written and verbal communication, and organization skills. > Naturally curious, analytical, and data-driven > Self-starter with entrepreneurial drive and demonstrated ability to identify and solve critical problems and achieve stretch goal > Experience collaborating with UI/UX designers and developers to deliver client-friendly products and user experiences QUALIFICATIONS > Proven experience with digital platforms and solutions > Bachelor's degree is required > Knowledge or exposure to wealth management and online brokerage/banking preferred > Demonstrated track record of delivering new innovative fintech, digital products, solutions, or applications preferred > Customer service insights: deep familiarity with customer service processes > Exceptional communication and relationship building skills: Ability to interact at multiple levels of the organization and tailor messaging appropriately. Strong presentation and PowerPoint skills. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. All States (NAM) It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $110,000 and $190,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Assistant Manager, US Product Analytics & Optimization - NYC, New York (Hybrid) Are you customer-obsessed and passionate about building products and experiences that support the financial needs of a global population? How about offering up your technical skills in a business that is committed to moving money for better? If you are interested in joining a globally diverse organization where our high impact contributions are recognized and celebrated both by our customers and our leadership, allowing each of us to thrive, then it is time to join our Product Strategy Team at Western Union. Western Union powers your pursuit. We are seeking an Assistant Manager to drive product analytics, production quality management, and experience optimization for our US digital experience. In this role, you will help identify, surface, and resolve critical issues across the customer journey to ensure stability, improve funnel performance, and improve the experience for our customers. You will collaborate closely with regional product leadership and cross-functional teams to deliver seamless, reliable, and world-class customer experience. Role Responsibilities * Assist with successfully developing product strategy, manage product offerings including value proposition, features, functionality, pricing and distribution for the core domestic business, C2C money transfers across all channels (retail, phone, web). * Perform thorough production testing across the US experience to proactively identify and surface issues. * Report, prioritize, and support resolution of critical issues, working closely with engineering and operations teams. * Monitor error spikes in production, coordinate timely fixes, and safeguard customer experience stability. * Drive improvements to the customer experience (from inception through execution) based on analytics and testing, not only fixing the root cause of the problem, but taking the customer experience to the next level. * Track funnel metrics to measure stability, identify conversion issues, and recommend improvements. * Partner with the US Regional Product Lead to generate funnel analytics and insights that guide prioritization and optimization efforts. Role Requirements * Bachelor's degree in Business, Marketing, Communications, or similar discipline. * 3+ years of experience in product management, quality assurance, or related discipline, with a focus on digital products. * Proven ability to test, identify, and resolve issues in live production environments. * Strong analytical skills with experience in funnel analysis and performance tracking. * Comfortable working cross-functionally with engineering, operations, and product leadership. * Excellent problem-solving, communication, and organizational skills. * Ability to balance proactive issue detection with long-term platform and product stability goals. We make financial services accessible to humans everywhere. Join us for what's next. Western Union is positioned to become the world's most accessible financial services company - transforming lives and communities. We're a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward. Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You'll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you're ready to help drive the future of financial services, it's time for Western Union. Learn more about our purpose and people at ********************************** Salary The base salary range is $81,900.00 - 109,200.00 USD per year, total on target compensation includes a base salary plus annual incentives that align with individual and company performance. Actual salaries will vary based on candidates' qualifications, skills, and competencies. Benefits You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few (*************************************************** Please see the below benefits specific to your location and note that your recruiter may share additional role-specific benefits during your interview process or in an offer of employment. Your US specific benefits include: * Flexible Time off * Medical, Dental and Life Insurance * Parental Leave * Global Adoption Assistance * 401K plan Western Union values in-person collaboration, learning, and ideation whenever possible. We believe this creates value through common ways of working and supports the execution of enterprise objectives which will ultimately help us achieve our strategic goals. By connecting face-to-face, we are better able to learn from our peers, problem-solve together, and innovate. Our Hybrid Work Model categorizes each role into one of three categories. Western Union has determined the category of this role to be Hybrid. This is defined as a flexible working arrangement that enables employees to divide their time between working from home and working from an office location. The expectation is to work from the office a minimum of three days a week. For residents of Colorado, California, Connecticut, Delaware, Minnesota, and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age, date of birth, or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information. We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws. #LI-RM1 Estimated Job Posting End Date: 12-31-2025 This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.

At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you. **Wells Fargo Technology** sets IT strategy; enhances the design, development, and operations of our systems; optimizes the Wells Fargo infrastructure footprint; provides information security; and enables continuous banking access through in-store, online, ATM, and other channels to Wells Fargo's more than 70 million global customers. Wells Fargo Bank N.A. seeks a **Principal Digital Product Manager** in Irving, TX. **Job Role and Responsibility: ** ** **In this position, you will be part of the team responsible for providing a comprehensive view of datacenter service management initiatives and TCO alignment of data center strategies/engineering/operations cross organizationally with CTO and CIO's for application and cloud strategies. This role will be focused on service management of the vendor providing the 4 new core datacenters that are the pillar of the hosting strategy. Direct management of DC services contracts and 3rd party spend, i.e. premises, smarthands, etc. Expertise for developing strategies around long-term commercial transactions supporting colocation / edge strategies. Development and evaluation of strategic comprehensive business case option analysis. Telecommuting is permitted up to 2 days a week. Position must appear in person to the location listed as the work address. Qualified applicants send resume to: recruiter_******************** and reference Requisition #001633 in the subject line. **Travel required:** None. **Required Qualifications: ** ** Degree Required:** Bachelor's degree in Computer Engineering, Electrical Engineering, or related technical field. ** Amount and type of experience required:** 7 years of experience in job offered or in a related position involving application development and implementation experience. ** Specific skills required:** ** **- Understanding of datacenter design documentation: single line, cabinet placement, networking distribution; - 3rd Party datacenter (colocation) contract expertise and SLA management experience; - Sourcing: RFP development and evaluation experience of 3rd party datacenters (colocation) providers; - Physical Site Access controls experience; and - Network distribution for edge connectivity; cross connects design, implementation and pricing experience. **Salary:** $209,394 - $300,000 ### Place of Work Hybrid ### Requisition ID 001633 ### Compensation $209,394 - $300,000 ### Job Type Full Time ### Application Email recruiter_********************

About this role: Wells Fargo is seeking a Senior Digital Product Manager to ensure the stability, availability, and performance of technology services supporting critical business processes for our growing Credit Card business. This role serves as the liaison between business stakeholders and technology teams, driving shared understanding of service needs, priorities, and service level agreements. You will lead efforts to write, refine, and maintain user stories and backlog items, coordinate with engineering, support, and risk teams to manage service disruptions and root cause analysis, and identify opportunities to automate or optimize business services using agile delivery principles. This position also plays a key role in aligning to technology strategy, supporting executive reporting, and participating in business partner strategy planning and execution. In this role, you will: * Lead or participate in variety of complex functions within the digital environment * Contribute to large-scale planning related to the execution of the digital strategy * Review and analyze complex content strategy/creation, customer experience, analytics/research or product management that require an in-depth evaluation of variable factors * Independently resolve complex issues * Lead team to meet project deliverables while leveraging solid understanding of digital initiatives, policies, procedures and/or compliance requirements * Collaborate and consult with peers, colleagues and mid-level managers to resolve issues and achieve goals * Potentially lead projects, teams or provide direction to junior staff on less complex digital initiatives * Proactively monitor and improve service health rather than only reacting to incidents. * Maintain strong data hygiene and ensure accurate reporting for portfolio and capacity management. * Enable transparent communication between technology and business teams, avoiding siloed or centralized decision-making. * Balance governance and reporting with real operational improvements that enhance customer experience. * Drive continuous improvement through automation, agile practices, and engineering enablement. * Support workforce planning, talent development, and engagement strategies to build a diverse and high-performing team. * Ensure alignment with technology strategy and compliance requirements while managing risk effectively. * Foster a strong agile discipline that inspires teams to continuously improve delivery evidenced through key agility metrics * Build frameworks for complex decision making that enable effective debate and accelerate getting to the right answer Required Qualifications: * 4+ years of digital product management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: * Deep understanding of business processes supported by technology, especially in financial services (e.g., marketing and acquisitions, application decisioning, payment systems and servicing). * Awareness of infrastructure, software delivery pipelines, monitoring tools, and cloud technologies. * Strong stakeholder management skills with ability to translate technical details into business impact and vice versa. * Experience using data and trend analysis to identify risks, bottlenecks, or service degradation before they impact the business. * Ability to work closely with cross-functional teams including product owners, developers, testers, and designers. * Proficiency in agile and product-centric delivery practices. * Strategic risk and dependency management experience. * Technical fluency and familiarity with collaboration tools (e.g., Jira, Confluence). * Leadership and coaching capabilities to inspire high-performing teams. * Strong understanding of risk management principles and compliance requirements within financial services. * Ability to synthesize multi-dimensional, complex, and interrelated concepts into clear, consumable, implications, actions, and decisions * Demonstrated track record of effective influencing and collaboration at all levels * Exceptional problem solving abilities * Exceptional ability to translate complex business and operational concepts so they are clearly understood in support of sound decisions to meet business objectives * Excellent written and oral communication skills with ability to clearly communicate results Candidate will be expected to work onsite from one of the stated locations listed in the job posting on a hybrid schedule. Relocation will not be supported by this role. VISA sponsorship will not be supported by this role. Posting End Date: 30 Dec 2025 * Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.