Senior Officer jobs at Western Union - 1133 jobs

We are seeking a Senior Associate Counsel to join our Global Securities and Corporate Governance Team. This position will report to our VP, Corporate. Essential Functions Primary responsibilities for this position include supporting the Global Securities and Corporate Governance team in U.S. public company matters, such as preparing and reviewing SEC and NYSE filings, earnings preparation, capital market transactions, and other corporate matters. Responsibilities also include supporting the board of directors and advising on corporate governance, investor relations, general corporate, finance and treasury-related matters. This is a hybrid position. Expectation of days in office will be confirmed by your Hiring Manager. Basic Qualifications 5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD Preferred Qualifications 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD 5 years of experience, combination of in-house and law firm experience preferred Juris Doctor degree or foreign equivalent Admission to practice law in at least one U.S. jurisdiction Knowledge of U.S. securities, corporate governance, and general corporate matters Advise on securities law and SEC compliance and public company reporting activities, including current and periodic reports, annual reports, registration statements, Section 16 filings and foreign equity filings. Support Investor Relations, Controllership, Treasury, Equity, Corporate Communications and other legal and cross-functional teams to execute and manage key corporate projects and transactions Assist on corporate governance matters, including preparing and reviewing Board of Director and committee meeting agendas and materials as well as subsidiary governance Have good judgment and strong analytical skills combined with a practical approach to problem solving A high level of self-motivation, initiative, and ability to operate effectively as a collaborative team player across different functions, senior leaders and other colleagues. Ability to be responsive and flexible in a fast-paced and challenging environment Ability to prioritize and manage multiple projects simultaneously Strong organizational skills and meticulous attention to details Excellent verbal and written communication skills Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel 5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 180,600.00 to 235,000.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. #J-18808-Ljbffr

JobID: 210677888 JobSchedule: Full time JobShift: Day Base Pay/Salary: Irvine,CA $88,350.00-$139,000.00; Chicago,IL $88,350.00-$139,000.00 Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Environmental Credit Risk Associate on the Commercial and Investment Bank Credit Risk Management Team, you will be responsible for reviewing and analyzing environmental reports for real estate lending transactions. You will utilize your quantitative and qualitative skills to analyze environmental credit risk for various lines of business. Our team is responsible for evaluating environmental risk through traditional lending activity. Job Responsibilities * Review environmental records/reports related to commercial real estate secured loan transactions. Prepare review memoranda. Procure environmental reports from qualified consultants when required in connection with guidelines and procedures. * Conduct collateral-asset analysis on real estate lending, management, and acquisition/ disposition processes. Serve as a link between Bank personnel and the information provided in environmental reports. Provide timely review, analyses, and recommendations. * For commercial real estate loans in default, obtain and review Phase I ESA's as well as other investigations or surveys from approved environmental firms. * Coordinate and monitor and/or manage requests for proposals, project scope definition, job award, and work-product review of environmental consultants. * Perform independent research of available resources to supplement environmental information in connection with real estate collateral. * Assist management with the development of standardized documentation in connection with environmental inspection checklists, questionnaires, and requests for service. * Perform special projects as assigned including analysis of environmental exposures in connection with bank acquisitions and audit responses. * Assist in qualifying environmental firms to perform work for the Bank. * Perform environmental reviews involving complex environmental reports and property situations, such as contaminated properties undergoing or in need of remediation. * Critically review scopes of work for Phase II subsurface investigations and remedial action plans. Required qualifications, capabilities, and skills * Concise oral and written communication skills; frequent interaction with internal managers, bankers, customers, external vendors, and other external representatives; networking with industry peers; make speeches or presentations; produce and distribute non-routine written materials with technical content, such as correspondence/memoranda, reports and information summaries. * Bachelor's degree or equivalent education in environmental sciences or related fields, and may hold other professional designations or certifications as appropriate depending on the nature of assignments (ie. Registered Environmental Assessor, Certified Asbestos Consultant, etc.). * At least seven years of experience administering environmental investigations, risk management and loss prevention programs with an environmental consultant, lender or property management firm protecting that organization's or clients' commercial real estate activities and assets.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Senior Associate in the Risk Management - Multi-Family Underwriting team, you will leverage your credit training and previous experience with Fannie Mae and Freddie Mac multifamily loans to assess the creditworthiness of clients, properties, and markets for new loan originations. **Job Responsibilities** + Author concise, thoughtful credit analyses for multifamily transactions using Fannie Mae and Freddie Mac guidelines + Identify key risks and recommend appropriate loan structures + Collaborate with internal and external contacts to progress new loan originations efficiently + Analyze due diligence documents and third-party reports to assess collateral, cash flow, sponsor, and market risks + Conduct site visits in compliance with Fannie Mae and Freddie Mac standards + Lead complex transactions, including credit facilities, portfolios, and forward deals + Train and mentor junior Credit team members + Contribute to platform infrastructure and process improvements through special projects **Required Qualifications, Capabilities, and Skills** + Bachelor's degree or advanced degree with a business focus + At least three years of experience in commercial real estate, including credit or structuring experience + Significant knowledge of commercial real estate multifamily lending + Strong verbal, written, and interpersonal communication skills + Strong analytical and problem-solving abilities + Advanced proficiency in Microsoft Excel and Word + Experience with Fannie Mae and Freddie Mac applications + **Preferred Qualifications, Capabilities, and Skills** + Experience leading complex multifamily transactions + Prior mentoring or training experience within a credit team + Familiarity with affordable and conventional multifamily underwriting guidelines + Experience conducting site visits for multifamily properties + Exposure to platform infrastructure or process improvement projects + Knowledge of credit facilities, portfolios, and forward transactions + Experience collaborating with diverse internal and external stakeholders JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** New York,NY $99,750.00 - $161,000.00 / year

Join a team at the forefront of global risk management and regulatory compliance. Make a meaningful impact by supporting critical capital and stress testing initiatives that shape the firm's financial resilience. Collaborate with diverse stakeholders and leverage cutting-edge analytics and business intelligence tools. Grow your expertise in a fast-paced environment where your insights and ideas are valued. Be part of a group that champions innovation, quality, and continuous improvement. As a Capital and Stress Testing Analyst in the Firmwide Operational Risk team, you help us deliver high-quality analytics, reporting, and process enhancements that support regulatory and internal risk management objectives. You work closely with business lines, corporate functions, and technology partners to execute, monitor, and report on regulatory capital and stress testing across the firm and its international legal entities. You contribute to process improvements and governance, ensuring our risk management practices remain robust and effective. You have the opportunity to drive impactful change and collaborate with colleagues at all levels. Job Responsibilities Support the execution of regulatory capital and stress testing processes, including data collection, validation, analysis, and documentation Produce accurate and timely management and regulatory reports related to capital and stress testing Develop and prototype tactical reporting solutions using business intelligence tools, especially Tableau Assess and recommend enhancements to internal processes, reporting workflows, and data management practices Collaborate with business lines, risk officers, control management, and technology teams to gather requirements and communicate findings Maintain and elaborate internal governance procedures, standards, and documentation Perform ad-hoc analyses using operational risk data and advanced Excel functions Participate in the development and execution of internal projects and regulatory deliverables Support user acceptance testing for new systems and enhancements Ensure compliance with internal and external regulatory requirements Drive initiatives that improve efficiency, control, and quality across reporting and analytics Required Qualifications, Capabilities, and Skills Hold a bachelor's degree in Business Administration, Finance, Accounting, or a related discipline Minimum 5 years' experience in financial services, risk management, or analytical roles Demonstrate strong analytical, problem-solving, and decision-making skills Show high attention to detail and commitment to quality assurance Excel in Microsoft Excel, including database functions Communicate effectively in written and verbal formats Build relationships with stakeholders at all levels, including senior management Work independently and as part of a team, managing multiple priorities under tight deadlines Create impactful presentations using Microsoft PowerPoint Apply significant experience with business intelligence and reporting tools, especially Tableau Ensure accuracy and compliance in all reporting activities Preferred Qualifications, Capabilities, and Skills Bring experience in regulatory capital, stress testing, or operational risk Utilize Alteryx, SAS, or similar programming software for data analysis Contribute to process re-engineering and control management initiatives Prototype and develop functional specifications for technology solutions Perform advanced ad-hoc analyses using operational risk data Support governance and control documentation for capital and stress testing Participate in user acceptance testing for new systems and enhancements

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Senior Associate in the Risk Management - Multi-Family Underwriting team, you will leverage your credit training and previous experience with Fannie Mae and Freddie Mac multifamily loans to assess the creditworthiness of clients, properties, and markets for new loan originations. Job Responsibilities Author concise, thoughtful credit analyses for multifamily transactions using Fannie Mae and Freddie Mac guidelines Identify key risks and recommend appropriate loan structures Collaborate with internal and external contacts to progress new loan originations efficiently Analyze due diligence documents and third-party reports to assess collateral, cash flow, sponsor, and market risks Conduct site visits in compliance with Fannie Mae and Freddie Mac standards Lead complex transactions, including credit facilities, portfolios, and forward deals Train and mentor junior Credit team members Contribute to platform infrastructure and process improvements through special projects Required Qualifications, Capabilities, and Skills Bachelor's degree or advanced degree with a business focus At least three years of experience in commercial real estate, including credit or structuring experience Significant knowledge of commercial real estate multifamily lending Strong verbal, written, and interpersonal communication skills Strong analytical and problem-solving abilities Advanced proficiency in Microsoft Excel and Word Experience with Fannie Mae and Freddie Mac applications Preferred Qualifications, Capabilities, and Skills Experience leading complex multifamily transactions Prior mentoring or training experience within a credit team Familiarity with affordable and conventional multifamily underwriting guidelines Experience conducting site visits for multifamily properties Exposure to platform infrastructure or process improvement projects Knowledge of credit facilities, portfolios, and forward transactions Experience collaborating with diverse internal and external stakeholders

Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Environmental Credit Risk Associate on the Commercial and Investment Bank Credit Risk Management Team, you will be responsible for reviewing and analyzing environmental reports for real estate lending transactions. You will utilize your quantitative and qualitative skills to analyze environmental credit risk for various lines of business. Our team is responsible for evaluating environmental risk through traditional lending activity. **Job Responsibilities** + Review environmental records/reports related to commercial real estate secured loan transactions. Prepare review memoranda. Procure environmental reports from qualified consultants when required in connection with guidelines and procedures. + Conduct collateral-asset analysis on real estate lending, management, and acquisition/ disposition processes. Serve as a link between Bank personnel and the information provided in environmental reports. Provide timely review, analyses, and recommendations. + For commercial real estate loans in default, obtain and review Phase I ESA's as well as other investigations or surveys from approved environmental firms. + Coordinate and monitor and/or manage requests for proposals, project scope definition, job award, and work-product review of environmental consultants. + Perform independent research of available resources to supplement environmental information in connection with real estate collateral. + Assist management with the development of standardized documentation in connection with environmental inspection checklists, questionnaires, and requests for service. + Perform special projects as assigned including analysis of environmental exposures in connection with bank acquisitions and audit responses. + Assist in qualifying environmental firms to perform work for the Bank. + Perform environmental reviews involving complex environmental reports and property situations, such as contaminated properties undergoing or in need of remediation. + Critically review scopes of work for Phase II subsurface investigations and remedial action plans. **Required qualifications, capabilities, and skills** + Concise oral and written communication skills; frequent interaction with internal managers, bankers, customers, external vendors, and other external representatives; networking with industry peers; make speeches or presentations; produce and distribute non-routine written materials with technical content, such as correspondence/memoranda, reports and information summaries. + Bachelor's degree or equivalent education in environmental sciences or related fields, and may hold other professional designations or certifications as appropriate depending on the nature of assignments (ie. Registered Environmental Assessor, Certified Asbestos Consultant, etc.). + At least seven years of experience administering environmental investigations, risk management and loss prevention programs with an environmental consultant, lender or property management firm protecting that organization's or clients' commercial real estate activities and assets. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** Irvine,CA $88,350.00 - $139,000.00 / year; Chicago,IL $88,350.00 - $139,000.00 / year

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Compliance Risk Management Senior Officer within the Compliance Conduct and Operational Risk (CCOR) organization, you will effectively partner with the Auto Line of Business (LOB) and global/regional Compliance teams; including Internal Audit, Operational Risk and other Control functions. You will need to possess sufficient knowledge and experience in Compliance, as well as familiarity with regulatory and/or audit best practices. **Job Responsibilities** + Identify potential risks and control issues, determine the root cause of issues and ensure stakeholders develop and implement appropriate corrective actions + Execute on key strategic Compliance initiatives within the context of the firm's global compliance mandate + Collaborate with team members across LOBs and staff areas and participate actively in working groups + Provide compliance support to the Auto business for key initiatives and business processes + Monitor the business to identify potential regulatory risks **Required qualifications, capabilities, and skills** + 5+ years of relevant Compliance or other related experience; such as Risk management, Audit, or similar Control-related experience + Demonstrated ability to identify key issues and obtain appropriate information for further analysis + Must be highly analytical with experience in collecting, analyzing, and synthesizing information on various subjects + Must possess excellent written and oral communications skills + Teamwork skills; you must be flexible in work style and be able to work appropriately with stakeholders and colleagues at all levels + Strong PC Skills including Microsoft Excel, SharePoint, Word, PowerPoint and other reporting tools + Ability to establish credibility and strong partnerships with senior business leaders, control functions, and corporate partners globally + Ability to manage numerous priorities and confidential and sensitive information in a professional manner in a fast-paced, deadline-driven environment + Bachelor's degree or equivalent work experience **Preferred qualifications, capabilities, and skills** + Professional certification a plus + Audit Regulatory, and Testing experience + Audit, Regulatory &/or Testing experience a plus JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Compliance Risk Management Senior Officer within the Compliance Conduct and Operational Risk (CCOR) organization, you will effectively partner with the Auto Line of Business (LOB) and global/regional Compliance teams; including Internal Audit, Operational Risk and other Control functions. You will need to possess sufficient knowledge and experience in Compliance, as well as familiarity with regulatory and/or audit best practices. Job Responsibilities Identify potential risks and control issues, determine the root cause of issues and ensure stakeholders develop and implement appropriate corrective actions Execute on key strategic Compliance initiatives within the context of the firm's global compliance mandate Collaborate with team members across LOBs and staff areas and participate actively in working groups Provide compliance support to the Auto business for key initiatives and business processes Monitor the business to identify potential regulatory risks Required qualifications, capabilities, and skills 5+ years of relevant Compliance or other related experience; such as Risk management, Audit, or similar Control-related experience Demonstrated ability to identify key issues and obtain appropriate information for further analysis Must be highly analytical with experience in collecting, analyzing, and synthesizing information on various subjects Must possess excellent written and oral communications skills Teamwork skills; you must be flexible in work style and be able to work appropriately with stakeholders and colleagues at all levels Strong PC Skills including Microsoft Excel, SharePoint, Word, PowerPoint and other reporting tools Ability to establish credibility and strong partnerships with senior business leaders, control functions, and corporate partners globally Ability to manage numerous priorities and confidential and sensitive information in a professional manner in a fast-paced, deadline-driven environment Bachelor's degree or equivalent work experience Preferred qualifications, capabilities, and skills Professional certification a plus Audit Regulatory, and Testing experience Audit, Regulatory &/or Testing experience a plus

Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Environmental Credit Risk Associate on the Commercial and Investment Bank Credit Risk Management Team, you will be responsible for reviewing and analyzing environmental reports for real estate lending transactions. You will utilize your quantitative and qualitative skills to analyze environmental credit risk for various lines of business. Our team is responsible for evaluating environmental risk through traditional lending activity. Job Responsibilities Review environmental records/reports related to commercial real estate secured loan transactions. Prepare review memoranda. Procure environmental reports from qualified consultants when required in connection with guidelines and procedures. Conduct collateral-asset analysis on real estate lending, management, and acquisition/ disposition processes. Serve as a link between Bank personnel and the information provided in environmental reports. Provide timely review, analyses, and recommendations. For commercial real estate loans in default, obtain and review Phase I ESA's as well as other investigations or surveys from approved environmental firms. Coordinate and monitor and/or manage requests for proposals, project scope definition, job award, and work-product review of environmental consultants. Perform independent research of available resources to supplement environmental information in connection with real estate collateral. Assist management with the development of standardized documentation in connection with environmental inspection checklists, questionnaires, and requests for service. Perform special projects as assigned including analysis of environmental exposures in connection with bank acquisitions and audit responses. Assist in qualifying environmental firms to perform work for the Bank. Perform environmental reviews involving complex environmental reports and property situations, such as contaminated properties undergoing or in need of remediation. Critically review scopes of work for Phase II subsurface investigations and remedial action plans. Required qualifications, capabilities, and skills Concise oral and written communication skills; frequent interaction with internal managers, bankers, customers, external vendors, and other external representatives; networking with industry peers; make speeches or presentations; produce and distribute non-routine written materials with technical content, such as correspondence/memoranda, reports and information summaries. Bachelor's degree or equivalent education in environmental sciences or related fields, and may hold other professional designations or certifications as appropriate depending on the nature of assignments (ie. Registered Environmental Assessor, Certified Asbestos Consultant, etc.). At least seven years of experience administering environmental investigations, risk management and loss prevention programs with an environmental consultant, lender or property management firm protecting that organization's or clients' commercial real estate activities and assets.

Join a team at the forefront of global risk management and regulatory compliance. Make a meaningful impact by supporting critical capital and stress testing initiatives that shape the firm's financial resilience. Collaborate with diverse stakeholders and leverage cutting-edge analytics and business intelligence tools. Grow your expertise in a fast-paced environment where your insights and ideas are valued. Be part of a group that champions innovation, quality, and continuous improvement. As a Capital and Stress Testing Analyst in the Firmwide Operational Risk team, you help us deliver high-quality analytics, reporting, and process enhancements that support regulatory and internal risk management objectives. You work closely with business lines, corporate functions, and technology partners to execute, monitor, and report on regulatory capital and stress testing across the firm and its international legal entities. You contribute to process improvements and governance, ensuring our risk management practices remain robust and effective. You have the opportunity to drive impactful change and collaborate with colleagues at all levels. Job Responsibilities + Support the execution of regulatory capital and stress testing processes, including data collection, validation, analysis, and documentation + Produce accurate and timely management and regulatory reports related to capital and stress testing + Develop and prototype tactical reporting solutions using business intelligence tools, especially Tableau + Assess and recommend enhancements to internal processes, reporting workflows, and data management practices + Collaborate with business lines, risk officers, control management, and technology teams to gather requirements and communicate findings + Maintain and elaborate internal governance procedures, standards, and documentation + Perform ad-hoc analyses using operational risk data and advanced Excel functions + Participate in the development and execution of internal projects and regulatory deliverables + Support user acceptance testing for new systems and enhancements + Ensure compliance with internal and external regulatory requirements + Drive initiatives that improve efficiency, control, and quality across reporting and analytics Required Qualifications, Capabilities, and Skills + Hold a bachelor's degree in Business Administration, Finance, Accounting, or a related discipline + Minimum 5 years' experience in financial services, risk management, or analytical roles + Demonstrate strong analytical, problem-solving, and decision-making skills + Show high attention to detail and commitment to quality assurance + Excel in Microsoft Excel, including database functions + Communicate effectively in written and verbal formats + Build relationships with stakeholders at all levels, including senior management + Work independently and as part of a team, managing multiple priorities under tight deadlines + Create impactful presentations using Microsoft PowerPoint + Apply significant experience with business intelligence and reporting tools, especially Tableau + Ensure accuracy and compliance in all reporting activities Preferred Qualifications, Capabilities, and Skills + Bring experience in regulatory capital, stress testing, or operational risk + Utilize Alteryx, SAS, or similar programming software for data analysis + Contribute to process re-engineering and control management initiatives + Prototype and develop functional specifications for technology solutions + Perform advanced ad-hoc analyses using operational risk data + Support governance and control documentation for capital and stress testing + Participate in user acceptance testing for new systems and enhancements JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** Brooklyn,NY $92,150.00 - $151,000.00 / year

JobID: 210682590 JobSchedule: Full time JobShift: Day : Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Compliance Risk Management Senior Officer within the Compliance Conduct and Operational Risk (CCOR) organization, you will effectively partner with the Auto Line of Business (LOB) and global/regional Compliance teams; including Internal Audit, Operational Risk and other Control functions. You will need to possess sufficient knowledge and experience in Compliance, as well as familiarity with regulatory and/or audit best practices. Job Responsibilities * Identify potential risks and control issues, determine the root cause of issues and ensure stakeholders develop and implement appropriate corrective actions * Execute on key strategic Compliance initiatives within the context of the firm's global compliance mandate * Collaborate with team members across LOBs and staff areas and participate actively in working groups * Provide compliance support to the Auto business for key initiatives and business processes * Monitor the business to identify potential regulatory risks Required qualifications, capabilities, and skills * 5+ years of relevant Compliance or other related experience; such as Risk management, Audit, or similar Control-related experience * Demonstrated ability to identify key issues and obtain appropriate information for further analysis * Must be highly analytical with experience in collecting, analyzing, and synthesizing information on various subjects * Must possess excellent written and oral communications skills * Teamwork skills; you must be flexible in work style and be able to work appropriately with stakeholders and colleagues at all levels * Strong PC Skills including Microsoft Excel, SharePoint, Word, PowerPoint and other reporting tools * Ability to establish credibility and strong partnerships with senior business leaders, control functions, and corporate partners globally * Ability to manage numerous priorities and confidential and sensitive information in a professional manner in a fast-paced, deadline-driven environment * Bachelor's degree or equivalent work experience Preferred qualifications, capabilities, and skills * Professional certification a plus * Audit Regulatory, and Testing experience * Audit, Regulatory &/or Testing experience a plus

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Employee Conduct Senior Officer supporting the Global Anti-Corruption Compliance (GACC), you will play a crucial role in maintaining a robust compliance framework to ensure adherence to global anti-bribery and anti-corruption laws. You will focus primarily on the firm's Third Party Intermediary (TPI) Program, strengthening governance of third party engagements and risk-based controls to manage corruption risk. Additionally, you will be a part of the firm's broader Global Employee Compliance and Conduct organization, which provides compliance coverage in relation to key employee-related regulatory and compliance risks such as Anti-Corruption, Antitrust, Code and Conduct, Licensing and Registration, and Personal Account Dealing. Job Responsibilities Provide advisory support on the use of third party intermediaries, including policy interpretation, risk scoping, and processing pre-clearance requests. Manage the end-to-end TPI pre-clearance workflow and inventory; track timely reviews, dispositions, and SLA adherence across stakeholders. Partner with technology teams to maintain and improve TPI workflow tools; drive enhancements to third party risk controls and automation. Develop and maintain TPI risk metrics and scorecards to assess control effectiveness; produce periodic reporting for senior management. Coordinate and execute periodic monitoring and testing of TPI processes, including due diligence refresh cycles, adverse media reviews, and control performance assessments. Support the anti-corruption violation framework for TPI matters, including intake, triage, documentation, escalation, remediation tracking, and lessons learned. Draft and deliver anti-corruption training and awareness materials tailored to TPI risks and audience needs. Participate in regulatory change management and cross-functional working groups impacting TPI controls and processes. Partner with risk partner groups (e.g., Third Party Oversight, Sourcing, Legal, Compliance), and business stakeholders to ensure consistent global execution of TPI controls. Prepare and present concise, persuasive materials to senior management, including status updates, key issues, and risk insights. Required Qualifications, Capabilities, and Skills Proven success driving complex projects to completion. Sound judgment and ability to work independently with minimal supervision. Effective, energetic collaborator committed to a positive team environment. Excellent written and verbal communication skills, with the ability to convey complex concepts clearly, concisely, and persuasively. Strong sense of urgency, intellectual curiosity, resourcefulness, and analytical problem-solving skills. Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint). Preferred Qualifications, Capabilities, and Skills Bachelor's degree or equivalent work experience; J.D. preferred but not required. 3 + years of experience in compliance, legal/regulatory, or risk roles; anti-corruption experience a plus.

JobID: 210676009 JobSchedule: Full time JobShift: Base Pay/Salary: Jersey City,NJ $90,250.00-$134,000.00 Bring your expertise to JPMorganChase (the firm). As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Employee Conduct Senior Officer supporting the Global Anti-Corruption Compliance (GACC) and Government Engagement (GE) teams, you will play a crucial role in maintaining a robust compliance framework to ensure adherence to global anti-bribery and anti-corruption laws. You will focus on the program's governance and training initiatives. You will assist in managing the firm's global Anti-Corruption and Government Engagement programs designed to manage and mitigate corruption risk and assist the firm and its employees in complying with U.S. pay-to-play laws and global anti-bribery and anti-corruption laws. Additionally, you will be a part of the firm's Global Employee Compliance and Conduct organization, which provides compliance coverage in relation to key employee-related regulatory and compliance risks such as Anti-Corruption, Antitrust, Code and Conduct, Licensing and Registration, and Personal Account Dealing. Job Responsibilities * Assist in developing and executing firmwide Compliance Risk Assessments using legal obligations, data, and knowledge of corruption and political contribution risks. * Analyze data to develop and monitor metrics for effective risk management. * Manage governance responsibilities, including legal and regulatory change management and performance scorecards. * Oversee document governance and coordinate updates to policies, standards, and procedures. * Participate in working groups on document governance and regulatory change management. * Lead and oversee training and awareness programs for compliance officers and business lines. * Develop and deliver training and communication materials, including in-person sessions and bulletins. * Lead technology initiatives related to political contributions and anti-corruption, including automation and data analysis. * Review and disposition pre-clearance requests and potential policy breaches. * Coordinate testing plans, audits, and reporting for anti-corruption compliance. * Support and promote a culture of high ethical standards. Required qualifications, capabilities, and skills * Bachelor's degree or equivalent work experience. * 3+ years of experience in compliance, legal/regulatory, or risk positions, with a focus on anti-corruption laws/regulations. * Proven success in driving complex projects to completion, including risk assessments and project management. * Ability to identify and leverage large data sets and translate findings into clear business requirements. * Strong corporate presence and ability to partner with senior stakeholders to lead strategic initiatives. * High degree of independent risk-based decision-making, autonomy, and sound judgment as well as the ability to be adaptable to shifting priorities, highly organized, and able to work in a fast-paced environment.. * Keen attention to detail and ability to address compliance issues effectively. * Effective and energetic collaborator committed to a positive team environment. * Possess a sense of urgency, intellectual curiosity, resourcefulness, and excellent analytical and problem-solving skills. * Excellent written and verbal communication skills, including the ability to present concise and persuasive findings tailored to the audience. * Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint). Preferred qualifications, capabilities, and skills * Experience with data analytics/visualization tools (e.g., Tableau, Alteryx). * J.D. degree is preferred

JobID: 210695797 JobSchedule: Full time JobShift: Base Pay/Salary: Jersey City,NJ $90,250.00-$134,000.00 Job Description Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Employee Conduct Senior Officer supporting the Global Anti-Corruption Compliance (GACC), you will play a crucial role in maintaining a robust compliance framework to ensure adherence to global anti-bribery and anti-corruption laws. You will focus primarily on the firm's Third Party Intermediary (TPI) Program, strengthening governance of third party engagements and risk-based controls to manage corruption risk. Additionally, you will be a part of the firm's broader Global Employee Compliance and Conduct organization, which provides compliance coverage in relation to key employee-related regulatory and compliance risks such as Anti-Corruption, Antitrust, Code and Conduct, Licensing and Registration, and Personal Account Dealing. Job Responsibilities * Provide advisory support on the use of third party intermediaries, including policy interpretation, risk scoping, and processing pre-clearance requests. * Manage the end-to-end TPI pre-clearance workflow and inventory; track timely reviews, dispositions, and SLA adherence across stakeholders. * Partner with technology teams to maintain and improve TPI workflow tools; drive enhancements to third party risk controls and automation. * Develop and maintain TPI risk metrics and scorecards to assess control effectiveness; produce periodic reporting for senior management. * Coordinate and execute periodic monitoring and testing of TPI processes, including due diligence refresh cycles, adverse media reviews, and control performance assessments. * Support the anti-corruption violation framework for TPI matters, including intake, triage, documentation, escalation, remediation tracking, and lessons learned. * Draft and deliver anti-corruption training and awareness materials tailored to TPI risks and audience needs. * Participate in regulatory change management and cross-functional working groups impacting TPI controls and processes. * Partner with risk partner groups (e.g., Third Party Oversight, Sourcing, Legal, Compliance), and business stakeholders to ensure consistent global execution of TPI controls. * Prepare and present concise, persuasive materials to senior management, including status updates, key issues, and risk insights. Required Qualifications, Capabilities, and Skills * Proven success driving complex projects to completion. * Sound judgment and ability to work independently with minimal supervision. * Effective, energetic collaborator committed to a positive team environment. * Excellent written and verbal communication skills, with the ability to convey complex concepts clearly, concisely, and persuasively. * Strong sense of urgency, intellectual curiosity, resourcefulness, and analytical problem-solving skills. * Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint). Preferred Qualifications, Capabilities, and Skills * Bachelor's degree or equivalent work experience; J.D. preferred but not required. * 3 + years of experience in compliance, legal/regulatory, or risk roles; anti-corruption experience a plus.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Employee Conduct Senior Officer supporting the Global Anti-Corruption Compliance (GACC), you will play a crucial role in maintaining a robust compliance framework to ensure adherence to global anti-bribery and anti-corruption laws. You will focus primarily on the firm's Third Party Intermediary (TPI) Program, strengthening governance of third party engagements and risk-based controls to manage corruption risk. Additionally, you will be a part of the firm's broader Global Employee Compliance and Conduct organization, which provides compliance coverage in relation to key employee-related regulatory and compliance risks such as Anti-Corruption, Antitrust, Code and Conduct, Licensing and Registration, and Personal Account Dealing. **Job Responsibilities** + Provide advisory support on the use of third party intermediaries, including policy interpretation, risk scoping, and processing pre-clearance requests. + Manage the end-to-end TPI pre-clearance workflow and inventory; track timely reviews, dispositions, and SLA adherence across stakeholders. + Partner with technology teams to maintain and improve TPI workflow tools; drive enhancements to third party risk controls and automation. + Develop and maintain TPI risk metrics and scorecards to assess control effectiveness; produce periodic reporting for senior management. + Coordinate and execute periodic monitoring and testing of TPI processes, including due diligence refresh cycles, adverse media reviews, and control performance assessments. + Support the anti-corruption violation framework for TPI matters, including intake, triage, documentation, escalation, remediation tracking, and lessons learned. + Draft and deliver anti-corruption training and awareness materials tailored to TPI risks and audience needs. + Participate in regulatory change management and cross-functional working groups impacting TPI controls and processes. + Partner with risk partner groups (e.g., Third Party Oversight, Sourcing, Legal, Compliance), and business stakeholders to ensure consistent global execution of TPI controls. + Prepare and present concise, persuasive materials to senior management, including status updates, key issues, and risk insights. **Required Qualifications, Capabilities, and Skills** + Proven success driving complex projects to completion. + Sound judgment and ability to work independently with minimal supervision. + Effective, energetic collaborator committed to a positive team environment. + Excellent written and verbal communication skills, with the ability to convey complex concepts clearly, concisely, and persuasively. + Strong sense of urgency, intellectual curiosity, resourcefulness, and analytical problem-solving skills. + Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint). **Preferred Qualifications, Capabilities, and Skills** + Bachelor's degree or equivalent work experience; J.D. preferred but not required. + 3 + years of experience in compliance, legal/regulatory, or risk roles; anti-corruption experience a plus. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans **Base Pay/Salary** Jersey City,NJ $90,250.00 - $134,000.00 / year

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Benefits Offered by CoBank * Careers with a purpose * Time-Off Packages, 20 days of vacation, 10 paid sick days and 11 paid holidays * Competitive Compensation & Incentive * Hybrid work model: flexible arrangements for most positions * Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance * Robust associate training and development with CoBank University * Tuition reimbursement for higher education up to $10k per year * Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match * Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution * Associate Resource Groups: creating a culture of respect and inclusion * Recognize a fellow associate through our GEM awards Job Description Manages, analyzes, and underwrites credit for the portfolio businesses owned by Financial Sponsors and other non-traditional investors, whose investments are concentrated within the food, beverage, and agribusiness sectors. Contributes to the design, structure, and pitches for lead arranger or agency opportunities, and recommends credit decisions as appropriate. Supports the development of the CoBank Farm Credit System ("FCS") philosophy, and facilitates (in collaboration with CoBank Capital Markets and CoBank Legal Loan Processing) both primary loan origination and secondary loan trading activities with other banks and investors. Essential Functions * Reviews audits, interim statements, projections, and other pertinent financial information to provide analysis of financial trends. Acquires information from published industry reports, trade groups, journals, and other external sources to supplement and enhance the analysis of information provided by the Financial Sponsor or investor. * Identifies strengths and weaknesses of the borrower entity(ies) and evaluates specific risks to the bank. Prepares projection models to test loan-structuring alternatives. Evaluates validity of the borrower's business plan based on an assessment of the industry outlook, competition, technology, management, and capital structure. Provides estimates of company and/or collateral value. * Prepares and oversees the preparation of credit analyses and credit investigations to ensure the application of a relevant and thorough approach. Offers opinions concerning credit-worthiness. Oversees the credit approval process. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. * Assists with negotiations concerning the packaging of credit arrangements including loan structuring, loan pricing, and syndication strategy within and outside of the Farm Credit System. Consults with lending staff and provides coaching on negotiation strategy, financing approaches, or other specific credit issues. Takes a lead role in managing credit administration, account servicing, development, loan structuring, packaging, loan closing, documentation, and monitoring. * Monitors credit quality of accounts to identify emerging trends and ensure ongoing compliance with covenants. Notifies broader relationship team, lending, and/or credit staff of emerging issues as appropriate. Proactively and dynamically manages CoBank's hold positions within individual portfolio businesses to calibrate and optimize risk-return for CoBank. * Takes a leadership role in managing the credit origination process from application through final approval, closing, booking, and servicing. * Assists with internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. Generates business insight through data analytics to aid business decisions including portfolio risk management. * Identifies areas for improvement in templates, spreadsheets, programs, systems, and procedures used in credit origination process. Proposes possible solutions to problems. * Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. * Approves or recommends credits for approval based on research and analysis. * Maintains expertise in leveraged lending. Keeps abreast of industry trends and competitive environment. * Provides coaching and consultation on complex credit analysis, financing techniques, and other matters related to the delivery of credit. * Maintains in depth innovative credit skills. Education * Bachelor's Degree required Work Experience * 5 years of credit experience in leveraged lending including direct experience structuring and underwriting large, complex senior secured leveraged loans. required * Prior Experience in commercial or corporate credit setting, or a Master's degree or MBA in either accounting or finance, or a CFA Level II or higher. required * Prior Experience Financial Analysis, Portfolio Management, Investment Strategy preferred Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $119,200 - $146,640. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. Responsibilities Manages, analyzes, and underwrites credit for the portfolio businesses owned by Financial Sponsors and other non-traditional investors, whose investments are concentrated within the food, beverage, and agribusiness sectors. Contributes to the design, structure, and pitches for lead arranger or agency opportunities, and recommends credit decisions as appropriate. Supports the development of the CoBank Farm Credit System ("FCS") philosophy, and facilitates (in collaboration with CoBank Capital Markets and CoBank Legal Loan Processing) both primary loan origination and secondary loan trading activities with other banks and investors.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Benefits Offered by CoBank Careers with a purpose Time-Off Packages, 20 days of vacation, 10 paid sick days and 11 paid holidays Competitive Compensation & Incentive Hybrid work model: flexible arrangements for most positions Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance Robust associate training and development with CoBank University Tuition reimbursement for higher education up to $10k per year Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups: creating a culture of respect and inclusion Recognize a fellow associate through our GEM awards Job Description Manages, analyzes, and underwrites credit for the portfolio businesses owned by Financial Sponsors and other non-traditional investors, whose investments are concentrated within the food, beverage, and agribusiness sectors. Contributes to the design, structure, and pitches for lead arranger or agency opportunities, and recommends credit decisions as appropriate. Supports the development of the CoBank Farm Credit System ("FCS") philosophy, and facilitates (in collaboration with CoBank Capital Markets and CoBank Legal Loan Processing) both primary loan origination and secondary loan trading activities with other banks and investors. Essential Functions Reviews audits, interim statements, projections, and other pertinent financial information to provide analysis of financial trends. Acquires information from published industry reports, trade groups, journals, and other external sources to supplement and enhance the analysis of information provided by the Financial Sponsor or investor. Identifies strengths and weaknesses of the borrower entity(ies) and evaluates specific risks to the bank. Prepares projection models to test loan-structuring alternatives. Evaluates validity of the borrower's business plan based on an assessment of the industry outlook, competition, technology, management, and capital structure. Provides estimates of company and/or collateral value. Prepares and oversees the preparation of credit analyses and credit investigations to ensure the application of a relevant and thorough approach. Offers opinions concerning credit-worthiness. Oversees the credit approval process. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. Assists with negotiations concerning the packaging of credit arrangements including loan structuring, loan pricing, and syndication strategy within and outside of the Farm Credit System. Consults with lending staff and provides coaching on negotiation strategy, financing approaches, or other specific credit issues. Takes a lead role in managing credit administration, account servicing, development, loan structuring, packaging, loan closing, documentation, and monitoring. Monitors credit quality of accounts to identify emerging trends and ensure ongoing compliance with covenants. Notifies broader relationship team, lending, and/or credit staff of emerging issues as appropriate. Proactively and dynamically manages CoBank's hold positions within individual portfolio businesses to calibrate and optimize risk-return for CoBank. Takes a leadership role in managing the credit origination process from application through final approval, closing, booking, and servicing. Assists with internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. Generates business insight through data analytics to aid business decisions including portfolio risk management. Identifies areas for improvement in templates, spreadsheets, programs, systems, and procedures used in credit origination process. Proposes possible solutions to problems. Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. Approves or recommends credits for approval based on research and analysis. Maintains expertise in leveraged lending. Keeps abreast of industry trends and competitive environment. Provides coaching and consultation on complex credit analysis, financing techniques, and other matters related to the delivery of credit. Maintains in depth innovative credit skills. Education Bachelor's Degree required Work Experience 5 years of credit experience in leveraged lending including direct experience structuring and underwriting large, complex senior secured leveraged loans. required Prior Experience in commercial or corporate credit setting, or a Master's degree or MBA in either accounting or finance, or a CFA Level II or higher. required Prior Experience Financial Analysis, Portfolio Management, Investment Strategy preferred Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $119,200 - $146,640. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. We can recommend jobs specifically for you! Click here to get started.

JobID: 210677888 JobSchedule: Full time JobShift: Day Base Pay/Salary: Irvine,CA $88,350.00-$139,000.00; Chicago,IL $88,350.00-$139,000.00 Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As an Environmental Credit Risk Associate on the Commercial and Investment Bank Credit Risk Management Team, you will be responsible for reviewing and analyzing environmental reports for real estate lending transactions. You will utilize your quantitative and qualitative skills to analyze environmental credit risk for various lines of business. Our team is responsible for evaluating environmental risk through traditional lending activity. Job Responsibilities * Review environmental records/reports related to commercial real estate secured loan transactions. Prepare review memoranda. Procure environmental reports from qualified consultants when required in connection with guidelines and procedures. * Conduct collateral-asset analysis on real estate lending, management, and acquisition/ disposition processes. Serve as a link between Bank personnel and the information provided in environmental reports. Provide timely review, analyses, and recommendations. * For commercial real estate loans in default, obtain and review Phase I ESA's as well as other investigations or surveys from approved environmental firms. * Coordinate and monitor and/or manage requests for proposals, project scope definition, job award, and work-product review of environmental consultants. * Perform independent research of available resources to supplement environmental information in connection with real estate collateral. * Assist management with the development of standardized documentation in connection with environmental inspection checklists, questionnaires, and requests for service. * Perform special projects as assigned including analysis of environmental exposures in connection with bank acquisitions and audit responses. * Assist in qualifying environmental firms to perform work for the Bank. * Perform environmental reviews involving complex environmental reports and property situations, such as contaminated properties undergoing or in need of remediation. * Critically review scopes of work for Phase II subsurface investigations and remedial action plans. Required qualifications, capabilities, and skills * Concise oral and written communication skills; frequent interaction with internal managers, bankers, customers, external vendors, and other external representatives; networking with industry peers; make speeches or presentations; produce and distribute non-routine written materials with technical content, such as correspondence/memoranda, reports and information summaries. * Bachelor's degree or equivalent education in environmental sciences or related fields, and may hold other professional designations or certifications as appropriate depending on the nature of assignments (ie. Registered Environmental Assessor, Certified Asbestos Consultant, etc.). * At least seven years of experience administering environmental investigations, risk management and loss prevention programs with an environmental consultant, lender or property management firm protecting that organization's or clients' commercial real estate activities and assets.

Reports To: RVP, Commercial Lending - Varies by location Functions Supervised: Small business lending. Primary Functions: Responsible for structuring, approving and managing the credit union's small business loan activity. Duties and Responsibilities: Responsible for reviewing, approving or declining loan that are processed through the business loan origination system. Manage small business loan portfolio to include, delinquencies, renewals, modifications and loan covenants compliance. Monitoring should include the proper management of risk ratings and early identification of potential problems. Responsible for developing lending policies, guidelines and procedures related to the small business loan origination system. Ensure compliance with all laws, rules, regulations, policies and procedures applicable to small business lending and related credit union activities. Responsible for maintaining the integrity of the business loan origination system to include system upgrades and daily system functionality. Responsible for management and control of all SBA lending activities. Supervise and train Business Lending Officer. Responsible for the preparation and input of financial information for commercial credits. Analysis to include balance sheets, income statements and cash flow. Review and evaluated credit applications for completeness and compliance with policy. Maintain high degree of technical understanding with respect to business credit processing, including software requirements. Perform other duties as assigned. Qualifications Education: Bachelor's degree in Finance, Business or Economics. Creditable Experience in Lieu of Education: Minimum of five years experience in all aspects of business and commercial lending with good working knowledge of regulations and legal issues associated with business lending. Experience in credit analysis with an emphasis on financial statement analysis. Experience/Skills: Minimum of three years experience in all aspects of business and commercial lending with a good knowledge of regulations and legal issues associated with business lending. Experience in credit analysis with an emphasis on financial statement analysis. Strong oral and written communication skills. Ability to read, analyze and interpret common technical journals, financial reports, tax returns and legal documents. Ability to respond to inquiries or issues from members, regulatory agencies or business community participants. PC proficiency in Microsoft Office Suite. Previous supervisory experience preferred. Tenure: Not applicable. Compensation Senior Business Lending Officer (Category 07) Salary Pay Range: $90,389 - $152,718 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range. Benefits Short-term and long-term incentives Comprehensive medical, dental and vision insurance plan that has HSA and FSA options 401(k) plan with a 5% match Employee Assistance Program (EAP) Life and disability coverage Voluntary cash benefits for accident, hospitalization and critical illness Tuition Reimbursement Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays Click here to view Global's comprehensive Benefits Programs Equal Opportunity Employer