Westpac jobs - 148 jobs

Associate, Credit RiskCountry: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Associate, Credit Risk is responsible for risk concentration monitoring, analysis, and reporting. The incumbent will analyze and summarize current and prospective trend financial characteristics, regulate risk exposure and controls by identifying areas of concern, opportunities, and reports on potential and/or known issues while recommending process improvements. Identifies potential credit risks and assesses impact, probability of occurrence and timeframe. Analyzes counter party portfolio and cross-border risk data, events and trends. Investigates various credit risk inquiries, proposals, plans, and makes recommendations as directed by management or at own initiative. Provides guidance and subject matter expertise regarding credit risks and mitigation planning to colleagues across the organization. Maintains abreast emerging risk trends and risk management best practices; summarizes and communicates findings with team. Implements quality controls and processes; determines resolution steps for quality issue, with escalation and reporting as required. Ensures business activities and operations are in compliance with applicable policies, procedures and/or regulatory requirements. Generates routine analysis and insights using raw and multiple data sources for reporting. Performs ad-hoc projects requiring planning, research, analysis, and recommendations to management via formal presentations and/or written communications. Regulates credit risk exposure, mitigation, and controls for new products and implements solutions to existing programs. Collaborates cross-functionally with Information Technology to ensure the establishment of recovery testing methodologies; the planning and coordination of the testing of recovery support and business resumption procedures. Develops and presents comprehensive risk exposures and recommendations on best practices for remediate and implement to management. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Required. Master's Degree: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field. - Preferred. 5+ Years Risk Management, Credit Risk, or Internal Audit - Required. 5+ Years Financial Services industry experience. - Required. SAS, SQL, Python/R Detailed knowledge of a commercial banks credit and counterparty customer populations, understanding their characteristics according to portfolio (aggregate) credit quality measures and individual customer financial characteristics. Demonstrated credit analysis skills for understanding/tracking and market risk & modeling skills for evaluating related risk exposures. Ability to work with large databases and datasets for extraction and conversion into useful final results with original numbers. Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers. Ability to adjust to new developments/changing circumstances. Ability to build and foster internal relationships. Ability to maintain accuracy while handling sensitive data files, working with that data and reconciling final results with original numbers. Strong project management skills. Ability to summarize, document, and communicate information in a clear and concise manner. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $78,750.00 USD Maximum: $137,500.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.

Apply now Work Type: Hybrid Working Employment Type: Permanent Job Description: * We are seeking a highly experienced and dynamic individual to lead the Markets, Client Onboarding team located in Europe and Americas. This role is within the Markets, Client and Sales Solutions Group and will lead the onboarding process and service delivery across all client segments for UK, Europe and United States. Whilst service delivery will be across all client segments, specialised focus will be on the Investors Segment * Based in either London or New York, this director-level role is critical in ensuring seamless client onboarding, with a strong focus on product enablement, operational excellence, and enhancing the client journey. The successful candidate will help define and lead the transformation strategy to streamline onboarding processes and accelerate access to market products and services for clients. Key Responsibilities * Fostering and maintaining dialogue across the SCB global on-boarding network to develop and enhance global client relationships and responding to client needs. * Develop and implement a forward-looking transformation strategy for Markets client onboarding, focusing on scalability, efficiency, and enhanced client experience. * Identify key opportunities for process redesign, automation, and digitalization to improve operational outcomes.• Partner with Markets sales, CIB relationship managers, legal, compliance, risk, and operations teams to align on onboarding requirements and client needs. * Develop and nurture strong client relationships to ensure a positive onboarding experience and seamless product delivery. * Act as a trusted advisor to clients, addressing concerns and supporting their access to market opportunities. * Lead and oversee the end-to-end onboarding process for Markets clients across US and UK markets, ensuring timely and high-quality delivery. * Act as the primary point of contact for new clients during the onboarding phase, addressing inquiries and resolving challenges. * Serve as a subject matter expert on onboarding processes, product capabilities and client expectations. * Accountable for coordination across the different teams that are involved in the onboarding process (Relationship Managers, Client Managers, KYC, Credit, Tax, Legal, FM Contracts, Data Teams and Channels activation) ensuring adherence to agreed SLAs * Initiates client onboarding requests and performs client outreach, document collection, guidance, and advocacy for the client from point of onboarding, introduction to OCRM warm transfer to service. * Ensure all onboarding activities adhere to local and international regulatory standards, including AML/KYC, FATCA, CRS, and other applicable frameworks. Our Ideal Candidate * Markets Product Knowledge * Organisational Skills * Client Communication Skills * Regulatory Knowledge * Client Onboarding Experience About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long ter Expected annual base pay range for the role is 121,970 USD to 182,950 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Visit our careers website ****************** What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment Assessments Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website ****************** Apply now Information at a Glance * * * * *

Part Time Teller, Upper East Side, NYCountry: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As a Teller, you engage in assisting with various financial needs and processing transactions. You provide exceptional customer service, resolve concerns, minimize risk, defend against fraud, refer product solutions, and escalate complex issues for timely resolution. Provide an elevated level of exceptional customer service by welcoming customers, minimizing wait times and assisting with their banking needs. Process transactions, including deposits, withdrawals, and transfers. Handle cash and maintain accurate cash drawer balances. Adhere to all bank policies and procedures, including compliance and risk management protocols to prevent fraudulent situations. Recognize opportunities and cross-sell bank products to deepen customer relationships. Engage customers and leverage digital tools to educate them on self-service options. Assist with custodianship, audits, and other operational tasks. Maintain a clean and organized work area, to create a welcoming environment for customers. Responsibilities may extend to supporting nearby branch locations based on business necessity. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. High school diploma, GED: or equivalent work experience - Required. 6+ Months Cash Handling experience - Required. 6+ Months Demonstrated customer service experience - Required. Excellent customer service skills and a passion for helping others. Ability to identify and escalate concerns of risk to appropriate channels. Ability to follow directions, policies, and procedures. Effective listening and communication skills. Comfortable in using digital tools and technology to enhance customer engagement. Energetic, organized and able to multi-task in a fast-paced, changing environment. Understands the necessity and value of accuracy and attention to detail. Computer proficiency and basic math skills. Ability to work branch hours, which can include weekends and evenings. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. Fluent in Spanish preferred. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $30,000.00 USD Maximum: $47,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.

Apply now Work Type: Hybrid Working Employment Type: Permanent Job Description: We are seeking an individual to join our team at Standard Chartered Bank in New York. The successful candidate will be working directly with the Executive Director, Trade Product Manager Open Account, Americas as well as other team members to maximize the executive's efficiency by managing time, communication and logistical needs. We are seeking a highly organized, proactive, and discreet Director, Supply Chain Finance Trade Program Manager to support our team. The Director will identify new opportunities, coordinate quick implementation of existing mandates, agree on Credit and Asset Distribution Strategy and identify / discuss opportunities for Product Innovation. We appreciate self-driven candidates who excel contract management, advisory, strategy, risk mitigation, compliance, governance. In this role, you aren't just managing a process, you are a key player in the employee and key stakeholder's experience. We believe that a willingness to acquire new skills will contribute to success in this role. Key Responsibilities * Develop, manage and implement business plans for SCF products at country and regional level to maximize revenue, profitability, market share and growth by working closely in partnership with TB Sales teams. * Ensuring the programs operate with a high degree of quality and in line with approved program parameters, while exposing the Bank and our clients to a minimal risk. * Additionally, the following are the expectations from the Program Manager. * Manage a portfolio of corporate clients with a primary focus on Supply Chain Finance (SCF) - Receivables and Payables programs. * Responsible for the growth of SCF client revenues through structuring, deepening wallet penetration and scaling up program. * Drive Incremental Revenue Stream from Client * Identify and develop target wallet opportunities within allocated client segment. * Support deal team on structuring new solutions (e.g. highlight benefits of market management, supplier analysis and onboarding timelines, etc.) * Complete market sizing, wallet share, competitor, and other benchmarking analysis. * Interact closely to provide product knowledge, support and guidance to other stakeholders including Relationship Management, Sales, Credit, and Operations. * Advise and assist partners to drive the client experience for allocated clients/ Programs. * Support of mandated SCF Programs Ramp-up. * Develop strategic plans to realize programs' potential by knowing the clients through regular discussions with client project / deal team. Align objectives with clients' decision makers, allocate appropriate resources, and provide training and agree ways of working. * Accountable as the single-point-of-contact for clients for entire deal lifecycle and post-go live through close coordination with internal stakeholders. * Support deal team on structuring new solutions (e.g. highlight benefits of market management, supplier analysis and onboarding timelines, etc.). * Identify and develop target wallet opportunities within allocated client segment. * Maintain complete and detailed visibility on pipeline target deals' progress and contingencies, provide periodic updates to management/ stakeholders. * Provide SCF product insights to internal stakeholders to recommend the best most readily executable opportunities to be pursued and properly structured from outset. * Evaluate opportunities proposed by the sales teams and network, ensure resources are appropriately prioritized according to business strategies. * Ensure client sees a smooth transition from working with Sales, Product structuring, Implementation, Service, Operations, etc. * Accountable as the single-point-of-contact for clients for entire deal lifecycle and post-go live through close coordination with internal stakeholders. * Evaluate opportunities proposed by the sales teams and network, ensure resources are appropriately prioritized according to business strategies. * Provide SCF product insights to internal stakeholders to recommend the best most readily executable opportunities to be pursued and properly structured from outset. * Maintain complete and detailed visibility on pipeline target deals' progress and contingencies, provide periodic updates to management/ stakeholders. * Point of escalation for risk issues that arise from portfolio monitoring. e.g., past due collection, transaction monitoring, client credit events, industry sector news affecting sellers or buyers, etc.). * Contribute to deal memo preparation and review. Day-to-Day Tasks * Complete market sizing, wallet share, competitor, and other benchmarking analysis. * Interact closely to provide product knowledge, support and guidance to other stakeholders including Relationship Management, Sales, Credit, and Operations.Advise and assist partners to drive the client experience for allocated clients/ Programs. Support of mandated SCF Programs Ramp-up. * Develop strategic plans to realize programs' potential by knowing the clients through regular discussions with client project / deal team. Align objectives with clients' decision makers, allocate appropriate resources, and provide training and agree ways of working. * Ensure client sees a smooth transition from working with Sales, Product structuring, Implementation, Service, Operations, etc. * Accountable as the single-point-of-contact for clients for entire deal lifecycle and post-go live through close coordination with internal stakeholders. * Evaluate opportunities proposed by the sales teams and network, ensure resources are appropriately prioritized according to business strategies. * Provide SCF product insights to internal stakeholders to recommend the best most readily executable opportunities to be pursued and properly structured from outset. * Maintain complete and detailed visibility on pipeline target deals' progress and contingencies, provide periodic updates to management/ stakeholders. * Develop, manage and implement business plans for SCF products at country and regional level to maximize revenue, profitability, market share and growth by working closely in partnership with TB Sales teams. * Review outputs of RDD reports and manage recommendations accordingly. * Provide inputs for BCA renewals. * Ensuring the programs operate with a high degree of quality and in line with approved program parameters, while exposing the Bank and our clients to a minimal risk. * Additionally, the following are the expectations from the Program Manager. * Manage a portfolio of corporate clients with a primary focus on Supply Chain Finance (SCF) - Receivables and Payables programs. * Responsible for the growth of SCF client revenues through structuring, deepening wallet penetration and scaling up program. * Drive Incremental Revenue Stream from Client * Identify and develop target wallet opportunities within allocated client segment. * Support deal team on structuring new solutions (e.g. highlight benefits of market management, supplier analysis and onboarding timelines, etc.) * Complete market sizing, wallet share, competitor, and other benchmarking analysis. * Interact closely to provide product knowledge, support and guidance to other stakeholders including Relationship Management, Sales, Credit, and Operations. * Advise and assist partners to drive the client experience for allocated clients/ Programs. * Support of mandated SCF Programs Ramp-up. * Develop strategic plans to realize programs' potential by knowing the clients through regular discussions with client project / deal team. Align objectives with clients' decision makers, allocate appropriate resources, and provide training and agree ways of working. * Ensure client sees a smooth transition from working with Sales, Product structuring, Implementation, Service, Operations, etc. Qualifications * Transaction Banking: Trade * C&I Credit Risk * Financial Statement Analysis * Cross-functional Collaboration * Undergraduate Required, Post Graduate Preferred * At least 5 years of experience in Program Management and client facing responsibility About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment Assessments Expected annual base pay range for the role is 125,000 USD to 185,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations. Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website ****************** Apply now Information at a Glance * * * * *

Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! What you will gain Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship. The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027. Santander US is a nationwide business with locations across the country. This position is located in New York City, NY. * The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Salary: $52,000/year Before applying, please keep in mind that our internship program does not offer any relocation assistance. What we offer you You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander. As a marketing intern, you will come out of this experience with an understanding of how acquisition, conversion, and engagement strategies work together to fuel growth. You will gain direct knowledge of paid media, website optimization, and lifecycle marketing practices and could include exposure to marketing analytics, campaign reporting tools, and customer journey design. You'll learn how to collaborate across teams, manage projects, and apply marketing theory in a real-world business environment. Responsibilities of the marketing internship role may include but are not limited to: * Assist in landing page audits to identify marketing-driven opportunities for improved conversion and user engagement. * Analyze paid media creatives to assess campaign performance and support data-backed creative optimization. * Conduct Customer Relationship Management (CRM) channel performance reviews to help strengthen customer retention and lifecycle marketing strategies. * Map the end-to-end marketing funnel-across paid, organic, and CRM touchpoints-to identify gaps and recommend improvements. What we are looking for * An undergraduate student with an expected graduation date between either December 2026 or May/June 2027. * Area of Study: Open to all, with interest in marketing, business, economics, analytics, or related fields. * Cumulative GPA is 3.0 or above. * Demonstrates intellectual curiosity and courage. * Strong English communication skills both written and spoken required. * Analytical thinkers with a strong attention to detail. * Organized and able to manage time and multiple tasks efficiently. * Ability to work independently on special projects. * Ability to effectively contribute to a team environment. It would be nice to have * Coursework in or exposure to accounting, finance, economics, or business. (Preferred) * Experience in Microsoft Office products. (Preferred) * Familiarity with analytics or marketing tools (e.g., Google Analytics, SQL, Tableau, CRM platforms, or email/marketing automation software). (Preferred) * Interest in growth marketing, digital experimentation, or customer lifecycle management. (Preferred) What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.

Why work for us? A career at Janus Henderson is more than a job, it's about investing in a brighter future together . Our Mission at Janus Henderson is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service. We will do this by protecting and growing our core business, amplifying our strengths and diversifying where we have the right. Our Values are key to driving our success, and are at the heart of everything we do: Clients Come First - Always | Execution Supersedes Intention | Together We Win | Diversity Improves Results | Truth Builds Trust If our mission, values, and purpose align with your own, we would love to hear from you! Your opportunity We are seeking an experienced quantitative professional to join our residential mortgage whole loan acquisition and portfolio management team. This role will focus on modeling, analytics, and data integration to support trading, structuring, and risk management decisions. The ideal candidate will combine deep mortgage market knowledge with strong quantitative skills to forecast borrower behavior, optimize portfolio performance, and enhance analytical infrastructure. Key Responsibilities Behavioral Modeling & Forecasting + Develop and maintain borrower performance models, including default, delinquency, and prepayment curves for pools of residential mortgage loans. + Create and calibrate S-curves and other behavioral models to capture sensitivity to interest rates, credit attributes, and macroeconomic factors. + Conduct scenario and stress testing to assess portfolio resilience under varying market conditions. Portfolio Analytics & Structuring + Perform levered cash flow modeling for whole loan pools and securitization structures. + Evaluate relative value across loan cohorts and securitization tranches using tools such as Intex, Yield Book, and internal models. + Support portfolio managers in trade structuring, hedging strategies, and P&L attribution. Data Management & Integration + Manage large, loan-level datasets and ensure data integrity across acquisition, surveillance, and reporting workflows. + Integrate data into internal systems and visualization platforms such as Snowflake, Power BI, and Tableau. + Collaborate with technology teams to enhance automation and scalability of analytical processes. Risk & Performance Monitoring + Track portfolio performance against expectations and market benchmarks. + Partner with risk management to design and implement hedging programs and monitor exposure metrics (duration, convexity, spread risk). Market & Research + Track all recent whole loan market activity and color. + Stay current on mortgage market trends, regulatory developments, and investor behavior. + Contribute to research initiatives on borrower behavior, housing economics, and securitization structures. What to expect when you join our firm + Hybrid working and reasonable accommodations + Generous Holiday policies + Paid volunteer time to step away from your desk and into the community + Support to grow through professional development courses, tuition/qualification reimbursement and more + Maternal/paternal leave benefits and family services + Complimentary subscription to Headspace - the mindfulness app + Corporate membership to ClassPass and other health and well-being benefits + Unique employee events and programs including a 14er challenge + Complimentary beverages, snacks and all employee Happy Hours Must have skills + Education: Master's or Ph.D. in a quantitative discipline (Finance, Economics, Statistics, Mathematics, Physics, Engineering, or related field). + Experience: Minimum 5 years in mortgage analytics, quantitative research, or portfolio modeling within an asset manager, hedge fund, bank, or rating agency. + Technical Skills: + Proficiency in cash flow modeling and loan-level analytics. + Advanced knowledge of Intex, Yield Book, and other mortgage analytics platforms. + Strong programming skills in Python, R, or SQL for data manipulation and model development. + Familiarity with Snowflake, Power BI, and Tableau for data integration and visualization. + Domain Expertise: Deep understanding of residential mortgage products (Prime, Non-QM, Jumbo, second liens, HELOCs), borrower behavior, and securitization structures. + Soft Skills: Excellent communication, ability to present complex analytics to senior stakeholders, and collaborative mindset. Supervisory responsibilities + No Potential for growth + Mentoring + Leadership development programs + Regular training + Career development services + Continuing education courses Compensation information The base salary range for this position is $180,000 - $210,000. This range is estimated for this role. Actual pay may be different. This role will remain open through the end of November, 2025. At Janus Henderson Investors we're committed to an inclusive and supportive environment. We believe diversity improves results and we welcome applications from candidates from all backgrounds. Don't worry if you don't think you tick every box, we still want to hear from you! We understand everyone has different commitments and while we can't accommodate every flexible working request we're happy to be asked about work flexibility and our hybrid working environment. If you need any reasonable accommodations during our recruitment process, please get in touch and let us know at **************************** . #LI-CH2 #LI-Hybrid Annual Bonus Opportunity: Position is eligible to receive an annual discretionary bonus award from the profit pool. The profit pool is funded based on Company profits. Individual bonuses are determined based on Company, department, team and individual performance. Benefits: Janus Henderson is committed to offering a comprehensive total rewards package to eligible employees that includes; competitive compensation, pension/retirement plans, and various health, wellbeing and lifestyle benefits. To learn more about our offerings please visit the Why Join Us section on the career page here (**************************************** . Janus Henderson Investors is an equal opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. Janus Henderson (including its subsidiaries) will not maintain existing or sponsor new industry registrations or licenses where not supported by an employee's job functions (as determined by Janus Henderson at its sole discretion). You should be willing to adhere to the provisions of our Investment Advisory Code of Ethics related to personal securities activities and other disclosure and certification requirements, including past political contributions and political activities. Applicants' past political contributions or activity may impact applicants' eligibility for this position. You will be expected to understand the regulatory obligations of the firm, and abide by the regulated entity requirements and JHI policies applicable for your role.

Apply now Work Type: Hybrid Working Employment Type: Permanent Job Description: Key Responsibilities Strategy * Support the business strategy for Commercial Real Estate Financing ('CREF') in the context of the overall Global Banking, clients, and Bank strategy. * Build trusted relationships with clients, colleagues and industry partners . Business * Perform financial and valuation analyses using various methodologies relevant for the CREF US * Build detailed financial models to evaluate performance under various operating scenarios and to analyze the impact of different capital structures * Prepare presentation materials for use in client meetings, covering topics such as strategic alternatives, capital markets activity and general corporate finance * Maintain up to date knowledge on clients and targets * Involved in day to day project management, execution support and stakeholder management * Complete all required credit and regulatory examinations Processes * Ensure deals are properly screened and selected in line with the Bank's strategy and risk appetite * Provide input on portfolio risks through the portfolio reviews and escalate to senior management/ risk forums where required. People & Talent * Lead through example and build the appropriate culture and values. * Set appropriate tone and expectations from the team and work in collaboration with risk and control partners. Risk Management * Preparation of Business Credit Applications (BCAs) for credit approval process * Work with Portfolio Analytics & Monitoring ('PAM') and client management teams on the execution and review of new and existing loan transactions * Escalate risk issues to senior management in the business Governance * Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role. Regulatory & Business Conduct * Display exemplary conduct and live by the Group's Values and Code of Conduct. * Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. * Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters. Key stakeholders * Clients of the Bank * Client Coverage. * Head of CREF US * Other CIB verticals e.g., Transaction Banking * Credit Risk * Internal Audit * Legal & Compliance * Human Resource Other Responsibilities * Embed Here for good and Group's brand and values in, USA CIB, Commercial Real Estate Financing ('CREF'). * Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures. * Multiple functions: responsibilities associated with the management of the CREF are all laid out in this document (as required). Skills and Experience * Manage Conduct * Risk Management and Internal Controls * Credit Risk * Client Experience * Business - Market Knowledge * Product line knowledge Qualifications * Education University graduate * Training Completed bank's mandatory and development training * Languages English About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term Expected annual base pay range for the role is 120,000 USD to 150,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Visit our careers website ****************** What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Apply now Information at a Glance * * * * *

Summer 2027 Sales & Trading Job Description WHAT IS THE OPPORTUNITY? RBC Capital Markets is a premier investment bank that provides a focused set of products and services to corporations, institutional investors and governments around the world. With more than 7,100 professionals, we operate out of 70 offices in 15 countries across North America, the U.K., Europe, and the Asia-Pacific region. We work with clients in over 100 countries around the globe to deliver the expertise and execution required to raise capital, access markets, mitigate risk and acquire or dispose of assets. According to Bloomberg and Dealogic, we are consistently ranked among the largest global investment banks. RBC Capital Markets (RBCCM) is part of a leading provider of financial services, Royal Bank of Canada (RBC). Operating since 1869, RBC is one of the top 15 largest banks in the world and the fifth largest in North America, as measured by market capitalisation. With a strong capital base and consistent financial performance, RBC is among a small group of highly rated global banks. Global Markets Summer Program Internship opportunities exist within RBCCM for energetic, bright and talented undergraduates and graduates. The Global Markets (GM) Summer Program extends for 10 weeks and provides interns the opportunity to gain in-depth, hands-on experience while working and learning alongside our experienced market professionals. In selecting intern candidates, we look for well-rounded individuals with a track record of outstanding academic achievement, proven technical and analytical skills and a diversity of extracurricular activities. Other essential qualities we look for include strong oral and written communication skills, leadership qualities, initiative and the ability to play a key role as a team member in a fast-paced and challenging work environment. Structured as a rotational program, students will be provided with practical training, hands-on capital markets experience and career-building mentorship throughout the ten-week program. There are opportunities across product groups and markets roles to suit the interests of driven and focused students. Participating businesses include Global Equities, Fixed Income and Currencies & Commodities. WHAT WILL YOU DO? Summer analysts help analyze markets, monitor trading services, and develop new products that will help clients maximize their market performance across a spectrum of asset classes. While responsibilities and projects will vary across desks, the rotational program experiences include: * Analyzing and developing trade ideas in equity and fixed income products * Aggregating sector/market news flow * Updating Corporate and Analyst marketing data * Providing client feedback reports and brainstorm solutions * Engineering tools and streamline processes to aid efficiency * Analyzing data to form summaries of overall changes in market positions WHAT DO YOU NEED TO SUCCEED? * Top grades in a four-year US college or university program and entering the final year upon completion of the program * Basic market knowledge and a demonstrated keen interest in capital markets * Strong research abilities and excellent analytical and communication skills * Extremely motivated and able to take initiative in order to identify ways to add value and improve practices * Demonstrated problem-solving skills, business sense and the ability to multi-task and prioritize in high pressure environments * Proficient with the use of Microsoft Word, Excel, PowerPoint and Outlook * Technical knowledge of programming/coding languages preferred WHAT'S IN IT FOR YOU? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. From this experience you would gain: * Direct exposure and hands-on experience including opportunities to do challenging work * Ability to make a difference and lasting impact * Opportunity to connect with different desks across our Global Markets businesses, and RBC as a whole * Ability to work in a dynamic, collaborative, progressive, and high-performing team * Training including orientation sessions as well as an in-class curriculum and regular information sessions with key business leaders The good-faith expected salary range for the above position is $110,000 depending on factors including but not limited to the candidate's experience, skills, registration status; market conditions; and business needs. RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that: * Drives RBC's high performance culture * Enables collective achievement of our strategic goals * Generates sustainable shareholder returns and above market shareholder value Inclusion and Equal Opportunity Employment RBC is an equal opportunity employer committed to diversity and inclusion. We are pleased to consider all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veterans status, Aboriginal/Native American status or any other legally-protected factors. Disability-related accommodations during the application process are available upon request. Job Skills Additional Job Details Address: BROOKFIELD PLACE FKA 3 WORLD FINANCIAL CENTER, 200 VESEY STREET:NEW YORK City: New York Country: United States of America Work hours/week: 40 Employment Type: Full time Platform: CAPITAL MARKETS Job Type: Student/Coop (Fixed Term) Pay Type: Salaried Posted Date: 2025-11-03 Application Deadline: 2026-01-30 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

Why work for us? A career at Janus Henderson is more than a job, it's about investing in a brighter future together . Our Mission at Janus Henderson is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service. We will do this by protecting and growing our core business, amplifying our strengths and diversifying where we have the right. Our Values are key to driving our success, and are at the heart of everything we do: Clients Come First - Always | Execution Supersedes Intention | Together We Win | Diversity Improves Results | Truth Builds Trust If our mission, values, and purpose align with your own, we would love to hear from you! Your opportunity The Head of Whole Loan Operations and Transaction Management will oversee and manage the entire lifecycle of loan transactions, from pre-transaction due diligence to final settlement and closure of acquisitions. This pivotal role serves as the primary internal coordinator for whole loan transactions, managing logistics and liaising with vendors and counterparties. Transaction Management: + Oversee all aspects of transaction workflow, ensuring seamless execution from initiation to settlement. + Act as the primary internal point of contact to coordinate processes and manage logistics with internal and external stakeholders. Vendor and Counterparty Coordination: + Manage relationships with third-party due diligence vendors, warehouse/repo counterparties, and securitization counterparties. + Organize and oversee due diligence activities, servicing transfers, loan document transfers, and operations between internal teams, vendors, servicers, and custodians. + Ensure compliance with transaction terms through effective management of bailee letters, custodial reports, exception reports, trust receipts, and other relevant documentation. + Coordinate with lending counterparties to ensure that pools comply with warehouse facility terms. + Maintain strong relationships with vendors to ensure high-quality service delivery. + Carry out other duties as assigned What to expect when you join our firm + Hybrid working and reasonable accommodations + Generous Holiday policies + Paid volunteer time to step away from your desk and into the community + Support to grow through professional development courses, tuition/qualification reimbursement and more + Maternal/paternal leave benefits and family services + Complimentary subscription to Headspace - the mindfulness app + Corporate membership to ClassPass and other health and well-being benefits + Unique employee events and programs including a 14er challenge + Complimentary beverages, snacks and all employee Happy Hours Must have skills + Capable of managing complex processes and relationships in a dynamic environment. + Proven track record in transaction management and residential whole loans. Nice to have skills + Highly organized and detail-oriented individual with strong communication skills Supervisory responsibilities + No Potential for growth + Mentoring + Leadership development programs + Regular training + Career development services + Continuing education courses For those in scope of Knowledge & Competence (MiFID II) + Knowledge of financial markets, financial markets function and the impact of economic figures and national/regional/global events on markets + Understanding of issues relating to market abuse and anti-money laundering + Annual attestation Compensation information The base salary range for this position is $170,000 - $190,000. This range is estimated for this role. Actual pay may be different. This role will remain open until February 28, 2026. At Janus Henderson Investors we're committed to an inclusive and supportive environment. We believe diversity improves results and we welcome applications from candidates from all backgrounds. Don't worry if you don't think you tick every box, we still want to hear from you! We understand everyone has different commitments and while we can't accommodate every flexible working request we're happy to be asked about work flexibility and our hybrid working environment. If you need any reasonable accommodations during our recruitment process, please get in touch and let us know at **************************** . #LI-CH2 #LI-Hybrid Annual Bonus Opportunity: Position is eligible to receive an annual discretionary bonus award from the profit pool. The profit pool is funded based on Company profits. Individual bonuses are determined based on Company, department, team and individual performance. Benefits: Janus Henderson is committed to offering a comprehensive total rewards package to eligible employees that includes; competitive compensation, pension/retirement plans, and various health, wellbeing and lifestyle benefits. To learn more about our offerings please visit the Why Join Us section on the career page here (**************************************** . Janus Henderson Investors is an equal opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. Janus Henderson (including its subsidiaries) will not maintain existing or sponsor new industry registrations or licenses where not supported by an employee's job functions (as determined by Janus Henderson at its sole discretion). You should be willing to adhere to the provisions of our Investment Advisory Code of Ethics related to personal securities activities and other disclosure and certification requirements, including past political contributions and political activities. Applicants' past political contributions or activity may impact applicants' eligibility for this position. You will be expected to understand the regulatory obligations of the firm, and abide by the regulated entity requirements and JHI policies applicable for your role.

Why work for us? A career at Janus Henderson is more than a job, it's about investing in a brighter future together. Our Mission at Janus Henderson is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service. We will do this by protecting and growing our core business, amplifying our strengths and diversifying where we have the right. Our Values are key to driving our success, and are at the heart of everything we do: Clients Come First - Always | Execution Supersedes Intention | Together We Win | Diversity Improves Results | Truth Builds Trust If our mission, values, and purpose align with your own, we would love to hear from you! Your opportunity As the Institutional Financial Sub Advised and OCIO's salesperson you will be responsible for coverage of the investment plans in your region. This role will work closely with the institutional team including consultant relations, client service, client strategy and marketing teams as well as colleagues in investments including Client/ Portfolio Managers and other Investment team members of Janus Henderson. Primary responsibilities include creation & execution of a North America (US & Canada) channel to market strategy with a focus on growing the business and managing critical new clients. You will: * Develop and manage prospective client relationships and attract new assets through a consultative approach. * Maintain a high level of activity and be actively involved in presentations to prospective investors and the follow-up necessary to give investors comfort regarding the firm's experience and capabilities across the firm. * Appropriate investor targeting from established relationships and managing the evaluation of potential client relationships. * Provide information and support to consultant relations and client relationship management teams and coordinate sales activities with members of product management and consultant relations teams to develop new business relationships. * Carry out other duties as assigned What to expect when you join our firm * Hybrid working and reasonable accommodations * Generous Holiday policies * Paid volunteer time to step away from your desk and into the community * Support to grow through professional development courses, tuition/qualification reimbursement and more * Maternal/paternal leave benefits and family services * Complimentary subscription to Headspace - the mindfulness app * Corporate membership to ClassPass and other health and well-being benefits * Unique employee events and programs including a 14er challenge * Complimentary beverages, snacks and all employee Happy Hours Must have skills * Significant experience in an institutional direct and consultative sales role at an investment management firm and be known for delivering and exceeding results against goal. * Experience with and contacts at financial (sub advised) and OCIO companies * Strong academic background, with a preference for an advanced degree such as an MBA or a professional certification such as the CFA. * FINRA Series 7 and 63 required. * Possesses broad knowledge of investment philosophies, processes, strategies and performance to demonstrate a credible, sophisticated depth of investment knowledge to clients and prospective clients. Nice to have skills * Able to develop deep relationships with key decision makers and senior client influencers, understand client issues and offer appropriate solutions. * Effective team player who can work in partnership with others at JHI to build and enhance JHI's reputation in the market Supervisory responsibilities * No Potential for growth * Mentoring * Leadership development programs * Regular training * Career development services * Continuing education courses Compensation information The base salary range for this position is $200,000-$215,000. This range is estimated for this role. Actual pay may be different. This position will be open through February 28th 2026. Colorado law requires an estimated closing date for job postings. Please don't be discouraged from applying if you see this date has passed. At Janus Henderson Investors we're committed to an inclusive and supportive environment. We believe diversity improves results and we welcome applications from candidates from all backgrounds. Don't worry if you don't think you tick every box, we still want to hear from you! We understand everyone has different commitments and while we can't accommodate every flexible working request, we're happy to be asked about work flexibility and our hybrid working environment. If you need any reasonable accommodations during our recruitment process, please get in touch and let us know at ****************************. #LI-SW1 #LI-Hybrid Annual Bonus Opportunity: Position may be eligible to receive an annual discretionary bonus award from the profit pool. The profit pool is funded based on Company profits. Individual bonuses are determined based on Company, department, team and individual performance. Benefits: Janus Henderson is committed to offering a comprehensive total rewards package to eligible employees that includes; competitive compensation, pension/retirement plans, and various health, wellbeing and lifestyle benefits. To learn more about our offerings please visit the Why Join Us section on the career page here. Janus Henderson Investors is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. All applications are subject to background checks. Janus Henderson (including its subsidiaries) will not maintain existing or sponsor new industry registrations or licenses where not supported by an employee's job functions (as determined by Janus Henderson at its sole discretion). You should be willing to adhere to the provisions of our Investment Advisory Code of Ethics related to personal securities activities and other disclosure and certification requirements, including past political contributions and political activities. Applicants' past political contributions or activity may impact applicants' eligibility for this position. You will be expected to understand the regulatory obligations of the firm, and abide by the regulated entity requirements and JHI policies applicable for your role. Nearest Major Market: Albany

Apply now Work Type: Hybrid Working Employment Type: Permanent Job Description: Key Responsibilities The role holder will be responsible for: * Managing credit risk within the second line of defence ("2LoD") within the Specialised Finance ("SF") Risk for Corporate and Investment Bank ("CIB"). * This opportunity will suit a Senior Credit Officer / Executive Director equivalent profile with the relevant background and +10 years proven expertise in asset-backed financing / securitisation and/or Private Credit / Middle Market / Leveraged Finance in the US markets. * Experience in warehouse, asset-based finance and traded asset backed securities across geographies and asset type (ABS, CLO, RMBS, CMBS, ABL, ABF) preferred. The role will require: * Experience gained from an investment bank or a specialised / structured finance group of a major international organisation and a relevant degree from a top-tier university. * Strong understanding of credit risk, financial analysis, structuring, stress testing and jurisdiction risk, and their application in lending decisions for single counterparty credit risk appetite. * Able to manage credit risk appetite with early-stage deal screening, detailed due diligence, and timely execution of transactions with credit memo analysis and independently written Risk recommendations. * Early-stage deal screening and due diligence of new transaction requests, with the ability to unpack complex situations or niche sectors to find out-of-box solutions, and value creation for clients. * Influence structuring for best-in-class underwriting and to achieve successful and timely transaction execution and syndication. * Champion business initiatives which promote revenue growth whilst protecting against the downside risk by identifying the short- to medium-term risks. * Credit approve 1LoD prepared credit applications and rating assessments using subject-matter expertise and manage a portfolio of unique counterparties with early-stage detection of credit deterioration (Early Alert Ratings), which includes stress testing. * Prepare and present periodic portfolio monitoring reviews with senior 1LoD stakeholders and senior 2LoD Risk partners. * Ensure that the relevant 1LoD and 2LoD owners understand and accept their risk management responsibilities, where risks are managed and risk-return trade-offs are made, in line with Credit Risk frameworks. * Proactively seek for improvements in 2LoD and lead associated internal initiatives related to governance, regulatory, policy, or risk driven reporting. * Ensure a robust effectiveness review process to Credit Risk and escalate significant matters and / or gaps in implementation to senior management and the relevant committees. * Monitor compliance of approved risk appetite using the risk information reporting and highlight significant matters to the attention of senior management and senior risk committees. * Maintain and influence a culture of good conduct in the Risk function and embed the Risk culture statement. * Represent SF Risk in business meetings, client due diligence and conferences, seminars * People leader, team player and solid independent professional. Highly adaptable to cross-cultural environment and working closely with a multitude of professionals from various geographies and nationalities. * Promote Risk to the wider organization and partner Risk peers (including market risk, policy and governance, and enterprise risk management) for risk wide initiatives. * Awareness and understanding of regulatory framework in which the bank operates, and the regulatory requirements and expectations relevant to the role Qualifications Education: * University Degree Experience: * +10 years relevant experience in asset-backed financing / securitisation and/or Private Credit / Middle Market / Leveraged Finance in the US markets * Experience in warehouse, asset-based finance and traded asset backed securities across geographies and asset type (ABS, CLO, RMBS, CMBS, ABL, ABF) preferred. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term Expected annual base pay range for the role is 234,230 USD to 325,320 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Visit our careers website ****************** What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Apply now Information at a Glance * * * * *

Apply now Work Type: Hybrid Working Employment Type: Permanent Job Description: The role will directly support the Corporate Affairs, Brand & Marketing, Americas (CABM) team by providing administrative, operational and business planning and business continuity duties, including but not limited to handling confidential/sensitive matters and materials, proactively anticipating and managing work requirements, acting as a professional representative of the CABM functions with all internal and external stakeholders, prioritizing and sharing information between teams and stakeholders, and supporting CABM in achieving individual and team objectives. This role will also play a key role in managing the Governance responsibilities of the CABM Americas function. RESPONSIBILITIES Strategy * Support CABM team in delivering the CABM strategies for the region * Compile, organize and support agenda setting for meetings of the CABM team * Update necessary plans and calendars Business * Primary contact for all business and trade associations of the Bank where relevant * Assist in the preparation, delivery and post-event activities for internal and external events within CABM, including: * Event Logistics & Planning * Internal Communications * Creation of marketing/promotional materials * Event briefs and post event reviews * Shipping, packing, receiving duties Day-to-Day Tasks * Assist in organizing staff engagement events (e.g. town halls), volunteering and fundraising opportunities * Act as a Brand Champion for Standard Chartered, supporting the team in ensuring brand guidelines are adhered to * Assist with internal communications - draft written communications, help to collect and provide content for Update Americas and other internal communications channels * Help manage content on Americas digital sites and provide support for staff on usage * Assist with the production of fact sheets, posters, notices * Monitor the CABM Americas mailboxes and respond to queries from employees Processes * Provide full administrative support to Head of CABM, Americas and CABM Americas team * Manage all bank systems - e.g. ePro, SCBuy, FCS, M7, vendor requests, invoices and payments * Manage team calendars, organize meetings and teleconferences * Manage team travel and accommodation requirements * Manage team expenses and reconciliations * Assist with necessary team reporting, production of stakeholder reports, presentations * Departmental Continuity Coordinator for CABM, maintain and update BCP documents * Maintain all departmental supplies, materials, collateral, e.g. banners, annual reports, stationery * Work with supply chain management and legal and compliance teams to effectively manage vendors, including sponsorship and donation agreements. * Identify areas for process improvement and recommend ways to increase functional effectiveness and improve operational efficiencies Qualifications * Analytical and numerical skills, strong knowledge of MS Office suite. * Strong interpersonal skills and multi-cultural awareness and sensitivity. * Excellent communication skills (written and spoken) and stakeholder management skills. * Ability to operate within a geographically dispersed and highly varied stakeholder base. * Ability to collaborate and work dynamically across country, region, business and group stakeholders. * Strong project management, organisational and administrative skills. * Ability to effectively prioritise multiple tasks in a high-pressure environment. * Exemplary integrity, ethics, independence and resilience. * Ability to work in a matrix organisation, leveraging resources across the organisation to complete deliverables, manage multiple projects and meet strict deadlines. * Ability to handle sensitive matters at all levels of the organisation with discretion and confidentiality. * Excellent events management experience. * Proactive and positive attitude, with a creative eye and good problem-solving skills. The most important skill: * Governance management We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment Assessments Expected annual base pay range for the role is 80,000 USD to 110,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website ****************** Apply now Information at a Glance * * * * *

What is the Opportunity? RBC is seeking a highly motivated individual to contribute to key AI initiatives in Market Risk NA. This role will focus on helping define and build the AI landscape within Market Risk NA, ensuring alignment with enterprise objectives, and supporting the enhancement of Local Market Risk (LMR) processes. The ideal candidate will bring strong programming and analytical skills, a keen attention to detail, and the ability to collaborate effectively with cross-functional teams in a dynamic environment. What will you do? Contribute to the improvement of LMR infrastructure by identifying opportunities for data standardization and centralization Assist in building AI tools to enhance risk managers' risk assessment capabilities Assist in developing AI strategy and contribute to project planning Review existing market risk processes and identify pain points / opportunities to use AI to improve the processes. Work closely with IT to support the development and refinement of reporting-related processes Create clear and concise written communications and presentation materials on project progresses for committee meetings, working groups, and senior management Support efforts to align AI initiatives with broader enterprise initiatives (e.g., Risk Modernization Project) Collaborate with teams across Group Risk Management (GRM) to share relevant tools and information with the LMR team What do you need to succeed? Bachelor's degree in finance, Economics, Mathematics, Data Science, or a related field. 1-2 years of experience at an Investment Bank with exposure to market risk and knowledge of trading products Proficiency in tools and systems used for data analysis and AI (e.g. Python, Excel, SQL, or similar tools) Experience working with large language models programmatically Experience working with Langchain, Langgraph, LlamaIndex, or other such frameworks Experience building AI agents Strong analytical skills, with the ability to work with large data sets and identify trends or issues. Strong communication skills, with the ability to create clear documentation and presentations. Autonomous & highly motivated with ability to multi-task productively and work independently and collaboratively Knowledge of Market Risk modelling preferred What's in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off. Leaders who support your development through coaching and managing opportunities. Ability to make a difference and lasting impact. Work in a dynamic, collaborative, progressive, and high-performing team. Opportunities to do challenging work. Opportunities to build close relationships with clients. The expected salary range for this particular position is $80,000-$135,000 (New York), depending on your experience, skills, and registration status, market conditions and business needs. You have the potential to earn more through RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals. RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that: Drives RBC's high-performance culture Enables collective achievement of our strategic goals Generates sustainable shareholder returns and above market shareholder value #LI - POST Job Skills Analytical Skills (Inactive), Data Science, Financial Risk Management (FRM), Fundamental Review of Trading Book (FRTB), GitHub, Market Risk, Microsoft SQL Server, Position Reconciliation, Python (Programming Language), Python for Data Analysis, Python Numpy, Quantitative Methods, Reporting Processes, Risk Analytics, Risk Control, Risk Models, Risk Reporting, SQL Database Queries, Statistics, Structured Query Language (SQL), System Applications, Tableau Desktop, Tableau Server, Teamwork Additional Job Details Address: BROOKFIELD PLACE FKA 3 WORLD FINANCIAL CENTER, 200 VESEY STREET:NEW YORK City: New York Country: United States of America Work hours/week: 40 Employment Type: Full time Platform: GROUP RISK MANAGEMENT Job Type: Regular Pay Type: Salaried Posted Date: 2025-10-28 Application Deadline: 2026-04-04 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Inclusion and Equal Opportunity Employment At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Apply now Work Type: Office Working Employment Type: Permanent Job Description: Act as key salesperson for Americas in financial markets to distribute SC PrismFX, Standard Chartered's suite of solutions for transaction bank related foreign exchange, global money movement and FX risk management. SC PrismFX is a key strategic growth area for Standard Chartered globally, and this will be a high-profile role for the Americas. Responsible for the growth of the PrismFX revenue (Cash & Trade linked FX) across Transaction Banking and Financial Markets. Key Responsibilities Day-to-Day Tasks * Drive revenue and work on the growth of TBFX revenue * Managing a sales pipeline and sales discipline to target growth * Build client relationships by identifying gaps and bridge gaps for to improve client satisfaction * Identify financial needs and provide solutions by leading Transactional FX Sales Discussions with clients * Identify opportunities for clients offering Transactional FX products by reviewing existing products, system and processes while working actively to develop existing solutions * Develop business and sales strategy that are consistent with key principle of treating clients fairly while adhering to regulatory requirements Business * Ensure product development and distribution is consistent with current and future market. Processes * Assist with solutions for integrated TB/FM solutions across initiation, execution, post trade reconciliation and reporting. People & Talent * Represent the appropriate culture and values with clients and with internal stakeholders. Risk Management * Drive a culture across Transaction Banking FX that has adherence to all Group Policies and relevant legislation covering credit, operational, reputational risk among others. * Commitment to Group Code of Conduct and act as a role model for Conduct * Timely completion of all mandatory e-learning, attestations, compliance requirements and requests for information Regulatory & Business Conduct * Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. * Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) Skills and Experience * Cross selling experience * Customer behaviour and preferences knowledge * Experience in understanding client needs and building and maintaining client relationships * Sales proposal and presentations knowledge * FX experience * TB payment processes knowledge * Experience in proposing and selling solutions * Extensive experience in managing portfolios * Know how to stay informed on market trends * Hands on regarding transaction execution Qualifications * 5+ years of relevant financial markets experience * Deep knowledge of foreign exchange, cross border money movement, and treasury * Excellent presentation and sales skills internally and externally * Connection and knowlege of clients across all segments About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term Expected annual base pay range for the role is 175,000 USD to 325,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Visit our careers website ****************** What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Apply now Information at a Glance * * * * *

Full Time Teller, Manhattan, NYCountry: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: As a Teller, you engage in assisting with various financial needs and processing transactions. You provide exceptional customer service, resolve concerns, minimize risk, defend against fraud, refer product solutions, and escalate complex issues for timely resolution. Provide an elevated level of exceptional customer service by welcoming customers, minimizing wait times and assisting with their banking needs. Process transactions, including deposits, withdrawals, and transfers. Handle cash and maintain accurate cash drawer balances. Adhere to all bank policies and procedures, including compliance and risk management protocols to prevent fraudulent situations. Recognize opportunities and cross-sell bank products to deepen customer relationships. Engage customers and leverage digital tools to educate them on self-service options. Assist with custodianship, audits, and other operational tasks. Maintain a clean and organized work area, to create a welcoming environment for customers. Responsibilities may extend to supporting nearby branch locations based on business necessity. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. High school diploma, GED: or equivalent work experience - Required. 6+ Months Cash Handling experience - Required. 6+ Months Demonstrated customer service experience - Required. Excellent customer service skills and a passion for helping others. Ability to identify and escalate concerns of risk to appropriate channels. Ability to follow directions, policies, and procedures. Effective listening and communication skills. Comfortable in using digital tools and technology to enhance customer engagement. Energetic, organized and able to multi-task in a fast-paced, changing environment. Understands the necessity and value of accuracy and attention to detail. Computer proficiency and basic math skills. Ability to work branch hours, which can include weekends and evenings. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. Experience in Microsoft Office products. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range: Minimum: $30,000.00 USD Maximum: $47,000.00 USD We Value Your Impact: Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.

Investment Consultant You joined the financial services industry to make a difference in the lives of your clients. At Fidelity, we have a relentless commitment to our clients. Come join a firm that is a stable industry leader where we focus on the importance of communicating to connect and not just communicating to transact. We empower professional flexibility, growth, and support thus enabling long-term success for you and our clients. The Purpose of Your Role Working in our Investor Center, you will develop customized financial plans through a wide range of products and services using your sound judgment, keen knowledge of products, and Fidelity's planning tools. Instead of spending your time sourcing new customers, you will engage with existing clients and warm leads, which will allow your focus to remain where it matters most: providing investment solutions and growing relationships with a dedicated local advisor. The Expertise We're Looking For * Effectively utilizing Fidelity's guidance tools, you engage in financial planning discussions by presenting solutions and service offerings that best meet client needs * Leveraging technology, you can prepare for and conduct efficient one-on-one appointments to make the best use of the client's time, as well as plan for post-appointment follow-up * Growing relationships through proactive outreach, you seek to understand clients' goals and objectives and refer them to a wealth management partner based on needs and financial complexity * Series 7 & 63 licensed; Series 65 or 66 and appropriate state registrations preferred, OR ability to acquire quickly upon hire * Degree and/or other professional certifications such as a CFP are helpful; if you don't already have a CFP or degree, our Tuition Reimbursement program can help you obtain one! The Skills You Bring * You have a comprehensive understanding of various investment solutions, and can educate customers on the values and differences of each * Your interpersonal skills and ability to grow relationships are exemplary; you take initiative and exceed expectations * You have outstanding communication and consultative skills, and you thrive in a fast-paced work environment Our Investments in You Fidelity's greatest advantage is our people, and we believe it is important to approach life holistically. We offer a competitive total rewards package, including a stable base salary, to recognize associate achievements. And our benefit programs are designed to help you and your family strike the right balance. We offer training in-branch, regionally, nationally, and virtually to help you with all aspects of your business. You will not fail due to a lack of training or onboarding! The Value You Deliver In this role you will work directly with clients to help them make investment decisions that are in their best interest. By effectively navigating Fidelity's planning and guidance tools, presenting and implementing solutions that best meet the client's needs, you will have a lasting impact on the client's financial future. Please note this role requires in-person attendance in the assigned Branch location. The base salary range for this position is $59,000 - $74,000 per year. Placement in the range will vary based on job responsibilities and scope, geographic location, candidate's relevant experience, and other factors. Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation. We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home. These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career. Note, the application window closes when the position is filled or unposted. Most roles at Fidelity are Hybrid, requiring associates to work onsite every other week (all business days, M-F) in a Fidelity office. This does not apply to Remote or fully Onsite roles. Please be advised that Fidelity's business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories. Certifications: Series 07 - FINRA, Series 66 - FINRA Category: Sales

Apply now Work Type: Office Working Employment Type: Permanent : RESPONSIBILITIES Strategy * Apply the Bank's business strategy to day to day customer flow, pricing, risk management * Assist in developing and implementing strategy for FX Options in Americas * Identify business development opportunities * Maximise total product income by ensuring effective end to end client risk management/service * Awareness and understanding of the Group's business strategy and model appropriate to the role * Mine for new client opportunities that can be monetized, and continue to invest time in building systems to enhance TPI potential * Engage with our valued customers on a sophisticated leve Business * Generate revenue for the bank through trading FX options for the currency block * Communicate with Global FXO team updating relevant book-runners in case of significant market events during NY hours as per desk procedures. * Increase SCB's visibility in the region through competitive pricing, market commentaries and idea generation in FX Options * Understand wider business, economic and market environment in which the firm operates * Deepen existing client relationships through regular conversations and by giving market colour in line with guidelines * To work with and Sales/RM to identify new prospects and client opportunities * To explore new products and structures to increase the breadth and depth of the market * Manage risk from client trades * Seek and take advantage of market opportunities Processes * Accountable for establishing and maintaining frameworks to ensure FXO processes are efficient, appropriate and compliant. * Accountable for effective management of operational risks within FXO. * Exercise all supervisory responsibilities as outlined in the FM Code of Conduct. * Ensure adherence to all internal and external regulations. Ensure that the business meets its obligations the prevention of money laundering under the Group Policy and Standards and under local laws and regulations. Ensure that there are appropriate and documented internal controls and procedures in place. Monitor the operation of such procedures and controls and regularly review them to ensure that they reflect any changes in products, systems, policy and regulation People & Talent * Contribute to continuous process improvement and sharing best practice * Set and monitor job descriptions and objectives for direct reports where applicable, and provide feedback and rewards in line with their performance against those responsibilities and objectives. * Employ, engage and retain high quality people, with succession planning for critical roles. Identify, evaluate and action under performers * Responsibility to review team structure/capacity plans Risk Management * Risk-manage global FX Options portfolios during NY market hours as part of global FXO team and the Structured products and Correlation books * Execute hedging strategies for Complex books and assist global team in developing and executing the game plan * Assist in development of risk management tools for new structured/correlation products as they are developed * Where necessary assist with execution of hedging strategies for other FXO books agreed with book-runners, located in other regions * Responsible for identifying, assessing, monitoring, controlling and mitigating risks to the Group. Also, an awareness and understanding of the main risks facing the Group and the role the individual plays in managing them * The ability to interpret the Group's financial information, identify key issues based on this information and put in place appropriate controls and measures * Comply with guidelines as outlined in the annual dealer mandate * Embed Operational Risk monitoring as an integral part of the business process. Towards this, to effectively carry out the assigned role, if any, under Compliance Risk Management and Operational Risk Management Assurance * Monitor all major risk issues and concentrations and ensure that trading limits are adhered to by all FXO traders * Effectively manage the risk from customer transactions Qualifications * Undergraduate degree required * Minimum of 3 years in the Latam FXO space * Product knowledge and experience in LatAm FXO Skills and Experienc * Customer Behaviour and Preferences * Financial Mathematics * Investment Performance Measurement * Market Risk * Securities Laws and Regulations (SLR) Compliance * Service Excellence * Trading About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: * Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do * Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well * Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term Expected annual base pay range for the role is 200,000 USD to 250,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations. Visit our careers website ****************** What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. * Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. * Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. * Flexible working options based around home and office locations, with flexible working patterns. * Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits * A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. * Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Apply now Information at a Glance * * * * *

Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success. An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make: The Digital Payments Product Manager will be a Digital Payments subject matter expert and manage the development of the structure around new products and features based on multiple client's input. YOU will develop, own & execute on enterprise & retail digital payments banking strategy, product vision, features and designs. You will: * Manage our digital payments strategy with detailed business requirements. * Manage the interaction with technology partners and/or vendors on the delivery of optimized member-centered intuitive payments offerings through our Platform. * Collaborate with, and manage internal relationships with leadership, marketing, customer experience, development, and implementation teams to manage backlog and release planning, define product roadmap, incorporate market direction and sort through diverse requirements. * Improve customer satisfaction and loyalty, through a deep understanding of their needs, delivering best in class market solutions, which will be a key differentiator in the digital channels of the Bank with other market competitors. * Conducts channel/product gap analysis, competitive research and industry evaluations to extract actionable insights to inform the digital strategy and determine the long-term digital backlog. * Analyze client needs and market research in order to decide which are the priorities to be targeted and provide an adequate response to the client segments being addressed. * Leads business case development, writing, and delivery as well as ROI-projections. * Plans, manages and facilitates all phases of the Digital life cycle, from inception through introduction into the marketplace. * Manages multiple, concurrent agile teams to define and execute the release plan on time and on budget. Roll-out business- critical change in short timescales whilst also adapting for other global and local programs running in parallel impacting the same audience. * Interfaces with QA and/or internal UAT resources to ensure requirements are met and approve finished product releases before it goes to the client. * Sets the direction and reviews product documentation for the digital banking solution suite * Tracks product and feature use to analyze and understand implications for product enhancements * Develops tools and processes to gather feedback to shape and build future products * Supports Sales and Marketing in promoting the products and ensuring revenue, business value, and client adoption goals are met * Define business and operational KPIs for owned products; develop targets and manage forecasting for each Defined KPI; partner with Analytic teams on deep dives for anomalies in trends, to define root cause and action plans. What You Bring: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree in engineering, Data & Analytics, or Technology-related fields - Required 7+ Years Related experience in product development and/or line experience working with products. Required 2+ Years Management Experience - Required * Extensive knowledge and experience with creating and managing business requirements and user stories for software platforms. * Experience in developing digital product backlog and roadmaps with aggressive product delivery cycles. * Background in Consumer payments with strong understanding of ACH, Wires, Zelle, Cross-border payments, Real time payments, Debit cards is preferred. * Familiarity with regulatory compliance and risk management in the financial industry. * Must be an exceptional collaborator, able to build and leverage relationships at all levels of the organization. * Strong technology capabilities - must be able to manage major technology products end-to-end and develop key solutions for scalability. * Strong track record on product delivery and team leadership, managing complex and concurrent programs in dynamic organizations. * Knowledgeable about the external environment including Main banking competitors, Regulatory environment, Global Economy, Latest innovations and technologies. * Strong track record of Agile change leadership from inception through to execution and embedding, including establishing the vision and mandate. Certifications: No Certifications listed for this job. It Would Be Nice For You To Have: Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. Base Pay Range Minimum: $97,500.00 USD Maximum: $160,000.00 USD Link to Santander Benefits: Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.

Why work for us? A career at Janus Henderson is more than a job, it's about investing in a brighter future together. Our Mission at Janus Henderson is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service. We will do this by protecting and growing our core business, amplifying our strengths and diversifying where we have the right. Our Values are key to driving our success, and are at the heart of everything we do: Clients Come First - Always | Execution Supersedes Intention | Together We Win | Diversity Improves Results | Truth Builds Trust If our mission, values, and purpose align with your own, we would love to hear from you! Janus Henderson Investors US, LLC seeks a Quantitative Analyst in New York, NY to develop quantitative techniques to inform securities investing, equities investing, pricing, or valuation of financial instruments. Develop systematic credit alpha signals to be implemented in both systematic and traditionally fundamental portfolios, use large language models to analyze and build signals based on natural language documents and company filings, and contribute to the design and creation of a quant scoring framework to systematically analyze the entire universe of corporate debt issuers. Help design and launch new investment products based on this quant framework and develop models and tools to help fundamental credit research analysts generate insight into sectors and companies. Remote work permitted 2 days a week. Requirements: Master's degree in quantitative finance, computational finance, or a related field, plus 3 years of experience. Required skills: fixed income portfolio optimization and asset allocation; quantitative research and strategy for asset classes such as high yield or corporate credit; developing and back-testing quantitative strategies for trading portfolios, leveraging machine learning to develop new pricing and alpha models; quantitative strategies for bond analytics; and programming using Python, R, Matlab, and SQL tools to analyze data and build simulations. *Required skills do not need to be maintained for the full period of required experience*. Salary range:$125,000 - $150,000. To apply, please visit ******************************************************* (Job Req # 31101) #LI-DNI Annual Bonus Opportunity: Position may be eligible to receive an annual discretionary bonus award from the profit pool. The profit pool is funded based on Company profits. Individual bonuses are determined based on Company, department, team and individual performance. Benefits: Janus Henderson is committed to offering a comprehensive total rewards package to eligible employees that includes; competitive compensation, pension/retirement plans, and various health, wellbeing and lifestyle benefits. To learn more about our offerings please visit the Why Join Us section on the career page here. Janus Henderson Investors is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. All applications are subject to background checks. Janus Henderson (including its subsidiaries) will not maintain existing or sponsor new industry registrations or licenses where not supported by an employee's job functions (as determined by Janus Henderson at its sole discretion). You should be willing to adhere to the provisions of our Investment Advisory Code of Ethics related to personal securities activities and other disclosure and certification requirements, including past political contributions and political activities. Applicants' past political contributions or activity may impact applicants' eligibility for this position. You will be expected to understand the regulatory obligations of the firm, and abide by the regulated entity requirements and JHI policies applicable for your role. Nearest Major Market: Manhattan Nearest Secondary Market: New York City