Role Title: Senior Associate, Debt Products - Corporate Loans & Fund Finance About Westpac: We are Australia's first bank and oldest company, and one of four major banking organisations in Australia. This opportunity sits in our New York office working for Westpac Institutional Bank (WIB), the division of Westpac, which services the needs of our corporate, institutional, and governmental clients.
About the Team: Our Corporate Loans & Fund Finance team provides end-to-end loan product delivery covering origination, structuring, pricing, documentation, and execution of bilateral, club, and syndicated loan transactions for WIB customers across a variety of sectors.
How will I help?
Reporting to the Associate Director in New York, this front-line role is integral to delivering strategic financing solutions to WIB clients across the Northern Hemisphere.
Key responsibilities include:
* Origination, structuring, pricing, and execution of high-quality loan product, with a focus on subscription finance facilities for financial sponsors and corporate facilities for multinational companies.
* Assisting in developing and managing loan product relationships, including the expansion of the subscription finance and multinational corporate portfolios.
You'll work closely with Corporate & Institutional Banking (CIB) relationship management teams, analysts, credit, internal and external legal counsel, other debt products teams, lead arranging banks and borrowers to deliver exceptional client outcomes. Other daily responsibilities will include:
* Originate, structure, negotiate, and execute loans across multiple sectors
* Prepare client presentations, pitchbooks, and marketing materials for upcoming transactions
* Assist with term sheet preparation and respond to client RFPs
* Review and negotiate loan documentation, including loan agreements, security documents and due diligence reports
* Maintain internal databases and contribute to loan market updates
* Build and maintain a strong stakeholder network internally and externally
* Identify and manage financial and non-financial risks across the loan portfolio and the business
* Deliver transactions with the highest service standards, reinforcing Westpac's reputation for excellence
* Manage transactions with the highest possible service level, contributing to Westpac's reputation for providing a premium quality service
* Work as an integral part of the team, providing support where required
What's in it for me?
You'll be joining a highly supportive and collaborative team with international coverage during a period of Group Executive backed growth plans for WIB and specifically the CIB Business. In this role, you'll gain broad exposure and support in a hybrid position that spans corporate lending, fund finance, and syndications. You'll be working in a collaborative and supportive team and work with senior stakeholders across our international offices.
Our benefits package includes 100% employer-funded health insurance coverage, participation in a 401(k) plan with profit share contributions
Westpac in NY offer comprehensive range of benefits including flexibility and various leave entitlements. This includes generous annual leave entitlement with purchase leave options, 100% employer funded Private Medical Insurance, and participation in a 401(k) plan with profit share contributions. Fixed compensation range for this position is between $120,000 - $150,000 depending on experience + bonus.
What do I need?
The ideal candidate is a self-motivated team player with strong initiative, commercial acumen, and a commitment to outstanding client service. Preferred experience includes 3 to 5 years in relevant banking and/or legal (banking and finance), with exposure to institutional and corporate loans and/or fund finance highly regarded.
Key Skills & Attributes:
* Tertiary qualifications in Finance, Commerce, Law or related discipline
* Knowledge of corporate and institutional banking and the broader banking and finance industry
* Strong credit understanding and loan structuring skills, ideally with LSTA and LMA documentation
* Experience in corporate lending and/or fund finance is highly regarded
* Self-motivated team player with strong initiative and drive, and a commitment to high customer service values
* Excellent communication (written and verbal), presentation and negotiation skills
* Ability to proactively manage competing priorities and deadlines
* High attention to detail and strong analytical capability
* Proficiency in Word, PowerPoint and Excel
* Collaborative mindset and ability to build lasting stakeholder relationships
What's it like to work here?
When you join, you'll become part of the broader Westpac family - where we aim to be a friendly, switched-on team working for a single purpose - Creating Better Futures Together - it's what we do, who we are and why we come to work every day. As an equal opportunity employer, we're proud to have created a culture where people can be their best, in an environment that values diversity and flexibility.
Within Westpac, you will be part of the Institutional Banking division, where our vision is to be a high performing and innovative institutional bank, committed to enabling the growth of our global clients, our economy, and delivering sustainable shareholder returns.
How do I Apply?
Start Here. Just click on the APPLY button.
As part of our commitment to creating a diverse and inclusive workplace, this role is open to experienced candidates seeking a discussion around workplace flexibility. We invite candidates of all ages, people with a disability and Indigenous Australians to apply.
$120k-150k yearly Auto-Apply 8d ago
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Associate, Energy Trading
Standard Chartered 4.8
New York, NY job
Apply now Work Type: Office Working Employment Type: Permanent Job Description: * Contribute towards the global business strategy for Energy Trading to drive growth aligned to the group and lead the implementation of the strategy within the team
* Contribute towards the automation and improvement of product offering to Clients
* Demonstrate awareness and understanding of the Group's business strategy and model appropriate to the role
Key Responsibilities
* Identify opportunities for Energy Trading, Specifically in North American Natural Gas and client segments
* Demonstrate awareness and understanding of the wider business, economic and market environment in which the Group operates
* Ensure adherence to all internal and external regulations
* Ensure adherence individually within the team with the obligations to prevent money laundering under the Group Policy and Standards and under local laws and regulations
* Take the responsibility for highlighting any need to update procedures and controls as a result of changes in products, systems, policy or regulations
* Minimum 3 - 5 years of experience
* Take responsibility for highlighting any update procedures and controls as a result of changes in products, systems, policy or regulations
Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners
* Ensure the provision of ongoing training and development of people, and ensure that holders of all critical functions are suitably skilled and qualified for their roles ensuring that they have effective supervision in place to mitigate any risks
* As a senior trader, contribute to skills development of team members and colleagues through sharing knowledge, experience and providing market colour
Key stakeholders
Internal
* Relationship Managers
* Credit and Risk Officers
* FM Sales,
* Legal and Compliance,
* Regional FM team,
* Support functions incl. Operations, Finance and Technology
External:
* Brokers,
* Traders,
* Peer Group at other Banks
Our Ideal Candidate
* Financial Mathematics
* Market Risk
* Trading
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
* Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
* Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
* Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
Expected annual base pay range for the role is 168,000 USD to 210,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Visit our careers website ******************
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
* Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
* Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
* Flexible working options based around home and office locations, with flexible working patterns.
* Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
* A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
* Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Apply now
Information at a Glance
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$94k-136k yearly est. 60d+ ago
Associate, Corp Affrs, Brand & Marketing
Standard Chartered 4.8
New York, NY job
Apply now Work Type: Hybrid Working Employment Type: Permanent Job Description: The role will directly support the Corporate Affairs, Brand & Marketing, Americas (CABM) team by providing administrative, operational and business planning and business continuity duties, including but not limited to handling confidential/sensitive matters and materials, proactively anticipating and managing work requirements, acting as a professional representative of the CABM functions with all internal and external stakeholders, prioritizing and sharing information between teams and stakeholders, and supporting CABM in achieving individual and team objectives. This role will also play a key role in managing the Governance responsibilities of the CABM Americas function.
RESPONSIBILITIES
Strategy
* Support CABM team in delivering the CABM strategies for the region
* Compile, organize and support agenda setting for meetings of the CABM team
* Update necessary plans and calendars
Business
* Primary contact for all business and trade associations of the Bank where relevant
* Assist in the preparation, delivery and post-event activities for internal and external events within CABM, including:
* Event Logistics & Planning
* Internal Communications
* Creation of marketing/promotional materials
* Event briefs and post event reviews
* Shipping, packing, receiving duties
Day-to-Day Tasks
* Assist in organizing staff engagement events (e.g. town halls), volunteering and fundraising opportunities
* Act as a Brand Champion for Standard Chartered, supporting the team in ensuring brand guidelines are adhered to
* Assist with internal communications - draft written communications, help to collect and provide content for Update Americas and other internal communications channels
* Help manage content on Americas digital sites and provide support for staff on usage
* Assist with the production of fact sheets, posters, notices
* Monitor the CABM Americas mailboxes and respond to queries from employees
Processes
* Provide full administrative support to Head of CABM, Americas and CABM Americas team
* Manage all bank systems - e.g. ePro, SCBuy, FCS, M7, vendor requests, invoices and payments
* Manage team calendars, organize meetings and teleconferences
* Manage team travel and accommodation requirements
* Manage team expenses and reconciliations
* Assist with necessary team reporting, production of stakeholder reports, presentations
* Departmental Continuity Coordinator for CABM, maintain and update BCP documents
* Maintain all departmental supplies, materials, collateral, e.g. banners, annual reports, stationery
* Work with supply chain management and legal and compliance teams to effectively manage vendors, including sponsorship and donation agreements.
* Identify areas for process improvement and recommend ways to increase functional effectiveness and improve operational efficiencies
Qualifications
* Analytical and numerical skills, strong knowledge of MS Office suite.
* Strong interpersonal skills and multi-cultural awareness and sensitivity.
* Excellent communication skills (written and spoken) and stakeholder management skills.
* Ability to operate within a geographically dispersed and highly varied stakeholder base.
* Ability to collaborate and work dynamically across country, region, business and group stakeholders.
* Strong project management, organisational and administrative skills.
* Ability to effectively prioritise multiple tasks in a high-pressure environment.
* Exemplary integrity, ethics, independence and resilience.
* Ability to work in a matrix organisation, leveraging resources across the organisation to complete deliverables, manage multiple projects and meet strict deadlines.
* Ability to handle sensitive matters at all levels of the organisation with discretion and confidentiality.
* Excellent events management experience.
* Proactive and positive attitude, with a creative eye and good problem-solving skills.
The most important skill:
* Governance management
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
* Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
* Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
* Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
* Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
* Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
* Flexible working options based around home and office locations, with flexible working patterns.
* Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
* A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
* Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment Assessments
Expected annual base pay range for the role is 80,000 USD to 110,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations
Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
Visit our careers website ******************
Apply now
Information at a Glance
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$87k-122k yearly est. 7d ago
IT Service Desk Specialist
Janus Henderson Investors 4.8
New York, NY job
Why work for us? A career at Janus Henderson is more than a job, it's about investing in a brighter future together . Our Mission at Janus Henderson is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service. We will do this by protecting and growing our core business, amplifying our strengths and diversifying where we have the right.
Our Values are key to driving our success, and are at the heart of everything we do:
Clients Come First - Always | Execution Supersedes Intention | Together We Win | Diversity Improves Results | Truth Builds Trust
If our mission, values, and purpose align with your own, we would love to hear from you!
Your opportunity
+ Provide high-touch, white glove IT support to executives and staff in the New York City office, ensuring a seamless and professional user experience.
+ Deliver remote and onsite technical support to global employees across multiple time zones.
+ Diagnose and resolve hardware, software, and network issues promptly and effectively.
+ Manage and maintain IT assets including laptops, mobile devices, AV systems, and peripherals.
+ Partner with global IT teams to ensure consistent service delivery and alignment with support standards.
+ Facilitate onboarding and offboarding processes, including device setup, account provisioning, and user orientation.
+ Maintain detailed documentation of support requests, resolutions, and asset inventory.
+ Support and maintain meeting room technology and video conferencing systems to ensure reliability and ease of use.
+ Identify and implement opportunities for process improvement to enhance IT service quality and efficiency.
+ Carry out other duties as assigned.
What to expect when you join our firm
+ Hybrid working and reasonable accommodations
+ Generous Holiday policies
+ Paid volunteer time to step away from your desk and into the community
+ Support to grow through professional development courses, tuition/qualification reimbursement and more
+ Maternal/paternal leave benefits and family services
+ Complimentary subscription to Headspace - the mindfulness app
+ Corporate membership to ClassPass and other health and well-being benefits
+ Unique employee events and programs including a 14er challenge
+ Complimentary beverages, snacks and all employee Happy Hours
Must have skills
+ Minimum of 3 years of experience in IT support or service delivery, ideally within a global organization.
+ Strong proficiency in Windows, mac OS, Office 365, and commonly used enterprise applications.
+ Exceptional communication and interpersonal skills with a strong customer service orientation.
+ Proven experience supporting VIPs or executive-level users in a high-demand environment.
+ Ability to work independently, prioritize tasks, and thrive in a fast-paced setting.
+ Familiarity with ITIL practices and service management platforms such as ServiceNow.
+ Must possess experience with Active Directory and Multi-Factor Authentication (MFA).
Nice to have skills
+ Experience with iOS and Mac management tools is a plus.
Supervisory responsibilities
+ No
Potential for growth
+ Mentoring
+ Leadership development programs
+ Regular training
+ Career development services
+ Continuing education courses
Compensation information
The base hourly range for this position is $38.46 -$40.87. This range is estimated for this role. Actual pay may be different. This position will be open through the end of December 2025.
Colorado law requires an estimated closing date for job postings. Please don't be discouraged from applying if you see this date has passed.
At Janus Henderson Investors we're committed to an inclusive and supportive environment. We believe diversity improves results and we welcome applications from candidates from all backgrounds. Don't worry if you don't think you tick every box, we still want to hear from you! We understand everyone has different commitments and while we can't accommodate every flexible working request, we're happy to be asked about work flexibility and our hybrid working environment. If you need any reasonable accommodations during our recruitment process, please get in touch and let us know at **************************** .
#LI-LN2
Annual Bonus Opportunity: Position may be eligible to receive an annual discretionary bonus award from the profit pool. The profit pool is funded based on Company profits. Individual bonuses are determined based on Company, department, team and individual performance.
Benefits: Janus Henderson is committed to offering a comprehensive total rewards package to eligible employees that includes; competitive compensation, pension/retirement plans, and various health, wellbeing and lifestyle benefits. To learn more about our offerings please visit the Why Join Us section on the career page here (**************************************** .
Janus Henderson Investors is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. All applications are subject to background checks.
Janus Henderson (including its subsidiaries) will not maintain existing or sponsor new industry registrations or licenses where not supported by an employee's job functions (as determined by Janus Henderson at its sole discretion).
You should be willing to adhere to the provisions of our Investment Advisory Code of Ethics related to personal securities activities and other disclosure and certification requirements, including past political contributions and political activities. Applicants' past political contributions or activity may impact applicants' eligibility for this position.
You will be expected to understand the regulatory obligations of the firm, and abide by the regulated entity requirements and JHI policies applicable for your role.
$38.5-40.9 hourly 40d ago
Part Time Teller, Hempstead, NY
Banco Santander 4.4
Hempstead, NY job
Part Time Teller, Hempstead, NYCountry: United States of America
It Starts Here:
Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.
If you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
As a Teller, you engage in assisting with various financial needs and processing transactions. You provide exceptional customer service, resolve concerns, minimize risk, defend against fraud, refer product solutions, and escalate complex issues for timely resolution.
Provide an elevated level of exceptional customer service by welcoming customers, minimizing wait times and assisting with their banking needs.
Process transactions, including deposits, withdrawals, and transfers.
Handle cash and maintain accurate cash drawer balances.
Adhere to all bank policies and procedures, including compliance and risk management protocols to prevent fraudulent situations.
Recognize opportunities and cross-sell bank products to deepen customer relationships.
Engage customers and leverage digital tools to educate them on self-service options.
Assist with custodianship, audits, and other operational tasks.
Maintain a clean and organized work area, to create a welcoming environment for customers.
Responsibilities may extend to supporting nearby branch locations based on business necessity.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
High school diploma, GED: or equivalent work experience - Required.
6+ Months Cash Handling experience - Required.
6+ Months Demonstrated customer service experience - Required.
Excellent customer service skills and a passion for helping others.
Ability to identify and escalate concerns of risk to appropriate channels.
Ability to follow directions, policies, and procedures.
Effective listening and communication skills.
Comfortable in using digital tools and technology to enhance customer engagement.
Energetic, organized and able to multi-task in a fast-paced, changing environment.
Understands the necessity and value of accuracy and attention to detail.
Computer proficiency and basic math skills.
Ability to work branch hours, which can include weekends and evenings.
Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
Experience in Microsoft Office products.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range:
Minimum:
$30,000.00 USD
Maximum:
$47,000.00 USD
We Value Your Impact:
Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
$30k-47k yearly Auto-Apply 8d ago
Residential Whole Loan Trader
Janus Henderson Investors 4.8
New York, NY job
Why work for us? A career at Janus Henderson is more than a job, it's about investing in a brighter future together . Our Mission at Janus Henderson is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service. We will do this by protecting and growing our core business, amplifying our strengths and diversifying where we have the right.
Our Values are key to driving our success, and are at the heart of everything we do:
Clients Come First - Always | Execution Supersedes Intention | Together We Win | Diversity Improves Results | Truth Builds Trust
If our mission, values, and purpose align with your own, we would love to hear from you!
Your opportunity
We are seeking an experienced quantitative professional to join our residential mortgage whole loan acquisition and portfolio management team. This role will focus on modeling, analytics, and data integration to support trading, structuring, and risk management decisions. The ideal candidate will combine deep mortgage market knowledge with strong quantitative skills to forecast borrower behavior, optimize portfolio performance, and enhance analytical infrastructure.
Key Responsibilities
Behavioral Modeling & Forecasting
+ Develop and maintain borrower performance models, including default, delinquency, and prepayment curves for pools of residential mortgage loans.
+ Create and calibrate S-curves and other behavioral models to capture sensitivity to interest rates, credit attributes, and macroeconomic factors.
+ Conduct scenario and stress testing to assess portfolio resilience under varying market conditions.
Portfolio Analytics & Structuring
+ Perform levered cash flow modeling for whole loan pools and securitization structures.
+ Evaluate relative value across loan cohorts and securitization tranches using tools such as Intex, Yield Book, and internal models.
+ Support portfolio managers in trade structuring, hedging strategies, and P&L attribution.
Data Management & Integration
+ Manage large, loan-level datasets and ensure data integrity across acquisition, surveillance, and reporting workflows.
+ Integrate data into internal systems and visualization platforms such as Snowflake, Power BI, and Tableau.
+ Collaborate with technology teams to enhance automation and scalability of analytical processes.
Risk & Performance Monitoring
+ Track portfolio performance against expectations and market benchmarks.
+ Partner with risk management to design and implement hedging programs and monitor exposure metrics (duration, convexity, spread risk).
Market & Research
+ Track all recent whole loan market activity and color.
+ Stay current on mortgage market trends, regulatory developments, and investor behavior.
+ Contribute to research initiatives on borrower behavior, housing economics, and securitization structures.
What to expect when you join our firm
+ Hybrid working and reasonable accommodations
+ Generous Holiday policies
+ Paid volunteer time to step away from your desk and into the community
+ Support to grow through professional development courses, tuition/qualification reimbursement and more
+ Maternal/paternal leave benefits and family services
+ Complimentary subscription to Headspace - the mindfulness app
+ Corporate membership to ClassPass and other health and well-being benefits
+ Unique employee events and programs including a 14er challenge
+ Complimentary beverages, snacks and all employee Happy Hours
Must have skills
+ Education: Master's or Ph.D. in a quantitative discipline (Finance, Economics, Statistics, Mathematics, Physics, Engineering, or related field).
+ Experience: Minimum 5 years in mortgage analytics, quantitative research, or portfolio modeling within an asset manager, hedge fund, bank, or rating agency.
+ Technical Skills:
+ Proficiency in cash flow modeling and loan-level analytics.
+ Advanced knowledge of Intex, Yield Book, and other mortgage analytics platforms.
+ Strong programming skills in Python, R, or SQL for data manipulation and model development.
+ Familiarity with Snowflake, Power BI, and Tableau for data integration and visualization.
+ Domain Expertise: Deep understanding of residential mortgage products (Prime, Non-QM, Jumbo, second liens, HELOCs), borrower behavior, and securitization structures.
+ Soft Skills: Excellent communication, ability to present complex analytics to senior stakeholders, and collaborative mindset.
Supervisory responsibilities
+ No
Potential for growth
+ Mentoring
+ Leadership development programs
+ Regular training
+ Career development services
+ Continuing education courses
Compensation information
The base salary range for this position is $180,000 - $210,000. This range is estimated for this role. Actual pay may be different. This role will remain open through the end of November, 2025.
At Janus Henderson Investors we're committed to an inclusive and supportive environment. We believe diversity improves results and we welcome applications from candidates from all backgrounds. Don't worry if you don't think you tick every box, we still want to hear from you! We understand everyone has different commitments and while we can't accommodate every flexible working request we're happy to be asked about work flexibility and our hybrid working environment. If you need any reasonable accommodations during our recruitment process, please get in touch and let us know at **************************** .
#LI-CH2 #LI-Hybrid
Annual Bonus Opportunity: Position is eligible to receive an annual discretionary bonus award from the profit pool. The profit pool is funded based on Company profits. Individual bonuses are determined based on Company, department, team and individual performance.
Benefits: Janus Henderson is committed to offering a comprehensive total rewards package to eligible employees that includes; competitive compensation, pension/retirement plans, and various health, wellbeing and lifestyle benefits. To learn more about our offerings please visit the Why Join Us section on the career page here (**************************************** .
Janus Henderson Investors is an equal opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.
Janus Henderson (including its subsidiaries) will not maintain existing or sponsor new industry registrations or licenses where not supported by an employee's job functions (as determined by Janus Henderson at its sole discretion).
You should be willing to adhere to the provisions of our Investment Advisory Code of Ethics related to personal securities activities and other disclosure and certification requirements, including past political contributions and political activities. Applicants' past political contributions or activity may impact applicants' eligibility for this position.
You will be expected to understand the regulatory obligations of the firm, and abide by the regulated entity requirements and JHI policies applicable for your role.
$180k-210k yearly 60d+ ago
Investment Banking Associate
Royal Bank of Canada 4.3
New York, NY job
Investment Banking Associate, RBC Capital Markets, LLC, New York, NY: Execute transactions, including mergers and acquisitions (M&A), capital raising, and debt issuance, by performing in-depth financial analysis, developing complex financial models, preparing client presentations / marketing materials and managing due diligence processes. Actively collaborate with senior bankers to build and maintain client relationship. Collaborate with Analysts in the development of pitch books and related client materials.
#LI-DNI
Full time employment, Monday - Friday, 40 hours per week, Salary of $175,000.00 per year.
MINIMUM REQUIREMENTS:
Must have a bachelor's degree or foreign equivalent in Business Administration, Finance or Commerce, or related field, and 2 years of related work experience.
Must have 2 years of experience in all of the following:
* Accounting principles and treatments specific to financial institutions;
* Financial statement analysis, including understanding the structure of financial statements, locating relevant information, and performing performance/trend analysis;
* Capital markets and various transaction structures, including Corporate Banking, Leveraged Finance (Lev Fin), Debt Capital Markets (DCM), Equity Capital Markets (ECM), and Mergers & Acquisitions (M&A)-understanding how each product and market operates;
* Build dynamic three-statement operating models and conducting sensitivity analyses;
* Triangulate from operating models to cash flows for valuation purposes;
* Develop merger models and perform accretion/dilution analysis;
* Valuation techniques, including Discounted Cash Flow (DCF), Trading Comparables, Precedent Transactions, and Leveraged Buyouts (LBO); with an understanding of precedents and industry competitiveness;
* US Financial Services environment with particular attention to Asset Managers, including industry trends across different asset classes and key drivers; and
* Understanding regulatory policies and the political environment.
The base salary for this job is $175,000 per year. This salary does not include other elements of total compensation, including a discretionary bonus and benefits such as a 401(k) program with company-matching contributions; health, dental, vision, life and disability insurance; and paid time-off plan.
RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:
* Drives RBC's high performance culture
* Enables collective achievement of our strategic goals
* Generates sustainable shareholder returns and above market shareholder value
TO APPLY: Please click "Apply Now" Butto
Job Skills
Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork
Additional Job Details
Address:
BROOKFIELD PLACE FKA 3 WORLD FINANCIAL CENTER, 200 VESEY STREET:NEW YORK
City:
New York
Country:
United States of America
Work hours/week:
40
Employment Type:
Full time
Platform:
CAPITAL MARKETS
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2025-10-06
Application Deadline:
Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
$175k yearly 5d ago
Head of Whole Loan Operations & Transaction Management
Janus Henderson Investors 4.8
New York, NY job
Why work for us? A career at Janus Henderson is more than a job, it's about investing in a brighter future together . Our Mission at Janus Henderson is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service. We will do this by protecting and growing our core business, amplifying our strengths and diversifying where we have the right.
Our Values are key to driving our success, and are at the heart of everything we do:
Clients Come First - Always | Execution Supersedes Intention | Together We Win | Diversity Improves Results | Truth Builds Trust
If our mission, values, and purpose align with your own, we would love to hear from you!
Your opportunity
The Head of Whole Loan Operations and Transaction Management will oversee and manage the entire lifecycle of loan transactions, from pre-transaction due diligence to final settlement and closure of acquisitions. This pivotal role serves as the primary internal coordinator for whole loan transactions, managing logistics and liaising with vendors and counterparties.
Transaction Management:
+ Oversee all aspects of transaction workflow, ensuring seamless execution from initiation to settlement.
+ Act as the primary internal point of contact to coordinate processes and manage logistics with internal and external stakeholders.
Vendor and Counterparty Coordination:
+ Manage relationships with third-party due diligence vendors, warehouse/repo counterparties, and securitization counterparties.
+ Organize and oversee due diligence activities, servicing transfers, loan document transfers, and operations between internal teams, vendors, servicers, and custodians.
+ Ensure compliance with transaction terms through effective management of bailee letters, custodial reports, exception reports, trust receipts, and other relevant documentation.
+ Coordinate with lending counterparties to ensure that pools comply with warehouse facility terms.
+ Maintain strong relationships with vendors to ensure high-quality service delivery.
+ Carry out other duties as assigned
What to expect when you join our firm
+ Hybrid working and reasonable accommodations
+ Generous Holiday policies
+ Paid volunteer time to step away from your desk and into the community
+ Support to grow through professional development courses, tuition/qualification reimbursement and more
+ Maternal/paternal leave benefits and family services
+ Complimentary subscription to Headspace - the mindfulness app
+ Corporate membership to ClassPass and other health and well-being benefits
+ Unique employee events and programs including a 14er challenge
+ Complimentary beverages, snacks and all employee Happy Hours
Must have skills
+ Capable of managing complex processes and relationships in a dynamic environment.
+ Proven track record in transaction management and residential whole loans.
Nice to have skills
+ Highly organized and detail-oriented individual with strong communication skills
Supervisory responsibilities
+ No
Potential for growth
+ Mentoring
+ Leadership development programs
+ Regular training
+ Career development services
+ Continuing education courses
For those in scope of Knowledge & Competence (MiFID II)
+ Knowledge of financial markets, financial markets function and the impact of economic figures and national/regional/global events on markets
+ Understanding of issues relating to market abuse and anti-money laundering
+ Annual attestation
Compensation information
The base salary range for this position is $170,000 - $190,000. This range is estimated for this role. Actual pay may be different. This role will remain open through the end of August 2025.
You will be expected to understand the regulatory obligations of the firm and abide by the regulated entity requirements and JHI policies applicable for your role.
At Janus Henderson Investors we're committed to an inclusive and supportive environment. We believe diversity improves results and we welcome applications from candidates from all backgrounds. Don't worry if you don't think you tick every box, we still want to hear from you! We understand everyone has different commitments and while we can't accommodate every flexible working request we're happy to be asked about work flexibility and our hybrid working environment. If you need any reasonable accommodations during our recruitment process, please get in touch and let us know at **************************** .
#LI-CH2 #LI-Hybrid
Annual Bonus Opportunity: Position is eligible to receive an annual discretionary bonus award from the profit pool. The profit pool is funded based on Company profits. Individual bonuses are determined based on Company, department, team and individual performance.
Benefits: Janus Henderson is committed to offering a comprehensive total rewards package to eligible employees that includes; competitive compensation, pension/retirement plans, and various health, wellbeing and lifestyle benefits. To learn more about our offerings please visit the Why Join Us section on the career page here (**************************************** .
Janus Henderson Investors is an equal opportunity / Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status.
Janus Henderson (including its subsidiaries) will not maintain existing or sponsor new industry registrations or licenses where not supported by an employee's job functions (as determined by Janus Henderson at its sole discretion).
You should be willing to adhere to the provisions of our Investment Advisory Code of Ethics related to personal securities activities and other disclosure and certification requirements, including past political contributions and political activities. Applicants' past political contributions or activity may impact applicants' eligibility for this position.
You will be expected to understand the regulatory obligations of the firm, and abide by the regulated entity requirements and JHI policies applicable for your role.
$170k-190k yearly 60d+ ago
Model Validation Analyst - Corporate & Investment Banking
Banco Santander 4.4
New York job
Model Validation Analyst - Corporate & Investment BankingCountry: United States of America
Your Journey Starts Here:
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
The Sr. Analyst, Model Risk will be responsible for performing independent validation of models and expert judgement models used by the bank in conformance with regulatory guidance on model risk SR11-07. This individual's responsibility includes performing model validations, from input data, model methodology, model outcome, usage and related controls and governance around model risk. This role involves internal communication with business and model development and external with vendors and third-party servicers. Furthermore, this individual is expected to take the day-to-day model risk governance responsibilities such as ongoing performance monitoring, orderly remediation of findings, and model annual reviews.
Evaluates model assumptions and weaknesses, prepares reports describing the results of the validation analyses and list the recommendations for addressing any issues identified.
Conducts robust validations of a wide variety of models against established standards, developing benchmark, challenger, and replication models where applicable.
Advises senior personnel in their communications with risk committees, auditors, regulators, and senior management regarding model risk and its potential effects on the risk profile of the bank.
Manages the resolution of findings with model owners and developers.
Reviews ongoing model performance, assesses overall model health within a given framework, identifies potential problems and works with stakeholders to resolve issues identified.
Partners with model owners and developers to understand the business context for model use, producing technical guidance and adding value to the business process.
Develops and executes initiatives such as researching new trends in modeling and approaches to the management of associated model risk.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree in Statistics, Mathematics, Economics or equivalent quantitative discipline or equivalent work experience. - Required.
An advanced degree, masters/PhD in a quantitative discipline such as Financial Engineering, Mathematics, Physics, Quantitative Finance, Economics, Statistics, or other relevant field of study. - Preferred.
3+ years of experience in Model Validation and/or Model Risk Management function at a large corporate and investment bank.
Detailed familiarity with advanced quantitative analysis and applied statistical techniques in relevant asset/liability categories, including regression, time series forecasting, econometric modelling, PCA analysis, data mining, survival analysis, sensitivity, back-testing, model performance measurement
Familiarity with QRM, ADCo and Intex or similar systems. - Preferred.
Sound knowledge of financial numerical methods/PDEs, stochastic calculus, and option pricing
Programming capabilities: Hands on programming skills required in common programming languages and packages like R, Python, Matlab, and SAS etc.
Ability to apply mathematical and statistical skill in a highly practical way to solve problems
Ability to work with senior management and other stakeholders
Outstanding time and stress management skills, team-work spirit. As a responsible level the team member should be a self-starter and need minimal direction from managers in pursuing projects.
Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
Experience in Microsoft Office products.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range
Minimum:
$65,625.00 USD
Maximum:
$145,000.00 USD
Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
$65.6k-145k yearly Auto-Apply 46d ago
Senior Market Risk Analyst
Royal Bank of Canada 4.3
New York, NY job
What is the Opportunity?
RBC is seeking a highly motivated individual to contribute to key AI initiatives in Market Risk NA. This role will focus on helping define and build the AI landscape within Market Risk NA, ensuring alignment with enterprise objectives, and supporting the enhancement of Local Market Risk (LMR) processes. The ideal candidate will bring strong programming and analytical skills, a keen attention to detail, and the ability to collaborate effectively with cross-functional teams in a dynamic environment.
What will you do?
Contribute to the improvement of LMR infrastructure by identifying opportunities for data standardization and centralization
Assist in building AI tools to enhance risk managers' risk assessment capabilities
Assist in developing AI strategy and contribute to project planning
Review existing market risk processes and identify pain points / opportunities to use AI to improve the processes.
Work closely with IT to support the development and refinement of reporting-related processes
Create clear and concise written communications and presentation materials on project progresses for committee meetings, working groups, and senior management
Support efforts to align AI initiatives with broader enterprise initiatives (e.g., Risk Modernization Project)
Collaborate with teams across Group Risk Management (GRM) to share relevant tools and information with the LMR team
What do you need to succeed?
Bachelor's degree in finance, Economics, Mathematics, Data Science, or a related field.
1-2 years of experience at an Investment Bank with exposure to market risk and knowledge of trading products
Proficiency in tools and systems used for data analysis and AI (e.g. Python, Excel, SQL, or similar tools)
Experience working with large language models programmatically
Experience working with Langchain, Langgraph, LlamaIndex, or other such frameworks
Experience building AI agents
Strong analytical skills, with the ability to work with large data sets and identify trends or issues.
Strong communication skills, with the ability to create clear documentation and presentations.
Autonomous & highly motivated with ability to multi-task productively and work independently and collaboratively
Knowledge of Market Risk modelling preferred
What's in it for you?
We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off.
Leaders who support your development through coaching and managing opportunities.
Ability to make a difference and lasting impact.
Work in a dynamic, collaborative, progressive, and high-performing team.
Opportunities to do challenging work.
Opportunities to build close relationships with clients.
The expected salary range for this particular position is $80,000-$135,000 (New York), depending on your experience, skills, and registration status, market conditions and business needs.
You have the potential to earn more through RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.
RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:
Drives RBC's high-performance culture
Enables collective achievement of our strategic goals
Generates sustainable shareholder returns and above market shareholder value
#LI - POST
Job Skills
Analytical Skills (Inactive), Data Science, Financial Risk Management (FRM), Fundamental Review of Trading Book (FRTB), GitHub, Market Risk, Microsoft SQL Server, Position Reconciliation, Python (Programming Language), Python for Data Analysis, Python Numpy, Quantitative Methods, Reporting Processes, Risk Analytics, Risk Control, Risk Models, Risk Reporting, SQL Database Queries, Statistics, Structured Query Language (SQL), System Applications, Tableau Desktop, Tableau Server, Teamwork
Additional Job Details
Address:
BROOKFIELD PLACE FKA 3 WORLD FINANCIAL CENTER, 200 VESEY STREET:NEW YORK
City:
New York
Country:
United States of America
Work hours/week:
40
Employment Type:
Full time
Platform:
GROUP RISK MANAGEMENT
Job Type:
Regular
Pay Type:
Salaried
Posted Date:
2025-10-28
Application Deadline:
2025-12-31
Note:
Applications will be accepted until 11:59 PM on the day prior to the application deadline date above
Inclusion and Equal Opportunity Employment
At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.
Join our Talent Community
Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.
Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
$80k-135k yearly Auto-Apply 60d+ ago
Senior Credit Manager, Specialized Finance
Standard Chartered 4.8
New York, NY job
Apply now Work Type: Hybrid Working Employment Type: Permanent Job Description: Key Responsibilities The role holder will be responsible for the following:
* Managing credit risk as part of the second line of defence ("2LoD") within the Specialised Finance ("SF") Risk for Corporate and Commercial and Institutional Bank ("CCIB") & Financial Markets ("FM") businesses ("1LoD").
* This opportunity will suit a Senior Credit Manager profile with the relevant background and proven expertise in Project & Export Finance and/or Leveraged & Acquisition Finance. The wider global team also covers commercial real estate (CRE) financing, Transportation Finance (Aviation & Shipping), Fund Financing, Asset-backed Securitisation etc.
The role entails the following:
* Early-stage deal screening and due diligence of new transaction requests.
* Influence structuring for best-in-class underwriting standards and to achieve successful and timely transaction execution and syndication.
* Partner with the business to deliver strategic aspirations whilst remaining within agreed risk appetite and optimising use of risk capital.
* Credit approve 1LoD prepared credit applications and rating assessments using subject-matter expertise and manage a portfolio of unique counterparties with early-stage detection of credit deterioration (Early Alert Ratings), which includes stress testing.
* Prepare and present periodic portfolio monitoring reviews with senior 1LoD stakeholders and senior 2LoD Risk partners.
* Awareness and understanding of regulatory framework in which the bank operates, and the regulatory requirements and expectations relevant to the role.
* Ensure that the relevant 1LoD and 2LoD owners understand and accept their risk management responsibilities, where risks are managed and risk-return trade-offs are made, in line with Credit Risk frameworks.
* Proactively seek for improvements in 2LoD and lead associated internal initiatives related to governance, regulatory, policy, or risk driven reporting.
* Act as the Credit Risk control owner under the Group's Risk Management Framework (including relevant Operational Risk Framework ownership for Credit Risk) and ensure a full understanding of the risk and control environment in area of responsibility.
* Ensure a robust effectiveness review process to Credit Risk and escalate significant matters and / or gaps in implementation to senior management and the relevant committees.
* Monitor compliance of approved risk appetite using the risk information reporting and highlight significant matters to the attention of senior management and senior risk committees.
* Ensure that the quality of the credit portfolio is maintained within acceptable parameters as defined by the Group and Country Risk Appetite statements and relevant Portfolio Underwriting Standards, and that the reporting of information relating to that portfolio is timely and accurate.
* Ensure global credit policies and procedures are consistently interpreted, understood and applied, and that all deviations are appropriately reported, escalated and approved.
* Maintain and influence a culture of good conduct in the Risk function and embed the Risk culture statement.
* Represent SF Risk in business meetings, client due diligence, engagement with Regulators and conferences, seminars
* People leader, team player and solid independent professional. Highly adaptable to cross-cultural environment and working closely with a multitude of professionals from various geographies and nationalities.
* Promote Risk to the wider organization and partner Risk peers (including market risk, policy and governance, and enterprise risk management) for risk wide initiatives.
Qualifications
* Market Knowledge: At least 7+years of relevant experience in Project & Export Finance and/or Leveraged & Acquisition Finance.
* Business Strategy and Model: Sharp business acumen (including ability to assess risk and appropriate levels of return), strong leadership qualities, excellent interpersonal skills and multi-cultural awareness and sensitivity.
* Risk Management and Control: Demonstrated track record in successful management and ability to manage risk in geographically dispersed and highly varied product base. Expertise in process design and control.
* Regulatory Framework and Requirements: Awareness and understanding of regulatory framework in which the bank operates, and the regulatory requirements and expectations relevant to the role.
* Non-technical Skills: Significant relationship management experience - with external stakeholders at the most senior levels, including regulators and rating agencies.
* Training: Role holder will be required to pass bank's credit risk accreditation program within 6-months of joining, in addition to other training as deemed mandatory by the SCB.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
* Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
* Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
* Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
Expected annual base pay range for the role is 157,400 USD to 236,100 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Visit our careers website ******************
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
* Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
* Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
* Flexible working options based around home and office locations, with flexible working patterns.
* Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
* A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
* Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Apply now
Information at a Glance
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$124k-172k yearly est. 36d ago
Deposit Product Strategy Intern
Banco Santander Brazil 4.4
New York, NY job
Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
What you will gain
Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship.
The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2026 and May/June 2027.
Santander US is a nationwide business with locations across the country. This position is located in New York City, NY or Boston, MA.
* The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Salary: $52,000/year
Before applying, please keep in mind that our internship program does not offer any relocation assistance.
What we offer you
You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.
As a Deposit Product Strategy intern, you will come out of this experience with an understanding of product strategy, customer research, and data-driven decision-making. You will gain direct knowledge of how we improve our customer experience and ensure our products meet the evolving needs of our users. You'll learn how to analyze customer feedback, usage patterns, and competitive trends.
Responsibilities of the Deposit Product Strategy internship role may include but are not limited to:
* Analyze customer behavior and feedback to uncover pain points and identify opportunities to improve the checking product experience
* Monitor key performance metrics related to customer satisfaction, product usage, and support interactions
* Assist with competitive benchmarking and market research to inform product decisions
* Support testing and rollout of new product features by helping gather data and track early performance
* Collaborate with Product, Marketing, and Operations teams to develop insights that drive customer-centric decisions
* Prepare reports and visualizations that communicate findings clearly to cross-functional stakeholders
* Help maintain and organize internal knowledge bases, dashboards, and research libraries
What we are looking for
* An undergraduate student with an expected graduation date between either December 2026 or May/June 2027.
* Area of Study: Business, Economics, Finance, Data Analytics, or a related field
* Cumulative GPA is 3.0 or above
* Strong interest in consumer banking, fintech, or digital product strategy
* Customer-first mindset and passion for improving user experiences
* Demonstrates intellectual curiosity and courage.
* Strong English communication skills both written and spoken required.
* Analytical thinkers with a strong attention to detail.
* Organized and able to manage time and multiple tasks efficiently.
* Ability to work independently on special projects.
* Ability to effectively contribute to a team environment.
It would be nice to have
* Coursework in or exposure to accounting, finance, economics, or business. (Preferred)
* Experience in Microsoft Office products. (Preferred)
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
$52k yearly Auto-Apply 13d ago
Commercial Equipment Vehicle Finance Intern
Banco Santander 4.4
Melville, NY job
Commercial Equipment Vehicle Finance InternCountry: United States of America
Your Journey Starts Here:
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
What you will gain
Our Summer Internship Program, beginning in June 2026, provides immersive training and introduction to Santander. You will be combining this training with practical experience on both technical and interpersonal skills, helping your development during the internship.
The 2026 Santander Summer Internship Program is for undergraduate students and/or graduate level students who have an expected graduation date between December 2027 and May/June 2028.
Santander US is a nationwide business with locations across the country. This position is located in Melville, NY.
• The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Salary: $67,000/year
Before applying, please keep in mind that our internship program does not offer any relocation assistance.
What we offer you
You will be given exposure to the innerworkings of one largest financial institutions in the world. Working with best-in-class teams and contributing to projects that drive innovation across the organization. As part of the internship program, you will participate in structured professional development opportunities, create connections with peers and meet leaders across Santander.
As a Commercial Equipment Vehicle Finance intern, you will come out of this experience with an understanding of the underwriting team and their responsibility to analyze quality and quantity of risks underwritten and prepare reports accordingly. You will gain direct knowledge of evaluation and review of existing business and new accounts. You'll learn to contribute to the profitable growth of specific program(s) by maintaining pricing integrity, product excellence, and the development of meaningful performance metrics and controls.
Responsibilities of the Commercial Equipment Vehicle Finance internship role may include but are not limited to:
• Support gathering, spreading and review of client financial statements.
• Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines.
• Conducts detailed economic and demographic research to determine feasibility of transactions.
• Assists the underwriter in preparing comprehensive loan approval packages.
What we are looking for
• An undergraduate student with an expected graduation date between either December 2027 or May/June 2028.
• Area of Study: Finance, Accounting, Management, Economics or related field
• Cumulative GPA is 3.5 or above.
• Demonstrates intellectual curiosity and courage.
• Strong English communication skills both written and spoken required.
• Analytical thinkers with a strong attention to detail.
• Organized and able to manage time and multiple tasks efficiently.
• Ability to work independently on special projects.
• Ability to effectively contribute to a team environment.
It would be nice to have
• Coursework in or exposure to accounting, finance, economics, or business. (Preferred)
• Experience in Microsoft Office products. (Preferred)
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
$67k yearly Auto-Apply 60d+ ago
Executive Director, Head of Commodities Sales - Americas
Standard Chartered 4.8
New York, NY job
Apply now Work Type: Office Working Employment Type: Permanent Job Description: Responsibilities Strategy Responsible for the delivery of the Commodities strategy for the Americas.
Includes:
* Supporting the Global Head of Commodity Sales in the development and implementation of the Commodities strategy for clients in the region
* Develop a portfolio of directly covered clients, agreed with head of Commodity Sales
* Growth across all commodities asset classes including energy, metals (base & precious) and agricultural Commodities
* Revenues linked to financing solutions & structured inventory products
* As with all Drive the Commodities digital agenda
* Deliver ambitious Commodities FM revenue and growth targets in the region
* Defining focus accounts and ensuring proper allocation of resources, intensity of coverage, innovative value add solutions, appropriate wallet share targeting and account planning
* Leverage our partners in client coverage, industries, research, trading, structuring and analytics to support our client led strategy
* Champion Standard Chartered as a centre of excellence for the Commodities product, through active marketing of our knowledge and brand in the Americas, including conferences, webinars and articles/journals with the support of our marketing team
As a Commodity Salesperson:
* To develop relationships with the client's key decision makers through calling, provision of trade ideas and provision of relevant ideas to become a critical external resource for their decision-making processes around usage of financial markets instruments for commodities risk management
* Deliver individual PnL targets in accordance with P3 objectives
* Work closely with relationship managers to grow existing client relationships and originate new relationships for the bank
* Maintain an up to date account plan for FM Commodity products for each client leveraging market data such as coalition to target appropriate wallet. Use to identify key growth areas and communicate these clearly and regularly to product partners.
* Contribute to the teams sales planning and targeting process through pro-active participation in regular sales teams meetings.
* Work closely with the FM Commodity Specialist teams globally to identify client opportunities across the bank's footprint
* Work closely with local FM generalist teams to identify and execute cross sell opportunities.
* Ensure appropriate returns for the commodities franchise overall and specific client relationships collaborating with generalist sales teams in this regard
Business
* Establish a Market leading franchise in the Americas.
* To strengthen the Bank's relationships with Americas clients through marketing and sales of FM Commodity products.
* Responsible for the development of the Commodities franchise across the region to become a market leader (top 5) across its Base, Energy, Agri and Precious product suite.
* Work with clients in conjunction with Relationship Managers in the West and other product sales specialists to deepen SCB's overall Wallet penetration .
* Continue to produce individually and ensure team members are increasing revenue generation utilising skillset.
* Develop skilled originators within the team who can lead senior level client discussions as well as manage strategic internal stakeholders.
Processes
* The role will involve liaising with clients and executing trades and orders in line with SCB's policy and procedures consistent with all FM Sales staff globally including Order Handling , Record Keeping and Best Execution
* Accountable for ensuring appropriate frameworks and operational infrastructures are in place to enable the business processes to be efficient, appropriate and compliant with internal policies, procedures, codes and applicable external laws and regulations
* Monitor the utilization of each client's trading limits with SCB, obtain specific approval for any excess likely to arise as a result of a particular transaction
* Continued provision of best in class service to help build the financial markets relationship.
* Taking responsibility for the global FM Commodities relationship for key clients where appropriate. This will require liaison with Relationship Managers and SCB product specialists in other regions in which clients are active, to help build the global franchise with dedicated coverage accounts.
* Maintain an updated account plan for FM Commodities products for each client. Use to identify potential relationship growth areas and create action plans for addressing opportunities accordingly.
* Emphasis on proactive engagement with clients, and timely delivery of relevant market intelligence. Always respond to requests in a timely and efficient manner.
* Take ownership of all aspects of service delivery to the client within financial markets, including support functions such as operations.
* Liaise with operations concerning client feedback on service delivery quality in order to seek improvements in service delivery where viewed as necessary from the customers perspective.
* Respond speedily and positively to all requests from client for a specific transaction , or for more general advice , or cross sell into other areas of SCB
* Assist in setting up adequate infrastructure to facilitate dealing (book platform, PPG, CA monitoring, seeing approvals with TCRM/GMR/LC etc)
* Drive/follow Financial Market themes and key initiatives and close alignment with the risk books and optimise RoRWA/ROE.
People & Talent
* Lead through example and build the appropriate culture and values. Set appropriate tone and expectations amongst colleagues and work in collaboration with risk and control partners.
* Take a mentorship role for Junior colleagues, sharing experiences and expertise.
* Ensure active communication of vision, priorities and progress to the business to foster engagement, awareness and motivation
* Contribute to continuous process improvement and sharing best practice.
Qualifications
* Education: Bachelors and Masters Qualification.
* Training: Degree level qualification
* A combination of technical (derivatives pricing) and business/finance qualifications is advantageous.
* Degree level qualification
* A combination of technical (derivatives pricing) and business/finance qualifications is advantageous.
* Good understanding of commodities markets, from pricing through settlement, trading commodities
* Thorough understanding and expertise in data analysis using Excel,
* Client facing experience to understand the nature of the commodities clients which facilitates learning of overall financial markets
* Keen awareness of market dynamics and related institutional client relationships
* Good understanding of technology viz Murex, S2BX
* Languages: English. No specific requirement for any other language
* Licenses: FCA certified person
* CFTC authorized person
Role Specific Technical Competencies
* Data Analysis and Visualization
* Client Experience, Behaviours and Preferences
* Process Management
* Product Design and Development
* Business Acumen
* Sales
* Industry Knowledge
* Risk Management (Financial and non-Financial)
* Regulatory Environment - Financial Services
* Sustainable Finance
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
* Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
* Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
* Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
Expected annual base pay range for the role is 256,000 USD to 416,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations
Visit our careers website ******************
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
* Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
* Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
* Flexible working options based around home and office locations, with flexible working patterns.
* Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
* A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
* Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Apply now
Information at a Glance
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$140k-203k yearly est. 36d ago
Digital Payments Product Manager, Coconut Grove, Miami, FL
Banco Santander Brazil 4.4
New York, NY job
Country: United States of America Your Journey Starts Here: Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
The Digital Payments Product Manager will be a Digital Payments subject matter expert and manage the development of the structure around new products and features based on multiple client's input. YOU will develop, own & execute on enterprise & retail digital payments banking strategy, product vision, features and designs. You will:
* Manage our digital payments strategy with detailed business requirements.
* Manage the interaction with technology partners and/or vendors on the delivery of optimized member-centered intuitive payments offerings through our Platform.
* Collaborate with, and manage internal relationships with leadership, marketing, customer experience, development, and implementation teams to manage backlog and release planning, define product roadmap, incorporate market direction and sort through diverse requirements.
* Improve customer satisfaction and loyalty, through a deep understanding of their needs, delivering best in class market solutions, which will be a key differentiator in the digital channels of the Bank with other market competitors.
* Conducts channel/product gap analysis, competitive research and industry evaluations to extract actionable insights to inform the digital strategy and determine the long-term digital backlog.
* Analyze client needs and market research in order to decide which are the priorities to be targeted and provide an adequate response to the client segments being addressed.
* Leads business case development, writing, and delivery as well as ROI-projections.
* Plans, manages and facilitates all phases of the Digital life cycle, from inception through introduction into the marketplace.
* Manages multiple, concurrent agile teams to define and execute the release plan on time and on budget. Roll-out business- critical change in short timescales whilst also adapting for other global and local programs running in parallel impacting the same audience.
* Interfaces with QA and/or internal UAT resources to ensure requirements are met and approve finished product releases before it goes to the client.
* Sets the direction and reviews product documentation for the digital banking solution suite
* Tracks product and feature use to analyze and understand implications for product enhancements
* Develops tools and processes to gather feedback to shape and build future products
* Supports Sales and Marketing in promoting the products and ensuring revenue, business value, and client adoption goals are met
* Define business and operational KPIs for owned products; develop targets and manage forecasting for each Defined KPI; partner with Analytic teams on deep dives for anomalies in trends, to define root cause and action plans.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's degree in engineering, Data & Analytics, or Technology-related fields - Required
7+ Years Related experience in product development and/or line experience working with products. Required
2+ Years Management Experience - Required
* Extensive knowledge and experience with creating and managing business requirements and user stories for software platforms.
* Experience in developing digital product backlog and roadmaps with aggressive product delivery cycles.
* Background in Consumer payments with strong understanding of ACH, Wires, Zelle, Cross-border payments, Real time payments, Debit cards is preferred.
* Familiarity with regulatory compliance and risk management in the financial industry.
* Must be an exceptional collaborator, able to build and leverage relationships at all levels of the organization.
* Strong technology capabilities - must be able to manage major technology products end-to-end and develop key solutions for scalability.
* Strong track record on product delivery and team leadership, managing complex and concurrent programs in dynamic organizations.
* Knowledgeable about the external environment including Main banking competitors, Regulatory environment, Global Economy, Latest innovations and technologies.
* Strong track record of Agile change leadership from inception through to execution and embedding, including establishing the vision and mandate.
Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range
Minimum:
$97,500.00 USD
Maximum:
$160,000.00 USD
Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
$97.5k-160k yearly Auto-Apply 13d ago
Quantitative Analyst
Janus Henderson Investors 4.8
New York, NY job
Why work for us? A career at Janus Henderson is more than a job, it's about investing in a brighter future together . Our Mission at Janus Henderson is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service. We will do this by protecting and growing our core business, amplifying our strengths and diversifying where we have the right.
Our Values are key to driving our success, and are at the heart of everything we do:
Clients Come First - Always | Execution Supersedes Intention | Together We Win | Diversity Improves Results | Truth Builds Trust
If our mission, values, and purpose align with your own, we would love to hear from you!
Janus Henderson Investors US, LLC seeks a Quantitative Analyst in New York, NY to develop quantitative techniques to inform securities investing, equities investing, pricing, or valuation of financial instruments. Develop systematic credit alpha signals to be implemented in both systematic and traditionally fundamental portfolios, use large language models to analyze and build signals based on natural language documents and company filings, and contribute to the design and creation of a quant scoring framework to systematically analyze the entire universe of corporate debt issuers. Help design and launch new investment products based on this quant framework and develop models and tools to help fundamental credit research analysts generate insight into sectors and companies.
Remote work permitted 2 days a week.
Requirements: Master's degree in quantitative finance, computational finance, or a related field, plus 3 years of experience.
Required skills: fixed income portfolio optimization and asset allocation; quantitative research and strategy for asset classes such as high yield or corporate credit; developing and back-testing quantitative strategies for trading portfolios, leveraging machine learning to develop new pricing and alpha models; quantitative strategies for bond analytics; and programming using Python, R, Matlab, and SQL tools to analyze data and build simulations. *Required skills do not need to be maintained for the full period of required experience*.
Salary range:$125,000 - $150,000. To apply, please visit ******************************************************* (Job Req # 31101)
#LI-DNI
Annual Bonus Opportunity: Position may be eligible to receive an annual discretionary bonus award from the profit pool. The profit pool is funded based on Company profits. Individual bonuses are determined based on Company, department, team and individual performance.
Benefits: Janus Henderson is committed to offering a comprehensive total rewards package to eligible employees that includes; competitive compensation, pension/retirement plans, and various health, wellbeing and lifestyle benefits. To learn more about our offerings please visit the Why Join Us section on the career page here (**************************************** .
Janus Henderson Investors is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. All applications are subject to background checks.
Janus Henderson (including its subsidiaries) will not maintain existing or sponsor new industry registrations or licenses where not supported by an employee's job functions (as determined by Janus Henderson at its sole discretion).
You should be willing to adhere to the provisions of our Investment Advisory Code of Ethics related to personal securities activities and other disclosure and certification requirements, including past political contributions and political activities. Applicants' past political contributions or activity may impact applicants' eligibility for this position.
You will be expected to understand the regulatory obligations of the firm, and abide by the regulated entity requirements and JHI policies applicable for your role.
$125k-150k yearly 8d ago
Full Time Teller, Manhattan, NY
Banco Santander 4.4
New York job
Full Time Teller, Manhattan, NYCountry: United States of America
Your Journey Starts Here:
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
As a Teller, you engage in assisting with various financial needs and processing transactions. You provide exceptional customer service, resolve concerns, minimize risk, defend against fraud, refer product solutions, and escalate complex issues for timely resolution.
Provide an elevated level of exceptional customer service by welcoming customers, minimizing wait times and assisting with their banking needs.
Process transactions, including deposits, withdrawals, and transfers.
Handle cash and maintain accurate cash drawer balances.
Adhere to all bank policies and procedures, including compliance and risk management protocols to prevent fraudulent situations.
Recognize opportunities and cross-sell bank products to deepen customer relationships.
Engage customers and leverage digital tools to educate them on self-service options.
Assist with custodianship, audits, and other operational tasks.
Maintain a clean and organized work area, to create a welcoming environment for customers.
Responsibilities may extend to supporting nearby branch locations based on business necessity.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
High school diploma, GED: or equivalent work experience - Required.
6+ Months Cash Handling experience - Required.
6+ Months Demonstrated customer service experience - Required.
Excellent customer service skills and a passion for helping others.
Ability to identify and escalate concerns of risk to appropriate channels.
Ability to follow directions, policies, and procedures.
Effective listening and communication skills.
Comfortable in using digital tools and technology to enhance customer engagement.
Energetic, organized and able to multi-task in a fast-paced, changing environment.
Understands the necessity and value of accuracy and attention to detail.
Computer proficiency and basic math skills.
Ability to work branch hours, which can include weekends and evenings.
Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
Experience in Microsoft Office products.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range
Minimum:
$29,250.00 USD
Maximum:
$45,000.00 USD
Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
$29.3k-45k yearly Auto-Apply 36d ago
Director, FX Options Trader
Standard Chartered 4.8
New York, NY job
Apply now Work Type: Office Working Employment Type: Permanent : RESPONSIBILITIES Strategy * Apply the Bank's business strategy to day to day customer flow, pricing, risk management
* Assist in developing and implementing strategy for FX Options in Americas
* Identify business development opportunities
* Maximise total product income by ensuring effective end to end client risk management/service
* Awareness and understanding of the Group's business strategy and model appropriate to the role
* Mine for new client opportunities that can be monetized, and continue to invest time in building systems to enhance TPI potential
* Engage with our valued customers on a sophisticated leve
Business
* Generate revenue for the bank through trading FX options for the currency block
* Communicate with Global FXO team updating relevant book-runners in case of significant market events during NY hours as per desk procedures.
* Increase SCB's visibility in the region through competitive pricing, market commentaries and idea generation in FX Options
* Understand wider business, economic and market environment in which the firm operates
* Deepen existing client relationships through regular conversations and by giving market colour in line with guidelines
* To work with and Sales/RM to identify new prospects and client opportunities
* To explore new products and structures to increase the breadth and depth of the market
* Manage risk from client trades
* Seek and take advantage of market opportunities
Processes
* Accountable for establishing and maintaining frameworks to ensure FXO processes are efficient, appropriate and compliant.
* Accountable for effective management of operational risks within FXO.
* Exercise all supervisory responsibilities as outlined in the FM Code of Conduct.
* Ensure adherence to all internal and external regulations. Ensure that the business meets its obligations the prevention of money laundering under the Group Policy and Standards and under local laws and regulations. Ensure that there are appropriate and documented internal controls and procedures in place. Monitor the operation of such procedures and controls and regularly review them to ensure that they reflect any changes in products, systems, policy and regulation
People & Talent
* Contribute to continuous process improvement and sharing best practice
* Set and monitor job descriptions and objectives for direct reports where applicable, and provide feedback and rewards in line with their performance against those responsibilities and objectives.
* Employ, engage and retain high quality people, with succession planning for critical roles. Identify, evaluate and action under performers
* Responsibility to review team structure/capacity plans
Risk Management
* Risk-manage global FX Options portfolios during NY market hours as part of global FXO team and the Structured products and Correlation books
* Execute hedging strategies for Complex books and assist global team in developing and executing the game plan
* Assist in development of risk management tools for new structured/correlation products as they are developed
* Where necessary assist with execution of hedging strategies for other FXO books agreed with book-runners, located in other regions
* Responsible for identifying, assessing, monitoring, controlling and mitigating risks to the Group. Also, an awareness and understanding of the main risks facing the Group and the role the individual plays in managing them
* The ability to interpret the Group's financial information, identify key issues based on this information and put in place appropriate controls and measures
* Comply with guidelines as outlined in the annual dealer mandate
* Embed Operational Risk monitoring as an integral part of the business process. Towards this, to effectively carry out the assigned role, if any, under Compliance Risk Management and Operational Risk Management Assurance
* Monitor all major risk issues and concentrations and ensure that trading limits are adhered to by all FXO traders
* Effectively manage the risk from customer transactions
Qualifications
* Undergraduate degree required
* Minimum of 3 years in the Latam FXO space
* Product knowledge and experience in LatAm FXO
Skills and Experienc
* Customer Behaviour and Preferences
* Financial Mathematics
* Investment Performance Measurement
* Market Risk
* Securities Laws and Regulations (SLR) Compliance
* Service Excellence
* Trading
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
* Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
* Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
* Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
Expected annual base pay range for the role is 200,000 USD to 250,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations.
Visit our careers website ******************
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
* Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
* Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
* Flexible working options based around home and office locations, with flexible working patterns.
* Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
* A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
* Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Apply now
Information at a Glance
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$124k-202k yearly est. 36d ago
IT Service Desk Specialist
Janus Henderson Group 4.8
New York, NY job
Why work for us? A career at Janus Henderson is more than a job, it's about investing in a brighter future together. Our Mission at Janus Henderson is to help clients define and achieve superior financial outcomes through differentiated insights, disciplined investments, and world-class service. We will do this by protecting and growing our core business, amplifying our strengths and diversifying where we have the right.
Our Values are key to driving our success, and are at the heart of everything we do:
Clients Come First - Always | Execution Supersedes Intention | Together We Win | Diversity Improves Results | Truth Builds Trust
If our mission, values, and purpose align with your own, we would love to hear from you!
Your opportunity
* Provide high-touch, white glove IT support to executives and staff in the New York City office, ensuring a seamless and professional user experience.
* Deliver remote and onsite technical support to global employees across multiple time zones.
* Diagnose and resolve hardware, software, and network issues promptly and effectively.
* Manage and maintain IT assets including laptops, mobile devices, AV systems, and peripherals.
* Partner with global IT teams to ensure consistent service delivery and alignment with support standards.
* Facilitate onboarding and offboarding processes, including device setup, account provisioning, and user orientation.
* Maintain detailed documentation of support requests, resolutions, and asset inventory.
* Support and maintain meeting room technology and video conferencing systems to ensure reliability and ease of use.
* Identify and implement opportunities for process improvement to enhance IT service quality and efficiency.
* Carry out other duties as assigned.
What to expect when you join our firm
* Hybrid working and reasonable accommodations
* Generous Holiday policies
* Paid volunteer time to step away from your desk and into the community
* Support to grow through professional development courses, tuition/qualification reimbursement and more
* Maternal/paternal leave benefits and family services
* Complimentary subscription to Headspace - the mindfulness app
* Corporate membership to ClassPass and other health and well-being benefits
* Unique employee events and programs including a 14er challenge
* Complimentary beverages, snacks and all employee Happy Hours
Must have skills
* Minimum of 3 years of experience in IT support or service delivery, ideally within a global organization.
* Strong proficiency in Windows, mac OS, Office 365, and commonly used enterprise applications.
* Exceptional communication and interpersonal skills with a strong customer service orientation.
* Proven experience supporting VIPs or executive-level users in a high-demand environment.
* Ability to work independently, prioritize tasks, and thrive in a fast-paced setting.
* Familiarity with ITIL practices and service management platforms such as ServiceNow.
* Must possess experience with Active Directory and Multi-Factor Authentication (MFA).
Nice to have skills
* Experience with iOS and Mac management tools is a plus.
Supervisory responsibilities
* No
Potential for growth
* Mentoring
* Leadership development programs
* Regular training
* Career development services
* Continuing education courses
Compensation information
The base hourly range for this position is $38.46 -$40.87. This range is estimated for this role. Actual pay may be different. This position will be open through the end of December 2025.
Colorado law requires an estimated closing date for job postings. Please don't be discouraged from applying if you see this date has passed.
At Janus Henderson Investors we're committed to an inclusive and supportive environment. We believe diversity improves results and we welcome applications from candidates from all backgrounds. Don't worry if you don't think you tick every box, we still want to hear from you! We understand everyone has different commitments and while we can't accommodate every flexible working request, we're happy to be asked about work flexibility and our hybrid working environment. If you need any reasonable accommodations during our recruitment process, please get in touch and let us know at ****************************.
#LI-LN2
Annual Bonus Opportunity: Position may be eligible to receive an annual discretionary bonus award from the profit pool. The profit pool is funded based on Company profits. Individual bonuses are determined based on Company, department, team and individual performance.
Benefits: Janus Henderson is committed to offering a comprehensive total rewards package to eligible employees that includes; competitive compensation, pension/retirement plans, and various health, wellbeing and lifestyle benefits. To learn more about our offerings please visit the Why Join Us section on the career page here.
Janus Henderson Investors is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. All applications are subject to background checks.
Janus Henderson (including its subsidiaries) will not maintain existing or sponsor new industry registrations or licenses where not supported by an employee's job functions (as determined by Janus Henderson at its sole discretion).
You should be willing to adhere to the provisions of our Investment Advisory Code of Ethics related to personal securities activities and other disclosure and certification requirements, including past political contributions and political activities. Applicants' past political contributions or activity may impact applicants' eligibility for this position.
You will be expected to understand the regulatory obligations of the firm, and abide by the regulated entity requirements and JHI policies applicable for your role.
Nearest Major Market: Manhattan
Nearest Secondary Market: New York City
$38.5-40.9 hourly 42d ago
Credit Analyst, CHI
Standard Chartered 4.8
New York, NY job
Apply now Work Type: Office Working Employment Type: Permanent Job Description: Our Credit Analysts have extensive knowledge of our risk assessment and portfolio risk management framework which they use to support our Account Managers with credit reviews, ongoing risk monitoring and client creditworthiness. They also assess Standard Chartered's risk appetite against market and economic conditions across the different markets and asset classes.
About our Banking and Coverage team
Our Banking and Coverage team owns and leads the management and development of our Client Relationships globally. They work across our global network with product partners to deliver working capital, financing, trade, cash and market solutions for our clients. The solutions include varied products and services, from sustainable trade finance to credit derivatives, to mergers and acquisitions advisory.
About Corporate & Investment Banking (CIB)
For more than 170 years we've support clients with their transaction banking, financial markets, corporate finance and borrowing needs and provide solutions to nearly 20,000 clients in the world's fastest-growing economies and most active trade corridors.
Key Responsibilities
* 3 to 5 years of experience Lead credit reviews, analyse and monitor client credit risk, to ensure creditworthiness.
* Provide insightful, succinct and timely client portfolio credit analysis.
* Accountable for spreading financials, proposing credit grades aligned to scorecards, documenting client risk and mitigants, and monitoring for credit-material events.
* Partner with Banking, Coverage and Risk teams to develop and execute credit analysis, credit origination and monitoring relevant matters.
* Deliver client fraud risk assessments to defined standards, documenting residual risks and mitigants.
* Credit intelligence to identify business opportunities with an acceptable risk profile by supporting Relationship Managers, FI Bankers and Product teams with product solutioning and recommendations.
* Provide credit analysis with consideration for market dynamics and client industry, including:
* Industry risks and client competitive positioning within the industry.
* Client funding strategy, financial policies, treasury activities, including hedging, and cash management.
* Analyse client cash flow and liquidity with ratio analysis and/or stress testing balance sheet strength, cash flow and profitability vulnerability.
* Reputational risk profile, including climate and sustainability risks
Skills and Experience
* Risk management lifecycle.
* Financial forecasting and modelling.
* Financial and quantitative skills.
* Client due diligence.
* Using client behaviours and preferences to evolve products and services.
* Product knowledge for Markets, Transaction Banking and Corporate Finance.
* Knowledge of the financial services' regulatory environment.
* Data analysis and visualisation.
* Ability to work under pressure, in a dynamic environment.
About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:
* Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
* Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
* Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
Expected annual base pay range for the role is 120,000 USD to 150,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, Base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank sponsored benefit programs are available and designed to foster employee overall health and well-being including, but not limited to, a best in class 401k plan with up to 8% employer match, robust medical plan coverage with employer funded Health Savings Accounts, inclusive family building benefits, and flexible/hybrid working arrangements for many of our positions subject to role specific considerations Visit our careers website ******************
What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
* Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
* Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
* Flexible working options based around home and office locations, with flexible working patterns.
* Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
* A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
* Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Apply now
Information at a Glance
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