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The differences between workers's compensation claims examiner and adjusters can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a worker's compensation claims examiner, becoming an adjuster takes usually requires 2-4 years. Additionally, a worker's compensation claims examiner has an average salary of $53,581, which is higher than the $49,396 average annual salary of an adjuster.
The top three skills for a worker's compensation claims examiner include rehabilitation, social security and litigation. The most important skills for an adjuster are customer service, strong customer service, and litigation.
| Worker's Compensation Claims Examiner | Adjuster | |
| Yearly salary | $53,581 | $49,396 |
| Hourly rate | $25.76 | $23.75 |
| Growth rate | -6% | -6% |
| Number of jobs | 15,002 | 7,936 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 60% | Bachelor's Degree, 62% |
| Average age | 44 | 44 |
| Years of experience | 6 | 4 |
Worker's Compensation Claims Examiners are responsible for managing the overall process of compensation claims for workers. They review accurate submission of claim documents, determine the appropriateness of compensation, and finalize the amount before authorizing payment to the respective worker. Other duties include ensuring claims adhere to workers' compensation law and follow proper guidelines. A Worker Compensation Claims Examiner normally work for life insurance or health companies.
An adjuster is responsible for evaluating the extent of loss in the company by calculating the damage costs, determining the settlement payment to the client, and managing the reputation of the company for claims accountability. Adjusters must have extensive knowledge of the insurance principles and processes, following the state and federal regulations to protect clients and the business from insurance fraud. They collect documents from different organizations, perform field research, and interview witnesses to verify the accuracy of claims statement.
Workers's compensation claims examiner and adjusters have different pay scales, as shown below.
| Worker's Compensation Claims Examiner | Adjuster | |
| Average salary | $53,581 | $49,396 |
| Salary range | Between $33,000 And $84,000 | Between $35,000 And $68,000 |
| Highest paying City | San Francisco, CA | Parsippany-Troy Hills, NJ |
| Highest paying state | California | New Jersey |
| Best paying company | Zurich | FCCI |
| Best paying industry | Finance | Insurance |
There are a few differences between a worker's compensation claims examiner and an adjuster in terms of educational background:
| Worker's Compensation Claims Examiner | Adjuster | |
| Most common degree | Bachelor's Degree, 60% | Bachelor's Degree, 62% |
| Most common major | Business | Business |
| Most common college | Stanford University | Stanford University |
Here are the differences between workers's compensation claims examiner' and adjusters' demographics:
| Worker's Compensation Claims Examiner | Adjuster | |
| Average age | 44 | 44 |
| Gender ratio | Male, 25.0% Female, 75.0% | Male, 56.9% Female, 43.1% |
| Race ratio | Black or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.8% American Indian and Alaska Native, 0.5% | Black or African American, 12.2% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.4% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |