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Worker's compensation claims examiner vs claim specialist

The differences between workers's compensation claims examiner and claim specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a worker's compensation claims examiner and a claim specialist. Additionally, a worker's compensation claims examiner has an average salary of $53,581, which is higher than the $43,164 average annual salary of a claim specialist.

The top three skills for a worker's compensation claims examiner include rehabilitation, social security and litigation. The most important skills for a claim specialist are customer service, litigation, and patients.

Worker's compensation claims examiner vs claim specialist overview

Worker's Compensation Claims ExaminerClaim Specialist
Yearly salary$53,581$43,164
Hourly rate$25.76$20.75
Growth rate-6%-6%
Number of jobs15,00229,505
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 54%
Average age4444
Years of experience66

What does a worker's compensation claims examiner do?

Worker's Compensation Claims Examiners are responsible for managing the overall process of compensation claims for workers. They review accurate submission of claim documents, determine the appropriateness of compensation, and finalize the amount before authorizing payment to the respective worker. Other duties include ensuring claims adhere to workers' compensation law and follow proper guidelines. A Worker Compensation Claims Examiner normally work for life insurance or health companies.

What does a claim specialist do?

A claims specialist is responsible for processing insurance claims, reviewing insurance coverage, and analyzing claims cases. Claims specialists' duties include negotiating claims settlements, validating claims to prevent fraud, creating court testimonies as needed, developing claim review plans, and checking necessary documents and related resolve claims. A claims specialist must have strong analytical and critical-thinking skills to authorize claim payment and investigate complex and unusual claims. Claims specialists should also have extensive knowledge of the insurance processes to handle various cases, following legal policies and regulatory procedures.

Worker's compensation claims examiner vs claim specialist salary

Workers's compensation claims examiner and claim specialists have different pay scales, as shown below.

Worker's Compensation Claims ExaminerClaim Specialist
Average salary$53,581$43,164
Salary rangeBetween $33,000 And $84,000Between $27,000 And $67,000
Highest paying CitySan Francisco, CANewark, NJ
Highest paying stateCaliforniaNew Jersey
Best paying companyZurichW. R. Berkley
Best paying industryFinanceInsurance

Differences between worker's compensation claims examiner and claim specialist education

There are a few differences between a worker's compensation claims examiner and a claim specialist in terms of educational background:

Worker's Compensation Claims ExaminerClaim Specialist
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 54%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Worker's compensation claims examiner vs claim specialist demographics

Here are the differences between workers's compensation claims examiner' and claim specialists' demographics:

Worker's Compensation Claims ExaminerClaim Specialist
Average age4444
Gender ratioMale, 25.0% Female, 75.0%Male, 31.0% Female, 69.0%
Race ratioBlack or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.8% American Indian and Alaska Native, 0.5%Black or African American, 11.4% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.1% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between worker's compensation claims examiner and claim specialist duties and responsibilities

Worker's compensation claims examiner example responsibilities.

  • Manage all aspects of claims, including heavy litigation and vocational rehabilitation cases.
  • Negotiate settlements and actively manage the litigation process and process complex and technically difficult claims.
  • Determine benefits when processing medical claims receive as HCFA and UB92 paper claims or electronically.
  • Set up vehicle inspections, and rental reservations as a part of the claim settlement process.
  • Handle incoming calls from customers and providers with policy changes and claim status updates and maintain HIPAA.
  • Process claim forms, adjudicates for provision of deductibles, co-pays, co-insurance maximums and provider settlements and Medicaid claims.
  • Show more

Claim specialist example responsibilities.

  • Assist in the streamlining of EDI process to manage workflow of EDI claims.
  • Manage claims on desk, route/queues, and ECHS within specify turn-around-time parameters.
  • Manage claims, route/queues, and ECHS, within specify turn- around time parameters.
  • Investigate, manage, negotiate and resolve claims arising out of accidents involving automobile and homeowner policies.
  • Upgrade CPT-4 and ICD-9 coding procedures, staying in step with many manage care plans changing reimbursement schedules.
  • Manage expedition of appeals via problem solving and collaboration with other departments.
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Worker's compensation claims examiner vs claim specialist skills

Common worker's compensation claims examiner skills
  • Rehabilitation, 22%
  • Social Security, 16%
  • Litigation, 15%
  • Medical Management, 9%
  • Workers Compensation Claims, 9%
  • TPA, 4%
Common claim specialist skills
  • Customer Service, 19%
  • Litigation, 7%
  • Patients, 5%
  • Claims Handling, 4%
  • Quality Standards, 4%
  • Excellent Organizational, 4%

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