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The differences between workers's compensation claims examiner and claim specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a worker's compensation claims examiner and a claim specialist. Additionally, a worker's compensation claims examiner has an average salary of $53,581, which is higher than the $43,164 average annual salary of a claim specialist.
The top three skills for a worker's compensation claims examiner include rehabilitation, social security and litigation. The most important skills for a claim specialist are customer service, litigation, and patients.
| Worker's Compensation Claims Examiner | Claim Specialist | |
| Yearly salary | $53,581 | $43,164 |
| Hourly rate | $25.76 | $20.75 |
| Growth rate | -6% | -6% |
| Number of jobs | 15,002 | 29,505 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 60% | Bachelor's Degree, 54% |
| Average age | 44 | 44 |
| Years of experience | 6 | 6 |
Worker's Compensation Claims Examiners are responsible for managing the overall process of compensation claims for workers. They review accurate submission of claim documents, determine the appropriateness of compensation, and finalize the amount before authorizing payment to the respective worker. Other duties include ensuring claims adhere to workers' compensation law and follow proper guidelines. A Worker Compensation Claims Examiner normally work for life insurance or health companies.
A claims specialist is responsible for processing insurance claims, reviewing insurance coverage, and analyzing claims cases. Claims specialists' duties include negotiating claims settlements, validating claims to prevent fraud, creating court testimonies as needed, developing claim review plans, and checking necessary documents and related resolve claims. A claims specialist must have strong analytical and critical-thinking skills to authorize claim payment and investigate complex and unusual claims. Claims specialists should also have extensive knowledge of the insurance processes to handle various cases, following legal policies and regulatory procedures.
Workers's compensation claims examiner and claim specialists have different pay scales, as shown below.
| Worker's Compensation Claims Examiner | Claim Specialist | |
| Average salary | $53,581 | $43,164 |
| Salary range | Between $33,000 And $84,000 | Between $27,000 And $67,000 |
| Highest paying City | San Francisco, CA | Newark, NJ |
| Highest paying state | California | New Jersey |
| Best paying company | Zurich | W. R. Berkley |
| Best paying industry | Finance | Insurance |
There are a few differences between a worker's compensation claims examiner and a claim specialist in terms of educational background:
| Worker's Compensation Claims Examiner | Claim Specialist | |
| Most common degree | Bachelor's Degree, 60% | Bachelor's Degree, 54% |
| Most common major | Business | Business |
| Most common college | Stanford University | Stanford University |
Here are the differences between workers's compensation claims examiner' and claim specialists' demographics:
| Worker's Compensation Claims Examiner | Claim Specialist | |
| Average age | 44 | 44 |
| Gender ratio | Male, 25.0% Female, 75.0% | Male, 31.0% Female, 69.0% |
| Race ratio | Black or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.8% American Indian and Alaska Native, 0.5% | Black or African American, 11.4% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.1% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |