Post job

Worker's compensation claims examiner vs claims representative

The differences between workers's compensation claims examiner and claims representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a worker's compensation claims examiner and a claims representative. Additionally, a worker's compensation claims examiner has an average salary of $53,581, which is higher than the $38,796 average annual salary of a claims representative.

The top three skills for a worker's compensation claims examiner include rehabilitation, social security and litigation. The most important skills for a claims representative are customer service, quality standards, and policy coverage.

Worker's compensation claims examiner vs claims representative overview

Worker's Compensation Claims ExaminerClaims Representative
Yearly salary$53,581$38,796
Hourly rate$25.76$18.65
Growth rate-6%-6%
Number of jobs15,00218,565
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 62%
Average age4444
Years of experience66

What does a worker's compensation claims examiner do?

Worker's Compensation Claims Examiners are responsible for managing the overall process of compensation claims for workers. They review accurate submission of claim documents, determine the appropriateness of compensation, and finalize the amount before authorizing payment to the respective worker. Other duties include ensuring claims adhere to workers' compensation law and follow proper guidelines. A Worker Compensation Claims Examiner normally work for life insurance or health companies.

What does a claims representative do?

A Claims Representative is an agent who works for insurance companies in order to investigate and settle claims. The agent acts as an intermediary between customers and insurance companies by evaluating the customers' facts surrounding claims and determining whether the loss is covered or should be compensated. Such a role is important because an agent makes sure that no fraud claims are being paid out. It is also highlighted that an agent works in compliance with state regulations.

Worker's compensation claims examiner vs claims representative salary

Workers's compensation claims examiner and claims representatives have different pay scales, as shown below.

Worker's Compensation Claims ExaminerClaims Representative
Average salary$53,581$38,796
Salary rangeBetween $33,000 And $84,000Between $28,000 And $53,000
Highest paying CitySan Francisco, CADearborn, MI
Highest paying stateCaliforniaNew Jersey
Best paying companyZurichW. R. Berkley
Best paying industryFinanceGovernment

Differences between worker's compensation claims examiner and claims representative education

There are a few differences between a worker's compensation claims examiner and a claims representative in terms of educational background:

Worker's Compensation Claims ExaminerClaims Representative
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 62%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Worker's compensation claims examiner vs claims representative demographics

Here are the differences between workers's compensation claims examiner' and claims representatives' demographics:

Worker's Compensation Claims ExaminerClaims Representative
Average age4444
Gender ratioMale, 25.0% Female, 75.0%Male, 37.5% Female, 62.5%
Race ratioBlack or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.8% American Indian and Alaska Native, 0.5%Black or African American, 11.0% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.4% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between worker's compensation claims examiner and claims representative duties and responsibilities

Worker's compensation claims examiner example responsibilities.

  • Manage all aspects of claims, including heavy litigation and vocational rehabilitation cases.
  • Negotiate settlements and actively manage the litigation process and process complex and technically difficult claims.
  • Determine benefits when processing medical claims receive as HCFA and UB92 paper claims or electronically.
  • Set up vehicle inspections, and rental reservations as a part of the claim settlement process.
  • Handle incoming calls from customers and providers with policy changes and claim status updates and maintain HIPAA.
  • Process claim forms, adjudicates for provision of deductibles, co-pays, co-insurance maximums and provider settlements and Medicaid claims.
  • Show more

Claims representative example responsibilities.

  • Perform initial set-up and continuously manage claims in the Juris claims management system.
  • Investigate, evaluate, and manage call to complete coverage analysis confirming or denying coverage using Xactimate estimating software.
  • Prepare necessary state filings within statutory limits, manage litigation and vocational rehabilitation process, used appropriate cost containment techniques.
  • Assist the training department in developing CSR training in order to set expectations.
  • Create custom templates and guide sheets for new trainees in the CSR Internet division to ensure consistency and increase department efficiency.
  • Utilize proper SIU reporting procedures for extensive investigation as required.
  • Show more

Worker's compensation claims examiner vs claims representative skills

Common worker's compensation claims examiner skills
  • Rehabilitation, 22%
  • Social Security, 16%
  • Litigation, 15%
  • Medical Management, 9%
  • Workers Compensation Claims, 9%
  • TPA, 4%
Common claims representative skills
  • Customer Service, 26%
  • Quality Standards, 6%
  • Policy Coverage, 6%
  • Reservations, 5%
  • Claims Handling, 3%
  • Insurance Coverage, 3%

Browse business and financial jobs