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The differences between workers's compensation claims examiner and claims representatives can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a worker's compensation claims examiner and a claims representative. Additionally, a worker's compensation claims examiner has an average salary of $53,581, which is higher than the $38,796 average annual salary of a claims representative.
The top three skills for a worker's compensation claims examiner include rehabilitation, social security and litigation. The most important skills for a claims representative are customer service, quality standards, and policy coverage.
| Worker's Compensation Claims Examiner | Claims Representative | |
| Yearly salary | $53,581 | $38,796 |
| Hourly rate | $25.76 | $18.65 |
| Growth rate | -6% | -6% |
| Number of jobs | 15,002 | 18,565 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 60% | Bachelor's Degree, 62% |
| Average age | 44 | 44 |
| Years of experience | 6 | 6 |
Worker's Compensation Claims Examiners are responsible for managing the overall process of compensation claims for workers. They review accurate submission of claim documents, determine the appropriateness of compensation, and finalize the amount before authorizing payment to the respective worker. Other duties include ensuring claims adhere to workers' compensation law and follow proper guidelines. A Worker Compensation Claims Examiner normally work for life insurance or health companies.
A Claims Representative is an agent who works for insurance companies in order to investigate and settle claims. The agent acts as an intermediary between customers and insurance companies by evaluating the customers' facts surrounding claims and determining whether the loss is covered or should be compensated. Such a role is important because an agent makes sure that no fraud claims are being paid out. It is also highlighted that an agent works in compliance with state regulations.
Workers's compensation claims examiner and claims representatives have different pay scales, as shown below.
| Worker's Compensation Claims Examiner | Claims Representative | |
| Average salary | $53,581 | $38,796 |
| Salary range | Between $33,000 And $84,000 | Between $28,000 And $53,000 |
| Highest paying City | San Francisco, CA | Dearborn, MI |
| Highest paying state | California | New Jersey |
| Best paying company | Zurich | W. R. Berkley |
| Best paying industry | Finance | Government |
There are a few differences between a worker's compensation claims examiner and a claims representative in terms of educational background:
| Worker's Compensation Claims Examiner | Claims Representative | |
| Most common degree | Bachelor's Degree, 60% | Bachelor's Degree, 62% |
| Most common major | Business | Business |
| Most common college | Stanford University | Stanford University |
Here are the differences between workers's compensation claims examiner' and claims representatives' demographics:
| Worker's Compensation Claims Examiner | Claims Representative | |
| Average age | 44 | 44 |
| Gender ratio | Male, 25.0% Female, 75.0% | Male, 37.5% Female, 62.5% |
| Race ratio | Black or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.8% American Indian and Alaska Native, 0.5% | Black or African American, 11.0% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.4% American Indian and Alaska Native, 0.5% |
| LGBT Percentage | 10% | 10% |