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Worker's compensation claims examiner vs insurance adjuster

The differences between workers's compensation claims examiner and insurance adjusters can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a worker's compensation claims examiner, becoming an insurance adjuster takes usually requires 2-4 years. Additionally, an insurance adjuster has an average salary of $57,315, which is higher than the $53,581 average annual salary of a worker's compensation claims examiner.

The top three skills for a worker's compensation claims examiner include rehabilitation, social security and litigation. The most important skills for an insurance adjuster are insurance policies, customer service, and liability claims.

Worker's compensation claims examiner vs insurance adjuster overview

Worker's Compensation Claims ExaminerInsurance Adjuster
Yearly salary$53,581$57,315
Hourly rate$25.76$27.56
Growth rate-6%-6%
Number of jobs15,00244,837
Job satisfaction-3
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 58%
Average age4444
Years of experience64

Worker's compensation claims examiner vs insurance adjuster salary

Workers's compensation claims examiner and insurance adjusters have different pay scales, as shown below.

Worker's Compensation Claims ExaminerInsurance Adjuster
Average salary$53,581$57,315
Salary rangeBetween $33,000 And $84,000Between $40,000 And $80,000
Highest paying CitySan Francisco, CAHagerstown, MD
Highest paying stateCaliforniaNew Jersey
Best paying companyZurichCunningham Lindsey
Best paying industryFinanceInsurance

Differences between worker's compensation claims examiner and insurance adjuster education

There are a few differences between a worker's compensation claims examiner and an insurance adjuster in terms of educational background:

Worker's Compensation Claims ExaminerInsurance Adjuster
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeStanford UniversityStanford University

Worker's compensation claims examiner vs insurance adjuster demographics

Here are the differences between workers's compensation claims examiner' and insurance adjusters' demographics:

Worker's Compensation Claims ExaminerInsurance Adjuster
Average age4444
Gender ratioMale, 25.0% Female, 75.0%Male, 66.6% Female, 33.4%
Race ratioBlack or African American, 10.7% Unknown, 4.4% Hispanic or Latino, 16.5% Asian, 5.1% White, 62.8% American Indian and Alaska Native, 0.5%Black or African American, 13.0% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 60.8% American Indian and Alaska Native, 0.5%
LGBT Percentage10%10%

Differences between worker's compensation claims examiner and insurance adjuster duties and responsibilities

Worker's compensation claims examiner example responsibilities.

  • Manage all aspects of claims, including heavy litigation and vocational rehabilitation cases.
  • Negotiate settlements and actively manage the litigation process and process complex and technically difficult claims.
  • Determine benefits when processing medical claims receive as HCFA and UB92 paper claims or electronically.
  • Set up vehicle inspections, and rental reservations as a part of the claim settlement process.
  • Handle incoming calls from customers and providers with policy changes and claim status updates and maintain HIPAA.
  • Process claim forms, adjudicates for provision of deductibles, co-pays, co-insurance maximums and provider settlements and Medicaid claims.
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Insurance adjuster example responsibilities.

  • Achieve targeted performance goals in every aspect to manage costs and support Allstate's industry-leading operational standards.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Train in Xactimate estimation and sketch programs.
  • Manage and dispose of claims in litigation by preparing and developing strategy with defense counsel and consensus relative to litigation handling.
  • Skil in complex arbitration and mediation negotiations.
  • Recommend files for arbitration or litigation base on evidence available and inability to compromise with adverse party.
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Worker's compensation claims examiner vs insurance adjuster skills

Common worker's compensation claims examiner skills
  • Rehabilitation, 22%
  • Social Security, 16%
  • Litigation, 15%
  • Medical Management, 9%
  • Workers Compensation Claims, 9%
  • TPA, 4%
Common insurance adjuster skills
  • Insurance Policies, 15%
  • Customer Service, 15%
  • Liability Claims, 9%
  • Auto Claims, 7%
  • Catastrophe Claims, 5%
  • Public Adjusters, 4%

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