Chief Risk Officer jobs at Zions Bank - 362 jobs

A next-generation financial services company is seeking a Senior Risk Analyst in San Francisco, CA. The candidate will optimize recovery channels, lead projects on complex data analysis, and leverage predictive analytics. Required qualifications include a Master's degree and three years in a related role. This full-time position offers potential telecommuting options and a competitive salary range of $164,403 to $180,843 annually. #J-18808-Ljbffr

Posted Thursday, September 11, 2025 at 7:00 AM People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities. Portfolio Manager (“PM”) is responsible for maintaining and monitoring existing commercial loan portfolio and work closely with the Senior Relationship Manager (SRM) who owns the relationship of these accounts. PM is expected to maintain close contact with these clients and leverage the relationship to identify and bring in additional new business opportunities, both in loans and Bank's other products and services. PM is expected to provide “best-in-class” service to these loan clients while following established Bank's policies and procedures. ESSENTIAL FUNCTIONS Work closely with SRM(s) and Team Managers on the assigned loan portfolio by monitoring and managing the credit quality of such portfolio. Review to ensure each credit is properly risk rated based on the Bank's risk rating system. Maintain and grow existing client relationships, cross-sell Bank's other products and services. Specifically accountable for credit underwriting and origination of new credits from the existing client base, portfolio monitoring, renewals, amendments, and annual reviews. Work with designated underwriter, loan assistants and other loan support staff to prepare the Credit Commitment Report (“CCR”). Review clients' accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the Bank. Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in-class customer service while adhering to required timeframes from the client. QUALIFICATIONS Education: U.S. College graduate with major in related fields, strongly preferred. Experience: 5-7 years of loan account relationship management experience, credit underwriting experience or a combination of both. Thorough knowledge of lending regulations and credit/underwriting practices. Must have strong loan portfolio management experience. Must possess strong loan negotiation (rates, terms, collateral requirements) experience. Must possess previous underwriting experience in the requisite area of commercial lending. Must have extensive knowledge and understanding of Bank's credit policy, risk management, underwriting requirements, and loan servicing. Must have strong knowledge and understanding of commercial and specialty group banking products and services and have demonstrated ability to cross-sell such products. Skills/Ability: PC proficiency. Excellent verbal and written communication skills. Bilingual (English/Mandarin or Cantonese) a plus but not required. Ability to work well independently to restructure loans and/or lines of credits. Must be organized and detail oriented and able to multi-task. Ability to work effectively in a fast paced, high production and team environment. Excellent time management skills and be accustomed to working with deadlines. Ability to assume responsibility and accountability for decision-making. Ability to communicate effectively with all levels of Bank personnel. OTHER DETAILS $95K - $135K / year Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus. Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k). Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policy. Cathay Bank is an Equal Opportunity and Affluent Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law. Click here to view the “Know Your Rights: Workplace Discrimination is Illegal” Poster: Poster- English Cathay Bank endeavors to make ****************** accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at ************** or *************************. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. #J-18808-Ljbffr

Posted Tuesday, December 30, 2025 at 8:00 AM People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities. Under direct supervision, responsible for the credit/loan analysis and portfolio management to assigned portfolio and provide underwriting in support of the Commercial Banking lending and relationship management teams. Analyze loan transactions and credit worthiness of existing and prospective borrowers. Prepare a detailed and accurate credit analysis and provide recommendations regarding an existing or prospective Credit/Borrower and potential risks and risk mitigation solutions. Ensure all due diligence and background evaluations on a loan request are complete and thorough. Participate in client visits, discussions and meetings. May contact Borrowers directly, as appropriate, with the direction of and/or in concert with the Relationship Manager. ESSENTIAL FUNCTIONS Work closely with SRM(s) and Team Managers on the assigned loan portfolio. Monitor and manage the credit quality of the assigned loan portfolio. Review and monitor closely of financial and operation performance to ensure each credit is properly risk rated. Identify, evaluate, and determine the appropriate course of action on potential credit quality issues to maximize credit quality and minimize risk and potential loss to the Bank. Maintain and grow existing client relationships, and cross-sell Bank's other products and services. Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in‑class customer service. Review existing loan exposure and proposed extensions of credit and financial information Evaluate credit structure and terms to determine sources and uses of funds Analyze industry data, competitive factors, historical performance, and projected results Assess risks and recommend the appropriate risk rating Determine any policy exceptions and mitigating factors Recommend credit alternatives and creative ways to structure credits ensuring that transactions are within portfolio risk standards Complete Credit Reports that incorporates all the analysis noted above by using critical thinking standards Analyze loan transactions and credit worthiness of existing and prospective borrowers Prepare a detailed and accurate credit analysis and providing opinions/recommendations regarding an existing or prospective Credit/Borrower, including potential risks and how to mitigate such risks. Ensure all due diligence and background evaluations on a loan request are complete and thorough, so credit approval can be considered. Participate, under direct supervision, in client visits, discussions, and meetings QUALIFICATIONS Education: Minimum Bachelors' degree in Business or Finance preferred Experience: 3-5 years of experience in banking related product sales, service, and advising required Skills/Ability: In depth knowledge of banking products and services (deposit, lending, consumer and commercial experience preferred). Understand cause of the covenant default as well as Borrower's action plan to cure/remedy default, and prevent it from happening going forward and RM's action plan regarding the default (i.e waive, waive and extend, enter into a forbearance period etc). Strong sales, marketing, and business development skills required Ability to manage situations of varying degrees of complexity with customers (excellent problem resolution skills) Team oriented, able to influence others and lead colleagues toward common goals Must have high standard of integrity and work ethics Ability to work in a fast paced, demanding environment Fluency in English and Chinese (Mandarin or Cantonese) preferred OTHER DETAILS AVP: $70K - $95K / year VP: $95K - $130K / year Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus. Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long‑term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k). Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policy. Cathay Bank is an Equal Opportunity and Affitative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision‑making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law. Click here to view the “Know Your Rights: Workplace Discrimination is Illegal” Poster: Poster‑ English Cathay Bank endeavors to make ****************** accessible to any and all users. If you would like to contact us regarding the accessibility of your website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at ************** or *************************. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. #J-18808-Ljbffr

Posted Friday, January 2, 2026 at 8:00 AM People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities. AVP, Loan Portfolio Officer ("LPO") is responsible for maintaining and monitoring existing commercial loan portfolio and work closely with the Relationship Manager who owns the relationship of these accounts. LPO is expected to maintain close contact with these clients and leverage the relationship to identify and bring in additional new business opportunities, both in loans and Bank's other products and services. LPO is expected to provide “best-in-class” service to these loan clients while following established Bank's policies and procedures. ESSENTIAL FUNCTIONS LPO is to work closely with Relationship Manager on the assigned loan portfolio by monitoring and managing the credit quality of such portfolio. Review to ensure each credit is properly risk rated based on the Bank's risk rating system. Maintain and grow existing client relationships, cross-sell Bank's other products and services. Specifically accountable for credit underwriting and origination of new credits from the existing client base, portfolio monitoring, renewals, amendments and annual reviews. Work with designated underwriter, loan assistants and other loan support staff to prepare the Credit Commitment Report ("CCR") Reviews client's accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the Bank. Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in-class customer service while adhering to required timeframes from the client. QUALIFICATIONS Education: Bachelor's degree in accounting, business, or related discipline preferred but not required. Experience: 3-5 years corporate and/or commercial lending and banking experience with thorough knowledge of lending regulations and credit/underwriting practices. Skills/Ability: PC proficient. Good verbal and written communication skills. Bilingual (English/Mandarin or Cantonese) a plus. Organized and detail oriented. Good credit knowledge of Bank's credit underwriting policies and approval process for assignedloan. Ability to work effectively in a fast paced, high production environment. Strong financial analysis and accounting skills. OTHER DETAILS $70K - $95K / year Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus. Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k). Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policy . Cathay Bank is an Equal Opportunity and Affnitive Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law. Click here to view the “Know Your Rights: Workplace Discrimination is Illegal” Poster: Poster- English Cathay Bank endeavors to make ****************** accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at ************** or ************************* . This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. #J-18808-Ljbffr

Posted Tuesday, November 4, 2025 at 8:00 AM People Drive Our Success Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities. Portfolio Manager (PM) PM is responsible for maintaining and monitoring existing commercial loan portfolio and work closely with the SRM who owns the relationship of these accounts. PM is expected to maintain close contact with these clients and leverage the relationship to identify and bring in additional new business opportunities, both in loans and Bank's other products and services. PM is expected to provide “best-in-class” service to these loan clients while following established Bank's policies and procedures. ESSENTIAL FUNCTIONS Work closely with SRM(s) and Team Managers on the assigned loan portfolio by monitoring and managing the credit quality of such portfolio. Review to ensure each credit is properly risk rated based on the Bank's risk rating system. Maintain and grow existing client relationships, cross-sell Bank's other products and services. Specifically accountable for credit underwriting and origination of new credits from the existing client base, portfolio monitoring, renewals, amendments and annual reviews. Work with designated underwriter, loan assistants and other loan support staff to prepare the Credit Commitment Report (“CCR”). Reviews client's accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the Bank. Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in-class customer service while adhering to required timeframes from the client. QUALIFICATIONS Education: U.S. College graduate with major in related fields, strongly preferred. Experience: 3-5 years of loan account relationship management experience, credit underwriting experience or a combination of both. Thorough knowledge of lending regulations and credit/underwriting practices. Must have strong loan portfolio management experience; strong loan negotiation (rates, terms, collateral requirements) experience; previous underwriting experience in the requisite area of commercial lending. Must have extensive knowledge and understanding of Bank's credit policy, risk management, underwriting requirements and loan servicing. Must have strong knowledge and understanding of commercial and specialty group banking products and services and have demonstrated ability to cross-sell such products. Skills/Ability: PC proficient. Excellent verbal and written communication skills. Bilingual (English/Mandarin or Cantonese) a plus but not required. Ability to work well independently to restructure loans and/or lines of credits. Must be organized and detail oriented and able to multi-task. Ability to work effectively in a fast paced, high production and team environment. Excellent time management skills and be accustomed to working with deadlines. Ability to assume responsibility and accountability for decision-making. Ability to communicate effectively with all levels of Bank personnel. OTHER DETAILS $70K - $95K / year Pay determined based on job-related knowledge, skills, experience, and location. This position may be eligible for a discretionary bonus. Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k). Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policy . Cathay Bank is an Equal Opportunity and Affiantative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law. Click here to view the “Know Your Rights: Workplace Discrimination is Illegal” Poster: Poster- English Cathay Bank endeavors to make ****************** accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at ************** or ************************* . This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. #J-18808-Ljbffr

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. The Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer. DUTIES and RESPONSIBILITIES: Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Market Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Market Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Education and/or Experience Bachelor's degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve complex problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to: Senior Risk Officer WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $120k - $160k/Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award [OR] The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

The Director, Valuation & Capital Markets Analytics (VCMA) - Quantitative Financial Advisory Solutions (QFAS), is responsible for leading and delivering complex Model Risk Management (MRM) engagements across the full project lifecycle-from proposal development through execution and completion. This role will oversee the management of MRM assignments, guide and develop team members, and ensure the highest quality of client service. In addition, the Director will contribute to business development initiatives, strengthen client relationships, and support appraisal and review activities that enhance the growth of the practice. Job Duties: Executes the office's business development plan in collaboration with the MRM team, building and maintaining relationships with key executives and stakeholders to support growth across business lines and industries Leads and manage MRM services across a wide range of model families, including: Credit Risk Models: CECL, Basel, CCAR, loss forecasting, and stress testing Market & Balance Sheet Models: Valuation models and Asset Liability Management (ALM) models Compliance & Monitoring Models: BSA/AML compliance and fraud detection Oversees engagements from initiation to completion, including project setup, administrative coordination, team management, client communications, and presentations Critically reviews model functionality, evaluating methodologies and assumptions, and documenting conclusions Ensures quality controls, regulatory expectations, and BDO risk management procedures are consistently adhered to in all client deliverables Actively participates in internal and external client meetings, contributing to project execution, knowledge sharing, and relationship building Other duties as required Supervisory Responsibilities: Supervises the day-to-day workload of VCMA - QFAS staff on assigned engagements, reviewing work products for accuracy, completeness, and quality Ensures staff are trained on relevant models, methodologies, and best practices to strengthen technical capabilities Evaluates staff performance, provide constructive feedback, and assist in setting professional development goals and objectives Delivers periodic feedback and complete formal performance evaluations in a timely manner Serves as Career Advisor and mentor to designated staff, supporting career growth, professional development, and engagement within the practice Qualifications, Knowledge, Skills, and Abilities: Education: Bachelor's degree, required Master's degree and PhD, with a focus in Finance, Financial Engineering, Actuarial Science, Risk Management, Mathematics, Computer Science, Statistics, Economics, preferred Experience: Fifteen (15) or more years of experience within financial institution, finance regulators, independent advisory firms, banks, or other financial services firm, required Experience with managing a team of model developers or validators, required; Head of model development department or model validation department, preferred Experience in developing, validating or auditing a variety of models including but not limited to valuation models, CCAR/CCEL/BASEL loss forecasting, stress testing and other credit risk models, BSA/AML compliance models, Fraud, Asset Liability Management (ALM) models, etc., required A combination of industry experience with hands on knowledge of different vendor models and advisory experience with proven track record of practice development, required Expertise in understanding the model risk management regulatory landscape, such as SR 11-7, required License/Certifications: CFA, FRM, QRM, ASA or other valuation industry credentials, preferred Software: Proficient in the use of Microsoft Office Suite, specifically Excel, PowerPoint, and Word, required Prior experience with Capital IQ or Bloomberg, required Prior experience with programming languages such Macro/VBA, R, Python, SAS, SQL, and other industry software, required Other Knowledge, Skills, & Abilities: Superior verbal and written communication skills Superior analytical and research skills Solid organizational skills, especially the ability to meet project deadlines with a focus on details Ability to successfully multi-task while working independently or within a group environment Ability to work in a deadline-driven environment and handle multiple projects simultaneously Ability to effectively manage a team of valuation professionals and delegate work assignments as needed Capacity to build and maintain strong relationships with internal and client personnel Ability to encourage team environment on engagements and contribute to the professional development of assigned personnel Executive presence and ability to act as primary contact on assigned engagements Ability to successfully interact with professionals at all levels Ability for intermittent travel within the US and internationally Individual salaries that are offered to a candidate are determined after consideration of numerous factors including but not limited to the candidate's qualifications, experience, skills, and geography. National Range: $260,000 - $300,000 Maryland Range: $260,000 - $300,000 NYC/Long Island/Westchester Range: $260,000 - $300,000

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. The Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer. DUTIES and RESPONSIBILITIES: Surveillance and Supervision * Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) * Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer * Focuses on business ethics and regulatory and compliance practices * Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment * Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal * Monitors and implements procedures to manage all facets of risk, including data security * Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations * Liaises with the Legal and Compliance Division with customer complaints and litigation * Together with the Market Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times * Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place * Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated * Works with Market Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken * Responsible for proactive client contact in determining suitability and managing risk * Active involvement with the region regarding matters presented to the Credit Committee * Primary source for intelligence on risk in regard to clients and FAs Administrative * Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. * Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. * Assists in the review and on boarding of FA recruits Education and/or Experience * Bachelor's degree required or equivalent education or experience * Previous industry experience * Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) * Other licenses as required for role or by management Knowledge/Skills * Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures * Effective written and verbal communication skills * Strong attention to detail * Ability to prioritize and resolve complex problems and escalate as necessary * Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies * Evidence of strong leadership capabilities or previous supervisory experience * Ability to organize and prioritize workflow and assignments in a deadline oriented environment * Ability to interact with Financial Advisors and clients * Excellent judgment and the ability to be discreet in all matters * Strong work ethic Reports to: * Senior Risk Officer WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Salary range for the position: $120k - $160k/Yr. The successful candidate may be eligible for an annual discretionary incentive compensation award [OR] The successful candidate may be eligible to participate in the relevant business unit's incentive compensation plan, which also may include a discretionary bonus component. Morgan Stanley offers a full spectrum of benefits, including Medical, Prescription Drug, Dental, Vision, Health Savings Account, Dependent Day Care Savings Account, Life Insurance, Disability and Other Insurance Plans, Paid Time Off (including Sick Leave, Parental Leave and Vacation), Holidays, 401(k), and Short/Long Term Disability, in addition to other special perks reserved for our employees. Please visit mybenefits.morganstanley.com to learn more about our benefit offerings. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. Then the Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that reports to the Senior Risk Officer.DUTIES and RESPONSIBILITIES:Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Market Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Market Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Qualifications - ExternalEducation and/or Experience Bachelor's degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve complex problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to: Complex Risk Officer WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients - helping them reach their goals. We do it in a way that's differentiated - and we've done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

The Risk Officer is responsible for a wide variety of supervisory, compliance, and risk functions. In conjunction with the Senior Risk Officer, the Risk Officer has accountability for maintaining a consistent controlled environment through adherence of business ethics and practices and adherence to all applicable Federal, State and Local laws, Morgan Stanley Wealth Management policies, and other regulations. The Risk Officer keeps the Senior Risk Officer informed of significant matters. The Risk Officer role is a non-revenue sharing position that has dual reporting to the Complex Manager and Senior Risk Officer. DUTIES and RESPONSIBILITIES Surveillance and Supervision Primary responsibility for all risk, supervisory, and compliance function for respective branch location(s) Facilitates any supervisory inquiry or process that requires escalation from the Senior Complex Risk Officer and/or the Regional Risk Officer Focuses on business ethics and regulatory and compliance practices Provides coaching and guidance on policies and procedures in order to promote risk awareness and a compliant environment Ensure proper procedures are in place to ensure that approvals are handled appropriately and timely Risk Management/Compliance/Legal Monitors and implements procedures to manage all facets of risk, including data security Facilitates regular and consistent communication of Morgan Stanley Wealth Management policies and other regulations Liaises with the Legal and Compliance Division with customer complaints and litigation Together with the Complex Manager and Senior Risk Officer, ensures appropriate supervisory coverage is maintained at all times Oversees responsibilities outlined in the Branch Supervisory Manual, as well as new policies to ensure the Complex has procedures in place Supports in the preparation for and response to audits, and ensures that any audit findings are appropriately responded to and remediated Works with Complex Manager and Senior Risk Officer to monitor people risk, and ensures appropriate action is taken Responsible for proactive client contact in determining suitability and managing risk Active involvement with the region regarding matters presented to the Credit Committee Primary source for intelligence on risk in regard to clients and FAs Administrative Works closely with Special Investigation Unit on any Human Resources issues as related to risk and compliance. Together with the Senior Risk Officer facilitates the training on Morgan Stanley Wealth Management compliance policies and procedures. Assists in the review and on boarding of FA recruits Education and/or Experience Bachelor's degree required or equivalent education or experience Previous industry experience Active Series 7, 8 (or 9 and 10), and 63, 65 (or 66) Other licenses as required for role or by management Knowledge/Skills Knowledge of SEC, FINRA and Firm Compliance Policies and Procedures Effective written and verbal communication skills Strong attention to detail Ability to prioritize and resolve complex problems and escalate as necessary Ability to identify issues and trends in order to anticipate change and provide recommended comprehensive solutions and remedies Evidence of strong leadership capabilities or previous supervisory experience Ability to organize and prioritize workflow and assignments in a deadline oriented environment Ability to interact with Financial Advisors and clients Excellent judgment and the ability to be discreet in all matters Strong work ethic Reports to Dual reporting: Complex Manager and Senior Risk Officer WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Title: AML Program Manager Duration: 6 months Work Engagement: W2 Work Schedule: 4 days in office/1 day remote Benefits on offer for this contract position: Health Insurance, Life insurance, 401K and Voluntary Benefits Summary: We are seeking a seasoned Financial Crimes AML Program professional with extensive experience in designing, building, and enhancing AML program frameworks within large financial institutions. The ideal candidate will bring strong strategic foresight and the vision needed to enhance the enterprise‑wide AML Financial Crimes program. Responsibilities: Core AML & Financial Crimes Expertise * Deep knowledge of AML regulations, including BSA, USA PATRIOT Act, OFAC, FinCEN guidance, FATF standards, and global regulatory expectations. * Extensive experience designing and enhancing enterprise-wide AML program frameworks for large financial institutions. * Proven ability to lead program governance, including policies, procedures, risk assessments, controls, and oversight structures. * Ability to translate regulatory findings into effective remediation strategies and sustainable program improvements. Strategic Leadership & Program Design * Ability to define and implement a long-term AML program vision, ensuring scalability, modernization, and alignment with regulatory expectations. * Expertise building governance frameworks, including operating models, decisioning structures, and ownership matrices. * Skilled at identifying emerging financial crime risks and proactively designing future‑ready program enhancements. Risk Management & Controls * Strong understanding of enterprise risk management disciplines (RCSA, control testing, issues management, metrics/monitoring). * Ability to oversee and strengthen AML controls, standards, and monitoring routines. Cross‑Functional Leadership * Experience leading complex, multi‑stakeholder initiatives requiring alignment across multiple lines of business. * Excellent communication skills, including the ability to brief senior and executive leadership. Operational & Technical Acumen * Working knowledge of AML systems, data, and analytics, including transaction monitoring platforms, alerting models, and case management tools. * Comfort overseeing technology modernization efforts and control‑automation strategies. Change Management & Transformation * Proven ability to lead large-scale program uplift efforts, including redesigning frameworks, processes, and governance routines. * Skilled in implementing sustainable enhancements, ensuring adoption through training, communications, and performance routines. Qualifications: * Applicants must be authorized to work for ANY employer in the U.S. This position is not eligible for visa sponsorship. * Extensive expertise in Financial Crimes, Operational Risk, Fraud, Sanctions, Anti-Bribery, and Corruption, or equivalent experience. * Proven ability to interpret, develop, implement, and maintain AML‑related financial‑crimes program requirements. * Demonstrated success in designing, leading, and executing financial‑crimes risk‑management initiatives. * Strong understanding of financial‑crimes regulatory expectations and industry best practices within large banking or consumer‑lending environments. * Ability to collaborate effectively across diverse business groups and multiple levels of leadership. * Skilled in interpreting policies and procedures for functions with moderate to high complexity and risk exposure. * Demonstrated capability in synthesizing complex information and producing clear, concise executive‑level summaries. * Strong execution mindset with a focus on delivering results, improving processes, and advancing strategic change. * Active Certified Anti‑Money Laundering Specialist (CAMS) and/or Wells Fargo AML/Sanctions Credential.

Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com. What you'll be part of: Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder. What you'll be responsible for: As a Director in the Financial Risk Management function, you will play a central role in building and safeguarding Circle's financial resilience. Specifically, you will be responsible for: Owning, developing, and maintaining financial risk analytics capabilities to ensure risks are comprehensively identified, measured, monitored, and mitigated throughout the product lifecycle. Leading the development and adoption of advanced AI and machine learning capabilities to enhance Circle's financial risk management. Maintaining and enforcing risk appetite, limits, and controls across key financial risk types, ensuring Circle remains within its strategic and regulatory risk profile. Overseeing Circle's Financial Model Risk Management program, ensuring models are properly governed, validated, and monitored to support sound and timely business decisions Providing independent oversight and challenge to the first line of defense; coordinating across specialized risk committees, working groups, and other governance forums. What you'll work on: Shaping how Circle anticipates, measures, and manages financial risk in a rapidly evolving environment. Overseeing and challenging existing risk metrics monitoring, scenario analysis and stress testing conducted across businesses and legal entities, ensuring robust methodologies and outcomes. Leading the evolution of Circle's financial risk analytics by building data-driven, AI-powered tools and real-time reporting capabilities that strengthen financial resilience. Providing strategic guidance to Circle's financial model risk management program, managing, mentoring, and coaching the team to ensure activities are carried out in line with Circle's standards and regulatory expectations. Designing and enhancing Circle's comprehensive, legal entity and product-specific financial risk management frameworks to integrate seamlessly into product launch, reserve management, and capital planning, stress testing and regulatory compliance. Collaborating with Business, Product, Finance, Legal, Compliance, and other relevant teams to ensure the cohesion of risk management activities and the integration of risk considerations into business strategies, product launches, and ongoing operations. Supporting financial risk governance by interacting with risk committees, and specialized risk working groups and providing high-quality risk reporting, insights, and recommendations. Leading structured regulatory gap assessments in response to evolving frameworks; strengthening risk policies and procedures; coordinating timely, high-quality responses to supervisory inquiries, and contributing to shaping industry standards and participation in industry forums. What you'll bring to Circle: Core Requirements: 12+ years in financial risk management within management consulting and/or banking, leading engagement across risk types (e.g., market, credit, liquidity, and financial operations). 5+ years of experience managing and leading teams. Demonstrated extensive experience in leading analytical initiatives, developing tools for risk identification, measurement, and monitoring, including stress testing, scenario analysis, and machine learning solutions, utilizing large datasets to address complex challenges. Experience in credit risk model development: behavior/transition models (PD, LGD, transition matrix); knowledge of credit due diligence process, portfolio monitoring and loss forecast. Proven success moving GenAI solution from proof of concept to production with robust governance. Ability to translate complex regulatory requirements into scalable data, model, workflow design. Familiar with and had experience operating under the "Three Lines of Defense" governance framework; familiar with risk and issue management and change control. Strong program management discipline in developing risk roadmap, OKR and KPIs. Experience leading large, cross-functional programs, collaborating with product, data science, and engineering teams. Exceptional communication and stakeholder management skills: synthesize analytics into clear narratives, secure regulatory alignment and drive decision-making with senior management; ability to operate across global teams and engage with executive leadership and risk committee/board-level stakeholders. Familiarity with generative AI models (ChatGPT, Gemini, etc.) and prompt development Preferred Requirements: BS/BA in a quantitative, engineering or related field; advanced degree in analytics, finance, engineering or a similar discipline. Certified Financial Analyst (CFA) designation or Financial Risk Management (FRM) certification. Passionate about the stablecoin space and Circle's mission to build open, interoperable financial infrastructure. Experience/familiarity with Slack, Apple MacOS and GSuite. Additional Information: This position is eligible for day-one PERM sponsorship for qualified candidates Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations. Base Pay Range: $190,000 - $242,500 We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law. Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs. #LI-Remote

Come be a Difference Maker with us. We are searching for a visionary and strategic thinker for the role of Chief Growth & Experience Officer, who will help drive CommonWealth Central Credit Union's dedication to its membership while improving their financial well-being. You will serve as a strong steward of our brand and take responsibility for CommonWealth's member experience across all channels, while being a key influencer of strategy and performance. You will serve as a vital member of the leadership team bringing thought leadership, energy, and creativity to help drive strategic business decisions, direction and results. Passionate, Supportive, Genuine, Knowledgeable-are these words that describe you? If you answered yes, apply to join our team of collaborative leaders. As our Chief Growth & Experience Officer, your major responsibilities will include: * Execute a member experience strategy resulting in increased product and service adoption, increased member engagement, and strong organizational performance. * Provide strategic leadership and direction to all delivery channels including the Credit Union's digital/remote channels, branch network and call center. * Innovate and create strategies to drive growth in emerging markets and other geographical areas. Monitor results and outcomes, adjusting as needed to ensure organizational benefit. * Evaluate and anticipate member product/service needs and channel usage using advanced data analytics and align the Credit Union's member experience strategy accordingly. * Ensure alignment with the Credit Union's vision, strategy and brand promise in order to achieve market differentiation. * Actively participate in setting the strategic direction of the Credit Union. Our ideal candidate will possess 10 to 15 years of similar or related experience with a minimum of 5-7 years at the executive level in a financial institution or fintech. Proven track record of transforming the member experience across all touchpoints utilizing best practices and innovative solutions. Strong background in change management, strategy execution and driving transformation. Extensive experience developing strategic partnerships with third-party providers in order to deliver an exceptional member experience. Executive management skills with the ability to oversee multiple functional areas including management and senior management level executives. Our preferred candidate will have a bachelor's degree in a related field. Advanced degree preferred. For immediate consideration, apply today! ************************ Who We Are At CommonWealth Central Credit Union, we are passionate in our commitment to people-helping- people. Our team is united and inspired by one common goal: To enhance the financial well-being of our members. Compensation $240k - $270k CommonWealth is an Equal Opportunity Employer

JobID: 210695338 JobSchedule: Full time JobShift: Day Base Pay/Salary: New York,NY $149,150.00-$245,000.00 Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As the Risk Management Banking Payments Oversight Executive Director in the Consumer & Business Banking Risk Management group, you will play a pivotal role in safeguarding our payment products and services. You will evaluate and recommend effective fraud and scam controls to Chase's agile product owners for both new business initiatives and existing payment processes. Leveraging your expertise in Wires, Zelle, ACH, RTP, as well as innovative payment features, you will proactively identify and assess potential risk scenarios. You will serve as a key member of the Risk Oversight team's second line of defense, reviewing product and feature designs and advising on robust controls to ensure secure and resilient card solutions for our customers. You will also manage and lead a small team of individual contributors. In addition, you will work in partnership with Legal, Compliance, and Controls teams to address emerging issues and concerns, providing timely and actionable guidance. You will also communicate critical product challenges and risk insights to senior leadership, helping to shape strategic decisions and drive continuous improvement in our risk management practices. Job Responsibilities * Identify ways payment use cases can potentially facilitate fraud and scam scenarios, as well as operational and reputational risk * Evaluate new payment features or modifications to existing services to ensure that the Product team has identified all the risks and has included appropriate controls to mitigate risks * Undetrstand the digital bank payment processes and flows you oversee just as well as the Product team * Demonstrate a working knowledge of cross-channel controls that are used to mitigate inherent risk in Digital * Represent the interests of stakeholders in risk management * Collaborate with the business to solve problems but escalates within the risk management framework when the business exposes the bank to risk in an unsafe way * Remain abreast of new/changes in payments, authentication, technology, and Digital financial services * Deconstruct and explain complex concepts and issues in a business-friendly manner to senior/executive management * Work effectively as a people manger and a collaborative team member on simultaneous projects * Work well in a team environment, including cross-functional teams Required qualifications, capabilities, and skills * Bachelor's degree and minimum of 10 years in a Risk function (Fraud, Scams, or Reputational Risk) * Minimum of 5 years managing teams * Experience with digital and commerce payments, i.e. Zelle, wallets, RTP, cards, etc * Ability to defend positions and influence with quantitative analysis developed with an analytical team * Ability to work effectively with both business and technically oriented individuals * Possess excellent verbal and written communication skills and the ability to interact professionally with executives, managers, and subject matter experts * Ability to work in a fast-paced environment

JobID: 210695338 JobSchedule: Full time JobShift: Day Base Pay/Salary: New York,NY $149,150.00-$245,000.00 Bring your expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As the Risk Management Banking Payments Oversight Executive Director in the Consumer & Business Banking Risk Management group, you will play a pivotal role in safeguarding our payment products and services. You will evaluate and recommend effective fraud and scam controls to Chase's agile product owners for both new business initiatives and existing payment processes. Leveraging your expertise in Wires, Zelle, ACH, RTP, as well as innovative payment features, you will proactively identify and assess potential risk scenarios. You will serve as a key member of the Risk Oversight team's second line of defense, reviewing product and feature designs and advising on robust controls to ensure secure and resilient card solutions for our customers. You will also manage and lead a small team of individual contributors. In addition, you will work in partnership with Legal, Compliance, and Controls teams to address emerging issues and concerns, providing timely and actionable guidance. You will also communicate critical product challenges and risk insights to senior leadership, helping to shape strategic decisions and drive continuous improvement in our risk management practices. Job Responsibilities * Identify ways payment use cases can potentially facilitate fraud and scam scenarios, as well as operational and reputational risk * Evaluate new payment features or modifications to existing services to ensure that the Product team has identified all the risks and has included appropriate controls to mitigate risks * Undetrstand the digital bank payment processes and flows you oversee just as well as the Product team * Demonstrate a working knowledge of cross-channel controls that are used to mitigate inherent risk in Digital * Represent the interests of stakeholders in risk management * Collaborate with the business to solve problems but escalates within the risk management framework when the business exposes the bank to risk in an unsafe way * Remain abreast of new/changes in payments, authentication, technology, and Digital financial services * Deconstruct and explain complex concepts and issues in a business-friendly manner to senior/executive management * Work effectively as a people manger and a collaborative team member on simultaneous projects * Work well in a team environment, including cross-functional teams Required qualifications, capabilities, and skills * Bachelor's degree and minimum of 10 years in a Risk function (Fraud, Scams, or Reputational Risk) * Minimum of 5 years managing teams * Experience with digital and commerce payments, i.e. Zelle, wallets, RTP, cards, etc * Ability to defend positions and influence with quantitative analysis developed with an analytical team * Ability to work effectively with both business and technically oriented individuals * Possess excellent verbal and written communication skills and the ability to interact professionally with executives, managers, and subject matter experts * Ability to work in a fast-paced environment

JobID: 210684370 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $149,150.00-$245,000.00 Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As the Risk Management Oversight Lead for Commerce Payments Executive Director in the Consumer & Business Banking Risk Management group, you will play a pivotal role in safeguarding our payment products and services. In this Executive Director position, you will evaluate and recommend effective fraud and scam controls to Chase's agile product owners for both new business initiatives and existing payment processes. Leveraging your expertise in digital wallets, tokenization, co-branded cards, and other innovative payment features, you will proactively identify and assess potential risk scenarios. You will serve as a key member of the Risk Oversight team's second line of defense, reviewing product and feature designs and advising on robust controls to ensure secure and resilient card solutions for our customers. You will also manage and lead a small team of individual contributors. In addition, you will work in partnership with Legal, Compliance, and Controls teams to address emerging issues and concerns, providing timely and actionable guidance. You will also communicate critical product challenges and risk insights to senior leadership, helping to shape strategic decisions and drive continuous improvement in our risk management practices. Job Responsibilities * Look for ways payment use cases can potentially facilitate fraud and scam scenarios, as well as operational and reputational risk * Evaluate new payment features or modifications to existing services to ensure that the Product team has identified all the risks and has included appropriate controls to mitigate risks * Know the wallet payment flows you oversee just as well as the Product team * Have a working knowledge of cross-channel controls that are used to mitigate inherent risk in Digital * Reliably represent the interests of other internal stakeholders in risk management * Collaborate with the business to solve problems but escalates within the risk management framework when the business exposes the bank to risk in an unsafe way * Stay abreast of new/changes in provisioning, tokenization, authentication, technology, and Digital financial services * Deconstruct and explain complex concepts and issues in a business-friendly manner to senior/executive management * Work effectively as an individual contributor and collaborative team member on simultaneous projects. * Possess excellent verbal and written communication skills and the ability to interact professionally with executives, managers, and subject matter experts * Work well in a team environment, including cross-functional teams Required qualifications, capabilities, and skills * Bachelor's degree * Minimum of 10 years in a Risk function (Fraud, Scams, or Reputational Risk) * Minimum of 5 years managing teams * Experience with digital and commerce payments, i.e. Zelle, wallets, RTP, cards, etc * Ability to defend positions and influence with quantitative analysis developed with an analytical team * Ability to work effectively with both business and technically oriented individuals * Excellent written and verbal communication skills * Ability to work in a diverse and inclusive environment

Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. Leads in the Third-Party Risk governance framework in the 1st Line of Defence, with oversight and reporting to enterprise leadership on related risk and control profile, issues / incidents and any relevant emerging risks Works with Vendor Managers to ensure that Third Party Risk policies and guidelines are adhered to, and provide actionable support and guidance to the Business Escalates any concerning trends to Senior Management. This may include (but not limited to) oversight and monitoring of emerging risks, weaknesses in controls and material change programs, deterioration in service / performance standards, and provide guidance on mitigating actions Assists in review of internal and external Third-Party Risk related events and issues, to ensure that the root cause is adequately identified and remediation actions are fit for purpose Works to ensure appropriate oversight / governance of intra-group arrangements is in place, and changes to business models are accurately reflected in applicable group documentation. This may include liaising (as needed) with Legal Entity Outsourcing Managers Assists in the support of local regulatory and audit engagements pertaining to Third Party Risk; this includes supporting remediation activities Supports Third Party Risk awareness and risk management culture in order to ensure that the material risks are both evident and effectively managed Exercises judgment based on the analysis of multiple sources of information Able to lead cross functional or complex projects with manageable risks and resource requirements Acts as a subject matter expert for all team members, substitutes for manager when required Working with Data Architects from specific source data stewards Other areas to include: ETL (Extract, Transform, Load) * Design and implement ETL workflows using tools such as SSIS, Power Query, or cloud-based integration platforms. * Ensure data quality and integrity during extraction and transformation processes. * Optimize ETL pipelines for performance and scalability across large datasets. Data Modeling * Develop and maintain logical and physical data models to support reporting and analytics. * Implement dimensional modeling techniques for star and snowflake schemas. * Collaborate with stakeholders to align data models with business requirements and governance standards. Transactional SQL * Write and optimize complex SQL queries for transactional systems and reporting needs. * Create stored procedures, views, and functions to support data operations. * Troubleshoot and tune SQL queries for performance in high-volume environments. Power BI * Connect to diverse data sources and build interactive dashboards and reports in Power BI Desktop and Service. * Implement row-level security and manage workspaces for secure data sharing. * Configure scheduled refresh and optimize datasets for performance. Collecting Business Requirements * Engage with business stakeholders to gather and document reporting and analytics requirements. * Translate business needs into technical specifications for data models and reports. * Validate requirements through iterative feedback and prototype development. Salary Range: $74,200 - 126,200 USD Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component. Working with Us: As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose. We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater Reasonable accommodation Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at *****************. We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater.

Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Technology Operational Risk Management Director, you will need to possess subject matter expertise in Public and Private Cloud technology domains. You will perform independent risk assessments on the platforms, tools and supporting systems used to deliver these technologies to businesses at the firm. You will proactively identify areas of emerging technologies that introduce operational risk and have a good understanding of third-party risks as applied to the technology used. In this role, you will have the opportunity to join the Tech & Cyber Operational Risk Management team that is responsible for the successful implementation and execution of the Compliance, Conduct, and Operational Risk (CCOR) Tech & Cyber framework within JP Morgan. You will provide 2 nd Line of Defense challenge and oversight to our technology and cybersecurity partners. You will need to be a multi-disciplined forward-looking technologist and risk manager with diverse background and experiences in several cyber security and technology operations and the development of corresponding control systems. Job Responsibilities Perform oversight of operational risks through reviews of global and regional technology/ cyber security processes and controls for the firm's used of public and private cloud. Keep abreast of current technology trends, vulnerabilities, and emerging technologies. Engage with infrastructure technology teams to gain full understanding of the technology and control environment. Understand third party risks as related to specific technology area of expertise. Work with appropriate technology areas to identify potentially elevated risk concentrations globally and perform assessments of the corresponding inherent risks and mitigating controls. Recommend any adjustments required to meet JPMC policy, regulatory requirements, and industry best practices. Participate in key technology governance forums. Required qualifications, capabilities and skills Cloud Platform Proficiency: Demonstrated hands-on experience with major public cloud providers, including Amazon Web Services (AWS), Google Cloud Platform (GCP), and Microsoft Azure. Cloud Solution Architecture: Experience designing, implementing, and managing scalable, secure, and highly available application architectures tailored for cloud environments. Cloud-Native Application Design: Knowledge of microservices, serverless computing, containerization, and event-driven architectures. Infrastructure as Code (IaC): Proficiency with IaC tools such as AWS CloudFormation, Azure Resource Manager, and Google Cloud Deployment Manager, as well as third-party tools like Terraform or Ansible. Security and Compliance: Understanding of cloud security best practices, identity and access management (IAM), encryption, network security, and compliance frameworks relevant to cloud deployments. DevOps and CI/CD: Experience with DevOps practices and tools for continuous integration and continuous deployment (CI/CD) in cloud environments Monitoring and Optimization: Familiarity with cloud monitoring, logging, and cost optimization tools (e.g., AWS CloudWatch, Azure Monitor, Google Operations Suite). Networking in the Cloud: Knowledge of virtual networks, VPNs, load balancers, DNS, and hybrid connectivity solutions across AWS, GCP, and Azure. Data Services: Experience with cloud-based databases, data lakes, and analytics services (e.g., Amazon RDS, Google BigQuery, Azure SQL Database). Migration and Modernization: Experience migrating on-premises applications and workloads to public cloud platforms, including rehosting, replatforming, and refactoring strategies.

First Horizon is seeking a ERM Risk Consultant II - Generalist to join the Enterprise Risk Management team. The role is responsible for supporting the enterprise risk programs, processes, and reporting as directed, including enterprise policy management, issue management, risk committee and board reporting, research and analysis of risk data, and conducting other assignments as directed. In this role, you will: Support complex initiatives including those that are cross-functional with broad impact. Collaborate and consult with peers, colleagues, and middle to more experienced level managers to resolve issues and achieve goals. Support annual and other periodic processes related to key risk indicators, issue management, and policy management. Develop and maintain policies and procedures. Support the ERM reporting team in preparing reports for various committees. Assist teammates with the development and management of risk programs. Assist with the creation of presentation materials which may include risk training, presentations for governance and other meetings, and internal and external audits. Support the ERM team with projects as assigned. Required Qualifications/Knowledge, Skills, and Abilities: Bachelor (4-year college) degree and 5+ years of banking experience or equivalent combination of education and experience. Skilled in building strong partnerships through effective collaboration, relationship management, and communications. Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic work environment. Proven critical thinking and analytical skills, including strong decision-making, and problem-solving skills with attention to detail and accuracy. High level of initiative and accountability Strong organizational, multi-tasking, and prioritizing skills Excellent verbal, written, and interpersonal communication skills. Intermediate Microsoft Office skills About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights • Medical with wellness incentives, dental, and vision • HSA with company match • Maternity and parental leave • Tuition reimbursement • Mentor program • 401(k) with 6% match • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube