Chief Risk Officer jobs at Zions Bank

Job Description:The Role The Manager position in Asset Management Risk provides general operational risk oversight for Fidelity Digital Asset Management and related businesses. Responsibilities include gathering important industry, market, and internal data, developing tools to measure risks and trends, and evaluating how these issues may impact Asset Management, our clients, and associates. This role will be accountable for analyzing data and controls to identify emerging and significant risks, perform targeted data-driven risk assessments, and develop risk management reporting using data visualization tools. The ideal candidate will have demonstrated commitment and passion for risk management, asset management, and academic/or work experience in related markets or fields. Candidates with SQL, programming, or data visualizations skills would be a plus. Strong communication, presentation and writing skills are also an important success factor. This role requires someone who is hard-working, eager to learn, and results oriented. The Expertise and Skills You Bring Bachelor's degree required 5+ years of relevant work experience in the financial industry, crypto experience preferred Experience in Compliance, Risk, or Operations related to crypto/blockchain products, data, services Demonstrated analytical skills with the ability to work with and summarize data from multiple sources Experience working with blockchain technology or related enterprises Executive level presentation skills required Project management experience Experience with data analysis techniques and visualization tools (e.g., Tableau), a plus Experience with common data science tools & languages, a plus CFA and/or FRM certifications a plus Foundational understanding of blockchain technology Ability to engage with multiple teams to establish a collaborative and interdisciplinary approach Natural intellectual curiosity, initiative, and love for learning new skills and capabilities Skilled at operating autonomously to achieve results in a dynamic environment Thrives in a dynamic organization where priorities shift to meet evolving business needs Superb verbal and written communications skills Strong data analysis skills (e.g., tools, strategies) Staying abreast of the latest innovations across industry Problem solver with a blend of creativity and analytical rigor The Value You Deliver Analyze data and controls as well as identifying latent and emerging risks. The results of this analysis will be compiled into comprehensive management reports, including visual aids, analysis of data analytics and conclusions. Actively perform proactive and targeted data analysis to identify risks for management. Perform ad-hoc quality control reviews for presentations and reports built by the team to ensure the integrity of the materials. Partner with business units to ensure that controls are working as intended and to improve the efficiency and effectiveness of processing. Note: Fidelity is not providing immigration sponsorship for this position The Team Asset Management Risk, part of Fidelity's Risk organization and aligned with Asset Management's Compliance Risk and Business Operations Group (CRBO), provides guidance to management and business units by proactively identifying and monitoring risks to protect the interests of the firm, its clients, and associates. To execute this goal, Asset Management Risk is responsible for identifying, analyzing, aggregating, and reporting on significant and emerging risks to assist management in strengthening their controls and processes. The base salary range for this position is $80,000-153,000 USD per year. Placement in the range will vary based on job responsibilities and scope, geographic location, candidate's relevant experience, and other factors. Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation. We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home. These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career. Note, the application window closes when the position is filled or unposted. Please be advised that Fidelity's business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories. Most roles at Fidelity are Hybrid, requiring associates to work onsite every other week (all business days, M-F) in a Fidelity office. This does not apply to Remote or fully Onsite roles. Certifications:Category:Risk

Job Description:The Role The Director position in Asset Management Risk provides general operational risk oversight for Fidelity Digital Asset Management and related businesses. Responsibilities include gathering important industry, market, and internal data, developing tools to measure risks and trends, and evaluating how these issues may impact Asset Management, our clients, and associates. This role will be accountable for analyzing data and controls to identify emerging and significant risks, perform targeted data-driven risk assessments, and develop risk management reporting using data visualization tools. The ideal candidate will have demonstrated commitment and passion for risk management, asset management, and academic/or work experience in related markets or fields. Candidates with SQL, programming, or data visualizations skills would be a plus. Strong communication, presentation and writing skills are also an important success factor. This role requires someone who is hard-working, eager to learn, and results oriented. The Expertise and Skills You Bring Bachelor's degree required 12+ years of relevant work experience in the financial industry Experience in Compliance, Risk, or Operations related to investment management, blockchain products, or related services Demonstrated analytical skills with the ability to work with and summarize data from multiple sources Experience working with blockchain technology or related enterprises Strong understanding of blockchain technology. Executive level presentation skills required Project management and/or consultative experience Experience with data analysis techniques and visualization tools (e.g., Tableau), a plus Experience with common data science tools & languages, a plus CFA and/or FRM certifications a plus Ability to engage with multiple teams to establish a collaborative and interdisciplinary approach Natural intellectual curiosity, initiative, and love for learning new skills and capabilities Skilled at operating autonomously to achieve results in a dynamic environment Thrives in a dynamic organization where priorities shift to meet evolving business needs Superb verbal and written communications skills Strong data analysis skills (e.g., tools, strategies) Staying abreast of the latest innovations across industry Problem solver with a blend of creativity and analytical rigor The Value You Deliver Analyze data and controls as well as identifying latent and emerging risks. The results of this analysis will be compiled into comprehensive management reports, including visual aids, analysis of data analytics and conclusions. Actively perform proactive and targeted data analysis to identify risks for management. Perform ad-hoc quality control reviews for presentations and reports built by the team to ensure the integrity of the materials. Partner with business units to ensure that controls are working as intended and to improve the efficiency and effectiveness of processing. Promote a culture of experimentation to ensure continuously learning Note: Fidelity is not providing immigration sponsorship for this position The Team Asset Management Risk, part of Fidelity's Risk Organization and aligned with Asset Management's Compliance Risk and Business Operations Group (CRBO), provides guidance to management and business units by proactively identifying and monitoring risks to protect the interests of the firm, its clients, and associates. To execute this goal, Asset Management Risk is responsible for identifying, analyzing, aggregating, and reporting on significant and emerging risks to assist management in strengthening their controls and processes. The base salary range for this position is $110,000-222,000 USD per year. Placement in the range will vary based on job responsibilities and scope, geographic location, candidate's relevant experience, and other factors. Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation. We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home. These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career. Note, the application window closes when the position is filled or unposted. Please be advised that Fidelity's business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories. Most roles at Fidelity are Hybrid, requiring associates to work onsite every other week (all business days, M-F) in a Fidelity office. This does not apply to Remote or fully Onsite roles. Certifications:Category:Risk

The Role This role will be part of a team accountable for assisting management with developing and implementing controls related to new products, operational processes, and regulatory requirements. The team will lead targeted assessments and be prepared to make decisions on the design and/or effectiveness of the related control environment. There will be a strong focus on Alternative Products (e.g., digital assets, credit alternatives, private equity, real assets). Additional responsibilities include assisting the leadership team with the development of executive presentations and producing project status reports. To successfully execute these responsibilities, the ideal candidate will possess strong controls-building skills and will have a fundamental understanding of the unique challenges related to Alternative Investment strategies. The role will work closely with business partners specifically to assess areas of risk and support the department's goals. The role requires the ability to work effectively with management, strong interpersonal and analytical skills, as well as the ability to prioritize and manage work to completion. The individual will be required to manage multiple projects and deliver high-quality work. The Expertise You Bring • Bachelor's degree required, advanced degree preferred • 8-12 years' experience in financial services or consulting • Project management experience • In depth knowledge of operational risk management and controls development • Knowledge of alternative product requirements and operations • Knowledge of key regulations (Investment Adviser's Act, Sarbanes-Oxley) The Skills You Bring • A self-starter skilled at operating autonomously to achieve results in a dynamic environment • Superb verbal and written communications skills • Must thrive in a dynamic and fluid organization where priorities shift to respond to business needs • Outstanding relationship management and facilitation skills; customer service orientation • Strong collaborator; able to develop and maintain effective working relationships • Ability to partner with and influence others across the organization to assist management in achieving objectives • Ability to build executive level presentations / visualizations Asset Management Risk provides direction to management and business units in proactively identifying and monitoring risks in order to protect the interests of the firm. To execute this goal, Asset Management Risk is responsible for identifying, analyzing, aggregating, and reporting on significant risk events and helping management develop and improve their controls and processes. The Team Asset Management Risk provides direction to management and business units in proactively identifying and monitoring risks in order to protect the interests of the firm. To execute this goal, Asset Management Risk is responsible for identifying, analyzing, aggregating, and reporting on significant risk events and helping management develop and improve their controls and processes. Note: Fidelity is not providing immigration sponsorship for this position #FidelityAlts The base salary range for this position is $110,000-222,000 USD per year. Placement in the range will vary based on job responsibilities and scope, geographic location, candidate's relevant experience, and other factors. Base salary is only part of the total compensation package. Depending on the position and eligibility requirements, the offer package may also include bonus or other variable compensation. We offer a wide range of benefits to meet your evolving needs and help you live your best life at work and at home. These benefits include comprehensive health care coverage and emotional well-being support, market-leading retirement, generous paid time off and parental leave, charitable giving employee match program, and educational assistance including student loan repayment, tuition reimbursement, and learning resources to develop your career. Note, the application window closes when the position is filled or unposted. Please be advised that Fidelity's business is governed by the provisions of the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Investment Company Act of 1940, ERISA, numerous state laws governing securities, investment and retirement-related financial activities and the rules and regulations of numerous self-regulatory organizations, including FINRA, among others. Those laws and regulations may restrict Fidelity from hiring and/or associating with individuals with certain Criminal Histories. Most roles at Fidelity are Hybrid, requiring associates to work onsite every other week (all business days, M-F) in a Fidelity office. This does not apply to Remote or fully Onsite roles. Certifications:Category:Risk

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Risk and Compliance Director, you will provide independent oversight of the Credit Card and Deposits business lines, offering effective challenge and advisory services associated with products and services aligned with core business processes. Your role will involve identifying, measuring, monitoring, escalating, and reporting on operational and compliance risks by employing established risk management practices ensuring risk exposures are managed through effective mitigation strategies. You will lead a team of risk professionals and collaborate with other risk and business partners to achieve shared objectives. Additionally, you will actively participate in and support internal and external audits, as well as regulatory reviews as needed. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: Charlotte, NC, Tampa, FL, Phoenix, AZ, Colorado Springs, CO, San Antonio, TX, or Plano, TX. Relocation assistance is available for this position. What you'll do: Directs staff and initiatives that support risk management programs, to include governance support, risk oversight, risk infrastructure development, analysis of regulatory environment, and adherence to enterprise operational and compliance policies and procedures. Reviews, communicates, and recommends the development of risk policies and procedures in partnership with senior leaders and regulatory partners to ensure appropriateness and adequacy versus industry best practices and regulatory requirements. Directs the oversight of risk through its life cycle and use, manages the review and assessment of state and federal regulatory requirements and associated business impacts. Provides operational and compliance risk oversight for USAA, its affiliates, and USAA partnerships with external companies. Partners with key stakeholders such as, federal/state regulatory agencies and business leaders to oversee the formulation of stress test plans, identification, quantification, and aggregation of risks using analytical methodologies, to include key and emerging risks, including risks associated with new or modified products, services, distribution channels, regulations and/or third-party operations. Directs teams in the development of risk dashboards and reporting formats in alignment with risk appetite/profile and/or regulatory requirements. Proactively identifies strategic and tactical regulatory solutions by providing risk and compliance subject matter expertise for CoSA project/process/product initiatives. Builds and manages a high performing team of risk professionals through recruitment, training, coaching, performance management and related managerial activities. What you have: Bachelor's degree in Risk Management, Business, Finance, or a related field; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. 8 years of risk management, compliance, or regulatory experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area; OR advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 6 years of work experience in a discipline relevant to risk management. 3 years of direct team lead or management experience. Expert knowledge of relevant industry regulations and regulatory compliance in a specific area. Advanced risk management experience understanding and implementing applicable risk and/or compliance policies, guidelines, rules, and regulations in a complex institution and/or highly matrixed environment related to banking, insurance and/or financial services. Advanced knowledge of risk and/or compliance laws, regulations, and regulatory expectations. Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes. Experience leading and directing work with both internal and external partners in a highly collaborative environment. Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions. Advanced knowledge of Microsoft Office products including Excel and PowerPoint. What sets you apart: Leadership experience providing independent oversight, or the direct management of inherent risks associated with the credit card and deposits business lines. Possess a strong understanding of operational risk principles or experience in developing and implementing operational risk frameworks and/or strategies. Deep understanding of the regulatory environment and compliance requirements associated with deposits and credit card products. Leadership experience in operational risk management, compliance, or internal audit functions with a proven track record of effectively leading and mentoring teams and cultivating a high-performance culture driving team success. Excellent verbal and written communication skills with the ability to articulate complex risk assessments, strategies, and recommendations to diverse stakeholders, including senior leadership and regulatory bodies. US military experience through military service or a military spouse/domestic partner Compensation range: The salary range for this position is: $143,320- $273,930. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Risk and Compliance Director, you will provide independent oversight of the Credit Card and Deposits business lines, offering effective challenge and advisory services associated with products and services aligned with core business processes. Your role will involve identifying, measuring, monitoring, escalating, and reporting on operational and compliance risks by employing established risk management practices ensuring risk exposures are managed through effective mitigation strategies. You will lead a team of risk professionals and collaborate with other risk and business partners to achieve shared objectives. Additionally, you will actively participate in and support internal and external audits, as well as regulatory reviews as needed. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: Charlotte, NC, Tampa, FL, Phoenix, AZ, Colorado Springs, CO, San Antonio, TX, or Plano, TX. Relocation assistance is available for this position. What you'll do: Directs staff and initiatives that support risk management programs, to include governance support, risk oversight, risk infrastructure development, analysis of regulatory environment, and adherence to enterprise operational and compliance policies and procedures. Reviews, communicates, and recommends the development of risk policies and procedures in partnership with senior leaders and regulatory partners to ensure appropriateness and adequacy versus industry best practices and regulatory requirements. Directs the oversight of risk through its life cycle and use, manages the review and assessment of state and federal regulatory requirements and associated business impacts. Provides operational and compliance risk oversight for USAA, its affiliates, and USAA partnerships with external companies. Partners with key stakeholders such as, federal/state regulatory agencies and business leaders to oversee the formulation of stress test plans, identification, quantification, and aggregation of risks using analytical methodologies, to include key and emerging risks, including risks associated with new or modified products, services, distribution channels, regulations and/or third-party operations. Directs teams in the development of risk dashboards and reporting formats in alignment with risk appetite/profile and/or regulatory requirements. Proactively identifies strategic and tactical regulatory solutions by providing risk and compliance subject matter expertise for CoSA project/process/product initiatives. Builds and manages a high performing team of risk professionals through recruitment, training, coaching, performance management and related managerial activities. What you have: Bachelor's degree in Risk Management, Business, Finance, or a related field; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. 8 years of risk management, compliance, or regulatory experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area; OR advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 6 years of work experience in a discipline relevant to risk management. 3 years of direct team lead or management experience. Expert knowledge of relevant industry regulations and regulatory compliance in a specific area. Advanced risk management experience understanding and implementing applicable risk and/or compliance policies, guidelines, rules, and regulations in a complex institution and/or highly matrixed environment related to banking, insurance and/or financial services. Advanced knowledge of risk and/or compliance laws, regulations, and regulatory expectations. Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes. Experience leading and directing work with both internal and external partners in a highly collaborative environment. Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions. Advanced knowledge of Microsoft Office products including Excel and PowerPoint. What sets you apart: Leadership experience providing independent oversight, or the direct management of inherent risks associated with the credit card and deposits business lines. Possess a strong understanding of operational risk principles or experience in developing and implementing operational risk frameworks and/or strategies. Deep understanding of the regulatory environment and compliance requirements associated with deposits and credit card products. Leadership experience in operational risk management, compliance, or internal audit functions with a proven track record of effectively leading and mentoring teams and cultivating a high-performance culture driving team success. Excellent verbal and written communication skills with the ability to articulate complex risk assessments, strategies, and recommendations to diverse stakeholders, including senior leadership and regulatory bodies. US military experience through military service or a military spouse/domestic partner Compensation range: The salary range for this position is: $143,320- $273,930. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Risk and Compliance Director, you will provide independent oversight of the Credit Card and Deposits business lines, offering effective challenge and advisory services associated with products and services aligned with core business processes. Your role will involve identifying, measuring, monitoring, escalating, and reporting on operational and compliance risks by employing established risk management practices ensuring risk exposures are managed through effective mitigation strategies. You will lead a team of risk professionals and collaborate with other risk and business partners to achieve shared objectives. Additionally, you will actively participate in and support internal and external audits, as well as regulatory reviews as needed. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: Charlotte, NC, Tampa, FL, Phoenix, AZ, Colorado Springs, CO, San Antonio, TX, or Plano, TX. Relocation assistance is available for this position. What you'll do: Directs staff and initiatives that support risk management programs, to include governance support, risk oversight, risk infrastructure development, analysis of regulatory environment, and adherence to enterprise operational and compliance policies and procedures. Reviews, communicates, and recommends the development of risk policies and procedures in partnership with senior leaders and regulatory partners to ensure appropriateness and adequacy versus industry best practices and regulatory requirements. Directs the oversight of risk through its life cycle and use, manages the review and assessment of state and federal regulatory requirements and associated business impacts. Provides operational and compliance risk oversight for USAA, its affiliates, and USAA partnerships with external companies. Partners with key stakeholders such as, federal/state regulatory agencies and business leaders to oversee the formulation of stress test plans, identification, quantification, and aggregation of risks using analytical methodologies, to include key and emerging risks, including risks associated with new or modified products, services, distribution channels, regulations and/or third-party operations. Directs teams in the development of risk dashboards and reporting formats in alignment with risk appetite/profile and/or regulatory requirements. Proactively identifies strategic and tactical regulatory solutions by providing risk and compliance subject matter expertise for CoSA project/process/product initiatives. Builds and manages a high performing team of risk professionals through recruitment, training, coaching, performance management and related managerial activities. What you have: Bachelor's degree in Risk Management, Business, Finance, or a related field; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. 8 years of risk management, compliance, or regulatory experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area; OR advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 6 years of work experience in a discipline relevant to risk management. 3 years of direct team lead or management experience. Expert knowledge of relevant industry regulations and regulatory compliance in a specific area. Advanced risk management experience understanding and implementing applicable risk and/or compliance policies, guidelines, rules, and regulations in a complex institution and/or highly matrixed environment related to banking, insurance and/or financial services. Advanced knowledge of risk and/or compliance laws, regulations, and regulatory expectations. Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes. Experience leading and directing work with both internal and external partners in a highly collaborative environment. Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions. Advanced knowledge of Microsoft Office products including Excel and PowerPoint. What sets you apart: Leadership experience providing independent oversight, or the direct management of inherent risks associated with the credit card and deposits business lines. Possess a strong understanding of operational risk principles or experience in developing and implementing operational risk frameworks and/or strategies. Deep understanding of the regulatory environment and compliance requirements associated with deposits and credit card products. Leadership experience in operational risk management, compliance, or internal audit functions with a proven track record of effectively leading and mentoring teams and cultivating a high-performance culture driving team success. Excellent verbal and written communication skills with the ability to articulate complex risk assessments, strategies, and recommendations to diverse stakeholders, including senior leadership and regulatory bodies. US military experience through military service or a military spouse/domestic partner Compensation range: The salary range for this position is: $143,320- $273,930. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Risk and Compliance Director, you will provide independent oversight of the Credit Card and Deposits business lines, offering effective challenge and advisory services associated with products and services aligned with core business processes. Your role will involve identifying, measuring, monitoring, escalating, and reporting on operational and compliance risks by employing established risk management practices ensuring risk exposures are managed through effective mitigation strategies. You will lead a team of risk professionals and collaborate with other risk and business partners to achieve shared objectives. Additionally, you will actively participate in and support internal and external audits, as well as regulatory reviews as needed. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: Charlotte, NC, Tampa, FL, Phoenix, AZ, Colorado Springs, CO, San Antonio, TX, or Plano, TX. Relocation assistance is available for this position. What you'll do: Directs staff and initiatives that support risk management programs, to include governance support, risk oversight, risk infrastructure development, analysis of regulatory environment, and adherence to enterprise operational and compliance policies and procedures. Reviews, communicates, and recommends the development of risk policies and procedures in partnership with senior leaders and regulatory partners to ensure appropriateness and adequacy versus industry best practices and regulatory requirements. Directs the oversight of risk through its life cycle and use, manages the review and assessment of state and federal regulatory requirements and associated business impacts. Provides operational and compliance risk oversight for USAA, its affiliates, and USAA partnerships with external companies. Partners with key stakeholders such as, federal/state regulatory agencies and business leaders to oversee the formulation of stress test plans, identification, quantification, and aggregation of risks using analytical methodologies, to include key and emerging risks, including risks associated with new or modified products, services, distribution channels, regulations and/or third-party operations. Directs teams in the development of risk dashboards and reporting formats in alignment with risk appetite/profile and/or regulatory requirements. Proactively identifies strategic and tactical regulatory solutions by providing risk and compliance subject matter expertise for CoSA project/process/product initiatives. Builds and manages a high performing team of risk professionals through recruitment, training, coaching, performance management and related managerial activities. What you have: Bachelor's degree in Risk Management, Business, Finance, or a related field; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. 8 years of risk management, compliance, or regulatory experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area; OR advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 6 years of work experience in a discipline relevant to risk management. 3 years of direct team lead or management experience. Expert knowledge of relevant industry regulations and regulatory compliance in a specific area. Advanced risk management experience understanding and implementing applicable risk and/or compliance policies, guidelines, rules, and regulations in a complex institution and/or highly matrixed environment related to banking, insurance and/or financial services. Advanced knowledge of risk and/or compliance laws, regulations, and regulatory expectations. Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes. Experience leading and directing work with both internal and external partners in a highly collaborative environment. Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions. Advanced knowledge of Microsoft Office products including Excel and PowerPoint. What sets you apart: Leadership experience providing independent oversight, or the direct management of inherent risks associated with the credit card and deposits business lines. Possess a strong understanding of operational risk principles or experience in developing and implementing operational risk frameworks and/or strategies. Deep understanding of the regulatory environment and compliance requirements associated with deposits and credit card products. Leadership experience in operational risk management, compliance, or internal audit functions with a proven track record of effectively leading and mentoring teams and cultivating a high-performance culture driving team success. Excellent verbal and written communication skills with the ability to articulate complex risk assessments, strategies, and recommendations to diverse stakeholders, including senior leadership and regulatory bodies. US military experience through military service or a military spouse/domestic partner Compensation range: The salary range for this position is: $143,320- $273,930. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Come join Heritage Financial Credit Union's Executive Team as the Chief Risk Officer We're seeking a visionary leader to step into the role of Chief Risk Officer (CRO). This is a new and critical position that goes far beyond traditional risk management. This executive role oversees Finance, Information Technology, Strategic Business Operations, and Risk/Compliance, serving as a central force in driving sustainable growth, operational excellence, and member trust. As CRO, you'll join our Executive Team with the mandate to not only protect the organization but to help lead it forward, aligning enterprise strategy with sound financial stewardship, technology, efficient operations, and a strong culture of compliance. If you're a strategic, forward-thinker who thrives at the intersection of risk and innovation and ready to bring bold ideas, strong leadership, and a cross-functional mindset to a collaborative Executive Team, this is your opportunity to make a lasting impact at our mission-driven financial institution. Here's a little about us: Heritage Financial Credit Union is a member-owned financial institution that is committed to helping our members achieve their financial goals and building a stronger community. We believe that everyone deserves access to affordable financial services, and we are dedicated to providing our members with the tools and resources they need to achieve their financial dreams. Our vision is to be the leading financial institution in the communities we serve, and we are committed to creating a culture of excellence where our employees can thrive. We believe in creating a workplace where everyone feels valued and respected, and where we can all work together to achieve our goals. We recognize that our employees are our most important asset, and we are committed to providing them with the training, development, and opportunities they need to succeed. Our values are at the heart of everything we do. We believe in: * Integrity: We are honest and trustworthy in all of our dealings with our members, employees, and the community. * Excellence: We strive to provide our members with the best possible service. * Teamwork: We believe that we can achieve more together than we can alone. * Respect: We treat each other with dignity and respect. * Community: We are committed to giving back to the communities we serve. If you are looking for a challenging and rewarding career in the financial services industry with a company that is committed to its Mission, Vision and Values, we encourage you to apply and see below for details about the position. We offer a competitive salary and comprehensive employee benefits package, company 401K match and generous Paid Time Off. POSITION PURPOSE The Chief Risk Officer (CRO) is a key member of the executive leadership team, responsible for providing strategic direction, leadership, and oversight across Finance, Risk & Regulatory Compliance, Information Technology, and Strategic Business Operations. The CRO ensures the institution maintains strong financial health, effectively manages enterprise-wide risks, and leverages data and technology to achieve strategic objectives. This role plays a critical part in safeguarding organizational stability, regulatory compliance, and operational excellence while driving innovation and member-focused growth. ESSENTIAL FUNCTIONS AND BASIC DUTIES Enterprise Risk & Compliance * Develop, implement, and maintain a comprehensive enterprise risk management framework. * Oversee compliance with regulatory requirements, internal controls, and audit readiness. * Serve as the executive liaison with regulators, auditors, and the Board of Directors on matters of risk and compliance. * Establish and monitor risk appetite, risk metrics, and reporting to ensure informed decision-making. Finance Oversight * Provide executive leadership of financial operations, including asset/liability management, capital adequacy, budgeting, and forecasting. * Ensure accuracy, transparency, and integrity of financial reporting. * Collaborate with the CEO, COO, and Board to develop financial strategies that support sustainable growth and member value. Information Technology & Security * Oversee IT operations, systems administration, and cybersecurity. * Drive digital transformation initiatives aligned with organizational strategy. * Ensure data security, resilience, and business continuity planning. Strategic Business Operations * Provide executive-level oversight for departments within Strategic Business Operations (Branch Operations, Business Intelligence, Project Management, and Core Systems Administration). * Ensure alignment of operational execution with strategic objectives and member experience goals. * Champion process optimization, operational efficiency, and cross-departmental collaboration. Leadership & Governance * Serve as a trusted advisor to the CEO, executive team, and Board of Directors. * Foster a culture of accountability, collaboration across departments to drive alignment, ethical decision-making, and continuous improvement. * Develop and mentor senior leaders within Finance, Risk, IT, and Operations while creating clear career paths and succession plans in line with organizational needs. * Represent the organization externally with regulators, industry peers, and business partners. * Performs additional duties as assigned. What's in it for you? Salary: $190,000 - $225,000 per year (based on experience) Benefits: * Incentives and Merit Increases * Paid Time Off & Paid Federal Holidays * Medical, Dental, Vision & Life Insurance * Employee Assistance Program * Flexible Spending Accounts/HSA * 401(k) with Employer Match * Educational Assistance * Paid Time to Volunteer Requirements EDUCATION/CERTIFICATION: * Bachelors degree in Finance, Accounting, Risk Management, Business Administration, or related field required; Master's degree (MBA, MS) preferred. A combination of education and commensurate experience will be considered. * Minimum of 10+ years of progressive leadership experience in financial services, including direct oversight of risk, compliance, finance, or operations. * Professional certifications such as CPA, CFA, CIA, CISA, or CRCM preferred. * Demonstrated success leading IT governance, cybersecurity oversight, or digital transformation initiatives. * Exceptional strategic, analytical, and communication skills with the ability to influence at all levels of the organization. * Proven experience managing diverse teams and building strong cross-functional alignment. REQUIRED KNOWLEDGE: * Deep knowledge of enterprise risk management, regulatory compliance (NCUA, CFPB, FFIEC, BSA,AML), and financial reporting. * Experience using P.C. based software including Microsoft Office and lending systems etc. SKILLS/ABILITIES: * Ability to balance risk mitigation with strategic growth initiatives. * Strong leadership presence with credibility across regulators, staff, and the Board. * Track record of driving operational excellence and financial performance Salary Description $190,000 - $225,000 (depending on experience)

Full-time Description Come join Heritage Financial Credit Union's Executive Team as the Chief Risk Officer We're seeking a visionary leader to step into the role of Chief Risk Officer (CRO). This is a new and critical position that goes far beyond traditional risk management. This executive role oversees Finance, Information Technology, Strategic Business Operations, and Risk/Compliance, serving as a central force in driving sustainable growth, operational excellence, and member trust. As CRO, you'll join our Executive Team with the mandate to not only protect the organization but to help lead it forward, aligning enterprise strategy with sound financial stewardship, technology, efficient operations, and a strong culture of compliance. If you're a strategic, forward-thinker who thrives at the intersection of risk and innovation and ready to bring bold ideas, strong leadership, and a cross-functional mindset to a collaborative Executive Team, this is your opportunity to make a lasting impact at our mission-driven financial institution. Here's a little about us: Heritage Financial Credit Union is a member-owned financial institution that is committed to helping our members achieve their financial goals and building a stronger community. We believe that everyone deserves access to affordable financial services, and we are dedicated to providing our members with the tools and resources they need to achieve their financial dreams. Our vision is to be the leading financial institution in the communities we serve, and we are committed to creating a culture of excellence where our employees can thrive. We believe in creating a workplace where everyone feels valued and respected, and where we can all work together to achieve our goals. We recognize that our employees are our most important asset, and we are committed to providing them with the training, development, and opportunities they need to succeed. Our values are at the heart of everything we do. We believe in: Integrity: We are honest and trustworthy in all of our dealings with our members, employees, and the community. Excellence: We strive to provide our members with the best possible service. Teamwork: We believe that we can achieve more together than we can alone. Respect: We treat each other with dignity and respect. Community: We are committed to giving back to the communities we serve. If you are looking for a challenging and rewarding career in the financial services industry with a company that is committed to its Mission, Vision and Values, we encourage you to apply and see below for details about the position. We offer a competitive salary and comprehensive employee benefits package, company 401K match and generous Paid Time Off. POSITION PURPOSE The Chief Risk Officer (CRO) is a key member of the executive leadership team, responsible for providing strategic direction, leadership, and oversight across Finance, Risk & Regulatory Compliance, Information Technology, and Strategic Business Operations. The CRO ensures the institution maintains strong financial health, effectively manages enterprise-wide risks, and leverages data and technology to achieve strategic objectives. This role plays a critical part in safeguarding organizational stability, regulatory compliance, and operational excellence while driving innovation and member-focused growth. ESSENTIAL FUNCTIONS AND BASIC DUTIES Enterprise Risk & Compliance Develop, implement, and maintain a comprehensive enterprise risk management framework. Oversee compliance with regulatory requirements, internal controls, and audit readiness. Serve as the executive liaison with regulators, auditors, and the Board of Directors on matters of risk and compliance. Establish and monitor risk appetite, risk metrics, and reporting to ensure informed decision-making. Finance Oversight Provide executive leadership of financial operations, including asset/liability management, capital adequacy, budgeting, and forecasting. Ensure accuracy, transparency, and integrity of financial reporting. Collaborate with the CEO, COO, and Board to develop financial strategies that support sustainable growth and member value. Information Technology & Security Oversee IT operations, systems administration, and cybersecurity. Drive digital transformation initiatives aligned with organizational strategy. Ensure data security, resilience, and business continuity planning. Strategic Business Operations Provide executive-level oversight for departments within Strategic Business Operations (Branch Operations, Business Intelligence, Project Management, and Core Systems Administration). Ensure alignment of operational execution with strategic objectives and member experience goals. Champion process optimization, operational efficiency, and cross-departmental collaboration. Leadership & Governance Serve as a trusted advisor to the CEO, executive team, and Board of Directors. Foster a culture of accountability, collaboration across departments to drive alignment, ethical decision-making, and continuous improvement. Develop and mentor senior leaders within Finance, Risk, IT, and Operations while creating clear career paths and succession plans in line with organizational needs. Represent the organization externally with regulators, industry peers, and business partners. Performs additional duties as assigned. What's in it for you? Salary: $190,000 - $225,000 per year (based on experience) Benefits: · Incentives and Merit Increases · Paid Time Off & Paid Federal Holidays · Medical, Dental, Vision & Life Insurance · Employee Assistance Program · Flexible Spending Accounts/HSA · 401(k) with Employer Match · Educational Assistance · Paid Time to Volunteer Requirements EDUCATION/CERTIFICATION: Bachelors degree in Finance, Accounting, Risk Management, Business Administration, or related field required; Master's degree (MBA, MS) preferred. A combination of education and commensurate experience will be considered. Minimum of 10+ years of progressive leadership experience in financial services, including direct oversight of risk, compliance, finance, or operations. Professional certifications such as CPA, CFA, CIA, CISA, or CRCM preferred. Demonstrated success leading IT governance, cybersecurity oversight, or digital transformation initiatives. Exceptional strategic, analytical, and communication skills with the ability to influence at all levels of the organization. Proven experience managing diverse teams and building strong cross-functional alignment. REQUIRED KNOWLEDGE: Deep knowledge of enterprise risk management, regulatory compliance (NCUA, CFPB, FFIEC, BSA,AML), and financial reporting. Experience using P.C. based software including Microsoft Office and lending systems etc. SKILLS/ABILITIES: Ability to balance risk mitigation with strategic growth initiatives. Strong leadership presence with credibility across regulators, staff, and the Board. Track record of driving operational excellence and financial performance Salary Description $190,000 - $225,000 (depending on experience)

Amalgamated Bank is seeking a Director of Third-Party Risk Management who will be responsible for applying, collaborating, and supporting the Third-Party Risk Management Program strategic vision in execution of the day-to-day functions as it applies to Amalgamated Bank response to its customers, partners, and regulators. The Third-Party Risk Management Program ensures that new and existing third parties are assessed and meet established Information Security, Compliance, Operational Risk, and Reporting guidelines. By joining our team, you'll be joining a Bank that believes that maintaining a diverse and inclusive workplace where everyone feels valued and respected is essential for us to grow as a company. We are dedicated to building a more equitable world in our everyday practices by embracing the values of our employees and customers. Essential Job Functions: Strategy: Oversee and support the Bank's Third-Party Risk Management Program & Framework. Ensure adherence to appropriate and relevant Supervisory Guidance. Ensure appropriate oversight for all policies, procedures and preparation for Audits and Supervisory Reviews. Execution: Manage the Bank's Third-Party Risk Management platform, including but not limited to: management of the third party and chain sourcing inventory, review and approval of internal questionnaires, email management, program management, system configuration, user management, development and maintenance of Program policies and procedures. Collaboration: Assisting Relationship Owners and Third Party's with accessing the Third-Party Risk Management platform, setting expectations on the process, and ultimately facilitating the process to onboard third parties for use. Training: Educate Bank staff (e.g. Relationship Owners) on the importance of Third-Party Risk Management, the Third-Party Risk Management Lifecycle, and usage / navigation of Third-Party Risk Management Platform. Using Key Performance Indicators (KPls) and Key Risk Indicators (KRls), including Service Level Agreements and risk ratings, proactively monitor performance of the Program, escalating issues to management as appropriate. Communication: Facilitate regular communication concerning third party performance and risk trends to relevant committees, relationship owners, senior/executive management, and executive sponsors. Develop, establish, and report metrics data around third-party risk management activities on a regular cadence and/or as needed. Process Improvement: Actively engagement Program constituents (e.g., relationship owners, senior management, and executive sponsors) across the Bank to identify process improvements, develop and design agreed upon improvements, and promote efficiencies within the Program where necessary. Partnership: Acts as a liaison between internal/external auditors of the Third-Party Risk Management Program, providing requested data, reporting, KRIs/KPIs, and policies, and procedures upon request. Knowledge, Skills and Experience Requirements: Required: Bachelor's degree or equivalent experience Minimum of five years of experience in financial services, consulting services, information security, risk management, or audit role. Two years direct experience in Third Party Risk Management, assessment, governance, procurement, or related experience. Advanced knowledge of Microsoft applications (Excel, PowerPoint, Word, Teams, etc.). Ability to communicate information clearly and concisely, both verbally and written, with Relationship Owners, Executive Leadership, and Third-Party partners. Ability to work independently and manage staff (as needed). Desired: Knowledge of project management and the project management lifecycle Experience in supervising and training staff members Basic contract management experience, inclusive of reviewing contracts and understanding contract terms and language. Experience in developing performance and risk-based metrics, such as KPIs and KRIs. Our job titles may span more than one career level. The starting base salary for this role is between $125,000.00 - $140,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas. Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”. Search Firm Representatives- Please Read Carefully Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.

This role is located in New York City and will require a hybrid work schedule of at least 2 days in office per week. This role is for Vice President level candidates. About the Bank: Sumitomo Mitsui Trust Bank, Limited was established through the merger of The Sumitomo Trust and Banking Co., Ltd with Chuo Mitsui Trust and Banking, Ltd. on April 1, 2012. We are one of the largest asset managers in Asia and number one among Japanese financial institutions by AUM, with approximately $850 Billion USD in AUM. The Bank provides an assortment of financial solutions and manages a broad spectrum of financial products across its global branches.Department Overview: The Americas Division (“AD”) was established in the Sumitomo Mitsui Trust Bank, Limited, New York Branch) (“SMTBNY”) to perform corporate functions and supervise U.S. entities. Established under the AD are the “Global Banking Unit (“GBU”), Americas Division” and “Global Markets Unit (“GMU”), Americas Division” which performs business functions. FRM, as the second line of defense in the Branch, provides independent measurement, monitoring and evaluation services related to Financial Risks (Credit, Market and Liquidity), in addition to the efforts by process/business owners (Global Banking Unit and Global Market Unit) as the first line of defense. Financial Risk Management (“FRM”) establishes appropriate policies, procedures, and the risk management framework to evaluate the financial risks inherent in the Branch operations. FRM also conducts special scenarios analysis to quantitatively and qualitatively assess financial risk faced by the Branch and provides objective assessment of the Financial Risk to the Branch Management and the Head Office. FRM is directly involved in all financial risk related projects, matters and issues. Your Role Overview: Directs staff, develops strategy and controls execution of the Treasury Administration's function. Recommends objectives, policies, and plans for the market and liquidity risk management. Develops ways to improve efficiency, effectiveness, and productivity. Your Duties and Responsibilities: Supervises the Treasury Administration members. Design/maintain the data repository and design/maintain standardized reports. Supervises the tasks that are assigned to the Treasury Administration section of the Department. Provides feedback to the Head of the Department on the quality and accuracy of the work performed. Provide support for obtaining and analyzing data related to the credit portfolio and credit risk monitoring process. Develop and calibrate assumptions and methodology for the liquidity stress test and contingency funding plan test. Design risk management framework Develop risk management policies and procedures Prepare and present monthly status of Branch risk and performance to management and Head Office. Team with Business Continuity Management (“BCM”) to implement and maintain the BCM Program by ensuring the completion of business continuity deliverables for their department such as the regular review of the department Business Impact Analysis (“BIA”) and BCP, testing of BC Strategies, mitigation of identified resiliency risks, and promotion of Business Continuity awareness. Performs other duties and responsibilities as assigned by management. Your Qualifications: Masters degree or its equivalent in statistics or economics or in quantitative discipline. CFA/FRM candidate or charter holder desired. Proficient in Excel, Word, PowerPoint, Access. Modeling understanding and capabilities. Strong oral and written communication skills. Strong quantitative and computer skills. Why you should join SuMi Trust:SuMi Trust embraces flexible ways of working when the business and role permits. We provide employees with a hybrid working model, allowing for in-office work and work from home. Our diverse and inclusive environment along with our global presence enables us to collaborate and communicate to meet our business needs. We believe that efficient teams need truth, loyalty, and a strong sense of purpose to balance risk and their targets. We make sustainable business decisions to improve our society and the world. We believe that each person brings a unique value that drives the business though their creativity and passion. The Employee Benefits package includes: Paid Time Off, medical, HSA, vision, dental, FSA, 401(k), profit sharing, legal plan, cancer indemnity plan, disability insurance, life insurance, employee assistance program, commuter benefits, business travel accident, paid volunteer day, paid memberships, paid seminars, and tuition assistance. We offer many socialization opportunities for wellness, financial wellbeing, runs/walks, team building, happy hours, and activities to support the Sustainable Developmental Goals. Check out our LinkedIn for our employee experience: *************************************** We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law. SuMi Trust provides reasonable accommodations for employees and applicants with disabilities consistent with applicable law. If you need a reasonable accommodation during the application

Step Into a Key Role as a Risk Assessment Officer - Protecting People, Processes, and Progress Are you detail-driven and passionate about mitigating risk? We're looking for a vigilant and analytical Risk Assessment Officer to play a critical role in identifying and evaluating risks that could impact our operations and clients. What You'll Do: 🔍 Assess with Precision - Conduct thorough risk evaluations across departments, policies, or client portfolios to identify potential vulnerabilities. 📊 Analyze and Report - Develop detailed risk assessment reports and recommend appropriate mitigation strategies. 🤝 Collaborate Across Teams - Work closely with compliance, operations, and management to ensure risk management strategies are effectively implemented. 🧠 Stay Proactive - Monitor regulatory changes, industry trends, and internal processes to stay ahead of emerging risks. Who You Are: ✔ Highly analytical and detail-oriented ✔ Skilled in interpreting data and translating it into actionable insights ✔ A strong communicator who can explain complex risk issues clearly ✔ Experienced in risk management, compliance, insurance, or auditing ✔ Adept with risk assessment tools, frameworks, and reporting systems Why Join Us? ✅ A culture of integrity and continuous improvement ✅ Competitive compensation and benefits ✅ Professional growth opportunities ✅ Make an impact in safeguarding business and client interests ⚖️ Be the Guardian of Stability and Security As a Risk Assessment Officer, your insight empowers smarter decisions and a safer future. Your work ensures our strategies are sound, our people are protected, and our organization stays resilient. 👉 Apply now and become a cornerstone of operational safety and compliance.

Nevada State Bank, a division of Zions Bancorporation, N.A., was founded on Dec. 9, 1959 by 12 businessmen full of Nevada's pioneering spirit. As a full-service bank, we offer a complete range of consumer, private, and business banking services. Our colleagues regularly volunteer in their communities and have been dedicated to helping make Nevada a better place to live for more than 60 years. By embracing the bank's Core Values of extraordinary service, adaptability, teamwork, communication, development, accountability, community, and respect-we have built a culture of service and engagement. NSB has a commitment to career development through tuition reimbursement and continuous learning opportunities, in addition to other competitive benefit offerings. We offer medical benefits on day one, 401k matching, and paid holidays. With a strong belief in diversity, equity, and inclusion, NSB offers several colleague-led diversity forums with the intent to ensure representation and cultural sharing among our colleagues. At Nevada State Bank, we truly believe that it matters WHO you work with. We are now accepting applications for Portfolio Risk Officer to join our underwriting team. This role will focus on managing and servicing loan portfolios, spreading and analyzing financial statements, and identifying industry risk. This position is fully in office at our corporate building in Las Vegas, NV. Essential Functions: · Manages the commercial loan portfolio with coordination from the Relationship Manager (RM). · Conducts initial interview with the RM and is introduced to client. · Follow up with borrower for required financial information and explanation. · Through discussion with the client and minimal RM assistance obtain sufficient understanding of borrower's financial position, managerial strategy, and expected loan performance to recommend a loan structure. · Document understanding of the lending relationship in written form primarily in loan credit presentations, but also in problem loan reports, semi-annual credit reviews, risk grading, and file comments. · The Commercial Credit Underwriter, Sr. will assist and may lead the presentation of the loan at credit committee. · Obtain satisfactory Audit and Regulatory examination findings. · The successful Commercial Credit Underwriter, Sr. is capable of managing the loan portfolio with limited assistance from the RM. Other duties as assigned. Qualifications: · Requires a Bachelor's and 4+ years experience with commercial lending (C&I), lending policies and procedures, or other directly related experience. A combination of education and experience may meet requirements. · Extensive knowledge of C&I credit underwriting, lending policies and procedures, loan structuring, and financial analysis. · Must have knowledge of job-related software such as Moody's Risk Analysis as well as other common office software and applications. · Must have strong written and verbal communication skills, including technical writing and ability to communicate with external clients and internal employees. · Must have excellent analytical abilities and decision-making skills. Benefits: · Medical, Dental and Vision Insurance - START DAY ONE! · Life and Disability Insurance, Paid Parental Leave and Adoption Assistance · Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts · Paid Training, Paid Time Off (PTO) and 13 Paid Holidays, (includes Nevada Day & Family Day) · 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience · Mental health benefits including coaching and therapy sessions · Tuition Reimbursement for qualifying employees · Employee Ambassador preferred banking products Pay range (depending on experience): $90,000 - $115,000/Annual Base Salary

At Acquisition.com, we don't just hire for open roles-we hire for impact. If you're exceptional at what you do and align with our core values: competitive greatness, sincere candor, and unimpeachable character, we want to know you. Role Our goal is to make real business education accessible to everyone, as the Chief Media Officer you are one of the most important teammates in helping steward that vision to life. The Chief Media Officer at Acquisition.com is the architect of our media ecosystem - responsible for turning the brand, personalities, and intellectual property of Acquisition.com into the most trusted and powerful educational and business media platform in the world. The CMO's job is to: Scale the reach of our thought leadership (Alex, Leila, Sharran, and corporate Acquisition.com) to tens of millions of entrepreneurs worldwide. Power the Acquisition.com flywheel by creating content that drives demand into the Advisory Practice, Venture Capital Portfolio ultimately amplifying deal flow into our PE Portfolio. Protect and elevate the brand so Acquisition.com remains positioned as a trusted institution, not a “guru business.” Innovate at the edge by embedding AI, automation, and proprietary systems into creative workflows, making us the most technologically advanced media organization in our category. This role is not about running social media accounts it's about transforming Acquisition.com into a category-defining media company that reinforces our mission: to make real world business education accessible to everyone . Responsibilities1. Brand Strategy & Narrative Own the brand narrative across all channels, ensuring every touchpoint reinforces Acquisition.com's mission and positioning as “the business that builds businesses.” Shape distinct yet aligned strategies for: Alex Hormozi: Flagship educator brand (books, long-form thought leadership, tactical playbooks). Leila Hormozi: Leadership, culture, scaling, and organizational excellence. Sharran Srivatsaa: Strategic investing, scaling portfolios, finance, leadership and advisory authority. Acquisition.com Corporate: The umbrella brand that ties together free content, Advisory Practice, and Investment arms. Develop a tiered media strategy: mass reach content (free), credibility-building content (brand + PR), and conversion-driven content (funnels into inbound leads). 2. People & Organizational Infrastructure Build a multi-brand, multi-platform media org with pods dedicated to: long-form video, short-form content, podcasts, PR & publishing, paid growth, and platform innovation. Recruit, develop, and retain top creative, editorial, and operational talent who want to grow under the Acquisition.com banner. You must exhibit strong people leadership to build the size organization we wish to build . Create clear role ladders and growth pathways to address team feedback around career development and role clarity. Establish redundancies and cross-training to eliminate key-man risk (e.g., editing, thumbnails, platform strategy). 3. Content & Creative Direction Translate company initiatives (e.g., $100M Money Models launch, Advisory Practice L1-L3 funnel, portfolio investments) into content campaigns that educate, inspire, and convert. Drive platform-specific excellence (e.g., optimizing YouTube long-form, TikTok virality, LinkedIn authority). Build content franchises that become synonymous with Acquisition.com (e.g., “Cash Cows,” “Do the Opposite,” vlogs/BTS, book-backed campaigns). 4. Systems, Data & AI Integration Oversee adoption of project management systems (Asana, ClickUp, etc.) to streamline production and accountability. Build a real-time media dashboard with clear KPIs (impressions, engagement, CTRs, funnel impact, CAC lift, etc.) visible across Media, Marketing, and Sales. Lead the AI-first transformation of media: leveraging AI for editing, copywriting, thumbnail/title testing, and data-driven creative decision-making. Document playbooks and SOPs to ensure consistency, scalability, and faster onboarding of new hires. 5. Cross-Company Integration Work hand-in-hand with: Marketing & Sales → ensure media campaigns are tightly coupled with launches, lead magnets, and funnel performance. Advisory Practice → use media to elevate the perception of our Advisory Practice, codify expertise into shareable formats, and highlight client successes. Investments → amplify portfolio stories and demonstrate Acquisition.com's business expertise reinforcing our positioning. Ensure media is measurably driving growth across all three company divisions: $100M Brand, Advisory Practice, and Portfolio. Results Expected Reach & Impact: Double impressions, subscribers, and audience touchpoints year over year. Flywheel Contribution: Media drives measurable increases in Advisory Practice pipeline and portfolio visibility. Differentiation: Acquisition.com is seen as the #1 educational authority in entrepreneurship-trusted, institutional, and above the noise. Systems & Scale: Media team operates with clarity, accountability, and speed-able to 3-5x output without sacrificing quality. Culture & Talent: Acquisition.com is recognized as the best place in the industry for media professionals to grow their careers . Requirements 10-15+ years in media leadership with proven ability to scale multi-brand ecosystems. Experience growing both personal brands and corporate brands at enterprise scale. Track record of building and leading teams of 30-100+ creatives/strategists. Fluency in all major platforms + deep understanding of content formats, growth levers, and monetization. Expertise in organizational design, data-driven storytelling, and AI/automation. Strong executive presence-comfortable operating as a member of the C-suite and shaping company strategy. Compensation $375,000-$475,000 + bonus Relocation Package Details We offer a comprehensive relocation package to support your move. This includes temporary housing, assistance with moving expenses, and coverage of housing transition costs. Full details will be shared during the interview process. Acquisition.com Core Values Our core values are the heart and soul of this incredible company. The right person for this role will appreciate each of these values, personally subscribe to them, and understand why each is critical to having a great business. Competitive Greatness Be at your best when your best is needed. Enjoyment of a hard challenge. Those who have the drive to constantly improve, the superior intellect and long term commitment to see incremental improvements become compounding returns. Sincere Candor Have the self awareness to accurately perceive and communicate hard truths that improve others and self, the courage to do so, and the humility to accept them, even when it hurts. Nothing great can be built without feedback: internally or externally. Unimpeachable Character Be the type of person with whom people are always proud to associate, personally and professionally. We look for true alignment of thoughts, words, and actions towards a goal worth pursuing.

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Vice President, Chief of Staff to the Chief Risk Officer Overview The Mastercard Risk organization is a highly business-oriented function, with a core focus on supporting the business in proactively identifying and mitigating risk aligned with Mastercard's growth agenda. The Chief Risk Officer's (CRO) office is pivotal in driving an effective enterprise risk management system that supports Mastercard in achieving its business objectives while safeguarding our customers, partners, employees and the integrity of our brand. Role The Vice President, Chief of Staff (CoS), reporting directly to the CRO, plays a crucial role in operationalizing and advancing the strategic goals of the CRO and the Risk Leadership Team (RLT). This CoS supports the CRO in managing risks, building a risk-aware business culture, and ensuring the organization's resilience by acting as a trusted advisor, leading key projects and facilitating communication and coordination. This position is key to ensuring the seamless execution of executive priorities and risk management initiatives. This role is located in Purchase, New York. Core areas of focus include: * Partnering with the CRO and RLT to coordinate executive priorities and implement both operational and strategic risk management objectives * Providing comprehensive leadership and support to the CRO, including preparing briefing materials, presentations, coordinating meetings, and ensuring the timely follow-up of actions across key stakeholders * Serving as the primary liaison between the CRO and internal and external stakeholders, facilitating clear communication and collaboration * Leading and driving key projects as required by the CRO, including external benchmarking, data & analytics support, and ad-hoc initiatives * Planning and overseeing the operational activities for the CRO, such as Town Halls, RLT meetings, off-sites, employee initiatives, events, and volunteer activities * Representing the CRO in periodic meetings and supporting the CRO in fostering a risk-aware business culture * Streamlining information flow and ensuring the CRO has access to timely and accurate data to make informed decisions * Acting as a "sounding board" for the CRO, identifying potential risks and issues before they escalate, which requires the CoS to be closely engaged with the business All About You The ideal candidate will possess: * Proven experience in a senior risk management role, with a strong understanding of risk as a business enabler * Excellent communication, organizational and project management skills with a focus on setting priorities, managing processes and delivering results under tight deadlines and with competing priorities * Strategic thinker with excellent attention to detail; must be advanced with presentation drafting and storytelling skills; highly proficient with communications tools including PowerPoint * Superior partnership capability and leadership experience; ability to influence others and add value to a vision * Excellent analytical skills and financial acumen with the ability to interpret and articulate complex information across business units and regions * Sound judgment with proven ability to build rapport and gain acceptance at all levels, and in all business units and regions * Critical thinker able to translate complex ideas into clear, compelling and influential communications * Flexible and adaptable, with strong problem-solving skills; experienced in working under tight deadlines with shifting/competing priorities * Ability to work in a fast-paced, dynamic environment and manage multiple priorities * Ability to handle confidential information and materials with appropriate discretion * Knowledge of Mastercard products and services is a plus Join us in this pivotal role and contribute to Mastercard's risk management excellence, ensuring our continued success and resilience in a rapidly evolving business landscape. Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: * Abide by Mastercard's security policies and practices; * Ensure the confidentiality and integrity of the information being accessed; * Report any suspected information security violation or breach, and * Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. Pay Ranges Purchase, New York: $213,000 - $351,000 USD

Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. Leads in the Third-Party Risk governance framework in the 1st Line of Defence, with oversight and reporting to enterprise leadership on related risk and control profile, issues / incidents and any relevant emerging risks Works with Vendor Managers to ensure that Third Party Risk policies and guidelines are adhered to, and provide actionable support and guidance to the Business Escalates any concerning trends to Senior Management. This may include (but not limited to) oversight and monitoring of emerging risks, weaknesses in controls and material change programs, deterioration in service / performance standards, and provide guidance on mitigating actions Assists in review of internal and external Third-Party Risk related events and issues, to ensure that the root cause is adequately identified and remediation actions are fit for purpose Works to ensure appropriate oversight / governance of intra-group arrangements is in place, and changes to business models are accurately reflected in applicable group documentation. This may include liaising (as needed) with Legal Entity Outsourcing Managers Assists in the support of local regulatory and audit engagements pertaining to Third Party Risk; this includes supporting remediation activities Supports Third Party Risk awareness and risk management culture in order to ensure that the material risks are both evident and effectively managed Exercises judgment based on the analysis of multiple sources of information Able to lead cross functional or complex projects with manageable risks and resource requirements Acts as a subject matter expert for all team members, substitutes for manager when required Working with Data Architects from specific source data stewards Other areas to include: ETL (Extract, Transform, Load) * Design and implement ETL workflows using tools such as SSIS, Power Query, or cloud-based integration platforms. * Ensure data quality and integrity during extraction and transformation processes. * Optimize ETL pipelines for performance and scalability across large datasets. Data Modeling * Develop and maintain logical and physical data models to support reporting and analytics. * Implement dimensional modeling techniques for star and snowflake schemas. * Collaborate with stakeholders to align data models with business requirements and governance standards. Transactional SQL * Write and optimize complex SQL queries for transactional systems and reporting needs. * Create stored procedures, views, and functions to support data operations. * Troubleshoot and tune SQL queries for performance in high-volume environments. Power BI * Connect to diverse data sources and build interactive dashboards and reports in Power BI Desktop and Service. * Implement row-level security and manage workspaces for secure data sharing. * Configure scheduled refresh and optimize datasets for performance. Collecting Business Requirements * Engage with business stakeholders to gather and document reporting and analytics requirements. * Translate business needs into technical specifications for data models and reports. * Validate requirements through iterative feedback and prototype development. Salary Range: $74,200 - 126,200 USD Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component. Working with Us: As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose. We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater Reasonable accommodation Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at *****************. We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater.

Why USAA? At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. The Opportunity As a dedicated Risk and Compliance Director, you will provide independent oversight of the Credit Card and Deposits business lines, offering effective challenge and advisory services associated with products and services aligned with core business processes. Your role will involve identifying, measuring, monitoring, escalating, and reporting on operational and compliance risks by employing established risk management practices ensuring risk exposures are managed through effective mitigation strategies. You will lead a team of risk professionals and collaborate with other risk and business partners to achieve shared objectives. Additionally, you will actively participate in and support internal and external audits, as well as regulatory reviews as needed. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: Charlotte, NC, Tampa, FL, Phoenix, AZ, Colorado Springs, CO, San Antonio, TX, or Plano, TX. Relocation assistance is available for this position. What you'll do: Directs staff and initiatives that support risk management programs, to include governance support, risk oversight, risk infrastructure development, analysis of regulatory environment, and adherence to enterprise operational and compliance policies and procedures. Reviews, communicates, and recommends the development of risk policies and procedures in partnership with senior leaders and regulatory partners to ensure appropriateness and adequacy versus industry best practices and regulatory requirements. Directs the oversight of risk through its life cycle and use, manages the review and assessment of state and federal regulatory requirements and associated business impacts. Provides operational and compliance risk oversight for USAA, its affiliates, and USAA partnerships with external companies. Partners with key stakeholders such as, federal/state regulatory agencies and business leaders to oversee the formulation of stress test plans, identification, quantification, and aggregation of risks using analytical methodologies, to include key and emerging risks, including risks associated with new or modified products, services, distribution channels, regulations and/or third-party operations. Directs teams in the development of risk dashboards and reporting formats in alignment with risk appetite/profile and/or regulatory requirements. Proactively identifies strategic and tactical regulatory solutions by providing risk and compliance subject matter expertise for CoSA project/process/product initiatives. Builds and manages a high performing team of risk professionals through recruitment, training, coaching, performance management and related managerial activities. What you have: Bachelor's degree in Risk Management, Business, Finance, or a related field; OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree. 8 years of risk management, compliance, or regulatory experience in a relevant functional area to include banking, insurance, financial services, audit, project management, public accounting or other related operational area; OR advanced degree/designation in Risk Management, Business, Finance, or other discipline relevant to risk management and 6 years of work experience in a discipline relevant to risk management. 3 years of direct team lead or management experience. Expert knowledge of relevant industry regulations and regulatory compliance in a specific area. Advanced risk management experience understanding and implementing applicable risk and/or compliance policies, guidelines, rules, and regulations in a complex institution and/or highly matrixed environment related to banking, insurance and/or financial services. Advanced knowledge of risk and/or compliance laws, regulations, and regulatory expectations. Demonstrated experience in conflict resolution management and ability to effectively challenge at all levels of management and influence business outcomes. Experience leading and directing work with both internal and external partners in a highly collaborative environment. Demonstrated critical thinking and knowledge of data analysis tools and techniques and decision-making abilities, to include demonstrated ability to effectively make data-driven decisions. Advanced knowledge of Microsoft Office products including Excel and PowerPoint. What sets you apart: Leadership experience providing independent oversight, or the direct management of inherent risks associated with the credit card and deposits business lines. Possess a strong understanding of operational risk principles or experience in developing and implementing operational risk frameworks and/or strategies. Deep understanding of the regulatory environment and compliance requirements associated with deposits and credit card products. Leadership experience in operational risk management, compliance, or internal audit functions with a proven track record of effectively leading and mentoring teams and cultivating a high-performance culture driving team success. Excellent verbal and written communication skills with the ability to articulate complex risk assessments, strategies, and recommendations to diverse stakeholders, including senior leadership and regulatory bodies. US military experience through military service or a military spouse/domestic partner Compensation range: The salary range for this position is: $143,320- $273,930. USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. For more details on our outstanding benefits, visit our benefits page on USAAjobs.com. Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Primary Location: Americas-United States of America-New York-New York-1585 Broadway - [1585] Program: NFR CRT Governance Education Level: Bachelor's Degree Employment Type: Full Time Job Level: Vice President Job Title: Institutional Securities Group (ISG) Central Risk Team (CRT) SSC Governance Vice President Company Profile Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments, and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence, and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture Department Profile The Institutional Securities Group (ISG) Central Risk Team (CRT) is a first line of defense (1LoD) team created to improve the management of non-financial risk across all ISG Business Units. The Surveillance, Supervision and Governance team sits within CRT and is responsible for managing a broad number of initiatives across ISG, spanning several topics including the Supervisory Framework, technology enhancements and increasing transparency and efficiency across the division and it relates to our stripe. Position Summary: The Institutional Securities Group (ISG) Central Risk Team (CRT) is a first line of defense (1LoD) team created to improve the management of non-financial risk across all ISG Business Units. The Surveillance, Supervision and Conduct position will play a pivotal role in overseeing and integrating governance practices across the ISG business. This role will ensure consistent implementation of non-financial risk (NFR) frameworks, drive strategic initiatives that enhance transparency, regulatory responsiveness, and operational efficiency across ISG businesses. Key Responsibilities: Governance & Risk Management • Partner closely with the SSC Governance lead to implement and maintain the NFR Framework across SSC and ISG teams. • Support governance forums, working groups, and communications across ISG divisions. • Collaborate with ISG supervisors, Risk Management, Compliance, and Technology to strengthen control environments and risk governance. • Assist in the design and implementation of controls to meet evolving regulatory expectations. • Contribute to strategic projects that enhance ISG's governance and risk management capabilities. Strategic Projects & Technology Enablement • Support enhancements to NFR tools and technology platforms to improve efficiency and transparency. • Create project scopes, wireframes, and secure stakeholder alignment for governance-related initiatives. • Promote continuous improvement and knowledge sharing across SSC teams. • Responsible for creating project scope, wireframes, gain alignment and sign off from all stakeholders Experience/ Skills: • 3-5 years of experience in financial services, with exposure to sustainable finance, capital markets, or investment banking. • Proven track record in non-financial risk management, governance, or regulatory program execution. • Experience managing cross-functional projects and regulatory interactions. • Strong analytical and project management skills; proficiency in Excel, PowerPoint, Visio, and data visualization tools. • Excellent written and verbal communication skills, with the ability to synthesize complex topics for senior audiences. • Ability to work independently, manage multiple priorities, and thrive in a fast-paced environment. • Ability to discuss in-depth technology initiatives and ability to work closely with technology teams • Familiarity with Non-Financial Risk, particularly within a 1LoD function • FINRA Series 7 & 24 licenses are a plus. WHAT YOU CAN EXPECT FROM MORGAN STANLEY: We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren't just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you'll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There's also ample opportunity to move about the business for those who show passion and grit in their work. To learn more about our offices across the globe, please copy and paste ***************************************************** into your browser. Expected base pay rates for the role will be between $140,000 and $250,000 per year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs. Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet). Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees. It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law. Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).

Corporate Planning & Management (CPM) Corporate Insurance & Advisory - Global Insurance Claims Manager Vice President | Dallas, Texas The Corporate Insurance & Advisory (Corporate Insurance) at Goldman Sachs is responsible for managing property, casualty, and management liability insurance needs of the Firm and its various investing businesses. Primary responsibilities include mapping operational risk to insurance solutions, administration of insurance programs, insurance diligence, advisory and claims management. We are seeking an experienced global insurance risk manager to lead and manage our company's global claims program, The successful candidate will be responsible for overseeing all aspects of the claims process, from initial reporting to final resolution, across multiple jurisdictions and lines of business. This role requires a deep understanding of global insurance markets, strong negotiation skills, and a proven ability to develop and implement effective claims strategies that minimize financial exposure and protect the company's assets. Key Responsibilities Claims Management * Oversee the end-to-end claims process for all global insurance policies, including but not limited to, property, casualty, professional liability, and specialty lines. * Manage and direct the work of a team of claims professionals, both in-house and third-party administrators (TPAs). * Ensure all claims are handled in a timely, efficient, and cost-effective manner, in accordance with policy terms and conditions and regulatory requirements. * Develop and maintain strong relationships with insurers, brokers, legal counsel, and other external partners. Strategy and Risk Mitigation: * Develop and implement a comprehensive global claims strategy that aligns with the company's overall risk management objectives. * Analyze claims data to identify trends, root causes, and areas for improvement. * Provide strategic advice and guidance to leadership on claims-related matters, including potential liabilities and risk mitigation strategies. * Collaborate with the legal and risk management teams to develop and refine internal policies and procedures related to claims handling and litigation. Reporting and Analysis: * Prepare and present reporting to senior management on the status of global claims, including key metrics, financial exposure, and future projections. * Conduct in-depth analysis of claims data to support decision-making and identify opportunities for cost savings. * Manage claims reserves and ensure they are adequate and accurately reflect the company's potential liabilities. Training and Development: * Provide training and support to internal stakeholders on claims-related matters, including claims reporting procedures and best practices. * Mentor and develop team members to enhance their skills and professional growth. Qualifications: * Bachelor's degree in a related field (e.g., Business, Finance, Insurance). A Master's degree or professional designation (e.g., CPCU, AIC, ARM) is a plus. * Minimum of 15+ years of experience in claims management, with at least 5+ years in global or multinational programs. * Proven track record of successfully managing complex claims across multiple jurisdictions and lines of business. * Deep knowledge of insurance markets, policy forms, and legal frameworks. * Excellent negotiation, communication, and interpersonal skills. * Strong analytical and problem-solving abilities. * Ability to work effectively in a fast-paced, dynamic environment. * Experience with claims management software and systems. * Experience in real estate, commodities and/or financial institutions a plus