Research Summary. After extensive research by the Zippia data science team, we identified these details of credit analyst salary by state for the United States:
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New York has the highest credit analyst salary of $101,509
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Louisiana has the lowest credit analyst salary of $42,563
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The national average salary for credit analysts is $61,422
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The national hourly pay for credit analysts is $29.53
You can read more on the specific methodology.
Background
In today’s labor market, salary continues to be the primary consideration for job seekers across various demographics. For many, the question remains: how much do credit analysts earn in my area?
With the evolving economic landscape and the rise of remote and hybrid work models, it is essential to understand the salary expectations for credit analysts, particularly as these roles adapt to new technologies and business practices. While your local salary may vary from the state average, these figures provide a reliable benchmark for what you can anticipate earning in this role.
As of 2026, the state offering the best compensation for credit analysts is still New York.
Here’s a quick snapshot of the top ten states for credit analyst salaries:
Let’s take a look at how we got here and a full ranking of all the states.
Highest-Paid Credit Analysts By State
| Rank | State | Average Credit Analyst Salary | 10th Percentile | 90th Percentile |
|---|---|---|---|---|
| 1 | New York | $101,509 | $64,000 | $158,000 |
| 2 | Delaware | $76,318 | $48,000 | $119,000 |
| 3 | Massachusetts | $75,930 | $48,000 | $118,000 |
| 4 | Connecticut | $75,385 | $48,000 | $117,000 |
| 5 | New Hampshire | $75,141 | $48,000 | $116,000 |
| 6 | New Jersey | $74,225 | $47,000 | $116,000 |
| 7 | Vermont | $72,486 | $46,000 | $113,000 |
| 8 | Rhode Island | $71,499 | $45,000 | $111,000 |
| 9 | Pennsylvania | $69,479 | $44,000 | $109,000 |
| 10 | Maryland | $69,356 | $43,000 | $109,000 |
| 11 | Virginia | $68,610 | $43,000 | $108,000 |
| 12 | Wyoming | $66,344 | $44,000 | $98,000 |
| 13 | California | $65,846 | $43,000 | $99,000 |
| 14 | North Carolina | $65,469 | $41,000 | $104,000 |
| 15 | Minnesota | $63,273 | $40,000 | $99,000 |
| 16 | West Virginia | $63,227 | $39,000 | $99,000 |
| 17 | Maine | $62,679 | $40,000 | $97,000 |
| 18 | Nevada | $62,025 | $40,000 | $93,000 |
| 19 | Washington | $60,958 | $39,000 | $93,000 |
| 20 | Oregon | $60,398 | $39,000 | $92,000 |
| 21 | Ohio | $60,087 | $38,000 | $94,000 |
| 22 | Iowa | $59,976 | $38,000 | $93,000 |
| 23 | Illinois | $59,763 | $37,000 | $94,000 |
| 24 | Colorado | $57,831 | $38,000 | $86,000 |
| 25 | Wisconsin | $57,205 | $36,000 | $90,000 |
| 26 | Florida | $56,804 | $35,000 | $90,000 |
| 27 | North Dakota | $56,075 | $35,000 | $87,000 |
| 28 | South Dakota | $55,960 | $36,000 | $86,000 |
| 29 | Kentucky | $55,197 | $35,000 | $86,000 |
| 30 | South Carolina | $54,568 | $34,000 | $86,000 |
| 31 | Montana | $54,428 | $36,000 | $81,000 |
| 32 | Alabama | $53,867 | $34,000 | $84,000 |
| 33 | Michigan | $53,515 | $33,000 | $84,000 |
| 34 | Georgia | $52,803 | $33,000 | $83,000 |
| 35 | Kansas | $52,468 | $34,000 | $79,000 |
| 36 | Texas | $52,365 | $33,000 | $81,000 |
| 37 | Nebraska | $50,782 | $33,000 | $78,000 |
| 38 | Arizona | $49,805 | $33,000 | $74,000 |
| 39 | Hawaii | $49,352 | $39,000 | $61,000 |
| 40 | Indiana | $48,345 | $30,000 | $76,000 |
| 41 | New Mexico | $47,793 | $31,000 | $72,000 |
| 42 | Missouri | $47,179 | $30,000 | $72,000 |
| 43 | Tennessee | $47,012 | $30,000 | $73,000 |
| 44 | Alaska | $46,699 | $31,000 | $69,000 |
| 45 | Arkansas | $45,329 | $29,000 | $69,000 |
| 46 | Oklahoma | $44,715 | $29,000 | $67,000 |
| 47 | Mississippi | $44,673 | $28,000 | $69,000 |
| 48 | Utah | $43,609 | $29,000 | $65,000 |
| 49 | Idaho | $42,866 | $28,000 | $64,000 |
| 50 | Louisiana | $42,563 | $27,000 | $66,000 |
Methodology: Credit Analyst Salary By State
To better understand credit analyst pay by state, Zippia has aggregated data across a multitude of channels including the BLS, FLC, and OPM. We then supplement that data with actual listed salaries from job postings. Finally, the data science team calculates a weighted average of these inputs to create an average pay for credit analysts by state.
We took the average annual salary data for credit analysts from these estimates and ranked every state based on this criterion, with the state boasting the highest salary ranking as having the highest average salary for credit analysts.
Credit Analyst Salary By State FAQs
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What is the highest-paid state for credit analysts?
The highest-paid state for credit analysts is New York with an average salary of $101,509 per year.
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What city pays credit analysts the most?
New York, NY pays credit analysts the most with an average salary of $101,682 per year.
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What is the worst state for credit analysts?
The worst state for credit analysts is Louisiana with an average salary of $42,563 per year.
Author
Chris Kolmar is a co-founder of Zippia and the editor-in-chief of the Zippia career advice blog. He has hired over 50 people in his career, been hired five times, and wants to help you land your next job. His research has been featured on the New York Times, Thrillist, VOX, The Atlantic, and a host of local news. More recently, he's been quoted on USA Today, BusinessInsider, and CNBC.
