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The differences between account underwriters and personal lines underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, an account underwriter has an average salary of $74,374, which is higher than the $69,706 average annual salary of a personal lines underwriter.
The top three skills for an account underwriter include risk management, underwriting process and underwriting guidelines. The most important skills for a personal lines underwriter are insurance policies, underwriting decisions, and loss ratio.
| Account Underwriter | Personal Lines Underwriter | |
| Yearly salary | $74,374 | $69,706 |
| Hourly rate | $35.76 | $33.51 |
| Growth rate | -4% | -4% |
| Number of jobs | 56,487 | 19,754 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 79% | Bachelor's Degree, 64% |
| Average age | 44 | 44 |
| Years of experience | - | - |
Account underwriters and personal lines underwriters have different pay scales, as shown below.
| Account Underwriter | Personal Lines Underwriter | |
| Average salary | $74,374 | $69,706 |
| Salary range | Between $49,000 And $111,000 | Between $43,000 And $111,000 |
| Highest paying City | - | New York, NY |
| Highest paying state | - | New York |
| Best paying company | - | Capital Group |
| Best paying industry | - | Insurance |
There are a few differences between an account underwriter and a personal lines underwriter in terms of educational background:
| Account Underwriter | Personal Lines Underwriter | |
| Most common degree | Bachelor's Degree, 79% | Bachelor's Degree, 64% |
| Most common major | Business | Business |
| Most common college | University of Pennsylvania | University of Pennsylvania |
Here are the differences between account underwriters' and personal lines underwriters' demographics:
| Account Underwriter | Personal Lines Underwriter | |
| Average age | 44 | 44 |
| Gender ratio | Male, 43.4% Female, 56.6% | Male, 43.1% Female, 56.9% |
| Race ratio | Black or African American, 9.8% Unknown, 2.5% Hispanic or Latino, 9.6% Asian, 5.6% White, 72.1% American Indian and Alaska Native, 0.4% | Black or African American, 9.2% Unknown, 2.5% Hispanic or Latino, 9.8% Asian, 5.7% White, 72.5% American Indian and Alaska Native, 0.4% |
| LGBT Percentage | 9% | 9% |