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Account underwriter vs personal lines underwriter

The differences between account underwriters and personal lines underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, an account underwriter has an average salary of $74,374, which is higher than the $69,706 average annual salary of a personal lines underwriter.

The top three skills for an account underwriter include risk management, underwriting process and underwriting guidelines. The most important skills for a personal lines underwriter are insurance policies, underwriting decisions, and loss ratio.

Account underwriter vs personal lines underwriter overview

Account UnderwriterPersonal Lines Underwriter
Yearly salary$74,374$69,706
Hourly rate$35.76$33.51
Growth rate-4%-4%
Number of jobs56,48719,754
Job satisfaction--
Most common degreeBachelor's Degree, 79%Bachelor's Degree, 64%
Average age4444
Years of experience--

Account underwriter vs personal lines underwriter salary

Account underwriters and personal lines underwriters have different pay scales, as shown below.

Account UnderwriterPersonal Lines Underwriter
Average salary$74,374$69,706
Salary rangeBetween $49,000 And $111,000Between $43,000 And $111,000
Highest paying City-New York, NY
Highest paying state-New York
Best paying company-Capital Group
Best paying industry-Insurance

Differences between account underwriter and personal lines underwriter education

There are a few differences between an account underwriter and a personal lines underwriter in terms of educational background:

Account UnderwriterPersonal Lines Underwriter
Most common degreeBachelor's Degree, 79%Bachelor's Degree, 64%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Account underwriter vs personal lines underwriter demographics

Here are the differences between account underwriters' and personal lines underwriters' demographics:

Account UnderwriterPersonal Lines Underwriter
Average age4444
Gender ratioMale, 43.4% Female, 56.6%Male, 43.1% Female, 56.9%
Race ratioBlack or African American, 9.8% Unknown, 2.5% Hispanic or Latino, 9.6% Asian, 5.6% White, 72.1% American Indian and Alaska Native, 0.4%Black or African American, 9.2% Unknown, 2.5% Hispanic or Latino, 9.8% Asian, 5.7% White, 72.5% American Indian and Alaska Native, 0.4%
LGBT Percentage9%9%

Differences between account underwriter and personal lines underwriter duties and responsibilities

Account underwriter example responsibilities.

  • Review individual mortgage origination/post origination documentation and perform database research.
  • Review individual mortgage origination/post origination documentation and perform database research.

Personal lines underwriter example responsibilities.

  • Review individual mortgage origination/post origination documentation and perform database research.
  • Review individual mortgage origination/post origination documentation and perform database research.

Account underwriter vs personal lines underwriter skills

Common account underwriter skills
  • Risk Management, 24%
  • Underwriting Process, 17%
  • Underwriting Guidelines, 13%
  • Underwriting Authority, 10%
  • Financial Analysis, 9%
  • National Accounts, 6%
Common personal lines underwriter skills
  • Insurance Policies, 12%
  • Underwriting Decisions, 9%
  • Loss Ratio, 9%
  • Strong Analytical, 6%
  • Inspection Reports, 5%
  • Renewal Retention, 5%

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