Account underwriter vs underwriting account representative

The differences between account underwriters and underwriting account representatives can be seen in a few details. Each job has different responsibilities and duties. Additionally, an account underwriter has an average salary of $74,374, which is higher than the $47,475 average annual salary of an underwriting account representative.

The top three skills for an account underwriter include risk management, underwriting process and underwriting guidelines. The most important skills for an underwriting account representative are customer service, insurance coverage, and market trends.

Account underwriter vs underwriting account representative overview

	Account Underwriter	Underwriting Account Representative
Yearly salary	$74,374	$47,475
Hourly rate	$35.76	$22.82
Growth rate	-4%	-4%
Number of jobs	56,487	59,819
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 79%	Bachelor's Degree, 66%
Average age	44	44
Years of experience	-	-

Account underwriter vs underwriting account representative salary

Account underwriters and underwriting account representatives have different pay scales, as shown below.

	Account Underwriter	Underwriting Account Representative
Average salary	$74,374	$47,475
Salary range	Between $49,000 And $111,000	Between $34,000 And $65,000
Highest paying City	-	-
Highest paying state	-	-
Best paying company	-	-
Best paying industry	-	-

Differences between account underwriter and underwriting account representative education

There are a few differences between an account underwriter and an underwriting account representative in terms of educational background:

	Account Underwriter	Underwriting Account Representative
Most common degree	Bachelor's Degree, 79%	Bachelor's Degree, 66%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Account underwriter vs underwriting account representative demographics

Here are the differences between account underwriters' and underwriting account representatives' demographics:

	Account Underwriter	Underwriting Account Representative
Average age	44	44
Gender ratio	Male, 43.4% Female, 56.6%	Male, 37.7% Female, 62.3%
Race ratio	Black or African American, 9.8% Unknown, 2.5% Hispanic or Latino, 9.6% Asian, 5.6% White, 72.1% American Indian and Alaska Native, 0.4%	Black or African American, 7.8% Unknown, 2.5% Hispanic or Latino, 10.1% Asian, 5.8% White, 73.4% American Indian and Alaska Native, 0.4%
LGBT Percentage	9%	9%

Differences between account underwriter and underwriting account representative duties and responsibilities

Account underwriter example responsibilities.

Review individual mortgage origination/post origination documentation and perform database research.
Review individual mortgage origination/post origination documentation and perform database research.

Underwriting account representative example responsibilities.

Assist underwriters in expediting new business, processing endorsements and/or modifying existing policies while achieving broker relationships.
Verify medicaid waive eligibility for non-emergency transportation.
Train hundreds of union members throughout Louisiana using PowerPoint presentations on how to become politically involve and mobilize.

Account underwriter vs underwriting account representative skills

Common account underwriter skills

Risk Management, 24%
Underwriting Process, 17%
Underwriting Guidelines, 13%
Underwriting Authority, 10%
Financial Analysis, 9%
National Accounts, 6%

Common underwriting account representative skills

Customer Service, 27%
Insurance Coverage, 26%
Market Trends, 11%
Underwriting Guidelines, 9%
Credit Card Payments, 7%
Insurance Products, 7%

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Account Underwriter vs Underwriting Account Representative

Updated January 8, 2025

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