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Administrative underwriter vs mortgage underwriter

The differences between administrative underwriters and mortgage underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, an administrative underwriter has an average salary of $76,551, which is higher than the $55,721 average annual salary of a mortgage underwriter.

The top three skills for an administrative underwriter include loan applications, financial statements and underwriting process. The most important skills for a mortgage underwriter are customer service, work ethic, and FHA.

Administrative underwriter vs mortgage underwriter overview

Administrative UnderwriterMortgage Underwriter
Yearly salary$76,551$55,721
Hourly rate$36.80$26.79
Growth rate-4%4%
Number of jobs39,5729,260
Job satisfaction--
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 65%
Average age4445
Years of experience-6

Administrative underwriter vs mortgage underwriter salary

Administrative underwriters and mortgage underwriters have different pay scales, as shown below.

Administrative UnderwriterMortgage Underwriter
Average salary$76,551$55,721
Salary rangeBetween $51,000 And $113,000Between $38,000 And $80,000
Highest paying City-New York, NY
Highest paying state-New Mexico
Best paying company-CTBC Bank
Best paying industry-Professional

Differences between administrative underwriter and mortgage underwriter education

There are a few differences between an administrative underwriter and a mortgage underwriter in terms of educational background:

Administrative UnderwriterMortgage Underwriter
Most common degreeBachelor's Degree, 67%Bachelor's Degree, 65%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Administrative underwriter vs mortgage underwriter demographics

Here are the differences between administrative underwriters' and mortgage underwriters' demographics:

Administrative UnderwriterMortgage Underwriter
Average age4445
Gender ratioMale, 23.7% Female, 76.3%Male, 39.3% Female, 60.7%
Race ratioBlack or African American, 10.8% Unknown, 2.4% Hispanic or Latino, 8.8% Asian, 5.4% White, 72.2% American Indian and Alaska Native, 0.4%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%
LGBT Percentage9%8%

Differences between administrative underwriter and mortgage underwriter duties and responsibilities

Administrative underwriter example responsibilities.

  • Review individual mortgage origination/post origination documentation and perform database research.
  • Review individual mortgage origination/post origination documentation and perform database research.

Mortgage underwriter example responsibilities.

  • Manage AUS findings and analyze approvals and results accordingly.
  • Involve with USDA and NH housing loans.
  • Obtain NMLS license in 2011 and real estate license in 2005.
  • Prepare and respond to compliance HMDA, NMLS, and ECOA relate inquiries.
  • Audit and analyze TIL, GFE and HUD documentation for accuracy to insure compliance.
  • Review MHA and FHA guidelines and calculate proper income to approve or decline loans for a temporary or permanent modification.
  • Show more

Administrative underwriter vs mortgage underwriter skills

Common administrative underwriter skills
  • Loan Applications, 38%
  • Financial Statements, 25%
  • Underwriting Process, 13%
  • Insurance Policies, 12%
  • Risk Assessments, 6%
  • Life Insurance Applications, 5%
Common mortgage underwriter skills
  • Customer Service, 7%
  • Work Ethic, 6%
  • FHA, 5%
  • Va, 5%
  • Excellent Organizational, 4%
  • Excellent Interpersonal, 4%

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