Administrative underwriter vs underwriting specialist

The differences between administrative underwriters and underwriting specialists can be seen in a few details. Each job has different responsibilities and duties. Additionally, an administrative underwriter has an average salary of $76,551, which is higher than the $63,325 average annual salary of an underwriting specialist.

The top three skills for an administrative underwriter include loan applications, financial statements and underwriting process. The most important skills for an underwriting specialist are customer service, underwriting guidelines, and financial statements.

Administrative underwriter vs underwriting specialist overview

	Administrative Underwriter	Underwriting Specialist
Yearly salary	$76,551	$63,325
Hourly rate	$36.80	$30.44
Growth rate	-4%	-4%
Number of jobs	39,572	25,164
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 67%	Bachelor's Degree, 73%
Average age	44	44
Years of experience	-	-

Administrative underwriter vs underwriting specialist salary

Administrative underwriters and underwriting specialists have different pay scales, as shown below.

	Administrative Underwriter	Underwriting Specialist
Average salary	$76,551	$63,325
Salary range	Between $51,000 And $113,000	Between $39,000 And $101,000
Highest paying City	-	Boston, MA
Highest paying state	-	Massachusetts
Best paying company	-	AIG
Best paying industry	-	Finance

Differences between administrative underwriter and underwriting specialist education

There are a few differences between an administrative underwriter and an underwriting specialist in terms of educational background:

	Administrative Underwriter	Underwriting Specialist
Most common degree	Bachelor's Degree, 67%	Bachelor's Degree, 73%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Administrative underwriter vs underwriting specialist demographics

Here are the differences between administrative underwriters' and underwriting specialists' demographics:

	Administrative Underwriter	Underwriting Specialist
Average age	44	44
Gender ratio	Male, 23.7% Female, 76.3%	Male, 39.0% Female, 61.0%
Race ratio	Black or African American, 10.8% Unknown, 2.4% Hispanic or Latino, 8.8% Asian, 5.4% White, 72.2% American Indian and Alaska Native, 0.4%	Black or African American, 8.9% Unknown, 2.5% Hispanic or Latino, 10.0% Asian, 5.8% White, 72.4% American Indian and Alaska Native, 0.4%
LGBT Percentage	9%	9%

Differences between administrative underwriter and underwriting specialist duties and responsibilities

Administrative underwriter example responsibilities.

Review individual mortgage origination/post origination documentation and perform database research.
Review individual mortgage origination/post origination documentation and perform database research.

Underwriting specialist example responsibilities.

Risk assessment to achieve profitability on assign book of business through renewal calculations and RFP responses.
Manage the execution of underwriting, portfolio analysis and account- base decision making in accordance with establish guidelines and processes.
Work closely with post-closing on VA deficiency response and actions, in addition to HUD & FNMA.
Analyze risk and apply underwriting guidelines to decision loan applications and grow profitable loan portfolio.
Underwrite PPO, EPO, HMO, POS and other health benefits.
Mentore, and utilize strong negotiation skills working with diverse group of associates.

Administrative underwriter vs underwriting specialist skills

Common administrative underwriter skills

Loan Applications, 38%
Financial Statements, 25%
Underwriting Process, 13%
Insurance Policies, 12%
Risk Assessments, 6%
Life Insurance Applications, 5%

Common underwriting specialist skills

Customer Service, 18%
Underwriting Guidelines, 9%
Financial Statements, 6%
Underwriting Process, 5%
Life Insurance, 5%
Loss Control, 4%

Administrative Underwriter vs. similar jobs

Administrative Underwriter related careers

Administrative Underwriter related jobs

What similar roles do

Zippia Careers
Business and Financial Industry
Administrative Underwriter
Administrative Underwriter vs Underwriting Specialist

Updated January 8, 2025

Browse business and financial jobs