Credit analyst jobs in Bellevue, NE

BHE Pipeline Group consists of Berkshire Hathaway Energy's interstate natural gas pipeline companies, BHE GT&S, Kern River Gas Transmission Company and Northern Natural Gas Company. Combined, BHE Pipeline Group operates approximately 21,200 miles of pipeline with a design capacity of approximately 21.1 billion cubic feet of natural gas per day, owns assets in 27 states and is an industry leader in natural gas transportation. BHE Pipeline Group also operates 22 natural gas storage facilities with a total working gas capacity of 515.6 billion cubic feet and a liquefied natural gas export, import and storage facility. Northern Natural Gas is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or religious creed, age, national origin, ancestry, citizenship status (except as required by law), gender (including gender identity and expression), sex (including pregnancy), sexual orientation, genetic information, physical or mental disability, veteran or military status, familial or parental status, marital status or any other category protected by applicable local, state or U.S. federal law. Employees must be able to perform the essential functions of the position, with or without an accommodation. BHE Pipeline Group has an exciting career opportunity available. Take the next step in your career and apply now! Bachelor's degree in finance, accounting, business administration, or related field; or equivalent work experience. (Typically, six years of related, progressive work experience would be needed for candidates applying for this position who do not possess a bachelor's degree.) MBA preferred. Eight or more years of related credit or banking experience. Knowledge of capital markets products, financial statements analysis, and accounting principles. Good understanding of the regulated environment and the gas sales and gas transportation marketing, contracting and nominations functions. Experience/exposure to the pipeline transportation industry, as well as knowledge of the natural gas business. Excellent spreadsheet and word processing software skills. Excellent negotiation, analytical, problem-solving and interpersonal skills. Ability to exercise excellent business judgment. Ability to develop and maintain rapport with customers and business peers and gain the trust and confidence of customers while maintaining company goals. Ability to integrate broad business picture with the credit function. Ability to work closely with manager, credit risk, in providing seamless coverage of customer and company needs. Must be customer focused and sensitive to the department's role as a service provider. Must have ability to work on special collection issues. Effective oral and written communication skills. Effective analytical, decision-making and problem-solving skills. Ability to prioritize and handle multiple tasks and projects concurrently. Support the Company's employee policies and procedures, including workplace safety rules. Performs complex financial analysis of active/prospective customers to establish/review creditworthiness as prescribed by appropriate company FERC Tariff. Assesses and evaluates the credit worthiness of the counterparties and monitors the credit and market exposure to these counterparties, including a qualitative and quantitative analysis that takes into account the financial condition of the company, the strength of the management team, its risk management policy and counterpart's regulatory compliance. Administers sound credit practices and policies to ensure strict adherence to legal, regulatory and banking parameters concerning the extension of credit and collection of accounts receivable. Participates in obtaining credit data and analyzing financial statements to authorize credit limits within established limits and, as necessary, recommend higher limits. Supports credit analysts in assessing credit risk with difficult collection matters when necessary. Serves as an analytical resource for the credit department on assigned tasks or projects. Arranges for security instruments, or prepayments as determined by financial analyses. Monitors the daily credit and market exposure within portfolios to minimize risk by utilizing various financial tools to assess, monitor, and measure daily counterparty trading activity. Provides essential credit and market risk reporting and maintain/update credit profiles of customers. Negotiates security arrangements with customers and financial institutions. Participates in the development/enhancement and testing of risk management systems including review of the functional design documents and performing user acceptance testing. Assists in the training and development of credit analysts within the department. Approves transportation requests for secured and unsecured credit. Assists with lender approval of firm transportation customers. Disseminates credit information to internal personnel and external contacts. Develops financial results used in presentations for senior financial management. Keeps credit management informed of changing account conditions, which may affect payment probabilities. Prepares and executes a schedule for annual reviews of portfolio customers. Reports the status of accounts on a monthly basis to manager. Provide technical input to assist in development of project planning. Perform any additional responsibilities as requested or assigned.

The Credit Monitoring Analyst III supports the commercial credit monitoring and portfolio management for the Bank through the review and analysis of borrower and guarantor financial information, testing of financial covenants, and post-closing loan review to ensure alignment between loan approval, documentation, and tracking system. Duties & Responsibilities * Maintain in-depth knowledge of Credit Monitoring and industry best practices. * Review financial spreads, financial indicator covenants, borrowing base reviews, post-closing reviews and other assigned job functions, for accuracy and completeness. * Provide input and recommendations on new and existing workflow processes, policies, and procedures involving the Credit Monitoring Team. * Work independently the majority of the time and complete work with little supervision. * Serve as Credit Monitoring subject matter expert and on the Bank's financial tracking system (nCino) to include any upgrades, training, or new resources. * Provide accurate and consistent loan portfolio management and monitoring of our commercial loan portfolio. * Make independent recommendations regarding credit risk supported by comprehensive ongoing risk analysis. * Analyze Borrowing Base Certificates, accounts receivable aging, inventory listings, liquidity, and collateral positions. * Review financial reporting to ensure accuracy and maintain internal tracking for all commercial clients. * Mentorship of less experienced Credit Monitoring Analysts. * Comply with all credit administration policies and procedures. * Prepare ad hoc reports as requested. * Complete Moody's Credit Modules, as assigned. * Maintain the highest level of confidentiality of all information. * Provide extraordinary service while complying with all Bank policies and procedures. * Adhere to Busey Bank policies and procedures; comply with laws, regulations and industry best practices. * Reliable and predictable attendance; both onsite and remote. Education & Experience Knowledge of: * Strong oral, written and interpersonal communication skills * Advanced understanding of credit analysis and financial statements. * Thorough knowledge of financial statement analysis and demonstrated ability to identify and mitigate key risks * Full understanding of loan and collateral documents, including attorney prepared documentation * Strong problem solving and analytical skills Ability to: * Read and comprehends credit write-ups and loan documentation * Prioritize workflow, multi-task and work independently * Perform duties under frequent time pressures with high degree of accuracy and attention to detail Education and Training: * Requires bachelor's degree in Finance, accounting or business * 5 or more years of experience as a successful credit analyst or similar role in a commercial bank. * Experience in nCino and Jack Henry preferred, but not required * Requires knowledge of Microsoft Office Compensation and Benefits Salary offered is based on factors, including but not limited to, the job duties, required qualifications and relevant experience, and local market trends. The role may be eligible for bonus or incentives based on company and individual performance. (Base Pay Range: $68,000.00 - 94,000.00 /year) Busey provides a competitive Total Rewards package in return for your time, talents, efforts and ultimately, results. Your personal and professional well-being-now and in the years to come-are important to us. Busey's Total Rewards include a competitive benefits package offering 401(k) match, profit sharing, employee stock purchase plan, paid time off, medical, dental, vision, company-paid life insurance and long-term disability, supplemental voluntary life insurance, short-term and long-term disability, wellness incentives and an employee assistance program. In addition, eligible associates may take advantage of pre-tax health savings accounts and flexible spending accounts. Visit Busey Total Rewards for more information. Equal Opportunity Busey values a diverse and inclusive workplace and strives to recruit, develop and retain individuals with exceptional talent. A team with diverse talent, working together, is essential to Busey's commitment of delivering service excellence. Busey is an Equal Opportunity Employer including Disability/Vets. Visit Busey.com/Careers to learn more about Busey's Equal Opportunity Employment. Unsolicited Resumes Busey Bank, and its subsidiaries, does not accept any liability for fees for resumes from recruiters or employment agencies ("Agency"), without a binding, written recruitment agreement between Busey and Agency describing the services and specific job openings ("Agreement"). Busey may consider any candidate for whom an Agency has submitted an unsolicited resume and explicitly reserves the right to hire those candidate(s) without any financial obligation to the Agency, unless an Agreement is in place. Any email or verbal contact with any Busey associate is inadequate to create a binding agreement. Agencies without an Agreement are requested not to contact any associates of Busey with recruiting inquiries or resumes. Busey respectfully requests no phone calls or emails.

Business Banking Analyst (aka Commercial Credit Analyst) Hours: Monday - Friday, 40+ hours per week. Do you have a strong grasp of financials and a genuine interest in helping others? Are you comfortable working with data and understand the ins and outs of credit risk? If so, Centris Federal Credit Union is looking for someone like you to join our Business Banking team as a Business Banking Analyst! What You'll Do Champion the Centris culture and values as a collaborative team player Build meaningful relationships rooted in trust, transparency, and service excellence Serve as a trusted advocate in our business lending operations Analyze credit packages with precision and insight Prepare clear, compelling loan presentations for leadership and committees Support compliance and governance through thoughtful risk assessment and process improvement Navigate systems, support colleagues, and manage multiple products with efficiency and care Make informed, data-driven decisions Collaborate with a team that values both expertise and empathy Contribute to a community-focused organization Translate complex financials into actionable insights Discover the Centris Experience: Build Relationships: Be a trusted financial partner to our members Empower Financial Success: Identify and meet member needs with precision Efficiency Meets Accuracy: Evaluate financial conditions to ensure all underwriting requirements are met, ensuring success for members and the credit union Live the Centris Way: Embrace our values, vision, and mission. What You Bring Bachelor's degree in business, finance, or a related field At least 2 years of experience in commercial or business banking At least 2 years of experience in credit or financial analysis Strong analytical skills and a keen eye for identifying risk Ready to Dive In? Your Journey Starts Here! Join us at Centris Federal Credit Union and embark on a career that's truly rewarding!

Job DescriptionDescription: Weitz Investment Management currently offers a hybrid work environment (2-days remote/3-days onsite) for this position. We are seeking a mid-level Structured Credit Analyst to join our Fixed Income and Structured Products team, with a specialized focus on Residential Mortgage-Backed Securities (RMBS). The individual will participate in the process of sourcing, evaluating, and modeling fixed income investment opportunities for the firm's fixed income strategies, to include both legacy and new issue RMBS (non-agency, CRT, re-performing/NPLs, Non-QM, and esoteric structures. The position will include credit research, modeling and trading, assist in the advancement of potential investment opportunities, and help deliver strong risk-adjusted returns to our clients. This position will support and participate in the success of our investment team. This individual will have a strong background in modeling and analyzing cashflows and capital structures, and who is looking to deepen their impact by supporting portfolio managers with actionable investment ideas, risk surveillance, and relative value insights. Essential Functions • Perform rigorous bottom-up fundamental and structural analysis on a wide range of RMBS products, including: Legacy senior and mezzanine bonds, Non-QM and RPL/NPL deals, CRT (Credit Risk Transfer) securities, 2nd lien, HELOC, Excess Servicing, IO/PO tranches, and Residual/NIM and Re-REMIC structures • Analyze deal structure, waterfall, triggers, and prepayment behavior • Evaluate servicer and collateral performance; monitor key risk metrics (e.g., CPR, CDR, severity, delinquency trends) • Provide research and investment write-ups on RMBS opportunities • Develop and maintain surveillance tools and relative value dashboards • Support portfolio managers in security selection, allocation strategy, and monitoring of existing holdings • Build and maintain cash flow scenarios, run sensitivity analysis, and stress test outcomes under varying macroeconomic conditions • Leverage proprietary models and external vendor tools to analyze valuation and relative value spread positioning. • Construct scenario-based analytics to evaluate upside/downside risks across capital structures • Demonstrates an ability to evaluate the entire capital structure and communicate the strengths and potential pitfalls of an investment idea and actively participates in group discussions to generate value-added ideas. • Build internal and external relationships with colleagues, sell-side traders and bankers, rating agencies, issuers, industry experts and other sources to collect additional insights on market, industry, asset class and issuer credit developments. • Work closely with senior PMs and other members of the fixed income team to align on portfolio strategy and positioning • Partner with operations, compliance, and technology teams to ensure accurate implementation of trade ideas and monitoring systems. About Weitz Investment Management Founded by value investor Wally Weitz in 1983, Weitz Investment Management, Inc. is a boutique, employee -owned asset management firm headquartered in Omaha, Nebraska. Over the past four decades, Weitz has leveraged its research-driven approach to capitalize on opportunities that arise out of market inefficiencies. Decisions are backed by thorough research, Iogical strategies, extensive debate and our team's personal commitment to long-term results. The Weitz team builds and manages concentrated, high-conviction, actively managed portfolios. Through bottom-up, proprietary research that emphasizes fundamentals, we focus on creating positive results over the long term. We offer a variety of options for investors with different goals and preferences, including equity and fixed income investment strategies. We offer all employees competitive compensation and benefits including medical, dental and vision coverage, as well as parental leave, paid time off, on-site gym access, and a very generous qualified profit sharing plan. Weitz offers a hybrid work environment (2-days remote/3-days onsite). Compensation includes salary and bonus and will be commensurate with experience. Requirements: • 3-5 years of experience in structured finance, preferably with a focus on RMBS sectors at a buy-side firm, sell-side research desk, or securitized products group. • Hands-on experience analyzing non-agency RMBS deals across legacy, Non-QM, and CRT subsectors. • A passion for investing, high degree of curiosity, and drive for continuous improvement • A desire to work in a collaborative team-oriented environment and openness to discussing, sharing and debating investment ideas • Strong understanding and ability to work in Microsoft Excel, and Bloomberg • Strong understanding of RMBS deal documentation, cashflow modeling, and loan-level performance analytics • Knowledge of securitization frameworks including REMIC, Re-REMIC, and key credit enhancement features • Strong oral and written communication skills • Bachelor's degree in a quantitative, analytical, or finance-related field (Engineering, Math, Economics, Finance). CFA designation or active progress toward the charter preferred. • Sound ethics and integrity • Ability and willingness to travel in support of essential functions listed above

Job Details Home Office - Bettendorf, IA Exempt 4 Year Degree $63874.00 - $95800.00 Salary None Day Business LendingDescription JOB TITLE: CREDIT ANALYST FLSA STATUS: EXEMPT REPORTS TO: VICE PRESIDENT MEMBER BUSINESS SERVICES PRIMARY FUNCTION: This position exists to coordinate the Member Business Services Department with member business lending credit underwriting and portfolio maintenance along with looking for opportunities in sales & service. This position is responsible for assisting the Member Business Services Department with all aspects of member business lending operations to ensure quality member service is provided. Promote a professional image of the credit union within the community. PRINCIPAL DUTIES/RESPONSIBILITIES: 1. Underwrite files, including but not limited to analyzing tax returns, analyzing reviewed, compiled and audited financial statements as well as analyzing industry trends to complete a credit presentation. 2. Coordinate portfolio maintenance and annual reviews including participation files and watch list credits. 3. Acquire good product knowledge and look for opportunities to cross sell to our members. 4. Manage member issues, questions, and concerns. Assist with closings and interviews with applicants when necessary. 5. Coordinate the preparation of and attendance at Business Loan Committee meetings. Facilitate quarterly board trainings and fill in at Credit Committee as needed. Review of Community Business Lenders' loans and attend Community Business Lenders Services Corporation (CBLSC) Credit Committee as a potential voting member. 6. Review appraisals and environmental reports. 7. Coordinate preparation for any and all audits. 8. Assist Member Business Services Processor as needed. 9. Ensure lending policies and operating procedures are adhered to as well as Federal regulation Part 723 and all other federal and state regulations are met. 10. Coordinate loan production to create and maintain efficiencies in the department. 11. Coordinate the maintenance of business files, pipeline, applications and denials. 12. Collaborate with appropriate third-party vendors to successfully maintain relations. 13. Keep abreast of changes within the industry on both a regulatory and functional level. 14. Attend and make presentations at All Staff Meetings as required. Assist in 90-day follow up training as needed. 15. Actively and thoughtfully communicating with their supervisor, planning their goals and development, taking accountability for their actions and striving for excellence GENERAL DUTIES/RESPONSIBILITIES: 16. Promote products and services. 17. Attend all meetings as required. 18. Maintain clean and professional work area and appearance. 19. Maintain positive public relations and promote the credit union within the community. 20. Complete educational programs as required. 21. Perform the following commitments of service to each and every member at all times: a) Make a good first impression, be dressed professionally and greet people with a smile and a firm handshake. b) Keep a smile in my voice as well as on my face. c) Answer the telephone by the third ring. d) Call people by name and thank them. e) Give people my full and undivided attention; focus on the person face to face and on the telephone. f) Take responsibility for solving the individual's problem instead of referring it to someone else. g) Deliver on commitments of action(s) to be taken, so excuses won't be necessary. h) Follow through on necessary action(s) to be sure the problem is solved. i) Know that what's important is not only who or what created the problem but how the problem can be corrected. j) Protect confidential information. 22. Other duties as assigned. Qualifications REQUIREMENTS OF THE POSITION: • Bachelor's degree in business, accounting or financial industry or related experience. • Three to five years' experience in credit analysis and spreading of financials for business loans. • High analytical skills. • High skills with Excel, Word and experience with financial spreading software. • Excellent communication and organizational skills. • Knowledge of lending policies and procedures. • Ability to perform duties under pressure. • Ability to sell. • Possible NMLS enrollment. • Professional, pleasant, and outgoing personality. • Excellent decision making skills. • Knowledge of all laws and regulations regarding this position. • Team Player. • Self-motivator. PHYSICAL REQUIREMENTS: Sedentary work - Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally, and all other sedentary criteria are met. PHYSICAL ACTIVITES: The following physical activities will be required on a day-to-day basis: climbing, stooping, crouching, reaching, walking, pulling, fingering, feeling, hearing, balancing, kneeling, crawling, standing, pushing, lifting, grasping, talking, repetitive motions. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed are representative, and reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions if they are otherwise qualified. VISUAL/PERCEPTION ACTIVITY: Administrative, Clerical, Data Entry operations, Inspection, (work at distances close to eyes). WORKING CONDITIONS: None. The worker is not substantially exposed to adverse environmental conditions. HUMAN RELATIONS SKILLS NEEDED: Ability to communicate effectively with members, staff, outside sources, the CEO and the Board of Directors in a timely, accurate and efficient manner. INTERNAL TRAINING REQUIREMENTS: Please refer to the credit union intranet for the internal training requirements for this position. EXTERNAL TRAINING: Appraisal Review Title Review and Knowledge SBA Training UCC Article 9 Training Commercial Loan Documentation Business Deposits MBS Lending ANNUAL TRAINING REQUIREMENTS: Compliance and Regulatory (BSA, OFAC, etc.) Security Awareness Training Diversity, Ethics, Sexual Harassment, and Sensitivity Any applicable MBS Courses

NISA Investment Advisors, LLC (NISA) offers customized investment solutions for tax-exempt and taxable institutional clients. NISA manages over $295 billion in fixed income and equity securities and over $165 billion in derivative notional value. We seek bright, motivated individuals who can contribute to our growing team of professionals. Candidates with a high degree of independent thinking skills, strong analytical and quantitative skills, and team playing abilities are encouraged to apply. Responsibilities The Credit Research Analyst is a member of the Credit Research Team within the Portfolio Management Group. Collectively, the Portfolio Management Group is responsible for all credit investment and portfolio management activities. Bottom-up, fundamentally driven analysis and relative value opinions are at the core of the Credit Research Team's contribution. The Credit Research Analyst will assist the senior team members in maintaining coverage across multiple sectors. The candidate is responsible for: * Conducting extensive company and industry analysis and research * Building and maintaining detailed company financial models * Communicate investment ideas based on fundamental and relative value analysis * Maintaining an active dialogue with other members of the Portfolio Management Group as well as various external parties including sell-side analysts, rating agencies and company management teams * Actively monitoring investment positions across client portfolios * Completing various ad hoc assignments and projects Qualifications * Bachelor's degree in Finance, Economics, Accounting or related field * 3-7 years of relevant finance industry experience- direct equity or credit research experience is preferred * Achieved or working toward an advanced degree (e.g., MBA) or professional designation (e.g., CFA) is preferred * Familiarity with techniques and technologies related to quantitative/statistical analysis (e.g., Python) and Excel is preferred * Candidates must have a strong analytical background and the ability to interpret and synthesize large quantities of information from technical journals, financial reports and legal documents * Ability to work successfully in a team environment * Drive to perform at a high level under pressure and time constraints NISA's culture encourages collaboration and innovation. We seek self-motivated, intellectually curious individuals willing to push themselves and others in an environment that celebrates fresh thinking. We equip employees with the resources needed to excel and we encourage personal development. NISA is dedicated to internally cultivating and rewarding talent. Employees at NISA are provided with a wide range of benefits, including a complimentary onsite cafeteria, gym, health and wellness program, and educational assistance program. NISA is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

ATTENTION MILITARY AFFILIATED JOB SEEKERS - Our organization works with partner companies to source qualified talent for their open roles. The following position is available to Veterans, Transitioning Military, National Guard and Reserve Members, Military Spouses, Wounded Warriors, and their Caregivers. If you have the required skill set, education requirements, and experience, please click the submit button and follow the next steps. As our new Operations Support Specialist, you will support the Workforce Solutions Operations group. This is a dynamic team that supports several product lines, and these products help enable our customers to live their financial best. You will play a key role on the team by harvesting the data they need to efficiently get their jobs done. And the best thing, no two days are the same, as internal and external partners, along with the states we work with, all do their work differently. This allows you to learn every single day and become an expert in the various processes our partners employ, in order to help the Operations team to improve our own support model. What you'll do: Validate incoming WOTC data (Tax Credit Questionnaires, 8850s and state forms) in various mediums (paper and electronic) to ensure completeness and process IRS 8850 forms and route to the Department of Labor in a timely manner to secure potential tax credits You will assist with resolving technical issues such as edit indexed data, quality control for external error processing, file load issues, etc. You will work with team members, internal stakeholders and states to identify and solve challenges that could impact potential tax credits ·Lead continuous improvement events resulting in employee skill, knowledge development, and performance improvement Develop and implement appropriate operational procedures to meet timely and high-quality deliverables Establish, monitor, and report on operation/production issues, business improvement opportunities, and operational achievements Pull, process, and key WOTC Determinations from the states (Certifications, Denials, and Needs) Support Employer Representative Declaration submissions to the states Process forms in the WOTC Operational Inbox What experience you need You hold a Bachelor's degree or you have an equivalent combination of education and related professional experience Minimum of 1 - 2 years of office experience You are proficient in data entry and have relatable software experience What could set you apart Knowledge of G Suite Strong organizational skills You have excellent verbal and written interpersonal skills, demonstrating an ability to support our partners with their questions and technical needs with guided career tracks.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Benefits Offered by CoBank: Careers with a purpose Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays Competitive Compensation & Incentive Hybrid work model: flexible arrangements for most positions Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance Robust associate training and development with CoBank University Tuition reimbursement for higher education up to $10k per year Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups: creating a culture of respect and inclusion Recognize a fellow associate through our GEM awards Job Description Takes leadership role in analyzing and developing credit-structuring alternatives within all Digital Infrastructure (DI) verticals including regional, large corporate/syndicated/sponsor and data center/tower/project finance including businesses owned by Financial Sponsors and other non-traditional investors. Independently leads the underwriting and portfolio management responsibilities across all DI verticals while providing credit leadership to guide the work of credit analysts and portfolio managers, while interfacing with relationship management, capital markets and division leadership staff. Reviews and approves credit actions across credit team based on delegated authorities. Key contributor to the achievement of volume, fee income, credit quality and overall profitability goals through interactions with relationship management, portfolio management, capital markets, leadership staff, direct customers and financial sponsors. Essential Functions Provides leadership on negotiation strategies, due diligence and credit evaluation while being responsible for complete credit package and managing appropriate resources to meet internal and external guidelines. Provides appropriate technical, industry and functional knowledge to credit, relationship management, portfolio management, capital markets and leadership staff, including leading communications/meetings, direct interface with clients and leading overall credit process across all DI verticals and most complex debt arrangements including project finance structures. Helps relationship management lead negotiations concerning the presentation and development of complex credit arrangements. Takes a leadership role in managing credit administration, account servicing, approval, loan closing, documentation, and monitoring. Reviews audits, interim statements, projections, and other pertinent financial information to provide expert analysis of financial trends. Acquires information from published industry reports, trade groups, customer meetings, journals, and other external sources to supplement and enhance the analysis of information provided by the borrower, agent bank and/or sponsor. Identifies strengths and weaknesses of the borrower, lending structure and evaluates specific risks to the bank. Independently analyzes and determines validity of customer/sponsor business plans based on an assessment of the industry outlook, competition, technology, management, and capital structure. Determines appropriateness and approach to sensitivity analysis, to provide alternative views on key risks associated with the proposed transaction. Provides estimates of company and/or collateral value with thorough market analysis, discounted cash flow and other methods depending on industry sector. Actively and independently monitors credit quality of high profile and complex accounts across a portfolio that spans all DI verticals. Takes pro-active approach with customer interaction, compliance reporting, research and evaluation to identify emerging trends/concerns and communicates trends and credit view with Relationship Management, Portfolio Management, Capital Markets and credit leadership. Ability to establish, lead and maintain direct communication with borrower and sponsors to execute deal process, portfolio management requirements and meet compressed internal and external deadlines. Leads interaction with Credit Approvals, Asset Review and other 3rd parties to support, defend and gain consensus on underwriting and portfolio management approaches on high-profile transactions across all DI verticals. Authors and presents research and analysis on specific industry sectors as part of DI's Center of Excellence in coordination with CoBank's Knowledge Exchange Division. Collaborates and provides guidance on enterprise valuation multiples published as part of COE and used as guidance in underwriting/portfolio management risk analysis which can ultimately lead to Probability of Default and Loss Given Default conclusions which can impact hold levels and syndication capabilities. Assists with internal research and portfolio analysis and prepares and delivers presentations on topics as assigned. Provides first level advice/assistance on procedures and work methods for others. Provides mentoring to credit and relationship management staff. Maintains expertise in leveraged lending, project finance type transactions and in all DI market sectors. Keeps abreast of industry trends and competitive environment. Identifies areas for improvement in templates, spreadsheets, programs, systems, and procedures used in credit origination process. Proposes possible solutions to problems. Approves or recommends credits for approval based on research and analysis completed by credit officers. Reviews and approves credit actions across credit team based on delegated authorities. Volunteers and serves on cross-functional teams related to improvement and efficiency initiatives and other bank wide goals and projects. Education Bachelor's Degree required Work Experience 8 years of credit experience in banking industry required 2 years experience in digital infrastructure preferred Experience in digital infrastructure may be substituted with relevant experience in leveraged finance role, sponsor finance, or project finance Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $119,200 - $146,640. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. We can recommend jobs specifically for you! Click here to get started.

Job Details Maplewood, MO Full Time CreditDescription The Credit Analyst will provide credit function support to the commercial lending team. This position will work with commercial loan officers to properly evaluate the financial strength and risks associated with clients in various industries. Primary Responsibilities: Input and analyze personal and business financial data into spreading software from various source documents, including personal and business tax returns, personal financial statements, pro forma projections, budgets, audits, and other statements. Produce supporting cash flows, property analyses, and accounts receivable aging reports to assist loan officer's loan presentations. Provide detailed financial, project specific, and economic analysis for loan requests to be presented for approval, supported using research, critical thinking, problem solving, mathematical and analytical skills in the form of fully articulated credit analyses. It is the responsibility of the analyst to assess the risks associated with the loan requests and communicate them with the relevant loan officers, and the approving authorities of the bank. Learn and apply the bank's loan policy and procedures and make recommendations on loan structure to loan officers and loan coordinators as needed. Maintain the software-based tracking system for financial documents, including tax returns, financial statements, borrowing base certificates, and accounts receivable aging documents. Record and distribute minutes for weekly loan committee meetings. Prepare and present reports on loan utilization and unfunded commitments. Prepare monthly Board Reports and monthly lending metric reports. While this is mostly an in-office position, the analyst will have the opportunity to travel to meet with loan officers and clients of the bank as needed. Attend industry training provided by the Risk Management Association, Missouri Bankers Association, and/or American Bankers Association to further your skillset and industry knowledge. Assist Senior Management with other tasks and duties as assigned. Qualifications Experience, Education, Skills 2+ Years of Credit Underwriting experience is preferred. Bachelor's Degree in Accounting, Business, Economics, or Finance preferred, with a solid understanding of accounting principles, related job experience in lieu of a college degree will be considered. An understanding of financial data metrics including balance sheets, income statements, cash flow statements, and ratio analysis. Ability to provide accurate and concise financial analysis on projects, clients, and the economy within given deadlines. Strong Proficiency with Microsoft Word, and Excel, with the ability to create and maintain detailed financial spreadsheets and documents. Strong written and verbal communication skills. The ideal candidate will be a community focused professional who is a self-motivated, hard-working, and intellectually curious person, willing to learn on the job, assist others, and be able to work independently, with a high level of attention to detail while delivering satisfactory analysis within the established deadlines and interested in furthering a career in community banking.

This is a multi-level posting, and will be filled at the appropriate level based on experience. The credit analyst is responsible for obtaining and analyzing detailed financial and business information for credit risk recommendation, interaction with customers and sales personnel, preparing written credit assessment reports, monitoring and initiating credit level changes and maintaining credit files on customers to support increased throughput, enhance customer stability and provide prompt turnover and adequate protection of investments in accounts receivables. Bachelor's degree in finance, accounting, business administration, or related field; or equivalent work experience. (Typically, six years of related, progressive work experience would be needed for candidates applying for this position who do not possess a bachelor's degree.) MBA preferred. Eight or more years of related credit or banking experience. Knowledge of capital markets products, financial statements analysis, and accounting principles. Good understanding of the regulated environment and the gas sales and gas transportation marketing, contracting and nominations functions. Experience/exposure to the pipeline transportation industry, as well as knowledge of the natural gas business. Excellent spreadsheet and word processing software skills. Excellent negotiation, analytical, problem-solving and interpersonal skills. Ability to exercise excellent business judgment. Ability to develop and maintain rapport with customers and business peers and gain the trust and confidence of customers while maintaining company goals. Ability to integrate broad business picture with the credit function. Ability to work closely with manager, credit risk, in providing seamless coverage of customer and company needs. Must be customer focused and sensitive to the department's role as a service provider. Must have ability to work on special collection issues. Effective oral and written communication skills. Effective analytical, decision-making and problem-solving skills. Ability to prioritize and handle multiple tasks and projects concurrently. Support the Company's employee policies and procedures, including workplace safety rules. Performs complex financial analysis of active/prospective customers to establish/review creditworthiness as prescribed by appropriate company FERC Tariff. Assesses and evaluates the credit worthiness of the counterparties and monitors the credit and market exposure to these counterparties, including a qualitative and quantitative analysis that takes into account the financial condition of the company, the strength of the management team, its risk management policy and counterpart's regulatory compliance. Administers sound credit practices and policies to ensure strict adherence to legal, regulatory and banking parameters concerning the extension of credit and collection of accounts receivable. Participates in obtaining credit data and analyzing financial statements to authorize credit limits within established limits and, as necessary, recommend higher limits. Supports credit analysts in assessing credit risk with difficult collection matters when necessary. Serves as an analytical resource for the credit department on assigned tasks or projects. Arranges for security instruments, or prepayments as determined by financial analyses. Monitors the daily credit and market exposure within portfolios to minimize risk by utilizing various financial tools to assess, monitor, and measure daily counterparty trading activity. Provides essential credit and market risk reporting and maintain/update credit profiles of customers. Negotiates security arrangements with customers and financial institutions. Participates in the development/enhancement and testing of risk management systems including review of the functional design documents and performing user acceptance testing. Assists in the training and development of credit analysts within the department. Approves transportation requests for secured and unsecured credit. Assists with lender approval of firm transportation customers. Disseminates credit information to internal personnel and external contacts. Develops financial results used in presentations for senior financial management. Keeps credit management informed of changing account conditions, which may affect payment probabilities. Prepares and executes a schedule for annual reviews of portfolio customers. Reports the status of accounts on a monthly basis to manager. Provide technical input to assist in development of project planning. Perform any additional responsibilities as requested or assigned.

This is a multi-level posting, and will be filled at the appropriate level based on experience. The credit analyst is responsible for obtaining and analyzing detailed financial and business information for credit risk recommendation, interaction with customers and sales personnel, preparing written credit assessment reports, monitoring and initiating credit level changes and maintaining credit files on customers to support increased throughput, enhance customer stability and provide prompt turnover and adequate protection of investments in accounts receivables. Bachelor's degree in finance, accounting, business administration, or related field; or equivalent work experience. (Typically, six years of related, progressive work experience would be needed for candidates applying for this position who do not possess a bachelor's degree.) MBA preferred. Eight or more years of related credit or banking experience. Knowledge of capital markets products, financial statements analysis, and accounting principles. Good understanding of the regulated environment and the gas sales and gas transportation marketing, contracting and nominations functions. Experience/exposure to the pipeline transportation industry, as well as knowledge of the natural gas business. Excellent spreadsheet and word processing software skills. Excellent negotiation, analytical, problem-solving and interpersonal skills. Ability to exercise excellent business judgment. Ability to develop and maintain rapport with customers and business peers and gain the trust and confidence of customers while maintaining company goals. Ability to integrate broad business picture with the credit function. Ability to work closely with manager, credit risk, in providing seamless coverage of customer and company needs. Must be customer focused and sensitive to the department's role as a service provider. Must have ability to work on special collection issues. Effective oral and written communication skills. Effective analytical, decision-making and problem-solving skills. Ability to prioritize and handle multiple tasks and projects concurrently. Support the Company's employee policies and procedures, including workplace safety rules. Performs complex financial analysis of active/prospective customers to establish/review creditworthiness as prescribed by appropriate company FERC Tariff. Assesses and evaluates the credit worthiness of the counterparties and monitors the credit and market exposure to these counterparties, including a qualitative and quantitative analysis that takes into account the financial condition of the company, the strength of the management team, its risk management policy and counterpart's regulatory compliance. Administers sound credit practices and policies to ensure strict adherence to legal, regulatory and banking parameters concerning the extension of credit and collection of accounts receivable. Participates in obtaining credit data and analyzing financial statements to authorize credit limits within established limits and, as necessary, recommend higher limits. Supports credit analysts in assessing credit risk with difficult collection matters when necessary. Serves as an analytical resource for the credit department on assigned tasks or projects. Arranges for security instruments, or prepayments as determined by financial analyses. Monitors the daily credit and market exposure within portfolios to minimize risk by utilizing various financial tools to assess, monitor, and measure daily counterparty trading activity. Provides essential credit and market risk reporting and maintain/update credit profiles of customers. Negotiates security arrangements with customers and financial institutions. Participates in the development/enhancement and testing of risk management systems including review of the functional design documents and performing user acceptance testing. Assists in the training and development of credit analysts within the department. Approves transportation requests for secured and unsecured credit. Assists with lender approval of firm transportation customers. Disseminates credit information to internal personnel and external contacts. Develops financial results used in presentations for senior financial management. Keeps credit management informed of changing account conditions, which may affect payment probabilities. Prepares and executes a schedule for annual reviews of portfolio customers. Reports the status of accounts on a monthly basis to manager. Provide technical input to assist in development of project planning. Perform any additional responsibilities as requested or assigned.

Join our team! We are a growing community bank in southeast Nebraska. We are looking for a Credit Analyst in our York market. This person will use sound business and banking practices to perform credit analysis for ag & commercial business clients, assisting lenders in the underwriting process. While servicing all loans, they will also assist the manager in loan production as needed. Key accountabilities for this role: Analyze & prepare loan applications for loan committee. Develop and maintain relationships. Provide services, analysis, and consultation on an ongoing basis. Assist in insuring a high level of credit quality. Assist in insuring that the loan portfolio is in compliance with all bank and regulatory policies and regulations. Prepare loan files and assist in insuring that all loan documents are properly prepared, loan files are kept current and relative, and appropriate information is forwarded to the holding company. Maintain or create specialized reports as necessary. Assist in developing strategies that maximize growth, earnings, and efficiencies on a short (1 year) and long term (3-5 years) basis. Perform customer visits, appraisals, inspections for customers as needed. Learn how the rest of the bank works as time permits. Exhibit professional behavior and promote positive working relationships. Required to adhere to all compliance policies and procedures. Requirements Required: Bachelor's Degree in Business or related field; Ability to read, interpret, and understand financial information; Strong credit skills; Understanding of applicable laws/regulations/compliance; Knowledge of computer software, including Microsoft Office Suite and Lending Cloud; Attention to Detail; Ability to give support to multiple people; Ability to relate to customers in a courteous and professional manner; Professional image; Ability to make sound, logical decisions and to organize, prioritize, and manage multiple projects; Ability to produce accurate results, to work independently and be a self-starter. Desirable: Growth oriented. Understanding of applicable software. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status. EEO Member FDIC

Job DescriptionDescription: Our risk management team is looking for a lending Credit Risk Analyst for our home improvement loan platform. This role is responsible for implementing and monitoring lending strategy, loan decision automation, lending performance dashboards and ad-hoc reporting. RESPONSIBILITIES Act as subject matter expert for credit analysis and credit rules automation by interacting with IT, data and business intelligence teams Develop and maintain reporting, automation and dashboards for the consumer loan portfolio. Support risk forecasting by maintaining loan loss and prepayment models• Support credit policy and underwriting by monitoring and developing strategies and reporting Support to create credit policy and procedures for loan approval, origination and work out QUALIFICATIONS AND REQUIRED SKILLS Expertise with MS Excel 2+ years' experience in a financial-analysis or data-analysis role Analytical coding experience using financial, actuarial, economic or behavioral data 4yr degree in a Finance, engineering or analytical STEM degree, or equivalent education Expertise writing SQL for queries and data extraction Strong analytical acumen, understanding of distributions, sets, arrays and identifying and managing data impacts caused by Bayesian or selection bias Confident working independently, detailed oriented, meticulous with data integrity VALUED KNOWLEDGE AND SKILLS Coding tools: SQL, PC SAS or R, and rules engine automation Microsoft Power stack (PowerBI, PowerQuery, PowerPivot, PowerAutomate) Useful domains: API, JSON, Visual Studio, Python, M language, general ledger Experience with lending data system architecture or online servicing business automation WORK EXAMPLES / PENDING PROJECTS Work with Data and BI to deploy enhanced portfolio delinquency reporting dashboard Create credit risk waterfall reporting for strategy management Work with Data to structure an end-to-end data cube for ad-hoc and predictive analytics Work with IT to develop workflow for managing API automation between three systems Create risk monitoring dashboards to track model population stability Develop and deploy custom strategy scorecard solutions, such as predicting household income Requirements:

Preparation of various loan system reports, including those that are submitted to the Board of Directors on a monthly basis. Preparation of technical exception reports, non-conforming loan reports, etc., for the eventual benefit of loan officers and Board of Directors. Responsible for completing financial analysis reviews assigned and loan proposals. Follow-up to ensure timely responses to the recommendations and the resolution and/or implementation of the same. Responsible for the entering of financial statement tracking, which includes entering information into the tracking system and also into the CASH software. This includes spreading all financial statements when they are received. Monitor credit files to ensure adequacy of documentation and timeliness of financial statements. Generate letters on a timely basis requesting current financial statements from customers. Review all downgraded loans to ensure we have proper real estate valuations in each file. Order re-evaluations as deemed necessary. Review and update loan documentation as required in loan policies and bank regulations. Keep abreast of changes in regulation and procedures that affect loan documentation and compliance. Assist with the appraisal process; including but not limited to; ordering appraisals, reviewing appraisals, and maintaining communication between bank and vendors. Perform various compliance related audits and projects as assigned. Attend training sessions to learn about the regulations that pertain to commercial loans and train other commercial loan personnel about the changes in regulations as they occur. Examine files systematically for adequacy of credit and/or deficiencies and report examination results to the supervisor, other officers or management as requested. Assist external and internal auditors in their reviews. Provide support to commercial lending staff and officers as needed. Knowledge, skill and mental development equivalent to the completion of a bachelors degree (in the field of business), which includes specific courses in accounting and finance. One year of bank audit experience and knowledge of bank credit review, audit and/or compliance procedures and policies. Strong computer software knowledge of and skills and experience with word processing and spreadsheet software, preferably Word and Excel. Good verbal communication skills as evidenced by the ability to interact both face-to-face and over the telephone with examiners, consultants, auditors, customers and co-workers. Demonstrated ability to use tact, diplomacy, and a professional personal appearance, when dealing with examiners, consultants, auditors, customers and co-workers. Ability to manage multiple tasks simultaneously in a fast-paced environment. Strong customer service and relations skills. Creativity and initiative. Organizational and time management skills. Analytical and problem-solving abilities. Good written communication skills. Good proof reading and editing skills. Accuracy and attention to detail. This position is eligible for a $500 referral bonus.

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: The AB (Asset-Based) Portfolio Specialist manages a portfolio of asset-based structured loans in a variety of industries. The AB Portfolio Specialist is responsible for actively monitoring financial and collateral trends and recommending appropriate action. Responsibilities also include reviewing requests for loan modifications, analyzing financial performance, negotiating terms, drafting proposals, reviewing documents, and preparing recommendations for approval. The FAM Specialist ("Specialist") is responsible for the timely completion of accurate financial statement spreads and risk ratings in support of underwriting new credit requests, renewals, and traditional portfolio monitoring. The Specialist will also perform annual reviews on client relationships in alignment with Business Unit policy and procedures. Responsibilities: * Build trust and strong relationships and proactively drive engagement with Underwriting, Credit Executive and Client team partners. * Spread and analyze complex financial information, including Personal Financial Statements, Brokerage statements, Personal Tax Returns and Schedule K-1s, Business financials, etc. for high-net-worth clients. * Accurately risk rate clients using regulatory definitions, good credit judgement and the Risk Rating Scorecard tool. * Effectively and concisely communicate spreading and risk ratings outcomes with key business partners. * Understand and leverage tools, systems, and applications used in day-to-day functions such as Excel, Outlook, GUS, Loan IQ, EDR, Risk Rating Scorecard, etc. * Understand and accurately apply risk rating scorecard and spreading guidance. Required Qualifications: * Experience: 3-5 years in credit analysis, accounting, financial analysis, or a closely related credit risk role, including financial covenant testing and the ability to interpret and apply Commercial credit agreement terminology and concepts. * Policies and Procedures: 2+ years of credit analysis experience with Commercial credit policies and procedures * Technical Skills: Proficient in interpreting various Commercial loan documents. * Credit Analysis: Strong working knowledge of commercial loan structures and financial statement analysis, including personal financial statements, brokerage statements, rent rolls, and NOI statements; ability to identify and escalate early signs of credit deterioration, within the Commercial credit structure. * Operational Support: Exposure to GMS/Tableau reporting, documentation management, and process improvement. * Project Coordination: Capable of independently running analysis on credit supported small projects and streamlining team operations. * Systems Knowledge: Working proficiency with Commercial loans, collateral, client data and workflow systems along with SharePoint, and Adobe Acrobat. Desired Qualifications: * Bachelor's degree in Accounting, Finance or equivalent experience * System knowledge of LIQ, PACE, GMS, GUS, EDR, Genesis, Image Trust, Navigator, SharePoint , KYC, Adobe Acrobat Standard Skills: * Attention to Detail * Client Management * Decision Making * Underwriting * Credit Documentation Requirements * Critical Thinking * Portfolio Management * Problem Solving * Written Communications * Financial Analysis * Negotiation Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40

We are seeking a Junior Credit Analyst at our corporate office in Chesterfield, MO. This individual will review credit data to evaluate small business loan requests, analyze sources of financial information to determine profitability of loans, evaluate sources of collateral and prepare loan documents. Qualified candidates MUST have at least 2 years of direct experience with underwriting commercial loans. Experience with small business loans, such as commercial vehicles, equipment and investment properties is PREFERRED. Responsibilities include: Prepare credit memorandum includes the borrower's financial condition, evaluate repayment capacity and collateral coverage. Annual Reviews Ensure that all credit assessments are thorough, accurate, mitigate risks, comply with internal policies and regulatory requirements Excellent communication and interpersonal skills Strong analytical and quantitative skills with the ability to interpret financial and tax information.

Summer 2026 Internship Opportunity! Title: Credit Intern Are you ready to kickstart your career with a company that's making a global impact? Carboline is looking for motivated, curious, and driven students to join our team for an unforgettable summer internship experience! This immersive 12-week program (Anticipated: May 18, 2026 - August 7, 2026), offers a unique opportunity to gain valuable experience, build lasting connections, and make a meaningful impact-all before heading back to campus. Jumpstart your career with a hands-on internship in our Credit Department at Corporate Headquarters. As a Credit Intern, you'll gain real-world experience through impactful summer projects, learning the ins and outs of credit operations while collaborating with experienced professionals. Along the way, you'll grow your network through mentorship, peer connections, and exposure to senior leadership-building both your industry knowledge and professional confidence. What You'll Gain: Meaningful, hands-on experience working on impactful projects that contribute to Carboline's success. Exposure to cross-functional collaboration and insight into how a global organization operates. Professional development opportunities, including mentorship from experienced leaders. A chance to enhance your skills and apply classroom knowledge in a real-world setting. Participation in team-building activities and a workplace culture that values innovation, integrity, and growth. Minimum Requirements: Currently pursuing a degree in Finance or a related field. Available to work 30-40 hours per week from May through August. Strong communication, organization, teamwork, and interpersonal skills. A proactive attitude and willingness to learn. Physical Requirements: Primarily office-based with extended computer use (up to 8 hours/day). Students must have housing arrangements in or near St. Louis, MO for the summer, as housing allowance is not provided. No unusual lifting, environmental, or exertion requirements. Essential Functions: Bring curiosity and a growth mindset to learning credit processes and financial systems. Reconcile customer accounts promptly to ensure accuracy and up-to-date records. Review and evaluate credit data-including bank/trade references, D&B reports, and financial statements-to support credit limit decisions. Proactively follow up with customers on past-due accounts using aging reports and maintain consistent communication. Communicate clearly and professionally across all channels with strong verbal and written skills. Leverage Microsoft Excel and Word to support credit analysis and reporting tasks. Collaborate across departments to support credit operations and contribute to team goals. Apply critical thinking and creativity to identify solutions and improve processes. Champion Carboline's commitment to safety and quality by adhering to all relevant policies and procedures. Who We Are: Carboline is a St. Louis-based coatings manufacturer with a global reach. The company, founded in 1947, produces high-quality performance coatings, linings, and fireproofing products in more than 20 manufacturing facilities around the world. Carboline has been ranked a top workplace, so culture and maintaining a safe and clean work environment is something we take very seriously. Carboline is part of RPM International Inc., a $7.6 billion, multinational company with subsidiaries that are world leaders in specialty coatings, sealants, building materials and related services. From homes and workplaces to infrastructure and precious landmarks, RPM's market-leading brands are trusted by consumers and professionals alike to help build a better world. If you want to be part of a growing global organization with opportunity for growth, we would like to meet you. What We Offer: We offer a team atmosphere that fosters cooperation and creativity; a management team committed to employee development and an environment where people are empowered to make decisions. Our career opportunities offer unlimited earnings potential, and our comprehensive benefits package is among the best in the industry which includes affordable benefits, a company match 401K plan and a retirement pension plan. Carboline is an Equal Opportunity Employer that values the strength diversity brings to the workplace. Individuals with Disabilities and Protected Veterans are encouraged to apply. “In order to be the best, we must hire the best.”

Summer 2026 Internship Opportunity! Title: Credit Intern Are you ready to kickstart your career with a company that's making a global impact? Carboline is looking for motivated, curious, and driven students to join our team for an unforgettable summer internship experience! This immersive 12-week program (Anticipated: May 18, 2026 - August 7, 2026), offers a unique opportunity to gain valuable experience, build lasting connections, and make a meaningful impact-all before heading back to campus. Jumpstart your career with a hands-on internship in our Credit Department at Corporate Headquarters. As a Credit Intern, you'll gain real-world experience through impactful summer projects, learning the ins and outs of credit operations while collaborating with experienced professionals. Along the way, you'll grow your network through mentorship, peer connections, and exposure to senior leadership-building both your industry knowledge and professional confidence. What You'll Gain: Meaningful, hands-on experience working on impactful projects that contribute to Carboline's success. Exposure to cross-functional collaboration and insight into how a global organization operates. Professional development opportunities, including mentorship from experienced leaders. A chance to enhance your skills and apply classroom knowledge in a real-world setting. Participation in team-building activities and a workplace culture that values innovation, integrity, and growth. Minimum Requirements: Currently pursuing a degree in Finance or a related field. Available to work 30-40 hours per week from May through August. Strong communication, organization, teamwork, and interpersonal skills. A proactive attitude and willingness to learn. Physical Requirements: Primarily office-based with extended computer use (up to 8 hours/day). Students must have housing arrangements in or near St. Louis, MO for the summer, as housing allowance is not provided. No unusual lifting, environmental, or exertion requirements. Essential Functions: Bring curiosity and a growth mindset to learning credit processes and financial systems. Reconcile customer accounts promptly to ensure accuracy and up-to-date records. Review and evaluate credit data-including bank/trade references, D&B reports, and financial statements-to support credit limit decisions. Proactively follow up with customers on past-due accounts using aging reports and maintain consistent communication. Communicate clearly and professionally across all channels with strong verbal and written skills. Leverage Microsoft Excel and Word to support credit analysis and reporting tasks. Collaborate across departments to support credit operations and contribute to team goals. Apply critical thinking and creativity to identify solutions and improve processes. Champion Carboline's commitment to safety and quality by adhering to all relevant policies and procedures. Who We Are: Carboline is a St. Louis-based coatings manufacturer with a global reach. The company, founded in 1947, produces high-quality performance coatings, linings, and fireproofing products in more than 20 manufacturing facilities around the world. Carboline has been ranked a top workplace, so culture and maintaining a safe and clean work environment is something we take very seriously. Carboline is part of RPM International Inc., a $7.6 billion, multinational company with subsidiaries that are world leaders in specialty coatings, sealants, building materials and related services. From homes and workplaces to infrastructure and precious landmarks, RPM's market-leading brands are trusted by consumers and professionals alike to help build a better world. If you want to be part of a growing global organization with opportunity for growth, we would like to meet you. What We Offer: We offer a team atmosphere that fosters cooperation and creativity; a management team committed to employee development and an environment where people are empowered to make decisions. Our career opportunities offer unlimited earnings potential, and our comprehensive benefits package is among the best in the industry which includes affordable benefits, a company match 401K plan and a retirement pension plan. Carboline is an Equal Opportunity Employer that values the strength diversity brings to the workplace. Individuals with Disabilities and Protected Veterans are encouraged to apply. “In order to be the best, we must hire the best.”

Summer 2026 Internship Opportunity! Title: Credit Intern Are you ready to kickstart your career with a company that's making a global impact? Carboline is looking for motivated, curious, and driven students to join our team for an unforgettable summer internship experience! This immersive 12-week program (Anticipated: May 18, 2026 - August 7, 2026), offers a unique opportunity to gain valuable experience, build lasting connections, and make a meaningful impact-all before heading back to campus. Jumpstart your career with a hands-on internship in our Credit Department at Corporate Headquarters. As a Credit Intern, you'll gain real-world experience through impactful summer projects, learning the ins and outs of credit operations while collaborating with experienced professionals. Along the way, you'll grow your network through mentorship, peer connections, and exposure to senior leadership-building both your industry knowledge and professional confidence. What You'll Gain: * Meaningful, hands-on experience working on impactful projects that contribute to Carboline's success. * Exposure to cross-functional collaboration and insight into how a global organization operates. * Professional development opportunities, including mentorship from experienced leaders. * A chance to enhance your skills and apply classroom knowledge in a real-world setting. * Participation in team-building activities and a workplace culture that values innovation, integrity, and growth. Minimum Requirements: * Currently pursuing a degree in Finance or a related field. * Available to work 30-40 hours per week from May through August. * Strong communication, organization, teamwork, and interpersonal skills. * A proactive attitude and willingness to learn. Physical Requirements: * Primarily office-based with extended computer use (up to 8 hours/day). * Students must have housing arrangements in or near St. Louis, MO for the summer, as housing allowance is not provided. * No unusual lifting, environmental, or exertion requirements. Essential Functions: * Bring curiosity and a growth mindset to learning credit processes and financial systems. * Reconcile customer accounts promptly to ensure accuracy and up-to-date records. * Review and evaluate credit data-including bank/trade references, D&B reports, and financial statements-to support credit limit decisions. * Proactively follow up with customers on past-due accounts using aging reports and maintain consistent communication. * Communicate clearly and professionally across all channels with strong verbal and written skills. * Leverage Microsoft Excel and Word to support credit analysis and reporting tasks. * Collaborate across departments to support credit operations and contribute to team goals. * Apply critical thinking and creativity to identify solutions and improve processes. * Champion Carboline's commitment to safety and quality by adhering to all relevant policies and procedures. Who We Are: Carboline is a St. Louis-based coatings manufacturer with a global reach. The company, founded in 1947, produces high-quality performance coatings, linings, and fireproofing products in more than 20 manufacturing facilities around the world. Carboline has been ranked a top workplace, so culture and maintaining a safe and clean work environment is something we take very seriously. Carboline is part of RPM International Inc., a $7.6 billion, multinational company with subsidiaries that are world leaders in specialty coatings, sealants, building materials and related services. From homes and workplaces to infrastructure and precious landmarks, RPM's market-leading brands are trusted by consumers and professionals alike to help build a better world. If you want to be part of a growing global organization with opportunity for growth, we would like to meet you. What We Offer: We offer a team atmosphere that fosters cooperation and creativity; a management team committed to employee development and an environment where people are empowered to make decisions. Our career opportunities offer unlimited earnings potential, and our comprehensive benefits package is among the best in the industry which includes affordable benefits, a company match 401K plan and a retirement pension plan. Carboline is an Equal Opportunity Employer that values the strength diversity brings to the workplace. Individuals with Disabilities and Protected Veterans are encouraged to apply. "In order to be the best, we must hire the best."