Credit analyst jobs in Placentia, CA - 199 jobs

A leading financial institution in Los Angeles is seeking a Finance Analyst to provide financial and credit analysis for business clients. The successful candidate will evaluate credit requests and conduct annual reviews to assess risks. Responsibilities also include preparing credit approval reports and ensuring compliance with regulations. This role offers competitive compensation, dynamic workplace, and comprehensive benefits to foster professional growth. #J-18808-Ljbffr

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. This position is open for the entire market and the specific Financial Center location will be based on business needs. If you are offered a position, you will train at one financial center, and then potentially move to another location that is within a reasonable commuting distance of your home to the extent permitted by applicable law.* Responsibilities: Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities Assists, educates, and trains clients on conducting simple transactions through self-service technologies Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Required Qualifications: Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client Collaborates effectively to get things done, building and nurturing strong relationships Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives Confident in identifying solutions for helping new and existing clients based on their needs Strong written and verbal communications skills Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances Applies strong critical thinking and problem-solving skills to meet clients' needs Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) Can be flexible to work weekends and/or extended hours as needed Bilingual in Mandarin Desired Qualifications: Associate's Degree or Bachelor's Degree in business, finance or a related field Experience working in a financial center where goals were met or exceeded Retail and/or sales experience in a salary plus incentive environment Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded Experience with financial information, spreadsheets and financial skills Knowledge of banking products and services Strong computer skills including Microsoft applications and previous experience utilizing laptop technology Skills: Active Listening Business Acumen Customer and Client Focus Oral Communications Problem Solving Account Management Client Experience Branding Client Management Client Solutions Advisory Relationship Building Business Development Pipeline Management Prospecting Referral Identification Referral Management Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent The following laws or regulations restrict or prohibit the hiring of individuals with certain specified criminal history for the position: FDIC/loan Originator Shift: 1st shift (United States of America) Hours Per Week: 40

Guggenheim Investments is seeking a Municipal Credit Analyst. The Municipal Credit Analyst is responsible for maintaining market coverage, conducting security and portfolio-level analysis, and sourcing and reviewing investments. This position is collaborative and may be cross-functional across credit sectors and portfolio management in response to market conditions. The employee is responsible for intermediating, aggregating, and disseminating market information to credit sector teams, portfolio managers, and senior investment professionals. The employee will report to the Senior Municipal Credit Analyst/Sector Lead. The position can be located in Santa Monica, CA or New York City, full-time. Responsibilities Key Responsibilities: * Lead evaluation of specialized and complex investments utilizing all available sources of information including governing documents, published research, financial reports, news, rating agency reports, and market information * Analyze new issue and secondary market taxable and tax-exempt municipal credits to create reports, analyses, and recommendations * Create and maintain analytical models and tools that enhance credit research (e.g. sector-wide credit metric comparable, macro stress testing) * In-depth work on the legal characteristics of security structure, such as mutability of cash flow waterfalls, enforceability of tax levies, legality of issuance authorization, substitutability of indentures * Monitor portfolio holdings and municipal sectors for credit changes and material news and events * Formulate and manage sector investment thesis and strategy and communicate firm-wide, incorporating the firm's macro views * Provide the team leader with ongoing information about market sentiment, liquidity, volatility, and other market information about the sector * Prioritize investment activities considering Portfolio needs, desk resources, and market risk/value. * Create and maintain desk tools that improve investment process and efficiency (e.g., secondary offerings, trade reports, bi-weekly meeting data, credit review log) * Create and institutionalize credit research reporting, credit memo templates, and ESG analysis framework * Author the municipal sector team's Quarterly Outlook thought leadership piece * Ensure adherence with firm policies and procedures with respect to investment underwriting, compliance, trading * Direct surveillance, research, and project activities in conjunction with the Team Leader * Develop project scope and set priorities for technology and research initiatives * Assist in the creation and maintenance of marketing materials Qualifications Preferred Qualifications * Advanced degree (MFE, MBA) or equivalent educational background are desirable * 10+ years of experience on the buy side * Strong credit, finance, economic, business, and technical skills * Ability to multi-task across analytical, administrative, and research activities in a detail oriented and timely manner * Team oriented individual with ability to work independently and work well with diverse groups in a market-paced environment Basic Qualifications * BA/BS in a quantitative discipline to include finance, business, economics or accounting * Minimum 6-9 years of experience in credit research and analysis (buy side) * CFA or progress toward CFA is required * Experience with industry standard tools and data products such as Bloomberg, BRS, Ipreo, TM3. * Strong credit, finance, economic, business, and technical skills * Advanced Excel skills are required. SQL, Python skills are desirable * Strong written and verbal communication skills * Strong commitment to performance and accuracy of work product Salary Range Annual base salary between $160,000.00-$175,000.00 The base salary range represents the low and high end of the anticipated base salary range for this position. Actual base salaries may vary depending on factors such as location and experience. The range listed reflects base salary only, and the total compensation package may include other components such as incentive compensation.

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own. We're actively seeking a talented Private Credit Surveillance Analyst to join our Private Asset Investment team in Newport Beach, CA. The Private Asset team manages a rapidly growing portfolio of over $25 billion of AUM and operates within the Pacific Life Investment (PLI) division that manages over $150B of AUM. The Private Credit Surveillance Analyst will assist with the onboarding, implementation and future monitoring of private credit deals in a portfolio management platform, iLevel. This role involves interfacing with internal teams (credit analysis/underwriting, risk management) and external partners (consultants, technology vendors). How you'll help us move forward: Support the Private Credit Surveillance Manager in implementing a new portfolio management SaaS platform. Collaborate with our legal and business analyst teams to locate pertinent documents. Read and interpret legal documents to extract covenant and reporting requirements. Perform spreadsheeting activities with the assistance of an ADI (Automated Data Ingestion) tool. Perform ongoing portfolio monitoring functions; some credit analysis is necessary. Assist with developing automated dashboards and reports that highlight key performance indicators, covenant tracking, and early-warning signals. The experience you bring: Education: Undergraduate degree in Business, Accounting, Finance, or a related field. Experience: Minimum of 2 years of experience in investment operations, credit analysis, portfolio monitoring, or related role. Strong Collaborator: Proven ability to work in a collaborative environment, works well in cross-functional teams. Technical Skills: Moderate to strong MS Excel skills. Experience using workflow and surveillance software a plus but not required. Communication Skills: Excellent written and verbal communication skills. What makes you stand out: Experience with financial statement spreading and credit analysis Able to investigate complex issues, make connections, and uncover insights Familiarity with credit rating methodologies You can be who you are. We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife #LI-AJ1 Base Pay Range: The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. $100,530.00 - $122,870.00 Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off Paid Parental Leave as well as an Adoption Assistance Program Competitive 401k savings plan with company match and an additional contribution regardless of participation EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Are you looking to help transform a company and an industry? As a Stewart employee, you'll be joining a company that is committed to helping you own, develop, and nurture your career while growing our company. We invest in your career journey because we understand that as you grow so does our company. You will be part of a diverse and equitable work environment that reflects the customers we serve. You'll be empowered to use your unique experiences, passion and skills to help our company constantly evolve and improve. Together, we can achieve our vision of becoming the premier title services company. More information can be found at ************************ subscribe to the Stewart blog at ******************************** or follow Stewart on Twitter @stewarttitleco. Job Description Job Summary The Credit Analyst is responsible for conducting credit investigations and analyzing credit information pertaining to loans. In addition, to verifying and updating credit information as requested by clients in support of the mortgage underwriting process, provides operational support to the production team through the course of the credit report supplement process. Job Responsibilities •Investigates all available sources of credit and financial information. •Provides credit information and references for customers, loan officers, or other agencies as requested. •Performs a wide range of support functions to assist in departmental processes •Follows clearly defined procedures to complete daily tasks and responsibilities •Uses existing procedures to solve straightforward problems without the consistent need to exercise discretion •Uses basic communication skills to address internal and/or external clients and/or team members Individual contributor working under direct supervision with little autonomy •Performs all other duties as assigned by management Education •High school diploma required; Bachelor's preferred Experience •Typically requires 0-2 years of related work experience Equal Employment Opportunity Employer Stewart is committed to ensuring that its online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you have a disability and need assistance or an accommodation in the application process, please contact us by email at *******************. Pay Range & Benefits $38,859.60 - $64,766.00 Annually The base salary range provided is consistent with similar roles at the Company. The base salary range is not an absolute, but a guide, and actual offers will be based on the individual candidate's knowledge, skills, education, experience, location, market conditions, and other compensation components. Depending upon all of the preceding considerations, the base salary may be lower or higher than the stated range. Stewart offers eligible employees a competitive benefits package that includes, but is not limited to a variety of health and wellness insurance options and programs, paid time off, 401K with company match, employee stock purchase program, and employee discounts

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards. We are looking for Letter of Credit Specialist to play a key role in global trade finance! If you thrive in a fast-paced environment and have expertise in Letters of Credit, SWIFT, and compliance, this is your chance to make an impact. Essential Functions: * Responsible for day-to-day processing of Letter of Credit, Collection and Trade Finance transactions to facilitate revenue generation and business development. * Responsible for one or more of the following; Issuance of Standby and Commercial Letter(s) of Credit upon proper credit approval/receipt of required application documentation, advising Export Letter(s) of Credit to customers, examines documents presented under all types of L/C's for compliance to terms/conditions and pays as directed. * Monitors Standby Letter(s) of Credit auto renewal(s). Processes Import/Export Documentary Collections, Trade Finance Loans and fees on all products. * Provides counsel to customers/branch personnel on technical aspects of products/processes. * Input(s) all transactions into the trade finance system. * Assists with reporting as needed. Other duties as assigned. Qualifications: * Requires a high school degree or equivalent and 2+ year of related international trade and/or letter of credit operations experience within a financial institution or other directly related experience. * A combination of education and experience may meet job requirements. * Proficient knowledge of trade finance transactions, letter of credit issuance and documents, collections and compliance regulations. * Working knowledge of and understands SWIFT and FedWIRE transactions. * Strong customer service, communication and interpersonal skills in order to interact effectively with clients and all levels of Bank personnel. * Advanced analytical and problem solving skills. * Must be detail-oriented and accurate in a deadline-driven, multitask-oriented environment. * Advanced computer experience required, e.g.. Microsoft Word, Excel, Outlook and PowerPoint. Benefits: * Medical, Dental and Vision Insurance - START DAY ONE! * Life and Disability Insurance, Paid Paternal Leave, and Adoption Assistance * Health Savings (HSA), Flexible Spending (FSA), and dependent care accounts * Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays * 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience * Mental health benefits, including coaching and therapy sessions * Tuition Reimbursement for qualifying employees * Employee Ambassador preferred banking products This position is eligible to earn a base salary in the range of $28.00 - $41.00 hourly depending on job-related factors such as level of experience.

At Open Bank, we pride ourselves on being different and OPEN to new ideas and opportunities for our clients and employees. We celebrate innovation, diversity, teamwork, excellence and integrity. We are an equal opportunity employer and offer competitive compensation and benefits package to recruit, retain and reward top talent. We would like to be your partner in success and happiness! Join our TEAM - Together Everyone Achieves More Job Title: Credit Analyst Department: Credit Admin (HQ Office) We are looking for a Credit Analyst to join our Credit Admin team. The Credit Analyst is responsible for underwriting, documenting, processing, and maintaining lending products and loan files. Assist in evaluating loan applications, analyzing financial data, and supporting the Commercial lending team in making informed credit decisions. Key Responsibilities: * Assist underwriting commercial loan products following the bank's loan policy and procedures, and general prudent lending practices. * Perform credit analysis and spreads on financial information; and communicate with the Senior Credit Administrator on loans. * Perform site visitations to new borrowers and existing borrowers. * Prepare and review files for policy, regulatory, and documentation compliance, including equal credit, fair credit reporting, BSA, and other regulatory requirements. * Follow up with tickler items. * Provide good service to all clients and potential clients of the bank, as needed as required for obtaining necessary documents for other departments of the bank. * Maintains high level of awareness in areas of regulatory compliance, loss prevention, security matters and adherence to Bank's policies and procedures. Requirements/Qualifications: * Bachelor's degree in Business Administration or related field or equivalent work experience required. * Excellent verbal and written communication skills. * Good written and oral communication skills; ability to communicate effectively and project a professional image when giving and taking information in writing, in person, and over the phone. * Ability to respond effectively to the most sensitive inquiries or client complaints. * Present a professional image in dealing with customers, interdepartmental, and external representatives. * Accurate typing/keyboarding skills; basic computer skills, including the use of word processing, spreadsheet software applications, core banking process systems, e-mail and on-line banking programs. * Good analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions. * Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables. * Ability to retain broad knowledge of lending tasks. * Strong analytical skills with a thorough understanding of lending operations and client needs. Employee Benefits & Perks * Medical, Dental, & Vision: Open Bank offers medical, dental, and vision insurance for all full-time employees and their immediate family members. Employees become eligible for insurance benefits on the first of the month following their hire date. * Life, Accidental Death & Dismemberment, & Long-Term Disability: Open Bank pays 100% of the cost. * Flexible Spending Account (FSA): Tax-advantaged financial accounts are offered for employees to pay for eligible out-of-pocket expenses (health, dependent care, transit, and parking) with pre-tax dollars. * 401(k) Retirement Savings Plan: Open Bank matches 100% of the first 6% of employees' contributions. Employees are eligible to participate on the first of the month following 90 days of employment. * Paid Time Off (PTO): Employees begin to accrue PTO hours at the time of hire to use for vacation, illness, or other personal reasons. * Employee Assistance Program (EAP): The EAP offers counseling sessions, online tools and resources, and legal and financial guidance for employees and their family. * Company Paid Lunch: Open Bank provides company paid lunch twice a week. To view current job openings, please visit Open Bank Careers Page: ******************************

About the Role We are seeking a Tax Credit Specialist with expertise in Research & Development (R&D) tax credits to join our growing team. In this role, you will take ownership of performing and completing credit studies, preparing documentation, and delivering final client work products with limited supervision. You will work closely with audit and tax leaders, directly support client engagements, and participate in strategic tax planning initiatives. Key Responsibilities Perform and complete credit studies (including R&D credits) with supporting documentation and client deliverables. Demonstrate advanced technical skills and proficiency in advising clients on federal and state tax credits. Ensure client service assignments are completed within budget and deadlines. Delegate, supervise, and review tax research projects for accuracy and efficiency. Actively participate in client meetings and planning discussions. Collaborate with audit and tax partners, directors, and managers to support larger client engagements with credit calculations and documentation. Requirements Minimum Qualifications 2+ years of public accounting experience, with progressive involvement in federal and state R&D tax credits. Minimum 1 year of supervisory experience (mentoring or directing tax staff). CPA license (active or in process). Commitment to professional development with at least 40 hours of continuing education annually. Strong organizational, research, and client service skills. Benefits Why Join Us Competitive base salary + performance bonus. Overtime at time-and-a-half for staff and seniors. Comprehensive benefits package (medical, dental, vision, retirement). Exposure to diverse clients across industries (public and private). Strong emphasis on career growth and mentorship. Recognized as one of the Best Places to Work with a supportive and entrepreneurial culture.

About Us Rothschild & Co is a leading global financial services group with seven generations of family control and a history of over 200 years at the centre of the world's financial markets. Our expertise, intellectual capital and global network enable us to provide a distinct perspective that makes a meaningful difference to our clients, communities and planet. We have 4,600 talented specialists on the ground in over 40 countries around the world, enabling us to deliver a unique global perspective across four market-leading business divisions - Global Advisory, Wealth Management, Asset Management and Five Arrows. As a family-controlled business built on relationships, we place a huge emphasis on our people and finding the right colleagues to take our business forward. Rothschild & Co is committed to an inclusive and supportive environment where different perspectives are valued. We are focused on the attraction and recruitment, development and retention and progression of high calibre talent to ensure we and our clients benefit from the value of difference. Five Arrows Five Arrows is the investment arm of the Rothschild & Co group. It deploys the firm's capital, alongside that of a select set of leading institutional and private investors. With global commitments in excess of €29 billion, Five Arrows manages a series of funds dedicated to corporate and secondary private equity, multi-managers funds and co-investments as well as senior and junior credits. Our business is founded on three inter-twined principles - our passion for investing, respect for risk, and culture of partnership - all of which define who we are today. Overview of Role Rothschild & Co is looking to recruit a credit analyst to join its Los Angeles office and support the management of the portfolio of leveraged loans. The successful candidate will work closely with senior research analysts and portfolio managers to analyze new leveraged loan transactions and manage a portfolio of existing credits. The ideal candidate will be an experienced credit analyst, capable of analyzing complex credit transactions, ideally with leveraged loan or private equity experience. Responsibilities Credit research and market analysis Report writing and presenting Financial modeling Transaction monitoring Client relationships Education and Qualifications BA/BS degree or above MBA and/or CFA, preferred Experience, Skills and Competencies Preferred The ideal candidate will likely have 3-5 years of prior relevant experience Strong report writing and presentation skills Highly numerate and quantitative Excellent interpersonal skills and ability to build effective relationships between individual, teams and lines of business Excellent communication skills, ability to communicate clearly, persuade and influence; good listening skills A pro-active approach and flexible attitude with the ability to demonstrate initiative and reliability Ability to work well under pressure and meet tight deadlines Advanced Microsoft Office skills (Word, PowerPoint and Excel) Enthusiasm and drive to develop skills Expected base salary rates for this role in our Los Angeles Office will be between $110,000 and $175,000 per year at the commencement of employment. However, salary offers are determined on an individualized basis and are based on a wide range of factors, including relevant skills, training, experience and education. Market and organizational factors are also considered. In addition to salary and our Rothschild & Co employee benefits package, successful candidates may be eligible to receive a discretionary bonus. Rothschild & Co North America is an equal opportunity employer. If you are a qualified individual with a disability or disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access this career website.

Full-time Description Solutions MAZO Capital Solutions is a fast-growing, tech-enabled equipment finance lender powering America's entrepreneurial spirit. We partner with equipment dealers, manufacturers, and online marketplaces nationwide to deliver simple, fast, and flexible financing solutions for small and mid-sized businesses. As MAZO continues its rapid growth as an on-balance-sheet lender, we're expanding our Credit & Risk team to help us say “yes” more while protecting portfolio quality. If you are analytical, detail-oriented, and eager to build a career in commercial credit or financial services, MAZO is an incredible place to learn and grow. Position Overview We are seeking a Junior Credit Analyst who is early in their career and excited to learn the fundamentals of underwriting and credit evaluation. This role supports our Senior Credit Analysts and Underwriters by reviewing documentation, analyzing financial information, and preparing initial credit assessments. This is an excellent opportunity for someone pursuing a future in equipment finance, commercial lending, or risk management. Requirements Key Responsibilities · Assist in reviewing credit applications, bank statements, financials, and credit bureau reports. · Conduct preliminary financial analysis and risk assessment under guidance from senior team members. · Help prepare credit write-ups and summaries outlining key findings and risk considerations. · Communicate with Sales and Business Development teams to gather missing or additional documentation. · Support the structuring of transactions and provide recommendations based on internal guidelines. · Identify potential red flags or inconsistencies within applicant information. · Maintain accurate documentation and support ongoing improvements to underwriting processes. Qualifications · 0-2 years of experience in financial services, lending, banking, equipment finance, or related field (internships welcomed). · Strong analytical skills with an interest in credit, risk, or financial statement analysis. · Ability to interpret bank statements and basic financial documents (training provided). · Excellent written and verbal communication skills. · Highly detail-oriented and comfortable in a fast-paced environment. · Proficient with Microsoft Excel; familiarity with Salesforce is a plus. · Bachelor's degree in Finance, Economics, Accounting, Business, or related field preferred.

Credit Analyst - (250000PG) Description Who We AreThrough our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement. We Take Care of Our PeopleAlong with competitive pay, as an employee of HCA, you are eligible for the following benefits:· Medical, Dental and Vision plans that include no-cost and low-cost plan options· Immediate 401(k) matching and vesting· Vehicle purchase and lease discounts plus monthly vehicle allowances· Paid Volunteer Time Off with company donation to a charity of your choice· Tuition reimbursement What to ExpectThe Associate, Consumer Credit is responsible for underwriting consumer applications from Hyundai, Kia and Genesis Dealers. This position is responsible for making credit decisions that meet acceptable underwriting standards within HCA's policies and procedures as well as adhering to all State and Federal regulatory compliance. All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI's. This position requires flexibility and ability to adapt to a multi-functional departmental structure. All positions within the Operations Division are expected to collaborate cross-divisionally to achieve a seamless customer experience; this includes supporting other departments as necessary to meet the business need. What You Will Do1. Analyze information from credit applications utilizing the four C's of credit to make sound credit decisions based on appropriate authority level, while effectively negotiating the terms and conditions of loan decisions via dealer phone calls or electronic rehash. 2. Balance the demands of Production, Sales Support, Risk, and Quality Assessments while maintaining established SLA's. Participate in team meetings and Calibrations to communicate, share trends, review Policies & Procedures and team goals. 3. Follow up for approvals and pending contracts to increase capture rate and monitor dealer's portfolio. Be well versed in eContract and eRehash processes. Conduct Customer Interviews and investigations when needed to facilitate in credit decisions or assist in the funding process. Coach and assist dealers to resolve funding issues and reduce unclean contracts. 4. Performance Coaching: Actively participate in coaching and development sessions/trainings to co-create solutions that enhance individual performance and overall department/team performance. 5. Perform all other duties as assigned. Qualifications What You Will Bring· Minimum 1-year automotive finance experience (Desirable)· Experience with Collections, Funding, Dealer Services, Lease end or Customer Service (Desirable)· Auto finance or related background is preferred· 2 years of experience in fast paced office environment· Experience with Dealer operations or Sales (Desirable)· High school graduate (GED), College Degree preferred· Strong verbal, written and interpersonal skills· Analytical with high attention to detail· Self- starter with excellent time management skills· Well versed on company product offerings, reporting and measurement systems· Ability to negotiate, influence and collaborate both with customers and associates Work EnvironmentEmployees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an office environment. This position requires flexibility with schedule to include weekends, evenings and holidays. The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range. California Privacy NoticeThis notice only applies to our applicants who reside in the State of California. The latest version of our Privacy Policy can be found here. This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 (“CCPA”). If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs. com. Primary Location: United States-California-IrvineWork Locations: Headquarters 1 3161 Michelson Dr. Ste 1900 Irvine 92612Job: Underwriting Op. Job Type: RegularOvertime Status: Non-exempt Schedule: Full-time Minimum Salary: $48,552. 00Maximum Salary: $72,828. 00Job Posting: Dec 10, 2025

Duties and Responsibilities: * Responsible for investigating, tracking, and evaluation the initial review and credit line recommendation for all KMFC Dealer Applications applying for a floor plan line of credit. * Responsible for the analysis, evaluation, and review of complex Buy-Sell agreements, entity organizational structures, and understanding lines of ownership structure (individual & corporate), and making recommendations to seek additional information and/or a course of action to resolve pending applications. * Conducts annual dealer credit reviews to ensure credit line requirements are appropriately balanced against credit risk. * Maintains current knowledge base of economic trends in industry to predict probable success of new dealers. * Evaluates results of investigations, prepares reports of findings, and suggests credit limitations to management. * Directs the investigation and accumulation of information to help determine credit lines and/or new dealership applications. * Develops ratios to determine financial condition of selected dealers. * Maintains database of financial statements and information. * Oversees and verifies accumulated financial information and makes educated recommendations for credit lines. Education and Experience: Bachelor's degree (BA/BS) or equivalent from four-year college is required; and minimum three years related experience and/or training in a credit analysis environment; or equivalent combination of education and experience. Skills and Qualifications: To perform this job successfully, you must be able to perform each essential duty satisfactorily. The items listed below are representative of the knowledge, skill, and/or ability required. * Exhibits excellent oral and written communication skills. * Demonstrates the ability to successfully prioritize and organize multiple, competing tasks. * Is extremely detail and deadline oriented. * Brings energy and enthusiasm to group or team efforts. * Has solid knowledge and experience working with Microsoft's Word, Excel, PowerPoint and Access software. Salary: $75,000 - $80,000

Location: Irvine, CA Job Type: Full-Time | Non-Exempt | Hybrid Eligible Salary Range: $30 - $35/hour Commercial Bank of California (CBC) is the largest Latino-owned bank in California and a certified Minority Depository Institution (MDI). Headquartered in Irvine and founded in 2003, CBC is one of the largest privately held banks in the state, with over $3.5 billion in assets as of December 2024. We are a purpose-driven financial institution committed to building long-term relationships and delivering innovative, personalized banking solutions. Our leadership reflects the diverse communities we serve, and our mission is rooted in empowering entrepreneurs, business owners, and community leaders to thrive. As a certified MDI, CBC is proud to play a vital role in advancing financial inclusion and economic opportunity. We believe in a higher vision for banking-one that prioritizes trust, collaboration, and community impact. Join us and be part of a team that's redefining what it means to be a community-focused, relationship-driven bank that puts people over profits. Job Summary We are seeking a detail-oriented and motivated Credit Analyst to join the Credit Department at Commercial Bank of California (CBC). This role is ideal for individuals looking to grow their career in commercial banking and credit analysis while supporting CBC's mission to deliver exceptional financial solutions and promote Life Wealth for our clients and communities. As a Credit Analyst, you will play a critical role in the underwriting and portfolio management process by conducting credit investigations, preparing financial analyses, and ensuring compliance with CBC's lending policies and regulatory standards. You will analyze credit data and financial statements to assess risk and determine creditworthiness for lending decisions. Your insights and recommendations will directly influence CBC's lending strategies and contribute to the bank's overall financial health. This position requires strong analytical skills, attention to detail, and the ability to collaborate across departments in a fast-paced environment. By joining CBC, you will help uphold our commitment to integrity, client success, and community-driven banking. Essential Duties and Responsibilities Credit Investigation and Analysis Conduct thorough credit investigations and evaluations to determine the creditworthiness of commercial and consumer loan applicants. Review credit histories by obtaining reports from reputable sources and references. Prepare financial spreads and assist in the development of credit presentations. Analyze information and prepare credit write-ups for new loans and renewals as requested by lending officers. Establish and Maintain Credit Files Ensure all customer credit documentation-including loan applications, financial statements, tax returns, credit reports, and account information-is complete and up to date. Maintain accurate and organized credit files in compliance with internal policies. Monitor and update financial statements to ensure they remain current and meet loan agreement requirements. Monitor Existing Credit Relationships Track existing credit lines to ensure compliance with loan terms and covenants. Review maturing loan reports and coordinate with account officers regarding renewals. Prepare renewal notifications and request updated financial information from customers. Identify and report covenant violations promptly and recommend appropriate actions. Evaluate loans for changes in risk and assist in risk rating adjustments. Support collateral reviews and audits for asset-based lending relationships. Additional Responsibilities Collaborate with other credit analysts on special projects and process improvements. Organize and manage loan files for storage and retrieval, including electronic records. Coordinate with internal departments to facilitate loan documentation and closings. Participate in training sessions and assist in educating staff on compliance and sound lending practices. Perform other duties as assigned to support credit and lending operations. Minimum Qualifications These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. Bachelor's degree in Finance, Accounting, Economics, or a related field. 1-2 years of experience in credit analysis or a related area. Strong analytical, organizational, negotiation, interpersonal and communication skills; positive attitude with team-player approach. Demonstrated ability to prioritize work assignments; detail oriented with flexibility in dealing with a changing work environment, customer service oriented and a strong sense of urgency. Computer literate in Windows, Word, Excel software. Benefits & Perks Competitive employer contribution to medical, dental and vision coverage 401k plan with employer match Flexible Spending Accounts (FSA) and Dependent Care Accounts Employee Assistance Program (EAP) Employer provided Calm subscription Employer provided mental health benefits through Teladoc Life, AD&D and disability insurance Minimum 15 Days of Vacation, 11 Paid Federal Holidays, Paid Time off to Volunteer Online discount program Tuition Reimbursement Program Join Our Team! Equal Employment Opportunity & Accommodations Commercial Bank of California is proud to be an Equal Employment Opportunity employer. We are committed to creating an inclusive environment for all employees and applicants. All qualified individuals will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, protected veteran status, or any other legally protected characteristic. We evaluate applicants fairly and equitably, including those with criminal histories, in accordance with applicable federal, state, and local laws. Commercial Bank of California is also committed to providing reasonable accommodations to individuals with disabilities. If you require a reasonable accommodation during the application or interview process, please contact us at ************ with the nature of your request and your contact information. Recruitment Policy Commercial Bank of California does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to CBC, either directly or indirectly, will be considered the property of Commercial Bank of California. We will not pay a fee for any placement resulting from the receipt of an unsolicited resume. To submit candidates for consideration, recruiting agencies must have a valid, written, and fully executed agreement with Commercial Bank of California. Without such an agreement in place, no agency submissions will be accepted or compensated.

Allstate Floral is a leading home décor company that has become known for its innovative designs and breadth of high-quality artificial flowers and home décor accessories. Products include decorative flowers, plants, trees, home accents and holiday décor sold through a broad spectrum of global retailers, distributors, and interior designers. Allstate Floral fosters an energetic work environment of creativity and collaboration. As the leading importer with the largest in-stock decorative flowers, greenery and home decor, Allstate Floral is always looking to recruit and retain exceptional people who are skilled, confident, innovative and committed to providing excellent customer service to buyers. POSITION OVERVIEW The Credit Specialist/Sr. Credit Specialist at Allstate Floral are generally responsible for managing debts owed to creditors. This position oversees various operations necessary for resolving client debt repayment and evaluates the credit situation of a customer to identify debtors and credit level. ESSENTIAL FUNCTIONS Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Process customers' credit application and obtain required documents. Analyze and assess customers' creditworthiness. File customer credit application. Response to credit inquiries from mutual vendors. Document customer credit history. Check existing customers' credit with mutual vendors as needed for credit term and limit adjustment. Reply account credit status inquiries from customers, sales representatives, and internal staff. Collect payments from customers. Perform customers' account reconciliation and keep customers' account as current as possible. Establish and maintain regular communications with customers to accelerate periodic payments. Identify delinquent accounts requiring external collection efforts. Initiate collection action against debtors who dodge, ignore, or refuse payment after numerous collection attempts. Document collection activities. File proof of claim for accounts filed bankruptcy. Post payments, make bank deposits, and review reports to apply on account credit and collect short payments. Research deductions, coordinate with Customer Care and Sales to solve the discrepancies. Scan and save copy electronically for all checks, ACHs, wire transfers, and cash deposits. Research credit card charge backs and file dispute if necessary. Provide Credit Processing with copies of the checks indicating deductions taken on the daily bases for account reconciliation and on account credit application purpose. Note payments posted on account. Update postdated payments information to customers' account. Regular and reliable attendance is essential for this role COMPETENCIES Technical Capacity. Business Acumen. Communication Proficiency. Ethical Conduct. Problem Solving/Analysis. Strategic Thinking. WORK ENVIRONMENT This job operates in a clerical office setting. The role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets, and fax machines. When expected to travel to trade shows, the environment becomes the showroom. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. This is largely a sedentary role; however, work is performed in an office environment and requires the ability to operate standard office equipment and keyboards. While performing the duties of this job, the employee is regularly required to talk and hear. This position is very active and requires: standing and sitting at will, walking, and bending as necessary; lifting, carrying, pushing, and pulling items up to 35 pounds regularly without assistance and over 35 pounds occasionally with assistance; reaching overhead, at, or below shoulders; gross manipulation with hands and fine manipulation with fingers. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus. POSITION TYPE AND EXPECTED HOURS OF WORK This is a full-time position in our Cerritos, California, headquarters. Business hours are Monday through Friday, 8:30 a.m. to 5:30 p.m., however, additional or changes in hours may be required to meet work expectations. If requested to travel to trade shows, the expected days and hours of work will change accordingly. TRAVEL Travel is primarily locally during the business day. No travel outside of the office is expected for this position. REQUIRED EDUCATION AND EXPERIENCE High School Diploma 3+ years in an office customer service environment Bilingual Spanish proficiency preferred OTHER DUTIES Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. SALARY RANGE $25.00 hourly EQUAL EMPLOYMENT OPPORTUNITY Allstate Floral provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Please see our Privacy Notice to California Job Applicants.

Join our team as a Call Back Analyst and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC's common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry. Essential Duties and Responsibilities As a Call Back Analyst, you'll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will: Close the loop - Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application. Match the right fit - Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly Be a trusted partner - Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success. Add value to every deal - Review deals with dealers and help structure or restructure them for the best possible outcome. Bring solutions to the table - Gather key information to recommend alternative products or programs when appropriate. Educate and empower - Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership. Aim high - Consistently hit or exceed monthly goals for production, quality, and customer satisfaction. Collaborate for success - Work closely with internal teams like Funding and Sales to keep deals moving smoothly. Stay adaptable - Jump in where needed to support the team and company goals. Qualifications We're looking for a motivated professional who thrives in a fast-paced, relationship-driven environment. Skills & Abilities Excellent communication and interpersonal skills Strong organizational and time management abilities Proven ability to build relationships with dealers, sales/marketing teams, and peers Skilled negotiator with a drive to win in a competitive market and ability to think outside the box Compensation Range: $18.00 - $21.00 an hour, based on experience Uncapped Bonuses, Averaging $1,100 - $1,500 monthly Expected Total Compensation including Average Bonuses = $52K - $58k plus!! Education/Experience Bachelor's degree preferred (or equivalent combination of education and experience) Auto finance or financial services experience preferred but not required No certifications or licenses required Technical Skills Proficient in Microsoft Office, Google G Suite, and Teams Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully. UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring. UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices. UACC complies with all applicable federal, state, and/or local laws relating to equal employment. Other Things to Note This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice. Please review our privacy and CCPA policies.

Perform the analysis of financial statements and tax returns using nCino for Account Officers to use in their recommendations for new and renewal extensions of credit. Calculate various financial ratios to assist in the ongoing monitoring of borrower compliance to financial covenants per loan agreements and the submission of financial documents. ESSENTIAL FUNCTIONS Manages ticklers and covenants and monitors receipt of financial documents pertaining to the existing credits using nCino. This may include financial statements for borrowers, owners and/or guarantors, tax returns, financial spreads, collateral information, covenants, borrowing base, credit reports, and projections. Prepares and analyzes financial spreads using nCino for private and public companies, prospect, individual and corporate tax returns according to the standard classification and guidelines established by the Bank. Prepares individual and global cash flows. Calculates covenant compliance based on Borrower's Loan Agreement (BLA). Forwards completed spreads to lending unit. Identifies and notifies lending unit of covenant violations and escalates to Credit Administrators as required. Maintains up-to-date knowledge on all Bank lending policies and regulations. Maintains up-to-date knowledge in financial spreads and basic GCF process. Completes quality spreads with supervision. QUALIFICATIONS Education: College degree in Finance, Accounting, Business, or related field preferred, or 2 years related experience in credit or financial analysis. Experience: Minimum one year (prefers two) of working experience in analyzing financial statements, cash flow analysis, familiarity with various industries, collateral issues and values, and analysis of guarantor personal financial statements and tax returns. Skills/Ability: Good working knowledge of accounting, credit policy and financial statement analysis. Good organizational and analytical skills. Good verbal and written communication skills. Ability to work successfully both independently and as a team player. Proficient in Microsoft Office (Word, Excel, PowerPoint, and Outlook). OTHER DETAILS $20.0 - $21.63 / hour Pay determined based on job-related knowledge, skills, experience, and location.This position may be eligible for a discretionary bonus.

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead - our policyholders count on us to be there when it matters most. It's a big ask, but it's one that we have the power to deliver when we work together. We collaborate and innovate - pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it's the right thing to do. Pacific Life is more than a job, it's a career with purpose. It's a career where you have the support, balance, and resources to make a positive impact on the future - including your own. We're actively seeking a talented Private Credit Surveillance Analyst to join our Private Asset Investment team in Newport Beach, CA. The Private Asset team manages a rapidly growing portfolio of over $25 billion of AUM and operates within the Pacific Life Investment (PLI) division that manages over $150B of AUM. The Private Credit Surveillance Analyst will assist with the onboarding, implementation and future monitoring of private credit deals in a portfolio management platform, iLevel. This role involves interfacing with internal teams (credit analysis/underwriting, risk management) and external partners (consultants, technology vendors). How you'll help us move forward: * Support the Private Credit Surveillance Manager in implementing a new portfolio management SaaS platform. * Collaborate with our legal and business analyst teams to locate pertinent documents. * Read and interpret legal documents to extract covenant and reporting requirements. * Perform spreadsheeting activities with the assistance of an ADI (Automated Data Ingestion) tool. * Perform ongoing portfolio monitoring functions; some credit analysis is necessary. * Assist with developing automated dashboards and reports that highlight key performance indicators, covenant tracking, and early-warning signals. The experience you bring: * Education: Undergraduate degree in Business, Accounting, Finance, or a related field. * Experience: Minimum of 2 years of experience in investment operations, credit analysis, portfolio monitoring, or related role. * Strong Collaborator: Proven ability to work in a collaborative environment, works well in cross-functional teams. * Technical Skills: Moderate to strong MS Excel skills. Experience using workflow and surveillance software a plus but not required. * Communication Skills: Excellent written and verbal communication skills. What makes you stand out: * Experience with financial statement spreading and credit analysis * Able to investigate complex issues, make connections, and uncover insights * Familiarity with credit rating methodologies You can be who you are. We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What's life like at Pacific Life? Visit Instagram.com/lifeatpacificlife #LI-AJ1 Base Pay Range: The base pay range noted represents the company's good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. $100,530.00 - $122,870.00 Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we're committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we've got you covered. * Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents * Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off * Paid Parental Leave as well as an Adoption Assistance Program * Competitive 401k savings plan with company match and an additional contribution regardless of participation EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

About Us Rothschild & Co is a leading global financial services group with seven generations of family control and a history of over 200 years at the centre of the world's financial markets. Our expertise, intellectual capital and global network enable us to provide a distinct perspective that makes a meaningful difference to our clients, communities and planet. We have 4,600 talented specialists on the ground in over 40 countries around the world, enabling us to deliver a unique global perspective across four market-leading business divisions - Global Advisory, Wealth Management, Asset Management and Five Arrows. As a family-controlled business built on relationships, we place a huge emphasis on our people and finding the right colleagues to take our business forward. Rothschild & Co is committed to an inclusive and supportive environment where different perspectives are valued. We are focused on the attraction and recruitment, development and retention and progression of high calibre talent to ensure we and our clients benefit from the value of difference. Five Arrows Five Arrows is the investment arm of the Rothschild & Co group. It deploys the firm's capital, alongside that of a select set of leading institutional and private investors. With global commitments in excess of €29 billion, Five Arrows manages a series of funds dedicated to corporate and secondary private equity, multi-managers funds and co-investments as well as senior and junior credits. Our business is founded on three inter-twined principles - our passion for investing, respect for risk, and culture of partnership - all of which define who we are today. Overview of Role Rothschild & Co is looking to recruit a credit analyst to join its Los Angeles office and support the management of the portfolio of leveraged loans. The successful candidate will work closely with senior research analysts and portfolio managers to analyze new leveraged loan transactions and manage a portfolio of existing credits. The ideal candidate will be an experienced credit analyst, capable of analyzing complex credit transactions, ideally with leveraged loan or private equity experience. Responsibilities * Credit research and market analysis * Report writing and presenting * Financial modeling * Transaction monitoring * Client relationships Education and Qualifications * BA/BS degree or above * MBA and/or CFA, preferred Experience, Skills and Competencies Preferred * The ideal candidate will likely have 3-5 years of prior relevant experience * Strong report writing and presentation skills * Highly numerate and quantitative * Excellent interpersonal skills and ability to build effective relationships between individual, teams and lines of business * Excellent communication skills, ability to communicate clearly, persuade and influence; good listening skills * A pro-active approach and flexible attitude with the ability to demonstrate initiative and reliability * Ability to work well under pressure and meet tight deadlines * Advanced Microsoft Office skills (Word, PowerPoint and Excel) * Enthusiasm and drive to develop skills Expected base salary rates for this role in our Los Angeles Office will be between $110,000 and $175,000 per year at the commencement of employment. However, salary offers are determined on an individualized basis and are based on a wide range of factors, including relevant skills, training, experience and education. Market and organizational factors are also considered. In addition to salary and our Rothschild & Co employee benefits package, successful candidates may be eligible to receive a discretionary bonus. Rothschild & Co North America is an equal opportunity employer. If you are a qualified individual with a disability or disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access this career website.

ABOUT ALLSTATE FLORAL Allstate Floral is a leading home décor company that has become known for its innovative designs and breadth of high-quality artificial flowers and home décor accessories. Products include decorative flowers, plants, trees, home accents and holiday décor sold through a broad spectrum of global retailers, distributors, and interior designers. Allstate Floral fosters an energetic work environment of creativity and collaboration. As the leading importer with the largest in-stock decorative flowers, greenery and home decor, Allstate Floral is always looking to recruit and retain exceptional people who are skilled, confident, innovative and committed to providing excellent customer service to buyers. POSITION OVERVIEW The Credit Specialist/Sr. Credit Specialist at Allstate Floral are generally responsible for managing debts owed to creditors. This position oversees various operations necessary for resolving client debt repayment and evaluates the credit situation of a customer to identify debtors and credit level. ESSENTIAL FUNCTIONS Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Process customers' credit application and obtain required documents. Analyze and assess customers' creditworthiness. File customer credit application. Response to credit inquiries from mutual vendors. Document customer credit history. Check existing customers' credit with mutual vendors as needed for credit term and limit adjustment. Reply account credit status inquiries from customers, sales representatives, and internal staff. Collect payments from customers. Perform customers' account reconciliation and keep customers' account as current as possible. Establish and maintain regular communications with customers to accelerate periodic payments. Identify delinquent accounts requiring external collection efforts. Initiate collection action against debtors who dodge, ignore, or refuse payment after numerous collection attempts. Document collection activities. File proof of claim for accounts filed bankruptcy. Post payments, make bank deposits, and review reports to apply on account credit and collect short payments. Research deductions, coordinate with Customer Care and Sales to solve the discrepancies. Scan and save copy electronically for all checks, ACHs, wire transfers, and cash deposits. Research credit card charge backs and file dispute if necessary. Provide Credit Processing with copies of the checks indicating deductions taken on the daily bases for account reconciliation and on account credit application purpose. Note payments posted on account. Update postdated payments information to customers' account. Regular and reliable attendance is essential for this role COMPETENCIES Technical Capacity. Business Acumen. Communication Proficiency. Ethical Conduct. Problem Solving/Analysis. Strategic Thinking. WORK ENVIRONMENT This job operates in a clerical office setting. The role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets, and fax machines. When expected to travel to trade shows, the environment becomes the showroom. PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job. This is largely a sedentary role; however, work is performed in an office environment and requires the ability to operate standard office equipment and keyboards. While performing the duties of this job, the employee is regularly required to talk and hear. This position is very active and requires: standing and sitting at will, walking, and bending as necessary; lifting, carrying, pushing, and pulling items up to 35 pounds regularly without assistance and over 35 pounds occasionally with assistance; reaching overhead, at, or below shoulders; gross manipulation with hands and fine manipulation with fingers. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and ability to adjust focus. POSITION TYPE AND EXPECTED HOURS OF WORK This is a full-time position in our Cerritos, California, headquarters. Business hours are Monday through Friday, 8:30 a.m. to 5:30 p.m., however, additional or changes in hours may be required to meet work expectations. If requested to travel to trade shows, the expected days and hours of work will change accordingly. TRAVEL Travel is primarily locally during the business day. No travel outside of the office is expected for this position. REQUIRED EDUCATION AND EXPERIENCE High School Diploma 3+ years in an office customer service environment Bilingual Spanish proficiency preferred OTHER DUTIES Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. SALARY RANGE $25.00 hourly EQUAL EMPLOYMENT OPPORTUNITY Allstate Floral provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. Please see our Privacy Notice to California Job Applicants. Powered by JazzHR W9Ydi1r1kM