Credit analyst jobs in Rockville, MD - 102 jobs

The credit analyst will complete underwriting packages for new and existing customers seeking commercial credit products. This position requires interaction with a variety of internal departments, specifically the lending group; this interaction may occur in person, over the phone, or via email. Essential Functions: Spread financial information upon receipt, including business and personal tax returns, audited, reviewed, compiled or company-prepared financial statements. Complete underwriting packages for new and existing customers to analyze the risk associated with extending credit to individuals and/or entities. Make required corrections and/or suggested changes to loan packages as directed by senior management. Actively engage in the loan approval process by discussing the merits and pitfalls of each presentation with the appropriate parties, providing the approval to loan documentation, and answering any related questions that arise from the receipt of the loan approval. Manage workload efficiently to ensure deadlines are met. Attend twice weekly loan committee meetings either in person or telephonically Supervisory Responsibilities: This position has no supervisory responsibilities. Work Environment: This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines. Physical Demands: This position requires sitting at a computer station for extended periods of time. Position Type/Expected Hours of Work: This is a full-time position. Days and hours of work are flexible but should be agreed upon with the employee's supervisor. Travel: This position requires occasional travel to client sites, off-site meetings, other ODNB branches and locations, and other business-related outings. Work Authorization/ Security Clearance: Must be eligible to work in the United States. AAP/EEO Statement: Old Dominion National Bank provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, ODNB complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training. ODNB expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of ODNB's employees to perform their job duties may result in discipline up to and including discharge. Other duties: Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Requirements Competency: A working knowledge of the loan process, to include: the life cycle of a loan, the various relationships and interactions between departments (operations, lending, etc.) Proficiency in systems (Horizon, Global Wave), software (Microsoft Word and Excel), credit reporting application (LaserPro), etc. Strong communication skills, both written and verbal, and with both internal departments and external customers. All employees will be responsible for understanding and complying with the letter and spirit of all government regulations including, but not limited to the Bank Secrecy Act, that apply to the bank's specific operations Education and Experience: Bachelor's degree in business, finance, accounting or related field, required Credit analysis/ underwriting experience, preferred three to seven years Banking experience, in operations or back-office environment, preferred Proven customer service skills, required Written and verbal communication skills, required

John Marshall Bank is looking for an experienced Credit Analyst to join our Credit Underwriting team in our Reston Headquarters. In this role you will: Oversee the review of financial, collateral, and other related documentation used to evaluate commercial loan requests to approve or deny applications for credit. Participate in credit approval process; monitors adherence to loan policy, ensures accuracy of risk rating system, ensures effective evaluation and administration of collateral. Be responsible for the completion of financial spreads and analysis; credit approval and memo review for loan presentations in conjunction with Commercial Bankers, all in an independent and objective manner. Maintain a continuing and informative record of data from which lending officers may make fully informed loan decisions. Spread and analyze, historical and projected financial statements, tax returns, and other pertinent financial information to determine overall financial performance, condition, and creditworthiness of Borrower and other obligors. Review credit files for documentation and exceptions. Submit periodic exception reports. Engage in effective and timely communication regarding credit considerations and issues with Credit Administration and Commercial Bankers. In addition to handling the normal flow of transactions, may also be assigned to handle complex transactions. Requirements Required: At least 2 years experience in commercial credit analysis, underwriting, and/or a formal credit training program Bachelor's Degree in accounting or finance or related field from an accredited four-year college or university Sound credit and analytical skills Solid understanding of balance sheets, income, and cash flow statements Proficiency with Microsoft Suite including Word and Excel Preferred: Ability to learn internal bank systems and additional software applications Advanced knowledge of commercial real estate, commercial and industrial, general business, asset-based, and real estate construction loans within respective economic market areas Strong combination of interpersonal communication skills, analytical and decision-making skills, with the ability to make recommendations and offer solutions John Marshall Bank is an Equal Opportunity Employer At John Marshall Bank, we pride ourselves on being able to attract the best talent in the industry, therefore we offer a comprehensive benefits package which includes: Medical Dental 401K Retirement Plan w/ an Employer Match (4% match on 5% contributions - this is highly competitive compared to other organizations) Vision Employee Assistance Program Flexible Spending Transit Reimbursement Dependent Day Care Long Term Care Paid Time Off Life and Disability Coverage At this time, John Marshall Bank will not sponsor a new applicant for employment authorization for this position .

Trustar Bank is a community bank conceived to meet the banking needs of businesses and individuals in the greater metropolitan Washington DC area. The Organizers of the Bank are experienced bankers, bank investors, and business professionals in the Bank s target market area. We are so proud to have just celebrated our 6th Anniversary and we are continuing to grow. Winners of the Washington Business Journals Best Places to Work five (5) years in a row, we want you to join this exciting, hard working team! At Trustar, our mission is to be your partner for financial success, to provide a sound investment for our shareholders, and to support our local community. Our unique approach to financial services and our can do attitude sets us apart from our competition. At Trustar, our philosophy is to provide customized banking solutions and top-notch service that truly addresses your individual needs. A viable market, sufficient capital, engaged leadership, and strong management are critical success factors for any financial institution. Service differentiates one bank from another. As a community bank, Trustar Bank s strategy is to be a personalized alternative to larger, super-regional financial institutions that increasingly dominate the Bank s primary market. Our mission statement emphasizes personal service, responsiveness, and a willingness to tailor products and services to meet the needs of our customers. Trustar Bank is currently seeking an experienced Credit Analyst that will primarily be responsible for independently gathering and analyzing business and financial records and other information and documents necessary to assess customer credit and risks in connection with primarily commercial loans. The analyst is also responsible for making determinations and recommendations on commercial credit decisions, credit risk, and loan approvals for loans. The analyst will follow all established policies and procedures for the Bank. Summary of Job Duties: Participate in pre-credit discussions, analyze and assist in responding to initial credit requests. Develop and perform information needs assessment and identify all documents and information necessary to conduct a thorough credit and risk review and analysis. Underwriting: Review and analyze financial statements, tax returns, and other necessary business records, prepare projections, and perform sensitivity analyses. Credit Decision: Conduct Credit, financial and industry analysis. Structure loans or review and/or recommend structure, terms and pricing for primarily commercial loans. Identify and evaluate risks and mitigates and make determination and recommendation of credit risk grade. Monitor borrowing base/covenant compliance and approve advance requests on Line of Credit. Partner with Loan officers to ensure that loan documentation and financial information is properly maintained and collected from customers. Order and review property appraisals to properly evaluate collateral value for transactions under consideration. Perform other duties as assigned. Requirements include: Bachelor's Degree in business administration, finance, or related field Minimum two to five (2-5) years of experience in both commercial and real estate credit analysis Thorough understanding of financial accounting, loan structuring, legal, compliance and market risk related issues involved in the approval of credit. Interpersonal skills An ability to prioritize multiple tasks An ability to work independently Excellent written and verbal communication skills Proficiency in MS Office (Word and Excel) Trustar Bank has grown rapidly since it's start in 2019. With an all-star team and fast-paced environment, this is an exciting opportunity to join the Credit and Lending Team. We also provide an outstanding benefits package to include a NO Deductible health care plan, a strong 401(k) with discretionary company match, LifeLock premier for all employees, and a generous PTO plan. We are an equal opportunity employer. Please note this is an in office position and a professional environment.

Dexis is a dynamic professional services firm dedicated to partnering with government and community leaders both in the U.S. and internationally to achieve critical social outcomes in a rapidly changing world. At Dexis, you will experience a corporate culture of inclusiveness, respect, fairness, and trust. You will be given the means and mentorship needed to succeed, and your creativity will be rewarded. About the Position Dexis Consulting Group (Dexis) requires the support of a Senior Credit Risk Analyst to engage in complex credit risk assessment and transaction structuring for US government projects. A Senior Credit Risk Analyst will support Dexis' projects with the US Government agencies, mobilizing and facilitating American private capital and skills in the economic and social development of emerging market economies. Assignments will be across various sectors, including energy, healthcare, critical infrastructure, and technology, while also providing financing to create jobs in emerging international markets. Responsibilities Gather and review due diligence documents from clients, providing feedback to origination officers. Conduct credit and borrower analysis to prepare credit paper drafts. Collaborate with government Investment Officers to prepare credit policy for submission to the credit committee. Defend prepared policy at the credit committee meeting, investment committee, and board meeting if applicable. Assist or lead in the preparation of financing approval papers, ensuring proper formatting of data. Travel to support transactions as necessary. Conduct country and sector-specific research. Research and summarize the economic and political environment in foreign countries where proposed projects are located. Research and summarize the industrial sector relevant to the proposed projects. Conduct research and writing of Market Assessments. Prepare Country Due Diligence briefing materials for the project team's overseas trips. Qualifications A Bachelor's degree in a related field with a minimum of 3-6 years of experience performing comparable duties Ability to obtain a Public Trust Clearance. The Senior Credit Risk Analyst shall engage in complex credit risk assessment and transaction structuring, requiring a high level of expertise and judgment. Experience conducting credit review, analysis, and processing. Experience in structuring guarantees and transactions aligned with strategic development priorities. Experience assessing credit risk and other facets of risk for transactions, deploying partial credit guarantees and other tools in various sectors Experience evaluating financial markets and private business development, and identifying business opportunities in targeted regions Experience preparing and presenting screening memos, credit papers, and investment proposals to relevant committees. Proven expertise in providing training to Investment Officers on credit risk, credit methods, and templates. Anticipated Deliverables: Credit Papers, Number Spreads Financial Models Market Analyses Credit Risk Assessment Compensation for this Role: $70/hr Dexis is on a mission to help solve today's most pressing global political, social, and economic challenges and create a world where all people are safe and prosperous. As a Dexis employee, you will be challenged, empowered, and mentored. Our motto is “find a way or make a way” - that's how Dexis goes “all in.” How will you? If you are passionate about this opportunity, apply now! Only those applicants who meet the above criteria will be contacted for interview. Dexis is an Equal Opportunity Employer, and does not discriminate on the basis of race, color, sex, national origin, religion, pregnancy, disability, age, genetic information, military service, veteran status, ethnicity, citizenship, sexual orientation, gender identity, marital status, childbirth and related medical conditions, including lactation, or any other protected class under applicable law. As part of a competitive benefits package for eligible employees, Dexis provides healthcare insurance in addition to other staff welfare benefits and perks.

Job Description Who we are: At SECU, we put our employees first, recognizing that their well-being and professional development are vital to our success. By fostering a supportive and empowering work environment, our employees are committed to helping members achieve long-term financial security. They are also inspired to give back to the communities we serve by volunteering and spreading kindness, which reflects our core values and who we are as an organization. Every employee at SECU contributes to our member's financial well-being, and we'll always do what's right for our members, employees, and communities. Feel good about what you do. Belong to a place where you matter and can make a difference. What you will do: The Business Services Analyst will provide critical credit and analytical support to ensure high-quality underwriting for loan requests and annual reviews. The role involves identifying risks, suggesting mitigants, designing appropriate loan structures, and ensuring compliance with SECU policies, procedures, and regulatory requirements. The Analyst will gather information, analyze financial statements, and prepare loan write-ups and annual reviews. They will also compile reports and perform analytical tasks required for regulatory compliance, audits, and Board of Directors' reporting. The Business Services Analyst adheres to regulations and organizational policies, maintaining awareness and knowledge required to perform the duties of the position, including all aspects of the Bank Secrecy Act and related regulations, such as OFAC, and the USA Patriot Act, Fair Lending and Information Security. A day in your life might include: Prepare loan write-ups from beginning to final product, ensuring accuracy and completeness throughout the process. Gather data from internal and external sources, including financial statements, tax returns, and other relevant documentation. Spread and analyze financial information to evaluate the creditworthiness and financial stability of borrowers. Prepare detailed loan write-ups that summarize financial analysis, risk assessments, and proposed loan structures. Conduct annual reviews of existing loans, including gathering necessary data, analyzing financials, and updating loan write-ups accordingly. Ensure all loan write-ups and reviews comply with SECU policies, procedures, and regulatory requirements. Collaborate with internal teams to gather additional information or clarification as needed to complete loan write-ups and reviews. Compile and present key findings from financial analyses in a clear, concise format for review by management and decision-makers. Assist with the preparation of reports for regulatory compliance, audits, and Board of Directors' presentations. Additional Responsibilities may include: Duties may evolve over time in response to portfolio growth and changes within the department. As the transition to internal underwriting progresses, the individual will work under the direction of the Commercial Lending Manager to assist in the design of policies, procedures, and forms What we need from you: Education Requirements Bachelor's Degree or equivalent experience required Experience Requirements Minimum of 3 years' experience in lending or financial services preferred Relationship Management/Commercial loan analysis/SBA Lending experience preferred Strong analytical skills to assess business loan needs, evaluate loan structures, and determine repayment capacity. Solid understanding of business enterprises, underwriting concepts, accounting terms, business financials, tax returns, and lien requirements to present viable business loans. Knowledge of SBA, CRE, and C&I products is a plus. Strong interpersonal skills and the ability to interact effectively with employees at all levels are essential for success in this role Physical Requirements Must be able to remain in a stationary position, often standing or sitting for prolonged periods Must be able to lift up to 25 pounds Compensation Information: Offers will be commensurate with experience and education. Please Note: We typically hire at or below mid-point, which is $95,500 for this role. Salary: Min. $73,800 - Max. $118,000 Other Compensation Includes: Annual corporate-wide incentives We provide comprehensive benefits, with a focus on total well-being: Medical, vision, dental benefits 401k plan with company matching Generous sick, vacation and personal leave And more...2025SECUBenefitsGuide.pdf SECU is committed to fostering a diverse, equitable, and inclusive workforce where all individuals are valued and respected. We take pride in providing equal opportunities for all qualified applicants regardless of race, ethnicity, national origin, gender, sexual orientation, gender identity or expression, religion, military or veteran status, or any other characteristics protected by law.

Job Description Boland is a leading HVAC and building systems provider serving the DC, Maryland, and Northern Virginia region. We deliver sustainable, energy-efficient solutions to commercial, industrial, and institutional clients. Why Boland: Named "Best Place to Work" by Washington Business Journal 18 times Industry leader in advanced HVAC technology Strong culture of training, growth, and support Credit Analyst I: To be a member of the Finance and Accounting Department with a major focus on the collection of accounts receivable and reporting/reconciliation. Maintain excellent client service both internally and externally. Job Type: Full-Time Workplace Type: Hybrid: Flex for your day, 3 days per week in person (In office Monday, Tuesday Wednesday) Office Location: Gaithersburg, MD FLSA Status: Exempt What you will do: Answer incoming clients' inquiries regarding current and delinquent invoices, account status, etc. Call/correspond on past due accounts with clients Record correspondence with clients in Collection notes Follow up promptly on client promises/requests Proactively contact clients on large balances that are not past due Prepared receivable adjustments, check refund requests, and credit requests for approval Correspond with Account Executives, Project Managers, and other departments to discuss past due invoices Attend bi-monthly Credit & Collections Team meetings Recommend Client account credit holds Recommend Client accounts for 3rd party Collections Assist (as needed) with reconciling on-account monies/credits Obtain necessary tax-exempt certificates Maintain client master files within accounting software Attend & Participate in Credit and Collection Team Meetings Other duties as assigned What we're looking for: Associate's degree or equivalent combination of education and experience Preference 1-2 years of experience in Accounting or Credit Related Duties Proficient in MS Office/ Outlook & Adobe Ability to prioritize tasks, detail-oriented, organized Great thinking and listening skills, team-oriented, works well independently, sense of urgency Physical Requirements: Sitting for extended periods of time Ability to work in a standard office environment We offer: Excellent pay and benefits Great and supportive work environment Professional training and growth Generous educational assistance program Recognition and outstanding co-workers! If you are interested in joining the Boland team, please apply through the company website: ********************** We want to hear from you! Boland is an Equal Opportunity Employer. We consider all qualified applicants without regard to race, color, religion, sex, national origin, age, disability, or veteran status. We comply with applicable federal laws, including Section 503 of the Rehabilitation Act and VEVRAA.

About NCRC

Do you want to work for a company that cares about you as a person, not just a number? For a company that provides outstanding leadership? For a company that offers exceptional benefits? RER Solutions, Inc., could be your new home. RER Solutions, Inc. is accepting resumes for a Credit Analyst - Energy Project Finance to join our exceptional workforce in Washington, DC. The Credit Analyst - Energy Project Finance will conduct comprehensive credit analyses for new loans and loan guarantee applications, and participate in ongoing portfolio management activities onsite within the Department of Energy's Loan Programs Office (LPO). LPO has $200+ billion to make loans to innovative energy projects that will revolutionize the US energy industry. LPO's available capital makes it the largest energy lending organization in the world. RESPONSIBILITIES Conduct thorough due diligence and detailed credit analysis of potential large, complex, innovative projects Conduct thorough due diligence, detailed credit analysis, and financial modeling, as well as executing credit risk rating assessments, and supporting loan restructuring and monitoring efforts Perform independent credit analysis for new loans and loan guarantee applications Develop or review complex financial models to assess project viability and risk Execute comprehensive credit risk rating assessments Assist in the negotiation of term sheets for new applications Review marketing reports and presentation slides related to loan applications Coordinate tasks and information flow among various team members involved in the application process and portfolio management Support the team leader in adhering to all underwriting guidelines and procedures Collaborate closely with the risk group to address all identified issues and outstanding concerns from due diligence Conduct a thorough and complete analysis before presenting findings to approval authorities within the LPO and the Department of Energy (DOE) Prepare all necessary documentation for ultimate approval by internal approval committees and boards Participate in the monitoring of existing loan guarantees, including assessing ongoing financial performance and compliance Contribute to loan restructuring efforts, including analysis of proposed modifications and their impact on credit risk Support the team leader in following all procedures and assessments related to underwriting guidelines following Title XVII, ATVM, TELGP, and CIFIA Requirements Experience working as a financial analyst in private equity or investment banking Experience working in investment banking or participating in a large bank credit training program Knowledge of the private sector credit market or federal credit, investment analysis, and loan administration practices and agreements with lending institutions Knowledge of financing concepts, principles, techniques, and practices, and investment and commercial banking, especially as they relate to project financing Knowledge in credit analysis, financial modeling, credit risk rating assessments, term sheet negotiation, reviewing marketing reports, and creation of presentation slides Ability to lead financial projects, coordinate the work of other professional employees, and team coordination Minimum of US Citizenship required to obtain client-issued Public Trust Excellent written and oral communication skills Excellent attention to detail and an understanding of fundamental business writing Expertise in Microsoft Office Products (i.e., Word, Excel, PowerPoint, and Outlook) EDUCATION: Bachelor's Degree COMPENSATION: Includes paid holidays, vacation, sick leave, 401k matching, life insurance, health, vision, and dental benefits. This position is not available for Corp-to-Corp or 3rd party sourcing. We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

**BANC OF CALIFORNIA AND YOUR CAREER** Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the "bank"). Banc of California is one of the nation's premier relationship-based business banks focused on providing banking and treasury management services to small, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services, with full-service branches throughout California and Denver, Colorado, as well as full-stack payment processing solutions through BancEdge. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more. At Banc of California, our success is driven by our people, and we take pride in fostering an environment where everyone can reach their full potential. We embrace a culture of empowerment, progressive thinking, and entrepreneurial spirit, ensuring our team members have an opportunity to make an impact and play an important role in the future of Banc of California. Our core values - Entrepreneurialism, Operational Excellence, and Superior Analytics - empower us in creating a dynamic and inclusive workplace. We are committed to supporting your growth and well-being with comprehensive benefits, career development programs, a variety of employee resource groups, and more. TOGETHER WE WIN **THE OPPORTUNITY** Responsible for assisting Underwriters, Relationship Managers and Portfolio Managers with the credit origination process, financial reviews and analysis both related to new loan opportunities and the existing client portfolio. Reviews borrower information, perform credit/financial analysis and Know Your Customer (KYC) due diligence and insure initial application process meets regulatory and Banc standards. Primary focus of attention is creating credit spreads of financial statements of corporate and individual borrowers and prospects, and performing cash flow analysis on request when warranted. In support of the Portfolio Managers, monitors assigned credit relationships for covenant compliance, collateral monitoring, and credit deterioration, as applicable. Keeps appraised of industry related, political and regulatory issues to determine their impact on specific industries or clients. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates. **HOW YOU'LL MAKE A DIFFERENCE** + Responsible for spreading operating history, personal and entity financial statements and/or tax returns, as applicable and required for both existing customers and prospects. + Proactively and efficiently oversee the analyst workflow inbox, prioritizing high importance assignments, and conducting follow-up to ensure completion of tasks within the agreed deadlines. + May monitor financial and covenant compliance in conjunction with Underwriters/Portfolio Managers, as applicable, and identify potential risk factors such as credit deterioration. + Prepare comprehensive global cash flow and debt service analysis exhibits related to both new loan opportunities and existing loan renewals. + Ensure that covenant definitions in ncino undergo thorough quality control (QC) as part of the analyst workflow and actively communicate with Relationship Managers/Underwriters/Portfolio Managers to resolve discrepancies. + May assist with the underwriting and completion of Credit Approval Memorandums (CAM), coordination and preparation for portfolio reviews and audits, and monitoring and reporting of the origination process and portfolio review activities, as applicable. + May assist with the coordination and preparation for portfolio reviews and audits, and monitoring and reporting of the origination process and portfolio review activities, as applicable. + Conduct professional and courteous correspondence with clients. + Foster effective collaboration with internal and external associates Collect all 3rd party vendor reports including due diligence, proof of insurance, recorded title and property taxes + Ensure compliance with all applicable regulations, policies and procedures. + Keep up with changes to banking regulation and completes bank training courses on time. + Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions. + Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; promotes working environment free of harassment of any type. + Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. + Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. + Performs other duties and projects as assigned **WHAT YOU'LL BRING** + Bachelor's degree in accounting, finance, economics or related field and 3-5 years of work experience or equivalent combination of education, training and experience. + Financial analysis experience working with business financial statements and tax returns and individual financial statements and tax returns preferred. + Demonstrate knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA). + Basic skills in computer terminal and personal computer operation; Microsoft Office applications including but not limited to: Word, Excel, PowerPoint and Outlook. + Proficiency in intermediate math and accounting skills required. + Effective organizational and time management skills. + Ability to grasp and understand mathematical concepts, including accounting concepts, balancing, loan interest calculations. + Ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence and procedures, and speak clearly to customers and employees. + Ability to deal with problems involving multiple facets and variables in non-standardized situations. + Excellent time management skills and accustomed to working with deadlines. **HOW WE'LL SUPPORT YOU** + **Financial Security:** You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting. + **Health & Well-Being:** We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA). + **Building & Supporting Your Family:** Banc of California partners with providers that offeradoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family. + **Paid Time Away:** Eligible team members receive paid vacation days, holidays, and volunteer time off. + **Career Growth Opportunities:** To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more. **SALARY RANGE** The full-time base salary range for this position is $75,000.00 - $100,00.00 USD a year. The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition. Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor. Equal Opportunity Employer PacWest Bancorp and its affiliates are fully committed to the principles of equal opportunity and diversity. We take pride in building a workplace culture where all employees feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws.

Farmer Mac is looking to hire a driven, analytical, industry-focused and personable individual for a Credit Analyst position on its renewable energy infrastructure portfolio management team. The position will support Farmer Mac's Infrastructure Finance team. Team Summary Farmer Mac's Infrastructure Finance team is a fast-paced, knowledgeable, mission-oriented team lending to organizations that finance renewable energy project finance transactions, power and utility entities and broadband companies, in addition to providing wholesale lending to a select group of financial institutions. Infrastructure Finance has delivered significant growth and is a crucial business in the execution of Farmer Mac's strategic plan. The segment's focus is on deepening existing client relationships, developing new customer relationships, and diversifying the products offered to clients. Position Summary The Credit Analyst role will be responsible for supporting Farmer Mac's existing portfolio of complex renewable energy project finance loans to finance independent power projects, including loans to projects that are under construction or those that are operational, and construction bridge loans that monetize tax credits. Credit Analyst will interact and coordinate closely with other members of the Infrastructure Finance team, which includes Credit Underwriting teams, Relationship Managers, and Portfolio Strategy & Analytics within our Renewable Energy, Broadband Infrastructure, and Power & Utilities business segments. Responsibilities include, but are not limited to, preparing and managing loan modification/consents/amendment requests, performing ongoing risk rating assessments and required reviews, loan refinancing transactions, legal document review, coordinating with loan operations on reviewing and processing borrowing and disbursement requests, interfacing with internal stakeholders, including Underwriting, Credit, Capital Markets, and Loan Operations. Additionally, this role will support underwriting of new loans, preparation of credit memos, performing and managing due diligence activities, industry and market analysis, preparing and/or reviewing complex cash flow project finance models, closing activities, and assist in the execution of loan purchases. This role is expected to immediately contribute towards accelerating growth within Farmer Mac's Infrastructure Finance business and significantly contribute to Farmer Mac's strategic objectives and initiatives. Suitable candidates must be proactive self-starters, have the ability to work and complete various deals at multiple stages of development, work with minimal supervision and be active and efficient communicators, both written and oral. Who You Will Work With The Infrastructure Finance Credit Analyst will be an integral part of the Infrastructure Finance team, reporting directly to the Portfolio Management Specialist - Infrastructure Finance and will have regular ongoing interactions with the Underwriters, Managing Directors within Infrastructure Finance, Capital Markets, Transaction Management, and internal and external advisors and legal counsel. Where You Wil Work The position can be based in Farmer Mac's Washington, DC or Johnston, IA, locations or remote. Farmer Mac embraces a Presence with Purpose work environment, which allows for flexibility of work location while providing the opportunity for teams to come together in the office with purpose. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. Primary Responsibilities and Duties * Support Infrastructure Finance loan performances and collaborate with key internal stakeholders, including Credit, Underwriters, and Relationship Managers. * Collaborate with the Portfolio Strategy & Analytics and the Credit team to support strategic credit assessments of the portfolio, ensuring alignment with business strategies and performance goals as outlined in Farmer Mac's business plan. * Work closely with Portfolio Strategy & Analytics to: * Prepare and manage loan modification/consents/waivers/amendment requests, term conversion, legal document reviews, * Coordinate with Loan Operations on reviewing and processing of borrowing and disbursement requests, * Gather appropriate project information and documents for due diligence and provide support to credit underwriters, as necessary, * Assist in creating management reports that include quarterly monitoring of portfolio deals as well as portfolio trends and statistics. * Gather and assess industry information to understand macro impacts on the portfolio and individual transactions. * Interact closely with Underwriting to support loan acquisitions in alignment with Farmer Mac policy and standards. * Support risk rating assessment and ongoing management of loan portfolio and required reviews. * Assist in underwriting analysis and credit approval memos when necessary. * Work closely with the Managing Director of Renewable Energy in the development of policies and procedures that drive efficiencies across the business. * Assist and support the ongoing development of loan administrative, operations and closing functions, and the implementation of infrastructure projects. * Represent Farm Mac at industry conferences and individual lender visits. * Support organization wide initiatives and processes to improve efficiency, productivity, sourcing and credit quality. Professional Experience/Qualifications * Bachelor's degree in accounting, finance, business administration, economics, engineering or related field. * Fundamental understanding of finance and accounting, particularly energy finance, public accounting, banking, or related experience. * Self-starter mentality with high intellectual curiosity. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. Salary is competitive. The typical starting salary range for this position is between $60,000-$90,000, although wages can vary based on experience and geography, plus performance-based bonus and equity-based awards. Individual compensation will be commensurate with the candidate's experience.

WHO WE ARE City First Bank N.A. is a mission-driven Community Development Financial Institution (CDFI) principally focused on a transformative impact in underserved, urban markets with the highest needs to drive equitable economic development. Our credit activities are purely commercial and focused on the following segments: Multifamily Affordable Housing, Not-for-Profit Finance, and Small Business Finance. As a depository and commercial lending provider with over $1.3 billion in bank assets as of December 31, 2024, our unified organization has over 100 employees in Washington DC and Los Angeles/Inglewood, CA. ROLE SUMMARY The role will directly report to and support the Senior Credit Officer in management of the Bank's loan portfolio. This role will also assume responsibility for the more complex lending relationships in the portfolio, including occasional underwriting, and serves as a senior subject matter expert internally and externally. The Commercial Credit Analyst II would handle all aspects of the relationships in the assigned portfolio including approvals, annual reviews, monitoring and watch reporting. The position will not have business development responsibilities; however, the individual must be able to recognize such opportunities and refer these to the appropriate area of the bank. In addition to individual portfolio assignments, the position will assist the Senior Credit Officer in measurement and tracking of portfolio metrics. The individual will need to have a broad working knowledge of a credit portfolio including loan loss reserves, risk rating assignments, general loan accounting, and risk management. Attention to detail and ability to research and resolve issues as they arise is critical to the position as the individual will also work closely with the Senior Credit Officer and play a primary role in the bank's CECL methodology selection, development, and implementation process. The position requires a demonstrated ability to work across multiple areas of the financial institution while providing competent, courteous, and professional customer service to external and internal customers. The successful individual in this position is one that thrives on high quality service, strong initiative using their accumulated knowledge and experience, problem solving, and an eagerness to adapt and develop new banking skills, e.g. CECL model development. ESSENTIAL FUNCTIONS AND RESPONSIBILITIES Portfolio Management - 40% Portfolio Management duties will include monitoring a portfolio of commercial loans risk rated of all ratings, perform analysis to determine the financial viability of the customer, develop and implement a strategy and plan for the collection of the loans. Coordinate with the relationship management team, attorneys, accountants and third-party guarantors during the monitoring/renewal or collection process. Assists with the identification of potential problem loans, recommends risk rating changes, and assumes responsibility for loans newly identified as criticized and classified problems loans with the goal to upgrade the risk rating of the loan to performing. Portfolio Manager must possess the ability to recognize revenue opportunities in the portfolio and to follow through on routine requests for credit or other bank services. There are no incremental sales targets; however, must ensure retention of existing clients and that credit needs are met to the extent the bank is comfortable. Credit Support and Underwriting - 60% Credit Support duties will include analyzing and spreading the customer's financial information, assessing the collateral, performing a delinquency review, performing industry comparisons, assessing the risk rating, and preparing the business, personal and global debt service coverage ability. In addition, written presentations will be prepared that detail the findings of the analysis. Assists the DCCO with monthly management and Board reporting activities including research of items that present anomalies to the portfolio. Ability to manage time accordingly to produce necessary and accurate reporting is a priority. Work with the DCCO on the ongoing CECL implementation process and to assist in the management of the ALLL during the transition and required parallel tracking period. Individual will be responsible for the data integrity management portion of the CECL adoption and implementation. Leadership and Supervision Creates an atmosphere within the organization that attains and maintains a high level of morale and embraces our Vision, Values, Mission, and Team Expectations while providing “best in class” customer service to internal and external clients. Contributes to the development and implementation of annual department goals and individual. Requirements EDUCATION & EXPERIENCE Required Education/Experience: HS Diploma or equivalent Bachelor's Degree in Business Administration, Finance, Accounting, or related field required; 3 additional years of commercial credit underwriting and analysis experience may be substituted for bachelor's degree. 4+ years of commercial credit, financial statement analysis, portfolio management and customer service experience required Completion of formal or in-house credit training required Preferred Education/Experience: Experience structuring and pricing loan transactions to achieve organizational goals preferred. CERTIFICATIONS None required KNOWLEDGE, SKILLS, AND ABILITIES Required Knowledge & Skills: Knowledge of Microsoft Office suite and other (credit analysis) systems and a hands-on working knowledge of a bank core system, e.g. FIS, FiServ, etc. Strong ability to manage multiple projects simultaneously. Strong supervisory experience. Uncompromised attention to detail and demonstrated eagerness to problem solve through research and application of experience/knowledge. Experience with commercial, construction, and real estate loan underwriting, and broad understanding of the bank's balance sheet, e.g. ALLL. Solid knowledge of and skills in personal computer operation, word processing and spreadsheet software. Knowledge of related state and federal lending and compliance regulations and other bank lending policies. Preferred Knowledge & Skills: Strong supervisory experience. Uncompromised attention to detail and demonstrated eagerness to problem solve through research and application of experience/knowledge. Organized, detail oriented, ability to articulate matters over the phone or in person, capable of working independently, can plan, set priorities, meet deadlines and work with little supervision while performing most duties Strong ability to interact pro-actively with all levels of the organization. Salary Description $115,000 - $120,000 annually

Are you looking for a new opportunity with the ability to work in a collaborative team environment, that provides a great work/life balance, and the chance to make a difference? Overview: Horizon Farm Credit is recruiting for a Credit Resolution Officer to join our team. We have one position available, and the qualified candidate will work in either the Mechanicsburg, PA, Westminster, MD, Denton, MD, or Winchester, VA branch location. The hours of operations are typically, Monday to Friday from 8 a.m. to 4:30 p.m. This position is eligible for a hybrid work schedule after 6 months of successful employment. This is a great opportunity to make a difference in agriculture and rural communities. Position Description: In this position, you will work directly with Ag Relationship Managers, Customers, Credit Analysts, Regional Credit Officers, Special Assets, and Regional Management to return a loan to a viable financial position through restructuring, borrower counseling, creative credit packages and/or resolution of distressed accounts if needed. You will assist with the prevention of loans entering special classification and the reduction of non-earning assets through restructuring, borrower counseling, and resolution of distressed and delinquent accounts. Areas of Responsibility: Will act as a key influencer with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team. Establishing and maintaining sound credit and loan administration/pricing, along with credit quality goals. Establishing appropriate loan terms and conditions to manage the loan risks for a variety of loans. Serve as a specialized resource focused on the retention and improvement of distressed and/or assigned accounts not assigned to the Special Assets team. Monitors assigned accounts. Partners with the Special Assets Team Lead and aligns with key credit strategies with Regional Sales Team. Analyzes credit/operation of assigned customers. Provide Ag Relationship Managers support through coaching, coordinating, and delivering both individual and group training as needed and as directed by Leadership. Provide key insights, counsel, and direction on assigned to relevant accounts, and supporting communications as needed, to best position the Ag Relationship Managers as the primary contact with the customer. REQUIREMENTS Bachelor's degree in Business Administration, Agriculture Economics, Finance, or related field. Generally, at least 8 years of lending/credit analysis experience. Ability to perform a greater level of activities, and independently handle complex credits. Proficient in accessing loan applications and making informed credit decisions. Highly skilled in selling, negotiating, and identifying customer needs. Excellent negotiation skills and the ability to probe for customer needs. Ability to analyze and develop solutions to complex problems. Excellent interpersonal, communication, and organizational skills. Excellent skills in judgment, decisiveness, and analysis and ability to appropriately respond and react quickly as situations dictate. Adaptable and flexible to a changing work environment. Prolonged periods sitting at a desk and working on a computer. Regular, predictable, and reliable attendance is required. Complies with the Association's Standards of Conduct Policy. Who are we? Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference in agriculture and rural communities. What can we offer you? We offer competitive compensation and benefits packages for full-time employees including: Medical insurance with dental and vision care options 401 (k) with significant employer matching Paid time off, holidays, and volunteer time to support work/life balance Tuition reimbursement and training opportunities Student loan reimbursement Leadership and career development opportunities Paid maternity and bonding leave Paid short-term disability Fun and inclusive work environment Salary Range: $75,400 - $90,000, depending on experience. Equal Opportunity Employer including veterans and individuals with disabilities.

Job Description Trustar Bank is a community bank conceived to meet the banking needs of businesses and individuals in the greater metropolitan Washington DC area. The Organizers of the Bank are experienced bankers, bank investors, and business professionals in the Bank's target market area. We are so proud to have just celebrated our 6th Anniversary and we are continuing to grow. Winners of the Washington Business Journals Best Places to Work five (5) years in a row, we want you to join this exciting, hard working team! “At Trustar, our mission is to be your partner for financial success, to provide a sound investment for our shareholders, and to support our local community.” “Our unique approach to financial services and our ‘can do' attitude sets us apart from our competition. At Trustar, our philosophy is to provide customized banking solutions and top-notch service that truly addresses your individual needs.” A viable market, sufficient capital, engaged leadership, and strong management are critical success factors for any financial institution. Service differentiates one bank from another. As a community bank, Trustar Bank‘s strategy is to be a personalized alternative to larger, super-regional financial institutions that increasingly dominate the Bank's primary market. Our mission statement emphasizes personal service, responsiveness, and a willingness to tailor products and services to meet the needs of our customers. Trustar Bank is currently seeking an experienced Credit Analyst that will primarily be responsible for independently gathering and analyzing business and financial records and other information and documents necessary to assess customer credit and risks in connection with primarily commercial loans. The analyst is also responsible for making determinations and recommendations on commercial credit decisions, credit risk, and loan approvals for loans. The analyst will follow all established policies and procedures for the Bank. Summary of Job Duties: Participate in pre-credit discussions, analyze and assist in responding to initial credit requests. Develop and perform information needs assessment and identify all documents and information necessary to conduct a thorough credit and risk review and analysis. Underwriting: Review and analyze financial statements, tax returns, and other necessary business records, prepare projections, and perform sensitivity analyses. Credit Decision: Conduct Credit, financial and industry analysis. Structure loans or review and/or recommend structure, terms and pricing for primarily commercial loans. Identify and evaluate risks and mitigates and make determination and recommendation of credit risk grade. Monitor borrowing base/covenant compliance and approve advance requests on Line of Credit. Partner with Loan officers to ensure that loan documentation and financial information is properly maintained and collected from customers. Order and review property appraisals to properly evaluate collateral value for transactions under consideration. Perform other duties as assigned. Requirements include: Bachelor's Degree in business administration, finance, or related field Minimum two to five (2-5) years of experience in both commercial and real estate credit analysis Thorough understanding of financial accounting, loan structuring, legal, compliance and market risk related issues involved in the approval of credit. Interpersonal skills An ability to prioritize multiple tasks An ability to work independently Excellent written and verbal communication skills Proficiency in MS Office (Word and Excel) Trustar Bank has grown rapidly since it's start in 2019. With an all-star team and fast-paced environment, this is an exciting opportunity to join the Credit and Lending Team. We also provide an outstanding benefits package to include a NO Deductible health care plan, a strong 401(k) with discretionary company match, LifeLock premier for all employees, and a generous PTO plan. We are an equal opportunity employer. Please note this is an in office position and a professional environment.

Dexis Consulting Group (Dexis) requires the support of a Senior Credit Risk Analyst to engage in complex credit risk assessment and transaction structuring for US government projects. A Senior Credit Risk Analyst will support Dexis' projects with the US Government agencies, mobilizing and facilitating American private capital and skills in the economic and social development of emerging market economies. Assignments will be across various sectors, including energy, healthcare, critical infrastructure, and technology, while also providing financing to create jobs in emerging international markets. Responsibilities * Gather and review due diligence documents from clients, providing feedback to origination officers. * Conduct credit and borrower analysis to prepare credit paper drafts. * Collaborate with government Investment Officers to prepare credit policy for submission to the credit committee. * Defend prepared policy at the credit committee meeting, investment committee, and board meeting if applicable. * Assist or lead in the preparation of financing approval papers, ensuring proper formatting of data. * Travel to support transactions as necessary. * Conduct country and sector-specific research. * Research and summarize the economic and political environment in foreign countries where proposed projects are located. * Research and summarize the industrial sector relevant to the proposed projects. * Conduct research and writing of Market Assessments. * Prepare Country Due Diligence briefing materials for the project team's overseas trips. Qualifications * A Bachelor's degree in a related field with a minimum of 3-6 years of experience performing comparable duties * Ability to obtain a Public Trust Clearance. * The Senior Credit Risk Analyst shall engage in complex credit risk assessment and transaction structuring, requiring a high level of expertise and judgment. * Experience conducting credit review, analysis, and processing. * Experience in structuring guarantees and transactions aligned with strategic development priorities. * Experience assessing credit risk and other facets of risk for transactions, deploying partial credit guarantees and other tools in various sectors * Experience evaluating financial markets and private business development, and identifying business opportunities in targeted regions * Experience preparing and presenting screening memos, credit papers, and investment proposals to relevant committees. * Proven expertise in providing training to Investment Officers on credit risk, credit methods, and templates. Anticipated Deliverables: * Credit Papers, * Number Spreads * Financial Models * Market Analyses * Credit Risk Assessment Compensation for this Role: $70/hr

About NCRC

Farmer Mac is looking to hire a driven, analytical, industry-focused and personable individual for a Credit Analyst position on its renewable energy infrastructure portfolio management team. The position will support Farmer Mac's Infrastructure Finance team. Team Summary Farmer Mac's Infrastructure Finance team is a fast-paced, knowledgeable, mission-oriented team lending to organizations that finance renewable energy project finance transactions, power and utility entities and broadband companies, in addition to providing wholesale lending to a select group of financial institutions. Infrastructure Finance has delivered significant growth and is a crucial business in the execution of Farmer Mac's strategic plan. The segment's focus is on deepening existing client relationships, developing new customer relationships, and diversifying the products offered to clients. Position Summary The Credit Analyst role will be responsible for supporting Farmer Mac's existing portfolio of complex renewable energy project finance loans to finance independent power projects, including loans to projects that are under construction or those that are operational, and construction bridge loans that monetize tax credits. Credit Analyst will interact and coordinate closely with other members of the Infrastructure Finance team, which includes Credit Underwriting teams, Relationship Managers, and Portfolio Strategy & Analytics within our Renewable Energy, Broadband Infrastructure, and Power & Utilities business segments. Responsibilities include, but are not limited to, preparing and managing loan modification/consents/amendment requests, performing ongoing risk rating assessments and required reviews, loan refinancing transactions, legal document review, coordinating with loan operations on reviewing and processing borrowing and disbursement requests, interfacing with internal stakeholders, including Underwriting, Credit, Capital Markets, and Loan Operations. Additionally, this role will support underwriting of new loans, preparation of credit memos, performing and managing due diligence activities, industry and market analysis, preparing and/or reviewing complex cash flow project finance models, closing activities, and assist in the execution of loan purchases. This role is expected to immediately contribute towards accelerating growth within Farmer Mac's Infrastructure Finance business and significantly contribute to Farmer Mac's strategic objectives and initiatives. Suitable candidates must be proactive self-starters, have the ability to work and complete various deals at multiple stages of development, work with minimal supervision and be active and efficient communicators, both written and oral. Who You Will Work With The Infrastructure Finance Credit Analyst will be an integral part of the Infrastructure Finance team, reporting directly to the Portfolio Management Specialist - Infrastructure Finance and will have regular ongoing interactions with the Underwriters, Managing Directors within Infrastructure Finance, Capital Markets, Transaction Management, and internal and external advisors and legal counsel. Where You Wil Work The position can be based in Farmer Mac's Washington, DC or Johnston, IA, locations or remote. Farmer Mac embraces a Presence with Purpose work environment, which allows for flexibility of work location while providing the opportunity for teams to come together in the office with purpose. Work outside of core hours may be required for planned and unplanned activities to complete time sensitive projects or to attend off-site meetings or events. Primary Responsibilities and Duties Support Infrastructure Finance loan performances and collaborate with key internal stakeholders, including Credit, Underwriters, and Relationship Managers. Collaborate with the Portfolio Strategy & Analytics and the Credit team to support strategic credit assessments of the portfolio, ensuring alignment with business strategies and performance goals as outlined in Farmer Mac's business plan. Work closely with Portfolio Strategy & Analytics to: Prepare and manage loan modification/consents/waivers/amendment requests, term conversion, legal document reviews, Coordinate with Loan Operations on reviewing and processing of borrowing and disbursement requests, Gather appropriate project information and documents for due diligence and provide support to credit underwriters, as necessary, Assist in creating management reports that include quarterly monitoring of portfolio deals as well as portfolio trends and statistics. Gather and assess industry information to understand macro impacts on the portfolio and individual transactions. Interact closely with Underwriting to support loan acquisitions in alignment with Farmer Mac policy and standards. Support risk rating assessment and ongoing management of loan portfolio and required reviews. Assist in underwriting analysis and credit approval memos when necessary. Work closely with the Managing Director of Renewable Energy in the development of policies and procedures that drive efficiencies across the business. Assist and support the ongoing development of loan administrative, operations and closing functions, and the implementation of infrastructure projects. Represent Farm Mac at industry conferences and individual lender visits. Support organization wide initiatives and processes to improve efficiency, productivity, sourcing and credit quality. Professional Experience/Qualifications Bachelor's degree in accounting, finance, business administration, economics, engineering or related field. Fundamental understanding of finance and accounting, particularly energy finance, public accounting, banking, or related experience. Self-starter mentality with high intellectual curiosity. Our compensation philosophy is targeted pay positioning relative to peers, our industry, and external markets. Farmer Mac is committed to a compensation program that will enable the organization to attract, motivate, reward, and retain highly skilled and creative talent to maintain sustained long-term performance and achieve the organization's strategic business objectives. Salary is competitive. The typical starting salary range for this position is between $60,000-$90,000, although wages can vary based on experience and geography, plus performance-based bonus and equity-based awards. Individual compensation will be commensurate with the candidate's experience.

BANC OF CALIFORNIA AND YOUR CAREER Banc of California, Inc. (NYSE: BANC) is a bank holding company headquartered in Los Angeles with one wholly-owned banking subsidiary, Banc of California (the “bank”). Banc of California is one of the nation's premier relationship-based business banks focused on providing banking and treasury management services to small, middle-market, and venture-backed businesses. Banc of California offers a broad range of loan and deposit products and services, with full-service branches throughout California and Denver, Colorado, as well as full-stack payment processing solutions through BancEdge. The bank is committed to its local communities by supporting organizations that provide financial literacy and job training, small business support, affordable housing, and more. At Banc of California, our success is driven by our people, and we take pride in fostering an environment where everyone can reach their full potential. We embrace a culture of empowerment, progressive thinking, and entrepreneurial spirit, ensuring our team members have an opportunity to make an impact and play an important role in the future of Banc of California. Our core values - Entrepreneurialism, Operational Excellence, and Superior Analytics - empower us in creating a dynamic and inclusive workplace. We are committed to supporting your growth and well-being with comprehensive benefits, career development programs, a variety of employee resource groups, and more. TOGETHER WE WIN THE OPPORTUNITY Assists in Various Underwriting / Auditing Capabilities Under the Supervision of Experienced Staff. Performs all duties in accordance with the Company's policies and procedures, all U.S. state and federal laws and regulations, wherein the Company operates. HOW YOU'LL MAKE A DIFFERENCE May assist in Scope & Planning Calls.May assist in Preparation of Request Lists - New Deal or recurring Transactions. Assist in on site, or remote, audits of existing or new borrowers. Ability to Travel 15% to 25%. Responsible for Adequate Documentation of Diligence Procedures. May Assist in the Report Narratives. Various desktop analytical work on existing borrowers. Treat people with respect; keep commitments; inspire the trust of others; work ethically and with integrity; uphold organizational values; accept responsibility for own actions. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; promotes working environment free of harassment of any type. Follows policies and procedures; completes tasks correctly and on time; supports the company's goals and values. Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one's own actions and conduct. Performs other duties and projects as assigned WHAT YOU'LL BRING Accounting Degree Preferred: CPA / MBA or Pursuing Public Accounting and/or Underwriting Experience from Bank/Finance Company Skilled in Excel and MS Word 2 - 4 years' experience. High School diploma or equivalent required HOW WE'LL SUPPORT YOU Financial Security: You will be eligible to participate in the company's 401k plan which includes a company match and immediate vesting. Health & Well-Being: We offer comprehensive insurance options including medical, dental, vision, AD&D, supplemental life, long-term disability, pre-tax Health Savings Account with employer contributions, and pre-tax Flexible Spending Account (FSA). Building & Supporting Your Family: Banc of California partners with providers that offer adoption, surrogacy, and fertility assistance as well as paid parental leave and family support solutions including care options for your family. Paid Time Away: Eligible team members receive paid vacation days, holidays, and volunteer time off. Career Growth Opportunities: To support career growth of our team members, we offer tuition reimbursement, an annual mentorship program, leadership development resources, access to LinkedIn Learning, and more. SALARY RANGE The base salary ultimately offered is determined through a review of education, industry experience, training, knowledge, skills, abilities of the applicant in alignment with market data and other factors. Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to their actual or perceived race (including traits associated with race, such as hair texture, hair type or protective hairstyles), religion or religious creed (including religious dress and grooming practices), color, sex (including pregnancy, childbirth, breastfeeding and related medical conditions), sexual orientation, gender, gender identity, gender expression, gender transitioning, citizenship status, national origin, ancestry, age, marital status, military or veteran status, medical condition, genetic information, or disability (mental or physical), requests for accommodation and any additional protected categories set forth in applicable federal, state or local laws. If you require reasonable accommodation as part of the application process, please contact Talent Acquisition.

JobID: 210704824 JobSchedule: Full time JobShift: Base Pay/Salary: New York,NY $133,000.00-$240,000.00; Washington,DC $133,000.00-$240,000.00; Chicago,IL $123,500.00-$230,000.00 Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. As a Vice President in the Risk Management - Multifamily Credit Risk team, you will leverage your credit training and previous experience with Fannie Mae and Freddie Mac multifamily loans to assess the creditworthiness of clients, properties, and markets for new loan originations. Job Responsibilities * Evaluate and underwrite Freddie Mac and Fannie Mae conventional and small loan requests for various multifamily asset types nation-wide with thorough product knowledge of Agency guidelines. * Independently manage the transaction, timeline, and deal team during the due diligence process with minimal supervision. * Effectively communicate and collaborate with bankers, analysts, transaction managers, clients, brokers, legal counsel, Agency contacts, and other key stakeholders. * Identify, analyze, and approve due diligence documents and third party reports (appraisal, engineering, environmental, and zoning reports) required for loan submission and approval. Provide timely comments and requests throughout the due diligence process to ensure accuracy and acceptability of information received. * Analyze borrower organizational structure and required parties' financial statements, schedules of real estate owned, contingent liabilities, and credit histories. * Conduct property site inspections and borrower interviews in accordance to Freddie Mac and Fannie Mae Guide requirements. * Analyze property historical financial statements, budgets, rent rolls, third party reports, and market data to develop an underwriting cash flow proforma. * Draft Transaction Approval Memos which effectively assesses the transaction strengths, risks, and mitigants identified in the evaluation of the quality of the collateral, compliance of the borrowing entity structure, creditworthiness of its key principals/guarantors, and the strength market. * Present Transaction Approval Memo and underwriting cash flow proforma to Credit Risk for loan approval. * Train and mentor junior underwriters and underwriting analysts. * Contribute to platform infrastructure and processes through special projects. Required Qualifications, Skills And Capabilities * BS or advanced degree with business focus * Minimum of three plus years experience in commercial real estate which might include credit or structuring experience * Significant CRE multifamily knowledge * Strong verbal, written, and interpersonal skills * Strong analytical and problem solving skills * Advance proficiency in Microsoft Excel and Word. * Experience with Fannie Mae and Freddie Mac applications Preferred Qualifications, Skills And Capabilities * Completion of a major corporate or commercial bank credit training program * Experience in using CLOSER (Commercial Loan Origination Securitization Enterprise Reporting)

WHO WE ARE City First Bank N.A. is a mission-driven Community Development Financial Institution (CDFI) principally focused on a transformative impact in underserved, urban markets with the highest needs to drive equitable economic development. Our credit activities are purely commercial and focused on the following segments: Multifamily Affordable Housing, Not-for-Profit Finance, and Small Business Finance. As a depository and commercial lending provider with over $1.3 billion in bank assets as of December 31, 2024, our unified organization has over 100 employees in Washington DC and Los Angeles/Inglewood, CA. ROLE SUMMARY The role will directly report to and support the Senior Credit Officer in management of the Bank's loan portfolio. This role will also assume responsibility for the more complex lending relationships in the portfolio, including occasional underwriting, and serves as a senior subject matter expert internally and externally. The Commercial Credit Analyst II would handle all aspects of the relationships in the assigned portfolio including approvals, annual reviews, monitoring and watch reporting. The position will not have business development responsibilities; however, the individual must be able to recognize such opportunities and refer these to the appropriate area of the bank. In addition to individual portfolio assignments, the position will assist the Senior Credit Officer in measurement and tracking of portfolio metrics. The individual will need to have a broad working knowledge of a credit portfolio including loan loss reserves, risk rating assignments, general loan accounting, and risk management. Attention to detail and ability to research and resolve issues as they arise is critical to the position as the individual will also work closely with the Senior Credit Officer and play a primary role in the bank's CECL methodology selection, development, and implementation process. The position requires a demonstrated ability to work across multiple areas of the financial institution while providing competent, courteous, and professional customer service to external and internal customers. The successful individual in this position is one that thrives on high quality service, strong initiative using their accumulated knowledge and experience, problem solving, and an eagerness to adapt and develop new banking skills, e.g. CECL model development. ESSENTIAL FUNCTIONS AND RESPONSIBILITIES Portfolio Management - 40% * Portfolio Management duties will include monitoring a portfolio of commercial loans risk rated of all ratings, perform analysis to determine the financial viability of the customer, develop and implement a strategy and plan for the collection of the loans. Coordinate with the relationship management team, attorneys, accountants and third-party guarantors during the monitoring/renewal or collection process. * Assists with the identification of potential problem loans, recommends risk rating changes, and assumes responsibility for loans newly identified as criticized and classified problems loans with the goal to upgrade the risk rating of the loan to performing. * Portfolio Manager must possess the ability to recognize revenue opportunities in the portfolio and to follow through on routine requests for credit or other bank services. There are no incremental sales targets; however, must ensure retention of existing clients and that credit needs are met to the extent the bank is comfortable. Credit Support and Underwriting - 60% * Credit Support duties will include analyzing and spreading the customer's financial information, assessing the collateral, performing a delinquency review, performing industry comparisons, assessing the risk rating, and preparing the business, personal and global debt service coverage ability. In addition, written presentations will be prepared that detail the findings of the analysis. * Assists the DCCO with monthly management and Board reporting activities including research of items that present anomalies to the portfolio. Ability to manage time accordingly to produce necessary and accurate reporting is a priority. * Work with the DCCO on the ongoing CECL implementation process and to assist in the management of the ALLL during the transition and required parallel tracking period. Individual will be responsible for the data integrity management portion of the CECL adoption and implementation. Leadership and Supervision * Creates an atmosphere within the organization that attains and maintains a high level of morale and embraces our Vision, Values, Mission, and Team Expectations while providing "best in class" customer service to internal and external clients. * Contributes to the development and implementation of annual department goals and individual. Requirements EDUCATION & EXPERIENCE Required Education/Experience: * HS Diploma or equivalent * Bachelor's Degree in Business Administration, Finance, Accounting, or related field required; 3 additional years of commercial credit underwriting and analysis experience may be substituted for bachelor's degree. * 4+ years of commercial credit, financial statement analysis, portfolio management and customer service experience required * Completion of formal or in-house credit training required Preferred Education/Experience: * Experience structuring and pricing loan transactions to achieve organizational goals preferred. CERTIFICATIONS * None required KNOWLEDGE, SKILLS, AND ABILITIES Required Knowledge & Skills: * Knowledge of Microsoft Office suite and other (credit analysis) systems and a hands-on working knowledge of a bank core system, e.g. FIS, FiServ, etc. Strong ability to manage multiple projects simultaneously. * Strong supervisory experience. * Uncompromised attention to detail and demonstrated eagerness to problem solve through research and application of experience/knowledge. * Experience with commercial, construction, and real estate loan underwriting, and broad understanding of the bank's balance sheet, e.g. ALLL. * Solid knowledge of and skills in personal computer operation, word processing and spreadsheet software. * Knowledge of related state and federal lending and compliance regulations and other bank lending policies. Preferred Knowledge & Skills: * Strong supervisory experience. * Uncompromised attention to detail and demonstrated eagerness to problem solve through research and application of experience/knowledge. * Organized, detail oriented, ability to articulate matters over the phone or in person, capable of working independently, can plan, set priorities, meet deadlines and work with little supervision while performing most duties * Strong ability to interact pro-actively with all levels of the organization.