Credit analyst jobs in West Sacramento, CA

Job DescriptionRedwood Credit Union is seeking a Senior SBA/Commercial Credit Analyst, who will prepare SBA and commercial loan applications in accordance with the Credit Union's underwriting guidelines and influence the quality of credit through guideline adherence. Draft loan recommendations, including analysis of financial and other information, to present in a concise, accurate written form as prescribed by Credit Union without assistance. Assist with administration of the loan portfolio. Provide peer leadership in the areas of credit analysis, SBA processes/procedures and portfolio review. Requires extensive knowledge of the loan requirements for SBA and commercial lending with a demonstrated ability to perform research activities and loan portfolio analyses. Key ResponsibilitiesBusiness Loan Functions:o Review and approve annual portfolio analyses for all BSA loan files.o Serve as backup to management to support credit and portfolio analysis supervisory activities.o Assist Credit Analysts and Portfolio Specialists with questions and training needs, including SBA SOP understanding, SBA loan process/procedures, all commercial credit analysis, financial spreading, covenant, and condition management.o Assist Senior Management in making key business decisions that require knowledge in SBA underwriting and compliance.o Analyze credit worthiness, including review of tax returns, financial statements, credit reports, business plans, and other relevant information.o Prepare draft credit recommendation, risk rating recommendation, spreadsheets, and other approval documents.o Structure credit memos to best meet the Credit Union's risk and profitability requirements while maintaining a competitive position in the marketplace.o Determine SBA eligibility and ensure compliance with SBA policy.o Present loans to the Business Loan Committee for approval, when applicable.o Underwrite and generate complete credit memos for all loan products.o Maintain contact with other credit administration team members through the loan closing process as needed, to ensure all conditions and loan requirements are satisfied, including regulatory compliance.o Perform periodic review of loans; maintain contact with Members and RCU team members as required.o Maintain a complete understanding of RCU credit policy and SBA eligibility requirements under the SBA 7(a) and 504 guaranteed loan programs, with ability to assist others with related questions and research independently for unknowns.o Thoroughly analyze and make recommendations for complex SBA and commercial real estate credits.o Ensure compliance with pertinent government rules and regulations.o Manage file through underwriting and approval process, working with loan officer, credit staff, Members, and outside service providers throughout process.Member Service: o Provide exceptional service to all Members, volunteers, internal team members and service providers.o Respond to credit inquires.o Call Members to request financial information or documentation, as required.o Answer Member questions as they relate to Business Service deposits and loans. Join us and discover why you'll love working at Redwood Credit Union! ABOUT REDWOOD CREDIT UNION (RCU):At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad. As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all. Why work for Redwood Credit Union?• 29th largest credit union in the U.S. and the largest financial institution based in the North Bay • Awarded a 5-Star Rating based on 6/30/24 financial data by Bauer Financial• Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025"• Recognized by Newsweek as one of "America's Best Credit Unions 2024"• Recognized by Forbes as one of “America's Best Small Employers 2023" • Voted Best Places to Work in the North Bay 20 years in a row• World-class Employee Engagement scores• Rated Superior in Service by more than 90% of Members, surveyed by SF Gate• Industry leading Net Promoter Scores across the U.S. Minimum Qualification: Knowledge, Skills and Abilities Current knowledge of all laws, rules and regulations pertaining to business/SBA lending and compliance. Highly developed analytical skills for making sound credit decisions. Excellent written and verbal communication skills. Flexibility to manage time with ability to prioritize multiple tasks. Ability to work effectively under deadlines and stress. Ability to thoroughly analyze and make recommendations on an independent basis and demonstrate solid decision-making abilities. Thorough knowledge of all aspects of financial institution business services including lending methods, practices, and services. Knowledge of credit and interest rate economics. Knowledge of asset, liabilities, credit dynamics in a business services lending environment. Skill in the operation of a personal computer with word processing, spreadsheet and presentation software and Intra/Internet access. Ability to analyze problems and opportunities, identify and evaluate alternatives, and develop sound, effective approaches. Ability to communicate effectively both verbally and in writing. Ability to work independently with minimal supervision. The ideal candidate has a combination of education and experience equivalent to a bachelor's degree in business administration, finance or closely related field, and a minimum of five years of experience with commercial financial analysis or underwriting, and a minimum of three years of experience with SBA loans. Compensation: Base starting range: $50.00 to $66.00 hourly commensurate with experience. Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits. Redwood Credit Union offers a robust benefits package to our eligible employees including:• Competitive medical, dental, and vision insurance, mental health offerings• Employee performance incentive plan• Salary Advancement- Merit increase based on performance• 401(k) program with employer match• Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off! RCU Discounts and Perks:• RCU employees are eligible for a .75% discount off RCU standard collateral auto loans• RCU employees are eligible for a 1% discount on all recreational or boat loan products• 2% discount off Visas and LOC Loans through RCU• 0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000.• 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.• 0% interest on garment, fitness, or home office equipment loan of up to $500• 100% financing for employee purchased homes! Physical Requirements:• Ability to stand, bend, stoop, sit, walk, twist, and turn.• Ability to lift up to 15 pounds.• Ability to use a computer keyboard and calculator.• Work environment is indoors; majority of the time is spent sitting at a desk. *Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position. Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET. We are an Equal Opportunity Employer We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us at *********************.

Daily Pay / Labor HiTech Staffing Web Public Name. Enterprise > All Options > Administration > Employers > Employer Setup > Web Public Name 10.00 1234 Isla Sorna, t, Sacramento, CA 94203, United States of America

We are looking for a detail-oriented Credit Specialist to join our client in Concord, California. In this Contract-to-Permanent position, you will oversee essential credit and collections activities, ensuring compliance with company policies and maintaining strong relationships with both internal teams and external partners. This role will provide the opportunity to work closely with branch managers, manage receivables, and maintain customer portfolios. Responsibilities: - Monitor and track all accounts receivable to ensure timely payments. - Evaluate and approve new customer accounts in collaboration with branch managers. - Address and resolve issues with delinquent accounts across multiple branch locations. - Maintain accurate and up-to-date customer portfolio information. - Process customer refunds in compliance with company policies. - Write off bad debts and service charges with approval from management. - Send regular account statements to customers as part of the collection process. - Prepare and file preliens when necessary to secure payments. - Review and analyze aging reports to identify and address outstanding balances. Requirements - Proven experience in credit and collections, including commercial collections. - Strong understanding of credit applications and approval processes. - Familiarity with lien releases and waivers. - Ability to analyze and interpret financial data, including aging reports. - Excellent communication skills for managing customer and internal relationships. - Proficiency in using credit reporting tools, such as Dun & Bradstreet. - Strong organizational skills to handle multiple accounts and responsibilities. - Knowledge of contract compliance and legal procedures related to collections. Robert Half is the world's first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking "Apply Now," you're agreeing to Robert Half's Terms of Use (https://www.roberthalf.com/us/en/terms) .

Bank of Marin, voted by our employees as one of the "Best Places to Work" in the North Bay Business Journal, is seeking a Senior Credit Analyst to join our Napa Commercial Banking Office in Napa, California. In a team-oriented environment, this position maintains a high degree of customer service by supporting loan management, credit approval, and loan documentation with timely and accurate processing of customer financial information, information requests. With guidance/oversight from senior lenders, underwrite, recommend for approval, and document moderately complex commercial and commercial real estate transactions.With guidance/oversight from senior loan officers: Accurately identify and assess the strength of the primary and secondary sources of repayment for simple commercial and commercial real estate credits. Accurately identify and assess key credit risks, and the factors that mitigate these risks sufficient to recommend approval of loan commitment for simple commercial and commercial real estate credits. Recommend and support credit structures that monitor and mitigate key credit risk factors for simple commercial and commercial real estate credits. Using published underwriting guidelines, accurately underwrite and recommend simple personal and business credits for approval/decline. Articulate credit recommendations by accurately completing the bank-standard Credit Recommendation Form. Order appraisals and valuations as appropriate. Support loan officers with partial preparation of moderately complex Credit Recommendation and special Action Credit Report forms. Prepare for customer and prospect calls and accompany loan officers on these calls to gather information pertinent to the credit decision. Prepare escrow instructions. Independently and accurately: Order title research documents such as UCC filings, preliminary title reports, etc. Order and interpret credit background information such as Equifax, D&B reports, etc. Order documentation for approved credit actions. Utilize loan accounting system to research loan activity. Maintain tickler database and, in coordination with Branch contacts, prepare customer correspondence requesting financial information prior to credit expirations. Using analytical abilities and established spreading guidelines, accurately translate basic financial reporting of business and personal entities into bank-standard format for further analysis. Support loan officers by offering interpretation and analysis of financial reporting documents, including evaluation of cash flow, balance sheet metrics (e.g. working capital, leverage, etc.) as it pertains to repayment sources. Professional Experience: 3 - 5 years related experience and/or training. Educational/Professional Experience: Bachelor's degree (B.A.) from four-year college or university; three to five years related experience and/or training; or equivalent combination of education and experience. The hiring pay range for this position is $37.49 to $50.59. In addition to the pay range listed, all bank positions are eligible for incentive compensation, which varies based on role. The pay rate for a successful applicant depends on a variety of factors including but not limited to geographic location, work experience, education, and/or skill level. The Bank of Marin is a growing public company with career advancement opportunities. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, a retirement savings plan with employer matching opportunity, bank paid employee stock ownership plan, tuition reimbursement, employee volunteer program and more. Additional details about total compensation and benefits will be provided during the hiring process. Bank of Marin is an equal opportunity employer. EOE AA M/F/Vet/Disability

We are seeking a highly skilled Senior Commercial Credit Analyst to join our team. The ideal candidate will have a strong background in financial analysis, credit risk assessment, and commercial and industrial lending. As a Senior Commercial Credit Analyst, you will be responsible for analyzing financial data, assessing creditworthiness, and making recommendations on credit limits and terms. In collaboration with Relationship and Portfolio Managers, the Senior Commercial Credit Analyst analyzes borrower financial information; prepares and presents formal written loan presentations for approval by Credit Management on new and existing loan transactions for mid-size to large companies with revenues exceeding $5 million; conducts ongoing financial analysis and credit monitoring on transactions within Bank's loan portfolio. Essential Functions Analyzes and articulates transaction risk and recommends loans for approval for new and existing commercial customers. Loan types include, but are not limited to, working capital lines of credit, asset-based lines of credit, equipment loans, and owner-occupied real estate loans. Analyzes borrower financial statements and tax returns for companies and individuals regarding net worth and cash flow and strengths/risks of loan repayment sources. Identifies and summarizes risks related to third party reports and collateral valuations. Prepares timely and concise formal, written credit recommendations with limited supervision, ensuring complete and accurate information. Analyzes industry trends and ensures compliance with current legal requirements. Monitors borrower financial performance in line with commercial loan documents; spreads financial statements ensuring resulting covenant calculations are accurate, complete, and adhere to approval conditions and loan documentation. Collaborates with Relationship Manager and Portfolio Manager to ensure borrower notifications are sent and approvals are obtained to resolve any violations in a timely manner. Maintains close, professional communication with all bank departments, including Commercial Banking and Loan Center, and clients to ensure the timeliness of the renewal and new loan funding process. Serves as the credit analyst for multiple loan transactions at a given time at varying stages of the loan origination process. Supports Community Reinvestment Act (CRA) through business development efforts. Actively participates in community organizations. Maintains a current knowledge of bank regulations. Ensures compliance with all Federal, State and Bank policies, procedures, and regulations. Other duties as assigned. Requirements Bachelor's degree from an accredited college One to five (typically five to ten for senior analyst) years of experience in credit analysis within a banking/lending environment Knowledge of accounting, financial statement, and cash flow analysis Excellent written and verbal communication, presentation, and interpersonal skills Excellent organizational skills, with an ability to independently prioritize tasks and multi-task while completing complex transactions Excellent attention to detail Strong analytical and problem-solving skills Proficient in computers with ability to use standard or specialized computer hardware and software packages, including word processing and spreadsheets in a Windows environment Ability to consistently interact with clients under varying circumstances while maintaining a professional demeanor Effectively communicate with clients over the phone and in person Additional Comments: River City Bank is an Affirmative Action and Equal Opportunity Employer with a commitment to diversity. Individuals seeking employment at River City Bank are considered without regards to ancestry, age, color, physical or mental disability, genetic information, gender, gender identity, gender expression, marital status, medical condition, national origin, race, religion, sex, sexual orientation, protected veteran/military status or any other consideration made unlawful by federal, state or local laws. Note: River City Bank does not sponsor applicants for work visas. For CA residents please read the Notice at Collection - California before applying. NOTE: We are not currently accepting inquiries from recruiters or recruiting agencies. All applications must be submitted directly by the candidates. Salary Description $85,000 - $130,000/year

Credit Analyst I, II & III Title of Supervisor: Senior Credit Analyst Lead & Supervisor/Assistant Vice President Grade: 9 - 11 River Valley Community Bank is a premier community bank, committed to meeting the needs of our clients with relationship-oriented products and services while creating an environment for our employees to develop and prosper producing enhanced shareholder value. At our bank you will be part of a welcoming and collaborative team, all of whom take great satisfaction in the confident and efficient delivery of banking solutions that drive an exceptional client experience. We take great pride in the trust we have earned and relationships we have established with our customers. We are also proud of and support our employee involvement in community activities and volunteerism in the markets we serve. Credit Analyst I Summary of the Position Provides financial analysis for all types of new and renewal loans at the direction of the Senior Credit Analyst and/or Chief Credit Officer. Provides loan support where needed to ensure timely processing of loan files according to bank policies and procedures. Ensures accurate analysis and responsive turn-around times that satisfy quality service standards. Duties and Responsibilities With supervision, this position includes the following job functions and responsibilities. Audits loan files and application packages for completeness. Prepares a “needs list” for review by assigned Loan Officer or Portfolio Manager and assists with the collection of required loan documentation with direction from the Loan Officer, Relationship Manager or Portfolio Manager, as needed. Assembles new and renewal loan files and reviews files for compliance and completeness. Assists with the preparation and reconciliation of financial spreadsheets which includes the input of financial data into the banks spreading software. Responsible for the upkeep and monitoring of the financial covenant tickler report. Ensures electronic files are organized in a satisfactory manner according to bank guidelines. Works closely with loan officer or portfolio manager in the loan process to ensure timely submission of the completed loan file to Credit Administration. Requests third party reports including but not limited to credit reports, flood certifications, preliminary title reports, environmental and appraisal/evaluation reports. Interacts with Credit Administration, Loan Operations, and other related personnel as needed for loan maintenance and/or troubleshooting. Reviews & audits loan files in preparation for loan documentation and submission to Loan Operations. This process includes, but is not limited to, the preparation of financial certifications, file checklists, and satisfaction of pre-closing loan conditions. Works closely with other credit team members (Loan Officer, RM or Portfolio Manager) to ensure complete and timely files to Loan Operations. Is familiar and complies with applicable company policies and all banking regulations including, but not limited to BSA, USA Patriot/CIP requirements, AML, and all Fair Lending, CRA and Compliance related regulations. Other duties as assigned. Credit Analyst II Summary of the Position Provides semi-complex financial analysis for all types of new and renewal loans at the direction of the assigned credit officer. Ensures accurate analysis and responsive turn-around times that satisfy quality service standards. One or more years of banking, finance, or related experience, such as real estate. In addition to the duties and responsibilities of Credit Analyst I. The Credit Analyst II should have the ability to provide accurate analysis of financial statements and tax returns independently. Review business and/or personal credit reports accurately. Communicates with credit applicants when necessary to develop information Concerning their business needs and earnings to determine whether a loan may be an acceptable risk. Supports the Bank's goals through effective credit analysis of applications for credit. Interacts with credit administration, servicing, operations, appraisal, legal and other related personnel as needed for loan maintenance and/or troubleshooting. Credit Analyst III Summary of the Position Provides complex financial analysis as a Junior-underwriter for all types of new and renewal loans with minimal direction of the assigned credit officer. Ensures accurate analysis and responsive turn-around times that satisfy quality service standards. One or more years of banking, finance, or related experience, such as real estate. In addition to the duties and responsibilities of Credit Analyst I & II. The Credit Analyst III should have the ability to provide accurate analysis of financial statements and tax returns independently. Review business and/or personal credit reports accurately. Communicates with credit applicants when necessary to develop information Concerning their business needs and earnings to determine whether a loan may be an acceptable risk. Supports the Bank's goals through effective credit analysis of applications for credit. Interacts with credit administration, servicing, operations, appraisal, legal and other related personnel as needed for loan maintenance and/or troubleshooting. Qualifications Preferred bachelor's degree in a Finance Related Field. One or more years directly related experience. Limited use and/or application of basic principles, theories, and concepts. Basic knowledge of credit principles and banking products. Cross selling and sales skills. Ability to manage multiple assignments simultaneously. Effective interpersonal, verbal, and written communication skills. Working knowledge of computers and computer software such as Microsoft Word, Microsoft Outlook, Excel, and the Internet. Knowledge of office machines typically used in a banking center such as 10-key adding machine, facsimile, and copy machines. Education High School Diploma or equivalent. Bachelor's degree, or equivalent work experience. Compensation Base salary commensurate with experience and standard employee benefits package. Work Environment Office environment requires sitting and/or standing for one or more continuous hours, some travel within the bank footprint maybe required for client appointments, bank meetings, and community events. This job description is not intended to be all-inclusive. The employee may perform other duties as assigned to meet the ongoing needs of the organization. The job duties and supervisor reporting relationship are subject to change.

Job DescriptionDescription: Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals. Delivering a wide variety of financial services with a superior customer service guarantee. Manages branch's commercial loan portfolio/deposits/growth. Works to achieve branch's identified profitability goals by increasing the existing Book of Business: Contacts prospect/clients to establish new bank relationships through the selling of appropriate bank products. Contacts current clients to retain and expand present bank relationships by cross-selling bank products. Directs sales activities of branch sales force: Conducts daily sales meeting. Actively sells Westamerica's bank products/services. Monitors results of sales activities as outlined in current WAB Sales Culture Booklet. Represents the bank in various civic and community activities in an effort to enhance the Bank's image and attract new business. Reviews delinquent loans and implements appropriate action to help correct situation. Requirements: Commercial Lending experience Underwriting experience EOE Westamerica Bank's Privacy Policy may be found at: *********************************

If you are passionate about delivering outstanding service and thrive in a fast-paced, dynamic environment, then we invite you to join us as a Starbucks Supervisor at SAFE Credit Union Convention Center. We are currently looking for a Starbucks Supervisor @ $22. 60. Our Supervisor's highest priorities will be to support overall profitability and guest satisfaction by providing exceptional customer service while maintaining Sodexo Live!'s standards for safety, cleanliness, sanitation. Essential Responsibilities:Open availibilty Training and supervising associates in the preparation and serving of coffee and other beverages Assist with putting away food and product orders Managingcustomer service operationsduring shift, including resolving customercomplaints and ensuring customer satifaction Making sure all standards of operations and uniform policy are being followed Overseeing the department in absence of department manager Qualifications & Requirements:Previous Barista experience strongly preferred. Ability to participate in a team environment. Ability to follow written and oral direction. Ability to work under pressure and independently. What We Offer:Competitive compensation Paid WeeklyTeam Meal ProvidedFlexible and dynamic work environment Countless opportunities to grow within the company Access to ongoing training and development programs Sacramento's downtown SAFE Credit Union Convention Center reopened in the spring of 2021 after a stunning renovation and expansion. The new Convention Center offers 240,000 square feet of meetings and event space, along with a new outdoor activities plaza to take full advantage of Sacramento's ideal climate. You'll find more than 2,000 hotel rooms within walking distance of the Convention Center, and 2,000 more within just 3 miles. In fact, Sacramento opened two new hotels in 2021, and there's more exciting development on the horizon. Sodexo Live! is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, genetic information, status as a protected veteran or status as a qualified individual with a disability, or any other characteristic protected by applicable Federal, State or Local law.

BMO is the 8th largest bank in North America and the 4th largest commercial lender with aggressive growth ambitions in the U.S. We are driven by a single purpose: to Boldly Grow the Good in business and life. Our Purpose informs our strategy, drives our ambition, and reinforces our commitments to progress: for a thriving economy, a sustainable future, and an inclusive society. The ideal candidate may bring experience as a Commercial Banking Relationship Manager combined with time spent as an Analyst or Portfolio Manager or candidates without a sales background who have served as a Portfolio Manager and has worked directly with clients and demonstrated exceptional communication skills. In the CPO role, you will have a strong partnership and collaboration with the sales team, engage in joint calling efforts, and identify, pre-screen, and develop qualified new Commercial & Industrial (C&I) opportunities in partnership with Recommenders and Credit Officers. The Credit Portfolio Officer will analyze credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment. + Negotiates loan structures and terms and conditions that align client requirements with the bank risk appetite and policies. + Assesses client repayment capacity by utilizing financial models and analytical tools to recommend appropriate loan structures and collateral requirements. + Signs off on new, renewal and extension loans within delegated authority. + Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics, and assesses broader industry trends to spot risks and opportunities. + Evaluates portfolio performance and recommends capital allocation strategies that optimize returns with investment objectives. + Leads proposal development and delivers presentations to capture new business and expand client relationships. + Networks with industry contacts to gather competitive insights and best practices. + Develops and executes business development plans focused on enhancing client relationships and growth opportunities within the portfolio. + Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners. + Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies + Conducts financial analysis and risk assessments of clients' credit information, for an assigned portfolio, to provide insights and make informed decisions + Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required. + Minimizes BMO's risk exposure by adhering to credit policies, regulatory standards, and operational guidelines. + Serves as a point of contact for service requests, ensuring expectations are consistently met or exceeded. Escalates issues when needed. + Supports and implements initiatives to enhance service quality, acquire new business and expand client relationships. + Identifies revenue and cross-selling opportunities to enhance portfolio growth. + Identifies share of wallet opportunities. + Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis. + Manages timely and accurate data entry into BMO's systems and leverages the data to support decision-making. + Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. + Provides specialized consulting, analytical and technical support. + Exercises judgment to identify, diagnose, and solve problems within given rules. + Works independently and regularly handles non-routine situations. + Broader work or accountabilities may be assigned as needed. **Qualifications:** + Preferred 5 - 7 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment. + If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards. + Bachelor's degree required; Business Administration, Finance and Accounting preferred. Any other related discipline or commensurate work experience considered. + Deep knowledge and technical proficiency gained through extensive education and business experience. Foundational level of proficiency: + Structuring Deals Advanced level of proficiency: + Problem Solving + Collaboration + Detail-Oriented + Customer Service + Loan Structuring + Regulatory Compliance + Portfolio Management + Credit Risk Assessment + Banking Operations + Microsoft Office Expert level of proficiency: + Financial analysis **Salary:** $88,800.00 - $165,600.00 **Pay Type:** Salaried The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: ******************************************** **About Us** At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. To find out more visit us at ************************** BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to ************************** and let us know the nature of your request and your contact information. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation led company with 750,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ****************** We Are: In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms and partnerships to help bring ideas to life. Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X. Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. You Are The candidate will be a Senior Manager within the Commercial Banking Consulting practice with a focus on Business and Technology Transformation within the wholesale lending industry. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process. Large wholesale lenders are investing heavily in modernizing their business, technology, and data to optimize straight-through processing, enhance client and employee experience, and reduce cost of ownership. Accenture is growing our practice to help our client navigate their transformational journeys. The Commercial Credit Senior Manager will be focused on supporting the development of our lending offerings and the delivery of transformational consulting projects. The Commercial Credit Senior Manager will be focused on supporting the development of our offerings and the delivery of consulting projects. Responsibilities may include: * Become a trusted advisor for C-suite clients looking to solve critical business problem * Define clients' business and technology strategy. * Re-imagine world-class operating models for Wholesale credit institutions. * Lead Wholesale credit systems implementation engagements (requirements, design, test, deployment, etc.). * Manage all parts of projects, from client buy-in to planning, budgeting, and execution. * Source and coordinate work from other internal workforces. * Develop of our next generation Wholesale credit technology offerings. * Drive business development to originate new client opportunities. * Build your reputation as an industry thought leader * Travel, as required, up to 80%, in the United States and Canada. Qualification Here's What You Need: * Minimum of 10 years relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development * Minimum of 7 years of equivalent of commercial credit industry (sales, underwriting. closing, servicing, portfolio management) industry experience * Demonstratable experience leading a complex, large-scale commercial credit transformation across operating model, technology, and data/AI workstreams * Demonstrated experience developing and managing relationships with C-suite client executives. * A Bachelor's degree Bonus Points if you have: * Launched new product offerings in the banking industry. * Implemented next generation analytic capabilities (e.g., predictive, generative, or agentic AI) for commercial lending. * Experience with additional commercial lending industry platforms, e.g., Moody's, Blooma, Built * An advanced degree or financial industry certification Professional Skills * Proven ability to operate within a collaborative environment. * Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian. * High energy level, focus and ability to work well in demanding client environments. * Excellent communication (written and oral) and interpersonal skills. * Strong leadership, problem solving, and decision-making abilities. * Unquestionable professional integrity, credibility, and character. Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired as set forth below. We accept applications on an on-going basis and there is no fixed deadline to apply. Information on benefits is here. Role Location Annual Salary Range California $132,500 to $302,400 Cleveland $122,700 to $241,900 Colorado $132,500 to $261,300 District of Columbia $141,100 to $278,200 Illinois $122,700 to $261,300 Maryland $132,500 to $261,300 Massachusetts $132,500 to $278,200 Minnesota $132,500 to $261,300 New York/New Jersey $122,700 to $302,400 Washington $141,100 to $278,200 Locations

Description: Reporting to the Program Manager of Supportive Services and with independent professional responsibility, the Housing Specialist is responsible for the development of a housing relocation plan to assist Next Move program participants and other Sacramento community residents in securing appropriate housing, functions at a highly skilled level in such areas as assessment, individual counseling, group facilitation, community resource development and opportunities for program participants with regards to establishing permanent housing. This position is committed to improving the quality of services provided by seeking input from clients, employees and stakeholders to ensure service delivery and accessibility is equitable to all persons served. The Housing Specialist is a full time, non-exempt position eligible for Medical, Dental, Vision, Life Insurance; 403 (b) retirement plan; paid holidays, and Paid Time Off. This position is employed by Goodwill Industries of Sacramento Valley and Northern Nevada, Inc., through Next Move Homeless Services, Inc. ESSENTIAL DUTIES & RESPONSIBILITIES: The following reflects management's definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign duties and responsibilities to this job at any time due to reasonable accommodation or other reasons. Keeps track of all intakes and exits to ensure that the programs are full to their capacity at all times and work closely with Maintenance Department to ensure proper living environment for the participants. Report delays in filling the vacancies to the Program Manager. Provides follow-up supportive services to shelter alumni for up to 1 year including referrals, regular contact/home visits, assists in maintaining short/long term goals, develops service plans to maintain permanent housing, provides ongoing intervention to reduce CPS involvement, act as liaison between landlord and participant experiencing housing difficulties in maintaining permanent housing. Maintains documentation of all program participant contacts (current and past) and community members. Provides statistical data for monthly, quarterly and yearly reports. Provides supportive services regarding housing opportunities and programs to participants for the duration of the program and to members of the community. Develops and maintains comprehensive lists of housing resources for use by Next Move program participants; refers program participants accordingly. Coordinates with case managers to increase access to and information regarding housing opportunities and programs. Works collaboratively with landlords, colleagues across the organization and within respective department. Performs a wide variety of individual and group life skills with program participants; develops and facilitates an array of housing based educational workshops and support groups designed to meet participant needs in regards to housing needs, tenant/landlord laws and maintaining permanent housing participants. Supports and educates program participants on issues surrounding living skills, employment, parenting, budgeting and money management, health and hygiene, and housing. Maintains housing list for distribution to community members needing assistance. Coordinates with case management in regards to individualized budgets with program participants where case management is assisting program participants in monitoring savings and expenditures. Develops and continues working relationships with landlords who are willing to rent to a high-risk population. Transports program participants as directed. Other Duties/Responsibilities: Ensures compliance with all Next Move Homeless Services and Goodwill Industries Sacramento Valley Northern Nevada policies, CARF standards, and safety and security regulations. Attends trainings and staff meetings, as required. Completes reports as directed by the Program Manager of Mental Health. Performs other duties as assigned. Requirements: QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the minimum knowledge, skill and/or ability required. Basic Qualifications of the Role: Experience working with the homeless population and knowledge of foster youth's unique needs. Exhibit a high degree of professionalism. Must not present a direct threat to the safety and health of self, others or property. Must be able to perform essential functions of this with or without reasonable accommodation. A strong commitment to the program and the mission of the organization. Extensive experience with strengths-based case management. Ability to communicate effectively, both orally and in writing; define problems, collect data, establish facts, and draw conclusions; and effectively present information to management and/or public groups. Proven ability to represent the interests of the organization, interact effectively with a diverse population, and be comfortable building successful collaborative relationships with youth, staff and other stakeholders. High level of energy and good sense of humor with the capacity for extraordinary time and effort demands. Must possess and maintain a valid driver's license and insurable driving record. No record or disclosure of criminal conviction that indicates an ongoing tendency toward theft, violence, dishonesty, deceit, drug manufacture or sale, moral turpitude, or predatory behavior. Must provide proof of identification and eligibility to work in the United States of America. Must pass a drug and background screening. POSITIONS SUPERVISED: No positions supervised. PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand, walk, sit, use hands and fingers, handle or feel objects, reach with hands and arms, climb or balance, stoop, kneel, crouch or crawl, talk or hear and taste or smell. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception and the ability to adjust focus. WORK ENVIRONMENT: The work environment characteristics described here are representative of what an employee may encounter while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The duties listed above are intended only as illustrations of the various types of work that may be performed. The omission of specific statements of duties does not exclude them from the position if the work is similar, related or a logical assignment to the position. The does not constitute an employment agreement between the employer and employee and is subject to change by the employer as the needs of the employer and requirements of the job change. This job description does not cover all the activities, duties or responsibilities required of this role. Duties, responsibilities and activities may change, or new ones may be assigned at any time with or without notice to accommodate the needs of the organization.

A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. In order to be the best, we hire the best! Benefits Offered by CoBank: Careers with a purpose Time-Off Packages, 15 days of vacation, 10 paid sick days and 11 paid holidays Competitive Compensation & Incentive Hybrid work model: flexible arrangements for most positions Benefits Packages, including Medical, Dental and Vision coverage, Disability, AD&D, and Life Insurance Robust associate training and development with CoBank University Tuition reimbursement for higher education up to $10k per year Outstanding 401k: up to 6% matching and additional 3% non-elective contribution & Student Loan Match Community Impact: United Way Angel Day, Volunteer Day and Associate Directed Contribution Associate Resource Groups: creating a culture of respect and inclusion Recognize a fellow associate through our GEM awards Job Description Prepares analysis and conducts credit investigations of routine and more complex credits in accordance with prescribed methods and procedures. Prepares and presents credit reports to appropriate senior staff or committees. Cosponsors or approves credits within prescribed credit limits. Assists with account servicing, credit administration, and documentation. Provides support to credit manager and appropriate staff with research and statistical analysis. Essential Functions Develops credit information and structures financial proposals for use by appropriate senior staff and committees in making decisions about credit arrangements for new, renewal, or extension loans. Cosponsors or approves credit requests within prescribed limits. Reviews all pertinent credit and financial information and determines the need for more thorough investigation or additional information. Analyzes information statements and related material and prepares summaries, presents facts, and offers opinions concerning credit‑worthiness. Understands and follows bank guidelines, policies, and procedures for the preparation and presentation of credit information. Assists with credit administration, account servicing, development, packaging, closing, documentation, and monitoring. Maintains control over current accounts, monitoring for payment progress, developing problems, trends, and compliance with covenants. Provides relevant and timely information to internal stakeholders including account officers, relationship managers, and credit staff. Assists credit manager in the preparation of internal research and analysis, provides statistical reports, and verifies information. Prepares and delivers presentations on topics as assigned. Develops and utilizes computerized spreadsheets, programs, and other automated tools for credit analysis, special projects, or presentations. May authorize loan advances and loan re-pricing with money desk staff. Maintains expertise in assigned industries or market sectors. Keeps abreast of industry trends and competitive environment. Education Bachelor's Degree required Work Experience 3 years of credit experience in banking industry required Physical Exertion Details Sedentary Exerting up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) to lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met. Travel Requirement Details Occasional Travel occurs infrequently (typically, once a month or less). About CoBank The typical base pay range for this role is between $80,300 - $91,840. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance. The listed salary, other compensation and benefits information is accurate as of the date of this posting. This job will be posted for a minimum of five (5) business days or until the position is filled. CoBank reserves the right to adjust compensation for all positions and to modify or discontinue benefits programs at any time in its sole discretion, subject to applicable law. CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 76,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. REASONABLE ACCOMMODATION We are committed to ensuring that our online application process provides an equal employment opportunity to all applicants, including qualified individuals with disabilities. If you are an applicant with a disability, or are assisting an applicant with a disability, and require accessibility assistance or would like to request a reasonable accommodation for any aspect of the application process, including completing an application, interviewing, or otherwise participating in the employee selection process, please submit a request by emailing *********************. Include your contact information and specific details about your requested accommodation. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa at this time. CoBank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, disability, or status as a protected veteran. We can recommend jobs specifically for you! Click here to get started.

Become part of the excitement. As a Credit Manager, you will support profit center sales and profitability initiatives through the extension of customer credit and management of accounts receivable portfolios. In this role you will: Establish creditworthiness of new and existing customers, authorize and monitor credit limits Manage accounts receivable portfolio of assigned profit centers Protect and enhance profit center profitability Establish and maintain customer relationships in support of both sales and credit management initiatives What you bring to the table: Corporate finance, accounting, and/or financial reporting knowledge Analytical and decision making skills Communication, collaboration, and negotiation skills 3+ years experience required 4 year degree; major in Finance preferred Ability to travel Shift and Hours: Monday - Friday, standard business hours, in office Compensation Details: The expected starting rate of pay for this position is starting at $85,000 annually, depending on experience. This position is also incentive eligible, based on specific and relevant business metrics. Graybar considers qualified applicants regardless of criminal histories, consistent with applicable laws, including the Los Angeles Fair Chance Ordinance for Employers and the California Fair Chance Act. The Value of Graybar: At Graybar, we are known for our comprehensive benefits and our employee stock ownership plan! Most regular, full-time employees at Graybar may be eligible for a variety of benefits like: Multiple plan options for Medical, Dental, Vision, and Prescription Drug benefits. Life Insurance coverage for you and options for your family. Save on expenses with Flexible Spending Accounts. Enjoy our Disability Benefits at no cost to you. Share in our success with Profit Sharing Plans. 401(k) Savings Plan with company match to help secure your future. Paid Vacation & Sick Days to spend time away from work or in case of an illness. Rest and recharge during our Paid Holidays throughout the year. Take advantage of our Paid Wellness Day to focus on preventive care and prioritize your health. Volunteer with Community Time Off to give back to the community. Predictable Work Schedules to plan your life: no weekends or nights for most roles. Celebrate your and others' achievements with our Employee Recognition Program. Reach your career goals with our Educational Reimbursement and Career Development Programs. And More Perks that support your well-being and career growth. Benefit eligibility may vary across locations and roles, so be sure to check in with your recruiter for more information. Why should you join Graybar? At Graybar, our employees are the heart and soul of our company. We believe that employees with diverse perspectives bring the ideas and innovative thinking we need to solve our biggest challenges and compete in an ever-changing world. Consistent with our values, we welcome people from all backgrounds, cultures and experiences into our company because we believe it's the right thing to do and the right way to run our business. We want each of our employees to know that they matter and to feel a sense of belonging, ownership and inclusion at Graybar. We believe that everyone should be treated with dignity and respect, and we work to build a collaborative environment where our employees have the opportunity to grow, learn and make a difference, both as individuals and as part of the team. That's what our employee ownership culture is all about: working as one team and moving forward together, while honoring the unique value each person brings to our company. Apply now and find out what's next for you. Equal Opportunity Employer/Vet/Disabled Not the right fit? Let us know you're interested in a future opportunity by clicking Introduce Yourself in the top-right corner of the page or create an account to set up email alerts as new job postings become available that meet your interest!

McKesson is an impact-driven, Fortune 10 company that touches virtually every aspect of healthcare. We are known for delivering insights, products, and services that make quality care more accessible and affordable. Here, we focus on the health, happiness, and well-being of you and those we serve - we care. What you do at McKesson matters. We foster a culture where you can grow, make an impact, and are empowered to bring new ideas. Together, we thrive as we shape the future of health for patients, our communities, and our people. If you want to be part of tomorrow's health today, we want to hear from you. McKesson is an impact-driven, Fortune 10 company that touches virtually every aspect of healthcare. We are known for delivering insights, products, and services that make quality care more accessible and affordable. Here, we focus on the health, happiness, and well-being of you and those we serve - we care. What you do at McKesson matters. We foster a culture where you can grow, make an impact, and are empowered to bring new ideas. Together, we thrive as we shape the future of health for patients, our communities, and our people. If you want to be part of tomorrow's health today, we want to hear from you. The Senior Credit & Collections Specialist plays a critical role in managing and resolving complex and delinquent customer accounts. This position requires strong analytical skills, sound judgment, and the ability to navigate challenging situations with professionalism and initiative. The specialist will serve as a key liaison between customers, internal departments, and leadership to ensure timely resolution of payment issues and to implement strategies that maintain account health. Key Responsibilities: Account Management & Resolution Analyze and manage complex and high-value delinquent accounts. Communicate directly with customers to resolve payment discrepancies and negotiate payment plans. Make daily decisions regarding order holds or releases based on credit limits and payment status. Identify and escalate potential write-offs to management Internal Collaboration Partner with Sales and other internal stakeholders to resolve account issues and align on customer strategies. Communicate negotiated resolutions and obtain necessary approvals from internal teams. Provide regular updates and progress reports to leadership. Customer Engagement Engage with customers to present tailored solutions addressing cash flow challenges. Propose and escalate alternative payment options when necessary. Maintain a professional and diplomatic approach in all customer interactions. Strategic Support Support strategic customers and expand market segments. Provide insights and trends to Sales and other stakeholders to inform business decisions. Develop and implement strategies to ensure accounts remain current post-resolution. Mentorship & Best Practices Train and mentor new team members. Share expertise and promote best practices across the team Minimum Requirements: Typically requires 5+ years of related experience Exceptional communication and negotiation skills Proficiency with MS Office products including Word, Excel, PowerPoint, Outlook, Teams, etc. Preferred Skills & Qualifications: Experience in corporate credit and collections Strong understanding of finance principles and practices Strong customer service skills Ability to multitask across various systems while meeting deadlines Prior negotiation experience We are proud to offer a competitive compensation package at McKesson as part of our Total Rewards. This is determined by several factors, including performance, experience and skills, equity, regular job market evaluations, and geographical markets. The pay range shown below is aligned with McKesson's pay philosophy, and pay will always be compliant with any applicable regulations. In addition to base pay, other compensation, such as an annual bonus or long-term incentive opportunities may be offered. For more information regarding benefits at McKesson, please click here. Our Base Pay Range for this position $23.00 - $38.34 McKesson is an Equal Opportunity Employer McKesson provides equal employment opportunities to applicants and employees and is committed to a diverse and inclusive environment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability, age or genetic information. For additional information on McKesson's full Equal Employment Opportunity policies, visit our Equal Employment Opportunity page. Join us at McKesson!

Job Description FlexCare | A Career That Makes an Impact FlexCare is an award-winning, nationwide leader in travel nursing, allied health, and therapy talent management solutions, connecting top clinicians with leading healthcare facilities across the U.S. Since 2006, we have been committed to addressing critical workforce needs, ensuring healthcare organizations have access to the best clinical talent while providing clinicians with meaningful career opportunities. At FlexCare, our mission is to create exceptional experiences that empower clinicians, clients, and internal team members to thrive personally and professionally. Why FlexCare? A People-First Culture - Collaboration, innovation, and a commitment to excellence. Career Growth & Development - We invest in your future with training, mentorship, and opportunities to advance. Innovative, Future-Forward Approaches - Continuously evolving to meet the changing needs of healthcare staffing Award-Winning Team - Recognized for excellence in both clinician and employee experience. We are more than just a staffing agency-we are a trusted healthcare partner that values people, fosters growth, and makes a real impact in the lives of clinicians, healthcare facilities, and communities nationwide. Join a team that is redefining healthcare talent solutions. Ready to grow with us? Apply today. **Please note: positions posted here are for our corporate/internal openings, not contract/travel healthcare clinician positions. If you are interested in becoming a FlexCare Traveling Clinician, visit visit our Clinician Registration Page. Summary: The Accounts Receivable (AR) Analyst I is responsible for ensuring that the organization's accounts receivable aging is accurate, up-to-date, and valid. The AR Analyst develops relationships with clients to ensure payments are received in a timely manner, as well as researches and resolves all billing discrepancies. Essential Functions: Access client portals to reconcile client-generated invoices to those in FlexCare's ERP system (NetSuite), in order to ensure there is alignment in amounts due. Investigate and resolve discrepancies identified in the reconciliation process, working collaboratively with other departments as needed. Communicate with clients regarding outstanding invoices and payment expectations. Obtain payment terms and expected payment dates from client portals and document in NetSuite. Create supplemental invoices or credit memos as needed. Email invoices and supporting documentation, as instructed by the client. Perform special projects assigned by Management. Required Skills/Abilities: Proficiency in all Microsoft Office Suite programs as well as other accounting software programs. Excellent verbal and written communication skills as well as effective interpersonal skills. Excellent data entry skills, along with an aptitude for numbers. Excellent organizational skills and attention to detail. Strong computer skills with the ability to learn new software. Proficiency in navigating the internet and working with technologies. Ability to anticipate work needs and interact professionally with customers. Ability to collaborate and be a team player and be flexible, adaptable, and approachable. Education and Experience: Associate degree (or higher) in Accounting, Finance, or related field preferred. Previous experience with an ERP is preferred. Pay Transparency Information: At FlexCare Medical Staffing, we believe that pay transparency is essential for building trust and supporting a culture of fairness and accountability. To reinforce this commitment, we provide a clear range for each role's potential compensation, which includes both base salary and variable incentives. For this role, the estimated annual compensation is between $22 - $24 USD per hour, with the final compensation amount determined based on factors such as relevant experience, education, skills, role requirements, and location. Where applicable, the variable incentive component has a target amount, though the final payout is linked to both individual and company performance. Further details on FlexCare Medical Staffing's benefits and eligibility will be provided to applicants during the interview process. What We Offer: Competitive compensation. Progressive PTO program. 40 hours of sick time per year. 8 paid holidays including the day after Thanksgiving and Christmas Eve. 16 hours of PTO for volunteer work per year. 2 mental health days per year. Medical, dental, and vision benefits with no waiting period and zero cost to employee option. Flexible Spending Account and Dependent Care Account. 401k with employer match. Gym discounts (CA office). Local restaurant discounts (CA office). Paid parking (NC office). Tickets at Work discounts. Access to continuous training through LinkedIn Learning and our Professional Development Program, FlexCare University. Excellent opportunity for career advancement in a rapidly growing environment. Team building and celebratory events. Second-to-none, award-winning company culture.

Job Description Credit & Collections Specialist (Temp-to-Hire) Industry: Construction Materials Wholesaler / Supplier Type: Temp-to-Hire We are seeking an experienced Credit & Collections Specialist to join our team in Concord, CA. This position is responsible for managing customer credit accounts, overseeing collections activities, and ensuring compliance with lien and credit laws related to the construction supply industry. The ideal candidate will have strong communication skills, attention to detail, and a proactive approach to resolving payment issues while maintaining positive customer relationships. Key Responsibilities Review and establish customer credit limits and terms based on credit applications and financial data. Manage and monitor accounts receivable aging; follow up on past-due accounts. Prepare and send preliminary lien notices, releases, and related documents in compliance with California pre-lien laws. Communicate with customers, project managers, and sales staff to resolve billing or payment discrepancies. Record and apply customer payments accurately in the accounting system. Maintain organized documentation of credit files, payment history, and collection activity. Assist in month-end AR reporting and support the accounting department as needed. Coordinate with management on delinquent accounts, payment plans, and potential write-offs. Qualifications 3+ years of experience in credit and collections, preferably within construction, distribution, or building materials industries. Working knowledge of California pre-lien and lien release processes. Strong proficiency in Microsoft Excel and accounting/ERP software (experience with Agility or PMSI a plus). Excellent communication and negotiation skills. Highly organized, detail-oriented, and able to manage multiple priorities. salary: $70,000-$90,000/year

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for serving as the first point of contact for financial center clients, helping to uncover personal banking needs of both individual and small business clients, offering appropriate solutions, and connecting clients to specialists. Key responsibilities include deepening client relationships through platform services, supporting clients with self-service or transactional activities, and providing exceptional client care. Job expectations include proactively connecting with clients through outbound calls and conducting consistent follow-up routines. Responsibilities: Partners with teams to provide financial center clients with both consumer and small business solutions, services, and strategies when uncovering personal banking needs and helping clients navigate their unique life priorities Assists, educates, and trains clients on conducting simple transactions through self-service technologies Leverages available resources, technologies, and processes to optimize the client experience and deliver operational excellence and accuracy Adheres to established processes, laws, and guidelines in performing day-to-day activities, such as opening accounts, account maintenance, and Digital Assisted Shopping Manages client interactions by taking the best course of action for the bank and its clients and abiding by all regulatory requirements Required Qualifications: Minimum of one year demonstrated sales experience in a relationship-oriented and client-centric environment In lieu of one year of sales experience, has previously held the role of Relationship Manager (RM), Advisor Development Program (ADP) RM, Credit Solutions Advisor (CSA I) or Relationship Manager Business Owner Specialist (RMBOS) at Bank of America for a minimum of six months Enthusiastic, highly motivated self-starter with a strong work ethic and intense focus on results, acting in the best interest of the client Collaborates effectively to get things done, building and nurturing strong relationships Displays passion, commitment and drive to deliver an experience that improves our clients' financial lives Confident in identifying solutions for helping new and existing clients based on their needs Strong written and verbal communications skills Can communicate effectively and confidently and is comfortable engaging all clients (in-person and by phone) Ability to learn and adapt to new information, technology platforms, handle ambiguity and adapt to changing circumstances Applies strong critical thinking and problem-solving skills to meet clients' needs Demonstrates effective time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously Is a commissioned notary or can successfully obtain a notary commission in the state you work within a few months of start date in role (exact timeframe varies by location due to differing state laws) Must be able to work weekends and/or extended hours and travel to any financial center location within a reasonable distance Desired Qualifications: Associate's Degree or Bachelor's Degree in business, finance or a related field Experience working in a financial center where goals were met or exceeded Retail and/or sales experience in a salary plus incentive environment Experience working in an environment with individual and/or team goals where goals were routinely met or exceeded Experience with financial information, spreadsheets and financial skills Knowledge of banking products and services Strong computer skills including Microsoft applications and previous experience utilizing laptop technology Skills: Active Listening Business Acumen Customer and Client Focus Oral Communications Problem Solving Account Management Client Experience Branding Client Management Client Solutions Advisory Relationship Building Business Development Pipeline Management Prospecting Referral Identification Referral Management Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent Shift: 1st shift (United States of America) Hours Per Week: 40 Pay Transparency details US - MN - Roseville - 1761 County Rd C W (MN2525) Pay and benefits information Pay range$25.00 - $31.37 hourly pay, offers to be determined based on experience, education and skill set.Formulaic incentive eligible This role is eligible to participate in a formulaic incentive plan. Employees are eligible for incentives as detailed by the specific line of business incentive plan provisions. Formulaic plans may be comprised of monthly, quarterly and/or annual incentive opportunities. Incentives are earned based on the employee's performance against defined metrics.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

AP/AR Analyst About the Role The AP/AR Analyst is responsible for managing the company's daily accounts payable and accounts receivable activities. This role ensures accurate, timely processing of invoices, payments, customer billing, and collections. It supports healthy cash flow, strong vendor and customer relationships, and reliable financial reporting. This position works closely with Finance, Sales, Operations, and external partners to maintain clean, organized financial records and resolve issues quickly. Key Responsibilities Accounts Payable (AP) Process vendor invoices, ensuring three-way match accuracy (PO, receipt, invoice). Prepare and schedule vendor payments (ACH, checks, wires). Reconcile vendor statements and resolve discrepancies. Maintain vendor records and monitor credit terms. Support month-end accruals and expense coding. Accounts Receivable (AR) Generate and send customer invoices accurately and on schedule. Apply customer payments and reconcile payment activity. Monitor AR aging and follow up on past-due accounts. Investigate and resolve billing issues with Sales and Customer Service. Maintain clean customer credit files and assist in credit reviews. General & Cross-Functional Assist with month-end close, reconciliations, and reporting. Support audits by preparing documentation and schedules. Recommend process improvements to streamline AP/AR workflows. Maintain organized digital and physical financial records. Qualifications 2-4 years of AP/AR or general accounting experience. Understanding of GAAP and basic accounting principles. Experience with ERP/accounting systems. Strong Excel skills. Excellent attention to detail and accuracy. Clear, professional communication. Ability to prioritize and manage deadlines. Preferred Manufacturing or industrial environment experience. Experience with inventory-related transactions. Familiarity with collections best practices. Success Looks Like Invoices processed accurately and on time. Clean, current AP/AR aging reports. Issues resolved quickly. Strong communication. Reliable support for monthly close and audits.

Redwood Credit Union is seeking a Senior SBA/Commercial Credit Analyst, who will prepare SBA and commercial loan applications in accordance with the Credit Union's underwriting guidelines and influence the quality of credit through guideline adherence. Draft loan recommendations, including analysis of financial and other information, to present in a concise, accurate written form as prescribed by Credit Union without assistance. Assist with administration of the loan portfolio. Provide peer leadership in the areas of credit analysis, SBA processes/procedures and portfolio review. Requires extensive knowledge of the loan requirements for SBA and commercial lending with a demonstrated ability to perform research activities and loan portfolio analyses. Key ResponsibilitiesBusiness Loan Functions:o Review and approve annual portfolio analyses for all BSA loan files.o Serve as backup to management to support credit and portfolio analysis supervisory activities.o Assist Credit Analysts and Portfolio Specialists with questions and training needs, including SBA SOP understanding, SBA loan process/procedures, all commercial credit analysis, financial spreading, covenant, and condition management.o Assist Senior Management in making key business decisions that require knowledge in SBA underwriting and compliance.o Analyze credit worthiness, including review of tax returns, financial statements, credit reports, business plans, and other relevant information.o Prepare draft credit recommendation, risk rating recommendation, spreadsheets, and other approval documents.o Structure credit memos to best meet the Credit Union's risk and profitability requirements while maintaining a competitive position in the marketplace.o Determine SBA eligibility and ensure compliance with SBA policy.o Present loans to the Business Loan Committee for approval, when applicable.o Underwrite and generate complete credit memos for all loan products.o Maintain contact with other credit administration team members through the loan closing process as needed, to ensure all conditions and loan requirements are satisfied, including regulatory compliance.o Perform periodic review of loans; maintain contact with Members and RCU team members as required.o Maintain a complete understanding of RCU credit policy and SBA eligibility requirements under the SBA 7(a) and 504 guaranteed loan programs, with ability to assist others with related questions and research independently for unknowns.o Thoroughly analyze and make recommendations for complex SBA and commercial real estate credits.o Ensure compliance with pertinent government rules and regulations.o Manage file through underwriting and approval process, working with loan officer, credit staff, Members, and outside service providers throughout process.Member Service: o Provide exceptional service to all Members, volunteers, internal team members and service providers.o Respond to credit inquires.o Call Members to request financial information or documentation, as required.o Answer Member questions as they relate to Business Service deposits and loans. Join us and discover why you'll love working at Redwood Credit Union! ABOUT REDWOOD CREDIT UNION (RCU):At Redwood Credit Union, our mission is to passionately serve the best interests of our Members and communities. Since 1950, we have been dedicated to supporting the financial well-being of our Members through better rates, low or no fees, and best-in-class customer service. Our purpose is to inspire hope and elevate the financial well-being of our communities one person at a time, through good times and bad. As a not-for-profit financial institution, we are committed to a people-first approach, which is reflected not only in how we serve our Members, but also in how we treat our employees. Our leadership team is deeply focused on fostering a culture of heart and empathy, integrity, passion, inclusion, meaningful relationships, excellence, and ensuring financial well-being for all. Why work for Redwood Credit Union?• 29th largest credit union in the U.S. and the largest financial institution based in the North Bay • Awarded a 5-Star Rating based on 6/30/24 financial data by Bauer Financial• Recognized by Newsweek as one of "America's Greatest Midsize Workplaces 2025"• Recognized by Newsweek as one of "America's Best Credit Unions 2024"• Recognized by Forbes as one of “America's Best Small Employers 2023" • Voted Best Places to Work in the North Bay 20 years in a row• World-class Employee Engagement scores• Rated Superior in Service by more than 90% of Members, surveyed by SF Gate• Industry leading Net Promoter Scores across the U.S. Minimum Qualification: Knowledge, Skills and Abilities Current knowledge of all laws, rules and regulations pertaining to business/SBA lending and compliance. Highly developed analytical skills for making sound credit decisions. Excellent written and verbal communication skills. Flexibility to manage time with ability to prioritize multiple tasks. Ability to work effectively under deadlines and stress. Ability to thoroughly analyze and make recommendations on an independent basis and demonstrate solid decision-making abilities. Thorough knowledge of all aspects of financial institution business services including lending methods, practices, and services. Knowledge of credit and interest rate economics. Knowledge of asset, liabilities, credit dynamics in a business services lending environment. Skill in the operation of a personal computer with word processing, spreadsheet and presentation software and Intra/Internet access. Ability to analyze problems and opportunities, identify and evaluate alternatives, and develop sound, effective approaches. Ability to communicate effectively both verbally and in writing. Ability to work independently with minimal supervision. The ideal candidate has a combination of education and experience equivalent to a bachelor's degree in business administration, finance or closely related field, and a minimum of five years of experience with commercial financial analysis or underwriting, and a minimum of three years of experience with SBA loans. Compensation: Base starting range: $50.00 to $66.00 hourly commensurate with experience. Our base salary starting range is based on scope and responsibilities of the position, candidate's work experience, education/training, key skills, and internal peer equity. We offer a competitive total rewards package including a wide range of medical, dental, vision, financial, and other benefits. Redwood Credit Union offers a robust benefits package to our eligible employees including:• Competitive medical, dental, and vision insurance, mental health offerings• Employee performance incentive plan• Salary Advancement- Merit increase based on performance• 401(k) program with employer match• Time Off- Competitive PTO accrual plus 11 paid company holidays and your birthday off! RCU Discounts and Perks:• RCU employees are eligible for a .75% discount off RCU standard collateral auto loans• RCU employees are eligible for a 1% discount on all recreational or boat loan products• 2% discount off Visas and LOC Loans through RCU• 0% interest loan to support employees with various immigration related expenses such as visa application fees and relocation costs. Loan amount up to $1,000.• 0% interest loan to support employees with expenses associated with the naturalization process. Loan amount up to $15,000.• 0% interest on garment, fitness, or home office equipment loan of up to $500• 100% financing for employee purchased homes! Physical Requirements:• Ability to stand, bend, stoop, sit, walk, twist, and turn.• Ability to lift up to 15 pounds.• Ability to use a computer keyboard and calculator.• Work environment is indoors; majority of the time is spent sitting at a desk. *Redwood Credit Union is not offering Visa transfers and/or sponsorships for this position. Internal Team Members: If you are a current Team Member, please apply through the internal careers page located in RCUNET. We are an Equal Opportunity Employer