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Health underwriter vs certified medical technician

The differences between health underwriters and certified medical technicians can be seen in a few details. Each job has different responsibilities and duties. Additionally, a health underwriter has an average salary of $81,313, which is higher than the $38,859 average annual salary of a certified medical technician.

The top three skills for a health underwriter include underwriting guidelines, medical history and risk assessments. The most important skills for a certified medical technician are patients, vital signs, and CPR.

Health underwriter vs certified medical technician overview

Health UnderwriterCertified Medical Technician
Yearly salary$81,313$38,859
Hourly rate$39.09$18.68
Growth rate-4%5%
Number of jobs52,926164,424
Job satisfaction--
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 28%
Average age4444
Years of experience-12

What does a health underwriter do?

A health underwriter is faced with the responsibility of determining if an individual who has applied for a health insurance plan truly qualifies for it. This job is very important, as they will be tasked with ensuring that individuals do not only buy a health insurance plan when they are sick or require urgent medical attention. They may be responsible for choosing which risks a health insurance company will bear and the specific conditions in which clients' health will be covered.

What does a certified medical technician do?

Certified Medical Technicians are specialists in medical diagnoses by performing laboratory testing and analysis for hospitals and physicians. Their duties include lab sanitization to prepare for testing and collection, recording medical samples for testing, specimen preparation, blood drawing for donation and testing, and assisting physicians with sample collection as well as equipment handling in surgical rooms. They must also understand how to use complex and sensitive testing equipment such as cell counters, analyzers, microscopes, and centrifuges.

Health underwriter vs certified medical technician salary

Health underwriters and certified medical technicians have different pay scales, as shown below.

Health UnderwriterCertified Medical Technician
Average salary$81,313$38,859
Salary rangeBetween $56,000 And $117,000Between $28,000 And $53,000
Highest paying City-Denton, TX
Highest paying state-Alaska
Best paying company-Favorite Healthcare Staffing
Best paying industry-Health Care

Differences between health underwriter and certified medical technician education

There are a few differences between a health underwriter and a certified medical technician in terms of educational background:

Health UnderwriterCertified Medical Technician
Most common degreeBachelor's Degree, 69%Bachelor's Degree, 28%
Most common majorBusinessNursing
Most common collegeUniversity of PennsylvaniaUniversity of Connecticut

Health underwriter vs certified medical technician demographics

Here are the differences between health underwriters' and certified medical technicians' demographics:

Health UnderwriterCertified Medical Technician
Average age4444
Gender ratioMale, 40.3% Female, 59.7%Male, 20.4% Female, 79.6%
Race ratioBlack or African American, 8.9% Unknown, 2.5% Hispanic or Latino, 10.1% Asian, 5.8% White, 72.3% American Indian and Alaska Native, 0.4%Black or African American, 15.9% Unknown, 5.0% Hispanic or Latino, 14.6% Asian, 10.0% White, 53.8% American Indian and Alaska Native, 0.8%
LGBT Percentage9%8%

Differences between health underwriter and certified medical technician duties and responsibilities

Health underwriter example responsibilities.

  • Perform interpretation of resting EKG's.
  • Complete formal training and certify to read EKG's.
  • Complete industry relate courses obtaining both FALU and FLMI designations.
  • Determine if an APS or lab & /or exam are need.
  • Implement Loma & ALU test taking, product ordering and award presentation procedures.
  • Correspond with MIB and various insurance companies to verify MIB coding and identity details.
  • Show more

Certified medical technician example responsibilities.

  • Maintain the cleanliness of storage areas, trays, centrifuges, refrigerators, freezers and work area.
  • Administer medications to patients according to their medication record as scheduled, as needed according to physician orders.
  • Perform laboratory test and procedures in areas including chemistry, hematology, urinalysis, coagulation, serology, and bacteriology.
  • Perform first aid and apply CPR when necessary.
  • Perform first aid or CPR during medical emergencies until paramedics arrive.
  • Assist the residents in their ADL needs and prepare their meals.
  • Show more

Health underwriter vs certified medical technician skills

Common health underwriter skills
  • Underwriting Guidelines, 37%
  • Medical History, 21%
  • Risk Assessments, 12%
  • Underwriting Decisions, 9%
  • Medical Underwriting, 3%
  • Life Underwriting, 3%
Common certified medical technician skills
  • Patients, 17%
  • Vital Signs, 12%
  • CPR, 8%
  • Administer Medications, 7%
  • Resident Care, 6%
  • HIPAA, 6%

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