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The differences between health underwriters and marine underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, a health underwriter has an average salary of $81,313, which is higher than the $77,871 average annual salary of a marine underwriter.
The top three skills for a health underwriter include underwriting guidelines, medical history and risk assessments. The most important skills for a marine underwriter are profitable business, risk analysis, and loss ratio.
| Health Underwriter | Marine Underwriter | |
| Yearly salary | $81,313 | $77,871 |
| Hourly rate | $39.09 | $37.44 |
| Growth rate | -4% | -4% |
| Number of jobs | 52,926 | 16,546 |
| Job satisfaction | - | - |
| Most common degree | Bachelor's Degree, 69% | Bachelor's Degree, 77% |
| Average age | 44 | 44 |
| Years of experience | - | - |
A health underwriter is faced with the responsibility of determining if an individual who has applied for a health insurance plan truly qualifies for it. This job is very important, as they will be tasked with ensuring that individuals do not only buy a health insurance plan when they are sick or require urgent medical attention. They may be responsible for choosing which risks a health insurance company will bear and the specific conditions in which clients' health will be covered.
A marine underwriter provides insurance cover to necessary clients. The responsibilities of this position include providing insurance for naval vessels such as boats and ships and providing valuation for a vessel or cargo. To provide this valuation, they weigh in the value of the freight, the price of the vessel, and the area where the vessel operates. The valuation will ensure a client is adequately covered in cases of unforeseen losses.
Health underwriters and marine underwriters have different pay scales, as shown below.
| Health Underwriter | Marine Underwriter | |
| Average salary | $81,313 | $77,871 |
| Salary range | Between $56,000 And $117,000 | Between $53,000 And $113,000 |
| Highest paying City | - | - |
| Highest paying state | - | - |
| Best paying company | - | - |
| Best paying industry | - | - |
There are a few differences between a health underwriter and a marine underwriter in terms of educational background:
| Health Underwriter | Marine Underwriter | |
| Most common degree | Bachelor's Degree, 69% | Bachelor's Degree, 77% |
| Most common major | Business | Business |
| Most common college | University of Pennsylvania | University of Pennsylvania |
Here are the differences between health underwriters' and marine underwriters' demographics:
| Health Underwriter | Marine Underwriter | |
| Average age | 44 | 44 |
| Gender ratio | Male, 40.3% Female, 59.7% | Male, 59.5% Female, 40.5% |
| Race ratio | Black or African American, 8.9% Unknown, 2.5% Hispanic or Latino, 10.1% Asian, 5.8% White, 72.3% American Indian and Alaska Native, 0.4% | Black or African American, 8.1% Unknown, 2.5% Hispanic or Latino, 10.5% Asian, 5.6% White, 72.9% American Indian and Alaska Native, 0.4% |
| LGBT Percentage | 9% | 9% |