Insurance writer vs commercial underwriter

The differences between insurance writers and commercial underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, a commercial underwriter has an average salary of $59,051, which is higher than the $35,740 average annual salary of an insurance writer.

Insurance writer vs commercial underwriter overview

	Insurance Writer	Commercial Underwriter
Yearly salary	$35,740	$59,051
Hourly rate	$17.18	$28.39
Growth rate	-4%	-4%
Number of jobs	46,566	31,908
Job satisfaction	-	-
Most common degree	Bachelor's Degree, 65%	Bachelor's Degree, 75%
Average age	44	44
Years of experience	-	-

Insurance writer vs commercial underwriter salary

Insurance writers and commercial underwriters have different pay scales, as shown below.

	Insurance Writer	Commercial Underwriter
Average salary	$35,740	$59,051
Salary range	Between $27,000 And $46,000	Between $41,000 And $84,000
Highest paying City	-	Olympia, WA
Highest paying state	-	Washington
Best paying company	-	J.P. Morgan
Best paying industry	-	Finance

Differences between insurance writer and commercial underwriter education

There are a few differences between an insurance writer and a commercial underwriter in terms of educational background:

	Insurance Writer	Commercial Underwriter
Most common degree	Bachelor's Degree, 65%	Bachelor's Degree, 75%
Most common major	Business	Business
Most common college	University of Pennsylvania	University of Pennsylvania

Insurance writer vs commercial underwriter demographics

Here are the differences between insurance writers' and commercial underwriters' demographics:

	Insurance Writer	Commercial Underwriter
Average age	44	44
Gender ratio	Male, 41.9% Female, 58.1%	Male, 48.7% Female, 51.3%
Race ratio	Black or African American, 6.7% Unknown, 2.3% Hispanic or Latino, 6.8% Asian, 4.7% White, 79.1% American Indian and Alaska Native, 0.4%	Black or African American, 9.9% Unknown, 2.5% Hispanic or Latino, 9.3% Asian, 5.5% White, 72.4% American Indian and Alaska Native, 0.4%
LGBT Percentage	9%	9%

Differences between insurance writer and commercial underwriter duties and responsibilities

Insurance writer example responsibilities.

Cold-Cal to generate leads for individual life and disability insurance and annuities.
Examine highly sensitive and confidential patient information while maintaining HIPAA compliance.
Examine highly sensitive and confidential patient information while remaining HIPAA compliant.
Cold-Cal to generate leads for individual life and disability insurance and annuities.
Dispruse insurance claim money to customers as repairs are done to their home.
Gather, times, dates, receipts, and photos of damage home and after repairs are done.

Commercial underwriter example responsibilities.

Handle new and renewal multi-line policies.
Quoted new business and handle multi-line commercial accounts for this retailer.
Front office administration; maintain A/R and A/P for 1000+ commercial lines clients and 2000+ personal lines clients.
Market banking services to individuals, as well as to small businesses and corporations through networking and cross-selling.
Update loan origination systems to ensure that pipeline reports reflect the most current status for active loan in process.
Work along with the owner and accounting staff on all financial matters, A/R, A/P, payroll, and taxes.

Insurance Writer vs. similar jobs

Insurance Writer related careers

Insurance Writer related jobs

What similar roles do

Zippia Careers
Business and Financial Industry
Insurance Writer
Insurance Writer vs Commercial Underwriter

Updated January 8, 2025

Browse business and financial jobs