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Insurance writer vs underwriting specialist

The differences between insurance writers and underwriting specialists can be seen in a few details. Each job has different responsibilities and duties. Additionally, an underwriting specialist has an average salary of $63,325, which is higher than the $35,740 average annual salary of an insurance writer.

Insurance writer vs underwriting specialist overview

Insurance WriterUnderwriting Specialist
Yearly salary$35,740$63,325
Hourly rate$17.18$30.44
Growth rate-4%-4%
Number of jobs46,56625,164
Job satisfaction--
Most common degreeBachelor's Degree, 65%Bachelor's Degree, 73%
Average age4444
Years of experience--

Insurance writer vs underwriting specialist salary

Insurance writers and underwriting specialists have different pay scales, as shown below.

Insurance WriterUnderwriting Specialist
Average salary$35,740$63,325
Salary rangeBetween $27,000 And $46,000Between $39,000 And $101,000
Highest paying City-Boston, MA
Highest paying state-Massachusetts
Best paying company-AIG
Best paying industry-Finance

Differences between insurance writer and underwriting specialist education

There are a few differences between an insurance writer and an underwriting specialist in terms of educational background:

Insurance WriterUnderwriting Specialist
Most common degreeBachelor's Degree, 65%Bachelor's Degree, 73%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Insurance writer vs underwriting specialist demographics

Here are the differences between insurance writers' and underwriting specialists' demographics:

Insurance WriterUnderwriting Specialist
Average age4444
Gender ratioMale, 41.9% Female, 58.1%Male, 39.0% Female, 61.0%
Race ratioBlack or African American, 6.7% Unknown, 2.3% Hispanic or Latino, 6.8% Asian, 4.7% White, 79.1% American Indian and Alaska Native, 0.4%Black or African American, 8.9% Unknown, 2.5% Hispanic or Latino, 10.0% Asian, 5.8% White, 72.4% American Indian and Alaska Native, 0.4%
LGBT Percentage9%9%

Differences between insurance writer and underwriting specialist duties and responsibilities

Insurance writer example responsibilities.

  • Cold-Cal to generate leads for individual life and disability insurance and annuities.
  • Examine highly sensitive and confidential patient information while maintaining HIPAA compliance.
  • Examine highly sensitive and confidential patient information while remaining HIPAA compliant.
  • Cold-Cal to generate leads for individual life and disability insurance and annuities.
  • Dispruse insurance claim money to customers as repairs are done to their home.
  • Gather, times, dates, receipts, and photos of damage home and after repairs are done.
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Underwriting specialist example responsibilities.

  • Risk assessment to achieve profitability on assign book of business through renewal calculations and RFP responses.
  • Manage the execution of underwriting, portfolio analysis and account- base decision making in accordance with establish guidelines and processes.
  • Work closely with post-closing on VA deficiency response and actions, in addition to HUD & FNMA.
  • Analyze risk and apply underwriting guidelines to decision loan applications and grow profitable loan portfolio.
  • Underwrite PPO, EPO, HMO, POS and other health benefits.
  • Mentore, and utilize strong negotiation skills working with diverse group of associates.
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