Senior Underwriting Director

Overview:


We are seeking a highly experienced Senior Underwriting Director to join our team. As a key member of our Underwriting Department, you will be responsible for providing guidance to junior staff, conducting research and training, and taking the lead on high-scope and complex projects.
Responsibilities:

* Manage all aspects of potentially unlimited total line in close association with reinsurers

* Select and classify risk according to company philosophy and standards

* Participate in and provide a leadership resource for projects in the Underwriting Department

* Be an information resource for underwriters at all levels

* Combine appropriate attention to established standards of turnaround with higher level of service and professionalism

* Analyze and interpret medical, non-medical, and financial information

* Make decisions within approval limits

* Ensure that complete and appropriate underwriting requirements are completed while at the same time practicing effective expense management

* Manage reinsurance process to ensure maximum capacity while avoiding reinsurance "gridlock"

* Manage/control of diversification process as "lead" underwriter on very largest of cases

* Manage referral/consultation process to ensure that timely and accurate decisions are provided

* Manage mortality on preferred block of business, through flex guidelines to ensure pricing/mortality expectations are met

* Ensure consistency and adherence to established departmental guidelines though referral process

* Actively participate in the development, implementation and management of New Business initiatives

* Actively participate in the ongoing training and professional development of underwriting team

* Act as resource/mentor to other members of the underwriting team, particularly at the consultant level

* Champion appeals and business decisions in concert with the Chief Underwriter

* Maintain positive and effective relationships with internal and external partners

Qualifications:

* Post-secondary education or equivalent work experience

* Minimum 15 years underwriting experience

* Expert knowledge and understanding of medical, non-medical and financial underwriting principles and practices

* In-depth knowledge of unique estate, business and insurance planning tools and techniques

* In-depth/current knowledge of political, economic, financial and legislative events which may impact client needs

* Expert knowledge of company's insurance product portfolio and ability to marry that knowledge with an understanding of producer/client need

* Expert knowledge of reinsurance, market place treaties, agreements and available capacity

* Exceptional priority management with ability to work effectively under deadlines, balance published service times with an appropriate customer

* Strong organizational, analytical and problem-solving skills

* Effective presentation skills

* Strong written and verbal communication skills

* Strong customer service orientation

* Knowledge of and ability to apply project management skills

* Expert knowledge of insurance contract law and state legislative requirements as they relate to the underwriting and issue of insurance contracts

* High-level understanding of product pricing principals

* Ability to balance appropriate attention to expense management against the need to secure sufficient and appropriate underwriting information to make the best decision for the client and the company

Benefits:

* Competitive salary range: $114,900.00 USD - $206,820.00 USD

* Comprehensive health insurance package

* Retirement savings plan with employer contributions

* Paid vacation days, personal days, and sick leave

* Generous parental leave policy

* Professional development opportunities

* Flexible work arrangements

* Eligibility for company-sponsored employee assistance programs

* Access to company-sponsored wellness programs

* Opportunities for career advancement and growth

* Recognition and reward programs for outstanding performance

* Comprehensive employee benefits package, including life insurance, disability insurance, and more