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Life underwriter vs certified medical technician

The differences between life underwriters and certified medical technicians can be seen in a few details. Each job has different responsibilities and duties. Additionally, a life underwriter has an average salary of $78,633, which is higher than the $38,859 average annual salary of a certified medical technician.

The top three skills for a life underwriter include underwriting decisions, risk selection and health insurance. The most important skills for a certified medical technician are patients, vital signs, and CPR.

Life underwriter vs certified medical technician overview

Life UnderwriterCertified Medical Technician
Yearly salary$78,633$38,859
Hourly rate$37.80$18.68
Growth rate-4%5%
Number of jobs16,767164,424
Job satisfaction--
Most common degreeBachelor's Degree, 74%Bachelor's Degree, 28%
Average age4444
Years of experience-12

What does a life underwriter do?

A life underwriter is a person who helps give the insurer a detailed outlook on their health and presents them with a premium. An underwriter works for an insurance company and examines an insurer's eligibility for certain benefits. They then evaluate the application depending on their capacity to pay and their current health status. Also, they need to inform them about the advantages and disadvantages of having life insurance.

What does a certified medical technician do?

Certified Medical Technicians are specialists in medical diagnoses by performing laboratory testing and analysis for hospitals and physicians. Their duties include lab sanitization to prepare for testing and collection, recording medical samples for testing, specimen preparation, blood drawing for donation and testing, and assisting physicians with sample collection as well as equipment handling in surgical rooms. They must also understand how to use complex and sensitive testing equipment such as cell counters, analyzers, microscopes, and centrifuges.

Life underwriter vs certified medical technician salary

Life underwriters and certified medical technicians have different pay scales, as shown below.

Life UnderwriterCertified Medical Technician
Average salary$78,633$38,859
Salary rangeBetween $53,000 And $116,000Between $28,000 And $53,000
Highest paying City-Denton, TX
Highest paying state-Alaska
Best paying company-Favorite Healthcare Staffing
Best paying industry-Health Care

Differences between life underwriter and certified medical technician education

There are a few differences between a life underwriter and a certified medical technician in terms of educational background:

Life UnderwriterCertified Medical Technician
Most common degreeBachelor's Degree, 74%Bachelor's Degree, 28%
Most common majorBusinessNursing
Most common collegeUniversity of PennsylvaniaUniversity of Connecticut

Life underwriter vs certified medical technician demographics

Here are the differences between life underwriters' and certified medical technicians' demographics:

Life UnderwriterCertified Medical Technician
Average age4444
Gender ratioMale, 41.7% Female, 58.3%Male, 20.4% Female, 79.6%
Race ratioBlack or African American, 8.8% Unknown, 2.5% Hispanic or Latino, 9.6% Asian, 5.6% White, 73.0% American Indian and Alaska Native, 0.4%Black or African American, 15.9% Unknown, 5.0% Hispanic or Latino, 14.6% Asian, 10.0% White, 53.8% American Indian and Alaska Native, 0.8%
LGBT Percentage9%8%

Differences between life underwriter and certified medical technician duties and responsibilities

Life underwriter example responsibilities.

  • Review individual mortgage origination/post origination documentation and perform database research.
  • Review individual mortgage origination/post origination documentation and perform database research.

Certified medical technician example responsibilities.

  • Maintain the cleanliness of storage areas, trays, centrifuges, refrigerators, freezers and work area.
  • Administer medications to patients according to their medication record as scheduled, as needed according to physician orders.
  • Perform laboratory test and procedures in areas including chemistry, hematology, urinalysis, coagulation, serology, and bacteriology.
  • Perform first aid and apply CPR when necessary.
  • Perform first aid or CPR during medical emergencies until paramedics arrive.
  • Assist the residents in their ADL needs and prepare their meals.
  • Show more

Life underwriter vs certified medical technician skills

Common life underwriter skills
  • Underwriting Decisions, 9%
  • Risk Selection, 8%
  • Health Insurance, 8%
  • Medical History, 6%
  • Strong Analytical, 6%
  • EKG, 5%
Common certified medical technician skills
  • Patients, 17%
  • Vital Signs, 12%
  • CPR, 8%
  • Administer Medications, 7%
  • Resident Care, 6%
  • HIPAA, 6%

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