Life underwriter work from home jobs

Century Insurance Group is a premier provider of excess and surplus lines insurance and is a division of AF Group, whose brands are premier providers of innovative, specialty insurance solutions nationwide. We manage business across three distinct segments - core commercial, specialty lines underwriting and specialized programs. We underwrite general liability, commercial property, and multi-peril insurance for small and mid-sized businesses through a select network of general agents and brokers. SUMMARY: This is an environmental underwriter role small to mid-size non-admitted market. Reviews, analyzes, approves, or rejects complex business within letter of authority. Serve as liaison with company personnel regarding company business opportunities and problem resolution. The preferred residency for this hybrid role is in or near Westerville, Ohio. RESPONSIBILITIES / TASKS: Calculates, prepares and develops premium quotations using corporate underwriting guidelines within letter of authority Determines underwriting eligibility for prospective policyholders and develops appropriate pricing for new business, renewals, and endorsements Analyzes and reviews prospective accounts for insurability and accepts or rejects within letter of authority. Supports agency relationships. Supports agency plans in cooperation with other staff. Addresses agents' and policyholders' concerns/needs. Develops new business and retention of existing business in a given territory or region. Explains and emphasizes benefit of workers' compensation insurance products and services to customers (agents and policyholders). Works with all internal departments to resolve problems and maintain company relations. Participates as necessary on special committees and task forces. Interprets and develops territory reports which reflect the status of the territory. Participates in promotional plans for both Century Insurance Group and agent activities. Analyzes and reviews production and loss information for agents. Prepares periodic reports as requested Researches and coordinates responses to agents, policyholders and regulatory entities Analyzes agency performance and develop corrective action plans as needed to correct poor performance. Analyze accounts to determine exposure and proper pricing Gathers competitive and product information from the field Responsible for profitability of territory. Trains agency employees on the use of company specific automation systems Reviews loss trends and develops action plans to correct problem areas Supports schedule for large account service plans with claims, loss control, premium audit, and other departments as needed Provides input for agency advisory council meetings Assists in the development of regional goal. This position description identifies the responsibilities and tasks typically associated with the performance of the position. Other relevant essential functions may be required. EMPLOYMENT QUALIFICATIONS: EDUCATION: Bachelor's degree in marketing, insurance or related field. Combinations of relevant education and experience in the following areas may be considered in lieu of a degree: Underwriting, marketing, loss prevention, and/or auditing. Continuous learning required, as defined by the Company's learning philosophy. Certification, or progress toward, highly preferred and encouraged. EXPERIENCE: One-year of relevant experience which provides the necessary skills, knowledge and abilities is required. Agency management and marketing experience preferred or with proper education, successful completion of the trainee program. SKILLS/KNOWLEDGE/ABILITIES REQUIRED: Ability to exercise good judgment in evaluating and determining the proper pricing for prospective policyholders using corporate underwriting guidelines by accepting or rejecting risks for the purposes of issuing workers' compensation insurance coverage Ability to initiate insurance transactions in compliance with all policies, procedures, legal and ethical guidelines. Ability to negotiate while establishing a personal rapport and maintaining an effective working and client relationship. Knowledge of workers' compensation insurance and the independent agency system. Ability to apply creative and persuasive techniques to generate new, and maintain, existing business and ability to be creative when presented with unique situation. Ability and proficiency in the use of computers and company standard software. Strong interpersonal skills and ability to create and maintain mutually beneficial relationships. Ability to work with minimum supervision and balance demands of a field position by supporting agents while keeping current with underwriting workload. Ability to perform other assignments at locations outside the office. Ability to support agency relationships and to make sound underwriting decisions. knowledge of appropriate jurisdictional workers compensation laws Ability to calculate expected pricing, dividends, and premium quotations for agents and policyholders Ability to analyze territory or region in order to identify problems and take the appropriate corrective action Ability to comprehend the consequences of various problem situations and address them or refer them for appropriate decision making. Ability to effectively exchange information clearly and concisely, and present ideas, reports, facts and other information, and respond to questions as appropriate. Ability to analyze and solve practical problems which deal with a variety of variables. Ability to make and implement competent, independent decisions and to build consensus. Ability to understand and implement audit procedures and processes for agencies. Ability to relocate. WORKING CONDITIONS: Work is performed in the office and occasionally in the field with minimal hazards. Minimal travel is required with occasional overnight stays. May be required to lift and carry computer equipment and other marketing promotional items weighing up to 35 lbs. Must be willing and able to relocate. PAY RANGE: Actual compensation decision relies on the consideration of internal equity, candidate's skills and professional experience, geographic location, market, and other potential factors. It is not standard practice for an offer to be at or near the top of the range, and therefore a reasonable estimate for this role is between $52,700 and $88,,300. The qualifications listed above are intended to represent the minimum education, experience, skills, knowledge and ability levels associated with performing the duties and responsibilities contained in this job description. We are an Equal Opportunity Employer. Diversity is valued and we will not tolerate discrimination or harassment in any form. Candidates for the position stated above are hired on an "at will" basis. Nothing herein is intended to create a contract. #LI-TM1 #CIG

Enterprise is a national nonprofit that exists to make a good home possible for the millions of families without one. We support community development organizations on the ground, aggregate and invest capital for impact, advance housing policy at every level of government, and build and manage communities ourselves. Since 1982, we have invested $80.9 billion and created 1 million homes across all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands - all to make home and community places of pride, power and belonging. Join us at enterprisecommunity.org Working at Enterprise At Enterprise, you'll be part of a diverse, committed team making a difference every day. You will collaborate with some of the smartest minds and biggest hearts in our field. You'll be empowered to drive systems change and take bold steps to advance racial equity. And you will find a career home where you're valued and supported in your growth journey. Enterprise offers career opportunities in our offices across the country with an exceptional benefits package. Summary Enterprise Community Investment is seeking an experienced individual with affordable housing and/or LIHTC experience to underwrite low-income housing tax credit investments. Extensive knowledge of LIHTC (Low Income Housing Tax Credits) along with strong financial analysis skill is required. Job Description Responsibilities: Underwrite tax credit investments as assigned including completion of the following underwriting tasks: sponsorship analysis, market analysis, sources and uses and capital structure analysis, income and expense underwriting, and tax credit documentation analysis. As part of processing of each transaction, obtain due diligence materials from client, conduct site visits as needed, review project loan documents and LP agreement for material business terms, participate with the originator in conference calls with the customers, prepare and present requests for investment committee approval and investor review including narrative descriptions, charts, graphs and tables illustrating pertinent aspects of the proposed investment. Under the direction of the originator and director of underwriting, communicate and manage customer expectations through the underwriting process using a positive and proactive approach that will enable repeat origination opportunities. Provide regular communication to originator and director of underwriting regarding deal underwriting progress including process checklist review, due diligence review, transaction timing, and issue identification timely preparation and regular updates to the Transaction Summary format as required by the originator and the process checklist. Assist with and attend deal closings or other customer service coverage enhancement opportunities (if requested by the originator or director of underwriting) and help to complete and organize closed deal files for transition to Asset Management. Assist with other Syndication priorities as requested (e.g., asset management, investor relations, assistance to other lines of business). Participate in and contribute to group meetings and discussions. Performs other duties as assigned. Qualifications: Bachelor's degree in Business, Accounting or Finance, or related field required. Master's degree preferred. 3-5+ years' experience real estate finance, affordable housing and/or LIHTC program, apartment market dynamics in both urban and suburban areas, and familiarity with industry policies, issues, and programs Extensive knowledge of LIHTC and strong financial analysis skill is required. Experience in closing real estate transactions highly preferred. Ability to manage multiple tasks effectively under significant time pressure to meet closing deadlines. Extensive Excel modeling skills required. Proficient knowledge of MS Word and Power Point a plus. Strong writing /editing skills needed to produce correspondence and reports. Demonstrated verbal communication and interpersonal skills to represent company to all parties. Demonstrates professionalism, diplomacy and composure and is flexible and able to adapt to a variety of situations. Strong organizational skills and ability to coordinate complex activities, prioritize conflicting demands and meet deadlines. Must be highly motivated, be able to work independently, solve problems and possess strong written and oral communication skills. Incumbent is expected to demonstrate strong ethics in interpersonal relations and work as an effective, collaborative team member. Ability to maintain big picture focus while attending to detailed work and providing thorough documentation. Demonstrated ability to work productively and accurately in a fast-paced environment with multiple projects and stringent deadlines. Ability to work evening and weekend hours during peak periods. Total Rewards at Enterprise: You will be working with a group of talented professionals who are motivated by serving the community and addressing the need for affordable housing. Enterprise offers a comprehensive total rewards package for you and your family. The base salary for this role is $116,000 to $130,000, depending on level of skills and experience. The salary range for this position is represented by the low and high end of the range for the amount to be paid for the position. Salaries paid at Enterprise will vary based on factors that may include skills, education, location, experience, and performance. The salary range is just a part of the total rewards package provided to employees at Enterprise, and other rewards may include annual performance bonuses and generous paid leave programs. At Enterprise, our benefits form a major component of our total rewards package. Benefits include dental, health, and vision care plans, as well as family-building benefits, such as adoption and surrogacy support. Enterprise allows flexible work arrangements to promote a better work-life balance. We offer health advocacy, EAP, and mental health benefits. We round out our total rewards package by offering financial education, wellness programs, and auto-enrollment in the company's 401(k) plan with employer matching contributions. Finally, you will have learning and development opportunities, including tuition reimbursement for job-related courses and certifications. Thank you for your interest in joining the Enterprise team in our effort and commitment to serve others. #LI-JW1 #ID

Ck Specialty Insurance Associates is a rapidly growing, independently owned wholesale insurance brokerage committed to providing innovative and customized insurance solutions to retail agents and brokers across the country. Founded with a strong entrepreneurial spirit, Ck Specialty was built on the foundation of speed, service, and partnership with our retail agents. Traits that remain at the core of everything we do. Since our inception in 1998, we have grown into a respected name in the Excess & Surplus (E&S) marketplace. We focus on a wide range of commercial and personal lines, offering access to top-rated carriers and niche products that meet the unique needs of today's insurance buyers. At Ck Specialty, we operate with a 120% mentality; always going above and beyond in how we serve our clients, partners, and each other. We value precision, reliability, organization, and speed, which is why our team lives by the acronym PROS. We're a company for self-starters, problem-solvers, and professionals who want to be part of something fast-moving and impactful. Why Join CK Specialty? Supportive, high-energy team culture Room for growth and career development in a fast-scaling company Strong leadership that invests in training and development A voice at the table - your ideas matter here Whether you're new to the insurance industry or bringing years of experience, Ck Specialty is a place where your contributions can make a real difference. We're proud of our track record, but even more excited about what's ahead. What You'll be Doing Ck Specialty is a managing general agent and surplus lines broker specializing in hard-to-insure businesses and homes. We are a fast-growing organization seeking a licensed, sales-driven Production Underwriter/Broker to join our expanding team. This position is ideal for licensed insurance producers looking to build a highly profitable book of business with uncapped earning potential. The role offers the financial independence and flexibility to work from anywhere while gaining access to top-tier carriers and exclusive markets. If you excel in business development, relationship management, and revenue growth, we encourage you to apply. Please note: This role is for individuals who have managed a production role with marketing and relationship building responsibilities. This is not a desk underwriter role. Key Responsibilities Sales & Business Development Identify and develop new business opportunities through networking, referrals, and client outreach. Establish and maintain strong relationships with retail agents and carrier partners. Actively cross-sell and upsell insurance products to maximize revenue potential. Underwriting & Risk Analysis Analyze, underwrite, and price risks of varying complexity, ensuring profitability and compliance. Provide competitive terms and creative coverage solutions tailored to client needs. Negotiate terms, conditions, and pricing with carriers to secure optimal coverage for clients. Client & Account Management Maintain and grow a profitable book of business by building lasting client relationships. Respond promptly to customer needs, resolving issues efficiently and professionally. Market & Industry Engagement Stay informed on market trends, industry regulations, and emerging risk solutions. Leverage industry insights and underwriting expertise to advise clients on the best coverage options. … and above all.. have fun while creating a career that will keeping rewarding you over and over! Requirements Required: Active Property & Casualty (P&C) Insurance License. Prior experience in insurance production, underwriting, and/or brokering (excess & surplus lines preferred). Proven track record of sales success, meeting or exceeding revenue targets. Strong analytical and decision-making skills to assess and price risks effectively. Excellent relationship-building and negotiation abilities. Self-motivated with a 120% mentality to grow and maintain a profitable book of business. Strong organizational and time-management skills. High school diploma required. Preferred: Existing book of business or strong industry connections. Experience working in a remote and autonomous environment. Benefits Benefits & Growth Opportunities Fully Remote Position - Flexible work environment. Career Growth - Opportunities for career advancement in a rapidly growing industry. Comprehensive Benefits Package, including: 401(k) Retirement Plan. Health, Dental, and Vision Insurance. Paid Time Off (PTO) and Parental Leave. Tuition Reimbursement for continued education. Disability Insurance for financial security. Work in a Fast-Growing Industry - Be part of an organization focused on innovation and efficiency. Salary and Bonus determined on existing experience and relationship with clients. Why Join Us? At Ck Specialty, we are more than just a workplace-we are a collaborative and growth-driven team. This role offers an exciting opportunity to be part of a company that values innovation, flexibility, and excellence in service. If you are looking for a challenging and rewarding career in underwriting and brokering, we invite you to apply and grow with us!

Job Description We are seeking a Conventional Underwriter to join a well established Mortgage/Financial services company. This is a 100% remote position. The ideal candidate will have 5+ years of experience, D.E./CHUMS ceritifcation and conventional and FHA experience. This company offers great benefits, high per file bonuses, annual bonuses and sign on bonuses! Apply now for consideration! Qualification: · Minimum 5 years conventional underwriting experience. · Minimum 2 years FHA experience. · D.E./Chums ID required. · Ten or more years mortgage lending experience preferred. Responsibilities include: · Underwriting of FHA loans to county high balance loan limits. · Complete understanding of FHA guidelines and comprehensive familiarity with FHA Connection.

With over 25 years of experience, JMAC Lending has established itself as a leader in the industry. We pride ourselves on our innovative products, outstanding service, and unwavering commitment to supporting our partners in growing their businesses. Our culture revolves around surpassing conventional market options, positioning us as the preferred lender for our clients. Our team boasts impressive credentials and participates in ongoing education to blend knowledge with experience seamlessly. Built on a foundation of the highest ethical standards, our company excels in delivering competitive product pricing for wholesale and correspondent lending to our valued clients. The Opportunity: The Conventional Underwriter will evaluate and analyze residential loan applications in line with investor, agency, and internal standards. Scrutinize loan documentation for accuracy and completeness to ensure compliance with eligibility criteria, thereby reducing the potential for risk or loss for the company. Must also collaborate effectively with wholesale brokers, Account Executives, and Operations personnel. All while delivering exceptional customer service through clear communication and close attention to detail. This is a Full-Time/Remote opportunity offering competitive pay ranging from $77,000 to $92,000 annually plus bonus. Key Responsibilities: Conduct a meticulous and precise examination of all loan documents, including the AUS decision report, credit report, various income sources including complex personal and business tax returns, assets, preliminary title report, appraisal, purchase agreement, escrow instructions, occupancy verification, and checks for red flags and potential fraud. Enter data into DU/LP systems and execute the final AUS assessment. Uphold the quality and production benchmarks established by management. Review underwriter files and resolve conditions on loans with exceptional attention to detail and an urgent approach for the benefit of our customers. Accurately input loan data and decisions into the current operating system. Scrutinize transaction matrices and both internal and investor overlays to guarantee adherence to investor guidelines. Implement and uphold fraud detection methods. Solicit additional information/documentation as needed and identify risk factors that may undermine the overall quality of the loan file. Assist in resolving any pre-funding or post-purchase loan discrepancies by collaborating with the post-closing department to address any unresolved conditions or issues. Communicate loan decisions clearly, either verbally or via email, in a professional and constructive manner to foster strong working relationships with coworkers and customers. Maintain regular communication with brokers and sales personnel to ensure prompt responses to inquiries while exemplifying exceptional customer service skills. Requirements Candidate should possess recent underwriting experience with a variety of Conventional loan products for at least 2 years and should be up-to-date with all the latest guidelines, policies, and procedures. The ability to juggle multiple tasks in a dynamic, fast-paced environment while ensuring the highest quality standards is essential. In-depth understanding of all FNMA/FHLMC and investor guidelines is required. Exceptional attention to detail, strong organizational skills, and excellent communication abilities are crucial. Outstanding verbal and written communication skills are necessary to articulate complex issues clearly and gather insights from a diverse audience. Benefits Comprehensive Health Care Plan (including Medical, Dental, & Vision) Life Insurance Options (Basic, Voluntary & Accidental Death & Dismemberment) Generous Paid Time Off (for Vacation & Holidays) Secure Retirement Plan plus matching (401k) Short-Term & Long-Term Disability Coverage Family Leave Benefits Access to Wellness Resources JMAC Lending, Inc. is an Equal Employment Employer. We are committed to workforce diversity. Qualified applicants will receive consideration without regards to age, race, religion, sex, sexual orientation, gender identity or national origin. DISCLAIMER: JMAC Lending is an evolving company. As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job. While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

Better is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. We leverage creative technology and innovation to make the home buying journey more approachable and understandable and home finance more affordable and accessible. Here are some interesting facts to help you get to know Better: - We've funded over $100 billion in loans for our customers, more than any other fintech- Yahoo! Finance - Best Mortgage Lender for First Time Homebuyers of January 2025: Best lender for quick approval- Yahoo! Finance - Best Mortgage Lenders of 2025: Best online mortgage lender - Fintech Breakthrough Award: Best Lending Innovation Award - Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing- We are Forbes' Best Online Mortgage Lender for 2023- We have raised over $1.2 billion in equity capital to transform the mortgage industry, the largest financial asset class in the world We are a place where smart, hungry, ambitious people who want to recognize their full potential thrive. About NEO Home Loans NEO Home Loans, a community-based retail division of Better, is dedicated to redefining the homeownership experience with trust, innovation, and exceptional service. Our mission is to unlock people's full financial potential by providing clarity, transparency, and consistency throughout the loan process. We make lending approachable, guiding individuals toward decisions that serve their best interests. Powered by a team of passionate and hardworking professionals, we foster a culture of collaboration, innovation, and personal growth. Join us and be part of a dynamic company committed to excellence. The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines. This role involves detailed analysis of financial documents, credit reports, and property appraisals to ensure sound lending decisions and mitigate risk.Essential Job Duties and Responsibilities Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines). Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility. Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports. Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA). Issue conditional approvals, suspensions, or denials with clear, detailed explanations. Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues. Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements. Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines. Participate in ongoing training and audits to ensure compliance and accuracy. Non-Essential Job Duties and Responsibilities Adopts NEOs values in work behavior, decision making, contributions and interpersonal interactions. Promotes interdepartmental communication and culture. Lead, develop and motivate the team across all locations and operational functions. Continued focus to ensure all families (Internal and External) are receiving the best possible service Qualifications and Skills 2-5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo). DE/SAR/LAPP certification preferred for government loan programs. Strong analytical and decision-making skills with attention to detail. Excellent written and verbal communication abilities. Ability to work independently in a fast-paced environment with strict deadlines. Company Benefits Our total rewards package consists of an hourly wage and a curated benefits plan. We are thrilled to offer all our full-time employees the following benefit offerings: - Benefits eligibility effective DAY ONE - *$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution (*Additional Medical, dental, vision plan options also all with nationwide coverage)- Flexible PTO- Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!- Personalized care for every fertility and family care journey for our employees and their partner! - Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match! - Discount programs and perks including pet Insurance! The compensation offered for this role will be based on multiple factors such as location, the role's scope and complexity, and the candidate's experience and expertise, and may vary from the range provided. Disclaimer Better Home & Finance Holding Company is an equal opportunity employer committed to fostering an inclusive and diverse environment for our employees. We are committed to equal employment opportunities regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status, or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. Better will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.

Chase Auto is a leading provider of auto financing with a portfolio of more than $80 billion in assets and relationships with 75% of U.S. franchised automotive dealers. The business is part of the JPMorgan Chase franchise and serves auto dealers, consumers, and vehicle manufacturers. It offers a range of products and services to meet the financial needs of its clients from retail lending, captive financing, and floorplan products to cash management, private banking, and payment processing. As an Underwriter III in auto finance, you will review policy and/or pricing exceptions and assist in daily operations. You'll structure decisions to maximize profit and enhance relationships. You'll also decision automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved. You'll meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics. You'll also initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you'll provide prompt, accurate responses to all internal and external customer inquiries. Job responsibilities Review credit applications and render the appropriate credit decision within credit policy requirements and in compliance with all regulations Review policy and/or pricing exceptions and assist in daily operations Structure decisions to maximize profit and enhance relationships Make decisions on automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved Meet or exceed agreed upon targets for return on equity (ROE), volume, conversion ratios, and other business metrics Initiate sales calls via telephone, and where appropriate, prepare written follow-up Provide prompt, accurate responses to all internal and external customer inquiries Required qualifications, capabilities and skills 5+ years of credit auto experience Experience reviewing credit bureau reports Skilled in credit decisioning, solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending Comprehensive knowledge of indirect loan and lease programs, bank products, and services Expert knowledge of credit philosophy and policies, loan documentation, and related legal issues. Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks. Superior analytical skills supported by excellent written and verbal communication skills. Results-oriented with a high level of personal initiative and proven leadership ability Preferred qualifications, capabilities and skills Sales and/or leasing experience Demonstrated judgment and ability to act decisively THIS IS A WORK FROM HOME POSITION

The major functions of this position are focused on supporting Grand River Account Executives, Production Underwriters, and Grand River agencies with the underwriting, pricing, file documentation, and policy processing & servicing across all lines of small commercial business for delegated renewal accounts across multiple territories and states. In addition to handling assigned renewals with a high degree of accuracy and timeliness, the position entails responsibility for the effective administration of the routine, associated policy transactions (including endorsements, audits, cancellations, billing, reinstatements, WC premium audits) for all assigned renewal accounts. JOB ACCOUNTABILITIES Will engage and interface with Grand River agencies and internal staff with daily routine email and telephone communications attendant with the handling of the delegated book of renewal accounts. In harmony with Grand River's business plans, will support the achievement of targeted annual financial objectives for renewal retention, loss ratio, commission ratio, and rate management. Within delegated Grant of Authority, responsible for risk selection, rating, and pricing of commercial lines accounts across all lines of business within delegated pool of renewals. This includes negotiation of renewal pricing, and completion of the Risk Analysis Worksheet and all associated underwriting documentation required for an account (including but not limited to ordering MVR reports, loss control inspections, and Workers Compensation premium audits). Accounts and underwriting matters outside the delegated Grant of Authority will be referred to the Renewal Underwriting Team Lead. Identify account rounding opportunities and work with agency partners to add supporting policies to existing accounts. Meet or exceed service goals as determined by territory assignment(s). Will routinely confer with Account Executives and Production Underwriters on sensitive underwriting matters that may have material impact on agency relationships. Projects a very positive, professional and favorable brand image to agents and customers. Develops and maintains effective and efficient relations within the distribution network and creates a strong, loyal agency following that positions the Grand River brand as the easy-to-do business with and preferred placement facility for agents. In conjunction with the Account Executives and Production Underwriters, will assist with the execution of defined underwriting, agency management, and product marketing strategies. Knowledge of the independent agency system is required; understands and participates in the execution of the strategic and tactical elements of Grand River's agency distribution operating plans. Through ongoing professional development, maintains a high level of interpersonal skills and technical expertise across all systems and designated lines of business. Acts as dynamic liaison with Audit, Accounting, Claims, and outside service vendors to ensure effective integration of service leading to a superior customer experience. Performs other miscellaneous tasks, projects, and duties as assigned. QUALIFICATIONS/CORE COMPETENCIES Four-year college degree or equivalent experience required. AU professional industry designation very highly preferred. Continuing professional development (in programs such as CPCU, ARM, CIC, etc.) is expected for growth in the role. At least 3+ years of multi-line commercial lines underwriting experience with an insurance carrier is required. Prior agency experience is a plus. Mastery of fundamental underwriting principles and basic commercial insurance coverage and rating knowledge is required. Consistent with Company culture, projects a high degree of maturity and self-management with unimpeachable business ethics and personal integrity. Must be able to comprehend and effectively leverage the underwriting process in support of the Company risk appetite and underwriting philosophy. Must possess superior desk management skills and be highly-organized in order to effectively multi-task while prioritizing and handling a very high volume of diverse policy transactions. Demonstrates a high level of customer responsiveness, and exude a self-starting, high-energy, “can-do” positive attitude with a rolled-up-shirtsleeves work ethic. Must possess high professional standards with a bent for innovation. Consistently seeks out new or better methods in process improvement & workflows. An effective change agent, will constructively speak out against the status quo when appropriate. Must be comfortable and self-directed to work independently in a remote, virtual office environment. Requires general knowledge of computer operating systems; knowledge of Microsoft Office software (OUTLOOK, WORD, EXCEL, POWERPOINT) and Office 365 highly desirable. Nominal travel will be expected for this position, generally limited to infrequent Company and industry functions, as well as agency visits with Account Executives and Production Underwriters. Valid driver's license is required. #LI-JS1 Salary Range$90,000-$100,000 USD Compensation & Benefits Being a part of IMA has its benefits. When you become part of the IMA family, you become eligible to take part in our valuable benefits and rewards package designed to benefit you, your family, and your life. Our plans are cost-effective, convenient and provide progressive ways for staying healthy, protecting loved ones, pursuing financial security and living a full and balanced life. This role is eligible for the following: Annual Performance Bonus, Stock Purchase, Medical Plans, Prescription Drugs, Dental, Vision, Family Assistance Program, FSA, HSA, Pre-Tax Parking Plan, 401(k), Life/AD&D, Accident, Critical Illness, Hospital Indemnity, Long Term Care, Short-term Disability, Long-term Disability, Business Travel Accident, Identity Theft, Paid Time Off, Flexible Work Options, Paid Holidays, Sabbatical, Gift Matching, Health Club Reimbursement, Personal and Professional Development. In addition to our robust benefits package, the final offer amounts will depend on a variety of factors, including the candidate's geographic location, prior relevant experience, and their knowledge, skills, and abilities. Why Join IMA? We've built a reputation for putting our associates first What if we told you that you could be an integral part of an entrepreneurial, expanding company, develop lasting relationships, earn competitive benefits, plus claim part ownership? It's this unique ownership business model that makes working at IMA so appealing. We work in teams. We sell in teams. We win and prosper as a team We provide support systems and resources that enable each of our associates to focus on what they do best. And as an independent company based in the Midwest, we're big enough to write business all over the world and small enough to implement your ideas quickly. We are recognized nationally as a leader in our industry 2020-2023 Business Insurance Magazine Best Places to Work in Insurance 2023 Inc. Magazine's Best Workplaces 2023 Denver Business Journal's Best Places to Work 2022-2023 Connecticut Top Work Places 2021-2023 Inc. 5000's List of Fastest Growing Companies 2019-2022 Civic 50 Colorado Honoree Recognizing 50 Most Community-Minded Companies 2022-2023 Kansas City Business Journal's Best Places to Work 2021-2023 Charlotte Business Journal's Best Places to Work 2021-2023 Los Angeles Business Journal's Best Places to Work 2021-2023 The Salt Lake City Tribune Top Work Places 2021-2022 Puget Sound Business Journal's Washington's Best Workplaces 2021-2022 Wichita Business Journal's Best Places to Work, #1 in extra-large category 2021 Dallas Business Journal's Best Places to Work 2021 Alaska Journal of Commerce's Best Workplaces in Alaska This Job Description is not a complete statement of all duties and responsibilities comprising this position. The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Credit Underwriter is to issue credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters are to meet the minimum daily production goals plus clearing conditions and perform within department audit standards. This position is classified as a Transactional Employee (TE). Transactional Employees are assigned to work on an “as needed” or project basis. The variable nature of the transactional role cannot guarantee a 40-hour work week. Transactional employees are typically designated to work on a deal or a particular client assignment. At times, work may be reduced, and there may be occasional periods of no work. Efforts will be made to assign work, but work is entirely dependent on client needs. Essential Functions Underwrite residential mortgage loans in accordance with Conventional guidelines. Input of data and analysis of findings in Loan Prospector, Desktop Underwriter, Asset wise, other AUS engines, and OES. Identify and assess overall risk and potential fraud exposure resulting from clients' underlying business practices. Meet the minimum daily production goals and quality targets plus clearing conditions and perform within department audit standards. Review of credit reports to determine credit patterns, current liabilities, outstanding judgments, and collections. Review of residential mortgage appraisal forms and calculations of Loan to Value ratios. Analyze income from salaried, commissioned, self-employed, investments, fixed income sources. Analyze assets statements for all types of asset accounts. Ability to work overtime and weekends if needed. Perform other related duties as assigned. Essential Knowledge, Skills, & Abilities Ability to work in a fast-paced, metrics driven environment. Strong analytical and problem-solving skills. Ability to prioritize multiple objectives to meet client deadlines and department goals. Excellent verbal and written communication skills. Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint. Strong underwriting knowledge of Prime or standard Full Documentation. Ability audit standard full documentation program clients. In-depth knowledge HVCC, guidelines and requirements along with all federal, state, and local compliance regulations to include, Truth in Lending and Equal Credit Opportunity laws. In-depth knowledge of the total closing function to include, underwriting conditions prior to closing, closing instructions and procedures, and RESPA. Up-to-date knowledge in Fannie/Freddie guidelines, back-end quality control and fraud audit experience. Must be able to use Desktop Underwriter (DU), Loan Prospector (LP) and other LOS (loan operations systems). Commitment and ability to cultivate a diverse and inclusive work environment. Education High School Diploma or equivalent. Associate degree or equivalent industry experience required. Experience 3+ years of relevant industry experience required. 3+ years securitization experience required. 3+ years of recent frontline (manual and automated) underwriting experience with Conventional, FHA and/or VA Knowledge along with A Paper, B/C Paper, Non-Confirming and Conforming, and Sub-Prime residential, Non-QM and QM products. Compensation and Benefits Covius offers an extensive benefits package for all employees, including medical, dental, vision and 401(k)! Compensation: $32.00 - $40.00 / hour Application Guidelines: For best consideration, please submit your resume and application materials as soon as possible. Review of applications will begin immediately. Working Conditions Work is performed in a climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon the office or meeting location. Physical Demands and Activities While performing the duties of this job, the employee is frequently required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to move about the office, operate a computer and other office machinery, such as calculator, copy machine, and computer printer; occasionally position self to maintain files; occasionally moves boxes weighing up to 10 lbs. Close and distance observation required with ability to observe objects at close range in presence of glare or bright lighting (e.g., computer screen). Must possess the ability to communicate information and ideas so others will understand and have the ability to interact with external and internal stakeholders. Covius is committed to equal opportunity in all employment practices to all qualified applicants and employees without regard to race, color, religion, gender, gender identity, age, national origin, pregnancy, disability, genetics, marital status, military or veteran status or any other protected category as established by local, state, and federal law. This policy applies to all aspects of the employment relationship including recruitment and hiring, placement, promotion, transfer, compensation, disciplinary action, layoff, leaves of absence, training, and termination. All such employment decisions will be made without unlawful discrimination based on any prohibited basis. The essential functions, working conditions and physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position. Please note that all s are not intended to be all-inclusive. This job description is not designed to cover all activities, duties or responsibilities that are required of the employee for this job. Employees may be required to perform other duties at any time with or without notice to meet the ongoing needs of the organization. If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!

This position is remote, working primarily from home. Candidate must be based in the Southeastern United States. Our Company Voyager Lending, a division of Merchants & Marine Bank, partners with small businesses by offering government-guaranteed lending solutions. Deeply committed to helping communities sustain and grow, we deliver knowledgeable and personalized service for a seamless experience. Job Purpose Responsible for providing accurate credit analysis and risk assessment of SBA & USDA loans to determine their creditworthiness. Duties and Responsibilities * Knowledge of SBA SOP. * Underwriting SBA Loans in accordance with the Bank's policies and procedures. * Attend and participate in vetting and credit approval discussions. * Work with BDO's and Management to perform and document the Bank's formal credit analysis for new loan requests - credit memo creation, financial spreads, cash flow statements, collateral analysis, global cash flow analysis, support of strengths, mitigation of weaknesses, and eligibility of new and existing credit facilities. * Be capable of maintaining a mixed portfolio of underwriting new loans and modification requests. * Review and approve all underwriting conditions in a timely manner. * Request required documentation, financials, etc. from the borrower and guarantors as needed. * Providing frequent communication to all parties involved in transactions in a positive and constructive manner. * Delivering excellent service to customers both inside and outside the Bank. * Attend appropriate training and conferences in order to build and maintain expert credit and SBA specific knowledge. * Manage Underwriting deal flow between the bank and Lender Service Provider as needed. * Other duties as assigned. Qualifications Minimum * Bachelor's degree * Thorough knowledge of SBA lending rules, regulations and practices * 3 years of SBA 7a loan underwriting experience * Word and Excel proficiency * Excellent interpersonal and written skills * Verbal and written communication and presentation skills * Participate and complete all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc. Preferred * Experience with Moody's * USDA B&I loan underwriting experience * 5+ years of SBA 7a loan underwriting experience * Formal credit training * Ability to underwrite and handle a large volume of loans Working Conditions * Frequently required to operate a computer, printer, copy machine, calculator, telephone, and/or other office equipment. * the employee frequently exchanges information with others and must be able to do so in an effective manner. Must have the ability to communicate clearly and effectively, both verbally and in writing, and across a variety of audiences. * May frequently move up to 20 pounds and occasionally move items up to 40 pounds. * Frequently reaches for files, books, and comparable items in high or low places and must have the ability to bend, stoop, or reach. * Typical schedule is 40 hours per week, Monday through Friday. Extended hours may be occasionally required. * We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, age, sex, sexual orientation, gender identity, disability, veteran status, genetic information or any other status protected under applicable local, state or federal nondiscrimination laws.

Why MSI? MSI Management Liability is a boutique MGA powered by MSI, dedicated to providing best-in-class management liability insurance solutions. We're committed to simplifying the insurance process and delivering exceptional service and support, empowering our clients to effectively protect their assets. MSI is seeking a talented and driven Underwriter to manage and underwrite management liability policies (D&O, EPL, FID) for private and non-profit clients. If you're an analytical thinker with a keen eye for detail, and you thrive in a fast-paced environment where you can make a significant impact, this is the perfect opportunity. You will report directly to the Underwriting Team Lead and will learn and apply MSI's underwriting philosophy and process to your own book of business. The role will require you to make critical underwriting decisions and articulate your analysis and approach to the Underwriting Team Lead. As an Underwriter at MSI, you'll be a key contributor to our team, directly impacting our growth and the success of our clients. You'll have the opportunity to control your own book of business, learn, grow, and shape the future of our management liability offerings. Responsibilities include: Making strategic, sound underwriting decisions Managing a book of business Clearly and effectively communicating with brokers and team members Maintaining a high level of service and product knowledge to sell the benefits of our policies Build and leverage professional relationships to grow your book of business About you: 3-5 years of experience and a proven track record of being a high-level underwriter Experience with D&O insurance (private or public) Strong communication and organizational skills Detail-oriented Strong knowledge of the insurance industry Desire to network and grow the business Strong work ethic and adaptability What we offer: Competitive compensation package Massive scalability and growth opportunities Incomparable company culture Flexible WFH/Remote policy #LI-BM1 #LI-REMOTE IMPORTANT NOTICE: This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be subject to reasonable accommodation to applicants and colleagues who need them for medical or religious reasons. Click here for some insight into our culture! The Baldwin Group will not accept unsolicited resumes from any source other than directly from a candidate who applies on our career site. Any unsolicited resumes sent to The Baldwin Group, including unsolicited resumes sent via any source from an Agency, will not be considered and are not subject to any fees for any placement resulting from the receipt of an unsolicited resume.

We're thrilled that you are interested in joining us here at the Amynta Group! Come "Build" Your Career with Builders & Tradesmen's Insurance Services Builders Tradesmen Insurance Services (BTIS) is nationwide insurance wholesaler focused on servicing Enterprises of all sizes with commercial insurance products. We take pride in our commitment to customer satisfaction, risk management expertise, and fostering a dynamic work environment. BTIS is currently seeking a skilled a Commercial Insurance Underwriter with MGA, MGU or INSURANCE experience to join our Workers Compensation Insurance team. The ideal candidate will play a crucial role in assessing and underwriting commercial insurance applications, ensuring the profitability and sustainability of our business. If you have a strong analytical mindset, excellent communication skills, and a deep understanding of commercial insurance policies, we invite you to apply. Come "Build" Your Career with Builders & Tradesmen's Insurance Services Builders Tradesmen Insurance Services (BTIS) is nationwide insurance wholesaler focused on servicing Enterprises of all sizes with commercial insurance products. We take pride in our commitment to customer satisfaction, risk management expertise, and fostering a dynamic work environment. BTIS is currently seeking a skilled a Commercial Insurance Underwriter with MGA, MGU or INSURANCE experience to join our Workers Compensation Insurance team. The ideal candidate will play a crucial role in assessing and underwriting commercial insurance applications, ensuring the profitability and sustainability of our business. If you have a strong analytical mindset, excellent communication skills, and a deep understanding of commercial insurance policies, we invite you to apply. The Commercial Insurance Underwriter is responsible for the evaluation selection, acceptance, rejection, pricing and servicing of commercial insurance policies within accepted company procedures and guidelines. JOB RESPONSIBILITES INCLUDE: * Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Responds to questions from agents received via telephone, email, chat, mail and fax. * Reviews insurance applications and documentation to determine if the applicant is an acceptable risk in accordance with company guidelines and standards. * Recommends appropriate premiums and coverage for risks after complete analysis and consideration of applicant documentation, business factors and competitive situations. * Prepares written communication on adverse underwriting decisions, proposals, referrals, rate appeals, underwriting requirements, status and declinations. * Analyzes commercial line accounts. * Evaluates pricing and coverage to ensure premiums charged are accurate. * Manages book of business to achieve profitability goals. * Builds productive and positive relationships. * Assists with binding of policies, processing of endorsements, renewal, and new business underwriting. MINIMUM JOB SKILLS, ABILITIES AND QUALIFICATIONS * Bachelor's Degree (and/or combined education and experience) (Required) * 3+ years of underwriting experience * Strong technical underwriting and analytical skills, strong knowledge of Workers Compensation business and products * Knowledge of Microsoft Applications and the ability to learn new software programs *** MUST HAVE MGA, MGU or INSURANCE EXPERIENCE *** * Strong attention to detail, is dependable and follows through. * Ability to analyze data and present recommendations based on outcomes of analysis. * High level of maturity to handle sensitive and confidential situations. * Strong work ethic and excellent time management skills. * Strong interpersonal skills and ability to work well with people throughout the organization. * Willingness to maintain a professional appearance and provide a positive company image. * Willingness to work non-traditional shifts which meet the needs of the team and company. * Ability to handle complex issues and problems and defer to higher-level staff only as needed. PAY RANGE $64,480 to $75,000 and will depend on several factors including geographical location, relevant experience, skills and knowledge pertaining to this role and industry. The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.

As a Work from Home Field Underwriter, you will be helping families find the insurance coverage that will protect their financial futures. We do this by building and maintaining client relationships, assessing insurance needs, and offering tailored insurance solutions. This role offers the flexibility to work from home while still contributing to our mission of providing exceptional service to our clients. We are looking for: Coachable people who are ready to learn Leaders with a servant's heart who want to help others Entrepreneurial-minded people who are ready to grow and change High trustworthiness and integrity Requirements: Life and Health insurance license (if you don't already have this, we will help you obtain it) Strong communication skills A drive to succeed What to expect: Competitive 100% commission-based compensation structure with unlimited earning potential. Commission level begins at 80%. Comprehensive training and ongoing professional development. A supportive and collaborative work environment. Flexible work hours NOTE: No agent's success, earnings, or production results should be viewed as typical, average or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the Insurance needs of the customers in the geographic areas in which you choose to work.

CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Condo Underwriter is responsible for reviewing documentation for all new and existing condominium and cooperative projects to ensure compliance with internal policies and procedures, as well as the requirements of Fannie Mae, Freddie Mac, FHA and VA. This position primarily operates within Pacific Time zone working hours to support the West Coast region. Job Responsibilities: Ensure condominium and cooperative projects are underwritten accurately and in a timely manner. Maintain approved and declined condominium and cooperative projects lists and manage expiration dates. Manage lender concentration. Maintain condominium and cooperative projects documentation and requirements as dictated by the agencies and investors. Retain and manage project files. Ensure cooperatives meet Fannie Mae and Freddie Mac guidelines. Ensure condominiums meet Fannie Mae, Freddie Mac, and FHA/ VA guidelines. Determine eligibility of a project (underwrite budget, financials, questionnaire, etc.). Perform legal reviews of the projects (i.e. review by laws, offering plan, etc.). Deliver excellent customer service to Sales and Operations staff. Qualifications and Skills: 5+ years' project review experience. 5+ years' experience related to mortgage credit guidelines, policies and procedures. 5 years' experience with FNMA/ Freddie/ FHA underwriting guidelines. Experience with investor guidelines. Knowledge of Fannie Mae, Freddie Mac and FHA/ VA condominium's websites and all regulations. Excellent organizational skills. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 33.65 - 38.46 The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************

Underwriter II - Remote, TX Agility 360 is searching for remote Underwriters within the State of Texas for a contract position. The ideal candidates will have experience underwriting Government VA loans with a high-level attention to detail. You will be responsible for reviewing the credit, capacity and collateral characteristics of loan files to ensure they meet company and quality standards. Candidates must be currently living in Texas for consideration. Responsibilities: Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable. Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process. Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans. Other duties as assigned. Qualifications: 5+ years of mortgage industry experience VA LAPP SAR certification 3+ years recent underwriting or loan review experience Bachelors Degree preferred, High School or GED equivalent required Experience in Retail or Non-Delegated Underwriting Ability to communicate effectively and professionally Basic proficiency in Microsoft Office products (Excel, Word, etc.) Loan quality and risk management Knowledge of FNMA and FHLMC guidelines a plus Knowledge of FHA, VA and USDA guidelines Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector Excellent Customer and Client service skills Ability to work in a fast-paced production environment Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints Excellent written and verbal communication skills Prioritization and Time Management skills Ability to learn and adapt to guideline change Details: 3-6 Month Contract (contract extension possible based on performance / company needs) REMOTE role MUST have access to high-speed internet Pay rate range between $32-$37 Employment consideration is contingent on passing a background, credit, and drug test

Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering our employees by encouraging and recognizing superior performance and innovative solutions, by promoting teamwork and divisional cooperation. Primary Function The Underwriter III is responsible for responding to internal and external customers on questions regarding loans underwritten by the company. This position will underwrite loans in a timely manner for completeness and compliance with company guidelines, polices, and procedures. This position will also provide training, guidance, and support for all team members Direct Reports: ☐ Yes ☒ No If yes, list what positions report into the role. Examples below. N/A Principal Duties: List of required duties below. Distinguish on-site duties with an *. Examples below. Review, analyze and make final determination on loan submissions using manual underwriting guidelines as well as validating recommendations. Underwrite loans as determined by lending authority set by management. Work with Lending Teams to identify potential solutions/alternatives for difficult/denied loan files. Communicate with internal and external clients on inquiries on loans underwritten by Vendors. Research and respond to team lead on loans requiring additional escalation and review and ability to summarize issues, concerns, and recommendations. Proactively addresses underwriting submission deficiencies. Provide back-up support to Team Leader as necessary to ensure efficient operations and smooth and timely flow of work. Review and maintain guidelines to stay up to date with all requirements. Maintain department resource library to maintain reference material. Review of audit files for Quality/Funding issues to determine compliance and acceptance of loan. Assist in correction of delivery violations and government ensuring deficiencies on specific files as required. Analyze Trust agreements as needed. Participate in the orientation of new personnel to ensure consistency. Provide technical support for systems as necessary. Performs related duties as assigned by supervisor. *These essential functions are fundamental to the role, and must be performed on-site, as they cannot physically be performed remotely. In addition, the Company has determined that an in-person presence is important to critical components of our work, including oversight, training, collaboration, and productivity. Items not marked (*) as essential on-site, may still require partial on-site work to perform the role satisfactorily. Education and Experience Required education and experience. Examples below. High School Diploma or equivalent required; 4-year college degree preferred. Minimum of three- five (3-5) years underwriting experience with conforming and non-conforming loans required. Minimum six (6) years of mortgage banking required, including Jumbo Loans and/or Government Products. Knowledge, Skills, and Abilities Required knowledge, skills, and ability. Examples below. FHA and/or VA Designations Required Ability to differentiate between first and second mortgage underwriting. Ability to handle secure and private information. Technical experience necessary: Windows, Excel, Word, PowerPoint, Underwriting software and systems. Ability to stay current with the business environment within third party lending. Excellent customer service skills and analytical skills. Excellent verbal and written communication skills. Ability to work independently and adapt to a constantly changing environment. Ability to be a creative and innovative problem solver. Additional Information: While this description is intended to be an accurate reflection of the position's requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Okta Verify and Microsoft Authenticator. Employment will be contingent on this requirement. Company Benefits: Newrez is a great place to work but we are only as strong as our greatest asset, our employees, so we believe in rewarding them! Medical, dental, and vision insurance Health Savings Account with employer contribution 401(k) Retirement plan with employer match Paid Maternity Leave/Parental Bonding Leave Pet insurance Adoption Assistance Tuition reimbursement Employee Loan Program The Newrez Employee Emergency and Disaster Fund is a new program to support our team members Newrez NOW: Our Corporate Social Responsibility program, Newrez NOW, empowers employees to become leaders in their communities through a robust program that includes volunteering, philanthropy, nonprofit grants, and more 1 Volunteer Time Off (VTO) day, company-paid volunteer day where all eligible employees may participate in a volunteer event with a nonprofit of their choice Employee Matching Gifts Program: We will match monetary employee donations to eligible non-profit organizations, dollar-for-dollar, up to $1,000 per employee Newrez Grants Program: Newrez hosts a giving portal where we provide employees an abundance of resources to search for an opportunity to donate their time or monetary contributions Equal Employment Opportunity We're proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better. CA Privacy Policy CA Notice at Collection

We're thrilled that you are interested in joining us here at the Amynta Group! The Production (Producing) Underwriter is responsible for underwriting and marketing accounts throughout approved states/territories. Develop new business, manage assigned agencies, select advantageous risks and build a profitable portfolio of accounts. Represent the Amynta Group and meet with identified insurance agencies to develop relationships with the agents and promote your company's products and services. Work with the underwriting department to analyze the financial risk of applicants that come in through that agency and determine if they qualify for coverage. Monitor loss ratios for Carriers and Agents and take corrective action when possible to remain profitable. Regularly make marketing presentations to prospective clients. Manage and develop agent performance and the book of business through personal analysis. Analyze information in insurance applications, supplemental reports, studies, data and related information in order to determine if a risk meets acceptable criteria. Essential Duties & Responsibilities Production underwriter owns the results of their book of business. A production underwriter maintains balance between distribution and risk selection to drive profitable growth. A production underwriter understands how their book fits into the broader portfolio strategy. A production underwriter has agent/broker relationships. Engage in activities to solicit submissions and to close accounts within our targeted exposure profile. Relationship Management Work with key internal stakeholders to develop and maintain product-specific business development plans identifying, segmenting, detailing and evaluating potential broker and agent prospects, and executing such plan to ensure that AmCom generates targeted levels of growth and ‘hit' ratios in this market. Lead in the education of the broker market on the products in a way that creates a need to buy, highlights our competitive differentiation, illustrate the need for service led products to grow the brand and facilitate the placement of new business with a particular focus on new relationships. Raise the profile of AmCom within the broker community increasing the strength of relationships within the broker market to achieve a highly productive level of consistent, strong producer relationships over time. Ensure we remain front of mind of brokers by acting as a contact point for broker queries and product education engaging in appropriate communication via social media. Underwriting Develop and underwrite a profitable portfolio in support of business plans. Structure tailor-made solutions by considering the team underwriting parameters and underwriting exposures leveraging underwriting knowledge and experience to win new business and retain existing. Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long term profitability at account level. Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as the underwriting and general administration costs to ensure profitability. Comply with underwriting control standards for business written through delegated authority. Additional Responsibilities Engage with all levels of leadership to solve problems Assist in development of internal process to maximize our ease of doing business. Support business unit leadership with presentations and special projects as Centers of Expertise or as assigned. Qualifications Bachelor's Degree or 2+ years of commercial underwriting experience or equivalent work experience. Knowledge of underwriting philosophy, processes, and practice Extensive experience in the insurance industry ideally within an underwriting, broking, relationship management or sales role Strong analytical skills and critical thinking skills with great attention to details Individually accountable Effective relationship management skills with customer focused approach Ability to develop tactical underwriting plan and execute on its implementation Active listening and emotional intelligence Ability to work independently for significant periods of time Proficient with MS Office including Excel skills Property & Casualty Agent's license in residing state, or willingness to obtain CPCU, AU-M, CIC designations a plus Continuing education to maintain necessary credentials. Thank you for your application! You can view the status of your application in Workday. The Amynta Group (the “Company”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee on the basis of any ground of discrimination protected by applicable human rights legislation. The information collected is solely used to determine suitability for employment, verify identity and maintain employment statistics on applicants. Applicants with disabilities may be entitled to reasonable accommodation throughout the recruitment process in accordance with applicable human rights and accessibility legislation. A reasonable accommodation is an adjustment to processes, procedures, methods of conveying information and/or the physical environment, which may include the provision of additional support, in order to remove barriers a candidate may face during recruitment such that each candidate has an equal employment opportunity. The Company will accommodate a candidate to the point of undue hardship. Please inform the Company's personnel representative if you require any accommodation in the application process.

Town and Country Bank is seeking an experienced Mortgage Loan Underwriter with experience in conventional and government loan underwriting. This position may be worked out of one of our branch locations in Illinois or can be remote. ABOUT US: At Town and Country our mission is to empower the financial well-being of our communities, one person at a time. The culture at Town and Country is built on our shared core values - Teamwork, Achievement, Passion and Positive Thinking. Teamwork means we work together to achieve a common purpose. Achievement means we are results-oriented and achieve success by reaching and exceeding our goals. Positive thinking means we exhibit a positive attitude and strive to maintain an upbeat and fun work environment. Passion means we love what we do and understand the importance of our role in relation to the direction and purpose of the organization. We hire, review, reward, and recognize our teammates based on these characteristics, so it's important that you share these values in order to be part of our team. JOB SUMMARY: Under limited supervision, decides on whether to lend on conventional residential loans. Provides teamwork to other mortgage operations' team members by helping dictate efficient workflow and keep loans moving forward in an efficient and effective manner. Directs the overall quality control function for secondary market loans by ensuring borrower meets standards of willingness and ability to repay debt. Embraces and promotes Town and Country's core values of teamwork, achievement, passion and positive thinking. ESSENTIAL FUNCTIONS AND DUTIES: · Reviews income, asset position, collateral, and credit profiles to determine loan approval acceptance for all residential related lending. · Examines overall loan documentation, reviewing for acceptance as well as fraud mitigation · Reviews work of appraiser prospects for recommendation of addition to approved appraiser's list · Reviews Automated Underwriting System Findings such as FNMA DU, to ensure that all requirements have been satisfied prior to loan approval. · Engages regularly with sales and other members of operations to ensure loan structure and requirements are understood and are in the best interest of the customer and the company. · Monitors and reports any deficiencies in loan documentation as required by compliance to ensure continued relationships with mainly FNMA. · Performs other job-related duties and special projects as assigned. QUALIFICATIONS: Minimum of 5 years experience in mortgage loan underwriting, including: FNMA conventional, CHUM's ID, SARS and be LAPP approved. Grant loans along with USDA loans. Experience in Microsoft Office applications. Excellent written and verbal communication skills. Knowledge of financial analysis techniques. Ability to work in a team-based, fast-paced work environment. High degree of accuracy and strong organizational skills. Ability to work under pressure and on deadline EDUCATION: Bachelor's degree in related field or equivalent experience.

Job Description ----------------- We are seeking a Remote Field Underwriter to join our team in the Financial Services industry. As a Remote Field Underwriter, you will be responsible for assessing and evaluating insurance applications, determining coverage amounts and premiums, and ensuring that all underwriting guidelines are followed. This is a great opportunity for someone with 1-3 years of experience in sales or customer service who is a self-directed and entrepreneurial individual with excellent communication skills. Key Responsibilities: Assess and evaluate insurance applications Determine coverage amounts and premiums Ensure compliance with underwriting guidelines Communicate with clients to gather necessary information Work independently to underwrite policies RequirementsRequirements: 1-3 years of experience in sales or customer service Computer knowledge Excellent communication skills Self-directed and able to work independently Entrepreneurial mindset Ethical decision-making skills If you are a motivated and detail-oriented individual with a passion for helping others, we encourage you to apply for this remote position. Salary: $55,000 - $150,000 This is a 1099 position with a 100% Commission pay structure. Benefits Medical, Dental, Vision coverage available Life insurance High earning opportunity Trips Mentorship Training