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Marine underwriter vs insurance analyst

The differences between marine underwriters and insurance analysts can be seen in a few details. Each job has different responsibilities and duties. Additionally, a marine underwriter has an average salary of $77,871, which is higher than the $55,424 average annual salary of an insurance analyst.

The top three skills for a marine underwriter include profitable business, risk analysis and loss ratio. The most important skills for an insurance analyst are insurance coverage, insurance policies, and life insurance.

Marine underwriter vs insurance analyst overview

Marine UnderwriterInsurance Analyst
Yearly salary$77,871$55,424
Hourly rate$37.44$26.65
Growth rate-4%-4%
Number of jobs16,54644,280
Job satisfaction--
Most common degreeBachelor's Degree, 77%Bachelor's Degree, 58%
Average age4444
Years of experience--

What does a marine underwriter do?

A marine underwriter provides insurance cover to necessary clients. The responsibilities of this position include providing insurance for naval vessels such as boats and ships and providing valuation for a vessel or cargo. To provide this valuation, they weigh in the value of the freight, the price of the vessel, and the area where the vessel operates. The valuation will ensure a client is adequately covered in cases of unforeseen losses.

What does an insurance analyst do?

An insurance analyst provides analytical services to maintain an efficient workflow at insurance companies. They are typically in charge of evaluating insurance policies to identify possible risks for the policyholder and the company, validating client information, and reviewing insurance applications to ensure their accuracy. They may meet with clients to answer inquiries, make arrangements, and advise which policies suit them the best. Moreover, an insurance analyst may process policy renewals and amendments, maintain records, perform cancellations, and investigate claims while adhering to the company's policies and regulations.

Marine underwriter vs insurance analyst salary

Marine underwriters and insurance analysts have different pay scales, as shown below.

Marine UnderwriterInsurance Analyst
Average salary$77,871$55,424
Salary rangeBetween $53,000 And $113,000Between $34,000 And $88,000
Highest paying City-San Francisco, CA
Highest paying state-California
Best paying company-Credit Karma
Best paying industry--

Differences between marine underwriter and insurance analyst education

There are a few differences between a marine underwriter and an insurance analyst in terms of educational background:

Marine UnderwriterInsurance Analyst
Most common degreeBachelor's Degree, 77%Bachelor's Degree, 58%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Marine underwriter vs insurance analyst demographics

Here are the differences between marine underwriters' and insurance analysts' demographics:

Marine UnderwriterInsurance Analyst
Average age4444
Gender ratioMale, 59.5% Female, 40.5%Male, 28.7% Female, 71.3%
Race ratioBlack or African American, 8.1% Unknown, 2.5% Hispanic or Latino, 10.5% Asian, 5.6% White, 72.9% American Indian and Alaska Native, 0.4%Black or African American, 11.1% Unknown, 2.4% Hispanic or Latino, 9.0% Asian, 5.4% White, 71.7% American Indian and Alaska Native, 0.4%
LGBT Percentage9%9%

Differences between marine underwriter and insurance analyst duties and responsibilities

Marine underwriter example responsibilities.

  • Review individual mortgage origination/post origination documentation and perform database research.
  • Review individual mortgage origination/post origination documentation and perform database research.

Insurance analyst example responsibilities.

  • Cold-Cal to generate leads for individual life and disability insurance and annuities.
  • Organize and examine medical records for physical therapy clinics for patients, attorneys and disability insurance claims.
  • Verify insurance benefits for specialty medications cover under both pharmacy and major medical benefits and communicate coverage to patients and physicians.
  • Prepare project kickoff PowerPoint presentation for client site visits.
  • Review retail and wholesale files to submit to FHA for HUD insuring.
  • Provide supporting documentation and reconciliation reports for monthly close and billing using GAAP.
  • Show more

Marine underwriter vs insurance analyst skills

Common marine underwriter skills
  • Profitable Business, 25%
  • Risk Analysis, 17%
  • Loss Ratio, 13%
  • Business Development, 10%
  • Underwriting Authority, 8%
  • Profitable Book, 7%
Common insurance analyst skills
  • Insurance Coverage, 11%
  • Insurance Policies, 8%
  • Life Insurance, 6%
  • Patients, 5%
  • Health Insurance, 5%
  • PowerPoint, 5%

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