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Best states for a property underwriter
Quoted expert
Janet Ruiz
- Rank 1 - 10
- 11 - 20
- 21 - 30
- 31 - 40
- 41 - 51
Job opportunities vary from state to state, and business and financial careers are no different. Because we know how difficult it can be to know which states are the best when it comes to property underwriter jobs, we decided to crunch some numbers to bring you the best states for property underwriters.In fact, our research shows that Minnesota is the best state for property underwriters in America. The best city in America for property underwriters with the highest pay is Boston, MA.
We figured that the best places for property underwriter jobs has three things everyone would agree on. There would be high annual wages, good career prospects (no matter what phase of the career you are in), and a lot of job opportunities.If you are currently seeking employment as a property underwriter, you can find open job positions using Zippia's search tools.
10 best states for property underwriters in 2025
1. Minnesota
Total property underwriter jobs: 267 Average annual salary: $84,002 Lowest 10 percent earn: $55,000 Highest 10 percent earn: $127,000 Location Quotient: 1.05
2. Colorado
Total property underwriter jobs: 295 Average annual salary: $81,269 Lowest 10 percent earn: $51,000 Highest 10 percent earn: $127,000 Location Quotient: 1.3
3. Ohio
Total property underwriter jobs: 440 Average annual salary: $78,462 Lowest 10 percent earn: $50,000 Highest 10 percent earn: $122,000 Location Quotient: 1.13
4. Oregon
Total property underwriter jobs: 163 Average annual salary: $81,513 Lowest 10 percent earn: $51,000 Highest 10 percent earn: $129,000 Location Quotient: 1.03
5. Massachusetts
Total property underwriter jobs: 236 Average annual salary: $92,876 Lowest 10 percent earn: $61,000 Highest 10 percent earn: $139,000 Location Quotient: 0.67
6. Connecticut
Total property underwriter jobs: 110 Average annual salary: $83,645 Lowest 10 percent earn: $55,000 Highest 10 percent earn: $126,000 Location Quotient: 0.87
7. Indiana
Total property underwriter jobs: 295 Average annual salary: $75,139 Lowest 10 percent earn: $47,000 Highest 10 percent earn: $117,000 Location Quotient: 1.18
8. New York
Total property underwriter jobs: 476 Average annual salary: $83,413 Lowest 10 percent earn: $54,000 Highest 10 percent earn: $126,000 Location Quotient: 0.97
9. Washington
Total property underwriter jobs: 286 Average annual salary: $80,078 Lowest 10 percent earn: $51,000 Highest 10 percent earn: $124,000 Location Quotient: 1.03
10. North Carolina
Total property underwriter jobs: 440 Average annual salary: $72,758 Lowest 10 percent earn: $44,000 Highest 10 percent earn: $118,000 Location Quotient: 1.2
Property underwriter jobsNear Columbus, OH
How Zippia determines the best states to be a property underwriter
You can read about how the best state rankings are calculated here.
Detailed list of the best states for a property underwriter
| Rank | State | Average salary | Lowest 10% earn | Population | Job count |
|---|---|---|---|---|---|
| 1 | Minnesota | $84,002 | $55,000 | 5,576,606 | 267 |
| 2 | Colorado | $81,269 | $51,000 | 5,607,154 | 295 |
| 3 | Ohio | $78,462 | $50,000 | 11,658,609 | 440 |
| 4 | Oregon | $81,513 | $51,000 | 4,142,776 | 163 |
| 5 | Massachusetts | $92,876 | $61,000 | 6,859,819 | 236 |
| 6 | Connecticut | $83,645 | $55,000 | 3,588,184 | 110 |
| 7 | Indiana | $75,139 | $47,000 | 6,666,818 | 295 |
| 8 | New York | $83,413 | $54,000 | 19,849,399 | 476 |
| 9 | Washington | $80,078 | $51,000 | 7,405,743 | 286 |
| 10 | North Carolina | $72,758 | $44,000 | 10,273,419 | 440 |
| 11 | North Dakota | $72,453 | $48,000 | 755,393 | 41 |
| 12 | Maine | $73,344 | $49,000 | 1,335,907 | 58 |
| 13 | Pennsylvania | $77,914 | $50,000 | 12,805,537 | 391 |
| 14 | Georgia | $76,516 | $45,000 | 10,429,379 | 353 |
| 15 | Wisconsin | $78,731 | $51,000 | 5,795,483 | 157 |
| 16 | Nevada | $71,483 | $43,000 | 2,998,039 | 97 |
| 17 | New Jersey | $81,362 | $53,000 | 9,005,644 | 259 |
| 18 | Arizona | $70,761 | $42,000 | 7,016,270 | 399 |
| 19 | District of Columbia | $82,082 | $52,000 | 693,972 | 62 |
| 20 | Delaware | $76,898 | $49,000 | 961,939 | 46 |
| 21 | South Dakota | $66,413 | $43,000 | 869,666 | 52 |
| 22 | New Hampshire | $78,431 | $52,000 | 1,342,795 | 41 |
| 23 | Kansas | $67,074 | $42,000 | 2,913,123 | 146 |
| 24 | California | $74,555 | $45,000 | 39,536,653 | 1,134 |
| 25 | Illinois | $66,395 | $43,000 | 12,802,023 | 549 |
| 26 | Florida | $68,622 | $38,000 | 20,984,400 | 632 |
| 27 | Rhode Island | $69,164 | $46,000 | 1,059,639 | 38 |
| 28 | Missouri | $69,069 | $43,000 | 6,113,532 | 183 |
| 29 | Iowa | $63,755 | $41,000 | 3,145,711 | 147 |
| 30 | Montana | $66,396 | $43,000 | 1,050,493 | 44 |
| 31 | Nebraska | $65,024 | $41,000 | 1,920,076 | 80 |
| 32 | Texas | $62,364 | $36,000 | 28,304,596 | 945 |
| 33 | Utah | $63,255 | $40,000 | 3,101,833 | 141 |
| 34 | Wyoming | $60,922 | $39,000 | 579,315 | 34 |
| 35 | Vermont | $67,262 | $44,000 | 623,657 | 24 |
| 36 | Idaho | $65,161 | $41,000 | 1,716,943 | 52 |
| 37 | Kentucky | $61,862 | $38,000 | 4,454,189 | 130 |
| 38 | Oklahoma | $63,808 | $39,000 | 3,930,864 | 76 |
| 39 | Tennessee | $60,462 | $37,000 | 6,715,984 | 192 |
| 40 | New Mexico | $63,510 | $38,000 | 2,088,070 | 50 |
| 41 | Michigan | $57,971 | $37,000 | 9,962,311 | 329 |
| 42 | Maryland | $63,086 | $40,000 | 6,052,177 | 218 |
| 43 | West Virginia | $61,798 | $39,000 | 1,815,857 | 33 |
| 44 | Virginia | $62,762 | $39,000 | 8,470,020 | 279 |
| 45 | Hawaii | $43,746 | $33,000 | 1,427,538 | 34 |
| 46 | South Carolina | $56,407 | $33,000 | 5,024,369 | 140 |
| 47 | Alabama | $54,502 | $32,000 | 4,874,747 | 115 |
| 48 | Arkansas | $55,882 | $34,000 | 3,004,279 | 52 |
| 49 | Louisiana | $56,142 | $32,000 | 4,684,333 | 61 |
| 50 | Mississippi | $54,044 | $31,000 | 2,984,100 | 54 |
| 51 | Alaska | $53,420 | $38,000 | 739,795 | 15 |
Highest paying states for property underwriters
| Rank | State | Avg. Property Underwriter Salary |
|---|---|---|
| 1 | Minnesota | $84,002 |
| 2 | Colorado | $81,269 |
| 3 | Ohio | $78,462 |
| 4 | Oregon | $81,513 |
| 5 | Massachusetts | $92,876 |
| 6 | Connecticut | $83,645 |
| 7 | Indiana | $75,139 |
| 8 | New York | $83,413 |
| 9 | Washington | $80,078 |
| 10 | North Carolina | $72,758 |
| 11 | North Dakota | $72,453 |
| 12 | Maine | $73,344 |
| 13 | Pennsylvania | $77,914 |
| 14 | Georgia | $76,516 |
| 15 | Wisconsin | $78,731 |
| 16 | Nevada | $71,483 |
| 17 | New Jersey | $81,362 |
| 18 | Arizona | $70,761 |
| 19 | District of Columbia | $82,082 |
| 20 | Delaware | $76,898 |
| 21 | South Dakota | $66,413 |
| 22 | New Hampshire | $78,431 |
| 23 | Kansas | $67,074 |
| 24 | California | $74,555 |
| 25 | Illinois | $66,395 |
| 26 | Florida | $68,622 |
| 27 | Rhode Island | $69,164 |
| 28 | Missouri | $69,069 |
| 29 | Iowa | $63,755 |
| 30 | Montana | $66,396 |
| 31 | Nebraska | $65,024 |
| 32 | Texas | $62,364 |
| 33 | Utah | $63,255 |
| 34 | Wyoming | $60,922 |
| 35 | Vermont | $67,262 |
| 36 | Idaho | $65,161 |
| 37 | Kentucky | $61,862 |
| 38 | Oklahoma | $63,808 |
| 39 | Tennessee | $60,462 |
| 40 | New Mexico | $63,510 |
| 41 | Michigan | $57,971 |
| 42 | Maryland | $63,086 |
| 43 | West Virginia | $61,798 |
| 44 | Virginia | $62,762 |
| 45 | Hawaii | $43,746 |
| 46 | South Carolina | $56,407 |
| 47 | Alabama | $54,502 |
| 48 | Arkansas | $55,882 |
| 49 | Louisiana | $56,142 |
| 50 | Mississippi | $54,044 |
| 51 | Alaska | $53,420 |
Expert opinions on the best states for property underwriters
Are there any particularly good places in the United States for property underwriters to find work opportunities?
Janet Ruiz
Director – Strategic Communication, Insurance Information Institute
Underwriting jobs may be found at corporate home offices, specialized field offices, or regional offices of insurance companies. Insurance broker agencies also have underwriting positions. Commercial Business and Specialty, Auto and Homeowners insurance all use underwriters.
Property underwriter best states FAQs
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Updated January 8, 2025