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Property underwriter vs marine underwriter

The differences between property underwriters and marine underwriters can be seen in a few details. Each job has different responsibilities and duties. Additionally, a marine underwriter has an average salary of $77,871, which is higher than the $71,730 average annual salary of a property underwriter.

The top three skills for a property underwriter include CPCU, underwriting guidelines and insurance coverage. The most important skills for a marine underwriter are profitable business, risk analysis, and loss ratio.

Property underwriter vs marine underwriter overview

Property UnderwriterMarine Underwriter
Yearly salary$71,730$77,871
Hourly rate$34.49$37.44
Growth rate-4%-4%
Number of jobs11,64316,546
Job satisfaction--
Most common degreeBachelor's Degree, 75%Bachelor's Degree, 77%
Average age4444
Years of experience--

What does a property underwriter do?

Property Underwriters will require skills in underwriting guidelines, sales territories, CPCU, analysis, math, interpersonal communication, and a bachelor's degree in economics, business, accounting, finance, or mathematics for this career choice. Also, on-the-job training may be needed from senior underwriters and completion of certification programs. Paying an annual salary of $82K, those who choose this career will help determine coverage amounts and premiums on property. This may include houses, land, boats, cars, or other properties of sufficient value.

What does a marine underwriter do?

A marine underwriter provides insurance cover to necessary clients. The responsibilities of this position include providing insurance for naval vessels such as boats and ships and providing valuation for a vessel or cargo. To provide this valuation, they weigh in the value of the freight, the price of the vessel, and the area where the vessel operates. The valuation will ensure a client is adequately covered in cases of unforeseen losses.

Property underwriter vs marine underwriter salary

Property underwriters and marine underwriters have different pay scales, as shown below.

Property UnderwriterMarine Underwriter
Average salary$71,730$77,871
Salary rangeBetween $45,000 And $111,000Between $53,000 And $113,000
Highest paying CityBoston, MA-
Highest paying stateMassachusetts-
Best paying companyChubb-
Best paying industryFinance-

Differences between property underwriter and marine underwriter education

There are a few differences between a property underwriter and a marine underwriter in terms of educational background:

Property UnderwriterMarine Underwriter
Most common degreeBachelor's Degree, 75%Bachelor's Degree, 77%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Property underwriter vs marine underwriter demographics

Here are the differences between property underwriters' and marine underwriters' demographics:

Property UnderwriterMarine Underwriter
Average age4444
Gender ratioMale, 47.1% Female, 52.9%Male, 59.5% Female, 40.5%
Race ratioBlack or African American, 9.7% Unknown, 2.5% Hispanic or Latino, 9.9% Asian, 5.7% White, 71.9% American Indian and Alaska Native, 0.4%Black or African American, 8.1% Unknown, 2.5% Hispanic or Latino, 10.5% Asian, 5.6% White, 72.9% American Indian and Alaska Native, 0.4%
LGBT Percentage9%9%

Differences between property underwriter and marine underwriter duties and responsibilities

Property underwriter example responsibilities.

  • Review individual mortgage origination/post origination documentation and perform database research.
  • Review individual mortgage origination/post origination documentation and perform database research.

Marine underwriter example responsibilities.

  • Review individual mortgage origination/post origination documentation and perform database research.
  • Review individual mortgage origination/post origination documentation and perform database research.

Property underwriter vs marine underwriter skills

Common property underwriter skills
  • CPCU, 11%
  • Underwriting Guidelines, 10%
  • Insurance Coverage, 7%
  • Insurance Laws, 6%
  • Broker Relationships, 6%
  • Commercial Property, 6%
Common marine underwriter skills
  • Profitable Business, 25%
  • Risk Analysis, 17%
  • Loss Ratio, 13%
  • Business Development, 10%
  • Underwriting Authority, 8%
  • Profitable Book, 7%

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