How to hire an underwriting technician

How to hire an underwriting technician, step by step

Here's a step-by-step underwriting technician hiring guide:

• Step 1: Identify your hiring needs
• Step 2: Create an ideal candidate profile
• Step 3: Make a budget
• Step 4: Write an underwriting technician job description
• Step 5: Post your job
• Step 6: Interview candidates
• Step 7: Send a job offer and onboard your new underwriting technician
• Step 8: Go through the hiring process checklist

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1. Identify your hiring needs

   Before you start hiring an underwriting technician, identify what type of worker you actually need. Certain positions might call for a full-time employee, while others can be done by a part-time worker or contractor.

   Determine employee vs contractor status

   Is the person you're thinking of hiring a US citizen or green card holder?

   Yes

   No

   An underwriting technician's background is also an important factor in determining whether they'll be a good fit for the position. For example, underwriting technicians from different industries or fields will have radically different experiences and will bring different viewpoints to the role. You also need to consider the candidate's previous level of experience to make sure they'll be comfortable with the job's level of seniority.

   Here's a comparison of underwriting technician salaries for various roles:

   Type of Underwriting Technician	Description	Hourly rate
   Underwriting Technician	Insurance underwriters decide whether to provide insurance and under what terms. They evaluate insurance applications and determine coverage amounts and premiums.	$13-33
   Insurance Analyst	An insurance analyst provides analytical services to maintain an efficient workflow at insurance companies. They are typically in charge of evaluating insurance policies to identify possible risks for the policyholder and the company, validating client information, and reviewing insurance applications to ensure their accuracy... Show more	$16-42
   Commercial Lines Underwriter	Commercial lines underwriters are professionals who are responsible for reviewing corporate insurance applications to evaluate the risk involved and to approve or disapprove applicants. These underwriters are required to analyze the business information of their clients as well as monitor their activities to change insurance policies when risk is high or substandard... Show more	$21-50

   Show more

2. Create an ideal candidate profile

   Common skills:

   • Cancellations
   • Insurance Policies
   • Data Entry
   • Underwriting Guidelines
   • Underwriting Analysis
   • Worksheets
   • Underwriting Decisions
   • Insurance Applications
   • Underwriting Support
   • Workers Compensation
   • UW
   • Strong Analytical
   • Professional Customer Service
   • Financial Data

   Check all skills

   Responsibilities:

   • Generate business leads by promoting AIG's products and servicing.
   • Assist underwriters in expediting new business, processing endorsements and/or modifying existing policies while achieving broker relationships.
   • Work directly with independent agents and BCBS marketing department to analyze information and make eligibility decisions with strict timelines.
   • Order and code clues and MVRs for renewing umbrella policies.
   • Train staff members on the MMS system.
   • Evaluate new and renewal submissions as delegated by underwriters for prescribe criteria and clearance into AS400 invoicing system.

3. Make a budget

   Including a salary range in your underwriting technician job description is one of the best ways to attract top talent. An underwriting technician can vary based on:

   • Location. For example, underwriting technicians' average salary in mississippi is 56% less than in massachusetts.
   • Seniority. Entry-level underwriting technicians 59% less than senior-level underwriting technicians.
   • Certifications. An underwriting technician with certifications usually earns a higher salary.
   • Company. Working for an established firm or a new start-up company can make a big difference in an underwriting technician's salary.

   Average underwriting technician salary

   $44,704yearly

   $21.49 hourly rate

   ---

   Entry-level underwriting technician salary

   $28,000 yearly salary

   Updated December 19, 2025

4. Writing an underwriting technician job description

   A good underwriting technician job description should include a few things:

   • Summary of the role
   • List of responsibilities
   • Required skills and experience

   Including a salary range and the first name of the hiring manager is also appreciated by candidates. Here's an example of an underwriting technician job description:

   Underwriting technician job description example

   Work directly with the underwriter to ensure profitability and growth by classifying and pricing new business, renewal retention, coding and rating policies and processing endorsements. This position provides both underwriting and administrative support to the Underwriting Unit.
   Major Duties and Responsibilities:
   
   * Takes information from underwriters and agents on renewals, endorsements, and new business to correctly code and rate.
   * Directs requests for missing information to underwriters and agents.
   * Evaluates information and determines acceptance or referral to underwriters.
   * Manually and electronically rates policies, renewals, and endorsements. May also produce/issue quote letters, policies and endorsements.
   * Identify forms and endorsements used in policy construction for the purpose of distribution.
   * Answers routine questions regarding rating and processing for agents; participates in team-based problem solving.
   
   Qualifications
   
   Qualifications:
   
   * High School or GED required, College degree desired.
   * Basic understanding of insurance terminology.
   * Ability to multi- task and prioritize daily work flow.
   * Ability to work under time constraints in a fast paced, team environment.
   * Must have an attention to detail and the ability to analyze and interpret various documentation.
   * Proven experience with Microsoft office products.
   * Keen attention to detail.
   * Strong organizational and time management skills.
   * Good oral and written communications skills.
   * Effective collaboration skills; ability to work independently.
   * Strong interpersonal and customer service skills with both internal and external colleagues.
   
   EEO Statement
   
   At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion,and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin,ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law.Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliationagainst any individual who reports discrimination or harassment.

   Copy this example

   

5. Post your job

   To find underwriting technicians for your business, try out a few different recruiting strategies:

   • Consider internal talent. One of the most important talent pools for any company is its current employees.
   • Ask for referrals. Reach out to friends, family members, and your current work to ask if they know any underwriting technicians they would recommend.
   • Recruit at local colleges. Attend job fairs at local colleges to recruit entry-level underwriting technicians with the right educational background.
   • Social media platforms. LinkedIn, Facebook, and Twitter have more than 3.5 billion users, and they're a great place for company branding and reaching potential job candidates.

   To find underwriting technician candidates, you can consider the following options:

   • Post your job opening on Zippia or other job search websites.
   • Use niche websites that focus on engineering and technology jobs, such as efinancialcareers, financialjobsweb.com, careerbank, financial job bank.
   • Post your job on free job posting websites.

6. Interview candidates

   Recruiting underwriting technicians requires you to bring your A-game to the interview process. The first interview should introduce the company and the role to the candidate as much as they present their background experience and reasons for applying for the job. During later interviews, you can go into more detail about the technical details of the job and ask behavioral questions to gauge how they'd fit into your current company culture.

   It's also good to ask about candidates' unique skills and talents. You can move on to the technical interview if a candidate is good enough for the next step.

   The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

7. Send a job offer and onboard your new underwriting technician

   Once you've selected the best underwriting technician candidate for the job, it's time to write an offer letter. In addition to salary, this letter should include details about the benefits and perks you offer the candidate. Ensuring that your offer is competitive is essential, as qualified candidates may be considering other job opportunities. The candidate may wish to negotiate the terms of the offer, and you should be open to discussion. After you reach an agreement, the final step is formalizing the agreement with a contract.

   It's equally important to follow up with applicants who don't get the job with an email letting them know that the position has been filled.

   After that, you can create an onboarding schedule for a new underwriting technician. Human Resources and the hiring manager should complete Employee Action Forms. Human Resources should also ensure that onboarding paperwork is completed, including I-9s, benefits enrollment, federal and state tax forms, etc., and that new employee files are created.

8. Go through the hiring process checklist

   • Determine employee type (full-time, part-time, contractor, etc.)
   • Submit a job requisition form to the HR department
   • Define job responsibilities and requirements
   • Establish budget and timeline
   • Determine hiring decision makers for the role
   • Write job description
   • Post job on job boards, company website, etc.
   • Promote the job internally
   • Process applications through applicant tracking system
   • Review resumes and cover letters
   • Shortlist candidates for screening
   • Hold phone/virtual interview screening with first round of candidates
   • Conduct in-person interviews with top candidates from first round
   • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
   • Conduct background checks on top candidates
   • Check references of top candidates
   • Consult with HR and hiring decision makers on job offer specifics
   • Extend offer to top candidate(s)
   • Receive formal job offer acceptance and signed employment contract
   • Inform other candidates that the position has been filled
   • Set and communicate onboarding schedule to new hire(s)
   • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)

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