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Actuary vs finance analyst

The differences between actuaries and finance analysts can be seen in a few details. Each job has different responsibilities and duties. Additionally, an actuary has an average salary of $88,255, which is higher than the $69,887 average annual salary of a finance analyst.

The top three skills for an actuary include risk management, VBA and GAAP. The most important skills for a finance analyst are financial analysis, financial models, and financial data.

Actuary vs finance analyst overview

ActuaryFinance Analyst
Yearly salary$88,255$69,887
Hourly rate$42.43$33.60
Growth rate21%9%
Number of jobs13,566138,600
Job satisfaction--
Most common degreeBachelor's Degree, 83%Bachelor's Degree, 76%
Average age3940
Years of experience-4

What does an actuary do?

An actuary specializes in performing research and analysis to assess risks and help companies prepare for any financial disadvantages or impact it may bring. Their responsibilities revolve around coordinating with different departments to gather accurate data, maintain records of all transactions, evaluate the data through various processes, and develop new strategies to cut down costs and risks. An actuary is also responsible for performing clerical tasks such as producing reports through graphs and charts, preparing presentations, answering inquiries and concern, all while adhering to the company's policies and regulations.

What does a finance analyst do?

A finance analyst is responsible for evaluating a company's financial data and historical reports to assess investment opportunities and provide accurate financial statements in support of business strategies and company performance prediction. A financial analyst's duties also include suggesting recommendations to boost operations efficiency and grow revenues, researching the current market performance and economic trends to adjust budget goals as needed, and managing client portfolios. Finance analysts must have excellent critical and analytical thinking skills to identify the best actions for the company's profitability.

Actuary vs finance analyst salary

Actuaries and finance analysts have different pay scales, as shown below.

ActuaryFinance Analyst
Average salary$88,255$69,887
Salary rangeBetween $52,000 And $147,000Between $46,000 And $104,000
Highest paying CityNew York, NYSan Francisco, CA
Highest paying stateNew YorkConnecticut
Best paying companyPayPalThe Citadel
Best paying industryProfessionalFinance

Differences between actuary and finance analyst education

There are a few differences between an actuary and a finance analyst in terms of educational background:

ActuaryFinance Analyst
Most common degreeBachelor's Degree, 83%Bachelor's Degree, 76%
Most common majorMathematicsBusiness
Most common collegeUniversity of Notre DameUniversity of Pennsylvania

Actuary vs finance analyst demographics

Here are the differences between actuaries' and finance analysts' demographics:

ActuaryFinance Analyst
Average age3940
Gender ratioMale, 74.3% Female, 25.7%Male, 56.2% Female, 43.8%
Race ratioBlack or African American, 3.1% Unknown, 3.0% Hispanic or Latino, 5.1% Asian, 17.3% White, 71.4% American Indian and Alaska Native, 0.0%Black or African American, 5.6% Unknown, 4.5% Hispanic or Latino, 7.7% Asian, 14.1% White, 68.0% American Indian and Alaska Native, 0.1%
LGBT Percentage18%7%

Differences between actuary and finance analyst duties and responsibilities

Actuary example responsibilities.

  • Support the development and implementation of manually-rate renewal strategies, lead by a season FSA.
  • Manage the design, implementation and oversight of all insurance and reinsurancepricing functions and processes for corporation.
  • Complete several health and group annuities projects.
  • Administer payroll, conduct accounts reconciliations, and track all A/R and A/P.
  • Update duration calculation formula to deliver more reasonable behavior of A/E ratio in Alteryx.
  • Extract and analyze data by state using SAS in order to analyze and project Medicaid costs.
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Finance analyst example responsibilities.

  • Manage company asset accounts, wire funds to clients and record and structure amounts into QuickBooks.
  • Manage the UAT team involve in the testing of an enterprise accounting and project management software.
  • Manage customer portfolio to department KPI's, target balance, aging metrics, cash recovery and write-off tolerance.
  • Manage contract database and SalesForce for historical research and financial reporting purposes.
  • Manage and maintain information in worldwide-military database which include exemptions, transfers, retirements, and payroll records.
  • Accomplish project accounting functions including project costing, time reporting, project accruals and proper capitalization of development costs.
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Actuary vs finance analyst skills

Common actuary skills
  • Risk Management, 13%
  • VBA, 9%
  • GAAP, 5%
  • SAS, 5%
  • Health Insurance, 5%
  • Financial Reports, 5%
Common finance analyst skills
  • Financial Analysis, 9%
  • Financial Models, 5%
  • Financial Data, 5%
  • Strong Analytical, 4%
  • Variance Analysis, 4%
  • Hyperion, 3%

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