How to hire an agricultural loan officer

How to hire an agricultural loan officer, step by step

Here's a step-by-step agricultural loan officer hiring guide:

• Step 1: Identify your hiring needs
• Step 2: Create an ideal candidate profile
• Step 3: Make a budget
• Step 4: Write an agricultural loan officer job description
• Step 5: Post your job
• Step 6: Interview candidates
• Step 7: Send a job offer and onboard your new agricultural loan officer
• Step 8: Go through the hiring process checklist

What does an agricultural loan officer do?

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1. Identify your hiring needs

   Before you post your agricultural loan officer job, you should take the time to determine what type of worker your business needs. While certain jobs definitely require a full-time employee, it's sometimes better to find an agricultural loan officer for hire on a part-time basis or as a contractor.

   Determine employee vs contractor status

   Is the person you're thinking of hiring a US citizen or green card holder?

   Yes

   No

   You should also consider the ideal background you'd like them an agricultural loan officer to have before you start to hire. For example, what industry or field would you like them to have experience in, what level of seniority or education does the job require, and how much it'll cost to hire an agricultural loan officer that fits the bill.

   This list presents agricultural loan officer salaries for various positions.

   Type of Agricultural Loan Officer	Description	Hourly rate
   Agricultural Loan Officer	Loan officers evaluate, authorize, or recommend approval of loan applications for people and businesses.	$13-31
   Closer	The duties of a closer depend on one's line of work or industry of employment. Typically, their responsibilities revolve around liaising with clients to ensure that they understand and adhere to all terms of the agreement, completing all requirements and necessary documents, and maintaining records of all transactions... Show more	$9-19
   Loan Analyst	A loan analyst is responsible for determining the eligibility of loan applicants in purchasing loan services by analyzing their application documents, account statements, and financial and credit status. Loan analysts evaluate loan agreements and payment plans and explain feasibility to the customers and loan officers before granting the loan... Show more	$11-27

   Show more

2. Create an ideal candidate profile

   Common skills:

   • Loan Portfolio
   • Financial Statements
   • Loan Committee
   • Origination
   • Financial Data
   • Pest Management
   • Data Collection
   • Real Estate
   • Customer Relationships
   • Disease Management

   Responsibilities:

   • Follow up leads for refinance loans gather all applications and necessary paperwork to qualify applicants from origination to close of escrow.
   • Follow up leads for refinance loans gather all applications and necessary paperwork to qualify applicants from origination to close of escrow.
   • Establish linkages and networking with the local authorities and other NGOs for effective implementation of the programme.
   • Participate in small arms range live fire training and ammunition handling safety.

3. Make a budget

   Including a salary range in your agricultural loan officer job description is one of the best ways to attract top talent. An agricultural loan officer can vary based on:

   • Location. For example, agricultural loan officers' average salary in florida is 41% less than in new york.
   • Seniority. Entry-level agricultural loan officers 55% less than senior-level agricultural loan officers.
   • Certifications. An agricultural loan officer with certifications usually earns a higher salary.
   • Company. Working for an established firm or a new start-up company can make a big difference in an agricultural loan officer's salary.

   Average agricultural loan officer salary

   $43,755yearly

   $21.04 hourly rate

   ---

   Entry-level agricultural loan officer salary

   $29,000 yearly salary

   Updated January 23, 2026

   Average agricultural loan officer salary by state

   Rank	State	Avg. salary	Hourly rate
   1	California	$49,545	$24
   2	Illinois	$48,395	$23
   3	Iowa	$45,986	$22
   4	Idaho	$41,324	$20
   5	Indiana	$37,783	$18

   Average agricultural loan officer salary by company

   Company

   Rank	Company	Average salary	Hourly rate	Job openings
   1	GPAC	$54,714	$26.30
   2	MRI The Boston Group	$49,373	$23.74
   3	Management Recruiters International(MRI)	$46,646	$22.43	79
   4	Union Bank & Trust	$45,174	$21.72
   5	Horizon Bank	$42,927	$20.64	19
   6	D.L. Evans Bank	$42,608	$20.48
   7	San Bernardino County	$30,746	$14.78

4. Writing an agricultural loan officer job description

   A job description for an agricultural loan officer role includes a summary of the job's main responsibilities, required skills, and preferred background experience. Including a salary range can also go a long way in attracting more candidates to apply, and showing the first name of the hiring manager can also make applicants more comfortable. As an example, here's an agricultural loan officer job description:

   Agricultural loan officer job description example

   • Ensures that customers' requests and questions are promptly resolved
   • Interviews, takes applications, and processes preliminary documentation on loan requests, discussing loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from customers
   • Completes lending operations in accordance with established Bank policies and legal requirements
   • Informs customers of Bank loan policies and services
   • Coordinates functions with related departments and Branches and provides support as needed
   • Analyzes and evaluates loan requests and approves loan within specified limits or prepares written submission for consideration by the Senior Lender, Regional Credit Officer, or Senior Loan Committee if over individual limit
   • Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems
   • Helps review construction loan advances on commercial properties
   • Conducts property inspections as assigned
   • Reviews loan reports to identified maturing or matured loans and is proactive in completing renewal paperwork or processing a decline
   • Helps with the collection of delinquent accounts
   • Establishes and maintains effective and professional business relations with customers and trade professionals
   • Educates customers regarding bank products and services requested and how they can better serve their individual financial needs
   • Meets with applicants whose loans are denied and explains reasons and alternatives
   • May indirectly or directly supervise loan personnel and/or lending assistants, ensuring that high quality work and efficiency in operations are maintained
   • May determine work methods and flow through assigning, directing, coordinating, and reviewing tasks
   • Attends assigned training sessions and stays current on new procedures and policies
   • Markets commercial loans and cross-sells other bank products and services
   • Stays informed regarding changes in lending standards and related legal requirements
   • Promotes D.L. Evans Bank at all times and serves as a representative in the community
   • Completes required reports and records accurately and promptly
   • Maintains the professional reputation of D.L. Evans Bank
   • Helps other area personnel as required
   • Keeps management informed of area activities and any significant problems or concerns
   • Attends and participates in meetings and committees as required
   • Completes special projects as assigned

   Company Description

   D.L. Evans Bank is a community bank and has been since 1904. For many years, we have provided premier banking services to the residents of Southern Idaho and Northern Utah while fostering a working environment for our employees dedicated to teamwork and excellent customer service. If you are a dynamic and customer-driven individual, whether an experienced banker or just beginning your career, we encourage you to continue with this applicant friendly, online job application!
   
   D.L. Evans Bank is an Equal Opportunity Employer (EOE/AA/W/M/Vets/Disabled). VEVRAA Federal Contractor.

   Benefits

   • Medical Insurance
   • Dental Insurance
   • Vision Insurance
   • FSA
   • 401(k)
   • Employee Stock Ownership Plan
   • Paid Vacation
   • Sick Time
   • Life Insurance
   • Long-term Disability Insurance

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5. Post your job

   To find agricultural loan officers for your business, try out a few different recruiting strategies:

   • Consider internal talent. One of the most important talent pools for any company is its current employees.
   • Ask for referrals. Reach out to friends, family members, and your current work to ask if they know any agricultural loan officers they would recommend.
   • Recruit at local colleges. Attend job fairs at local colleges to recruit entry-level agricultural loan officers with the right educational background.
   • Social media platforms. LinkedIn, Facebook, and Twitter have more than 3.5 billion users, and they're a great place for company branding and reaching potential job candidates.

   Post your job online:

   • Post your agricultural loan officer job on Zippia to find and recruit agricultural loan officer candidates who meet your exact specifications.
   • Use field-specific websites.
   • Post a job on free websites.

6. Interview candidates

   Your first interview with agricultural loan officer candidates should focus on their interest in the role and background experience. As the hiring process goes on, you can learn more about how they'd fit into the company culture in later rounds of interviews.

   It's also good to ask about candidates' unique skills and talents to see if they match your ideal candidate profile. If you think a candidate is good enough for the next step, you can move on to the technical interview.

   The right interview questions can help you assess a candidate's hard skills, behavioral intelligence, and soft skills.

7. Send a job offer and onboard your new agricultural loan officer

   Once you have selected a candidate for the agricultural loan officer position, it is time to create an offer letter. In addition to salary, the offer letter should include details about benefits and perks that are available to the employee. Ensuring your offer is competitive is vital, as qualified candidates may be considering other job opportunities. The candidate may wish to negotiate the terms of the offer, and it is important to be open to discussion and reach a mutually beneficial agreement. After the offer has been accepted, it is a good idea to formalize the agreement with a contract.

   It's equally important to follow up with applicants who don't get the job with an email letting them know that the position has been filled.

   After that, you can create an onboarding schedule for a new agricultural loan officer. Human Resources and the hiring manager should complete Employee Action Forms. Human Resources should also ensure that onboarding paperwork is completed, including I-9s, benefits enrollment, federal and state tax forms, etc., and that new employee files are created.

8. Go through the hiring process checklist

   • Determine employee type (full-time, part-time, contractor, etc.)
   • Submit a job requisition form to the HR department
   • Define job responsibilities and requirements
   • Establish budget and timeline
   • Determine hiring decision makers for the role
   • Write job description
   • Post job on job boards, company website, etc.
   • Promote the job internally
   • Process applications through applicant tracking system
   • Review resumes and cover letters
   • Shortlist candidates for screening
   • Hold phone/virtual interview screening with first round of candidates
   • Conduct in-person interviews with top candidates from first round
   • Score candidates based on weighted criteria (e.g., experience, education, background, cultural fit, skill set, etc.)
   • Conduct background checks on top candidates
   • Check references of top candidates
   • Consult with HR and hiring decision makers on job offer specifics
   • Extend offer to top candidate(s)
   • Receive formal job offer acceptance and signed employment contract
   • Inform other candidates that the position has been filled
   • Set and communicate onboarding schedule to new hire(s)
   • Complete new hire paperwork (i9, benefits enrollment, tax forms, etc.)

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How much does it cost to hire an agricultural loan officer?