Commercial credit reviewer skills for your resume and career

Updated January 8, 2025

1 min read

Below we've compiled a list of the most critical commercial credit reviewer skills. We ranked the top skills for commercial credit reviewers based on the percentage of resumes they appeared on. For example, 37.2% of commercial credit reviewer resumes contained capital markets as a skill. Continue reading to find out what skills a commercial credit reviewer needs to be successful in the workplace.

7 commercial credit reviewer skills for your resume and career

1. Capital Markets

Capital markets refer to venues, areas, or spaces where individuals and businesses have their investments and savings stored and the processes done between the suppliers who possess capital and others who need the capital. It majorly concerns raising money in dealing with bonds, shares, and any other long-term investments.

Here's how commercial credit reviewers use capital markets:

Resolve identified risks to ensure loan product eligible for Capital Markets investment.

2. Financial Statements

A financial statement is a report of an individual or a company that includes all the information about the declared assets, the use of money, income, and also the contribution of shareholders over a certain period.

Here's how commercial credit reviewers use financial statements:

Review and analyze historical business financial trends and personal financial statements/credit reports and other supporting documentation to determine credit risk.
Reviewed and analyzed monthly dealership financial statements to ensure capitalization covenants were maintained; delivered recommendations to Dealer Credit Manager.

3. Credit Policy

A credit policy encompasses guidelines that constitute the amount of credit granted, along with means and methods of collections for delinquent accounts. A credit policy typically addresses credit terms, credit limits, information requirements, and collection progression. The credit policy is tweaked to match business strategies and reflect any change in economic conditions.

Here's how commercial credit reviewers use credit policy:

Provide management to affiliate banks for special projects related to Credit Policy and/or Accounting.
Maintained in-depth understanding of all credit policies and procedures Identified acceptable credit policy exceptions that still ensure superior asset quality.

4. Financial Data

Here's how commercial credit reviewers use financial data:

Review, analyze and understand financial data, collateral documentation and other credit issues.
Conducted investigations and analyses of complex financial data to assist Loan Officers in the credit extension decision-making process.

5. Financial Performance

Here's how commercial credit reviewers use financial performance:

Prepared credit summaries detailing historical and projected financial performance, financial analysis, project economics, and overall risk assessment.
Prepared underwriting documents to analyze company's financial performance and ability to repay loan.

6. Credit Approval

Here's how commercial credit reviewers use credit approval:

Executed due diligence, interviewed with corporate executives applying for credit and provided recommendation of credit approval.
Credit approval process included business financial analysis, personal financial analysis, global financial analysis, industry, and project analysis.

7. Asset Quality

Here's how commercial credit reviewers use asset quality:

Worked with lenders and credit staff to achieve needed improvements in asset quality, documentation, operating systems and regulatory issues.
Improved asset quality 100% by pro-actively changing the credit culture and practices of the bank.

What skills help Commercial Credit Reviewers find jobs?

Tell us what job you are looking for, we’ll show you what skills employers want.

List of commercial credit reviewer skills to add to your resume

The most important skills for a commercial credit reviewer resume and required skills for a commercial credit reviewer to have include:

Capital Markets
Financial Statements
Credit Policy

Financial Data
Financial Performance
Credit Approval

Asset Quality

Updated January 8, 2025

Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Updated January 8, 2025

Browse office and administrative jobs