Post job

Commercial lines underwriter education requirements

Updated January 8, 2025
4 min read

There are several educational requirements to become a commercial lines underwriter. Commercial lines underwriters usually study business, insurance, or finance. 77% of commercial lines underwriters hold a bachelor's degree, and 12% hold an associate degree. We analyzed 1,460 real commercial lines underwriter resumes to see exactly what commercial lines underwriter education sections show.

The most common colleges for commercial lines underwriters are the University of Phoenix and the University of Phoenix.

There are also many online commercial lines underwriter courses to help get the education required to be a commercial lines underwriter.

There are certain commercial lines underwriter certifications that you should consider. These commercial lines underwriter certifications include Associate in General Insurance (AINS) and Chartered Property Casualty Underwriter (CPCU).

What education do you need to become a commercial lines underwriter?

What degree do you need to be a commercial lines underwriter?

The most common degree for commercial lines underwriters is bachelor's degree, with 77% of commercial lines underwriters earning that degree. The second and third most common degree levels are associate degree degree at 12% and associate degree degree at 6%.
  • Bachelor's, 77%
  • Associate, 12%
  • Master's, 6%
  • High School Diploma, 4%
  • Other Degrees, 1%

What should I major in to become a commercial lines underwriter?

You should major in business to become a commercial lines underwriter. 36% of commercial lines underwriters major in business. Other common majors for a commercial lines underwriter include insurance and finance.

Most common colleges for commercial lines underwriters

Commercial lines underwriters often get their degrees at University of Phoenix, University of Wisconsin Colleges, and University of Cincinnati. Here are the most common colleges for commercial lines underwriters in the US based on their resumes.
Commercial lines underwriter common collegePercentages
University of Phoenix11.36%
University of Wisconsin Colleges9.09%
University of Cincinnati8.33%
Temple University6.82%
Florida State University6.82%

Best majors for commercial lines underwriters

RankMajorPercentages
1Business36.4%
2Insurance8.8%
3Finance8.2%
4Marketing5.8%
5Political Science4.6%

Best colleges for commercial lines underwriters

The best colleges for commercial lines underwriters are University of Pennsylvania, Northwestern University, and Boston University.

A commercial lines underwriter with advanced education typically earns a higher salary and has access to better jobs. That's why Zippia looked into the best colleges for commercial lines underwriters. We based this list on several metrics: admissions rate, retention rate, mean earnings of graduates, the ratio of working vs. non-working students ten years after admission, the average cost of attendance, and median debt for graduates who become commercial lines underwriters.

1. University of Pennsylvania

Philadelphia, PA • Private

In-state tuition

$55,584

Enrollment

10,764

2. Boston University

Boston, MA • Private

In-state tuition

$53,948

Enrollment

17,238

3. University of Minnesota - Twin Cities

Minneapolis, MN • Private

In-state tuition

$14,760

Enrollment

31,451

4. Northwestern University

Evanston, IL • Private

In-state tuition

$54,568

Enrollment

8,451

5. University of Southern California

Los Angeles, CA • Private

In-state tuition

$56,225

Enrollment

19,548

6. SUNY at Binghamton

Vestal, NY • Private

In-state tuition

$9,808

Enrollment

13,990

7. Ball State University

Muncie, IN • Private

In-state tuition

$9,896

Enrollment

15,529

8. Florida State University

Tallahassee, FL • Private

In-state tuition

$5,656

Enrollment

32,072

9. Butler University

Indianapolis, IN • Private

In-state tuition

$41,120

Enrollment

4,553

10. University of Wisconsin - Madison

Madison, WI • Private

In-state tuition

$10,555

Enrollment

30,360

20 best online courses for commercial lines underwriters

Advertising disclosure

1. Multifamily Real Estate Underwriting Masterclass

udemy
4.3
(270)

Learn how you can start underwriting deals today!...

2. Intro to Commercial Credit Analysis, Credit Risk and Lending

udemy
4.4
(2,213)

Commercial Credit Underwriting Lending & Commercial Credit Financial Analysis Credit Risk Foundations...

3. Internationally Accredited Diploma in Weight Loss

udemy
4.7
(1,386)

Learn the science, habits, strategies to lose weight in a healthy manner and keep it off permanently...

4. U.S. Residential Real Estate, Property & Mortgage Business

udemy
4.6
(2,324)

Property & Mortgage Underwriting Loan Processing Financial Analysis Mortgage Operations Origination...

5. Customer Retention: Maximise Your Profits

udemy
4.6
(481)

How CRM, Customer Care, Customer Service, Customer Satisfaction, and Customer Experience will 10X your profits...

6. Renewable Energy

udemy
4.3
(1,485)

Future Potential, Technologies, and Policies...

7. ESG Reporting for Businesses

udemy
4.2
(294)

ESG Reporting - from beginner to expert...

8. Learn SSRS SQL Reporting & Business Intelligence Essentials

udemy
4.3
(1,080)

SQL Reporting using SSRS gives you hands-on knowledge to make great SQL reports with Business Intelligence essentials...

9. Weight-Loss Coaching - ACCREDITED CERTIFICATE

udemy
4.6
(641)

Work from home: Online marketing, Life coaching, Build Online Business, psychology of eating disorders, food addiction...

10. Crystal Reports for SAP Business One Mastery Training Course

udemy
4.4
(995)

Learn how to easily create and modify SAP Business One reports and layouts using Crystal Reports...

11. Weight Loss And Nutrition: Lose Fat & Get Your Dream Body

udemy
4.7
(2,115)

Learn The Truth About Dieting For Weight Loss, Healthy Eating, Meal Planning, Fat Loss, Weight Loss Motivation...

12. Weight Loss for Life with Mini Habits

udemy
4.2
(556)

Stop Dieting, Make Healthy Living Easy, and Form New Habits...

13. Start Improving Customer Service

udemy
4.8
(2,040)

Creating a Customer Service advantage in Your department or business through communication and Customer Management...

14. Onboarding New Employees: Increase retention and performance

udemy
4.5
(1,608)

Learn how to optimize your onboarding process to enable new hires to be productive and efficient as soon as they start...

15. Advanced Renewable Energy Financial Modeling

udemy
4.6
(414)

Learn how to build an integrated project finance model for renewable energy investments from scratch...

16. Operational Risks Management ORM

udemy
4.3
(1,174)

Operational Risks Management ORM Case Studies for Risk Management, Compliance, Audit, IS Security, Banking Professionals...

17. Business Continuity Management & ISO 22301 - Complete Guide

udemy
4.6
(371)

Learn Business Continuity Management from Organizational Resilience, Risk Management & Business Management perspectives!...

18. SQL Server Reporting Services Part 2 (SSRS)

udemy
4.5
(956)

SQL Server Reporting Services Part 2 (SSRS): Deployment, Security, Report Builder, Mobile Report Publisher...

19. Your Customer Service Toolbox: Best Practices for Beginners

udemy
4.5
(4,101)

Excel as a front-line customer service agent using problem-solving & relationship-building skills, etiquette, and more...

20. Intermittent Fasting: Fast Weight Loss That Lasts

udemy
4.7
(494)

The Complete Guide to Using Intermittent Fasting to Lose Fat, Build Muscle, and Keep the Weight Off Forever...

Top 10 most affordable universities for commercial lines underwriters

The most affordable schools for commercial lines underwriters are Baruch College of the City University of New York, university of florida, and florida state university.

If the best universities for commercial lines underwriters are out of your price range, check out these affordable schools. After factoring in in-state tuition and fees, the average cost of attendance, admissions rate, average net price, and mean earnings after six years, we found that these are the most affordable schools for commercial lines underwriters.

1. Baruch College of the City University of New York

New York, NY • Private

In-state tuition

$7,262

Cost of attendance

14,046

2. University of Florida

Gainesville, FL • Private

In-state tuition

$6,381

Cost of attendance

21,034

3. Florida State University

Tallahassee, FL • Private

In-state tuition

$5,656

Cost of attendance

21,623

4. USF Sarasota-Manatee

Sarasota, FL • Private

In-state tuition

$5,587

Cost of attendance

13,043

5. SUNY Farmingdale

Farmingdale, NY • Private

In-state tuition

$8,306

Cost of attendance

16,091

6. Brigham Young University

Provo, UT • Private

In-state tuition

$5,620

Cost of attendance

18,136

7. California State University - Fullerton

Fullerton, CA • Private

In-state tuition

$6,886

Cost of attendance

17,645

8. Brooklyn College of the City University of New York

Brooklyn, NY • Private

In-state tuition

$7,240

Cost of attendance

13,991

9. California State University - Dominguez Hills

Carson, CA • Private

In-state tuition

$6,942

Cost of attendance

14,469

10. Florida Atlantic University

Boca Raton, FL • Private

In-state tuition

$4,831

Cost of attendance

19,559

Top 10 hardest universities to get into for commercial lines underwriters

The hardest universities for commercial lines underwriters to get into are University of Pennsylvania, Northwestern University, and Boston University.

Some great schools for commercial lines underwriters are hard to get into, but they also set your career up for greater success. The list below shows the most challenging universities to get into for commercial lines underwriters based on an institution's admissions rates, average SAT scores accepted, median ACT scores accepted, and mean earnings of students six years after admission.

1. University of Pennsylvania

Philadelphia, PA • Private

Admissions rate

8%

SAT average

1,492

2. Northwestern University

Evanston, IL • Private

Admissions rate

8%

SAT average

1,508

3. Boston University

Boston, MA • Private

Admissions rate

22%

SAT average

1,420

4. University of Southern California

Los Angeles, CA • Private

Admissions rate

13%

SAT average

1,445

5. New York University

New York, NY • Private

Admissions rate

20%

SAT average

1,419

6. Carnegie Mellon University

Pittsburgh, PA • Private

Admissions rate

17%

SAT average

1,507

7. Washington University in St Louis

Saint Louis, MO • Private

Admissions rate

15%

SAT average

1,506

8. Boston College

Chestnut Hill, MA • Private

Admissions rate

28%

SAT average

1,429

9. Northeastern University

Boston, MA • Private

Admissions rate

19%

SAT average

1,466

10. University of Rochester

Rochester, NY • Private

Admissions rate

29%

SAT average

1,422

Top 10 easy-to-apply-to universities for commercial lines underwriters

The easiest schools for commercial lines underwriters to get into are Notre Dame de Namur University, oklahoma wesleyan university, and la roche college.

Some schools are much easier to get into. If you want to start your career as a commercial lines underwriter without much hassle, check out the list of schools where you will be accepted in no time. We compiled admissions rates, average SAT scores, average ACT scores, and average salary of students six years after graduation to uncover which were the easiest schools to get into for commercial lines underwriters.

1. Notre Dame de Namur University

Belmont, CA • Private

Admissions rate

82%

SAT average

983

2. Oklahoma Wesleyan University

Bartlesville, OK • Private

Admissions rate

68%

SAT average

964

3. La Roche College

Pittsburgh, PA • Private

Admissions rate

99%

SAT average

1,008

4. Holy Names University

Oakland, CA • Private

Admissions rate

70%

SAT average

849

5. University of Houston - Downtown

Houston, TX • Private

Admissions rate

83%

SAT average

1,012

6. Notre Dame College

Cleveland, OH • Private

Admissions rate

90%

SAT average

994

7. Barry University

Miami, FL • Private

Admissions rate

91%

SAT average

1,006

8. Felician University

Lodi, NJ • Private

Admissions rate

81%

SAT average

999

9. William Paterson University of New Jersey

Wayne, NJ • Private

Admissions rate

93%

SAT average

994

10. University of North Texas at Dallas

Dallas, TX • Private

Admissions rate

83%

SAT average

992

Average commercial lines underwriter salary by education level

According to our data, commercial lines underwriters with a Master's degree earn the highest average salary, at $89,884 annually. Commercial lines underwriters with a Bachelor's degree earn an average annual salary of $75,855.
Commercial lines underwriter education levelCommercial lines underwriter salary
Master's Degree$89,884
High School Diploma or Less$56,021
Bachelor's Degree$75,855
Some College/ Associate Degree$57,689

Commercial lines underwriter education FAQs

Search for commercial lines underwriter jobs

Updated January 8, 2025

Zippia Research Team
Zippia Team

Editorial Staff

The Zippia Research Team has spent countless hours reviewing resumes, job postings, and government data to determine what goes into getting a job in each phase of life. Professional writers and data scientists comprise the Zippia Research Team.

Browse business and financial jobs