Corporate banking officer job description
Updated March 14, 2024
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Example corporate banking officer requirements on a job description
Corporate banking officer requirements can be divided into technical requirements and required soft skills. The lists below show the most common requirements included in corporate banking officer job postings.
Sample corporate banking officer requirements
- Bachelor's degree in finance or related field
- Strong knowledge of banking regulations
- Advanced understanding of financial products
- Proficiency with data analysis tools
- Excellent customer service skills
Sample required corporate banking officer soft skills
- Strong communication and interpersonal skills
- Ability to manage multiple tasks simultaneously
- High level of accuracy and attention to detail
- Problem-solving and decision-making abilities
- Proactive and organized approach to work
Corporate banking officer job description example 1
Citi corporate banking officer job description
The MC Non-Bank Financial Institutions ("NBFI" NAM Industry Head is responsible for managing Citi's Commercial Bank ("CCB") coverage effort for corporate clients in this newly formed industry segment with revenues from $100MM to $3B+. The NBFI team will consist of over 20 professionals located in offices throughout the United States. The NBFI Industry is expected to be a key component of the expected growth of the Commercial Bank with a corresponding expectation that the size of the team will continue to grow in the coming years.
A strong understanding and experience in covering the NBFI industries including Insurance, Investment Funds, Asset Managers, Titling and others, as well as the current competition in this space for financial services is essential to the commercial objectives of the business. This position will require the person to execute a growth strategy that aligns with CCB and Institutional Clients Group ("ICG") expectations and developing the experience and knowledge within the team for successful execution. Excellent communication skills required to present and negotiate internally, often at a senior level. Accountable for end results, budgeting, planning, policy formulation and contribution to future strategy of the area(s). Full management responsibility for multiple teams, including management of people, budget and planning, to include duties such as performance evaluation, compensation, hiring, disciplinary actions and terminations and budget approval. This role will report directly the CCB NAM Head of Mid -Corporates.
Responsibilities:
* Drive innovation on the solutions we provide clients through partnerships with product specialists and subject matter experts, while structuring deals that balance risk and reward.
* Manage a growing team of Bankers, Relationship Associates and Associates in delivering the bank to the clients while developing their skills and capabilities
* Execution of strategic initiatives launched centrally at all levels, including global coordination with other regions and working closely with other areas of Citi's Institutional Client Group
* Drive complex multi-product solutions across multiple geographies, such as cash management solutions, coordinated hedging solutions, and capital raising solutions, etc.
* Work closely with Credit Loan Management and Independent Risk to ensure the establishment of new credit relationships as well as the monitoring of the existing credit portfolio
* Ensure compliance with regulatory requirements and Citi's policies / guidelines at all times
* Attracting, retaining, and motivating a team, along with responsibility for managing a budget and meeting team performance goals, including robust new client acquisitions
Qualifications:
* 15+ years of commercial/corporate banking experience with extensive experience covering the NBFI space and the unique solutions required for these companies
* In-depth knowledge of all aspects of commercial/corporate banking products including cash management, derivatives, syndicated and bilateral loans, capital markets issuances, trade, etc.
* Possesses sound judgment and is creative in providing structured solutions to bank clients
* Significant experience with credit decision making authority, with experience in complex capital structures and cross border transactions
* Multi-year experience pitching and executing capital markets solutions, including joint calling with investment bankers as well as independently is desired.
* Tangible knowledge of competitors and how to successfully select a target market and position Citi to win.
* Must be able to actively engage with senior management within US and Global Commercial Bank, as well as the Banking, Capital Markets, and Advisory team,
* Advanced level credit skills with the expectation to be appointed a senior credit officer soon after assuming the role
* Ability to work effectively in team setting
* Able to effectively interact with a variety of internal and external constituencies
* Proven track record of successfully managing and leading teams through complex change; a reputation for retaining, attracting and developing talent
* Proven leadership ability with excellent interpersonal communication skills
* Must have a sharp business development focus and demonstrate innovative approaches
* Able to quickly adapt priorities based on the latest data insights
Education:
* Bachelor's/University degree, Masters degree preferred
A strong understanding and experience in covering the NBFI industries including Insurance, Investment Funds, Asset Managers, Titling and others, as well as the current competition in this space for financial services is essential to the commercial objectives of the business. This position will require the person to execute a growth strategy that aligns with CCB and Institutional Clients Group ("ICG") expectations and developing the experience and knowledge within the team for successful execution. Excellent communication skills required to present and negotiate internally, often at a senior level. Accountable for end results, budgeting, planning, policy formulation and contribution to future strategy of the area(s). Full management responsibility for multiple teams, including management of people, budget and planning, to include duties such as performance evaluation, compensation, hiring, disciplinary actions and terminations and budget approval. This role will report directly the CCB NAM Head of Mid -Corporates.
Responsibilities:
* Drive innovation on the solutions we provide clients through partnerships with product specialists and subject matter experts, while structuring deals that balance risk and reward.
* Manage a growing team of Bankers, Relationship Associates and Associates in delivering the bank to the clients while developing their skills and capabilities
* Execution of strategic initiatives launched centrally at all levels, including global coordination with other regions and working closely with other areas of Citi's Institutional Client Group
* Drive complex multi-product solutions across multiple geographies, such as cash management solutions, coordinated hedging solutions, and capital raising solutions, etc.
* Work closely with Credit Loan Management and Independent Risk to ensure the establishment of new credit relationships as well as the monitoring of the existing credit portfolio
* Ensure compliance with regulatory requirements and Citi's policies / guidelines at all times
* Attracting, retaining, and motivating a team, along with responsibility for managing a budget and meeting team performance goals, including robust new client acquisitions
Qualifications:
* 15+ years of commercial/corporate banking experience with extensive experience covering the NBFI space and the unique solutions required for these companies
* In-depth knowledge of all aspects of commercial/corporate banking products including cash management, derivatives, syndicated and bilateral loans, capital markets issuances, trade, etc.
* Possesses sound judgment and is creative in providing structured solutions to bank clients
* Significant experience with credit decision making authority, with experience in complex capital structures and cross border transactions
* Multi-year experience pitching and executing capital markets solutions, including joint calling with investment bankers as well as independently is desired.
* Tangible knowledge of competitors and how to successfully select a target market and position Citi to win.
* Must be able to actively engage with senior management within US and Global Commercial Bank, as well as the Banking, Capital Markets, and Advisory team,
* Advanced level credit skills with the expectation to be appointed a senior credit officer soon after assuming the role
* Ability to work effectively in team setting
* Able to effectively interact with a variety of internal and external constituencies
* Proven track record of successfully managing and leading teams through complex change; a reputation for retaining, attracting and developing talent
* Proven leadership ability with excellent interpersonal communication skills
* Must have a sharp business development focus and demonstrate innovative approaches
* Able to quickly adapt priorities based on the latest data insights
Education:
* Bachelor's/University degree, Masters degree preferred
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Corporate banking officer job description example 2
Cambridge Savings Bank corporate banking officer job description
CORPORATE BANKING LOAN OFFICER
Summary:
Under the supervision of the SVP, Corporate Banking, develops and coordinate services for a wide variety of commercial account relationships. Originate structure and extend loans to credit worthy borrowers through facilities such as lines of credit, equipment loans and term loans. Coordinate the ongoing management of loans to ensure proper documentation and continued loan quality. Plan and direct a focused calling and business development program for companies ranging from $5MM to $100MM in revenues, with financing needs ranging from $750M to $15MM, located primarily within eastern Massachusetts.
Key Result Areas:
+ Create and manage a calling program focused on prospects, customers and referral sources that leads to a minimum of $10 MM in annual loan production.
+ Review loan applications, interview applicants and request necessary information, such as financial and operating statements to evaluate loan requests, manage, structure and negotiate credit terms as well as identify other opportunities for CSB.
+ Organize data and evaluate the credit worthiness of the prospective borrower according to CSB guidelines and policies.
+ Prepare and maintain required and appropriate documentation, and ensure that necessary follow-up is coordinated and accomplished on a timely basis.
+ Within approved loan authority, extend new commercial loans of good quality.
+ Present for approval relevant data and recommendations to SVP, Corporate Banking, for all new lending opportunities.
+ Build deposits from customers and prospects to help fund loans.
+ Manage the underwriting of loan proposals and present to Loan Committee.
+ Interface with other areas in the Bank (i.e. credit, loan servicing & corporate services) to ensure that all loan relationships are developed and maintained properly.
+ Cross sell other Bank services plus corporate service (i.e., Cash Management, CATNA)
+ Manage existing loan portfolio to ensure credit quality and to minimize loan losses. Review maturing loans and present for renewal if applicable.
+ Assist in the implementation of a Contact Management and Pipeline management system for the groups business development and management reporting needs.
+ Assist in resolving commercial business loan delinquencies as well as servicing issues.
+ Review and approve overdrafts within loan authority of commercial customers.
+ Participate in community affairs to increase the Bank's visibility and to enhance new business opportunities.
+ Keep abreast of local and national economic, financial, political and legislative events and climates which could have an impact on lending activities.
+ Establish and maintain effective working relationships with other employees and customers.
+ Assist in the resolution of customer problems and/or complaints.
+ Contribute to the effective team management of all bank-related problems, issues and opportunities.
+ Perform additional duties as required.
Qualifications:
+ Bachelor's College education preferred.
+ Thorough knowledge and understanding of relationship banking (i.e.: Lending Products, Depository and Cash Management and Trust Services.)
+ 5 - 10 years' commercial lending experience, within the Eastern Massachusetts Corporate Banking Marketplace.
+ Solid negotiation skills.
+ Strong communication and interpersonal skills.
+ Strong analytical skills.
+ Ability to anticipate and identify customer needs and business opportunities.
+ Knowledge of commercial lending regulations, underwriting standards and proper loan documentation.
+ Proven PC skills.
+ Ability to work independently on unstructured projects with limited direction.
+ Strong internal and external customer service skills.
The above description covers the most significant major responsibilities but does not exclude other occasional responsibilities and accountabilities the inclusion of which would be in conformity with the major purpose of this job.
Location:
Waltham, Massachusetts
About Cambridge Savings Bank:
Cambridge Savings Bank is a full-service financial institution with approximately $5 billion in assets that is committed to improving the quality of life in the communities it serves. One of the oldest and largest community banks in Massachusetts, Cambridge Savings Bank offers a full line of individual and business banking services and has branches located in Arlington, Bedford, Belmont, Burlington, Cambridge, Charlestown, Concord, Lexington, Melrose, Newton, and Watertown.
Cambridge Savings Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. We are a VEVRAA Federal Contractor.
Summary:
Under the supervision of the SVP, Corporate Banking, develops and coordinate services for a wide variety of commercial account relationships. Originate structure and extend loans to credit worthy borrowers through facilities such as lines of credit, equipment loans and term loans. Coordinate the ongoing management of loans to ensure proper documentation and continued loan quality. Plan and direct a focused calling and business development program for companies ranging from $5MM to $100MM in revenues, with financing needs ranging from $750M to $15MM, located primarily within eastern Massachusetts.
Key Result Areas:
+ Create and manage a calling program focused on prospects, customers and referral sources that leads to a minimum of $10 MM in annual loan production.
+ Review loan applications, interview applicants and request necessary information, such as financial and operating statements to evaluate loan requests, manage, structure and negotiate credit terms as well as identify other opportunities for CSB.
+ Organize data and evaluate the credit worthiness of the prospective borrower according to CSB guidelines and policies.
+ Prepare and maintain required and appropriate documentation, and ensure that necessary follow-up is coordinated and accomplished on a timely basis.
+ Within approved loan authority, extend new commercial loans of good quality.
+ Present for approval relevant data and recommendations to SVP, Corporate Banking, for all new lending opportunities.
+ Build deposits from customers and prospects to help fund loans.
+ Manage the underwriting of loan proposals and present to Loan Committee.
+ Interface with other areas in the Bank (i.e. credit, loan servicing & corporate services) to ensure that all loan relationships are developed and maintained properly.
+ Cross sell other Bank services plus corporate service (i.e., Cash Management, CATNA)
+ Manage existing loan portfolio to ensure credit quality and to minimize loan losses. Review maturing loans and present for renewal if applicable.
+ Assist in the implementation of a Contact Management and Pipeline management system for the groups business development and management reporting needs.
+ Assist in resolving commercial business loan delinquencies as well as servicing issues.
+ Review and approve overdrafts within loan authority of commercial customers.
+ Participate in community affairs to increase the Bank's visibility and to enhance new business opportunities.
+ Keep abreast of local and national economic, financial, political and legislative events and climates which could have an impact on lending activities.
+ Establish and maintain effective working relationships with other employees and customers.
+ Assist in the resolution of customer problems and/or complaints.
+ Contribute to the effective team management of all bank-related problems, issues and opportunities.
+ Perform additional duties as required.
Qualifications:
+ Bachelor's College education preferred.
+ Thorough knowledge and understanding of relationship banking (i.e.: Lending Products, Depository and Cash Management and Trust Services.)
+ 5 - 10 years' commercial lending experience, within the Eastern Massachusetts Corporate Banking Marketplace.
+ Solid negotiation skills.
+ Strong communication and interpersonal skills.
+ Strong analytical skills.
+ Ability to anticipate and identify customer needs and business opportunities.
+ Knowledge of commercial lending regulations, underwriting standards and proper loan documentation.
+ Proven PC skills.
+ Ability to work independently on unstructured projects with limited direction.
+ Strong internal and external customer service skills.
The above description covers the most significant major responsibilities but does not exclude other occasional responsibilities and accountabilities the inclusion of which would be in conformity with the major purpose of this job.
Location:
Waltham, Massachusetts
About Cambridge Savings Bank:
Cambridge Savings Bank is a full-service financial institution with approximately $5 billion in assets that is committed to improving the quality of life in the communities it serves. One of the oldest and largest community banks in Massachusetts, Cambridge Savings Bank offers a full line of individual and business banking services and has branches located in Arlington, Bedford, Belmont, Burlington, Cambridge, Charlestown, Concord, Lexington, Melrose, Newton, and Watertown.
Cambridge Savings Bank is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. We are a VEVRAA Federal Contractor.
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Updated March 14, 2024
Updated March 14, 2024